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Best Personal Loan Rates in Zenda, Kansas (KS) - May 2026

Current personal loan options available to borrowers in Zenda, Kansas include: Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.73% offering Credit Builder Loan at 4.50% APR, County Credit UnionCounty Credit UnionA+5.0 ★Texas Ratio: 3.78% offering Signature (Personal) at 4.99% APR, Public Safety Credit UnionPublic Safety Credit UnionA+5.0 ★Texas Ratio: 1.02% offering Gun Loans at 4.99% APR, Communication Federal Credit UnionCommunication Federal Credit UnionA5.0 ★Texas Ratio: 7.85% offering Storm Shelter Loan at 5.99% APR, and Great Plains Federal Credit UnionGreat Plains Federal Credit UnionA+5.0 ★Texas Ratio: 2.27% offering Other Loans at 6.75% APR. Personal loan rates as of May 3, 2026 according to verified data from MonitorBankRates.

Zenda borrowers have access to 42 lenders serving the Kansas area, with personal loan rates as low as 4.50% APR from Baxter Credit Union. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.

We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Zenda, Kansas.

Personal loan rates reflect recent market quotes and representative offers available to borrowers in Zenda, Kansas. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: May 3, 2026

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
Credit Builder Loan
4.50%
APR4.50%
Last UpdatedMay 4, 2026
Details

No additional details available.

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
Refinance Loan
4.64%
APR4.64%
Last UpdatedMay 4, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
Medical Degree Refinance Loan
4.80%
APR4.80%
Last UpdatedMay 4, 2026
Details

As Low As

County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.78%
Signature (Personal)
4.99%
APR4.99%
Last UpdatedMay 4, 2026
Details

No additional details available.

Public Safety Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
Gun Loans
4.99%
APR4.99%
Last UpdatedMay 4, 2026
Details

Rates as low as 4.99%

Communication Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
Storm Shelter Loan
5.99%
APR5.99%
Last UpdatedMay 4, 2026
Details

No additional details available.

Great Plains Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
Other Loans
6.75%
APR6.75%
Last UpdatedMay 4, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
Personal Loan
6.99%
APR6.99%
Last UpdatedMay 4, 2026
Details

As Low As

KC FAIRFAX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
Signature Loans
7.00%
APR7.00%
Last UpdatedMay 4, 2026
Details

As Low As

Unity One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
Signature & Lifestyle Loans
8.24%
APR8.24%
Last UpdatedMay 4, 2026
Details

No additional details available.

Hutchinson Government Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.18%
Signature Loan
8.50%
APR8.50%
Last UpdatedMay 4, 2026
Details

No additional details available.

Morton Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.38%
Signature Loan A
8.50%
APR8.50%
Last UpdatedMay 4, 2026
Details

up to $500

Morton Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.38%
Signature
8.50%
APR8.50%
Last UpdatedMay 4, 2026
Details

As Low As

KUMC Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.09%
Personal
8.65%
APR8.65%
Last UpdatedMay 4, 2026
Details

No additional details available.

Roberts Dairy Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
Signature Loans
9.00%
APR9.00%
Last UpdatedMay 4, 2026
Details

No additional details available.

Dillon Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.28%
Signature Loan
9.00%
APR9.00%
Last UpdatedMay 4, 2026
Details

No additional details available.

Golden Belt Bank, FSA
Institution Rating:
A5.0 ★Texas Ratio: 6.19%
Construction Loan
9.21%
APR9.21%
Last UpdatedMay 4, 2026
Details

No additional details available.

KUMC Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.09%
Personal
9.30%
APR9.30%
Last UpdatedMay 4, 2026
Details

No additional details available.

Skyward Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
Unsecured Loan
9.39%
APR9.39%
Last UpdatedMay 4, 2026
Details

to 17.99%

Morton Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.38%
Signature Loan B
9.50%
APR9.50%
Last UpdatedMay 4, 2026
Details

up to $500

Frontier Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.14%
Signature
9.50%
APR9.50%
Last UpdatedMay 4, 2026
Details

As Low As

Unity One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
Signature & Lifestyle Loans
9.74%
APR9.74%
Last UpdatedMay 4, 2026
Details

No additional details available.

Wichita Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.47%
Signature Loans
9.75%
APR9.75%
Last UpdatedMay 4, 2026
Details

As Low As

Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
Personal Loans
9.90%
APR9.90%
Last UpdatedMay 4, 2026
Details

As Low As; APR*

First Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.02%
Seasonal Loan
9.99%
APR9.99%
Last UpdatedMay 4, 2026
Details

No additional details available.

C&R Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
BACK TO SCHOOL LOAN SPECIAL
10.00%
APR10.00%
Last UpdatedMay 4, 2026
Details

LIMIT - $1,000.00

C&R Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
SPRING LOAN SPECIAL
10.00%
APR10.00%
Last UpdatedMay 4, 2026
Details

LIMIT - $1,000.00

Central Kansas Education Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.67%
Personal & Seasonal
10.00%
APR10.00%
Last UpdatedMay 4, 2026
Details

Personal & Seasonal as low as 10.00 % APR

Ark Valley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.23%
Signature
10.00%
APR10.00%
Last UpdatedMay 4, 2026
Details

As Low As; Signature

Ark Valley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.23%
Signature Loan
10.00%
APR10.00%
Last UpdatedMay 4, 2026
Details

No additional details available.

Frontier Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.14%
Signature
10.00%
APR10.00%
Last UpdatedMay 4, 2026
Details

As Low As

KUMC Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.09%
Personal
10.15%
APR10.15%
Last UpdatedMay 4, 2026
Details

No additional details available.

Unity One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
Signature & Lifestyle Loans
10.24%
APR10.24%
Last UpdatedMay 4, 2026
Details

No additional details available.

Kansas Teachers Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.51%
Signature
10.25%
APR10.25%
Last UpdatedMay 4, 2026
Details

No additional details available.

Mid Kansas Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.41%
SIGNATURE UNSECURED
10.49%
APR10.49%
Last UpdatedMay 4, 2026
Details

No additional details available.

Morton Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.38%
Signature Loan C
10.50%
APR10.50%
Last UpdatedMay 4, 2026
Details

up to $500

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.79%
Signature
10.75%
APR10.75%
Last UpdatedMay 4, 2026
Details

As Low As

Mid American Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.01%
Signature Loans Unsecured
10.90%
APR10.90%
Last UpdatedMay 4, 2026
Details

As Low As

Mid American Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.01%
Unsecured
10.90%
APR10.90%
Last UpdatedMay 4, 2026
Details

As Low As

First Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.02%
Seasonal Loan
10.99%
APR10.99%
Last UpdatedMay 4, 2026
Details

No additional details available.

C&R Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
Unsecured Loans A
11.00%
APR11.00%
Last UpdatedMay 4, 2026
Details

Credit Score: 750 & higher; Limit: $5,000.00

Great Plains Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
Signature
11.00%
APR11.00%
Last UpdatedMay 4, 2026
Details

As Low As

Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
Signature Loan - 24 Months
11.00%
APR11.00%
Last UpdatedMay 4, 2026
Details

No additional details available.

Reliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
Signature Loans
11.00%
APR11.00%
Last UpdatedMay 4, 2026
Details

As Low As; Signature Loans

Frontier Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.14%
Signature
11.00%
APR11.00%
Last UpdatedMay 4, 2026
Details

As Low As

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.79%
Signature
11.25%
APR11.25%
Last UpdatedMay 4, 2026
Details

As Low As

Morton Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.38%
Signature Loan D
11.50%
APR11.50%
Last UpdatedMay 4, 2026
Details

up to $500

First National Bank of Hutchinson
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
Personal Loans
11.55%
APR11.55%
Last UpdatedMay 4, 2026
Details

No additional details available.

First National Bank of Hutchinson
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
Unsecured Personal Loans
11.55%
APR11.55%
Last UpdatedMay 4, 2026
Details

No additional details available.

Unity One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
Signature & Lifestyle Loans
11.74%
APR11.74%
Last UpdatedMay 4, 2026
Details

No additional details available.

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.79%
Signature
11.75%
APR11.75%
Last UpdatedMay 4, 2026
Details

As Low As

First National Bank of Hutchinson
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
Personal Loans
11.88%
APR11.88%
Last UpdatedMay 4, 2026
Details

No additional details available.

First National Bank of Hutchinson
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
Unsecured Personal Loans
11.88%
APR11.88%
Last UpdatedMay 4, 2026
Details

No additional details available.

KUMC Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.09%
Personal
11.95%
APR11.95%
Last UpdatedMay 4, 2026
Details

No additional details available.

First Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.02%
Personal Loan
11.99%
APR11.99%
Last UpdatedMay 4, 2026
Details

As Low As

First Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.02%
Seasonal Loan
11.99%
APR11.99%
Last UpdatedMay 4, 2026
Details

No additional details available.

Reliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
Signature Loans
12.00%
APR12.00%
Last UpdatedMay 4, 2026
Details

As Low As; Signature Loans

Topeka Firemens Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
Unsecured
12.00%
APR12.00%
Last UpdatedMay 4, 2026
Details

No additional details available.

Central Kansas Education Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.67%
Signature
12.00%
APR12.00%
Last UpdatedMay 4, 2026
Details

No additional details available.

Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
Signature Loan - 36 Months
12.00%
APR12.00%
Last UpdatedMay 4, 2026
Details

No additional details available.

C&R Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
Unsecured Loans B
12.00%
APR12.00%
Last UpdatedMay 4, 2026
Details

Credit Score: 700 - 749; Limit: $4,500.00

Public Safety Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
Unsecured Loans
12.14%
APR12.14%
Last UpdatedMay 4, 2026
Details

Rates as low as 12.14%

Farmway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
Unsecured Closed End
12.25%
APR12.25%
Last UpdatedMay 4, 2026
Details

No additional details available.

Kansas State University Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.26%
Signature Loan
12.35%
APR12.35%
Last UpdatedMay 4, 2026
Details

As Low As

Credit Union of Emporia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
Signature
12.50%
APR12.50%
Last UpdatedMay 4, 2026
Details

Over $1000; starting at 12.50%

Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
Signature Loan - 48 Months
13.00%
APR13.00%
Last UpdatedMay 4, 2026
Details

No additional details available.

United Consumers Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.31%
Signature Loan
13.00%
APR13.00%
Last UpdatedMay 4, 2026
Details

As Low As

B&V Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.87%
Signature Loans
13.00%
APR13.00%
Last UpdatedMay 4, 2026
Details

No additional details available.

B&V Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.87%
Signature
13.00%
APR13.00%
Last UpdatedMay 4, 2026
Details

No additional details available.

Credit Union of Dodge City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.05%
Unsecured Signature Loans
13.00%
APR13.00%
Last UpdatedMay 4, 2026
Details

As Low As

Emporia State Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
Unsecured (Signature)
13.00%
APR13.00%
Last UpdatedMay 4, 2026
Details

Up to $5,000; As Low As

C&R Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
Unsecured Loans C
13.00%
APR13.00%
Last UpdatedMay 4, 2026
Details

Credit Score: 650 - 699; Limit: $3,000.00

Emporia State Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
Unsecured (Signature) to $10,000
13.00%
APR13.00%
Last UpdatedMay 4, 2026
Details

$5,000; As Low As

Communication Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
Signature
13.24%
APR13.24%
Last UpdatedMay 4, 2026
Details

No additional details available.

Credit Union of Emporia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
Signature
13.50%
APR13.50%
Last UpdatedMay 4, 2026
Details

Up to $1000; starting at 13.50%

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Personal Loan
13.74%
APR13.74%
Last UpdatedMay 4, 2026
Details

No additional details available.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Personal Loans
13.74%
APR13.74%
Last UpdatedMay 4, 2026
Details

As Low As

Midwest Heritage Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
Personal/Unsecured Loan
13.97%
APR13.97%
Last UpdatedMay 4, 2026
Details

No additional details available.

Nova Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.29%
Personal Loan
14.00%
APR14.00%
Last UpdatedMay 4, 2026
Details

No additional details available.

Crossroads Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.01%
Signature
14.00%
APR14.00%
Last UpdatedMay 4, 2026
Details

No additional details available.

Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
Signature Loan - 60 Months
14.00%
APR14.00%
Last UpdatedMay 4, 2026
Details

No additional details available.

C&R Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
Unsecured Loans D
14.00%
APR14.00%
Last UpdatedMay 4, 2026
Details

Credit Score: 600 - 649; Limit: $1,500.00

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Debt Consolidation Loan
14.49%
APR14.49%
Last UpdatedMay 4, 2026
Details

No additional details available.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Debt Consolidation Loans
14.49%
APR14.49%
Last UpdatedMay 4, 2026
Details

As Low As

Unity One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
Signature & Lifestyle Loans
14.74%
APR14.74%
Last UpdatedMay 4, 2026
Details

No additional details available.

C&R Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
Unsecured Loans E
15.00%
APR15.00%
Last UpdatedMay 4, 2026
Details

Credit Score: 550 - 599; Limit: $1,000.00

C&R Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
Unsecured Loans No Score
15.00%
APR15.00%
Last UpdatedMay 4, 2026
Details

Limit: $500.00

Envista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
Personal Loans 48 months
15.07%
APR15.07%
Last UpdatedMay 4, 2026
Details

Best Rate: 14.00%

Envista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
Personal Loans 36 months
15.13%
APR15.13%
Last UpdatedMay 4, 2026
Details

Best Rate: 13.75%

Envista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
Personal Loans 24 months
15.49%
APR15.49%
Last UpdatedMay 4, 2026
Details

Best Rate: 13.50%

Communication Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
Flex Loan
15.65%
APR15.65%
Last UpdatedMay 4, 2026
Details

No additional details available.

Azura Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
Personal Loan
16.33%
APR16.33%
Last UpdatedMay 4, 2026
Details

As Low As; Best Rate: 15.99%

Unity One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
Cash Advance Loan
18.00%
APR18.00%
Last UpdatedMay 4, 2026
Details

No additional details available.

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
Personal Loan
6.99%
APR6.99%
Last UpdatedMay 4, 2026
Details

As Low As

Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
Personal Loans
9.90%
APR9.90%
Last UpdatedMay 4, 2026
Details

As Low As; APR*

First National Bank of Hutchinson
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
Personal Loans
11.55%
APR11.55%
Last UpdatedMay 4, 2026
Details

No additional details available.

First National Bank of Hutchinson
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
Unsecured Personal Loans
11.55%
APR11.55%
Last UpdatedMay 4, 2026
Details

No additional details available.

First National Bank of Hutchinson
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
Personal Loans
11.88%
APR11.88%
Last UpdatedMay 4, 2026
Details

No additional details available.

First National Bank of Hutchinson
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
Unsecured Personal Loans
11.88%
APR11.88%
Last UpdatedMay 4, 2026
Details

No additional details available.

First Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.02%
Personal Loan
11.99%
APR11.99%
Last UpdatedMay 4, 2026
Details

As Low As

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Personal Loan
13.74%
APR13.74%
Last UpdatedMay 4, 2026
Details

No additional details available.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Personal Loans
13.74%
APR13.74%
Last UpdatedMay 4, 2026
Details

As Low As

Nova Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.29%
Personal Loan
14.00%
APR14.00%
Last UpdatedMay 4, 2026
Details

No additional details available.

Envista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
Personal Loans 48 months
15.07%
APR15.07%
Last UpdatedMay 4, 2026
Details

Best Rate: 14.00%

Envista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
Personal Loans 36 months
15.13%
APR15.13%
Last UpdatedMay 4, 2026
Details

Best Rate: 13.75%

Envista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
Personal Loans 24 months
15.49%
APR15.49%
Last UpdatedMay 4, 2026
Details

Best Rate: 13.50%

Azura Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
Personal Loan
16.33%
APR16.33%
Last UpdatedMay 4, 2026
Details

As Low As; Best Rate: 15.99%

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Debt Consolidation Loan
14.49%
APR14.49%
Last UpdatedMay 4, 2026
Details

No additional details available.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Debt Consolidation Loans
14.49%
APR14.49%
Last UpdatedMay 4, 2026
Details

As Low As

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.78%
Signature (Personal)
4.99%
APR4.99%
Last UpdatedMay 4, 2026
Details

No additional details available.

KC FAIRFAX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
Signature Loans
7.00%
APR7.00%
Last UpdatedMay 4, 2026
Details

As Low As

Unity One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
Signature & Lifestyle Loans
8.24%
APR8.24%
Last UpdatedMay 4, 2026
Details

No additional details available.

Morton Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.38%
Signature
8.50%
APR8.50%
Last UpdatedMay 4, 2026
Details

As Low As

Morton Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.38%
Signature Loan A
8.50%
APR8.50%
Last UpdatedMay 4, 2026
Details

up to $500

Hutchinson Government Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.18%
Signature Loan
8.50%
APR8.50%
Last UpdatedMay 4, 2026
Details

No additional details available.

Roberts Dairy Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
Signature Loans
9.00%
APR9.00%
Last UpdatedMay 4, 2026
Details

No additional details available.

Dillon Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.28%
Signature Loan
9.00%
APR9.00%
Last UpdatedMay 4, 2026
Details

No additional details available.

Morton Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.38%
Signature Loan B
9.50%
APR9.50%
Last UpdatedMay 4, 2026
Details

up to $500

Frontier Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.14%
Signature
9.50%
APR9.50%
Last UpdatedMay 4, 2026
Details

As Low As

Unity One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
Signature & Lifestyle Loans
9.74%
APR9.74%
Last UpdatedMay 4, 2026
Details

No additional details available.

Wichita Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.47%
Signature Loans
9.75%
APR9.75%
Last UpdatedMay 4, 2026
Details

As Low As

Ark Valley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.23%
Signature
10.00%
APR10.00%
Last UpdatedMay 4, 2026
Details

As Low As; Signature

Ark Valley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.23%
Signature Loan
10.00%
APR10.00%
Last UpdatedMay 4, 2026
Details

No additional details available.

Frontier Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.14%
Signature
10.00%
APR10.00%
Last UpdatedMay 4, 2026
Details

As Low As

Unity One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
Signature & Lifestyle Loans
10.24%
APR10.24%
Last UpdatedMay 4, 2026
Details

No additional details available.

Kansas Teachers Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.51%
Signature
10.25%
APR10.25%
Last UpdatedMay 4, 2026
Details

No additional details available.

Mid Kansas Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.41%
SIGNATURE UNSECURED
10.49%
APR10.49%
Last UpdatedMay 4, 2026
Details

No additional details available.

Morton Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.38%
Signature Loan C
10.50%
APR10.50%
Last UpdatedMay 4, 2026
Details

up to $500

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.79%
Signature
10.75%
APR10.75%
Last UpdatedMay 4, 2026
Details

As Low As

Mid American Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.01%
Signature Loans Unsecured
10.90%
APR10.90%
Last UpdatedMay 4, 2026
Details

As Low As

Frontier Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.14%
Signature
11.00%
APR11.00%
Last UpdatedMay 4, 2026
Details

As Low As

Reliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
Signature Loans
11.00%
APR11.00%
Last UpdatedMay 4, 2026
Details

As Low As; Signature Loans

Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
Signature Loan - 24 Months
11.00%
APR11.00%
Last UpdatedMay 4, 2026
Details

No additional details available.

Great Plains Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
Signature
11.00%
APR11.00%
Last UpdatedMay 4, 2026
Details

As Low As

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.79%
Signature
11.25%
APR11.25%
Last UpdatedMay 4, 2026
Details

As Low As

Morton Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.38%
Signature Loan D
11.50%
APR11.50%
Last UpdatedMay 4, 2026
Details

up to $500

Unity One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
Signature & Lifestyle Loans
11.74%
APR11.74%
Last UpdatedMay 4, 2026
Details

No additional details available.

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.79%
Signature
11.75%
APR11.75%
Last UpdatedMay 4, 2026
Details

As Low As

Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
Signature Loan - 36 Months
12.00%
APR12.00%
Last UpdatedMay 4, 2026
Details

No additional details available.

Central Kansas Education Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.67%
Signature
12.00%
APR12.00%
Last UpdatedMay 4, 2026
Details

No additional details available.

Reliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
Signature Loans
12.00%
APR12.00%
Last UpdatedMay 4, 2026
Details

As Low As; Signature Loans

Kansas State University Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.26%
Signature Loan
12.35%
APR12.35%
Last UpdatedMay 4, 2026
Details

As Low As

Credit Union of Emporia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
Signature
12.50%
APR12.50%
Last UpdatedMay 4, 2026
Details

Over $1000; starting at 12.50%

B&V Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.87%
Signature
13.00%
APR13.00%
Last UpdatedMay 4, 2026
Details

No additional details available.

United Consumers Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.31%
Signature Loan
13.00%
APR13.00%
Last UpdatedMay 4, 2026
Details

As Low As

B&V Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.87%
Signature Loans
13.00%
APR13.00%
Last UpdatedMay 4, 2026
Details

No additional details available.

Emporia State Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
Unsecured (Signature)
13.00%
APR13.00%
Last UpdatedMay 4, 2026
Details

Up to $5,000; As Low As

Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
Signature Loan - 48 Months
13.00%
APR13.00%
Last UpdatedMay 4, 2026
Details

No additional details available.

Credit Union of Dodge City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.05%
Unsecured Signature Loans
13.00%
APR13.00%
Last UpdatedMay 4, 2026
Details

As Low As

Emporia State Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
Unsecured (Signature) to $10,000
13.00%
APR13.00%
Last UpdatedMay 4, 2026
Details

$5,000; As Low As

Communication Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
Signature
13.24%
APR13.24%
Last UpdatedMay 4, 2026
Details

No additional details available.

Credit Union of Emporia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
Signature
13.50%
APR13.50%
Last UpdatedMay 4, 2026
Details

Up to $1000; starting at 13.50%

Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
Signature Loan - 60 Months
14.00%
APR14.00%
Last UpdatedMay 4, 2026
Details

No additional details available.

Crossroads Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.01%
Signature
14.00%
APR14.00%
Last UpdatedMay 4, 2026
Details

No additional details available.

Unity One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
Signature & Lifestyle Loans
14.74%
APR14.74%
Last UpdatedMay 4, 2026
Details

No additional details available.

No home improvement personal loan rates found in Zenda, KS currently.

Zenda, KS Personal Loan Rate Trends

Compare local Zenda, KS personal loan rates against the statewide average

Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Kansas Personal Loan Trends →
Personal Loan — KS Avg
13.382%
▼ 0.563 vs 7 days ago

Kansas personal loan rates fell 0.563 points over the past 7 days to 13.382% APR.

Signature Loan — KS Avg
11.831%
▼ 0.375 vs 7 days ago

Kansas signature loan rates fell 0.375 points over the past 7 days to 11.831% APR.

As of May 4, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Frequently Asked Questions

What credit score do I need for a personal loan in Kansas?

Most lenders in Zenda, Kansas require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Kansas often have more flexible requirements than traditional banks.

What is the difference between secured and unsecured personal loans?

Unsecured personal loans in Zenda, Kansas require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.

Can I use a personal loan for debt consolidation in Kansas?

Yes. Debt consolidation is one of the most common uses of personal loans in Zenda, Kansas. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.

Are credit unions or banks better for personal loans in Zenda, Kansas?

Credit unions in Zenda, Kansas often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.

What are the best personal loan rates in Zenda, Kansas?

  • Baxter Credit Union: 4.50% (Credit Builder Loan)
  • County Credit Union: 4.99% (Signature (Personal))
  • Public Safety Credit Union: 4.99% (Gun Loans)
  • Communication Federal Credit Union: 5.99% (Storm Shelter Loan)
  • Great Plains Federal Credit Union: 6.75% (Other Loans)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Zenda, Kansas. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: May 3, 2026.