Best Personal Loan Rates in Lexington, Kentucky (KY) - May 2026
Content reviewed by
Brian McKay
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Editorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Kentucky borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
Current personal loan options available to borrowers in Lexington, Kentucky include: Lexington Postal Community Credit UnionLexington Postal Community Credit Union124 Louie Pl, Lexington, KY, 40511A+5.0 ★Texas Ratio: 1.34% offering DEBT RESTRUCTURE Loan at 6.24% APR, Y-12 Federal Credit UnionY-12 Federal Credit Union3620 Walden Dr Ste 100, Lexington, KY, 40517 2065A+5.0 ★Texas Ratio: 2.88% offering 2020-2027 Loan at 6.99% APR, KUE Federal Credit UnionKUE Federal Credit Union1 Quality St, Lexington, KY, 40507 1428A+5.0 ★Texas Ratio: 2.68% offering Unsecured Loan at 9.00% APR, Commonwealth Credit Union Frankfort, KYCommonwealth Credit Union Frankfort, KY280 Meijer Way, Lexington, KY, 40503A+5.0 ★Texas Ratio: 2.47% offering Signature Cash Personal Loan at 9.49% APR, and Members Heritage Credit UnionMembers Heritage Credit Union440 Park Pl, Lexington, KY, 40511 1829A+5.0 ★Texas Ratio: 1.77% offering Signature Loan (fixed) at 9.75% APR. Personal loan rates as of May 23, 2026 according to verified data from MonitorBankRates.
Lexington has 8 local institutions in our database, with personal loan rates as low as 6.24% APR from Lexington Postal Community Credit Union at 124 Louie Pl, Lexington, KY, 40511. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Lexington, Kentucky.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Lexington, Kentucky. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: May 23, 2026
Lexington Personal Loan Rates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Lexington Postal Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
124 Louie Pl, Lexington, KY, 40511
DEBT RESTRUCTURE Loan
6.24%
▼
APR6.24%
Last UpdatedMay 27, 2026
Details
Used Vehicle Loan; no cash out
Y-12 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.88%
3620 Walden Dr Ste 100, Lexington, KY, 40517 2065
2020-2027 Loan
6.99%
▼
APR6.99%
Last UpdatedMay 27, 2026
Details
As Low As; Fixed
Lexington Postal Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
124 Louie Pl, Lexington, KY, 40511
SIGNATURE LOAN SPECIAL
7.00%
▼
APR7.00%
Last UpdatedMay 27, 2026
Details
No additional details available.
Lexington Postal Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
124 Louie Pl, Lexington, KY, 40511
Signature Special Loan
7.00%
▼
APR7.00%
Last UpdatedMay 27, 2026
Details
No additional details available.
Y-12 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.88%
3620 Walden Dr Ste 100, Lexington, KY, 40517 2065
2013-2019 Loan
7.99%
▼
APR7.99%
Last UpdatedMay 27, 2026
Details
As Low As; Fixed
Y-12 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.88%
3620 Walden Dr Ste 100, Lexington, KY, 40517 2065
2020-2027 Loan
7.99%
▼
APR7.99%
Last UpdatedMay 27, 2026
Details
As Low As; Fixed
Y-12 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.88%
3620 Walden Dr Ste 100, Lexington, KY, 40517 2065
2013-2019 Loan
8.99%
▼
APR8.99%
Last UpdatedMay 27, 2026
Details
As Low As; Fixed
KUE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
1 Quality St, Lexington, KY, 40507 1428
Unsecured Loan
9.00%
▼
APR9.00%
Last UpdatedMay 27, 2026
Details
As Low As
Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
280 Meijer Way, Lexington, KY, 40503
Signature Cash Personal Loan
9.49%
▼
APR9.49%
Last UpdatedMay 27, 2026
Details
As Low As
KUE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
1 Quality St, Lexington, KY, 40507 1428
Signature Loan
9.50%
▼
APR9.50%
Last UpdatedMay 27, 2026
Details
As Low As
Members Heritage Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.77%
440 Park Pl, Lexington, KY, 40511 1829
Signature Loan (fixed)
9.75%
▼
APR9.75%
Last UpdatedMay 27, 2026
Details
As Low As
University of Kentucky Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.03%
2557 Sir Barton Way, Lexington, KY, 40509
Vacation Loan
9.99%
▼
APR9.99%
Last UpdatedMay 27, 2026
Details
As Low As
Ashland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.26%
100 Valvoline Way, Lexington, KY, 40509
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMay 27, 2026
Details
As Low As; Maximum amount of $25,000 or 20% of annual income.
KUE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
1 Quality St, Lexington, KY, 40507 1428
Unsecured Loan
10.00%
▼
APR10.00%
Last UpdatedMay 27, 2026
Details
As Low As
Lexington Postal Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
124 Louie Pl, Lexington, KY, 40511
SIGNATURE/CO-SIGNER Loan
10.00%
▼
APR10.00%
Last UpdatedMay 27, 2026
Details
No additional details available.
Ashland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.26%
100 Valvoline Way, Lexington, KY, 40509
Personal Loan
10.49%
▼
APR10.49%
Last UpdatedMay 27, 2026
Details
As Low As; Maximum amount of $25,000 or 20% of annual income.
Ashland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.26%
100 Valvoline Way, Lexington, KY, 40509
Personal Loan
10.99%
▼
APR10.99%
Last UpdatedMay 27, 2026
Details
As Low As; Maximum amount of $25,000 or 20% of annual income.
Park Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.93%
2217 War Admiral Way Ste 102, Lexington, KY, 40509
Personal Loans
11.24%
▼
APR11.24%
Last UpdatedMay 27, 2026
Details
No additional details available.
Park Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.93%
2217 War Admiral Way Ste 102, Lexington, KY, 40509
Personal Loan
11.24%
▼
APR11.24%
Last UpdatedMay 27, 2026
Details
As Low As
University of Kentucky Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.03%
2557 Sir Barton Way, Lexington, KY, 40509
Signature/Unsecured Loan
11.49%
▼
APR11.49%
Last UpdatedMay 27, 2026
Details
As Low As
Ashland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.26%
100 Valvoline Way, Lexington, KY, 40509
Personal Loan
11.49%
▼
APR11.49%
Last UpdatedMay 27, 2026
Details
As Low As; Maximum amount of $25,000 or 20% of annual income.
Ashland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.26%
100 Valvoline Way, Lexington, KY, 40509
Personal Loan
11.99%
▼
APR11.99%
Last UpdatedMay 27, 2026
Details
As Low As; Maximum amount of $25,000 or 20% of annual income.
Park Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.93%
2217 War Admiral Way Ste 102, Lexington, KY, 40509
12 Months Loan
12.24%
▼
APR12.24%
Last UpdatedMay 27, 2026
Details
No additional details available.
Park Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.93%
2217 War Admiral Way Ste 102, Lexington, KY, 40509
Personal Loans
12.24%
▼
APR12.24%
Last UpdatedMay 27, 2026
Details
No additional details available.
Y-12 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.88%
3620 Walden Dr Ste 100, Lexington, KY, 40517 2065
Signature Loan (Unsecured)
12.49%
▼
APR12.49%
Last UpdatedMay 27, 2026
Details
As Low As; Fixed
Y-12 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.88%
3620 Walden Dr Ste 100, Lexington, KY, 40517 2065
Ultra Loan (Unsecured)
13.99%
▼
APR13.99%
Last UpdatedMay 27, 2026
Details
As Low As; Fixed
Park Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.93%
2217 War Admiral Way Ste 102, Lexington, KY, 40509
Personal Loans
14.24%
▼
APR14.24%
Last UpdatedMay 27, 2026
Details
No additional details available.
Park Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.93%
2217 War Admiral Way Ste 102, Lexington, KY, 40509
Personal Loan
14.24%
▼
APR14.24%
Last UpdatedMay 27, 2026
Details
As Low As
Park Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.93%
2217 War Admiral Way Ste 102, Lexington, KY, 40509
Personal Loan
17.99%
▼
APR17.99%
Last UpdatedMay 27, 2026
Details
As Low As
Park Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.93%
2217 War Admiral Way Ste 102, Lexington, KY, 40509
Personal Loans
17.99%
▼
APR17.99%
Last UpdatedMay 27, 2026
Details
No additional details available.
Lexington Postal Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
124 Louie Pl, Lexington, KY, 40511
EZ LOAN
24.00%
▼
APR24.00%
Last UpdatedMay 27, 2026
Details
Up to $1,000, $20 Application Fee
Daviess County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.37%
2023 - 2026 New & Used - min) Loan
4.50%
▼
APR4.50%
Last UpdatedMay 27, 2026
Details
$25,000; As Low As
Daviess County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.37%
2023 - 2026 New & Used - min) Loan
4.75%
▼
APR4.75%
Last UpdatedMay 27, 2026
Details
$25,000; As Low As
Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.41%
2024-2026 New & Used Loan
4.75%
▼
APR4.75%
Last UpdatedMay 27, 2026
Details
As Low As
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
Signature Loans
4.75%
▼
APR4.75%
Last UpdatedMay 27, 2026
Details
Range: 730 and over; Score: A+; Maximum: $5,000.00
Daviess County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.37%
2023 - 2026 New & Used - min) Loan
5.00%
▼
APR5.00%
Last UpdatedMay 27, 2026
Details
$25,000; As Low As
Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.41%
2024-2026 New & Used Loan
5.00%
▼
APR5.00%
Last UpdatedMay 27, 2026
Details
As Low As
Daviess County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.37%
2022-2020 Loan
5.25%
▼
APR5.25%
Last UpdatedMay 27, 2026
Details
As Low As
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
Signature Loans
5.25%
▼
APR5.25%
Last UpdatedMay 27, 2026
Details
Range: 680-729; Score: A; Maximum: $4,000.00
Daviess County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.37%
2023 - 2026 New & Used - min) Loan
5.50%
▼
APR5.50%
Last UpdatedMay 27, 2026
Details
$25,000; As Low As
Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.41%
2022-2023 Loan
5.50%
▼
APR5.50%
Last UpdatedMay 27, 2026
Details
No additional details available.
Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.41%
2024-2026 New & Used Loan
5.50%
▼
APR5.50%
Last UpdatedMay 27, 2026
Details
As Low As
Daviess County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.37%
2022-2020 Loan
5.50%
▼
APR5.50%
Last UpdatedMay 27, 2026
Details
As Low As
Daviess County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.37%
2019-2017 Loan
5.75%
▼
APR5.75%
Last UpdatedMay 27, 2026
Details
As Low As
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
Land Loans
6.00%
▼
APR6.00%
Last UpdatedMay 27, 2026
Details
No additional details available.
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
Signature Loans
6.00%
▼
APR6.00%
Last UpdatedMay 27, 2026
Details
Range: 640-679; Score: B; Maximum: $2,500.00
Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.41%
2024-2026 New & Used Loan
6.00%
▼
APR6.00%
Last UpdatedMay 27, 2026
Details
As Low As
Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.41%
2022-2023 Loan
6.00%
▼
APR6.00%
Last UpdatedMay 27, 2026
Details
No additional details available.
Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.41%
2018-2021 Loan
6.00%
▼
APR6.00%
Last UpdatedMay 27, 2026
Details
No additional details available.
Daviess County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.37%
2022-2020 Loan
6.25%
▼
APR6.25%
Last UpdatedMay 27, 2026
Details
As Low As
Signet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
Recreational Loan
6.46%
▼
APR6.46%
Last UpdatedMay 27, 2026
Details
As Low As
Daviess County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.37%
2016 & Older Loan
6.50%
▼
APR6.50%
Last UpdatedMay 27, 2026
Details
As Low As
Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.41%
2018-2021 Loan
6.50%
▼
APR6.50%
Last UpdatedMay 27, 2026
Details
No additional details available.
Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.41%
2022-2023 Loan
6.50%
▼
APR6.50%
Last UpdatedMay 27, 2026
Details
No additional details available.
Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.41%
2024-2026 New & Used Loan
6.50%
▼
APR6.50%
Last UpdatedMay 27, 2026
Details
As Low As
Daviess County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.37%
2016 & Older Loan
6.75%
▼
APR6.75%
Last UpdatedMay 27, 2026
Details
As Low As
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
Signature Loans
7.00%
▼
APR7.00%
Last UpdatedMay 27, 2026
Details
$9,500 A 850-680
Beacon Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.67%
Revolving Credit Loan
7.00%
▼
APR7.00%
Last UpdatedMay 27, 2026
Details
As Low As
Daviess County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.37%
2019-2017 Loan
7.00%
▼
APR7.00%
Last UpdatedMay 27, 2026
Details
As Low As
Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.41%
2022-2023 Loan
7.00%
▼
APR7.00%
Last UpdatedMay 27, 2026
Details
No additional details available.
Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.41%
2018-2021 Loan
7.00%
▼
APR7.00%
Last UpdatedMay 27, 2026
Details
No additional details available.
Members Choice Credit Union Ashland, KY
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
Adventure Loans
7.24%
▼
APR7.24%
Last UpdatedMay 27, 2026
Details
As Low As; Rate based on creditworthiness and term of loan. Rates are subject to change at any time and are not guaranteed.
Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.41%
2018-2021 Loan
7.50%
▼
APR7.50%
Last UpdatedMay 27, 2026
Details
No additional details available.
Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.41%
2022-2023 Loan
7.50%
▼
APR7.50%
Last UpdatedMay 27, 2026
Details
No additional details available.
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
Signature Loans
7.50%
▼
APR7.50%
Last UpdatedMay 27, 2026
Details
$5,000 B 640-679
APR7.74%
Last UpdatedMay 27, 2026
Details
As Low As
APR7.75%
Last UpdatedMay 27, 2026
Details
No additional details available.
APR8.00%
Last UpdatedMay 27, 2026
Details
No additional details available.
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
Signature Loans
8.00%
▼
APR8.00%
Last UpdatedMay 27, 2026
Details
$9,500 A 850-680
APR8.25%
Last UpdatedMay 27, 2026
Details
No additional details available.
Daviess County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.37%
Miscellaneous Loan
8.40%
▼
APR8.40%
Last UpdatedMay 27, 2026
Details
As Low As
Louisville Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
Signature Loan
8.49%
▼
APR8.49%
Last UpdatedMay 27, 2026
Details
As Low As
Louisville Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
Signature Loans
8.49%
▼
APR8.49%
Last UpdatedMay 27, 2026
Details
As Low As
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
Personal Loans
8.50%
▼
APR8.50%
Last UpdatedMay 27, 2026
Details
As Low As; Rate based on creditworthiness and term of loan.
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
Personal Loan
8.50%
▼
APR8.50%
Last UpdatedMay 27, 2026
Details
Personal Loan
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
Signature Loans
8.50%
▼
APR8.50%
Last UpdatedMay 27, 2026
Details
$5,000 B 640-679
APR8.50%
Last UpdatedMay 27, 2026
Details
No additional details available.
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
Personal Loans
8.75%
▼
APR8.75%
Last UpdatedMay 27, 2026
Details
As Low As
C-Plant Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.14%
Miscellaneous Collateral Loan (e.g. Computers & Lawn Mowers)
8.75%
▼
APR8.75%
Last UpdatedMay 27, 2026
Details
No additional details available.
Northern Kentucky Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
Unsecured Loans
9.00%
▼
APR9.00%
Last UpdatedMay 27, 2026
Details
Credit Score 680+
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
Signature Loans
9.00%
▼
APR9.00%
Last UpdatedMay 27, 2026
Details
$9,500 A 850-680
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
Personal Loan
9.00%
▼
APR9.00%
Last UpdatedMay 27, 2026
Details
Personal Loan
Green River Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
Signature Loans
9.00%
▼
APR9.00%
Last UpdatedMay 27, 2026
Details
No additional details available.
C-Plant Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.14%
Signature Loan
9.00%
▼
APR9.00%
Last UpdatedMay 27, 2026
Details
No additional details available.
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
Personal Loans
9.00%
▼
APR9.00%
Last UpdatedMay 27, 2026
Details
As Low As
C-Plant Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.14%
Signature Loan
9.25%
▼
APR9.25%
Last UpdatedMay 27, 2026
Details
No additional details available.
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
Personal Loans
9.25%
▼
APR9.25%
Last UpdatedMay 27, 2026
Details
As Low As
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
Personal Loans
9.50%
▼
APR9.50%
Last UpdatedMay 27, 2026
Details
As Low As
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
Signature Loans
9.50%
▼
APR9.50%
Last UpdatedMay 27, 2026
Details
$5,000 B 640-679
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
Personal Loan
9.50%
▼
APR9.50%
Last UpdatedMay 27, 2026
Details
Personal Loan
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
Credit Builder Loan
9.50%
▼
APR9.50%
Last UpdatedMay 27, 2026
Details
No additional details available.
APR9.50%
Last UpdatedMay 27, 2026
Details
As Low As
APR9.50%
Last UpdatedMay 27, 2026
Details
As Low As
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
Signature Loans
9.75%
▼
APR9.75%
Last UpdatedMay 27, 2026
Details
Range: 600-639; Score: C; Maximum: $1,500.00
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
Personal Loans
9.75%
▼
APR9.75%
Last UpdatedMay 27, 2026
Details
As Low As
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.82%
Signature Loans
9.75%
▼
APR9.75%
Last UpdatedMay 27, 2026
Details
As Low As
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
Platinum Loan
9.90%
▼
APR9.90%
Last UpdatedMay 27, 2026
Details
balance transfer rate 6.90% for life of balance
Service One Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.42%
Lifestyle Loan/Personal (No Collateral)**
9.90%
▼
APR9.90%
Last UpdatedMay 27, 2026
Details
As Low As
Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
Signature/Unsecured
9.99%
▼
APR9.99%
Last UpdatedMay 27, 2026
Details
As Low As
One Vision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.19%
Personal Signature Loans
9.99%
▼
APR9.99%
Last UpdatedMay 27, 2026
Details
As Low As
Louisville Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
Holiday Loan
9.99%
▼
APR9.99%
Last UpdatedMay 27, 2026
Details
As Low As
Louisville Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
Vacation Loan
9.99%
▼
APR9.99%
Last UpdatedMay 27, 2026
Details
As Low As
Owensboro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
Personal Loans
10.00%
▼
APR10.00%
Last UpdatedMay 27, 2026
Details
As Low As
Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.41%
2017 & older Loan
10.00%
▼
APR10.00%
Last UpdatedMay 27, 2026
Details
No additional details available.
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
Signature Loans
10.00%
▼
APR10.00%
Last UpdatedMay 27, 2026
Details
$9,500 A 850-680
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
Personal Loan
10.00%
▼
APR10.00%
Last UpdatedMay 27, 2026
Details
Personal Loan
Beacon Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.67%
Personal/Signature Loan
10.00%
▼
APR10.00%
Last UpdatedMay 27, 2026
Details
As Low As
Service One Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.42%
Lifestyle Loan/Personal (No Collateral)**
10.40%
▼
APR10.40%
Last UpdatedMay 27, 2026
Details
As Low As
Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.41%
2017 & older Loan
10.50%
▼
APR10.50%
Last UpdatedMay 27, 2026
Details
No additional details available.
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
Signature Loans
10.50%
▼
APR10.50%
Last UpdatedMay 27, 2026
Details
$5,000 B 640-679
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
Personal Loan
10.50%
▼
APR10.50%
Last UpdatedMay 27, 2026
Details
Personal Loan
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.82%
Unsecured Personal Loans
10.75%
▼
APR10.75%
Last UpdatedMay 27, 2026
Details
As Low As
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.82%
Signature Loans
10.75%
▼
APR10.75%
Last UpdatedMay 27, 2026
Details
As Low As
Brown Forman Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
Personal Loan
10.99%
▼
APR10.99%
Last UpdatedMay 27, 2026
Details
As Low As
Daviess County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.37%
Personal Loans
11.00%
▼
APR11.00%
Last UpdatedMay 27, 2026
Details
No additional details available.
Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.41%
Personal Loans
11.25%
▼
APR11.25%
Last UpdatedMay 27, 2026
Details
As Low As
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
Signature Loans
11.50%
▼
APR11.50%
Last UpdatedMay 27, 2026
Details
$3,500 C 600-639
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
Signature Loans Max Term 60 Months
11.50%
▼
APR11.50%
Last UpdatedMay 27, 2026
Details
$9,500 A 850-680
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
Signature Loans
11.75%
▼
APR11.75%
Last UpdatedMay 27, 2026
Details
Range: 550-599; Score: D; Maximum: $1,000.00
APR12.00%
Last UpdatedMay 27, 2026
Details
As Low As
Service One Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.42%
Credit Builder Loan
12.00%
▼
APR12.00%
Last UpdatedMay 27, 2026
Details
As Low As
Northern Kentucky Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
Unsecured Loans
12.00%
▼
APR12.00%
Last UpdatedMay 27, 2026
Details
Credit Score 640-679
Members Choice Credit Union Ashland, KY
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
Personal Loans
12.24%
▼
APR12.24%
Last UpdatedMay 27, 2026
Details
No additional details available.
Service One Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.42%
Lifestyle Loan/Personal (No Collateral)**
12.40%
▼
APR12.40%
Last UpdatedMay 27, 2026
Details
As Low As
Southeast Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.30%
Personal Loans
12.50%
▼
APR12.50%
Last UpdatedMay 27, 2026
Details
As Low As
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
Signature Loans Max Term 60 Months
12.50%
▼
APR12.50%
Last UpdatedMay 27, 2026
Details
$5,000 B 640-679
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
Signature Loans
12.50%
▼
APR12.50%
Last UpdatedMay 27, 2026
Details
No additional details available.
Desco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
Signature Loan
12.66%
▼
APR12.66%
Last UpdatedMay 27, 2026
Details
As Low As
APR13.12%
Last UpdatedMay 27, 2026
Details
As Low As
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
Signature Loans
13.50%
▼
APR13.50%
Last UpdatedMay 27, 2026
Details
No additional details available.
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
Land Loans
13.50%
▼
APR13.50%
Last UpdatedMay 27, 2026
Details
No additional details available.
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
Signature Loans Max Term 60 Months
13.50%
▼
APR13.50%
Last UpdatedMay 27, 2026
Details
$3,500 C 600-639
Southeast Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.30%
Personal Lines of Credit
13.50%
▼
APR13.50%
Last UpdatedMay 27, 2026
Details
As Low As
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
Personal Loan
13.74%
▼
APR13.74%
Last UpdatedMay 27, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
Personal Loans
13.74%
▼
APR13.74%
Last UpdatedMay 27, 2026
Details
No additional details available.
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
Classic - Variable Loan
13.90%
▼
APR13.90%
Last UpdatedMay 27, 2026
Details
Balance transfer 10.90%
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
Classic Loan
13.90%
▼
APR13.90%
Last UpdatedMay 27, 2026
Details
balance transfer rate 10.90% for life of balance
APR14.00%
Last UpdatedMay 27, 2026
Details
As Low As
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
Debt Consolidation Loan
14.49%
▼
APR14.49%
Last UpdatedMay 27, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
Debt Consolidation Loans
14.49%
▼
APR14.49%
Last UpdatedMay 27, 2026
Details
As Low As
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
Signature Loans
14.50%
▼
APR14.50%
Last UpdatedMay 27, 2026
Details
No additional details available.
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
Signature Loans
14.75%
▼
APR14.75%
Last UpdatedMay 27, 2026
Details
Range: 500-549; Score: E; Maximum: $1,000.00
Northern Kentucky Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
Unsecured Loans
15.00%
▼
APR15.00%
Last UpdatedMay 27, 2026
Details
Credit Score 600-639
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
Signature Loans
15.00%
▼
APR15.00%
Last UpdatedMay 27, 2026
Details
$800 D-90% LTV 555-599
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
Signature Loans Max Term 60 Months
15.00%
▼
APR15.00%
Last UpdatedMay 27, 2026
Details
$800 D-90% LTV 555-599
APR16.00%
Last UpdatedMay 27, 2026
Details
As Low As
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
Signature Loans
17.50%
▼
APR17.50%
Last UpdatedMay 27, 2026
Details
No additional details available.
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.82%
Unsecured Personal Loans
18.00%
▼
APR18.00%
Last UpdatedMay 27, 2026
Details
No additional details available.
Northern Kentucky Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
Unsecured Loans
18.00%
▼
APR18.00%
Last UpdatedMay 27, 2026
Details
Credit Score 599 or less
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
Signature Loans
18.00%
▼
APR18.00%
Last UpdatedMay 27, 2026
Details
$500 E-85% LTV Under 554
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Lexington Personal Loan Rates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
280 Meijer Way, Lexington, KY, 40503
Signature Cash Personal Loan
9.49%
▼
APR9.49%
Last UpdatedMay 27, 2026
Details
As Low As
Ashland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.26%
100 Valvoline Way, Lexington, KY, 40509
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMay 27, 2026
Details
As Low As; Maximum amount of $25,000 or 20% of annual income.
Ashland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.26%
100 Valvoline Way, Lexington, KY, 40509
Personal Loan
10.49%
▼
APR10.49%
Last UpdatedMay 27, 2026
Details
As Low As; Maximum amount of $25,000 or 20% of annual income.
Ashland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.26%
100 Valvoline Way, Lexington, KY, 40509
Personal Loan
10.99%
▼
APR10.99%
Last UpdatedMay 27, 2026
Details
As Low As; Maximum amount of $25,000 or 20% of annual income.
Park Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.93%
2217 War Admiral Way Ste 102, Lexington, KY, 40509
Personal Loan
11.24%
▼
APR11.24%
Last UpdatedMay 27, 2026
Details
As Low As
Park Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.93%
2217 War Admiral Way Ste 102, Lexington, KY, 40509
Personal Loans
11.24%
▼
APR11.24%
Last UpdatedMay 27, 2026
Details
No additional details available.
Ashland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.26%
100 Valvoline Way, Lexington, KY, 40509
Personal Loan
11.49%
▼
APR11.49%
Last UpdatedMay 27, 2026
Details
As Low As; Maximum amount of $25,000 or 20% of annual income.
Ashland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.26%
100 Valvoline Way, Lexington, KY, 40509
Personal Loan
11.99%
▼
APR11.99%
Last UpdatedMay 27, 2026
Details
As Low As; Maximum amount of $25,000 or 20% of annual income.
Park Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.93%
2217 War Admiral Way Ste 102, Lexington, KY, 40509
Personal Loans
12.24%
▼
APR12.24%
Last UpdatedMay 27, 2026
Details
No additional details available.
Park Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.93%
2217 War Admiral Way Ste 102, Lexington, KY, 40509
Personal Loan
14.24%
▼
APR14.24%
Last UpdatedMay 27, 2026
Details
As Low As
Park Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.93%
2217 War Admiral Way Ste 102, Lexington, KY, 40509
Personal Loans
14.24%
▼
APR14.24%
Last UpdatedMay 27, 2026
Details
No additional details available.
Park Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.93%
2217 War Admiral Way Ste 102, Lexington, KY, 40509
Personal Loan
17.99%
▼
APR17.99%
Last UpdatedMay 27, 2026
Details
As Low As
Park Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.93%
2217 War Admiral Way Ste 102, Lexington, KY, 40509
Personal Loans
17.99%
▼
APR17.99%
Last UpdatedMay 27, 2026
Details
No additional details available.
APR7.74%
Last UpdatedMay 27, 2026
Details
As Low As
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
Personal Loan
8.50%
▼
APR8.50%
Last UpdatedMay 27, 2026
Details
Personal Loan
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
Personal Loans
8.50%
▼
APR8.50%
Last UpdatedMay 27, 2026
Details
As Low As; Rate based on creditworthiness and term of loan.
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
Personal Loans
8.75%
▼
APR8.75%
Last UpdatedMay 27, 2026
Details
As Low As
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
Personal Loan
9.00%
▼
APR9.00%
Last UpdatedMay 27, 2026
Details
Personal Loan
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
Personal Loans
9.00%
▼
APR9.00%
Last UpdatedMay 27, 2026
Details
As Low As
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
Personal Loans
9.25%
▼
APR9.25%
Last UpdatedMay 27, 2026
Details
As Low As
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
Personal Loans
9.50%
▼
APR9.50%
Last UpdatedMay 27, 2026
Details
As Low As
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
Personal Loan
9.50%
▼
APR9.50%
Last UpdatedMay 27, 2026
Details
Personal Loan
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
Personal Loans
9.75%
▼
APR9.75%
Last UpdatedMay 27, 2026
Details
As Low As
Owensboro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
Personal Loans
10.00%
▼
APR10.00%
Last UpdatedMay 27, 2026
Details
As Low As
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
Personal Loan
10.00%
▼
APR10.00%
Last UpdatedMay 27, 2026
Details
Personal Loan
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
Personal Loan
10.50%
▼
APR10.50%
Last UpdatedMay 27, 2026
Details
Personal Loan
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.82%
Unsecured Personal Loans
10.75%
▼
APR10.75%
Last UpdatedMay 27, 2026
Details
As Low As
Brown Forman Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
Personal Loan
10.99%
▼
APR10.99%
Last UpdatedMay 27, 2026
Details
As Low As
Daviess County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.37%
Personal Loans
11.00%
▼
APR11.00%
Last UpdatedMay 27, 2026
Details
No additional details available.
Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.41%
Personal Loans
11.25%
▼
APR11.25%
Last UpdatedMay 27, 2026
Details
As Low As
Members Choice Credit Union Ashland, KY
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
Personal Loans
12.24%
▼
APR12.24%
Last UpdatedMay 27, 2026
Details
No additional details available.
Southeast Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.30%
Personal Loans
12.50%
▼
APR12.50%
Last UpdatedMay 27, 2026
Details
As Low As
APR13.12%
Last UpdatedMay 27, 2026
Details
As Low As
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
Personal Loan
13.74%
▼
APR13.74%
Last UpdatedMay 27, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
Personal Loans
13.74%
▼
APR13.74%
Last UpdatedMay 27, 2026
Details
No additional details available.
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.82%
Unsecured Personal Loans
18.00%
▼
APR18.00%
Last UpdatedMay 27, 2026
Details
No additional details available.
Powered by
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Lexington Debt Consolidation Loan Rates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Lexington Postal Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
124 Louie Pl, Lexington, KY, 40511
DEBT RESTRUCTURE Loan
6.24%
▼
APR6.24%
Last UpdatedMay 27, 2026
Details
Used Vehicle Loan; no cash out
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
Debt Consolidation Loan
14.49%
▼
APR14.49%
Last UpdatedMay 27, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
Debt Consolidation Loans
14.49%
▼
APR14.49%
Last UpdatedMay 27, 2026
Details
As Low As
Powered by
MonitorBankRates
Lexington Signature Loan Rates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Lexington Postal Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
124 Louie Pl, Lexington, KY, 40511
SIGNATURE LOAN SPECIAL
7.00%
▼
APR7.00%
Last UpdatedMay 27, 2026
Details
No additional details available.
Lexington Postal Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
124 Louie Pl, Lexington, KY, 40511
Signature Special Loan
7.00%
▼
APR7.00%
Last UpdatedMay 27, 2026
Details
No additional details available.
Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
280 Meijer Way, Lexington, KY, 40503
Signature Cash Personal Loan
9.49%
▼
APR9.49%
Last UpdatedMay 27, 2026
Details
As Low As
KUE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
1 Quality St, Lexington, KY, 40507 1428
Signature Loan
9.50%
▼
APR9.50%
Last UpdatedMay 27, 2026
Details
As Low As
Members Heritage Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.77%
440 Park Pl, Lexington, KY, 40511 1829
Signature Loan (fixed)
9.75%
▼
APR9.75%
Last UpdatedMay 27, 2026
Details
As Low As
Lexington Postal Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
124 Louie Pl, Lexington, KY, 40511
SIGNATURE/CO-SIGNER Loan
10.00%
▼
APR10.00%
Last UpdatedMay 27, 2026
Details
No additional details available.
University of Kentucky Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.03%
2557 Sir Barton Way, Lexington, KY, 40509
Signature/Unsecured Loan
11.49%
▼
APR11.49%
Last UpdatedMay 27, 2026
Details
As Low As
Y-12 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.88%
3620 Walden Dr Ste 100, Lexington, KY, 40517 2065
Signature Loan (Unsecured)
12.49%
▼
APR12.49%
Last UpdatedMay 27, 2026
Details
As Low As; Fixed
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
Signature Loans
4.75%
▼
APR4.75%
Last UpdatedMay 27, 2026
Details
Range: 730 and over; Score: A+; Maximum: $5,000.00
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
Signature Loans
5.25%
▼
APR5.25%
Last UpdatedMay 27, 2026
Details
Range: 680-729; Score: A; Maximum: $4,000.00
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
Signature Loans
6.00%
▼
APR6.00%
Last UpdatedMay 27, 2026
Details
Range: 640-679; Score: B; Maximum: $2,500.00
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
Signature Loans
7.00%
▼
APR7.00%
Last UpdatedMay 27, 2026
Details
$9,500 A 850-680
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
Signature Loans
7.50%
▼
APR7.50%
Last UpdatedMay 27, 2026
Details
$5,000 B 640-679
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
Signature Loans
8.00%
▼
APR8.00%
Last UpdatedMay 27, 2026
Details
$9,500 A 850-680
Louisville Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
Signature Loan
8.49%
▼
APR8.49%
Last UpdatedMay 27, 2026
Details
As Low As
Louisville Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
Signature Loans
8.49%
▼
APR8.49%
Last UpdatedMay 27, 2026
Details
As Low As
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
Signature Loans
8.50%
▼
APR8.50%
Last UpdatedMay 27, 2026
Details
$5,000 B 640-679
C-Plant Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.14%
Signature Loan
9.00%
▼
APR9.00%
Last UpdatedMay 27, 2026
Details
No additional details available.
Green River Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
Signature Loans
9.00%
▼
APR9.00%
Last UpdatedMay 27, 2026
Details
No additional details available.
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
Signature Loans
9.00%
▼
APR9.00%
Last UpdatedMay 27, 2026
Details
$9,500 A 850-680
C-Plant Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.14%
Signature Loan
9.25%
▼
APR9.25%
Last UpdatedMay 27, 2026
Details
No additional details available.
APR9.50%
Last UpdatedMay 27, 2026
Details
As Low As
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
Signature Loans
9.50%
▼
APR9.50%
Last UpdatedMay 27, 2026
Details
$5,000 B 640-679
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.82%
Signature Loans
9.75%
▼
APR9.75%
Last UpdatedMay 27, 2026
Details
As Low As
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
Signature Loans
9.75%
▼
APR9.75%
Last UpdatedMay 27, 2026
Details
Range: 600-639; Score: C; Maximum: $1,500.00
Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
Signature/Unsecured
9.99%
▼
APR9.99%
Last UpdatedMay 27, 2026
Details
As Low As
One Vision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.19%
Personal Signature Loans
9.99%
▼
APR9.99%
Last UpdatedMay 27, 2026
Details
As Low As
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
Signature Loans
10.00%
▼
APR10.00%
Last UpdatedMay 27, 2026
Details
$9,500 A 850-680
Beacon Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.67%
Personal/Signature Loan
10.00%
▼
APR10.00%
Last UpdatedMay 27, 2026
Details
As Low As
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
Signature Loans
10.50%
▼
APR10.50%
Last UpdatedMay 27, 2026
Details
$5,000 B 640-679
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.82%
Signature Loans
10.75%
▼
APR10.75%
Last UpdatedMay 27, 2026
Details
As Low As
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
Signature Loans
11.50%
▼
APR11.50%
Last UpdatedMay 27, 2026
Details
$3,500 C 600-639
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
Signature Loans Max Term 60 Months
11.50%
▼
APR11.50%
Last UpdatedMay 27, 2026
Details
$9,500 A 850-680
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
Signature Loans
11.75%
▼
APR11.75%
Last UpdatedMay 27, 2026
Details
Range: 550-599; Score: D; Maximum: $1,000.00
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
Signature Loans Max Term 60 Months
12.50%
▼
APR12.50%
Last UpdatedMay 27, 2026
Details
$5,000 B 640-679
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
Signature Loans
12.50%
▼
APR12.50%
Last UpdatedMay 27, 2026
Details
No additional details available.
Desco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
Signature Loan
12.66%
▼
APR12.66%
Last UpdatedMay 27, 2026
Details
As Low As
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
Signature Loans Max Term 60 Months
13.50%
▼
APR13.50%
Last UpdatedMay 27, 2026
Details
$3,500 C 600-639
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
Signature Loans
13.50%
▼
APR13.50%
Last UpdatedMay 27, 2026
Details
No additional details available.
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
Signature Loans
14.50%
▼
APR14.50%
Last UpdatedMay 27, 2026
Details
No additional details available.
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
Signature Loans
14.75%
▼
APR14.75%
Last UpdatedMay 27, 2026
Details
Range: 500-549; Score: E; Maximum: $1,000.00
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
Signature Loans
15.00%
▼
APR15.00%
Last UpdatedMay 27, 2026
Details
$800 D-90% LTV 555-599
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
Signature Loans Max Term 60 Months
15.00%
▼
APR15.00%
Last UpdatedMay 27, 2026
Details
$800 D-90% LTV 555-599
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
Signature Loans
17.50%
▼
APR17.50%
Last UpdatedMay 27, 2026
Details
No additional details available.
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
Signature Loans
18.00%
▼
APR18.00%
Last UpdatedMay 27, 2026
Details
$500 E-85% LTV Under 554
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MonitorBankRates
Lexington, KY Personal Loan Rate Trends
Compare local Lexington, KY personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Personal Loan — KY Avg
12.946%
▲ 0.292 vs 7 days ago
Kentucky personal loan rates rose 0.292 points over the past 7 days to 12.946% APR.
Signature Loan — KY Avg
10.649%
▼ 0.268 vs 7 days ago
Kentucky signature loan rates fell 0.268 points over the past 7 days to 10.649% APR.
As of May 27, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Lexington, Kentucky personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Lexington, Kentucky directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Lexington, Kentucky. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in KY.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Kentucky?
Most lenders in Lexington, Kentucky require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Kentucky often have more flexible requirements than traditional banks.
What is the difference between secured and unsecured personal loans?
Unsecured personal loans in Lexington, Kentucky require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.
Can I use a personal loan for debt consolidation in Kentucky?
Yes. Debt consolidation is one of the most common uses of personal loans in Lexington, Kentucky. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.
Are credit unions or banks better for personal loans in Lexington, Kentucky?
Credit unions in Lexington, Kentucky often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.
What are the best personal loan rates in Lexington, Kentucky?
- Lexington Postal Community Credit Union: 6.24% (DEBT RESTRUCTURE Loan)
- Y-12 Federal Credit Union: 6.99% (2020-2027 Loan)
- KUE Federal Credit Union: 9.00% (Unsecured Loan)
- Commonwealth Credit Union Frankfort, KY: 9.49% (Signature Cash Personal Loan)
- Members Heritage Credit Union: 9.75% (Signature Loan (fixed))
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Lexington, Kentucky. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: May 23, 2026.
Personal Loan Calculators
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