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Best Personal Loan Rates in Morehead, Kentucky (KY) - April 2026

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Brian McKay Brian McKay
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| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Kentucky borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
| ✓Fact Checked | Personal Loan Rates — Last Updated and Verified: April 12, 2026

Current personal loan options available to borrowers in Morehead, Kentucky include: Morehead Community Federal Credit UnionMorehead Community Federal Credit Union503 W Main St, Morehead, KY, 40351 1539A+5.0 ★Texas Ratio: 0.69% offering Personal Loan at 8.50% APR, Louisville Gas & Electric Company Credit UnionLouisville Gas & Electric Company Credit UnionA+5.0 ★Texas Ratio: 1.44% offering Holiday & Anything Loan Special at 4.75% APR, Northern Kentucky Federal Credit UnionNorthern Kentucky Federal Credit UnionA+5.0 ★Texas Ratio: 2.13% offering Recreation Loan at 5.00% APR, ARH Federal Credit UnionARH Federal Credit UnionA+5.0 ★Texas Ratio: 4.18% offering Real Estate Equity Loans 85% Loan-To-Value NO CLOSING at 5.25% APR, and Lexington Postal Community Credit UnionLexington Postal Community Credit UnionA+5.0 ★Texas Ratio: 1.39% offering DEBT RESTRUCTURE at 6.24% APR. Personal loan rates as of April 12, 2026 according to verified data from MonitorBankRates.

Morehead has 1 local institution in our database, with personal loan rates as low as 8.50% APR from Morehead Community Federal Credit Union at 503 W Main St, Morehead, KY, 40351 1539. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.

We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Morehead, Kentucky.

Personal loan rates reflect recent market quotes and representative offers available to borrowers in Morehead, Kentucky. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 12, 2026

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.69%
503 W Main St, Morehead, KY, 40351 1539
Personal Loan
8.50%
View
▼
APR8.50%
Last UpdatedApril 13, 2026
Details

Personal Loan

Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.69%
503 W Main St, Morehead, KY, 40351 1539
Personal Loans
8.50%
View
▼
APR8.50%
Last UpdatedApril 13, 2026
Details

As Low As; Rate based on creditworthiness and term of loan.

Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.69%
503 W Main St, Morehead, KY, 40351 1539
Personal Loan
9.00%
View
▼
APR9.00%
Last UpdatedApril 13, 2026
Details

Personal Loan

Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.69%
503 W Main St, Morehead, KY, 40351 1539
Personal Loan
9.50%
View
▼
APR9.50%
Last UpdatedApril 13, 2026
Details

Personal Loan

Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.69%
503 W Main St, Morehead, KY, 40351 1539
Personal Loan
10.00%
View
▼
APR10.00%
Last UpdatedApril 13, 2026
Details

Personal Loan

Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.69%
503 W Main St, Morehead, KY, 40351 1539
Personal Loan
10.50%
View
▼
APR10.50%
Last UpdatedApril 13, 2026
Details

Personal Loan

Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
Holiday & Anything Loan Special
4.75%
View
▼
APR4.75%
Last UpdatedApril 13, 2026
Details

Maximum: $5,000.00

Northern Kentucky Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
Recreation Loan
5.00%
View
▼
APR5.00%
Last UpdatedApril 13, 2026
Details

As Low As; Terms up to 120 months

Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
Holiday & Anything Loan Special
5.25%
View
▼
APR5.25%
Last UpdatedApril 13, 2026
Details

Maximum: $4,000.00

ARH Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.18%
Real Estate Equity Loans 85% Loan-To-Value NO CLOSING
5.25%
View
▼
APR5.25%
Last UpdatedApril 13, 2026
Details

No additional details available.

ARH Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.18%
Real Estate Equity Loans 85% LTV PLUS CLOSING
5.25%
View
▼
APR5.25%
Last UpdatedApril 13, 2026
Details

No additional details available.

ARH Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.18%
Real Estate Equity Loans
5.75%
View
▼
APR5.75%
Last UpdatedApril 13, 2026
Details

OVER $50,000.00

Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
Holiday & Anything Loan Special
6.00%
View
▼
APR6.00%
Last UpdatedApril 13, 2026
Details

Maximum: $2,500.00

Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
Land Loans
6.00%
View
▼
APR6.00%
Last UpdatedApril 13, 2026
Details

No additional details available.

Lexington Postal Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
DEBT RESTRUCTURE
6.24%
View
▼
APR6.24%
Last UpdatedApril 13, 2026
Details

Used Vehicle Loan; no cash out

Signet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.03%
Recreational Loan
6.46%
View
▼
APR6.46%
Last UpdatedApril 13, 2026
Details

As Low As

Lake Chem Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.23%
Recreational Loans
6.75%
View
▼
APR6.75%
Last UpdatedApril 13, 2026
Details

As Low As; All rates are subject to credit approval.

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Loan Promotion /
6.90%
View
▼
APR6.90%
Last UpdatedApril 13, 2026
Details

$3000; Score: A+ = 750+

Lexington Postal Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
Signature Special
7.00%
View
▼
APR7.00%
Last UpdatedApril 13, 2026
Details

No additional details available.

Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Signature Loans 12 Months
7.00%
View
▼
APR7.00%
Last UpdatedApril 13, 2026
Details

$9,500 A 850-680

Lexington Postal Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
SIGNATURE LOAN SPECIAL
7.00%
View
▼
APR7.00%
Last UpdatedApril 13, 2026
Details

No additional details available.

Members Choice Credit Union Ashland, KY
Institution Rating:
A5.0 ★Texas Ratio: 7.39%
Adventure Loans
7.24%
View
▼
APR7.24%
Last UpdatedApril 13, 2026
Details

As Low As; Rate based on creditworthiness and term of loan. Rates are subject to change at any time and are not guaranteed.

Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Signature Loans 12 Months
7.50%
View
▼
APR7.50%
Last UpdatedApril 13, 2026
Details

$5,000 B 640-679

CLASS ACT
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Personal Loan
7.74%
View
▼
APR7.74%
Last UpdatedApril 13, 2026
Details

As Low As

CLASS ACT
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Solar Loans
7.75%
View
▼
APR7.75%
Last UpdatedApril 13, 2026
Details

No additional details available.

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Loan Promotion /
7.90%
View
▼
APR7.90%
Last UpdatedApril 13, 2026
Details

$3000; Score: B = 640-679

Advanz Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
Vacation & Holiday Loans
7.90%
View
▼
APR7.90%
Last UpdatedApril 13, 2026
Details

As Low As; Up to $2,000

Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Signature Loans 24 Months
8.00%
View
▼
APR8.00%
Last UpdatedApril 13, 2026
Details

$9,500 A 850-680

CLASS ACT
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Solar Loans
8.00%
View
▼
APR8.00%
Last UpdatedApril 13, 2026
Details

No additional details available.

General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.74%
Fixed Equity Rich Loan
8.02%
View
▼
APR8.02%
Last UpdatedApril 13, 2026
Details

No additional details available.

CLASS ACT
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Solar Loans
8.25%
View
▼
APR8.25%
Last UpdatedApril 13, 2026
Details

No additional details available.

Louisville Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.06%
Signature Loan
8.49%
View
▼
APR8.49%
Last UpdatedApril 13, 2026
Details

As Low As

Louisville Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.06%
Signature Loans
8.49%
View
▼
APR8.49%
Last UpdatedApril 13, 2026
Details

As Low As

CLASS ACT
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Solar Loans
8.50%
View
▼
APR8.50%
Last UpdatedApril 13, 2026
Details

No additional details available.

Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Signature Loans 12 Months
8.50%
View
▼
APR8.50%
Last UpdatedApril 13, 2026
Details

$3,500 C 600-639

Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Signature Loans 24 Months
8.50%
View
▼
APR8.50%
Last UpdatedApril 13, 2026
Details

$5,000 B 640-679

C-Plant Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
Miscellaneous Collateral Loan (e.g. Computers & Lawn Mowers)
8.75%
View
▼
APR8.75%
Last UpdatedApril 13, 2026
Details

No additional details available.

C-Plant Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
Miscellaneous Collateral Loan
8.75%
View
▼
APR8.75%
Last UpdatedApril 13, 2026
Details

No additional details available.

Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Personal Loans
8.75%
View
▼
APR8.75%
Last UpdatedApril 13, 2026
Details

As Low As

Service One Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.56%
Holiday Loan
8.90%
View
▼
APR8.90%
Last UpdatedApril 13, 2026
Details

As Low As; Available for $500-$5000

Abound Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
Personal Loan
8.90%
View
▼
APR8.90%
Last UpdatedApril 13, 2026
Details

As Low As

Northern Kentucky Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
Unsecured Loans
9.00%
View
▼
APR9.00%
Last UpdatedApril 13, 2026
Details

Credit Score: 680+, A+/A

Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Signature Loans 36 Months
9.00%
View
▼
APR9.00%
Last UpdatedApril 13, 2026
Details

$9,500 A 850-680

KUE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.70%
Unsecured
9.00%
View
▼
APR9.00%
Last UpdatedApril 13, 2026
Details

As Low As

KUE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.70%
Unsecured Signature Loan
9.00%
View
▼
APR9.00%
Last UpdatedApril 13, 2026
Details

As Low As

Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Personal Loans
9.00%
View
▼
APR9.00%
Last UpdatedApril 13, 2026
Details

As Low As

C-Plant Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
Signature Loan
9.00%
View
▼
APR9.00%
Last UpdatedApril 13, 2026
Details

No additional details available.

Green River Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
Signature Loans
9.00%
View
▼
APR9.00%
Last UpdatedApril 13, 2026
Details

*View rates page for full disclosure details.

Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Personal Loans
9.25%
View
▼
APR9.25%
Last UpdatedApril 13, 2026
Details

As Low As

C-Plant Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
Signature Loan
9.25%
View
▼
APR9.25%
Last UpdatedApril 13, 2026
Details

No additional details available.

Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★Texas Ratio: 2.66%
Signature Cash Personal Loan
9.49%
View
▼
APR9.49%
Last UpdatedApril 13, 2026
Details

As Low As

Expree Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
Vacation Loans
9.50%
View
▼
APR9.50%
Last UpdatedApril 13, 2026
Details

As Low As

Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Personal Loans
9.50%
View
▼
APR9.50%
Last UpdatedApril 13, 2026
Details

As Low As

Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
Credit Builder Loan
9.50%
View
▼
APR9.50%
Last UpdatedApril 13, 2026
Details

No additional details available.

Expree Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
Signature Loans
9.50%
View
▼
APR9.50%
Last UpdatedApril 13, 2026
Details

As Low As

Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Signature Loans 36 Months
9.50%
View
▼
APR9.50%
Last UpdatedApril 13, 2026
Details

$5,000 B 640-679

Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Signature Loans 24 Months
9.50%
View
▼
APR9.50%
Last UpdatedApril 13, 2026
Details

$3,500 C 600-639

Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Personal Loans
9.75%
View
▼
APR9.75%
Last UpdatedApril 13, 2026
Details

As Low As

General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.74%
Signature Loans
9.75%
View
▼
APR9.75%
Last UpdatedApril 13, 2026
Details

As Low As

Members Heritage Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.85%
Signature Loan (fixed)
9.75%
View
▼
APR9.75%
Last UpdatedApril 13, 2026
Details

As Low As

Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
Holiday & Anything Loan Special
9.75%
View
▼
APR9.75%
Last UpdatedApril 13, 2026
Details

Maximum: $1,500.00

Service One Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.56%
Lifestyle Loan/Personal (No Collateral)
9.90%
View
▼
APR9.90%
Last UpdatedApril 13, 2026
Details

As Low As

Ashland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
Personal Loan
9.99%
View
▼
APR9.99%
Last UpdatedApril 13, 2026
Details

As Low As; Maximum amount of $25,000 or 20% of annual income.

One Vision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.22%
Personal Signature Loans
9.99%
View
▼
APR9.99%
Last UpdatedApril 13, 2026
Details

As Low As

Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
Signature/Unsecured
9.99%
View
▼
APR9.99%
Last UpdatedApril 13, 2026
Details

As Low As

Louisville Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.06%
Vacation Loan
9.99%
View
▼
APR9.99%
Last UpdatedApril 13, 2026
Details

As Low As

Louisville Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.06%
Holiday Loan
9.99%
View
▼
APR9.99%
Last UpdatedApril 13, 2026
Details

As Low As

WBH Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
Signature Loan
10.00%
View
▼
APR10.00%
Last UpdatedApril 13, 2026
Details

No additional details available.

Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Signature Loans
10.00%
View
▼
APR10.00%
Last UpdatedApril 13, 2026
Details

No additional details available.

Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Signature Loans 48 Months
10.00%
View
▼
APR10.00%
Last UpdatedApril 13, 2026
Details

$9,500 A 850-680

KUE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.70%
Unsecured
10.00%
View
▼
APR10.00%
Last UpdatedApril 13, 2026
Details

As Low As

KUE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.70%
Unsecured Signature Loan
10.00%
View
▼
APR10.00%
Last UpdatedApril 13, 2026
Details

As Low As

Lexington Postal Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
SIGNATURE/CO-SIGNER
10.00%
View
▼
APR10.00%
Last UpdatedApril 13, 2026
Details

No additional details available.

Owensboro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.79%
Personal Loans
10.00%
View
▼
APR10.00%
Last UpdatedApril 13, 2026
Details

As Low As

Beacon Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
Personal/Signature
10.00%
View
▼
APR10.00%
Last UpdatedApril 13, 2026
Details

As Low As

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Personal Loan
10.25%
View
▼
APR10.25%
Last UpdatedApril 13, 2026
Details

Score: A+ = 750+

Service One Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.56%
Lifestyle Loan/Personal (No Collateral)
10.40%
View
▼
APR10.40%
Last UpdatedApril 13, 2026
Details

As Low As

Ashland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
Personal Loan
10.49%
View
▼
APR10.49%
Last UpdatedApril 13, 2026
Details

As Low As; Maximum amount of $25,000 or 20% of annual income.

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Personal Loan
10.50%
View
▼
APR10.50%
Last UpdatedApril 13, 2026
Details

Score: A+ = 750+

Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Signature Loans 36 Months
10.50%
View
▼
APR10.50%
Last UpdatedApril 13, 2026
Details

$3,500 C 600-639

Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Signature Loans 48 Months
10.50%
View
▼
APR10.50%
Last UpdatedApril 13, 2026
Details

$5,000 B 640-679

General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.74%
Signature Loans
10.75%
View
▼
APR10.75%
Last UpdatedApril 13, 2026
Details

As Low As

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Loan Promotion /
10.90%
View
▼
APR10.90%
Last UpdatedApril 13, 2026
Details

$3000; Score: C = 600-639

Daviess County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.71%
Personal Loans
10.90%
View
▼
APR10.90%
Last UpdatedApril 13, 2026
Details

No additional details available.

Advanz Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
Personal Loans
10.99%
View
▼
APR10.99%
Last UpdatedApril 13, 2026
Details

As Low As; Up to $10,000

Brown Forman Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.26%
Personal Loan
10.99%
View
▼
APR10.99%
Last UpdatedApril 13, 2026
Details

As Low As

Ashland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
Personal Loan
10.99%
View
▼
APR10.99%
Last UpdatedApril 13, 2026
Details

As Low As; Maximum amount of $25,000 or 20% of annual income.

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Personal Loan
11.00%
View
▼
APR11.00%
Last UpdatedApril 13, 2026
Details

Score: A+ = 750+

Daviess County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.71%
Personal Loans
11.00%
View
▼
APR11.00%
Last UpdatedApril 13, 2026
Details

No additional details available.

Park Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
Personal Loan
11.24%
View
▼
APR11.24%
Last UpdatedApril 13, 2026
Details

As Low As

Park Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
Personal Loans
11.24%
View
▼
APR11.24%
Last UpdatedApril 13, 2026
Details

No additional details available.

Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
Personal Loans
11.25%
View
▼
APR11.25%
Last UpdatedApril 13, 2026
Details

As Low As

University of Kentucky Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.63%
Signature/Unsecured
11.49%
View
▼
APR11.49%
Last UpdatedApril 13, 2026
Details

As Low As

Ashland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
Personal Loan
11.49%
View
▼
APR11.49%
Last UpdatedApril 13, 2026
Details

As Low As; Maximum amount of $25,000 or 20% of annual income.

Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Signature Loans Max Term 60 Months
11.50%
View
▼
APR11.50%
Last UpdatedApril 13, 2026
Details

$9,500 A 850-680

Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Signature Loans 48 Months
11.50%
View
▼
APR11.50%
Last UpdatedApril 13, 2026
Details

$3,500 C 600-639

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Personal Loan
11.50%
View
▼
APR11.50%
Last UpdatedApril 13, 2026
Details

Score: A+ = 750+

Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
Holiday & Anything Loan Special
11.75%
View
▼
APR11.75%
Last UpdatedApril 13, 2026
Details

Maximum: $1,000.00

The Health And Education Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.14%
Signature
11.90%
View
▼
APR11.90%
Last UpdatedApril 13, 2026
Details

As Low As; $5,000.00

Ashland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
Personal Loan
11.99%
View
▼
APR11.99%
Last UpdatedApril 13, 2026
Details

As Low As; Maximum amount of $25,000 or 20% of annual income.

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Personal Loan
12.00%
View
▼
APR12.00%
Last UpdatedApril 13, 2026
Details

Score: A = 680-749

Northern Kentucky Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
Unsecured Loans
12.00%
View
▼
APR12.00%
Last UpdatedApril 13, 2026
Details

Credit Score: 640-679, B

Park Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
Credit Builder Loans
12.24%
View
▼
APR12.24%
Last UpdatedApril 13, 2026
Details

As Low As

Members Choice Credit Union Ashland, KY
Institution Rating:
A5.0 ★Texas Ratio: 7.39%
Personal Loans
12.24%
View
▼
APR12.24%
Last UpdatedApril 13, 2026
Details

As Low As; Rate based on creditworthiness and term of loan. Rates are subject to change at any time and are not guaranteed.

Service One Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.56%
Lifestyle Loan/Personal (No Collateral)
12.40%
View
▼
APR12.40%
Last UpdatedApril 13, 2026
Details

As Low As

Y-12 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.14%
Signature Loan (Unsecured)
12.49%
View
▼
APR12.49%
Last UpdatedApril 13, 2026
Details

As Low As

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Personal Loan
12.50%
View
▼
APR12.50%
Last UpdatedApril 13, 2026
Details

Score: B = 640-679

Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Signature Loans Max Term 60 Months
12.50%
View
▼
APR12.50%
Last UpdatedApril 13, 2026
Details

$5,000 B 640-679

Southeast Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.03%
Personal Loans
12.50%
View
▼
APR12.50%
Last UpdatedApril 13, 2026
Details

As Low As

Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
Signature Loans
12.50%
View
▼
APR12.50%
Last UpdatedApril 13, 2026
Details

No additional details available.

Desco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
Signature
12.66%
View
▼
APR12.66%
Last UpdatedApril 13, 2026
Details

As Low As

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Personal Loan
13.00%
View
▼
APR13.00%
Last UpdatedApril 13, 2026
Details

Score: B = 640-679

Kemba Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.17%
Personal Loan
13.12%
View
▼
APR13.12%
Last UpdatedApril 13, 2026
Details

As Low As

Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
Signature Loans
13.50%
View
▼
APR13.50%
Last UpdatedApril 13, 2026
Details

No additional details available.

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Personal Loan
13.50%
View
▼
APR13.50%
Last UpdatedApril 13, 2026
Details

Score: C = 600-639

Southeast Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.03%
Personal Lines of Credit
13.50%
View
▼
APR13.50%
Last UpdatedApril 13, 2026
Details

As Low As

Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Signature Loans Max Term 60 Months
13.50%
View
▼
APR13.50%
Last UpdatedApril 13, 2026
Details

$3,500 C 600-639

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Personal Loan
13.74%
View
▼
APR13.74%
Last UpdatedApril 13, 2026
Details

No additional details available.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Personal Loans
13.74%
View
▼
APR13.74%
Last UpdatedApril 13, 2026
Details

As Low As

Y-12 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.14%
Ultra Loan (Unsecured)
13.99%
View
▼
APR13.99%
Last UpdatedApril 13, 2026
Details

As Low As; Fixed

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Personal Loan
14.00%
View
▼
APR14.00%
Last UpdatedApril 13, 2026
Details

Score: C = 600-639

Park Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
Personal Loan
14.24%
View
▼
APR14.24%
Last UpdatedApril 13, 2026
Details

As Low As

Park Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
Personal Loans
14.24%
View
▼
APR14.24%
Last UpdatedApril 13, 2026
Details

No additional details available.

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Loan Promotion /
14.40%
View
▼
APR14.40%
Last UpdatedApril 13, 2026
Details

$3000; Score: D = 550-599

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Debt Consolidation Loan
14.49%
View
▼
APR14.49%
Last UpdatedApril 13, 2026
Details

No additional details available.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Debt Consolidation Loans
14.49%
View
▼
APR14.49%
Last UpdatedApril 13, 2026
Details

As Low As

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Personal Loan
14.50%
View
▼
APR14.50%
Last UpdatedApril 13, 2026
Details

Score: C = 600-639

Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
Signature Loans
14.50%
View
▼
APR14.50%
Last UpdatedApril 13, 2026
Details

No additional details available.

Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
Holiday & Anything Loan Special
14.75%
View
▼
APR14.75%
Last UpdatedApril 13, 2026
Details

Maximum: $1,000.00

Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Signature Loans Max Term 60 Months
15.00%
View
▼
APR15.00%
Last UpdatedApril 13, 2026
Details

$800 D-90% LTV 555-599

Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Signature Loans 48 Months
15.00%
View
▼
APR15.00%
Last UpdatedApril 13, 2026
Details

$800 D-90% LTV 555-599

Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Signature Loans 36 Months
15.00%
View
▼
APR15.00%
Last UpdatedApril 13, 2026
Details

$800 D-90% LTV 555-599

Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Signature Loans 24 Months
15.00%
View
▼
APR15.00%
Last UpdatedApril 13, 2026
Details

$800 D-90% LTV 555-599

Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Signature Loans 12 Months
15.00%
View
▼
APR15.00%
Last UpdatedApril 13, 2026
Details

$800 D-90% LTV 555-599

Northern Kentucky Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
Unsecured Loans
15.00%
View
▼
APR15.00%
Last UpdatedApril 13, 2026
Details

Credit Score: 600-639, C

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Personal Loan
15.50%
View
▼
APR15.50%
Last UpdatedApril 13, 2026
Details

Score: D = 550-599

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Personal Loan
16.00%
View
▼
APR16.00%
Last UpdatedApril 13, 2026
Details

Score: D = 550-599

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Loan Promotion /
16.40%
View
▼
APR16.40%
Last UpdatedApril 13, 2026
Details

$3000; Score: E = 549

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Personal Loan
16.50%
View
▼
APR16.50%
Last UpdatedApril 13, 2026
Details

Score: D = 550-599

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Personal Loan
17.00%
View
▼
APR17.00%
Last UpdatedApril 13, 2026
Details

Score: D = 550-599

Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
Signature Loans
17.50%
View
▼
APR17.50%
Last UpdatedApril 13, 2026
Details

No additional details available.

Park Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
Personal Loan
17.99%
View
▼
APR17.99%
Last UpdatedApril 13, 2026
Details

As Low As

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Personal Loan
18.00%
View
▼
APR18.00%
Last UpdatedApril 13, 2026
Details

Score: E = 549

Northern Kentucky Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
Unsecured Loans
18.00%
View
▼
APR18.00%
Last UpdatedApril 13, 2026
Details

Credit Score: 599 or less, D/E

Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Signature Loans 12 Months
18.00%
View
▼
APR18.00%
Last UpdatedApril 13, 2026
Details

$500 E-85% LTV Under 554

Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Signature Loans 24 Months
18.00%
View
▼
APR18.00%
Last UpdatedApril 13, 2026
Details

$500 E-85% LTV Under 554

Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Signature Loans 36 Months
18.00%
View
▼
APR18.00%
Last UpdatedApril 13, 2026
Details

$500 E-85% LTV Under 554

Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Signature Loans 48 Months
18.00%
View
▼
APR18.00%
Last UpdatedApril 13, 2026
Details

$500 E-85% LTV Under 554

Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Signature Loans Max Term 60 Months
18.00%
View
▼
APR18.00%
Last UpdatedApril 13, 2026
Details

$500 E-85% LTV Under 554

General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.74%
Hardship Emergency Loan Program (HELP)
18.00%
View
▼
APR18.00%
Last UpdatedApril 13, 2026
Details

No additional details available.

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.69%
503 W Main St, Morehead, KY, 40351 1539
Personal Loan
8.50%
View
▼
APR8.50%
Last UpdatedApril 13, 2026
Details

Personal Loan

Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.69%
503 W Main St, Morehead, KY, 40351 1539
Personal Loans
8.50%
View
▼
APR8.50%
Last UpdatedApril 13, 2026
Details

As Low As; Rate based on creditworthiness and term of loan.

Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.69%
503 W Main St, Morehead, KY, 40351 1539
Personal Loan
9.00%
View
▼
APR9.00%
Last UpdatedApril 13, 2026
Details

Personal Loan

Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.69%
503 W Main St, Morehead, KY, 40351 1539
Personal Loan
9.50%
View
▼
APR9.50%
Last UpdatedApril 13, 2026
Details

Personal Loan

Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.69%
503 W Main St, Morehead, KY, 40351 1539
Personal Loan
10.00%
View
▼
APR10.00%
Last UpdatedApril 13, 2026
Details

Personal Loan

Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.69%
503 W Main St, Morehead, KY, 40351 1539
Personal Loan
10.50%
View
▼
APR10.50%
Last UpdatedApril 13, 2026
Details

Personal Loan

CLASS ACT
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Personal Loan
7.74%
View
▼
APR7.74%
Last UpdatedApril 13, 2026
Details

As Low As

Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Personal Loans
8.75%
View
▼
APR8.75%
Last UpdatedApril 13, 2026
Details

As Low As

Abound Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
Personal Loan
8.90%
View
▼
APR8.90%
Last UpdatedApril 13, 2026
Details

As Low As

Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Personal Loans
9.00%
View
▼
APR9.00%
Last UpdatedApril 13, 2026
Details

As Low As

Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Personal Loans
9.25%
View
▼
APR9.25%
Last UpdatedApril 13, 2026
Details

As Low As

Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★Texas Ratio: 2.66%
Signature Cash Personal Loan
9.49%
View
▼
APR9.49%
Last UpdatedApril 13, 2026
Details

As Low As

Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Personal Loans
9.50%
View
▼
APR9.50%
Last UpdatedApril 13, 2026
Details

As Low As

Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Personal Loans
9.75%
View
▼
APR9.75%
Last UpdatedApril 13, 2026
Details

As Low As

Ashland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
Personal Loan
9.99%
View
▼
APR9.99%
Last UpdatedApril 13, 2026
Details

As Low As; Maximum amount of $25,000 or 20% of annual income.

Owensboro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.79%
Personal Loans
10.00%
View
▼
APR10.00%
Last UpdatedApril 13, 2026
Details

As Low As

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Personal Loan
10.25%
View
▼
APR10.25%
Last UpdatedApril 13, 2026
Details

Score: A+ = 750+

Ashland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
Personal Loan
10.49%
View
▼
APR10.49%
Last UpdatedApril 13, 2026
Details

As Low As; Maximum amount of $25,000 or 20% of annual income.

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Personal Loan
10.50%
View
▼
APR10.50%
Last UpdatedApril 13, 2026
Details

Score: A+ = 750+

Daviess County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.71%
Personal Loans
10.90%
View
▼
APR10.90%
Last UpdatedApril 13, 2026
Details

No additional details available.

Advanz Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
Personal Loans
10.99%
View
▼
APR10.99%
Last UpdatedApril 13, 2026
Details

As Low As; Up to $10,000

Brown Forman Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.26%
Personal Loan
10.99%
View
▼
APR10.99%
Last UpdatedApril 13, 2026
Details

As Low As

Ashland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
Personal Loan
10.99%
View
▼
APR10.99%
Last UpdatedApril 13, 2026
Details

As Low As; Maximum amount of $25,000 or 20% of annual income.

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Personal Loan
11.00%
View
▼
APR11.00%
Last UpdatedApril 13, 2026
Details

Score: A+ = 750+

Daviess County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.71%
Personal Loans
11.00%
View
▼
APR11.00%
Last UpdatedApril 13, 2026
Details

No additional details available.

Park Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
Personal Loan
11.24%
View
▼
APR11.24%
Last UpdatedApril 13, 2026
Details

As Low As

Park Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
Personal Loans
11.24%
View
▼
APR11.24%
Last UpdatedApril 13, 2026
Details

No additional details available.

Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
Personal Loans
11.25%
View
▼
APR11.25%
Last UpdatedApril 13, 2026
Details

As Low As

Ashland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
Personal Loan
11.49%
View
▼
APR11.49%
Last UpdatedApril 13, 2026
Details

As Low As; Maximum amount of $25,000 or 20% of annual income.

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Personal Loan
11.50%
View
▼
APR11.50%
Last UpdatedApril 13, 2026
Details

Score: A+ = 750+

Ashland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
Personal Loan
11.99%
View
▼
APR11.99%
Last UpdatedApril 13, 2026
Details

As Low As; Maximum amount of $25,000 or 20% of annual income.

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Personal Loan
12.00%
View
▼
APR12.00%
Last UpdatedApril 13, 2026
Details

Score: A = 680-749

Members Choice Credit Union Ashland, KY
Institution Rating:
A5.0 ★Texas Ratio: 7.39%
Personal Loans
12.24%
View
▼
APR12.24%
Last UpdatedApril 13, 2026
Details

As Low As; Rate based on creditworthiness and term of loan. Rates are subject to change at any time and are not guaranteed.

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Personal Loan
12.50%
View
▼
APR12.50%
Last UpdatedApril 13, 2026
Details

Score: B = 640-679

Southeast Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.03%
Personal Loans
12.50%
View
▼
APR12.50%
Last UpdatedApril 13, 2026
Details

As Low As

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Personal Loan
13.00%
View
▼
APR13.00%
Last UpdatedApril 13, 2026
Details

Score: B = 640-679

Kemba Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.17%
Personal Loan
13.12%
View
▼
APR13.12%
Last UpdatedApril 13, 2026
Details

As Low As

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Personal Loan
13.50%
View
▼
APR13.50%
Last UpdatedApril 13, 2026
Details

Score: C = 600-639

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Personal Loan
13.74%
View
▼
APR13.74%
Last UpdatedApril 13, 2026
Details

No additional details available.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Personal Loans
13.74%
View
▼
APR13.74%
Last UpdatedApril 13, 2026
Details

As Low As

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Personal Loan
14.00%
View
▼
APR14.00%
Last UpdatedApril 13, 2026
Details

Score: C = 600-639

Park Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
Personal Loan
14.24%
View
▼
APR14.24%
Last UpdatedApril 13, 2026
Details

As Low As

Park Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
Personal Loans
14.24%
View
▼
APR14.24%
Last UpdatedApril 13, 2026
Details

No additional details available.

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Personal Loan
14.50%
View
▼
APR14.50%
Last UpdatedApril 13, 2026
Details

Score: C = 600-639

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Personal Loan
15.50%
View
▼
APR15.50%
Last UpdatedApril 13, 2026
Details

Score: D = 550-599

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Personal Loan
16.00%
View
▼
APR16.00%
Last UpdatedApril 13, 2026
Details

Score: D = 550-599

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Personal Loan
16.50%
View
▼
APR16.50%
Last UpdatedApril 13, 2026
Details

Score: D = 550-599

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Personal Loan
17.00%
View
▼
APR17.00%
Last UpdatedApril 13, 2026
Details

Score: D = 550-599

Park Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
Personal Loan
17.99%
View
▼
APR17.99%
Last UpdatedApril 13, 2026
Details

As Low As

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Personal Loan
18.00%
View
▼
APR18.00%
Last UpdatedApril 13, 2026
Details

Score: E = 549

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Lexington Postal Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
DEBT RESTRUCTURE
6.24%
View
▼
APR6.24%
Last UpdatedApril 13, 2026
Details

Used Vehicle Loan; no cash out

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Debt Consolidation Loan
14.49%
View
▼
APR14.49%
Last UpdatedApril 13, 2026
Details

No additional details available.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Debt Consolidation Loans
14.49%
View
▼
APR14.49%
Last UpdatedApril 13, 2026
Details

As Low As

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Signature Loans 12 Months
7.00%
View
▼
APR7.00%
Last UpdatedApril 13, 2026
Details

$9,500 A 850-680

Lexington Postal Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
SIGNATURE LOAN SPECIAL
7.00%
View
▼
APR7.00%
Last UpdatedApril 13, 2026
Details

No additional details available.

Lexington Postal Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
Signature Special
7.00%
View
▼
APR7.00%
Last UpdatedApril 13, 2026
Details

No additional details available.

Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Signature Loans 12 Months
7.50%
View
▼
APR7.50%
Last UpdatedApril 13, 2026
Details

$5,000 B 640-679

Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Signature Loans 24 Months
8.00%
View
▼
APR8.00%
Last UpdatedApril 13, 2026
Details

$9,500 A 850-680

Louisville Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.06%
Signature Loan
8.49%
View
▼
APR8.49%
Last UpdatedApril 13, 2026
Details

As Low As

Louisville Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.06%
Signature Loans
8.49%
View
▼
APR8.49%
Last UpdatedApril 13, 2026
Details

As Low As

Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Signature Loans 12 Months
8.50%
View
▼
APR8.50%
Last UpdatedApril 13, 2026
Details

$3,500 C 600-639

Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Signature Loans 24 Months
8.50%
View
▼
APR8.50%
Last UpdatedApril 13, 2026
Details

$5,000 B 640-679

C-Plant Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
Signature Loan
9.00%
View
▼
APR9.00%
Last UpdatedApril 13, 2026
Details

No additional details available.

Green River Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
Signature Loans
9.00%
View
▼
APR9.00%
Last UpdatedApril 13, 2026
Details

*View rates page for full disclosure details.

KUE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.70%
Unsecured Signature Loan
9.00%
View
▼
APR9.00%
Last UpdatedApril 13, 2026
Details

As Low As

Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Signature Loans 36 Months
9.00%
View
▼
APR9.00%
Last UpdatedApril 13, 2026
Details

$9,500 A 850-680

C-Plant Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
Signature Loan
9.25%
View
▼
APR9.25%
Last UpdatedApril 13, 2026
Details

No additional details available.

Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★Texas Ratio: 2.66%
Signature Cash Personal Loan
9.49%
View
▼
APR9.49%
Last UpdatedApril 13, 2026
Details

As Low As

Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Signature Loans 24 Months
9.50%
View
▼
APR9.50%
Last UpdatedApril 13, 2026
Details

$3,500 C 600-639

Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Signature Loans 36 Months
9.50%
View
▼
APR9.50%
Last UpdatedApril 13, 2026
Details

$5,000 B 640-679

Expree Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
Signature Loans
9.50%
View
▼
APR9.50%
Last UpdatedApril 13, 2026
Details

As Low As

General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.74%
Signature Loans
9.75%
View
▼
APR9.75%
Last UpdatedApril 13, 2026
Details

As Low As

Members Heritage Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.85%
Signature Loan (fixed)
9.75%
View
▼
APR9.75%
Last UpdatedApril 13, 2026
Details

As Low As

Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
Signature/Unsecured
9.99%
View
▼
APR9.99%
Last UpdatedApril 13, 2026
Details

As Low As

One Vision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.22%
Personal Signature Loans
9.99%
View
▼
APR9.99%
Last UpdatedApril 13, 2026
Details

As Low As

KUE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.70%
Unsecured Signature Loan
10.00%
View
▼
APR10.00%
Last UpdatedApril 13, 2026
Details

As Low As

Beacon Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
Personal/Signature
10.00%
View
▼
APR10.00%
Last UpdatedApril 13, 2026
Details

As Low As

Lexington Postal Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
SIGNATURE/CO-SIGNER
10.00%
View
▼
APR10.00%
Last UpdatedApril 13, 2026
Details

No additional details available.

Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Signature Loans 48 Months
10.00%
View
▼
APR10.00%
Last UpdatedApril 13, 2026
Details

$9,500 A 850-680

Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Signature Loans
10.00%
View
▼
APR10.00%
Last UpdatedApril 13, 2026
Details

No additional details available.

WBH Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
Signature Loan
10.00%
View
▼
APR10.00%
Last UpdatedApril 13, 2026
Details

No additional details available.

Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Signature Loans 36 Months
10.50%
View
▼
APR10.50%
Last UpdatedApril 13, 2026
Details

$3,500 C 600-639

Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Signature Loans 48 Months
10.50%
View
▼
APR10.50%
Last UpdatedApril 13, 2026
Details

$5,000 B 640-679

General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.74%
Signature Loans
10.75%
View
▼
APR10.75%
Last UpdatedApril 13, 2026
Details

As Low As

University of Kentucky Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.63%
Signature/Unsecured
11.49%
View
▼
APR11.49%
Last UpdatedApril 13, 2026
Details

As Low As

Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Signature Loans 48 Months
11.50%
View
▼
APR11.50%
Last UpdatedApril 13, 2026
Details

$3,500 C 600-639

Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Signature Loans Max Term 60 Months
11.50%
View
▼
APR11.50%
Last UpdatedApril 13, 2026
Details

$9,500 A 850-680

The Health And Education Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.14%
Signature
11.90%
View
▼
APR11.90%
Last UpdatedApril 13, 2026
Details

As Low As; $5,000.00

Y-12 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.14%
Signature Loan (Unsecured)
12.49%
View
▼
APR12.49%
Last UpdatedApril 13, 2026
Details

As Low As

Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Signature Loans Max Term 60 Months
12.50%
View
▼
APR12.50%
Last UpdatedApril 13, 2026
Details

$5,000 B 640-679

Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
Signature Loans
12.50%
View
▼
APR12.50%
Last UpdatedApril 13, 2026
Details

No additional details available.

Desco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
Signature
12.66%
View
▼
APR12.66%
Last UpdatedApril 13, 2026
Details

As Low As

Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Signature Loans Max Term 60 Months
13.50%
View
▼
APR13.50%
Last UpdatedApril 13, 2026
Details

$3,500 C 600-639

Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
Signature Loans
13.50%
View
▼
APR13.50%
Last UpdatedApril 13, 2026
Details

No additional details available.

Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
Signature Loans
14.50%
View
▼
APR14.50%
Last UpdatedApril 13, 2026
Details

No additional details available.

Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Signature Loans 12 Months
15.00%
View
▼
APR15.00%
Last UpdatedApril 13, 2026
Details

$800 D-90% LTV 555-599

Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Signature Loans 24 Months
15.00%
View
▼
APR15.00%
Last UpdatedApril 13, 2026
Details

$800 D-90% LTV 555-599

Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Signature Loans 36 Months
15.00%
View
▼
APR15.00%
Last UpdatedApril 13, 2026
Details

$800 D-90% LTV 555-599

Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Signature Loans 48 Months
15.00%
View
▼
APR15.00%
Last UpdatedApril 13, 2026
Details

$800 D-90% LTV 555-599

Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Signature Loans Max Term 60 Months
15.00%
View
▼
APR15.00%
Last UpdatedApril 13, 2026
Details

$800 D-90% LTV 555-599

Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
Signature Loans
17.50%
View
▼
APR17.50%
Last UpdatedApril 13, 2026
Details

No additional details available.

Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Signature Loans 12 Months
18.00%
View
▼
APR18.00%
Last UpdatedApril 13, 2026
Details

$500 E-85% LTV Under 554

Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Signature Loans 24 Months
18.00%
View
▼
APR18.00%
Last UpdatedApril 13, 2026
Details

$500 E-85% LTV Under 554

Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Signature Loans 36 Months
18.00%
View
▼
APR18.00%
Last UpdatedApril 13, 2026
Details

$500 E-85% LTV Under 554

Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Signature Loans 48 Months
18.00%
View
▼
APR18.00%
Last UpdatedApril 13, 2026
Details

$500 E-85% LTV Under 554

Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Signature Loans Max Term 60 Months
18.00%
View
▼
APR18.00%
Last UpdatedApril 13, 2026
Details

$500 E-85% LTV Under 554

No home improvement personal loan rates found in Morehead, KY currently.

Morehead, KY Personal Loan Rate Trends

Compare local Morehead, KY personal loan rates against the statewide average

Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Kentucky Personal Loan Trends →
Personal Loan — KY Avg
12.272%
Unchanged vs 7 days ago

Kentucky personal loan rates currently average 12.272% APR.

Signature Loan — KY Avg
11.049%
Unchanged vs 7 days ago

Kentucky signature loan rates currently average 11.049% APR.

As of Apr 13, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Frequently Asked Questions

What credit score do I need for a personal loan in Kentucky?

Most lenders in Morehead, Kentucky require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Kentucky often have more flexible requirements than traditional banks.

What is the difference between secured and unsecured personal loans?

Unsecured personal loans in Morehead, Kentucky require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.

Can I use a personal loan for debt consolidation in Kentucky?

Yes. Debt consolidation is one of the most common uses of personal loans in Morehead, Kentucky. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.

Are credit unions or banks better for personal loans in Morehead, Kentucky?

Credit unions in Morehead, Kentucky often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.

What are the best personal loan rates in Morehead, Kentucky?

  • Morehead Community Federal Credit Union: 8.50% (Personal Loan)
  • Louisville Gas & Electric Company Credit Union: 4.75% (Holiday & Anything Loan Special)
  • Northern Kentucky Federal Credit Union: 5.00% (Recreation Loan)
  • ARH Federal Credit Union: 5.25% (Real Estate Equity Loans 85% Loan-To-Value NO CLOSING)
  • Lexington Postal Community Credit Union: 6.24% (DEBT RESTRUCTURE)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Morehead, Kentucky. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 12, 2026.

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