Best Personal Loan Rates in Maine (ME) - May 2026
Content reviewed by
Brian McKay
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Editorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Maine borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
Current personal loan options available to borrowers in Maine include: Lincoln Maine Federal Credit UnionLincoln Maine Federal Credit Union171 W BROADWAY, LINCOLN, ME, 04457A5.0 ★Texas Ratio: 11.34% offering My Linc Loyalty Loan - Credit Check at 4.00% APR, Connected Credit UnionConnected Credit Union85 Civic Center Drive, AUGUSTA, ME, 04330A+5.0 ★Texas Ratio: 1.61% offering Recreational Loans 48 Months at 4.50% APR, Downeast Credit UnionDowneast Credit Union23 Third Ave, Baileyville, ME, 04694A+5.0 ★Texas Ratio: 4.39% offering Recreational Loans at 4.89% APR, Brewer Federal Credit UnionBrewer Federal Credit Union77 N Main St, Brewer, ME, 04412 2009A+5.0 ★Texas Ratio: 4.70% offering Winter Rescue Loan at 4.99% APR, and Saco Valley Credit UnionSaco Valley Credit Union312 Main St, Saco, ME, 04072 1515A5.0 ★Texas Ratio: 6.11% offering Teen Credit Builder Loan at 5.20% APR. Personal loan rates as of May 2, 2026 according to verified data from MonitorBankRates.
Use the tabs below to compare personal loan rates across Maine side-by-side. Maine personal loan rates currently start as low as 4.00% APR from Lincoln Maine Federal Credit Union at 171 W BROADWAY, LINCOLN, ME, 04457. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Maine.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Maine. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: May 2, 2026
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Lincoln Maine Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.34%
171 W BROADWAY, LINCOLN, ME, 04457
My Linc Loyalty Loan - Credit Check
4.00%
▼
APR4.00%
Last UpdatedMay 3, 2026
Details
$1000; Qualified My Linc Program
Lincoln Maine Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.34%
171 W BROADWAY, LINCOLN, ME, 04457
My Linc Loyalty Loan - No credit check
4.00%
▼
APR4.00%
Last UpdatedMay 3, 2026
Details
$500; Qualified My Linc Program
Connected Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
85 Civic Center Drive, AUGUSTA, ME, 04330
Recreational Loans 48 Months
4.50%
▼
APR4.50%
Last UpdatedMay 3, 2026
Details
As Low As
Downeast Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.39%
23 Third Ave, Baileyville, ME, 04694
Recreational Loans
4.89%
▼
APR4.89%
Last UpdatedMay 3, 2026
Details
As Low As
Brewer Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.70%
77 N Main St, Brewer, ME, 04412 2009
Winter Rescue Loan
4.99%
▼
APR4.99%
Last UpdatedMay 3, 2026
Details
A great low rate of 4.99% APR*; Freedom to borrow the amount you need up to $3,500
Saco Valley Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.11%
312 Main St, Saco, ME, 04072 1515
Teen Credit Builder Loan
5.20%
▼
APR5.20%
Last UpdatedMay 3, 2026
Details
No additional details available.
Maine Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
555 Sabattus St, Lewiston, ME, 04240
Credit Builder Loans
5.25%
▼
APR5.25%
Last UpdatedMay 3, 2026
Details
No additional details available.
Connected Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
85 Civic Center Drive, AUGUSTA, ME, 04330
Recreational Loans 60 Months
5.25%
▼
APR5.25%
Last UpdatedMay 3, 2026
Details
As Low As
Lincoln Maine Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.34%
171 W BROADWAY, LINCOLN, ME, 04457
Wedding Loan
5.49%
▼
APR5.49%
Last UpdatedMay 3, 2026
Details
Tiered based on credit score. As of 6/13/25, subject to change at any time.
Connected Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
85 Civic Center Drive, AUGUSTA, ME, 04330
Recreational Loans 72 Months
5.75%
▼
APR5.75%
Last UpdatedMay 3, 2026
Details
As Low As
Milestones Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
291 Pine St, Lewiston, ME, 04240
Unsecured Personal / Signature Loan
5.99%
▼
APR5.99%
Last UpdatedMay 3, 2026
Details
As Low As
Connected Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
85 Civic Center Drive, AUGUSTA, ME, 04330
Recreational Loans 84 Months
6.25%
▼
APR6.25%
Last UpdatedMay 3, 2026
Details
As Low As
Lincoln Maine Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.34%
171 W BROADWAY, LINCOLN, ME, 04457
Wedding Loan
6.49%
▼
APR6.49%
Last UpdatedMay 3, 2026
Details
Tiered based on credit score. As of 6/13/25, subject to change at any time.
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
55 Cushing ST, Brunswick, ME, 04011
Equipment Loan
6.74%
▼
APR6.74%
Last UpdatedMay 3, 2026
Details
As Low As
Lincoln Maine Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.34%
171 W BROADWAY, LINCOLN, ME, 04457
Vacation Loans
6.75%
▼
APR6.75%
Last UpdatedMay 3, 2026
Details
As Low As; Rates start at 6.75% APR*
WINTHROP AREA
Institution Rating:
A+5.0 ★Texas Ratio: 1.19%
94 HIGHLAND AVE, WINTHROP, ME, 04364
Land Loan
6.75%
▼
APR6.75%
Last UpdatedMay 3, 2026
Details
No additional details available.
cPort Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.99%
50 Riverside Industrial Pkwy, Portland, ME, 04103
Holiday Loans
6.99%
▼
APR6.99%
Last UpdatedMay 3, 2026
Details
As Low As; Your rate will be determined by your creditworthiness. 12 monthly payments of $86.52 per $1,000 borrowed at the As Low As rate and maximum term. Membership eligibility to join cPort is required.
cPort Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.99%
50 Riverside Industrial Pkwy, Portland, ME, 04103
Sustainability Loans
6.99%
▼
APR6.99%
Last UpdatedMay 3, 2026
Details
As Low As
Trademark Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.44%
44 Edison Dr, Augusta, ME, 04330 6033
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedMay 3, 2026
Details
As Low As
cPort Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.99%
50 Riverside Industrial Pkwy, Portland, ME, 04103
Energy Loan
6.99%
▼
APR6.99%
Last UpdatedMay 3, 2026
Details
As Low As; *APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
55 Cushing ST, Brunswick, ME, 04011
Equipment Loan
6.99%
▼
APR6.99%
Last UpdatedMay 3, 2026
Details
As Low As
Trademark Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.44%
44 Edison Dr, Augusta, ME, 04330 6033
Personal
6.99%
▼
APR6.99%
Last UpdatedMay 3, 2026
Details
As Low As; Individual loan rates may vary based on credit worthiness, account relationships, loan-to-value and loan terms.
cPort Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.99%
50 Riverside Industrial Pkwy, Portland, ME, 04103
Land Loans
7.00%
▼
APR7.00%
Last UpdatedMay 3, 2026
Details
As Low As
Sabattus Regional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
2 Middle Rd, Sabattus, ME, 04280
Tractor & Equipment Loan
7.24%
▼
APR7.24%
Last UpdatedMay 3, 2026
Details
As Low As; Loan Amount: $3,000 to $5,999
Milestones Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
291 Pine St, Lewiston, ME, 04240
Consolidation Loan
7.25%
▼
APR7.25%
Last UpdatedMay 3, 2026
Details
As Low As
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
55 Cushing ST, Brunswick, ME, 04011
Equipment Loan
7.49%
▼
APR7.49%
Last UpdatedMay 3, 2026
Details
As Low As
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
55 Cushing ST, Brunswick, ME, 04011
Extended Terms for Large Recreational Loans
7.49%
▼
APR7.49%
Last UpdatedMay 3, 2026
Details
As Low As
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
55 Cushing ST, Brunswick, ME, 04011
Large Recreational Loan
7.49%
▼
APR7.49%
Last UpdatedMay 3, 2026
Details
As Low As
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
55 Cushing ST, Brunswick, ME, 04011
Large Recreational Loans
7.49%
▼
APR7.49%
Last UpdatedMay 3, 2026
Details
As Low As
Lincoln Maine Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.34%
171 W BROADWAY, LINCOLN, ME, 04457
Wedding Loan
7.49%
▼
APR7.49%
Last UpdatedMay 3, 2026
Details
Tiered based on credit score. As of 6/13/25, subject to change at any time.
Maine Highlands Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.03%
73 Main St, Dexter, ME, 04930
New Heating System/Generator Loans
7.49%
▼
APR7.49%
Last UpdatedMay 3, 2026
Details
No additional details available.
Sabattus Regional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
2 Middle Rd, Sabattus, ME, 04280
Tractor & Equipment Loan
7.49%
▼
APR7.49%
Last UpdatedMay 3, 2026
Details
As Low As; Loan Amount: $6,000 to $9,999
Downeast Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.39%
23 Third Ave, Baileyville, ME, 04694
Personal Loans
7.49%
▼
APR7.49%
Last UpdatedMay 3, 2026
Details
As Low As
cPort Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.99%
50 Riverside Industrial Pkwy, Portland, ME, 04103
Sustainability Loans
7.50%
▼
APR7.50%
Last UpdatedMay 3, 2026
Details
As Low As
cPort Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.99%
50 Riverside Industrial Pkwy, Portland, ME, 04103
Land Loans
7.50%
▼
APR7.50%
Last UpdatedMay 3, 2026
Details
As Low As
cPort Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.99%
50 Riverside Industrial Pkwy, Portland, ME, 04103
Energy Loan
7.50%
▼
APR7.50%
Last UpdatedMay 3, 2026
Details
As Low As; *APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
55 Cushing ST, Brunswick, ME, 04011
Large Recreational Loan
7.74%
▼
APR7.74%
Last UpdatedMay 3, 2026
Details
As Low As
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
55 Cushing ST, Brunswick, ME, 04011
Large Recreational Loans
7.74%
▼
APR7.74%
Last UpdatedMay 3, 2026
Details
As Low As
Sabattus Regional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
2 Middle Rd, Sabattus, ME, 04280
Tractor & Equipment Loan
7.74%
▼
APR7.74%
Last UpdatedMay 3, 2026
Details
As Low As; Loan Amount: $10,000 to $12,499
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
55 Cushing ST, Brunswick, ME, 04011
Extended Terms for Large Recreational Loans
7.74%
▼
APR7.74%
Last UpdatedMay 3, 2026
Details
As Low As
cPort Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.99%
50 Riverside Industrial Pkwy, Portland, ME, 04103
Land Loans
7.75%
▼
APR7.75%
Last UpdatedMay 3, 2026
Details
As Low As
Coast Line Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
333 Cottage Rd, South Portland, ME, 04106 3919
Personal Loans
7.75%
▼
APR7.75%
Last UpdatedMay 3, 2026
Details
As low as 7.75%
Connected Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
85 Civic Center Drive, AUGUSTA, ME, 04330
Recreational Loans 120 Months
7.75%
▼
APR7.75%
Last UpdatedMay 3, 2026
Details
As Low As
Coast Line Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
333 Cottage Rd, South Portland, ME, 04106 3919
Personal Loans
7.85%
▼
APR7.85%
Last UpdatedMay 3, 2026
Details
As low as 7.85%
Coast Line Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
333 Cottage Rd, South Portland, ME, 04106 3919
Personal Loans
7.95%
▼
APR7.95%
Last UpdatedMay 3, 2026
Details
As low as 7.95%
cPort Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.99%
50 Riverside Industrial Pkwy, Portland, ME, 04103
Family Loans
7.99%
▼
APR7.99%
Last UpdatedMay 3, 2026
Details
As Low As; APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
cPort Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.99%
50 Riverside Industrial Pkwy, Portland, ME, 04103
Personal Loans & Debt Consolidation Loans
7.99%
▼
APR7.99%
Last UpdatedMay 3, 2026
Details
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
Lisbon Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
325 Lisbon St, Lisbon, ME, 04250 6865
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedMay 3, 2026
Details
As Low As; APR* as low as 7.99%
cPort Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.99%
50 Riverside Industrial Pkwy, Portland, ME, 04103
Citizenship Loans
7.99%
▼
APR7.99%
Last UpdatedMay 3, 2026
Details
As Low As; APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
55 Cushing ST, Brunswick, ME, 04011
Large Recreational Loans
7.99%
▼
APR7.99%
Last UpdatedMay 3, 2026
Details
As Low As
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
55 Cushing ST, Brunswick, ME, 04011
Large Recreational Loan
7.99%
▼
APR7.99%
Last UpdatedMay 3, 2026
Details
As Low As
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
55 Cushing ST, Brunswick, ME, 04011
Extended Terms for Large Recreational Loans
7.99%
▼
APR7.99%
Last UpdatedMay 3, 2026
Details
As Low As
Coast Line Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
333 Cottage Rd, South Portland, ME, 04106 3919
Personal Loans
8.20%
▼
APR8.20%
Last UpdatedMay 3, 2026
Details
As low as 8.20%
Sabattus Regional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
2 Middle Rd, Sabattus, ME, 04280
Tractor & Equipment Loan
8.24%
▼
APR8.24%
Last UpdatedMay 3, 2026
Details
As Low As; Loan Amount: $12,500 to $14,999
Sebasticook Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.75%
505 SOMERSET AVE, PITTSFIELD, ME, 04967
Personal Loan
8.25%
▼
APR8.25%
Last UpdatedMay 3, 2026
Details
As Low As
KV Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
316 W River RD, Augusta, ME, 04330 3992
Land Loans
8.41%
▼
APR8.41%
Last UpdatedMay 3, 2026
Details
No additional details available.
KV Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
316 W River RD, Augusta, ME, 04330 3992
Land Loans
8.47%
▼
APR8.47%
Last UpdatedMay 3, 2026
Details
No additional details available.
Coast Line Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
333 Cottage Rd, South Portland, ME, 04106 3919
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedMay 3, 2026
Details
As low as 8.49%
Lincoln Maine Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.34%
171 W BROADWAY, LINCOLN, ME, 04457
Wedding Loan
8.49%
▼
APR8.49%
Last UpdatedMay 3, 2026
Details
Tiered based on credit score. As of 6/13/25, subject to change at any time.
Sabattus Regional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
2 Middle Rd, Sabattus, ME, 04280
Unsecured Loans
8.49%
▼
APR8.49%
Last UpdatedMay 3, 2026
Details
As Low As
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
55 Cushing ST, Brunswick, ME, 04011
Land Loans
8.49%
▼
APR8.49%
Last UpdatedMay 3, 2026
Details
As Low As
cPort Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.99%
50 Riverside Industrial Pkwy, Portland, ME, 04103
Citizenship Loans
8.50%
▼
APR8.50%
Last UpdatedMay 3, 2026
Details
As Low As; APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
cPort Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.99%
50 Riverside Industrial Pkwy, Portland, ME, 04103
Family Loans
8.50%
▼
APR8.50%
Last UpdatedMay 3, 2026
Details
As Low As; APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
cPort Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.99%
50 Riverside Industrial Pkwy, Portland, ME, 04103
Personal Loans & Debt Consolidation Loans
8.50%
▼
APR8.50%
Last UpdatedMay 3, 2026
Details
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
55 Cushing ST, Brunswick, ME, 04011
Equipment Loan
8.74%
▼
APR8.74%
Last UpdatedMay 3, 2026
Details
As Low As
Sabattus Regional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
2 Middle Rd, Sabattus, ME, 04280
Tractor & Equipment Loan
8.74%
▼
APR8.74%
Last UpdatedMay 3, 2026
Details
As Low As; Loan Amount: $15,000 & up
Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
177 Main St, Farmington, ME, 04938
Investment Property Loan
8.75%
▼
APR8.75%
Last UpdatedMay 3, 2026
Details
Loan Amount ?$10,000; Collateral Type Investment Property (60% LTV) Max $250,000; (Prime + 2.00%)
Evergreen Credit Union Portland, ME
Institution Rating:
A5.0 ★Texas Ratio: 8.27%
225 Riverside St, Portland, ME, 04103 1038
EasyCash Loan
8.99%
▼
APR8.99%
Last UpdatedMay 3, 2026
Details
As Low As
cPort Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.99%
50 Riverside Industrial Pkwy, Portland, ME, 04103
Sustainability Loans
8.99%
▼
APR8.99%
Last UpdatedMay 3, 2026
Details
As Low As
cPort Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.99%
50 Riverside Industrial Pkwy, Portland, ME, 04103
Energy Loan
8.99%
▼
APR8.99%
Last UpdatedMay 3, 2026
Details
As Low As; *APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
Lincoln Maine Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.34%
171 W BROADWAY, LINCOLN, ME, 04457
Personal Loan
8.99%
▼
APR8.99%
Last UpdatedMay 3, 2026
Details
Eligible My Link Program Member; Credit Rating 720+
Maine Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
555 Sabattus St, Lewiston, ME, 04240
Unsecured Personal Loans
9.00%
▼
APR9.00%
Last UpdatedMay 3, 2026
Details
As Low As
TruGrocer Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.15%
205 Spencer Dr, Wells, ME, 04090 5553
Personal Loan
9.00%
▼
APR9.00%
Last UpdatedMay 3, 2026
Details
As Low As; Terms from 6 to 60 months
Lincoln Maine Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.34%
171 W BROADWAY, LINCOLN, ME, 04457
Personal Loan
9.24%
▼
APR9.24%
Last UpdatedMay 3, 2026
Details
Eligible My Link Program Member; Credit Rating 680-719
Lincoln Maine Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.34%
171 W BROADWAY, LINCOLN, ME, 04457
Personal Loan
9.49%
▼
APR9.49%
Last UpdatedMay 3, 2026
Details
Credit Rating 720+
Sabattus Regional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
2 Middle Rd, Sabattus, ME, 04280
Unsecured Loans
9.49%
▼
APR9.49%
Last UpdatedMay 3, 2026
Details
As Low As
Coast Line Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
333 Cottage Rd, South Portland, ME, 04106 3919
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedMay 3, 2026
Details
As low as 9.49%
Maine Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
555 Sabattus St, Lewiston, ME, 04240
Unsecured Personal Loans
9.50%
▼
APR9.50%
Last UpdatedMay 3, 2026
Details
As Low As
cPort Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.99%
50 Riverside Industrial Pkwy, Portland, ME, 04103
Energy Loan
9.50%
▼
APR9.50%
Last UpdatedMay 3, 2026
Details
As Low As; *APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
cPort Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.99%
50 Riverside Industrial Pkwy, Portland, ME, 04103
Sustainability Loans
9.50%
▼
APR9.50%
Last UpdatedMay 3, 2026
Details
As Low As
Lincoln Maine Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.34%
171 W BROADWAY, LINCOLN, ME, 04457
Personal Loan
9.74%
▼
APR9.74%
Last UpdatedMay 3, 2026
Details
Credit Rating 680-719
Coast Line Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
333 Cottage Rd, South Portland, ME, 04106 3919
Personal Loans
9.74%
▼
APR9.74%
Last UpdatedMay 3, 2026
Details
As low as 9.74%
cPort Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.99%
50 Riverside Industrial Pkwy, Portland, ME, 04103
Sustainability Loans
9.99%
▼
APR9.99%
Last UpdatedMay 3, 2026
Details
As Low As
cPort Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.99%
50 Riverside Industrial Pkwy, Portland, ME, 04103
Personal Loans & Debt Consolidation Loans
9.99%
▼
APR9.99%
Last UpdatedMay 3, 2026
Details
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
cPort Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.99%
50 Riverside Industrial Pkwy, Portland, ME, 04103
Personal Lines of Credit
9.99%
▼
APR9.99%
Last UpdatedMay 3, 2026
Details
As Low As; Rates are fixed for the life of the loan.
cPort Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.99%
50 Riverside Industrial Pkwy, Portland, ME, 04103
Family Loans
9.99%
▼
APR9.99%
Last UpdatedMay 3, 2026
Details
As Low As; APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
cPort Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.99%
50 Riverside Industrial Pkwy, Portland, ME, 04103
Energy Loan
9.99%
▼
APR9.99%
Last UpdatedMay 3, 2026
Details
As Low As; *APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
cPort Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.99%
50 Riverside Industrial Pkwy, Portland, ME, 04103
Citizenship Loans
9.99%
▼
APR9.99%
Last UpdatedMay 3, 2026
Details
As Low As; APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
Lincoln Maine Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.34%
171 W BROADWAY, LINCOLN, ME, 04457
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMay 3, 2026
Details
Eligible My Link Program Member; Credit Rating 640-679
Maine Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
555 Sabattus St, Lewiston, ME, 04240
Unsecured Personal Loans
10.00%
▼
APR10.00%
Last UpdatedMay 3, 2026
Details
As Low As
Great Falls Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.50%
34 Bates St, Lewiston, ME, 04240 7606
Unsecured Loan
10.00%
▼
APR10.00%
Last UpdatedMay 3, 2026
Details
No additional details available.
Saco Valley Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.11%
312 Main St, Saco, ME, 04072 1515
Personal Loan
10.10%
▼
APR10.10%
Last UpdatedMay 3, 2026
Details
As Low As
PeoplesChoice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.93%
23 Industrial Park Rd, Saco, ME, 04072 1804
Unsecured Loans
10.24%
▼
APR10.24%
Last UpdatedMay 3, 2026
Details
As Low As
Lincoln Maine Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.34%
171 W BROADWAY, LINCOLN, ME, 04457
Personal Loan
10.49%
▼
APR10.49%
Last UpdatedMay 3, 2026
Details
Credit Rating 640-679
Sabattus Regional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
2 Middle Rd, Sabattus, ME, 04280
Unsecured Loans
10.49%
▼
APR10.49%
Last UpdatedMay 3, 2026
Details
As Low As
Evergreen Credit Union Portland, ME
Institution Rating:
A5.0 ★Texas Ratio: 8.27%
225 Riverside St, Portland, ME, 04103 1038
Personal Loan
10.49%
▼
APR10.49%
Last UpdatedMay 3, 2026
Details
As Low As
Maine Solutions Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.72%
209 Western Ave Unit B, South Portland, ME, 04106
Personal Loan (Unsecured)
10.50%
▼
APR10.50%
Last UpdatedMay 3, 2026
Details
As Low As; $500-$25000 60 mos.
cPort Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.99%
50 Riverside Industrial Pkwy, Portland, ME, 04103
Citizenship Loans
10.50%
▼
APR10.50%
Last UpdatedMay 3, 2026
Details
As Low As; APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
cPort Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.99%
50 Riverside Industrial Pkwy, Portland, ME, 04103
Family Loans
10.50%
▼
APR10.50%
Last UpdatedMay 3, 2026
Details
As Low As; APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
cPort Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.99%
50 Riverside Industrial Pkwy, Portland, ME, 04103
Personal Loans & Debt Consolidation Loans
10.50%
▼
APR10.50%
Last UpdatedMay 3, 2026
Details
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
55 Cushing ST, Brunswick, ME, 04011
Personal Loan
10.75%
▼
APR10.75%
Last UpdatedMay 3, 2026
Details
As Low As
cPort Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.99%
50 Riverside Industrial Pkwy, Portland, ME, 04103
Personal Loans & Debt Consolidation Loans
10.99%
▼
APR10.99%
Last UpdatedMay 3, 2026
Details
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
cPort Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.99%
50 Riverside Industrial Pkwy, Portland, ME, 04103
Family Loans
10.99%
▼
APR10.99%
Last UpdatedMay 3, 2026
Details
As Low As; APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
cPort Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.99%
50 Riverside Industrial Pkwy, Portland, ME, 04103
Citizenship Loans
10.99%
▼
APR10.99%
Last UpdatedMay 3, 2026
Details
As Low As; APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
Maine Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
555 Sabattus St, Lewiston, ME, 04240
Unsecured Personal Loans
11.00%
▼
APR11.00%
Last UpdatedMay 3, 2026
Details
As Low As
Maine Savings Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.16%
101 Western Ave, Hampden, ME, 04444
Personal
11.00%
▼
APR11.00%
Last UpdatedMay 3, 2026
Details
As Low As; Personal
Seaboard Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.20%
177 Main St, Bucksport, ME, 04416
Personal Loan
11.40%
▼
APR11.40%
Last UpdatedMay 3, 2026
Details
As Low As
Sabattus Regional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
2 Middle Rd, Sabattus, ME, 04280
Unsecured Loans
11.49%
▼
APR11.49%
Last UpdatedMay 3, 2026
Details
As Low As
Evergreen Credit Union Portland, ME
Institution Rating:
A5.0 ★Texas Ratio: 8.27%
225 Riverside St, Portland, ME, 04103 1038
Debt Consolidation Loan
11.74%
▼
APR11.74%
Last UpdatedMay 3, 2026
Details
As Low As
NorState Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.25%
78 Fox St, Madawaska, ME, 04756
Personal Loans
11.90%
▼
APR11.90%
Last UpdatedMay 3, 2026
Details
As Low As
Seaboard Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.20%
177 Main St, Bucksport, ME, 04416
Personal Loan
11.90%
▼
APR11.90%
Last UpdatedMay 3, 2026
Details
As Low As
Lincoln Maine Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.34%
171 W BROADWAY, LINCOLN, ME, 04457
Personal Loan
11.99%
▼
APR11.99%
Last UpdatedMay 3, 2026
Details
Eligible My Link Program Member; Credit Rating 600-639
Brewer Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.70%
77 N Main St, Brewer, ME, 04412 2009
Unsecured
11.99%
▼
APR11.99%
Last UpdatedMay 3, 2026
Details
As Low As
Maine Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
555 Sabattus St, Lewiston, ME, 04240
Unsecured Personal Loans
12.00%
▼
APR12.00%
Last UpdatedMay 3, 2026
Details
As Low As
Downeast Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.39%
23 Third Ave, Baileyville, ME, 04694
Credit Builder Loans
12.00%
▼
APR12.00%
Last UpdatedMay 3, 2026
Details
As Low As
Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.38%
144 Pine St, Lewiston, ME, 04240
Signature Loan
12.25%
▼
APR12.25%
Last UpdatedMay 3, 2026
Details
As Low As; 1 year term
Lincoln Maine Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.34%
171 W BROADWAY, LINCOLN, ME, 04457
Personal Loan
12.49%
▼
APR12.49%
Last UpdatedMay 3, 2026
Details
Credit Rating 600-639
Sabattus Regional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
2 Middle Rd, Sabattus, ME, 04280
Unsecured Loans
12.49%
▼
APR12.49%
Last UpdatedMay 3, 2026
Details
As Low As
Brewer Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.70%
77 N Main St, Brewer, ME, 04412 2009
Unsecured
12.49%
▼
APR12.49%
Last UpdatedMay 3, 2026
Details
As Low As
Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.38%
144 Pine St, Lewiston, ME, 04240
Signature Loan
12.75%
▼
APR12.75%
Last UpdatedMay 3, 2026
Details
As Low As; 3 years term
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
55 Cushing ST, Brunswick, ME, 04011
Personal Loan
12.75%
▼
APR12.75%
Last UpdatedMay 3, 2026
Details
As Low As
Maine Highlands Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.03%
73 Main St, Dexter, ME, 04930
Personal Loans
12.99%
▼
APR12.99%
Last UpdatedMay 3, 2026
Details
No additional details available.
Brewer Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.70%
77 N Main St, Brewer, ME, 04412 2009
Unsecured
12.99%
▼
APR12.99%
Last UpdatedMay 3, 2026
Details
As Low As
Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.38%
144 Pine St, Lewiston, ME, 04240
Unsecured
13.25%
▼
APR13.25%
Last UpdatedMay 3, 2026
Details
As Low As
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
55 Cushing ST, Brunswick, ME, 04011
Personal Loan
13.75%
▼
APR13.75%
Last UpdatedMay 3, 2026
Details
As Low As
Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.38%
144 Pine St, Lewiston, ME, 04240
Signature Loan
13.75%
▼
APR13.75%
Last UpdatedMay 3, 2026
Details
As Low As; 4 years term
Sabattus Regional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
2 Middle Rd, Sabattus, ME, 04280
Unsecured Loans
13.99%
▼
APR13.99%
Last UpdatedMay 3, 2026
Details
As Low As
Brewer Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.70%
77 N Main St, Brewer, ME, 04412 2009
Unsecured
13.99%
▼
APR13.99%
Last UpdatedMay 3, 2026
Details
As Low As
Saco Valley Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.11%
312 Main St, Saco, ME, 04072 1515
Teen Credit Builder Loan
14.24%
▼
APR14.24%
Last UpdatedMay 3, 2026
Details
No additional details available.
Saco Valley Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.11%
312 Main St, Saco, ME, 04072 1515
Credit Builder Loan
14.24%
▼
APR14.24%
Last UpdatedMay 3, 2026
Details
Credit Builder Loan provides funds for shared secured loan to help build or rebuild credit. Rates are effective 11/01/2023 and subject to change without notice. Fees, amount financed and actual term may affect the actual APR and rate of your loan. SVCU loans are done using risk-based pricing to determine the interest rate and are based on the borrowers term and credit worthiness. All rates and loans are subject to credit approval. Other terms and rates may be available. Contact an SVCU loan officer for more information.
Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.38%
144 Pine St, Lewiston, ME, 04240
Unsecured
14.50%
▼
APR14.50%
Last UpdatedMay 3, 2026
Details
As Low As
Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.38%
144 Pine St, Lewiston, ME, 04240
Unsecured Loan
14.50%
▼
APR14.50%
Last UpdatedMay 3, 2026
Details
As Low As; Unsecured; 12 Months term
Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.38%
144 Pine St, Lewiston, ME, 04240
Signature Loan
14.75%
▼
APR14.75%
Last UpdatedMay 3, 2026
Details
As Low As; 5 years term
Sabattus Regional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
2 Middle Rd, Sabattus, ME, 04280
Unsecured Loans
14.99%
▼
APR14.99%
Last UpdatedMay 3, 2026
Details
As Low As
Lincoln Maine Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.34%
171 W BROADWAY, LINCOLN, ME, 04457
Personal Loan
17.50%
▼
APR17.50%
Last UpdatedMay 3, 2026
Details
Eligible My Link Program Member; Credit Rating 550-599
Lincoln Maine Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.34%
171 W BROADWAY, LINCOLN, ME, 04457
Personal Loan
18.00%
▼
APR18.00%
Last UpdatedMay 3, 2026
Details
Credit Rating 550-599
Downeast Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.39%
23 Third Ave, Baileyville, ME, 04694
Whatever Loan
18.00%
▼
APR18.00%
Last UpdatedMay 3, 2026
Details
For a 12-month, fixed-rate Whatever loan for $1,000, a member would pay 11 monthly payments of $90.44 each and a 12th payment of $90.34
Downeast Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.39%
23 Third Ave, Baileyville, ME, 04694
Whatever Loans
18.00%
▼
APR18.00%
Last UpdatedMay 3, 2026
Details
As Low As; 12 Months
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Trademark Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.44%
44 Edison Dr, Augusta, ME, 04330 6033
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedMay 3, 2026
Details
As Low As
Downeast Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.39%
23 Third Ave, Baileyville, ME, 04694
Personal Loans
7.49%
▼
APR7.49%
Last UpdatedMay 3, 2026
Details
As Low As
Coast Line Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
333 Cottage Rd, South Portland, ME, 04106 3919
Personal Loans
7.75%
▼
APR7.75%
Last UpdatedMay 3, 2026
Details
As low as 7.75%
Coast Line Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
333 Cottage Rd, South Portland, ME, 04106 3919
Personal Loans
7.85%
▼
APR7.85%
Last UpdatedMay 3, 2026
Details
As low as 7.85%
Coast Line Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
333 Cottage Rd, South Portland, ME, 04106 3919
Personal Loans
7.95%
▼
APR7.95%
Last UpdatedMay 3, 2026
Details
As low as 7.95%
cPort Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.99%
50 Riverside Industrial Pkwy, Portland, ME, 04103
Personal Loans & Debt Consolidation Loans
7.99%
▼
APR7.99%
Last UpdatedMay 3, 2026
Details
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
Lisbon Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
325 Lisbon St, Lisbon, ME, 04250 6865
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedMay 3, 2026
Details
As Low As; APR* as low as 7.99%
Coast Line Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
333 Cottage Rd, South Portland, ME, 04106 3919
Personal Loans
8.20%
▼
APR8.20%
Last UpdatedMay 3, 2026
Details
As low as 8.20%
Sebasticook Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.75%
505 SOMERSET AVE, PITTSFIELD, ME, 04967
Personal Loan
8.25%
▼
APR8.25%
Last UpdatedMay 3, 2026
Details
As Low As
Coast Line Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
333 Cottage Rd, South Portland, ME, 04106 3919
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedMay 3, 2026
Details
As low as 8.49%
cPort Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.99%
50 Riverside Industrial Pkwy, Portland, ME, 04103
Personal Loans & Debt Consolidation Loans
8.50%
▼
APR8.50%
Last UpdatedMay 3, 2026
Details
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
Lincoln Maine Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.34%
171 W BROADWAY, LINCOLN, ME, 04457
Personal Loan
8.99%
▼
APR8.99%
Last UpdatedMay 3, 2026
Details
Eligible My Link Program Member; Credit Rating 720+
Maine Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
555 Sabattus St, Lewiston, ME, 04240
Unsecured Personal Loans
9.00%
▼
APR9.00%
Last UpdatedMay 3, 2026
Details
As Low As
TruGrocer Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.15%
205 Spencer Dr, Wells, ME, 04090 5553
Personal Loan
9.00%
▼
APR9.00%
Last UpdatedMay 3, 2026
Details
As Low As; Terms from 6 to 60 months
Lincoln Maine Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.34%
171 W BROADWAY, LINCOLN, ME, 04457
Personal Loan
9.24%
▼
APR9.24%
Last UpdatedMay 3, 2026
Details
Eligible My Link Program Member; Credit Rating 680-719
Lincoln Maine Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.34%
171 W BROADWAY, LINCOLN, ME, 04457
Personal Loan
9.49%
▼
APR9.49%
Last UpdatedMay 3, 2026
Details
Credit Rating 720+
Coast Line Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
333 Cottage Rd, South Portland, ME, 04106 3919
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedMay 3, 2026
Details
As low as 9.49%
Maine Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
555 Sabattus St, Lewiston, ME, 04240
Unsecured Personal Loans
9.50%
▼
APR9.50%
Last UpdatedMay 3, 2026
Details
As Low As
Lincoln Maine Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.34%
171 W BROADWAY, LINCOLN, ME, 04457
Personal Loan
9.74%
▼
APR9.74%
Last UpdatedMay 3, 2026
Details
Credit Rating 680-719
Coast Line Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
333 Cottage Rd, South Portland, ME, 04106 3919
Personal Loans
9.74%
▼
APR9.74%
Last UpdatedMay 3, 2026
Details
As low as 9.74%
cPort Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.99%
50 Riverside Industrial Pkwy, Portland, ME, 04103
Personal Loans & Debt Consolidation Loans
9.99%
▼
APR9.99%
Last UpdatedMay 3, 2026
Details
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
Lincoln Maine Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.34%
171 W BROADWAY, LINCOLN, ME, 04457
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMay 3, 2026
Details
Eligible My Link Program Member; Credit Rating 640-679
Maine Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
555 Sabattus St, Lewiston, ME, 04240
Unsecured Personal Loans
10.00%
▼
APR10.00%
Last UpdatedMay 3, 2026
Details
As Low As
Saco Valley Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.11%
312 Main St, Saco, ME, 04072 1515
Personal Loan
10.10%
▼
APR10.10%
Last UpdatedMay 3, 2026
Details
As Low As
Lincoln Maine Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.34%
171 W BROADWAY, LINCOLN, ME, 04457
Personal Loan
10.49%
▼
APR10.49%
Last UpdatedMay 3, 2026
Details
Credit Rating 640-679
Evergreen Credit Union Portland, ME
Institution Rating:
A5.0 ★Texas Ratio: 8.27%
225 Riverside St, Portland, ME, 04103 1038
Personal Loan
10.49%
▼
APR10.49%
Last UpdatedMay 3, 2026
Details
As Low As
Maine Solutions Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.72%
209 Western Ave Unit B, South Portland, ME, 04106
Personal Loan (Unsecured)
10.50%
▼
APR10.50%
Last UpdatedMay 3, 2026
Details
As Low As; $500-$25000 60 mos.
cPort Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.99%
50 Riverside Industrial Pkwy, Portland, ME, 04103
Personal Loans & Debt Consolidation Loans
10.50%
▼
APR10.50%
Last UpdatedMay 3, 2026
Details
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
55 Cushing ST, Brunswick, ME, 04011
Personal Loan
10.75%
▼
APR10.75%
Last UpdatedMay 3, 2026
Details
As Low As
cPort Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.99%
50 Riverside Industrial Pkwy, Portland, ME, 04103
Personal Loans & Debt Consolidation Loans
10.99%
▼
APR10.99%
Last UpdatedMay 3, 2026
Details
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
Maine Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
555 Sabattus St, Lewiston, ME, 04240
Unsecured Personal Loans
11.00%
▼
APR11.00%
Last UpdatedMay 3, 2026
Details
As Low As
Seaboard Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.20%
177 Main St, Bucksport, ME, 04416
Personal Loan
11.40%
▼
APR11.40%
Last UpdatedMay 3, 2026
Details
As Low As
Seaboard Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.20%
177 Main St, Bucksport, ME, 04416
Personal Loan
11.90%
▼
APR11.90%
Last UpdatedMay 3, 2026
Details
As Low As
NorState Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.25%
78 Fox St, Madawaska, ME, 04756
Personal Loans
11.90%
▼
APR11.90%
Last UpdatedMay 3, 2026
Details
As Low As
Lincoln Maine Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.34%
171 W BROADWAY, LINCOLN, ME, 04457
Personal Loan
11.99%
▼
APR11.99%
Last UpdatedMay 3, 2026
Details
Eligible My Link Program Member; Credit Rating 600-639
Maine Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
555 Sabattus St, Lewiston, ME, 04240
Unsecured Personal Loans
12.00%
▼
APR12.00%
Last UpdatedMay 3, 2026
Details
As Low As
Lincoln Maine Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.34%
171 W BROADWAY, LINCOLN, ME, 04457
Personal Loan
12.49%
▼
APR12.49%
Last UpdatedMay 3, 2026
Details
Credit Rating 600-639
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
55 Cushing ST, Brunswick, ME, 04011
Personal Loan
12.75%
▼
APR12.75%
Last UpdatedMay 3, 2026
Details
As Low As
Maine Highlands Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.03%
73 Main St, Dexter, ME, 04930
Personal Loans
12.99%
▼
APR12.99%
Last UpdatedMay 3, 2026
Details
No additional details available.
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
55 Cushing ST, Brunswick, ME, 04011
Personal Loan
13.75%
▼
APR13.75%
Last UpdatedMay 3, 2026
Details
As Low As
Lincoln Maine Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.34%
171 W BROADWAY, LINCOLN, ME, 04457
Personal Loan
17.50%
▼
APR17.50%
Last UpdatedMay 3, 2026
Details
Eligible My Link Program Member; Credit Rating 550-599
Lincoln Maine Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.34%
171 W BROADWAY, LINCOLN, ME, 04457
Personal Loan
18.00%
▼
APR18.00%
Last UpdatedMay 3, 2026
Details
Credit Rating 550-599
Powered by
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Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
cPort Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.99%
50 Riverside Industrial Pkwy, Portland, ME, 04103
Personal Loans & Debt Consolidation Loans
7.99%
▼
APR7.99%
Last UpdatedMay 3, 2026
Details
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
cPort Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.99%
50 Riverside Industrial Pkwy, Portland, ME, 04103
Personal Loans & Debt Consolidation Loans
8.50%
▼
APR8.50%
Last UpdatedMay 3, 2026
Details
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
cPort Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.99%
50 Riverside Industrial Pkwy, Portland, ME, 04103
Personal Loans & Debt Consolidation Loans
9.99%
▼
APR9.99%
Last UpdatedMay 3, 2026
Details
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
cPort Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.99%
50 Riverside Industrial Pkwy, Portland, ME, 04103
Personal Loans & Debt Consolidation Loans
10.50%
▼
APR10.50%
Last UpdatedMay 3, 2026
Details
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
cPort Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.99%
50 Riverside Industrial Pkwy, Portland, ME, 04103
Personal Loans & Debt Consolidation Loans
10.99%
▼
APR10.99%
Last UpdatedMay 3, 2026
Details
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
Evergreen Credit Union Portland, ME
Institution Rating:
A5.0 ★Texas Ratio: 8.27%
225 Riverside St, Portland, ME, 04103 1038
Debt Consolidation Loan
11.74%
▼
APR11.74%
Last UpdatedMay 3, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Milestones Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
291 Pine St, Lewiston, ME, 04240
Unsecured Personal / Signature Loan
5.99%
▼
APR5.99%
Last UpdatedMay 3, 2026
Details
As Low As
Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.38%
144 Pine St, Lewiston, ME, 04240
Signature Loan
12.25%
▼
APR12.25%
Last UpdatedMay 3, 2026
Details
As Low As; 1 year term
Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.38%
144 Pine St, Lewiston, ME, 04240
Signature Loan
12.75%
▼
APR12.75%
Last UpdatedMay 3, 2026
Details
As Low As; 3 years term
Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.38%
144 Pine St, Lewiston, ME, 04240
Signature Loan
13.75%
▼
APR13.75%
Last UpdatedMay 3, 2026
Details
As Low As; 4 years term
Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.38%
144 Pine St, Lewiston, ME, 04240
Signature Loan
14.75%
▼
APR14.75%
Last UpdatedMay 3, 2026
Details
As Low As; 5 years term
Powered by
MonitorBankRates
No home improvement personal loan rates found in Maine currently.
Maine Personal Loan Rate Trends
Compare local Maine personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Personal Loan — ME Avg
10.923%
▲ 0.244 vs 7 days ago
Maine personal loan rates rose 0.244 points over the past 7 days to 10.923% APR.
Signature Loan — ME Avg
11.024%
▼ 0.181 vs 7 days ago
Maine signature loan rates fell 0.181 points over the past 7 days to 11.024% APR.
As of May 3, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions
What credit score do I need for a personal loan in Maine?
Most lenders in Maine require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Maine often have more flexible requirements than traditional banks.
What is the difference between secured and unsecured personal loans?
Unsecured personal loans in Maine require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.
Can I use a personal loan for debt consolidation in Maine?
Yes. Debt consolidation is one of the most common uses of personal loans in Maine. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.
Are credit unions or banks better for personal loans in Maine?
Credit unions in Maine often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.
What are the best personal loan rates in Maine?
- Lincoln Maine Federal Credit Union: 4.00% (My Linc Loyalty Loan - Credit Check)
- Connected Credit Union: 4.50% (Recreational Loans 48 Months)
- Downeast Credit Union: 4.89% (Recreational Loans)
- Brewer Federal Credit Union: 4.99% (Winter Rescue Loan)
- Saco Valley Credit Union: 5.20% (Teen Credit Builder Loan)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Maine. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: May 2, 2026.
