Best Personal Loan Rates in Ingalls, Kansas - June 2026
Brian McKay
Brian McKay
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Current personal loan options available to borrowers in Ingalls, Kansas include: Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.04% offering Credit Builder Loan at 4.50% APR, Emporia State Federal Credit UnionEmporia State Federal Credit UnionA+5.0 ★Texas Ratio: 4.76% offering 2021 - 2026 Models Loan at 4.50% APR, Frontier Community Credit UnionFrontier Community Credit UnionA5.0 ★Texas Ratio: 8.25% offering 2016 - 2021 Loan at 4.52% APR, Mid American Credit UnionMid American Credit UnionA+5.0 ★Texas Ratio: 4.68% offering 2016 and Older Loan at 4.74% APR, and Wichita Federal Credit UnionWichita Federal Credit UnionA5.0 ★Texas Ratio: 8.48% offering Motorcycyles Loan at 4.99% APR. Personal loan rates as of June 16, 2026 according to verified data from MonitorBankRates.
Ingalls borrowers have access to 45 lenders serving the Kansas area, with personal loan rates as low as 4.50% APR from Baxter Credit Union. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Ingalls, Kansas.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Ingalls, Kansas. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: June 16, 2026
Ingalls Personal Loan Rates
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As Low As; APR is a maximum rate and may vary based on creditworthiness and other factors.
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As Low As; APR is a maximum rate and may vary based on creditworthiness and other factors.
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APR* as low as 4.99% with AutoPay; Automatic payment (AutoPay) discount available
As Low As; Rates, terms and conditions are subject to change and may vary based on credit worthiness, qualifications and collateral conditions. All loans are subject to approval.
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As Low As; Consumer boats and other recreational vehicles subject to Annual Percentage Rates as low as 5.23% APR. APR includes a 3% discount for automatic debit of monthly payment from an RCB Bank checking or savings account. Rate could increase if automatic debit is canceled at any time during the term of the loan. Discounted rate is for 2021-2026 models. Loan fees apply. Loan payment and APR will vary based on loan amount, term and any fees. With approved credit, including a minimum credit score of 675. Generally not available for refinance of existing RCB Bank loan. Other terms, restrictions and exclusions may apply.
Loan Amount: $25,000
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Fixed
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over $40,000; As Low As; APR is a maximum rate and may vary based on creditworthiness and other factors.
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Loan Amount: $20,000
As Low As; 100% financing with qualified credit
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As Low As; APR is a maximum rate and may vary based on creditworthiness and other factors.
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As Low As; 100% financing with qualified credit
Rates as low as...
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Fixed Rate; ***
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A
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As Low As; 100% financing with qualified credit
Loan amount: $1,000 at 8% for 12 months Funds secured in a 12-month CD at MRCU Credit review with improvement tips Loan payoff leads to $1,000 CD + Dividends Set up an appointment with a loan officer once this loan is paid in full to review an updated credit report.
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As Low As; APR is a maximum rate and may vary based on creditworthiness and other factors.
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Base 8.25%; 0.00% adjustment for Credit Score C - 650 - 699
As Low As; 100% financing with qualified credit
As Low As; APR is a maximum rate and may vary based on creditworthiness and other factors.
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APR* (as low as)
LTV: up to 75%
Credit Rating 1
Loan Amount: $15,000
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As Low As; APR is a maximum rate and may vary based on creditworthiness and other factors.
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LTV: up to 75%
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Credit Rating 1
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As Low As; 100% financing with qualified credit
Loan Amount: $10,000
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up to $500; Tier B
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Fixed Rate; As Low As; *
LTV: up to 85%
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Ex: $6,000 @ 10% for 36 months = $194.
APR* for Balance Transfer
APR* for Cash Advance
APR* Purchases
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Credit Rating 1
No additional details available.
up to $500; Tier C
Fixed Rate; ***
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As Low As; multiple factors determine interest rate, loan limit and term: those factors include applicant's credit score and debt to income ratio.
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Rates as low as...
Credit Score: A - 750 & higher
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up to $500; Tier D
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Credit Rating 1
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As Low As; Rates, terms and conditions are subject to change and may vary based on credit worthiness, qualifications and collateral conditions. All loans are subject to approval.
As Low As; Terms up to 36 months
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Credit Score: B - 700 - 749
Borrow between $500 and $7,500. Click here to apply.
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*$7,500.00 maximum amount available after 18 months of B&V permanent employment or B&V Credit Union membership. (pro-rated for less than 18 months of B&V permanent employment or B&V Credit Union membership)
$5,000; As Low As; *APR
Up to $5,000; As Low As; *APR
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Fixed
"B" APR
Credit Rating 2
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Credit Score: C - 650 - 699
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Credit Rating 2
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"C" APR
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APR* for Balance Transfer
APR* for Cash Advance
APR* Purchases
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Credit Rating 2
Ingalls Personal Loan Rates
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Borrow between $500 and $7,500. Click here to apply.
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Ingalls Debt Consolidation Loan Rates
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Ingalls Signature Loan Rates
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up to $500; Tier B
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As Low As; **
Fixed Rate; As Low As; *
As Low As
Ex: $6,000 @ 10% for 36 months = $194.
As Low As
No additional details available.
up to $500; Tier C
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As Low As; multiple factors determine interest rate, loan limit and term: those factors include applicant's credit score and debt to income ratio.
Rates as low as...
Credit Score: A - 750 & higher
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up to $500; Tier D
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Credit Score: B - 700 - 749
No additional details available.
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*$7,500.00 maximum amount available after 18 months of B&V permanent employment or B&V Credit Union membership. (pro-rated for less than 18 months of B&V permanent employment or B&V Credit Union membership)
$5,000; As Low As; *APR
Up to $5,000; As Low As; *APR
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Fixed
"B" APR
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Credit Score: C - 650 - 699
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"C" APR
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Ingalls, KS Personal Loan Rate Trends
Compare local Ingalls, KS personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Kansas personal loan rates fell 0.487 points over the past 7 days to 13.037% APR.
Kansas signature loan rates fell 0.241 points over the past 7 days to 11.977% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Ingalls, Kansas personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Ingalls, Kansas directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Ingalls, Kansas. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in KS.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Kansas?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Kansas?
Are credit unions or banks better for personal loans in Ingalls, Kansas?
What are the best personal loan rates in Ingalls, Kansas?
- Baxter Credit Union: 4.50% (Credit Builder Loan)
- Emporia State Federal Credit Union: 4.50% (2021 - 2026 Models Loan)
- Frontier Community Credit Union: 4.52% (2016 - 2021 Loan)
- Mid American Credit Union: 4.74% (2016 and Older Loan)
- Wichita Federal Credit Union: 4.99% (Motorcycyles Loan)
Personal Loan Calculators
