Best Personal Loan Rates in Louisville, Kentucky - July 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Kentucky borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
Current personal loan options available to borrowers in Louisville, Kentucky include: CLASS ACTCLASS ACT3620 Fern Valley Rd, Louisville, KY, 40219 1917A+5.0 ★Texas Ratio: 4.37% offering 2022 or newer Loan at 3.99% APR, Autotruck Financial Credit UnionAutotruck Financial Credit Union7651 Jefferson Green Way, Louisville, KY, 40219A+5.0 ★Texas Ratio: 3.18% offering New 2025-2027 models <20,000 miles Loan at 4.74% APR, Louisville Gas & Electric Company Credit UnionLouisville Gas & Electric Company Credit Union820 W Broadway, Louisville, KY, 40202A+5.0 ★Texas Ratio: 1.42% offering Signature Loans at 4.75% APR, Transcend Credit UnionTranscend Credit Union7215 Riverport Plaza Dr, Louisville, KY, 40258A+5.0 ★Texas Ratio: 0.91% offering Model Year 2024 - 2027 Loan at 4.94% APR, and Advanz Federal Credit UnionAdvanz Federal Credit Union9600 Ormsby Station Rd, Louisville, KY, 40223 4008A+5.0 ★Texas Ratio: 1.58% offering 7 Year Loan at 5.35% APR. Personal loan rates as of July 25, 2026 according to verified data from MonitorBankRates.
Louisville has 11 local institutions in our database, with personal loan rates as low as 3.99% APR from CLASS ACT at 3620 Fern Valley Rd, Louisville, KY, 40219 1917. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Louisville, Kentucky.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Louisville, Kentucky. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: July 25, 2026
Louisville Personal Loan Rates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
CLASS ACT
Institution Rating:
A+5.0 ★Texas Ratio: 4.37%
3620 Fern Valley Rd, Louisville, KY, 40219 1917
2022 or newer Loan
3.99%
▼
APR3.99%
Last UpdatedJuly 26, 2026
Details
No additional details available.
CLASS ACT
Institution Rating:
A+5.0 ★Texas Ratio: 4.37%
3620 Fern Valley Rd, Louisville, KY, 40219 1917
2017 - 2021 Loan
4.24%
▼
APR4.24%
Last UpdatedJuly 26, 2026
Details
No additional details available.
CLASS ACT
Institution Rating:
A+5.0 ★Texas Ratio: 4.37%
3620 Fern Valley Rd, Louisville, KY, 40219 1917
2016 or older Loan
4.49%
▼
APR4.49%
Last UpdatedJuly 26, 2026
Details
No additional details available.
CLASS ACT
Institution Rating:
A+5.0 ★Texas Ratio: 4.37%
3620 Fern Valley Rd, Louisville, KY, 40219 1917
2022 or newer Loan
4.49%
▼
APR4.49%
Last UpdatedJuly 26, 2026
Details
No additional details available.
Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
7651 Jefferson Green Way, Louisville, KY, 40219
New 2025-2027 models <20,000 miles Loan
4.74%
▼
APR4.74%
Last UpdatedJuly 26, 2026
Details
As Low As
CLASS ACT
Institution Rating:
A+5.0 ★Texas Ratio: 4.37%
3620 Fern Valley Rd, Louisville, KY, 40219 1917
2017 - 2021 Loan
4.74%
▼
APR4.74%
Last UpdatedJuly 26, 2026
Details
No additional details available.
CLASS ACT
Institution Rating:
A+5.0 ★Texas Ratio: 4.37%
3620 Fern Valley Rd, Louisville, KY, 40219 1917
2022 or newer Loan
4.74%
▼
APR4.74%
Last UpdatedJuly 26, 2026
Details
No additional details available.
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
820 W Broadway, Louisville, KY, 40202
Signature Loans
4.75%
▼
APR4.75%
Last UpdatedJuly 26, 2026
Details
Score: A+; Maximum: $5,000.00
Transcend Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
7215 Riverport Plaza Dr, Louisville, KY, 40258
Model Year 2024 - 2027 Loan
4.94%
▼
APR4.94%
Last UpdatedJuly 26, 2026
Details
Purchase APR as low as*; Refinance APR as low as**
CLASS ACT
Institution Rating:
A+5.0 ★Texas Ratio: 4.37%
3620 Fern Valley Rd, Louisville, KY, 40219 1917
2022 or newer Loan
4.99%
▼
APR4.99%
Last UpdatedJuly 26, 2026
Details
No additional details available.
CLASS ACT
Institution Rating:
A+5.0 ★Texas Ratio: 4.37%
3620 Fern Valley Rd, Louisville, KY, 40219 1917
2017 - 2021 Loan
4.99%
▼
APR4.99%
Last UpdatedJuly 26, 2026
Details
No additional details available.
CLASS ACT
Institution Rating:
A+5.0 ★Texas Ratio: 4.37%
3620 Fern Valley Rd, Louisville, KY, 40219 1917
2016 or older Loan
4.99%
▼
APR4.99%
Last UpdatedJuly 26, 2026
Details
No additional details available.
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
820 W Broadway, Louisville, KY, 40202
730 and over Loan
4.99%
▼
APR4.99%
Last UpdatedJuly 26, 2026
Details
Credit: A+
Transcend Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
7215 Riverport Plaza Dr, Louisville, KY, 40258
Model Year 2022 - 2023 Loan
4.99%
▼
APR4.99%
Last UpdatedJuly 26, 2026
Details
Purchase APR; As Low As*; Refinance APR: 4.94%**
Transcend Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
7215 Riverport Plaza Dr, Louisville, KY, 40258
Model Year 2020 - 2021 Loan
5.19%
▼
APR5.19%
Last UpdatedJuly 26, 2026
Details
Refinance APR; **
Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
7651 Jefferson Green Way, Louisville, KY, 40219
New 2025-2027 models <20,000 miles Loan
5.24%
▼
APR5.24%
Last UpdatedJuly 26, 2026
Details
As Low As
Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
7651 Jefferson Green Way, Louisville, KY, 40219
Used 2020-2024 models Loan
5.24%
▼
APR5.24%
Last UpdatedJuly 26, 2026
Details
As Low As
Transcend Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
7215 Riverport Plaza Dr, Louisville, KY, 40258
Model Year 2022 - 2023 Loan
5.24%
▼
APR5.24%
Last UpdatedJuly 26, 2026
Details
Purchase APR; As Low As*; Refinance APR: 4.94%**
Transcend Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
7215 Riverport Plaza Dr, Louisville, KY, 40258
Model Year 2024 - 2027 Loan
5.24%
▼
APR5.24%
Last UpdatedJuly 26, 2026
Details
Purchase APR as low as*; Refinance APR as low as**
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
820 W Broadway, Louisville, KY, 40202
730 and over Loan
5.24%
▼
APR5.24%
Last UpdatedJuly 26, 2026
Details
Credit: A+
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
820 W Broadway, Louisville, KY, 40202
Signature Loans
5.25%
▼
APR5.25%
Last UpdatedJuly 26, 2026
Details
Score: A; Maximum: $4,000.00
Advanz Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
9600 Ormsby Station Rd, Louisville, KY, 40223 4008
7 Year Loan
5.35%
▼
APR5.35%
Last UpdatedJuly 26, 2026
Details
As low as*
Transcend Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
7215 Riverport Plaza Dr, Louisville, KY, 40258
Model Year 2020 - 2021 Loan
5.44%
▼
APR5.44%
Last UpdatedJuly 26, 2026
Details
Refinance APR; **
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
820 W Broadway, Louisville, KY, 40202
680-729 Loan
5.49%
▼
APR5.49%
Last UpdatedJuly 26, 2026
Details
Credit: A
Advanz Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
9600 Ormsby Station Rd, Louisville, KY, 40223 4008
10 Year Loan
5.50%
▼
APR5.50%
Last UpdatedJuly 26, 2026
Details
As low as*
Advanz Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
9600 Ormsby Station Rd, Louisville, KY, 40223 4008
12 Year Loan
5.55%
▼
APR5.55%
Last UpdatedJuly 26, 2026
Details
As low as*
Transcend Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
7215 Riverport Plaza Dr, Louisville, KY, 40258
Model Year 2022 - 2023 Loan
5.64%
▼
APR5.64%
Last UpdatedJuly 26, 2026
Details
Purchase APR; As Low As*; Refinance APR: 5.14%**
Transcend Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
7215 Riverport Plaza Dr, Louisville, KY, 40258
Model Year 2020 - 2021 Loan
5.69%
▼
APR5.69%
Last UpdatedJuly 26, 2026
Details
Purchase APR; *
Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
7651 Jefferson Green Way, Louisville, KY, 40219
Used 2020-2024 models Loan
5.74%
▼
APR5.74%
Last UpdatedJuly 26, 2026
Details
As Low As
Transcend Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
7215 Riverport Plaza Dr, Louisville, KY, 40258
Model Year 2024 - 2027 Loan
5.74%
▼
APR5.74%
Last UpdatedJuly 26, 2026
Details
Purchase APR as low as*; Refinance APR as low as**
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
820 W Broadway, Louisville, KY, 40202
680-729 Loan
5.74%
▼
APR5.74%
Last UpdatedJuly 26, 2026
Details
Credit: A
Transcend Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
7215 Riverport Plaza Dr, Louisville, KY, 40258
Model Year 2020 - 2021 Loan
5.84%
▼
APR5.84%
Last UpdatedJuly 26, 2026
Details
Refinance APR; **
Transcend Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
7215 Riverport Plaza Dr, Louisville, KY, 40258
Model Year 2020 - 2021 Loan
5.94%
▼
APR5.94%
Last UpdatedJuly 26, 2026
Details
Purchase APR; *
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
820 W Broadway, Louisville, KY, 40202
730 and over Loan
5.99%
▼
APR5.99%
Last UpdatedJuly 26, 2026
Details
Credit: A+
Transcend Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
7215 Riverport Plaza Dr, Louisville, KY, 40258
Loans
5.99%
▼
APR5.99%
Last UpdatedJuly 26, 2026
Details
As Low As; APR* as low as
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
820 W Broadway, Louisville, KY, 40202
Land Loans
6.00%
▼
APR6.00%
Last UpdatedJuly 26, 2026
Details
No additional details available.
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
820 W Broadway, Louisville, KY, 40202
Signature Loans
6.00%
▼
APR6.00%
Last UpdatedJuly 26, 2026
Details
Score: B; Maximum: $2,500.00
Transcend Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
7215 Riverport Plaza Dr, Louisville, KY, 40258
Model Year 2022 - 2023 Loan
6.14%
▼
APR6.14%
Last UpdatedJuly 26, 2026
Details
Purchase APR; As Low As*; Refinance APR: 5.64%**
Transcend Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
7215 Riverport Plaza Dr, Louisville, KY, 40258
Model Year 2018-2019 Loan
6.19%
▼
APR6.19%
Last UpdatedJuly 26, 2026
Details
As Low As**; Refinance APR
CLASS ACT
Institution Rating:
A+5.0 ★Texas Ratio: 4.37%
3620 Fern Valley Rd, Louisville, KY, 40219 1917
2022 or newer Loan
6.24%
▼
APR6.24%
Last UpdatedJuly 26, 2026
Details
No additional details available.
Transcend Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
7215 Riverport Plaza Dr, Louisville, KY, 40258
Model Year 2020 - 2021 Loan
6.29%
▼
APR6.29%
Last UpdatedJuly 26, 2026
Details
Refinance APR; **
Transcend Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
7215 Riverport Plaza Dr, Louisville, KY, 40258
Model Year 2020 - 2021 Loan
6.34%
▼
APR6.34%
Last UpdatedJuly 26, 2026
Details
Purchase APR; *
Transcend Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
7215 Riverport Plaza Dr, Louisville, KY, 40258
Model Year 2018-2019 Loan
6.44%
▼
APR6.44%
Last UpdatedJuly 26, 2026
Details
As Low As**; Refinance APR
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
820 W Broadway, Louisville, KY, 40202
680-729 Loan
6.49%
▼
APR6.49%
Last UpdatedJuly 26, 2026
Details
Credit: A
CLASS ACT
Institution Rating:
A+5.0 ★Texas Ratio: 4.37%
3620 Fern Valley Rd, Louisville, KY, 40219 1917
2022 or newer Loan
6.49%
▼
APR6.49%
Last UpdatedJuly 26, 2026
Details
No additional details available.
Transcend Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
7215 Riverport Plaza Dr, Louisville, KY, 40258
Model Year 2024 - 2027 Loan
6.59%
▼
APR6.59%
Last UpdatedJuly 26, 2026
Details
Purchase APR as low as*; Refinance APR as low as**
Transcend Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
7215 Riverport Plaza Dr, Louisville, KY, 40258
Model Year 2018-2019 Loan
6.69%
▼
APR6.69%
Last UpdatedJuly 26, 2026
Details
As Low As*; Purchase APR
CLASS ACT
Institution Rating:
A+5.0 ★Texas Ratio: 4.37%
3620 Fern Valley Rd, Louisville, KY, 40219 1917
2022 or newer Loan
6.74%
▼
APR6.74%
Last UpdatedJuly 26, 2026
Details
No additional details available.
Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
7651 Jefferson Green Way, Louisville, KY, 40219
New 2026-2027 models Loan
6.74%
▼
APR6.74%
Last UpdatedJuly 26, 2026
Details
As Low As
Transcend Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
7215 Riverport Plaza Dr, Louisville, KY, 40258
Model Year 2020 - 2021 Loan
6.79%
▼
APR6.79%
Last UpdatedJuly 26, 2026
Details
Purchase APR; *
Transcend Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
7215 Riverport Plaza Dr, Louisville, KY, 40258
Model Year 2018-2019 Loan
6.84%
▼
APR6.84%
Last UpdatedJuly 26, 2026
Details
As Low As**; Refinance APR
Transcend Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
7215 Riverport Plaza Dr, Louisville, KY, 40258
Model Year 2020 - 2021 Loan
6.89%
▼
APR6.89%
Last UpdatedJuly 26, 2026
Details
Refinance APR; **
Transcend Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
7215 Riverport Plaza Dr, Louisville, KY, 40258
Model Year 2018-2019 Loan
6.94%
▼
APR6.94%
Last UpdatedJuly 26, 2026
Details
As Low As*; Purchase APR
CLASS ACT
Institution Rating:
A+5.0 ★Texas Ratio: 4.37%
3620 Fern Valley Rd, Louisville, KY, 40219 1917
2022 or newer Loan
6.99%
▼
APR6.99%
Last UpdatedJuly 26, 2026
Details
No additional details available.
CLASS ACT
Institution Rating:
A+5.0 ★Texas Ratio: 4.37%
3620 Fern Valley Rd, Louisville, KY, 40219 1917
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedJuly 26, 2026
Details
As Low As
CLASS ACT
Institution Rating:
A+5.0 ★Texas Ratio: 4.37%
3620 Fern Valley Rd, Louisville, KY, 40219 1917
2017 - 2021 Loan
6.99%
▼
APR6.99%
Last UpdatedJuly 26, 2026
Details
No additional details available.
Transcend Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
7215 Riverport Plaza Dr, Louisville, KY, 40258
Model Year 2022 - 2023 Loan
6.99%
▼
APR6.99%
Last UpdatedJuly 26, 2026
Details
Purchase APR; As Low As*; Refinance APR: 6.49%**
Beacon Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.67%
7910 National Tpke, Louisville, KY, 40214
Revolving Credit Loan
7.00%
▼
APR7.00%
Last UpdatedJuly 26, 2026
Details
As Low As; Minimum loan amount not specified.
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
820 W Broadway, Louisville, KY, 40202
640-679 Loan
7.24%
▼
APR7.24%
Last UpdatedJuly 26, 2026
Details
Credit: B
CLASS ACT
Institution Rating:
A+5.0 ★Texas Ratio: 4.37%
3620 Fern Valley Rd, Louisville, KY, 40219 1917
2017 - 2021 Loan
7.24%
▼
APR7.24%
Last UpdatedJuly 26, 2026
Details
No additional details available.
Transcend Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
7215 Riverport Plaza Dr, Louisville, KY, 40258
Model Year 2020 - 2021 Loan
7.29%
▼
APR7.29%
Last UpdatedJuly 26, 2026
Details
Purchase APR; *
Transcend Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
7215 Riverport Plaza Dr, Louisville, KY, 40258
Model Year 2018-2019 Loan
7.34%
▼
APR7.34%
Last UpdatedJuly 26, 2026
Details
As Low As*; Purchase APR
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
820 W Broadway, Louisville, KY, 40202
640-679 Loan
7.49%
▼
APR7.49%
Last UpdatedJuly 26, 2026
Details
Credit: B
CLASS ACT
Institution Rating:
A+5.0 ★Texas Ratio: 4.37%
3620 Fern Valley Rd, Louisville, KY, 40219 1917
2017 - 2021 Loan
7.49%
▼
APR7.49%
Last UpdatedJuly 26, 2026
Details
No additional details available.
CLASS ACT
Institution Rating:
A+5.0 ★Texas Ratio: 4.37%
3620 Fern Valley Rd, Louisville, KY, 40219 1917
2016 or older Loan
7.74%
▼
APR7.74%
Last UpdatedJuly 26, 2026
Details
No additional details available.
CLASS ACT
Institution Rating:
A+5.0 ★Texas Ratio: 4.37%
3620 Fern Valley Rd, Louisville, KY, 40219 1917
2017 - 2021 Loan
7.74%
▼
APR7.74%
Last UpdatedJuly 26, 2026
Details
No additional details available.
CLASS ACT
Institution Rating:
A+5.0 ★Texas Ratio: 4.37%
3620 Fern Valley Rd, Louisville, KY, 40219 1917
2016 or older Loan
7.99%
▼
APR7.99%
Last UpdatedJuly 26, 2026
Details
No additional details available.
Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
7651 Jefferson Green Way, Louisville, KY, 40219
Used 2020-2025 models Loan
7.99%
▼
APR7.99%
Last UpdatedJuly 26, 2026
Details
As Low As
Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
7651 Jefferson Green Way, Louisville, KY, 40219
New 2026-2027 models Loan
7.99%
▼
APR7.99%
Last UpdatedJuly 26, 2026
Details
As Low As
Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
7651 Jefferson Green Way, Louisville, KY, 40219
New 2026-2027 models Loan
8.24%
▼
APR8.24%
Last UpdatedJuly 26, 2026
Details
As Low As
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
820 W Broadway, Louisville, KY, 40202
640-679 Loan
8.24%
▼
APR8.24%
Last UpdatedJuly 26, 2026
Details
Credit: B
CLASS ACT
Institution Rating:
A+5.0 ★Texas Ratio: 4.37%
3620 Fern Valley Rd, Louisville, KY, 40219 1917
2016 or older Loan
8.24%
▼
APR8.24%
Last UpdatedJuly 26, 2026
Details
No additional details available.
CLASS ACT
Institution Rating:
A+5.0 ★Texas Ratio: 4.37%
3620 Fern Valley Rd, Louisville, KY, 40219 1917
2016 or older Loan
8.49%
▼
APR8.49%
Last UpdatedJuly 26, 2026
Details
No additional details available.
Louisville Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
1420 Gardiner Ln Rm 66, Louisville, KY, 40231 8900
Signature Loan
8.49%
▼
APR8.49%
Last UpdatedJuly 26, 2026
Details
No additional details available.
Louisville Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
1420 Gardiner Ln Rm 66, Louisville, KY, 40231 8900
Signature Loans
8.49%
▼
APR8.49%
Last UpdatedJuly 26, 2026
Details
As Low As; Rates are subject to credit worthiness and other certain requirements.
Transcend Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
7215 Riverport Plaza Dr, Louisville, KY, 40258
Loans
8.90%
▼
APR8.90%
Last UpdatedJuly 26, 2026
Details
As Low As;*
Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
7651 Jefferson Green Way, Louisville, KY, 40219
Used 2020-2025 models Loan
9.24%
▼
APR9.24%
Last UpdatedJuly 26, 2026
Details
As Low As
Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
3704 Frankfort Ave, Louisville, KY, 40207
Signature Cash Personal Loan
9.49%
▼
APR9.49%
Last UpdatedJuly 26, 2026
Details
Maximum Loan Amount: $50,000; ***
Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
7651 Jefferson Green Way, Louisville, KY, 40219
Used 2020-2025 models Loan
9.49%
▼
APR9.49%
Last UpdatedJuly 26, 2026
Details
As Low As
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
820 W Broadway, Louisville, KY, 40202
Credit Builder Loan
9.50%
▼
APR9.50%
Last UpdatedJuly 26, 2026
Details
No additional details available.
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
820 W Broadway, Louisville, KY, 40202
Signature Loans
9.75%
▼
APR9.75%
Last UpdatedJuly 26, 2026
Details
Score: C; Maximum: $1,500.00
Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
7651 Jefferson Green Way, Louisville, KY, 40219
Signature/Unsecured Loan
9.99%
▼
APR9.99%
Last UpdatedJuly 26, 2026
Details
As Low As; Payment Example: $106.21 (based on $5,000)
One Vision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.19%
9711 Linn Station Rd, Louisville, KY, 40223 3804
Personal Signature Loans
9.99%
▼
APR9.99%
Last UpdatedJuly 26, 2026
Details
As Low As
Louisville Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
1420 Gardiner Ln Rm 66, Louisville, KY, 40231 8900
Holiday Loan
9.99%
▼
APR9.99%
Last UpdatedJuly 26, 2026
Details
No additional details available.
Louisville Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
1420 Gardiner Ln Rm 66, Louisville, KY, 40231 8900
Vacation Loan
9.99%
▼
APR9.99%
Last UpdatedJuly 26, 2026
Details
No additional details available.
Beacon Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.67%
7910 National Tpke, Louisville, KY, 40214
Personal/Signature Loan
10.00%
▼
APR10.00%
Last UpdatedJuly 26, 2026
Details
As Low As; Minimum loan amount not specified.
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
820 W Broadway, Louisville, KY, 40202
600-639 Loan
10.99%
▼
APR10.99%
Last UpdatedJuly 26, 2026
Details
Credit: C
Brown Forman Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
13201 DATA VAULT DR, LOUISVILLE, KY, 40223 2002
Personal Loan
10.99%
▼
APR10.99%
Last UpdatedJuly 26, 2026
Details
As low as 10.99% Annual Percentage Rate
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
820 W Broadway, Louisville, KY, 40202
600-639 Loan
11.24%
▼
APR11.24%
Last UpdatedJuly 26, 2026
Details
Credit: C
Park Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.93%
6101 Fern Valley Rd, Louisville, KY, 40228
Personal Loans
11.24%
▼
APR11.24%
Last UpdatedJuly 26, 2026
Details
Loans to fund all the things you need. *Explore Rates
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
820 W Broadway, Louisville, KY, 40202
Signature Loans
11.75%
▼
APR11.75%
Last UpdatedJuly 26, 2026
Details
Score: D; Maximum: $1,000.00
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
820 W Broadway, Louisville, KY, 40202
600-639 Loan
11.99%
▼
APR11.99%
Last UpdatedJuly 26, 2026
Details
Credit: C
Park Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.93%
6101 Fern Valley Rd, Louisville, KY, 40228
Personal Loans
12.24%
▼
APR12.24%
Last UpdatedJuly 26, 2026
Details
No additional details available.
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
820 W Broadway, Louisville, KY, 40202
Signature Loans
12.50%
▼
APR12.50%
Last UpdatedJuly 26, 2026
Details
Credit: A+; Eligible Limit: $10,000.00
Transcend Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
7215 Riverport Plaza Dr, Louisville, KY, 40258
APR Loan
12.90%
▼
APR12.90%
Last UpdatedJuly 26, 2026
Details
As Low As*
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
820 W Broadway, Louisville, KY, 40202
550-599 Loan
12.99%
▼
APR12.99%
Last UpdatedJuly 26, 2026
Details
Credit: D
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
820 W Broadway, Louisville, KY, 40202
550-599 Loan
13.24%
▼
APR13.24%
Last UpdatedJuly 26, 2026
Details
Credit: D
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
820 W Broadway, Louisville, KY, 40202
Signature Loans
13.50%
▼
APR13.50%
Last UpdatedJuly 26, 2026
Details
Credit: A; Eligible Limit: $10,000.00
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
820 W Broadway, Louisville, KY, 40202
Classic - Variable Loan
13.90%
▼
APR13.90%
Last UpdatedJuly 26, 2026
Details
balance transfer 10.90%; Credit Score: 600 - 639 (C); Eligible Limit: $3000.00
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
820 W Broadway, Louisville, KY, 40202
550-599 Loan
13.99%
▼
APR13.99%
Last UpdatedJuly 26, 2026
Details
Credit: D
Park Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.93%
6101 Fern Valley Rd, Louisville, KY, 40228
Personal Loans
14.24%
▼
APR14.24%
Last UpdatedJuly 26, 2026
Details
No additional details available.
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
820 W Broadway, Louisville, KY, 40202
Signature Loans
14.50%
▼
APR14.50%
Last UpdatedJuly 26, 2026
Details
Credit: B; Eligible Limit: $8,000.00
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
820 W Broadway, Louisville, KY, 40202
Signature Loans
14.75%
▼
APR14.75%
Last UpdatedJuly 26, 2026
Details
Score: E; Maximum: $1,000.00
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
820 W Broadway, Louisville, KY, 40202
549 or less Loan
15.99%
▼
APR15.99%
Last UpdatedJuly 26, 2026
Details
Credit: E
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
820 W Broadway, Louisville, KY, 40202
549 or less Loan
16.24%
▼
APR16.24%
Last UpdatedJuly 26, 2026
Details
Credit: E
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
820 W Broadway, Louisville, KY, 40202
549 or less Loan
16.99%
▼
APR16.99%
Last UpdatedJuly 26, 2026
Details
Credit: E
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
820 W Broadway, Louisville, KY, 40202
Signature Loans
17.50%
▼
APR17.50%
Last UpdatedJuly 26, 2026
Details
Credit: C; Eligible Limit: $5,000.00
Beacon Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.67%
7910 National Tpke, Louisville, KY, 40214
Second Chance Loan
18.00%
▼
APR18.00%
Last UpdatedJuly 26, 2026
Details
Between $300 and $500
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
820 W Broadway, Louisville, KY, 40202
Signature Loans
19.50%
▼
APR19.50%
Last UpdatedJuly 26, 2026
Details
Credit: D; Eligible Limit: $2,500.00
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
820 W Broadway, Louisville, KY, 40202
Signature Loans
22.50%
▼
APR22.50%
Last UpdatedJuly 26, 2026
Details
Credit: E; Eligible Limit: $1,000.00
Louisville Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
1420 Gardiner Ln Rm 66, Louisville, KY, 40231 8900
Quick Cash Loan
24.00%
▼
APR24.00%
Last UpdatedJuly 26, 2026
Details
No additional details available.
Service One Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.42%
Balance Transfer Loan
3.99%
▼
APR3.99%
Last UpdatedJuly 26, 2026
Details
Intro rate for purchases and balance transfers; Regular APR:
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
60 months Loan
4.09%
▼
APR4.09%
Last UpdatedJuly 26, 2026
Details
No additional details available.
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
Up to 12 months Loan
4.09%
▼
APR4.09%
Last UpdatedJuly 26, 2026
Details
No additional details available.
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
36 months Loan
4.09%
▼
APR4.09%
Last UpdatedJuly 26, 2026
Details
No additional details available.
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
48 months Loan
4.09%
▼
APR4.09%
Last UpdatedJuly 26, 2026
Details
No additional details available.
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
24 months Loan
4.09%
▼
APR4.09%
Last UpdatedJuly 26, 2026
Details
No additional details available.
Daviess County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.37%
2023 - 2026 New & Used Loan
4.50%
▼
APR4.50%
Last UpdatedJuly 26, 2026
Details
As Low As; $25,000 min
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
61-72 months Loan
4.59%
▼
APR4.59%
Last UpdatedJuly 26, 2026
Details
Minimum balance $20,000
APR4.75%
Last UpdatedJuly 26, 2026
Details
As Low As
Daviess County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.37%
2023 - 2026 New & Used Loan
4.75%
▼
APR4.75%
Last UpdatedJuly 26, 2026
Details
As Low As; $25,000 min
Daviess County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.37%
2023 - 2026 New & Used Loan
5.00%
▼
APR5.00%
Last UpdatedJuly 26, 2026
Details
As Low As; $25,000 min
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
73-84 months Loan
5.09%
▼
APR5.09%
Last UpdatedJuly 26, 2026
Details
Minimum balance $30,000
Daviess County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.37%
2022-2020 Loan
5.25%
▼
APR5.25%
Last UpdatedJuly 26, 2026
Details
As Low As
APR5.39%
Last UpdatedJuly 26, 2026
Details
As Low As;*
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
Personal Loan
5.39%
▼
APR5.39%
Last UpdatedJuly 26, 2026
Details
Minimum balance of $30,000 required for this term.
APR5.50%
Last UpdatedJuly 26, 2026
Details
As Low As
Daviess County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.37%
2022-2020 Loan
5.50%
▼
APR5.50%
Last UpdatedJuly 26, 2026
Details
As Low As
Daviess County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.37%
2023 - 2026 New & Used Loan
5.50%
▼
APR5.50%
Last UpdatedJuly 26, 2026
Details
As Low As; $25,000 min
Daviess County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.37%
2019-2017 Loan
5.75%
▼
APR5.75%
Last UpdatedJuly 26, 2026
Details
As Low As
APR5.99%
Last UpdatedJuly 26, 2026
Details
As Low As
APR5.99%
Last UpdatedJuly 26, 2026
Details
As Low As
APR5.99%
Last UpdatedJuly 26, 2026
Details
As Low As
Lexington Postal Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
DEBT RESTRUCTURE Loan
6.24%
▼
APR6.24%
Last UpdatedJuly 26, 2026
Details
Used Vehicle Loan; no cash out; Up to 125% NADA Retail; Daily Periodic Rate: .0171%
Daviess County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.37%
2022-2020 Loan
6.25%
▼
APR6.25%
Last UpdatedJuly 26, 2026
Details
As Low As
Signet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
Recreational Loans
6.46%
▼
APR6.46%
Last UpdatedJuly 26, 2026
Details
As Low As; *
APR6.49%
Last UpdatedJuly 26, 2026
Details
As Low As
Daviess County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.37%
2016 & Older Loan
6.50%
▼
APR6.50%
Last UpdatedJuly 26, 2026
Details
As Low As
Daviess County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.37%
2016 & Older Loan
6.75%
▼
APR6.75%
Last UpdatedJuly 26, 2026
Details
As Low As
APR6.99%
Last UpdatedJuly 26, 2026
Details
As Low As
Daviess County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.37%
2019-2017 Loan
7.00%
▼
APR7.00%
Last UpdatedJuly 26, 2026
Details
As Low As
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
Signature Loans 12 Months
7.00%
▼
APR7.00%
Last UpdatedJuly 26, 2026
Details
No additional details available.
Lexington Postal Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
SIGNATURE LOAN SPECIAL
7.00%
▼
APR7.00%
Last UpdatedJuly 26, 2026
Details
Not Rate Priced; Daily Periodic Rate: .0192%
Lexington Postal Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
Signature Special Loan
7.00%
▼
APR7.00%
Last UpdatedJuly 26, 2026
Details
No additional details available.
Members Choice Credit Union Ashland, KY
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
4 Wheeler/Side-by-Side New/Used Loan
7.24%
▼
APR7.24%
Last UpdatedJuly 26, 2026
Details
*APR (reflects AutoPay .25% Deduction)
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
Signature Loans 12 Months
7.50%
▼
APR7.50%
Last UpdatedJuly 26, 2026
Details
No additional details available.
Service One Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.42%
Back-to-School Loan
7.90%
▼
APR7.90%
Last UpdatedJuly 26, 2026
Details
As Low As; terms that fit your family's budget
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
680-850 Loan
7.99%
▼
APR7.99%
Last UpdatedJuly 26, 2026
Details
No additional details available.
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
Signature Loans 24 Months
8.00%
▼
APR8.00%
Last UpdatedJuly 26, 2026
Details
No additional details available.
Southeast Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.30%
Sweet Summer Loan
8.50%
▼
APR8.50%
Last UpdatedJuly 26, 2026
Details
Borrow up to $10,000
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
Personal Loan
8.50%
▼
APR8.50%
Last UpdatedJuly 26, 2026
Details
Personal Loan
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
Personal Loans
8.50%
▼
APR8.50%
Last UpdatedJuly 26, 2026
Details
As Low As; Promotional Rate
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
Signature Loans 12 Months
8.50%
▼
APR8.50%
Last UpdatedJuly 26, 2026
Details
No additional details available.
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
Signature Loans 24 Months
8.50%
▼
APR8.50%
Last UpdatedJuly 26, 2026
Details
No additional details available.
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
Personal Loans
8.75%
▼
APR8.75%
Last UpdatedJuly 26, 2026
Details
No additional details available.
C-Plant Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.14%
Miscellaneous Collateral Loan (e.g. Computers & Lawn Mowers)
8.75%
▼
APR8.75%
Last UpdatedJuly 26, 2026
Details
No additional details available.
KUE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
Signature Loans - Unsecured
8.75%
▼
APR8.75%
Last UpdatedJuly 26, 2026
Details
As Low As
APR8.75%
Last UpdatedJuly 26, 2026
Details
As Low As
Northern Kentucky Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
Platinum Loan
8.99%
▼
APR8.99%
Last UpdatedJuly 26, 2026
Details
Credit Score: 680+; Tiers: A+/A
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
Personal Loans
9.00%
▼
APR9.00%
Last UpdatedJuly 26, 2026
Details
No additional details available.
Green River Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
Signature Loans
9.00%
▼
APR9.00%
Last UpdatedJuly 26, 2026
Details
No additional details available.
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
Personal Loan
9.00%
▼
APR9.00%
Last UpdatedJuly 26, 2026
Details
Personal Loan
Northern Kentucky Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
Unsecured Loans
9.00%
▼
APR9.00%
Last UpdatedJuly 26, 2026
Details
Credit Score: 680+; Grade: A+/A
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
Signature Loans 36 Months
9.00%
▼
APR9.00%
Last UpdatedJuly 26, 2026
Details
No additional details available.
C-Plant Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.14%
Signature Loan
9.00%
▼
APR9.00%
Last UpdatedJuly 26, 2026
Details
No additional details available.
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
Personal Loans
9.25%
▼
APR9.25%
Last UpdatedJuly 26, 2026
Details
No additional details available.
C-Plant Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.14%
Signature Loan
9.25%
▼
APR9.25%
Last UpdatedJuly 26, 2026
Details
No additional details available.
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
Signature Loans 36 Months
9.50%
▼
APR9.50%
Last UpdatedJuly 26, 2026
Details
No additional details available.
APR9.50%
Last UpdatedJuly 26, 2026
Details
As Low As
APR9.50%
Last UpdatedJuly 26, 2026
Details
As Low As
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
Personal Loan
9.50%
▼
APR9.50%
Last UpdatedJuly 26, 2026
Details
Personal Loan
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
Signature Loans 24 Months
9.50%
▼
APR9.50%
Last UpdatedJuly 26, 2026
Details
No additional details available.
APR9.50%
Last UpdatedJuly 26, 2026
Details
As Low As
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
Personal Loans
9.50%
▼
APR9.50%
Last UpdatedJuly 26, 2026
Details
No additional details available.
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.82%
Signature Loans
9.75%
▼
APR9.75%
Last UpdatedJuly 26, 2026
Details
As Low As
Members Heritage Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.77%
Signature Loan (fixed)
9.75%
▼
APR9.75%
Last UpdatedJuly 26, 2026
Details
Rates as low as: 9.75%
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
Personal Loans
9.75%
▼
APR9.75%
Last UpdatedJuly 26, 2026
Details
No additional details available.
KUE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
Signature Loans - Unsecured
9.75%
▼
APR9.75%
Last UpdatedJuly 26, 2026
Details
As Low As
APR9.75%
Last UpdatedJuly 26, 2026
Details
As Low As
Service One Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.42%
Lifestyle Loan/Personal (No Collateral)
9.90%
▼
APR9.90%
Last UpdatedJuly 26, 2026
Details
Representative Example: $5,000 loan for 60 months at 9.90% APR = $106.12/mo.
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MonitorBankRates
Louisville Personal Loan Rates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
CLASS ACT
Institution Rating:
A+5.0 ★Texas Ratio: 4.37%
3620 Fern Valley Rd, Louisville, KY, 40219 1917
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedJuly 26, 2026
Details
As Low As
Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
3704 Frankfort Ave, Louisville, KY, 40207
Signature Cash Personal Loan
9.49%
▼
APR9.49%
Last UpdatedJuly 26, 2026
Details
Maximum Loan Amount: $50,000; ***
Brown Forman Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
13201 DATA VAULT DR, LOUISVILLE, KY, 40223 2002
Personal Loan
10.99%
▼
APR10.99%
Last UpdatedJuly 26, 2026
Details
As low as 10.99% Annual Percentage Rate
Park Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.93%
6101 Fern Valley Rd, Louisville, KY, 40228
Personal Loans
11.24%
▼
APR11.24%
Last UpdatedJuly 26, 2026
Details
Loans to fund all the things you need. *Explore Rates
Park Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.93%
6101 Fern Valley Rd, Louisville, KY, 40228
Personal Loans
12.24%
▼
APR12.24%
Last UpdatedJuly 26, 2026
Details
No additional details available.
Park Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.93%
6101 Fern Valley Rd, Louisville, KY, 40228
Personal Loans
14.24%
▼
APR14.24%
Last UpdatedJuly 26, 2026
Details
No additional details available.
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
Personal Loan
5.39%
▼
APR5.39%
Last UpdatedJuly 26, 2026
Details
Minimum balance of $30,000 required for this term.
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
Personal Loan
8.50%
▼
APR8.50%
Last UpdatedJuly 26, 2026
Details
Personal Loan
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
Personal Loans
8.50%
▼
APR8.50%
Last UpdatedJuly 26, 2026
Details
As Low As; Promotional Rate
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
Personal Loans
8.75%
▼
APR8.75%
Last UpdatedJuly 26, 2026
Details
No additional details available.
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
Personal Loans
9.00%
▼
APR9.00%
Last UpdatedJuly 26, 2026
Details
No additional details available.
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
Personal Loan
9.00%
▼
APR9.00%
Last UpdatedJuly 26, 2026
Details
Personal Loan
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
Personal Loans
9.25%
▼
APR9.25%
Last UpdatedJuly 26, 2026
Details
No additional details available.
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
Personal Loans
9.50%
▼
APR9.50%
Last UpdatedJuly 26, 2026
Details
No additional details available.
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
Personal Loan
9.50%
▼
APR9.50%
Last UpdatedJuly 26, 2026
Details
Personal Loan
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
Personal Loans
9.75%
▼
APR9.75%
Last UpdatedJuly 26, 2026
Details
No additional details available.
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Louisville Debt Consolidation Loan Rates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Lexington Postal Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
DEBT RESTRUCTURE Loan
6.24%
▼
APR6.24%
Last UpdatedJuly 26, 2026
Details
Used Vehicle Loan; no cash out; Up to 125% NADA Retail; Daily Periodic Rate: .0171%
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
Debt Consolidation Loan
14.49%
▼
APR14.49%
Last UpdatedJuly 26, 2026
Details
No additional details available.
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Louisville Signature Loan Rates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
820 W Broadway, Louisville, KY, 40202
Signature Loans
4.75%
▼
APR4.75%
Last UpdatedJuly 26, 2026
Details
Score: A+; Maximum: $5,000.00
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
820 W Broadway, Louisville, KY, 40202
Signature Loans
5.25%
▼
APR5.25%
Last UpdatedJuly 26, 2026
Details
Score: A; Maximum: $4,000.00
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
820 W Broadway, Louisville, KY, 40202
Signature Loans
6.00%
▼
APR6.00%
Last UpdatedJuly 26, 2026
Details
Score: B; Maximum: $2,500.00
Louisville Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
1420 Gardiner Ln Rm 66, Louisville, KY, 40231 8900
Signature Loan
8.49%
▼
APR8.49%
Last UpdatedJuly 26, 2026
Details
No additional details available.
Louisville Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
1420 Gardiner Ln Rm 66, Louisville, KY, 40231 8900
Signature Loans
8.49%
▼
APR8.49%
Last UpdatedJuly 26, 2026
Details
As Low As; Rates are subject to credit worthiness and other certain requirements.
Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
3704 Frankfort Ave, Louisville, KY, 40207
Signature Cash Personal Loan
9.49%
▼
APR9.49%
Last UpdatedJuly 26, 2026
Details
Maximum Loan Amount: $50,000; ***
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
820 W Broadway, Louisville, KY, 40202
Signature Loans
9.75%
▼
APR9.75%
Last UpdatedJuly 26, 2026
Details
Score: C; Maximum: $1,500.00
Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
7651 Jefferson Green Way, Louisville, KY, 40219
Signature/Unsecured Loan
9.99%
▼
APR9.99%
Last UpdatedJuly 26, 2026
Details
As Low As; Payment Example: $106.21 (based on $5,000)
One Vision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.19%
9711 Linn Station Rd, Louisville, KY, 40223 3804
Personal Signature Loans
9.99%
▼
APR9.99%
Last UpdatedJuly 26, 2026
Details
As Low As
Beacon Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.67%
7910 National Tpke, Louisville, KY, 40214
Personal/Signature Loan
10.00%
▼
APR10.00%
Last UpdatedJuly 26, 2026
Details
As Low As; Minimum loan amount not specified.
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
820 W Broadway, Louisville, KY, 40202
Signature Loans
11.75%
▼
APR11.75%
Last UpdatedJuly 26, 2026
Details
Score: D; Maximum: $1,000.00
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
820 W Broadway, Louisville, KY, 40202
Signature Loans
12.50%
▼
APR12.50%
Last UpdatedJuly 26, 2026
Details
Credit: A+; Eligible Limit: $10,000.00
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
820 W Broadway, Louisville, KY, 40202
Signature Loans
13.50%
▼
APR13.50%
Last UpdatedJuly 26, 2026
Details
Credit: A; Eligible Limit: $10,000.00
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
820 W Broadway, Louisville, KY, 40202
Signature Loans
14.50%
▼
APR14.50%
Last UpdatedJuly 26, 2026
Details
Credit: B; Eligible Limit: $8,000.00
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
820 W Broadway, Louisville, KY, 40202
Signature Loans
14.75%
▼
APR14.75%
Last UpdatedJuly 26, 2026
Details
Score: E; Maximum: $1,000.00
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
820 W Broadway, Louisville, KY, 40202
Signature Loans
17.50%
▼
APR17.50%
Last UpdatedJuly 26, 2026
Details
Credit: C; Eligible Limit: $5,000.00
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
820 W Broadway, Louisville, KY, 40202
Signature Loans
19.50%
▼
APR19.50%
Last UpdatedJuly 26, 2026
Details
Credit: D; Eligible Limit: $2,500.00
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
820 W Broadway, Louisville, KY, 40202
Signature Loans
22.50%
▼
APR22.50%
Last UpdatedJuly 26, 2026
Details
Credit: E; Eligible Limit: $1,000.00
Lexington Postal Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
Signature Special Loan
7.00%
▼
APR7.00%
Last UpdatedJuly 26, 2026
Details
No additional details available.
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
Signature Loans 12 Months
7.00%
▼
APR7.00%
Last UpdatedJuly 26, 2026
Details
No additional details available.
Lexington Postal Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
SIGNATURE LOAN SPECIAL
7.00%
▼
APR7.00%
Last UpdatedJuly 26, 2026
Details
Not Rate Priced; Daily Periodic Rate: .0192%
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
Signature Loans 12 Months
7.50%
▼
APR7.50%
Last UpdatedJuly 26, 2026
Details
No additional details available.
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
Signature Loans 24 Months
8.00%
▼
APR8.00%
Last UpdatedJuly 26, 2026
Details
No additional details available.
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
Signature Loans 12 Months
8.50%
▼
APR8.50%
Last UpdatedJuly 26, 2026
Details
No additional details available.
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
Signature Loans 24 Months
8.50%
▼
APR8.50%
Last UpdatedJuly 26, 2026
Details
No additional details available.
KUE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
Signature Loans - Unsecured
8.75%
▼
APR8.75%
Last UpdatedJuly 26, 2026
Details
As Low As
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
Signature Loans 36 Months
9.00%
▼
APR9.00%
Last UpdatedJuly 26, 2026
Details
No additional details available.
Green River Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
Signature Loans
9.00%
▼
APR9.00%
Last UpdatedJuly 26, 2026
Details
No additional details available.
C-Plant Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.14%
Signature Loan
9.00%
▼
APR9.00%
Last UpdatedJuly 26, 2026
Details
No additional details available.
C-Plant Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.14%
Signature Loan
9.25%
▼
APR9.25%
Last UpdatedJuly 26, 2026
Details
No additional details available.
APR9.50%
Last UpdatedJuly 26, 2026
Details
As Low As
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
Signature Loans 24 Months
9.50%
▼
APR9.50%
Last UpdatedJuly 26, 2026
Details
No additional details available.
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
Signature Loans 36 Months
9.50%
▼
APR9.50%
Last UpdatedJuly 26, 2026
Details
No additional details available.
APR9.50%
Last UpdatedJuly 26, 2026
Details
As Low As
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.82%
Signature Loans
9.75%
▼
APR9.75%
Last UpdatedJuly 26, 2026
Details
As Low As
Members Heritage Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.77%
Signature Loan (fixed)
9.75%
▼
APR9.75%
Last UpdatedJuly 26, 2026
Details
Rates as low as: 9.75%
KUE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
Signature Loans - Unsecured
9.75%
▼
APR9.75%
Last UpdatedJuly 26, 2026
Details
As Low As
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Louisville, KY Personal Loan Rate Trends
Compare local Louisville, KY personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Personal Loan — KY Avg
11.498%
▲ 0.238 vs 7 days ago
Kentucky personal loan rates rose 0.238 points over the past 7 days to 11.498% APR.
Signature Loan — KY Avg
10.919%
▼ 0.032 vs 7 days ago
Kentucky signature loan rates fell 0.032 points over the past 7 days to 10.919% APR.
As of Jul 26, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Louisville, Kentucky personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Louisville, Kentucky directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Louisville, Kentucky. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in KY.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Kentucky?
Most lenders in Louisville, Kentucky require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Kentucky often have more flexible requirements than traditional banks.
What is the difference between secured and unsecured personal loans?
Unsecured personal loans in Louisville, Kentucky require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.
Can I use a personal loan for debt consolidation in Kentucky?
Yes. Debt consolidation is one of the most common uses of personal loans in Louisville, Kentucky. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.
Are credit unions or banks better for personal loans in Louisville, Kentucky?
Credit unions in Louisville, Kentucky often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.
What are the best personal loan rates in Louisville, Kentucky?
- CLASS ACT: 3.99% (2022 or newer Loan)
- Autotruck Financial Credit Union: 4.74% (New 2025-2027 models <20,000 miles Loan)
- Louisville Gas & Electric Company Credit Union: 4.75% (Signature Loans)
- Transcend Credit Union: 4.94% (Model Year 2024 - 2027 Loan)
- Advanz Federal Credit Union: 5.35% (7 Year Loan)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Louisville, Kentucky. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: July 25, 2026.
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