Current personal loan options available to borrowers in Williamsburg, Kentucky include: L and N Federal Credit UnionL and N Federal Credit Union589 W HIGHWAY 92, WILLIAMSBURG, KY, 40769A+5.0 ★Texas Ratio: 2.32% offering Signature Loan at 8.49% APR, Y-12 Federal Credit UnionY-12 Federal Credit Union1048 W Highway 92, Williamsburg, KY, 40769 9800A+5.0 ★Texas Ratio: 3.14% offering Signature Loan (Unsecured) at 12.49% APR, Louisville Gas & Electric Company Credit UnionLouisville Gas & Electric Company Credit UnionA+5.0 ★Texas Ratio: 1.44% offering Holiday & Anything Loan Special at 4.75% APR, Northern Kentucky Federal Credit UnionNorthern Kentucky Federal Credit UnionA+5.0 ★Texas Ratio: 2.13% offering Recreation Loan at 5.00% APR, and ARH Federal Credit UnionARH Federal Credit UnionA+5.0 ★Texas Ratio: 4.18% offering Real Estate Equity Loans 85% Loan-To-Value NO CLOSING at 5.25% APR. Personal loan rates as of April 9, 2026 according to verified data from MonitorBankRates.
Williamsburg has 2 local institutions in our database, with personal loan rates as low as 8.49% APR from L and N Federal Credit Union at 589 W HIGHWAY 92, WILLIAMSBURG, KY, 40769. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Williamsburg, Kentucky.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Williamsburg, Kentucky. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 9, 2026
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As Low As; Fixed
As Low As; Fixed
Maximum: $5,000.00
As Low As; Terms up to 120 months
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Maximum: $4,000.00
Fixed rates
Variable rates
Your interest rate and monthly payments can fluctuate during the repayment period.
OVER $50,000.00
Maximum: $2,500.00
No additional details available.
As Low As
As Low As; All rates are subject to credit approval.
$3000; Score: A+ = 750+
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$3000; Score: B = 640-679
As Low As; Up to $2,000
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Personal Loan
As Low As; Rate based on creditworthiness and term of loan.
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As Low As; Available for $500-$5000
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As Low As; Minimum and Maximum Period for Repayment: 12 to 36 Months; Minimum and Maximum Annual Percentage Rate (APR): 9% to 18%; Associated Fees: Document Fee - $20.00 and Origination Fee - $45.00
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Credit Score: 680+, A+/A
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Personal Loan
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Personal Loan
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Maximum: $1,500.00
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Fixed rates
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As Low As; Maximum amount of $25,000 or 20% of annual income.
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Personal Loan
As Low As
Score: A+ = 750+
Variable rates
As Low As
As Low As; Maximum amount of $25,000 or 20% of annual income.
Score: A+ = 750+
Personal Loan
As Low As
$3000; Score: C = 600-639
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As Low As; Up to $10,000
As Low As; Maximum amount of $25,000 or 20% of annual income.
As Low As
Score: A+ = 750+
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As Low As; Maximum amount of $25,000 or 20% of annual income.
Score: A+ = 750+
Maximum: $1,000.00
As Low As; $5,000.00
No additional details available.
As Low As; Maximum amount of $25,000 or 20% of annual income.
Score: A = 680-749
Credit Score: 640-679, B
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As Low As
Score: B = 640-679
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Score: B = 640-679
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Score: C = 600-639
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As Low As
Score: C = 600-639
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$3000; Score: D = 550-599
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As Low As
Score: C = 600-639
No additional details available.
Maximum: $1,000.00
Credit Score: 600-639, C
Score: D = 550-599
Score: D = 550-599
$3000; Score: E = 549
Score: D = 550-599
Score: D = 550-599
No additional details available.
As Low As
As Low As; Minimum and Maximum Period for Repayment: 12 to 36 Months; Minimum and Maximum Annual Percentage Rate (APR): 9% to 18%; Associated Fees: Document Fee - $20.00 and Origination Fee - $45.00
Score: E = 549
Credit Score: 599 or less, D/E
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As Low As
$20 application fee (must be paid up front); Maximum loan of $1,000
As Low As
Personal Loan
As Low As; Rate based on creditworthiness and term of loan.
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As Low As
As Low As; Minimum and Maximum Period for Repayment: 12 to 36 Months; Minimum and Maximum Annual Percentage Rate (APR): 9% to 18%; Associated Fees: Document Fee - $20.00 and Origination Fee - $45.00
Personal Loan
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As Low As
Personal Loan
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As Low As
As Low As; Maximum amount of $25,000 or 20% of annual income.
Personal Loan
Score: A+ = 750+
As Low As; Maximum amount of $25,000 or 20% of annual income.
Score: A+ = 750+
Personal Loan
No additional details available.
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As Low As; Up to $10,000
As Low As; Maximum amount of $25,000 or 20% of annual income.
As Low As
Score: A+ = 750+
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As Low As
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As Low As
As Low As; Maximum amount of $25,000 or 20% of annual income.
Score: A+ = 750+
No additional details available.
As Low As; Maximum amount of $25,000 or 20% of annual income.
Score: A = 680-749
Score: B = 640-679
As Low As
No additional details available.
Score: B = 640-679
As Low As
Score: C = 600-639
No additional details available.
As Low As
Score: C = 600-639
As Low As
No additional details available.
Score: C = 600-639
Score: D = 550-599
Score: D = 550-599
Score: D = 550-599
Score: D = 550-599
As Low As
As Low As; Minimum and Maximum Period for Repayment: 12 to 36 Months; Minimum and Maximum Annual Percentage Rate (APR): 9% to 18%; Associated Fees: Document Fee - $20.00 and Origination Fee - $45.00
Score: E = 549
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As Low As; Fixed
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As Low As; $5,000.00
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Compare local Williamsburg, KY personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Kentucky personal loan rates fell 0.648 points over the past 7 days to 12.138% APR.
Kentucky signature loan rates fell 0.109 points over the past 7 days to 10.080% APR.