Best Personal Loan Rates in New Castle, Kentucky (KY) - April 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
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- Location-Based Rate Tables
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Kentucky borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
Current personal loan options available to borrowers in New Castle, Kentucky include: Louisville Gas & Electric Company Credit UnionLouisville Gas & Electric Company Credit UnionA+5.0 ★Texas Ratio: 1.44% offering Holiday & Anything Loan Special at 4.75% APR, Northern Kentucky Federal Credit UnionNorthern Kentucky Federal Credit UnionA+5.0 ★Texas Ratio: 2.13% offering Recreation Loan at 5.00% APR, ARH Federal Credit UnionARH Federal Credit UnionA+5.0 ★Texas Ratio: 4.18% offering Real Estate Equity Loans 85% Loan-To-Value NO CLOSING at 5.25% APR, Citizens BankCitizens BankA5.0 ★Texas Ratio: 8.28% offering Medical Residency Refinance Loan at 5.45% APR, and Signet Federal Credit UnionSignet Federal Credit UnionA+5.0 ★Texas Ratio: 3.03% offering Recreational Loan at 6.46% APR. Personal loan rates as of April 9, 2026 according to verified data from MonitorBankRates.
New Castle borrowers have access to 39 lenders serving the Kentucky area, with personal loan rates as low as 4.75% APR from Louisville Gas & Electric Company Credit Union. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in New Castle, Kentucky.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in New Castle, Kentucky. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 9, 2026
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
Holiday & Anything Loan Special
4.75%
▼
APR4.75%
Last UpdatedApril 11, 2026
Details
Maximum: $5,000.00
Northern Kentucky Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
Recreation Loan
5.00%
▼
APR5.00%
Last UpdatedApril 11, 2026
Details
As Low As; Terms up to 120 months
ARH Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.18%
Real Estate Equity Loans 85% Loan-To-Value NO CLOSING
5.25%
▼
APR5.25%
Last UpdatedApril 11, 2026
Details
No additional details available.
ARH Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.18%
Real Estate Equity Loans 85% LTV PLUS CLOSING
5.25%
▼
APR5.25%
Last UpdatedApril 11, 2026
Details
No additional details available.
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
Holiday & Anything Loan Special
5.25%
▼
APR5.25%
Last UpdatedApril 11, 2026
Details
Maximum: $4,000.00
Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
Medical Residency Refinance Loan
5.45%
▼
APR5.45%
Last UpdatedApril 11, 2026
Details
Fixed rates
Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
Medical Residency Refinance Loan
5.51%
▼
APR5.51%
Last UpdatedApril 11, 2026
Details
Variable rates
APR5.51%
Last UpdatedApril 11, 2026
Details
Your interest rate and monthly payments can fluctuate during the repayment period.
ARH Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.18%
Real Estate Equity Loans
5.75%
▼
APR5.75%
Last UpdatedApril 11, 2026
Details
OVER $50,000.00
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
Holiday & Anything Loan Special
6.00%
▼
APR6.00%
Last UpdatedApril 11, 2026
Details
Maximum: $2,500.00
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
Land Loans
6.00%
▼
APR6.00%
Last UpdatedApril 11, 2026
Details
No additional details available.
Signet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.03%
Recreational Loan
6.46%
▼
APR6.46%
Last UpdatedApril 11, 2026
Details
As Low As
Lake Chem Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.23%
Recreational Loans
6.75%
▼
APR6.75%
Last UpdatedApril 11, 2026
Details
As Low As; All rates are subject to credit approval.
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Loan Promotion /
6.90%
▼
APR6.90%
Last UpdatedApril 11, 2026
Details
$3000; Score: A+ = 750+
APR7.74%
Last UpdatedApril 11, 2026
Details
As Low As
APR7.75%
Last UpdatedApril 11, 2026
Details
No additional details available.
Advanz Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
Vacation & Holiday Loans
7.90%
▼
APR7.90%
Last UpdatedApril 11, 2026
Details
As Low As; Up to $2,000
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Loan Promotion /
7.90%
▼
APR7.90%
Last UpdatedApril 11, 2026
Details
$3000; Score: B = 640-679
APR8.00%
Last UpdatedApril 11, 2026
Details
No additional details available.
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.74%
Fixed Equity Rich Loan
8.02%
▼
APR8.02%
Last UpdatedApril 11, 2026
Details
No additional details available.
APR8.25%
Last UpdatedApril 11, 2026
Details
No additional details available.
L and N Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
Signature Loan
8.49%
▼
APR8.49%
Last UpdatedApril 11, 2026
Details
No additional details available.
Louisville Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.06%
Signature Loan
8.49%
▼
APR8.49%
Last UpdatedApril 11, 2026
Details
As Low As
Louisville Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.06%
Signature Loans
8.49%
▼
APR8.49%
Last UpdatedApril 11, 2026
Details
As Low As
APR8.50%
Last UpdatedApril 11, 2026
Details
No additional details available.
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.69%
Personal Loan
8.50%
▼
APR8.50%
Last UpdatedApril 11, 2026
Details
Personal Loan
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.69%
Personal Loans
8.50%
▼
APR8.50%
Last UpdatedApril 11, 2026
Details
As Low As; Rate based on creditworthiness and term of loan.
C-Plant Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
Miscellaneous Collateral Loan (e.g. Computers & Lawn Mowers)
8.75%
▼
APR8.75%
Last UpdatedApril 11, 2026
Details
No additional details available.
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Personal Loans
8.75%
▼
APR8.75%
Last UpdatedApril 11, 2026
Details
As Low As
Abound Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
Personal Loan
8.90%
▼
APR8.90%
Last UpdatedApril 11, 2026
Details
As Low As
APR8.90%
Last UpdatedApril 11, 2026
Details
As Low As; Available for $500-$5000
APR8.99%
Last UpdatedApril 11, 2026
Details
As Low As
KUE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.70%
Unsecured Signature Loan
9.00%
▼
APR9.00%
Last UpdatedApril 11, 2026
Details
As Low As
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Personal Loans
9.00%
▼
APR9.00%
Last UpdatedApril 11, 2026
Details
As Low As
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.69%
Personal Loan
9.00%
▼
APR9.00%
Last UpdatedApril 11, 2026
Details
Personal Loan
Liberty Bank and Trust Company
Institution Rating:
A5.0 ★Texas Ratio: 6.28%
Freedom Fast Personal Loan
9.00%
▼
APR9.00%
Last UpdatedApril 11, 2026
Details
As Low As; Minimum and Maximum Period for Repayment: 12 to 36 Months; Minimum and Maximum Annual Percentage Rate (APR): 9% to 18%; Associated Fees: Document Fee - $20.00 and Origination Fee - $45.00
APR9.00%
Last UpdatedApril 11, 2026
Details
As Low As
Northern Kentucky Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
Unsecured Loans
9.00%
▼
APR9.00%
Last UpdatedApril 11, 2026
Details
Credit Score: 680+, A+/A
C-Plant Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
Signature Loan
9.00%
▼
APR9.00%
Last UpdatedApril 11, 2026
Details
No additional details available.
C-Plant Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
Signature Loan
9.25%
▼
APR9.25%
Last UpdatedApril 11, 2026
Details
No additional details available.
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Personal Loans
9.25%
▼
APR9.25%
Last UpdatedApril 11, 2026
Details
As Low As
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.69%
Personal Loan
9.50%
▼
APR9.50%
Last UpdatedApril 11, 2026
Details
Personal Loan
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
Credit Builder Loan
9.50%
▼
APR9.50%
Last UpdatedApril 11, 2026
Details
No additional details available.
APR9.50%
Last UpdatedApril 11, 2026
Details
As Low As
APR9.50%
Last UpdatedApril 11, 2026
Details
As Low As
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Personal Loans
9.50%
▼
APR9.50%
Last UpdatedApril 11, 2026
Details
As Low As
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
Holiday & Anything Loan Special
9.75%
▼
APR9.75%
Last UpdatedApril 11, 2026
Details
Maximum: $1,500.00
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Personal Loans
9.75%
▼
APR9.75%
Last UpdatedApril 11, 2026
Details
As Low As
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.74%
Signature Loans
9.75%
▼
APR9.75%
Last UpdatedApril 11, 2026
Details
As Low As
Members Heritage Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.85%
Signature Loan (fixed)
9.75%
▼
APR9.75%
Last UpdatedApril 11, 2026
Details
As Low As
Service One Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.56%
Lifestyle Loan/Personal (No Collateral)
9.90%
▼
APR9.90%
Last UpdatedApril 11, 2026
Details
As Low As
Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
Medical Residency Refinance Loan
9.99%
▼
APR9.99%
Last UpdatedApril 11, 2026
Details
Fixed rates
One Vision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.22%
Personal Signature Loans
9.99%
▼
APR9.99%
Last UpdatedApril 11, 2026
Details
As Low As
APR9.99%
Last UpdatedApril 11, 2026
Details
As Low As; Maximum amount of $25,000 or 20% of annual income.
Louisville Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.06%
Holiday Loan
9.99%
▼
APR9.99%
Last UpdatedApril 11, 2026
Details
As Low As
Louisville Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.06%
Vacation Loan
9.99%
▼
APR9.99%
Last UpdatedApril 11, 2026
Details
As Low As
Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
Signature/Unsecured
9.99%
▼
APR9.99%
Last UpdatedApril 11, 2026
Details
As Low As
WBH Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
Signature Loan
10.00%
▼
APR10.00%
Last UpdatedApril 11, 2026
Details
No additional details available.
APR10.00%
Last UpdatedApril 11, 2026
Details
As Low As
KUE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.70%
Unsecured Signature Loan
10.00%
▼
APR10.00%
Last UpdatedApril 11, 2026
Details
As Low As
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.69%
Personal Loan
10.00%
▼
APR10.00%
Last UpdatedApril 11, 2026
Details
Personal Loan
Beacon Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
Personal/Signature
10.00%
▼
APR10.00%
Last UpdatedApril 11, 2026
Details
As Low As
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Personal Loan
10.25%
▼
APR10.25%
Last UpdatedApril 11, 2026
Details
Score: A+ = 750+
Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
Medical Residency Refinance Loan
10.31%
▼
APR10.31%
Last UpdatedApril 11, 2026
Details
Variable rates
Service One Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.56%
Lifestyle Loan/Personal (No Collateral)
10.40%
▼
APR10.40%
Last UpdatedApril 11, 2026
Details
As Low As
APR10.49%
Last UpdatedApril 11, 2026
Details
As Low As; Maximum amount of $25,000 or 20% of annual income.
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Personal Loan
10.50%
▼
APR10.50%
Last UpdatedApril 11, 2026
Details
Score: A+ = 750+
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.69%
Personal Loan
10.50%
▼
APR10.50%
Last UpdatedApril 11, 2026
Details
Personal Loan
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.74%
Signature Loans
10.75%
▼
APR10.75%
Last UpdatedApril 11, 2026
Details
As Low As
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Loan Promotion /
10.90%
▼
APR10.90%
Last UpdatedApril 11, 2026
Details
$3000; Score: C = 600-639
Daviess County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.71%
Personal Loans
10.90%
▼
APR10.90%
Last UpdatedApril 11, 2026
Details
No additional details available.
Fortera Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.06%
Personal Loan
10.99%
▼
APR10.99%
Last UpdatedApril 11, 2026
Details
No additional details available.
Advanz Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
Personal Loans
10.99%
▼
APR10.99%
Last UpdatedApril 11, 2026
Details
As Low As; Up to $10,000
APR10.99%
Last UpdatedApril 11, 2026
Details
As Low As; Maximum amount of $25,000 or 20% of annual income.
Brown Forman Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.26%
Personal Loan
10.99%
▼
APR10.99%
Last UpdatedApril 11, 2026
Details
As Low As
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Personal Loan
11.00%
▼
APR11.00%
Last UpdatedApril 11, 2026
Details
Score: A+ = 750+
Daviess County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.71%
Personal Loans
11.00%
▼
APR11.00%
Last UpdatedApril 11, 2026
Details
No additional details available.
APR11.09%
Last UpdatedApril 11, 2026
Details
As Low As
APR11.24%
Last UpdatedApril 11, 2026
Details
As Low As
APR11.24%
Last UpdatedApril 11, 2026
Details
No additional details available.
Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
Personal Loans
11.25%
▼
APR11.25%
Last UpdatedApril 11, 2026
Details
As Low As
APR11.49%
Last UpdatedApril 11, 2026
Details
As Low As; Maximum amount of $25,000 or 20% of annual income.
University of Kentucky Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.63%
Signature/Unsecured
11.49%
▼
APR11.49%
Last UpdatedApril 11, 2026
Details
As Low As
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Personal Loan
11.50%
▼
APR11.50%
Last UpdatedApril 11, 2026
Details
Score: A+ = 750+
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
Holiday & Anything Loan Special
11.75%
▼
APR11.75%
Last UpdatedApril 11, 2026
Details
Maximum: $1,000.00
The Health And Education Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.14%
Signature
11.90%
▼
APR11.90%
Last UpdatedApril 11, 2026
Details
As Low As; $5,000.00
Fortera Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.06%
Personal Loan
11.99%
▼
APR11.99%
Last UpdatedApril 11, 2026
Details
No additional details available.
APR11.99%
Last UpdatedApril 11, 2026
Details
As Low As; Maximum amount of $25,000 or 20% of annual income.
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Personal Loan
12.00%
▼
APR12.00%
Last UpdatedApril 11, 2026
Details
Score: A = 680-749
Northern Kentucky Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
Unsecured Loans
12.00%
▼
APR12.00%
Last UpdatedApril 11, 2026
Details
Credit Score: 640-679, B
Park Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
Credit Builder Loans
12.24%
▼
APR12.24%
Last UpdatedApril 11, 2026
Details
As Low As
Service One Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.56%
Lifestyle Loan/Personal (No Collateral)
12.40%
▼
APR12.40%
Last UpdatedApril 11, 2026
Details
As Low As
Y-12 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.14%
Signature Loan (Unsecured)
12.49%
▼
APR12.49%
Last UpdatedApril 11, 2026
Details
As Low As; Fixed
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Personal Loan
12.50%
▼
APR12.50%
Last UpdatedApril 11, 2026
Details
Score: B = 640-679
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
Signature Loans
12.50%
▼
APR12.50%
Last UpdatedApril 11, 2026
Details
No additional details available.
Southeast Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.03%
Personal Loans
12.50%
▼
APR12.50%
Last UpdatedApril 11, 2026
Details
As Low As
Fortera Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.06%
Personal Loan
12.99%
▼
APR12.99%
Last UpdatedApril 11, 2026
Details
No additional details available.
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Personal Loan
13.00%
▼
APR13.00%
Last UpdatedApril 11, 2026
Details
Score: B = 640-679
APR13.12%
Last UpdatedApril 11, 2026
Details
As Low As
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Personal Loan
13.50%
▼
APR13.50%
Last UpdatedApril 11, 2026
Details
Score: C = 600-639
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
Signature Loans
13.50%
▼
APR13.50%
Last UpdatedApril 11, 2026
Details
No additional details available.
Southeast Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.03%
Personal Lines of Credit
13.50%
▼
APR13.50%
Last UpdatedApril 11, 2026
Details
As Low As
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Personal Loan
13.74%
▼
APR13.74%
Last UpdatedApril 11, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Personal Loans
13.74%
▼
APR13.74%
Last UpdatedApril 11, 2026
Details
As Low As
Y-12 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.14%
Ultra Loan (Unsecured)
13.99%
▼
APR13.99%
Last UpdatedApril 11, 2026
Details
As Low As; Fixed
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Personal Loan
14.00%
▼
APR14.00%
Last UpdatedApril 11, 2026
Details
Score: C = 600-639
APR14.24%
Last UpdatedApril 11, 2026
Details
As Low As
APR14.24%
Last UpdatedApril 11, 2026
Details
No additional details available.
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Loan Promotion /
14.40%
▼
APR14.40%
Last UpdatedApril 11, 2026
Details
$3000; Score: D = 550-599
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Debt Consolidation Loan
14.49%
▼
APR14.49%
Last UpdatedApril 11, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Debt Consolidation Loans
14.49%
▼
APR14.49%
Last UpdatedApril 11, 2026
Details
As Low As
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Personal Loan
14.50%
▼
APR14.50%
Last UpdatedApril 11, 2026
Details
Score: C = 600-639
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
Signature Loans
14.50%
▼
APR14.50%
Last UpdatedApril 11, 2026
Details
No additional details available.
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
Holiday & Anything Loan Special
14.75%
▼
APR14.75%
Last UpdatedApril 11, 2026
Details
Maximum: $1,000.00
Northern Kentucky Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
Unsecured Loans
15.00%
▼
APR15.00%
Last UpdatedApril 11, 2026
Details
Credit Score: 600-639, C
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Personal Loan
15.50%
▼
APR15.50%
Last UpdatedApril 11, 2026
Details
Score: D = 550-599
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Personal Loan
16.00%
▼
APR16.00%
Last UpdatedApril 11, 2026
Details
Score: D = 550-599
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Loan Promotion /
16.40%
▼
APR16.40%
Last UpdatedApril 11, 2026
Details
$3000; Score: E = 549
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Personal Loan
16.50%
▼
APR16.50%
Last UpdatedApril 11, 2026
Details
Score: D = 550-599
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Personal Loan
17.00%
▼
APR17.00%
Last UpdatedApril 11, 2026
Details
Score: D = 550-599
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
Signature Loans
17.50%
▼
APR17.50%
Last UpdatedApril 11, 2026
Details
No additional details available.
APR17.99%
Last UpdatedApril 11, 2026
Details
As Low As
Liberty Bank and Trust Company
Institution Rating:
A5.0 ★Texas Ratio: 6.28%
Freedom Fast Personal Loan
18.00%
▼
APR18.00%
Last UpdatedApril 11, 2026
Details
As Low As; Minimum and Maximum Period for Repayment: 12 to 36 Months; Minimum and Maximum Annual Percentage Rate (APR): 9% to 18%; Associated Fees: Document Fee - $20.00 and Origination Fee - $45.00
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Personal Loan
18.00%
▼
APR18.00%
Last UpdatedApril 11, 2026
Details
Score: E = 549
Northern Kentucky Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
Unsecured Loans
18.00%
▼
APR18.00%
Last UpdatedApril 11, 2026
Details
Credit Score: 599 or less, D/E
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.74%
Hardship Emergency Loan Program (HELP)
18.00%
▼
APR18.00%
Last UpdatedApril 11, 2026
Details
No additional details available.
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
Signature Loans
19.50%
▼
APR19.50%
Last UpdatedApril 11, 2026
Details
No additional details available.
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
Signature Loans
22.50%
▼
APR22.50%
Last UpdatedApril 11, 2026
Details
No additional details available.
Louisville Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.06%
Quick Cash Loan
24.00%
▼
APR24.00%
Last UpdatedApril 11, 2026
Details
As Low As
KIT Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
Payday Alternative Loan
28.00%
▼
APR28.00%
Last UpdatedApril 11, 2026
Details
$20 application fee (must be paid up front); Maximum loan of $1,000
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Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
APR7.74%
Last UpdatedApril 11, 2026
Details
As Low As
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.69%
Personal Loan
8.50%
▼
APR8.50%
Last UpdatedApril 11, 2026
Details
Personal Loan
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.69%
Personal Loans
8.50%
▼
APR8.50%
Last UpdatedApril 11, 2026
Details
As Low As; Rate based on creditworthiness and term of loan.
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Personal Loans
8.75%
▼
APR8.75%
Last UpdatedApril 11, 2026
Details
As Low As
Abound Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
Personal Loan
8.90%
▼
APR8.90%
Last UpdatedApril 11, 2026
Details
As Low As
Liberty Bank and Trust Company
Institution Rating:
A5.0 ★Texas Ratio: 6.28%
Freedom Fast Personal Loan
9.00%
▼
APR9.00%
Last UpdatedApril 11, 2026
Details
As Low As; Minimum and Maximum Period for Repayment: 12 to 36 Months; Minimum and Maximum Annual Percentage Rate (APR): 9% to 18%; Associated Fees: Document Fee - $20.00 and Origination Fee - $45.00
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.69%
Personal Loan
9.00%
▼
APR9.00%
Last UpdatedApril 11, 2026
Details
Personal Loan
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Personal Loans
9.00%
▼
APR9.00%
Last UpdatedApril 11, 2026
Details
As Low As
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Personal Loans
9.25%
▼
APR9.25%
Last UpdatedApril 11, 2026
Details
As Low As
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.69%
Personal Loan
9.50%
▼
APR9.50%
Last UpdatedApril 11, 2026
Details
Personal Loan
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Personal Loans
9.50%
▼
APR9.50%
Last UpdatedApril 11, 2026
Details
As Low As
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Personal Loans
9.75%
▼
APR9.75%
Last UpdatedApril 11, 2026
Details
As Low As
APR9.99%
Last UpdatedApril 11, 2026
Details
As Low As; Maximum amount of $25,000 or 20% of annual income.
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.69%
Personal Loan
10.00%
▼
APR10.00%
Last UpdatedApril 11, 2026
Details
Personal Loan
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Personal Loan
10.25%
▼
APR10.25%
Last UpdatedApril 11, 2026
Details
Score: A+ = 750+
APR10.49%
Last UpdatedApril 11, 2026
Details
As Low As; Maximum amount of $25,000 or 20% of annual income.
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Personal Loan
10.50%
▼
APR10.50%
Last UpdatedApril 11, 2026
Details
Score: A+ = 750+
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.69%
Personal Loan
10.50%
▼
APR10.50%
Last UpdatedApril 11, 2026
Details
Personal Loan
Daviess County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.71%
Personal Loans
10.90%
▼
APR10.90%
Last UpdatedApril 11, 2026
Details
No additional details available.
Fortera Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.06%
Personal Loan
10.99%
▼
APR10.99%
Last UpdatedApril 11, 2026
Details
No additional details available.
Advanz Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
Personal Loans
10.99%
▼
APR10.99%
Last UpdatedApril 11, 2026
Details
As Low As; Up to $10,000
APR10.99%
Last UpdatedApril 11, 2026
Details
As Low As; Maximum amount of $25,000 or 20% of annual income.
Brown Forman Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.26%
Personal Loan
10.99%
▼
APR10.99%
Last UpdatedApril 11, 2026
Details
As Low As
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Personal Loan
11.00%
▼
APR11.00%
Last UpdatedApril 11, 2026
Details
Score: A+ = 750+
Daviess County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.71%
Personal Loans
11.00%
▼
APR11.00%
Last UpdatedApril 11, 2026
Details
No additional details available.
APR11.09%
Last UpdatedApril 11, 2026
Details
As Low As
APR11.24%
Last UpdatedApril 11, 2026
Details
As Low As
APR11.24%
Last UpdatedApril 11, 2026
Details
No additional details available.
Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
Personal Loans
11.25%
▼
APR11.25%
Last UpdatedApril 11, 2026
Details
As Low As
APR11.49%
Last UpdatedApril 11, 2026
Details
As Low As; Maximum amount of $25,000 or 20% of annual income.
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Personal Loan
11.50%
▼
APR11.50%
Last UpdatedApril 11, 2026
Details
Score: A+ = 750+
Fortera Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.06%
Personal Loan
11.99%
▼
APR11.99%
Last UpdatedApril 11, 2026
Details
No additional details available.
APR11.99%
Last UpdatedApril 11, 2026
Details
As Low As; Maximum amount of $25,000 or 20% of annual income.
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Personal Loan
12.00%
▼
APR12.00%
Last UpdatedApril 11, 2026
Details
Score: A = 680-749
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Personal Loan
12.50%
▼
APR12.50%
Last UpdatedApril 11, 2026
Details
Score: B = 640-679
Southeast Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.03%
Personal Loans
12.50%
▼
APR12.50%
Last UpdatedApril 11, 2026
Details
As Low As
Fortera Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.06%
Personal Loan
12.99%
▼
APR12.99%
Last UpdatedApril 11, 2026
Details
No additional details available.
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Personal Loan
13.00%
▼
APR13.00%
Last UpdatedApril 11, 2026
Details
Score: B = 640-679
APR13.12%
Last UpdatedApril 11, 2026
Details
As Low As
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Personal Loan
13.50%
▼
APR13.50%
Last UpdatedApril 11, 2026
Details
Score: C = 600-639
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Personal Loan
13.74%
▼
APR13.74%
Last UpdatedApril 11, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Personal Loans
13.74%
▼
APR13.74%
Last UpdatedApril 11, 2026
Details
As Low As
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Personal Loan
14.00%
▼
APR14.00%
Last UpdatedApril 11, 2026
Details
Score: C = 600-639
APR14.24%
Last UpdatedApril 11, 2026
Details
As Low As
APR14.24%
Last UpdatedApril 11, 2026
Details
No additional details available.
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Personal Loan
14.50%
▼
APR14.50%
Last UpdatedApril 11, 2026
Details
Score: C = 600-639
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Personal Loan
15.50%
▼
APR15.50%
Last UpdatedApril 11, 2026
Details
Score: D = 550-599
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Personal Loan
16.00%
▼
APR16.00%
Last UpdatedApril 11, 2026
Details
Score: D = 550-599
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Personal Loan
16.50%
▼
APR16.50%
Last UpdatedApril 11, 2026
Details
Score: D = 550-599
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Personal Loan
17.00%
▼
APR17.00%
Last UpdatedApril 11, 2026
Details
Score: D = 550-599
APR17.99%
Last UpdatedApril 11, 2026
Details
As Low As
Liberty Bank and Trust Company
Institution Rating:
A5.0 ★Texas Ratio: 6.28%
Freedom Fast Personal Loan
18.00%
▼
APR18.00%
Last UpdatedApril 11, 2026
Details
As Low As; Minimum and Maximum Period for Repayment: 12 to 36 Months; Minimum and Maximum Annual Percentage Rate (APR): 9% to 18%; Associated Fees: Document Fee - $20.00 and Origination Fee - $45.00
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Personal Loan
18.00%
▼
APR18.00%
Last UpdatedApril 11, 2026
Details
Score: E = 549
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Debt Consolidation Loan
14.49%
▼
APR14.49%
Last UpdatedApril 11, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Debt Consolidation Loans
14.49%
▼
APR14.49%
Last UpdatedApril 11, 2026
Details
As Low As
Powered by
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Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
L and N Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
Signature Loan
8.49%
▼
APR8.49%
Last UpdatedApril 11, 2026
Details
No additional details available.
Louisville Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.06%
Signature Loan
8.49%
▼
APR8.49%
Last UpdatedApril 11, 2026
Details
As Low As
Louisville Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.06%
Signature Loans
8.49%
▼
APR8.49%
Last UpdatedApril 11, 2026
Details
As Low As
C-Plant Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
Signature Loan
9.00%
▼
APR9.00%
Last UpdatedApril 11, 2026
Details
No additional details available.
KUE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.70%
Unsecured Signature Loan
9.00%
▼
APR9.00%
Last UpdatedApril 11, 2026
Details
As Low As
C-Plant Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
Signature Loan
9.25%
▼
APR9.25%
Last UpdatedApril 11, 2026
Details
No additional details available.
APR9.50%
Last UpdatedApril 11, 2026
Details
As Low As
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.74%
Signature Loans
9.75%
▼
APR9.75%
Last UpdatedApril 11, 2026
Details
As Low As
Members Heritage Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.85%
Signature Loan (fixed)
9.75%
▼
APR9.75%
Last UpdatedApril 11, 2026
Details
As Low As
One Vision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.22%
Personal Signature Loans
9.99%
▼
APR9.99%
Last UpdatedApril 11, 2026
Details
As Low As
Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
Signature/Unsecured
9.99%
▼
APR9.99%
Last UpdatedApril 11, 2026
Details
As Low As
Beacon Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
Personal/Signature
10.00%
▼
APR10.00%
Last UpdatedApril 11, 2026
Details
As Low As
KUE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.70%
Unsecured Signature Loan
10.00%
▼
APR10.00%
Last UpdatedApril 11, 2026
Details
As Low As
WBH Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
Signature Loan
10.00%
▼
APR10.00%
Last UpdatedApril 11, 2026
Details
No additional details available.
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.74%
Signature Loans
10.75%
▼
APR10.75%
Last UpdatedApril 11, 2026
Details
As Low As
University of Kentucky Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.63%
Signature/Unsecured
11.49%
▼
APR11.49%
Last UpdatedApril 11, 2026
Details
As Low As
The Health And Education Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.14%
Signature
11.90%
▼
APR11.90%
Last UpdatedApril 11, 2026
Details
As Low As; $5,000.00
Y-12 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.14%
Signature Loan (Unsecured)
12.49%
▼
APR12.49%
Last UpdatedApril 11, 2026
Details
As Low As; Fixed
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
Signature Loans
12.50%
▼
APR12.50%
Last UpdatedApril 11, 2026
Details
No additional details available.
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
Signature Loans
13.50%
▼
APR13.50%
Last UpdatedApril 11, 2026
Details
No additional details available.
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
Signature Loans
14.50%
▼
APR14.50%
Last UpdatedApril 11, 2026
Details
No additional details available.
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
Signature Loans
17.50%
▼
APR17.50%
Last UpdatedApril 11, 2026
Details
No additional details available.
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
Signature Loans
19.50%
▼
APR19.50%
Last UpdatedApril 11, 2026
Details
No additional details available.
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
Signature Loans
22.50%
▼
APR22.50%
Last UpdatedApril 11, 2026
Details
No additional details available.
Powered by
MonitorBankRates
No home improvement personal loan rates found in New Castle, KY currently.
New Castle, KY Personal Loan Rate Trends
Compare local New Castle, KY personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Personal Loan — KY Avg
12.138%
▼ 0.648 vs 7 days ago
Kentucky personal loan rates fell 0.648 points over the past 7 days to 12.138% APR.
Signature Loan — KY Avg
10.080%
▼ 0.109 vs 7 days ago
Kentucky signature loan rates fell 0.109 points over the past 7 days to 10.080% APR.
As of Apr 11, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions
What credit score do I need for a personal loan in Kentucky?
Most lenders in New Castle, Kentucky require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Kentucky often have more flexible requirements than traditional banks.
What is the difference between secured and unsecured personal loans?
Unsecured personal loans in New Castle, Kentucky require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.
Can I use a personal loan for debt consolidation in Kentucky?
Yes. Debt consolidation is one of the most common uses of personal loans in New Castle, Kentucky. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.
Are credit unions or banks better for personal loans in New Castle, Kentucky?
Credit unions in New Castle, Kentucky often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.
What are the best personal loan rates in New Castle, Kentucky?
- Louisville Gas & Electric Company Credit Union: 4.75% (Holiday & Anything Loan Special)
- Northern Kentucky Federal Credit Union: 5.00% (Recreation Loan)
- ARH Federal Credit Union: 5.25% (Real Estate Equity Loans 85% Loan-To-Value NO CLOSING)
- Citizens Bank: 5.45% (Medical Residency Refinance Loan)
- Signet Federal Credit Union: 6.46% (Recreational Loan)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in New Castle, Kentucky. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 9, 2026.
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