Best Personal Loan Rates in Maine - June 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Maine include: Atlantic Regional Federal Credit UnionAtlantic Regional Federal Credit Union55 Cushing ST, Brunswick, ME, 04011A+5.0 ★Texas Ratio: 2.79% offering 36 Months Loan at 3.99% APR, Brewer Federal Credit UnionBrewer Federal Credit Union77 N Main St, Brewer, ME, 04412 2009A+5.0 ★Texas Ratio: 4.43% offering New & Used Loan at 3.99% APR, Lincoln Maine Federal Credit UnionLincoln Maine Federal Credit Union171 W BROADWAY, LINCOLN, ME, 04457A5.0 ★Texas Ratio: 11.09% offering Qualified My Linc Program Loan at 4.00% APR, Connected Credit UnionConnected Credit Union85 Civic Center Drive, AUGUSTA, ME, 04330A+5.0 ★Texas Ratio: 1.57% offering Recreational Loans 2020 & Newer at 4.50% APR, and CASCO Federal Credit UnionCASCO Federal Credit Union375 Main St, Gorham, ME, 04038 1336A5.0 ★Texas Ratio: 7.54% offering Your Next Ride Loan at 4.50% APR. Personal loan rates as of June 16, 2026 according to verified data from MonitorBankRates.
Use the tabs below to compare personal loan rates across Maine side-by-side. Maine personal loan rates currently start as low as 3.99% APR from Atlantic Regional Federal Credit Union at 55 Cushing ST, Brunswick, ME, 04011. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Maine.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Maine. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: June 16, 2026
Maine Personal Loan Rates
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As Low As
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No credit check
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Loan is subject to underwriting, credit qualifications, and approval. Other restrictions may apply. Must be or become a member at Brewer FCU. $3,500 loan for 11 months @ 4.99% = approx. $326 per month.
Rates As Low As; APR*
Rates As Low As; APR*
Rates As Low As; APR*
No additional details available.
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Tiered based on credit score
Tiered based on credit score. As of 6/13/25, subject to change at any time.
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Rates As Low As; APR*
Rates As Low As; APR*
APR* as low as
Rates As Low As; APR*
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No additional details available.
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As low as
No additional details available.
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APR* as low as
No additional details available.
As Low As; Unsecured Personal / Signature Loan
As Low As
As low as
No additional details available.
Rates As Low As; APR*
Rates As Low As; APR*
Tiered based on credit score
Tiered based on credit score. As of 6/13/25, subject to change at any time.
APR* as low as
No additional details available.
No additional details available.
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Rates As Low As; APR*
Rates subject to credit approval, terms and conditions subject to change at any time, based on individual creditworthiness. APR = Annual Percentage Rate, "up-to" subject to approval, "starting at" subject to creditworthiness. Accurate as of 12/3/25 subject to change at any time.
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Rates As Low As; APR*
Rates As Low As; APR*
As low as
No additional details available.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
Stated rate is based on certain creditworthiness criteria. Loan funds will be paid directly to supplier.
As Low As
As Low As; 12 monthly payments of $86.52 per $1,000 borrowed at the As Low As rate and maximum term. Membership eligibility to join cPort is required.
Individual loan rates may vary based on credit worthiness, account relationships, loan-to-value and loan terms.
Maximum Loan to Value: Up to 85%
No additional details available.
Rates As Low As; APR*
Rates As Low As; APR*
No additional details available.
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As Low As
As Low As; Loan Amount: $3,000 to $5,999
Maximum Loan to Value: Up to 85%
Lines with Total Exposure Limits: $10,000-$1,000,000; Maximum Loan to Value: Up to 85%
No additional details available.
No additional details available.
As Low As
As Low As
As Low As
Tiered based on credit score
Tiered based on credit score. As of 6/13/25, subject to change at any time.
No additional details available.
As Low As; Loan Amount: $6,000 to $9,999
As Low As; Consolidation Loan
As Low As
Stated rate is based on certain creditworthiness criteria. Loan funds will be paid directly to supplier.
Maximum Loan to Value: Up to 85%
Lines with Total Exposure Limits: $10,000-$1,000,000; Maximum Loan to Value: Up to 85%
As Low As; Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
Maximum Loan to Value: Up to 85%
No additional details available.
Minimum loan amount of $500; maximum loan amount of $2,000.
As Low As
As Low As
As Low As; Loan Amount: $10,000 to $12,499
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As Low As; Loan Amount: $2501 and Over
Maximum Loan to Value: Up to 85%
Maximum Loan to Value: Up to 85%
Lines with Total Exposure Limits: $10,000-$1,000,000; Maximum Loan to Value: Up to 85%
As Low As; Loan Amount: $2501 and Over
No additional details available.
Rate as low as 7.9%APR
As Low As; Loan Amount: $2501 and Over
As Low As
Minimum loan amount $500. Maximum loan amount $30,000.
APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
As Low As
As Low As
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Lines with Total Exposure Limits: $10,000-$1,000,000; Maximum Loan to Value: Up to 85%
Maximum Loan to Value: Up to 85%
As Low As; Loan Amount: $2501 and Over
As Low As; Loan Amount: $12,500 to $14,999
Maximum Loan to Value: Up to 85%
As low as
No additional details available.
No additional details available.
Tiered based on credit score
Tiered based on credit score. As of 6/13/25, subject to change at any time.
As Low As; Loan Amount: $2501 and Over
As Low As
As Low As
APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; Loan Amount: $15,000 & up
APR*
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No additional details available.
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As Low As; Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
Stated rate is based on certain creditworthiness criteria. Loan funds will be paid directly to supplier.
As Low As; APR*
No additional details available.
APR*
No additional details available.
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No additional details available.
Eligible My Link Program Member: 8.99%
As Low As; Loan Amount: $2501 and Over
As low as
As Low As
As Low As; APR*
As Low As; Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
Maine Personal Loan Rates
Individual loan rates may vary based on credit worthiness, account relationships, loan-to-value and loan terms.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
As Low As
As Low As; Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
As Low As; Loan Amount: $2501 and Over
As Low As; Loan Amount: $2501 and Over
As Low As; Loan Amount: $2501 and Over
As Low As
Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; Loan Amount: $2501 and Over
As low as
As Low As; Loan Amount: $2501 and Over
Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
As Low As; APR*
Eligible My Link Program Member: 8.99%
As Low As; Loan Amount: $2501 and Over
As Low As; APR*
As Low As; Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
Maine Debt Consolidation Loan Rates
As Low As; Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
Minimum loan amount $500. Maximum loan amount $30,000.
Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
As Low As; Maximum Amount: $10,000
Minimum loan amount $500. Maximum loan amount $30,000.
Minimum loan amount $500. Maximum loan amount $30,000.
Minimum loan amount $500. Maximum loan amount $30,000.
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Maine Signature Loan Rates
As Low As; Unsecured Personal / Signature Loan
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Maine Personal Loan Rate Trends
Compare local Maine personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Maine personal loan rates fell 0.242 points over the past 7 days to 11.294% APR.
Maine signature loan rates rose 1.145 points over the past 7 days to 12.191% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Maine personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Maine directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Maine. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in ME.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Maine?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Maine?
Are credit unions or banks better for personal loans in Maine?
What are the best personal loan rates in Maine?
- Atlantic Regional Federal Credit Union: 3.99% (36 Months Loan)
- Brewer Federal Credit Union: 3.99% (New & Used Loan)
- Lincoln Maine Federal Credit Union: 4.00% (Qualified My Linc Program Loan)
- Connected Credit Union: 4.50% (Recreational Loans 2020 & Newer)
- CASCO Federal Credit Union: 4.50% (Your Next Ride Loan)
