Best Personal Loan Rates in Emporia, Kansas (KS) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Emporia, Kansas include: Credit Union of Emporia Credit UnionCredit Union of Emporia Credit Union2711 W 15TH AVE, EMPORIA, KS, 66801A+5.0 ★Texas Ratio: 2.17% offering Miscellaneous Personal Property (without perfected lien) at 8.49% APR, Emporia State Federal Credit UnionEmporia State Federal Credit Union310 W 12th Ave, Emporia, KS, 66801A+5.0 ★Texas Ratio: 4.86% offering Unsecured (Signature) at 13.00% APR, Farmway Credit UnionFarmway Credit UnionA+5.0 ★Texas Ratio: 3.99% offering Recreational Loans at 4.15% APR, Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.73% offering Credit Builder Loan at 4.50% APR, and Public Safety Credit UnionPublic Safety Credit UnionA+5.0 ★Texas Ratio: 1.02% offering Gun Loans at 4.99% APR. Personal loan rates as of April 19, 2026 according to verified data from MonitorBankRates.
Emporia has 2 local institutions in our database, with personal loan rates as low as 8.49% APR from Credit Union of Emporia Credit Union at 2711 W 15TH AVE, EMPORIA, KS, 66801. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Emporia, Kansas.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Emporia, Kansas. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 19, 2026
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This promo 'runs away' July 31, 2026.
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Credit Score A - 750 & higher
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Credit Score: 750 & higher; Limit: $5,000.00
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Credit Score: 700 - 749; Limit: $4,500.00
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Credit Score B - 700 - 749
Credit Score: 650 - 699; Limit: $3,000.00
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Loan Amount: $7,500
Credit Score: 600 - 649; Limit: $1,500.00
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Credit Score C - 650 - 699
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Credit Score: 550 - 599; Limit: $1,000.00
Limit: $500.00
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Credit Score D - 600 - 649
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Credit Score A - 750 & higher
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Credit Score C - 650 - 699
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Credit Score D - 600 - 649
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Emporia, KS Personal Loan Rate Trends
Compare local Emporia, KS personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Kansas personal loan rates currently average 12.913% APR.
Kansas signature loan rates rose 0.006 points over the past 7 days to 11.971% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Kansas?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Kansas?
Are credit unions or banks better for personal loans in Emporia, Kansas?
What are the best personal loan rates in Emporia, Kansas?
- Credit Union of Emporia Credit Union: 8.49% (Miscellaneous Personal Property (without perfected lien))
- Emporia State Federal Credit Union: 13.00% (Unsecured (Signature))
- Farmway Credit Union: 4.15% (Recreational Loans)
- Baxter Credit Union: 4.50% (Credit Builder Loan)
- Public Safety Credit Union: 4.99% (Gun Loans)
Personal Loan Calculators
