Best Personal Loan Rates in Maine - July 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Maine borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
Current personal loan options available to borrowers in Maine include: Brewer Federal Credit UnionBrewer Federal Credit Union77 N Main St, Brewer, ME, 04412 2009A+5.0 ★Texas Ratio: 4.43% offering New & Used Loan at 3.99% APR, Lincoln Maine Federal Credit UnionLincoln Maine Federal Credit Union171 W BROADWAY, LINCOLN, ME, 04457A5.0 ★Texas Ratio: 11.09% offering Qualified My Linc Program Loan at 4.00% APR, Connected Credit UnionConnected Credit Union85 Civic Center Drive, AUGUSTA, ME, 04330A+5.0 ★Texas Ratio: 1.57% offering Recreational Loans 2020 & Newer at 4.50% APR, Community Credit UnionCommunity Credit Union144 Pine St, Lewiston, ME, 04240A5.0 ★Texas Ratio: 12.04% offering 1 year Loan at 5.15% APR, and Maine Family Federal Credit UnionMaine Family Federal Credit Union555 Sabattus St, Lewiston, ME, 04240A+5.0 ★Texas Ratio: 1.36% offering Credit Builder Loans at 5.25% APR. Personal loan rates as of July 6, 2026 according to verified data from MonitorBankRates.
Use the tabs below to compare personal loan rates across Maine side-by-side. Maine personal loan rates currently start as low as 3.99% APR from Brewer Federal Credit Union at 77 N Main St, Brewer, ME, 04412 2009. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Maine.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Maine. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: July 6, 2026
Maine Personal Loan Rates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Brewer Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.43%
77 N Main St, Brewer, ME, 04412 2009
New & Used Loan
3.99%
▼
APR3.99%
Last UpdatedJuly 7, 2026
Details
As Low As
Lincoln Maine Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.09%
171 W BROADWAY, LINCOLN, ME, 04457
Qualified My Linc Program Loan
4.00%
▼
APR4.00%
Last UpdatedJuly 7, 2026
Details
No credit check
Connected Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
85 Civic Center Drive, AUGUSTA, ME, 04330
Recreational Loans 2020 & Newer
4.50%
▼
APR4.50%
Last UpdatedJuly 7, 2026
Details
As Low As
Brewer Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.43%
77 N Main St, Brewer, ME, 04412 2009
New & Used Loan
4.99%
▼
APR4.99%
Last UpdatedJuly 7, 2026
Details
As Low As
Brewer Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.43%
77 N Main St, Brewer, ME, 04412 2009
Winter Rescue Loan
4.99%
▼
APR4.99%
Last UpdatedJuly 7, 2026
Details
Loan is subject to underwriting, credit qualifications, and approval. Other restrictions may apply. Must be or become a member at Brewer FCU. $3,500 loan for 11 months @ 4.99% = approx. $326 per month.
Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.04%
144 Pine St, Lewiston, ME, 04240
1 year Loan
5.15%
▼
APR5.15%
Last UpdatedJuly 7, 2026
Details
Rates As Low As; APR*
Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.04%
144 Pine St, Lewiston, ME, 04240
2 years Loan
5.15%
▼
APR5.15%
Last UpdatedJuly 7, 2026
Details
Rates As Low As; APR*
Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.04%
144 Pine St, Lewiston, ME, 04240
3 years Loan
5.15%
▼
APR5.15%
Last UpdatedJuly 7, 2026
Details
Rates As Low As; APR*
Brewer Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.43%
77 N Main St, Brewer, ME, 04412 2009
New & Used Loan
5.24%
▼
APR5.24%
Last UpdatedJuly 7, 2026
Details
As Low As
Connected Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
85 Civic Center Drive, AUGUSTA, ME, 04330
Recreational Loans 2020 & Newer
5.25%
▼
APR5.25%
Last UpdatedJuly 7, 2026
Details
As Low As
Maine Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.36%
555 Sabattus St, Lewiston, ME, 04240
Credit Builder Loans
5.25%
▼
APR5.25%
Last UpdatedJuly 7, 2026
Details
No additional details available.
Brewer Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.43%
77 N Main St, Brewer, ME, 04412 2009
New & Used Loan
5.49%
▼
APR5.49%
Last UpdatedJuly 7, 2026
Details
As Low As
Lincoln Maine Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.09%
171 W BROADWAY, LINCOLN, ME, 04457
Wedding Loan
5.49%
▼
APR5.49%
Last UpdatedJuly 7, 2026
Details
No additional details available.
Lincoln Maine Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.09%
171 W BROADWAY, LINCOLN, ME, 04457
Wedding Loans
5.49%
▼
APR5.49%
Last UpdatedJuly 7, 2026
Details
Tiered based on credit score. As of 6/13/25, subject to change at any time.
Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.04%
144 Pine St, Lewiston, ME, 04240
4 years Loan
5.50%
▼
APR5.50%
Last UpdatedJuly 7, 2026
Details
Rates As Low As; APR*
Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.04%
144 Pine St, Lewiston, ME, 04240
5 years Loan
5.50%
▼
APR5.50%
Last UpdatedJuly 7, 2026
Details
Rates As Low As; APR*
Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.04%
144 Pine St, Lewiston, ME, 04240
6 years Loan
5.65%
▼
APR5.65%
Last UpdatedJuly 7, 2026
Details
Rates As Low As; APR*
Brewer Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.43%
77 N Main St, Brewer, ME, 04412 2009
New & Used Loan
5.74%
▼
APR5.74%
Last UpdatedJuly 7, 2026
Details
As Low As
Connected Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
85 Civic Center Drive, AUGUSTA, ME, 04330
Recreational Loans 2020 & Newer
5.75%
▼
APR5.75%
Last UpdatedJuly 7, 2026
Details
As Low As
Maine Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.36%
555 Sabattus St, Lewiston, ME, 04240
6 Years - 10 Years Loan
5.98%
▼
APR5.98%
Last UpdatedJuly 7, 2026
Details
No additional details available.
Brewer Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.43%
77 N Main St, Brewer, ME, 04412 2009
New & Used Loan
5.99%
▼
APR5.99%
Last UpdatedJuly 7, 2026
Details
As Low As
Maine Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.36%
555 Sabattus St, Lewiston, ME, 04240
1 Year - 5 Years Loan
6.07%
▼
APR6.07%
Last UpdatedJuly 7, 2026
Details
No additional details available.
Maine Savings Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 15.48%
101 Western Ave, Hampden, ME, 04444
New Recreational Loan
6.14%
▼
APR6.14%
Last UpdatedJuly 7, 2026
Details
As Low As; Loan to Value: Up To 110%
Milestones Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
291 Pine St, Lewiston, ME, 04240
Unsecured Personal / Signature Loan
6.25%
▼
APR6.25%
Last UpdatedJuly 7, 2026
Details
As Low As; Unsecured Personal / Signature Loan
Connected Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
85 Civic Center Drive, AUGUSTA, ME, 04330
Recreational Loans 2020 & Newer
6.25%
▼
APR6.25%
Last UpdatedJuly 7, 2026
Details
As Low As
Downeast Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
23 Third Ave, Baileyville, ME, 04694
Recreational Loans
6.29%
▼
APR6.29%
Last UpdatedJuly 7, 2026
Details
No additional details available.
Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.04%
144 Pine St, Lewiston, ME, 04240
Rental Security Deposit Loan
6.40%
▼
APR6.40%
Last UpdatedJuly 7, 2026
Details
As Low As; APR*
Lincoln Maine Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.09%
171 W BROADWAY, LINCOLN, ME, 04457
Wedding Loan
6.49%
▼
APR6.49%
Last UpdatedJuly 7, 2026
Details
No additional details available.
Lincoln Maine Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.09%
171 W BROADWAY, LINCOLN, ME, 04457
Wedding Loans
6.49%
▼
APR6.49%
Last UpdatedJuly 7, 2026
Details
Tiered based on credit score. As of 6/13/25, subject to change at any time.
Saco & Biddeford Savings
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
252 Main St, Saco, ME, 04072
New (untitled) - 3 years Loan
6.53%
▼
APR6.53%
Last UpdatedJuly 7, 2026
Details
No additional details available.
Saco & Biddeford Savings
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
252 Main St, Saco, ME, 04072
New (untitled) - 4 years Loan
6.63%
▼
APR6.63%
Last UpdatedJuly 7, 2026
Details
No additional details available.
Maine Savings Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 15.48%
101 Western Ave, Hampden, ME, 04444
Used Recreational Loan
6.64%
▼
APR6.64%
Last UpdatedJuly 7, 2026
Details
As Low As; Loan to Value: Up To 110%
Skowhegan Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.27%
13 Elm St, Skowhegan, ME, 04976
10 Year Loan
6.72%
▼
APR6.72%
Last UpdatedJuly 7, 2026
Details
No additional details available.
Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.04%
144 Pine St, Lewiston, ME, 04240
7 years Loan
6.75%
▼
APR6.75%
Last UpdatedJuly 7, 2026
Details
Rates As Low As; APR*
Lincoln Maine Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.09%
171 W BROADWAY, LINCOLN, ME, 04457
Vacation Loans
6.75%
▼
APR6.75%
Last UpdatedJuly 7, 2026
Details
As Low As; APR= Annual Percentage Rate, rates subject to credit approval, terms and conditions subject to change at any time, based on individual creditworthiness. APR = Annual Percentage Rate, "up-to" subject to approval, "starting at" subject to creditworthiness. Accurate as of 12/3/25 subject to change at any time.
Saco & Biddeford Savings
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
252 Main St, Saco, ME, 04072
Used - 3 years (2023-2025) Loan
6.78%
▼
APR6.78%
Last UpdatedJuly 7, 2026
Details
No additional details available.
Saco & Biddeford Savings
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
252 Main St, Saco, ME, 04072
New (untitled) - 5 years Loan
6.79%
▼
APR6.79%
Last UpdatedJuly 7, 2026
Details
No additional details available.
Saco & Biddeford Savings
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
252 Main St, Saco, ME, 04072
Used - 4 years (2023-2025) Loan
6.88%
▼
APR6.88%
Last UpdatedJuly 7, 2026
Details
No additional details available.
Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.04%
144 Pine St, Lewiston, ME, 04240
Rental Security Deposit Loan
6.90%
▼
APR6.90%
Last UpdatedJuly 7, 2026
Details
As Low As; APR*
Saco & Biddeford Savings
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
252 Main St, Saco, ME, 04072
New (untitled) - 6 years Loan
6.97%
▼
APR6.97%
Last UpdatedJuly 7, 2026
Details
No additional details available.
Brewer Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.43%
77 N Main St, Brewer, ME, 04412 2009
New & Used Loan
6.99%
▼
APR6.99%
Last UpdatedJuly 7, 2026
Details
As Low As
cPort Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.67%
50 Riverside Industrial Pkwy, Portland, ME, 04103
Personal Loans & Debt Consolidation Loans
6.99%
▼
APR6.99%
Last UpdatedJuly 7, 2026
Details
As Low As; Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
Trademark Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.12%
44 Edison Dr, Augusta, ME, 04330 6033
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedJuly 7, 2026
Details
As Low As; Individual loan rates may vary based on credit worthiness, account relationships, loan-to-value and loan terms.
Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.04%
144 Pine St, Lewiston, ME, 04240
Rental Security Deposit Loan
7.00%
▼
APR7.00%
Last UpdatedJuly 7, 2026
Details
As Low As; APR*
Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
177 Main St, Farmington, ME, 04938
Credit Score 780+ Loan
7.00%
▼
APR7.00%
Last UpdatedJuly 7, 2026
Details
Maximum Loan to Value: Up to 85%
Saco & Biddeford Savings
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
252 Main St, Saco, ME, 04072
Used - 3 years 2022 Loan
7.02%
▼
APR7.02%
Last UpdatedJuly 7, 2026
Details
No additional details available.
Saco & Biddeford Savings
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
252 Main St, Saco, ME, 04072
Used - 5 years (2023-2025) Loan
7.04%
▼
APR7.04%
Last UpdatedJuly 7, 2026
Details
No additional details available.
Brewer Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.43%
77 N Main St, Brewer, ME, 04412 2009
New & Used Loan
7.24%
▼
APR7.24%
Last UpdatedJuly 7, 2026
Details
As Low As
Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
177 Main St, Farmington, ME, 04938
Credit Score 740-779 Loan
7.25%
▼
APR7.25%
Last UpdatedJuly 7, 2026
Details
Maximum Loan to Value: Up to 85%
Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
177 Main St, Farmington, ME, 04938
Credit Score 780+ Loan
7.25%
▼
APR7.25%
Last UpdatedJuly 7, 2026
Details
Lines with Total Exposure Limits: $10,000-$1,000,000; Maximum Loan to Value: Up to 85%
Saco & Biddeford Savings
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
252 Main St, Saco, ME, 04072
Used - 3 years 2021 Loan
7.27%
▼
APR7.27%
Last UpdatedJuly 7, 2026
Details
No additional details available.
Skowhegan Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.27%
13 Elm St, Skowhegan, ME, 04976
10 Year Loan
7.39%
▼
APR7.39%
Last UpdatedJuly 7, 2026
Details
No additional details available.
Maine Highlands Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.65%
73 Main St, Dexter, ME, 04930
New Heating System/Generator Loans
7.49%
▼
APR7.49%
Last UpdatedJuly 7, 2026
Details
No additional details available.
Lincoln Maine Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.09%
171 W BROADWAY, LINCOLN, ME, 04457
Wedding Loan
7.49%
▼
APR7.49%
Last UpdatedJuly 7, 2026
Details
No additional details available.
Lincoln Maine Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.09%
171 W BROADWAY, LINCOLN, ME, 04457
Wedding Loans
7.49%
▼
APR7.49%
Last UpdatedJuly 7, 2026
Details
Tiered based on credit score. As of 6/13/25, subject to change at any time.
Brewer Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.43%
77 N Main St, Brewer, ME, 04412 2009
New & Used Loan
7.49%
▼
APR7.49%
Last UpdatedJuly 7, 2026
Details
As Low As
Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
177 Main St, Farmington, ME, 04938
Credit Score 700-739 Loan
7.50%
▼
APR7.50%
Last UpdatedJuly 7, 2026
Details
Maximum Loan to Value: Up to 85%
Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
177 Main St, Farmington, ME, 04938
Credit Score 740-779 Loan
7.50%
▼
APR7.50%
Last UpdatedJuly 7, 2026
Details
Lines with Total Exposure Limits: $10,000-$1,000,000; Maximum Loan to Value: Up to 85%
Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
177 Main St, Farmington, ME, 04938
Credit Score 780+ Loan
7.50%
▼
APR7.50%
Last UpdatedJuly 7, 2026
Details
Maximum Loan to Value: Up to 85%
Milestones Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
291 Pine St, Lewiston, ME, 04240
Consolidation Loan
7.50%
▼
APR7.50%
Last UpdatedJuly 7, 2026
Details
As Low As; Consolidation Loan
Cumberland County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.94%
1345 Washington Ave, Portland, ME, 04103
Personal Loans
7.50%
▼
APR7.50%
Last UpdatedJuly 7, 2026
Details
As Low As
cPort Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.67%
50 Riverside Industrial Pkwy, Portland, ME, 04103
Personal Loans & Debt Consolidation Loans
7.50%
▼
APR7.50%
Last UpdatedJuly 7, 2026
Details
As Low As; Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
Saco & Biddeford Savings
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
252 Main St, Saco, ME, 04072
Used - 3 years 2020 Loan
7.52%
▼
APR7.52%
Last UpdatedJuly 7, 2026
Details
No additional details available.
Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
177 Main St, Farmington, ME, 04938
Credit Score 680-699 Loan
7.75%
▼
APR7.75%
Last UpdatedJuly 7, 2026
Details
Maximum Loan to Value: Up to 85%
Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
177 Main St, Farmington, ME, 04938
Credit Score 700-739 Loan
7.75%
▼
APR7.75%
Last UpdatedJuly 7, 2026
Details
Lines with Total Exposure Limits: $10,000-$1,000,000; Maximum Loan to Value: Up to 85%
Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
177 Main St, Farmington, ME, 04938
Credit Score 740-779 Loan
7.75%
▼
APR7.75%
Last UpdatedJuly 7, 2026
Details
Maximum Loan to Value: Up to 85%
Coast Line Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
333 Cottage Rd, South Portland, ME, 04106 3919
Personal Loans
7.75%
▼
APR7.75%
Last UpdatedJuly 7, 2026
Details
As Low As; Loan Amount: $2501 and Over
Connected Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
85 Civic Center Drive, AUGUSTA, ME, 04330
Recreational Loans 2020 & Newer
7.75%
▼
APR7.75%
Last UpdatedJuly 7, 2026
Details
As Low As
Coast Line Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
333 Cottage Rd, South Portland, ME, 04106 3919
Personal Loans
7.85%
▼
APR7.85%
Last UpdatedJuly 7, 2026
Details
As Low As; Loan Amount: $2501 and Over
Lincoln Maine Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.09%
171 W BROADWAY, LINCOLN, ME, 04457
Vacation Loans
7.90%
▼
APR7.90%
Last UpdatedJuly 7, 2026
Details
As Low As
Coast Line Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
333 Cottage Rd, South Portland, ME, 04106 3919
Personal Loans
7.95%
▼
APR7.95%
Last UpdatedJuly 7, 2026
Details
As Low As; Loan Amount: $2501 and Over
cPort Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.67%
50 Riverside Industrial Pkwy, Portland, ME, 04103
Personal Loans & Debt Consolidation Loans
7.99%
▼
APR7.99%
Last UpdatedJuly 7, 2026
Details
Minimum loan amount $500. Maximum loan amount $30,000.
Brewer Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.43%
77 N Main St, Brewer, ME, 04412 2009
New & Used Loan
7.99%
▼
APR7.99%
Last UpdatedJuly 7, 2026
Details
As Low As
Lisbon Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
325 Lisbon St, Lisbon, ME, 04250 6865
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedJuly 7, 2026
Details
As Low As
Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
177 Main St, Farmington, ME, 04938
Credit Score 700-739 Loan
8.00%
▼
APR8.00%
Last UpdatedJuly 7, 2026
Details
Maximum Loan to Value: Up to 85%
Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
177 Main St, Farmington, ME, 04938
Credit Score 680-699 Loan
8.00%
▼
APR8.00%
Last UpdatedJuly 7, 2026
Details
Lines with Total Exposure Limits: $10,000-$1,000,000; Maximum Loan to Value: Up to 85%
Coast Line Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
333 Cottage Rd, South Portland, ME, 04106 3919
Personal Loans
8.20%
▼
APR8.20%
Last UpdatedJuly 7, 2026
Details
As Low As; Loan Amount: $2501 and Over
Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
177 Main St, Farmington, ME, 04938
Credit Score 680-699 Loan
8.25%
▼
APR8.25%
Last UpdatedJuly 7, 2026
Details
Maximum Loan to Value: Up to 85%
Sebasticook Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
505 SOMERSET AVE, PITTSFIELD, ME, 04967
Personal Loan
8.25%
▼
APR8.25%
Last UpdatedJuly 7, 2026
Details
As low as
Great Falls Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
34 Bates St, Lewiston, ME, 04240 7606
Credit Builder Loan
8.35%
▼
APR8.35%
Last UpdatedJuly 7, 2026
Details
No additional details available.
Skowhegan Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.27%
13 Elm St, Skowhegan, ME, 04976
Monthly Building Lot Loan
8.36%
▼
APR8.36%
Last UpdatedJuly 7, 2026
Details
No additional details available.
Androscoggin Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
30 Lisbon St, Lewiston, ME, 04240
New to 1 year old - 4 yrs or less Loan
8.40%
▼
APR8.40%
Last UpdatedJuly 7, 2026
Details
Relationship Pricing**
Lincoln Maine Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.09%
171 W BROADWAY, LINCOLN, ME, 04457
Wedding Loans
8.49%
▼
APR8.49%
Last UpdatedJuly 7, 2026
Details
Tiered based on credit score. As of 6/13/25, subject to change at any time.
Coast Line Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
333 Cottage Rd, South Portland, ME, 04106 3919
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedJuly 7, 2026
Details
As Low As; Loan Amount: $2501 and Over
Lincoln Maine Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.09%
171 W BROADWAY, LINCOLN, ME, 04457
Wedding Loan
8.49%
▼
APR8.49%
Last UpdatedJuly 7, 2026
Details
No additional details available.
cPort Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.67%
50 Riverside Industrial Pkwy, Portland, ME, 04103
Personal Loans & Debt Consolidation Loans
8.50%
▼
APR8.50%
Last UpdatedJuly 7, 2026
Details
Minimum loan amount $500. Maximum loan amount $30,000.
Androscoggin Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
30 Lisbon St, Lewiston, ME, 04240
New to 1 year old - 5 yrs Loan
8.53%
▼
APR8.53%
Last UpdatedJuly 7, 2026
Details
Relationship Pricing**
Androscoggin Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
30 Lisbon St, Lewiston, ME, 04240
2 - 3 years old - 3 yrs or less Loan
8.60%
▼
APR8.60%
Last UpdatedJuly 7, 2026
Details
Relationship Pricing**
Androscoggin Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
30 Lisbon St, Lewiston, ME, 04240
2 - 3 years old - 4 yrs Loan
8.65%
▼
APR8.65%
Last UpdatedJuly 7, 2026
Details
Relationship Pricing**
Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.04%
144 Pine St, Lewiston, ME, 04240
Rental Security Deposit Loan
8.75%
▼
APR8.75%
Last UpdatedJuly 7, 2026
Details
As Low As; *
Androscoggin Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
30 Lisbon St, Lewiston, ME, 04240
4 - 5 years old - 3 yrs or less Loan
8.86%
▼
APR8.86%
Last UpdatedJuly 7, 2026
Details
Relationship Pricing**
Androscoggin Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
30 Lisbon St, Lewiston, ME, 04240
2 - 3 years old - 5 yrs Loan
8.88%
▼
APR8.88%
Last UpdatedJuly 7, 2026
Details
Relationship Pricing**
cPort Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.67%
50 Riverside Industrial Pkwy, Portland, ME, 04103
Personal Loans & Debt Consolidation Loans
8.99%
▼
APR8.99%
Last UpdatedJuly 7, 2026
Details
As Low As; Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
Maine Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.36%
555 Sabattus St, Lewiston, ME, 04240
Unsecured Personal Loans
9.00%
▼
APR9.00%
Last UpdatedJuly 7, 2026
Details
As Low As; APR*
Skowhegan Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.27%
13 Elm St, Skowhegan, ME, 04976
10 Year Loan
9.10%
▼
APR9.10%
Last UpdatedJuly 7, 2026
Details
No additional details available.
Androscoggin Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
30 Lisbon St, Lewiston, ME, 04240
4 - 5 years old - 4 yrs Loan
9.16%
▼
APR9.16%
Last UpdatedJuly 7, 2026
Details
Relationship Pricing**
Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.04%
144 Pine St, Lewiston, ME, 04240
Rental Security Deposit Loan
9.25%
▼
APR9.25%
Last UpdatedJuly 7, 2026
Details
As Low As; *
Coast Line Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
333 Cottage Rd, South Portland, ME, 04106 3919
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedJuly 7, 2026
Details
As Low As; Loan Amount: $2501 and Over
Lincoln Maine Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.09%
171 W BROADWAY, LINCOLN, ME, 04457
Personal Loan 720+ Credit Rating
9.49%
▼
APR9.49%
Last UpdatedJuly 7, 2026
Details
Eligible My Link Program Member: 8.99%
cPort Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.67%
50 Riverside Industrial Pkwy, Portland, ME, 04103
Personal Loans & Debt Consolidation Loans
9.50%
▼
APR9.50%
Last UpdatedJuly 7, 2026
Details
As Low As; Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
Maine Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.36%
555 Sabattus St, Lewiston, ME, 04240
Unsecured Personal Loans
9.50%
▼
APR9.50%
Last UpdatedJuly 7, 2026
Details
As Low As; APR*
Androscoggin Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
30 Lisbon St, Lewiston, ME, 04240
6 - 7 years old - 3 yrs or less Loan
9.61%
▼
APR9.61%
Last UpdatedJuly 7, 2026
Details
Relationship Pricing**
Coast Line Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
333 Cottage Rd, South Portland, ME, 04106 3919
Personal Loans
9.74%
▼
APR9.74%
Last UpdatedJuly 7, 2026
Details
As Low As; Loan Amount: $2501 and Over
Lincoln Maine Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.09%
171 W BROADWAY, LINCOLN, ME, 04457
Personal Loan 680-719 Credit Rating
9.74%
▼
APR9.74%
Last UpdatedJuly 7, 2026
Details
Eligible My Link Program Member: 9.24%
Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.04%
144 Pine St, Lewiston, ME, 04240
Rental Security Deposit Loan
9.75%
▼
APR9.75%
Last UpdatedJuly 7, 2026
Details
As Low As; *
Skowhegan Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.27%
13 Elm St, Skowhegan, ME, 04976
10 Year Loan
9.76%
▼
APR9.76%
Last UpdatedJuly 7, 2026
Details
No additional details available.
Connected Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
85 Civic Center Drive, AUGUSTA, ME, 04330
Personal & Debt Consolidation Loan
9.95%
▼
APR9.95%
Last UpdatedJuly 7, 2026
Details
As low as; Maximum Amount: $10,000
cPort Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.67%
50 Riverside Industrial Pkwy, Portland, ME, 04103
Personal Loans & Debt Consolidation Loans
9.99%
▼
APR9.99%
Last UpdatedJuly 7, 2026
Details
Minimum loan amount $500. Maximum loan amount $30,000.
Downeast Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
23 Third Ave, Baileyville, ME, 04694
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedJuly 7, 2026
Details
No additional details available.
Maine Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.36%
555 Sabattus St, Lewiston, ME, 04240
Unsecured Personal Loans
10.00%
▼
APR10.00%
Last UpdatedJuly 7, 2026
Details
As Low As; APR*
Great Falls Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
34 Bates St, Lewiston, ME, 04240 7606
Unsecured Loan
10.00%
▼
APR10.00%
Last UpdatedJuly 7, 2026
Details
No additional details available.
Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.04%
144 Pine St, Lewiston, ME, 04240
Rental Security Deposit Loan
10.00%
▼
APR10.00%
Last UpdatedJuly 7, 2026
Details
As Low As; *
Lincoln Maine Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.09%
171 W BROADWAY, LINCOLN, ME, 04457
Personal Loan 640-679 Credit Rating
10.49%
▼
APR10.49%
Last UpdatedJuly 7, 2026
Details
Eligible My Link Program Member: 9.99%
cPort Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.67%
50 Riverside Industrial Pkwy, Portland, ME, 04103
Personal Loans & Debt Consolidation Loans
10.50%
▼
APR10.50%
Last UpdatedJuly 7, 2026
Details
Minimum loan amount $500. Maximum loan amount $30,000.
Maine Solutions Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.70%
209 Western Ave Unit B, South Portland, ME, 04106
Personal Loan (Unsecured) 60 mos.
10.50%
▼
APR10.50%
Last UpdatedJuly 7, 2026
Details
$500-$25000
Skowhegan Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.27%
13 Elm St, Skowhegan, ME, 04976
Land Loan
10.54%
▼
APR10.54%
Last UpdatedJuly 7, 2026
Details
No additional details available.
Town & Country Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
557 Main St, South Portland, ME, 04106 5408
Personal Flex Loan
10.74%
▼
APR10.74%
Last UpdatedJuly 7, 2026
Details
As Low As; *Annual Percentage Rate
cPort Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.67%
50 Riverside Industrial Pkwy, Portland, ME, 04103
Personal Loans & Debt Consolidation Loans
10.99%
▼
APR10.99%
Last UpdatedJuly 7, 2026
Details
Minimum loan amount $500. Maximum loan amount $30,000.
Maine Savings Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 15.48%
101 Western Ave, Hampden, ME, 04444
Personal Loan
11.00%
▼
APR11.00%
Last UpdatedJuly 7, 2026
Details
As Low As; Loan to Value: N/A
Maine Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.36%
555 Sabattus St, Lewiston, ME, 04240
Unsecured Personal Loans
11.00%
▼
APR11.00%
Last UpdatedJuly 7, 2026
Details
As Low As; APR*
Town & Country Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
557 Main St, South Portland, ME, 04106 5408
Personal Flex Loan
11.74%
▼
APR11.74%
Last UpdatedJuly 7, 2026
Details
As Low As; *Annual Percentage Rate
Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.04%
144 Pine St, Lewiston, ME, 04240
Rental Security Deposit Loan
11.75%
▼
APR11.75%
Last UpdatedJuly 7, 2026
Details
As Low As; *
NorState Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.52%
78 Fox St, Madawaska, ME, 04756
Personal Loans
11.90%
▼
APR11.90%
Last UpdatedJuly 7, 2026
Details
As Low As
Brewer Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.43%
77 N Main St, Brewer, ME, 04412 2009
Unsecured Loan
11.99%
▼
APR11.99%
Last UpdatedJuly 7, 2026
Details
As Low As
Brewer Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.43%
77 N Main St, Brewer, ME, 04412 2009
Unsecured Loans
11.99%
▼
APR11.99%
Last UpdatedJuly 7, 2026
Details
Credit Score: 740+; Max $: $10,000
Downeast Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
23 Third Ave, Baileyville, ME, 04694
Credit Builder Loans
12.00%
▼
APR12.00%
Last UpdatedJuly 7, 2026
Details
No additional details available.
Maine Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.36%
555 Sabattus St, Lewiston, ME, 04240
Unsecured Personal Loans
12.00%
▼
APR12.00%
Last UpdatedJuly 7, 2026
Details
As Low As; APR*
Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.04%
144 Pine St, Lewiston, ME, 04240
Signature (Unsecured) Loans 2 years
12.25%
▼
APR12.25%
Last UpdatedJuly 7, 2026
Details
Rates As Low As; *
Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.04%
144 Pine St, Lewiston, ME, 04240
Signature (Unsecured) Loans 1 year
12.25%
▼
APR12.25%
Last UpdatedJuly 7, 2026
Details
Rates As Low As; *
Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.04%
144 Pine St, Lewiston, ME, 04240
Signature (Unsecured) Loans
12.25%
▼
APR12.25%
Last UpdatedJuly 7, 2026
Details
As Low As; *
Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.04%
144 Pine St, Lewiston, ME, 04240
Rental Security Deposit Loan
12.25%
▼
APR12.25%
Last UpdatedJuly 7, 2026
Details
No additional details available.
Brewer Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.43%
77 N Main St, Brewer, ME, 04412 2009
Unsecured Loan
12.49%
▼
APR12.49%
Last UpdatedJuly 7, 2026
Details
As Low As
Lincoln Maine Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.09%
171 W BROADWAY, LINCOLN, ME, 04457
Personal Loan 600-639 Credit Rating
12.49%
▼
APR12.49%
Last UpdatedJuly 7, 2026
Details
Eligible My Link Program Member: 11.99%
Town & Country Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
557 Main St, South Portland, ME, 04106 5408
Personal Flex Loan
12.74%
▼
APR12.74%
Last UpdatedJuly 7, 2026
Details
As Low As; *Annual Percentage Rate
Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.04%
144 Pine St, Lewiston, ME, 04240
Rental Security Deposit Loan
12.75%
▼
APR12.75%
Last UpdatedJuly 7, 2026
Details
No additional details available.
Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.04%
144 Pine St, Lewiston, ME, 04240
Signature (Unsecured) Loans
12.75%
▼
APR12.75%
Last UpdatedJuly 7, 2026
Details
As Low As; *
Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.04%
144 Pine St, Lewiston, ME, 04240
Signature (Unsecured) Loans 3 years
12.75%
▼
APR12.75%
Last UpdatedJuly 7, 2026
Details
Rates As Low As; *
Maine Highlands Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.65%
73 Main St, Dexter, ME, 04930
Personal Loans
12.99%
▼
APR12.99%
Last UpdatedJuly 7, 2026
Details
No additional details available.
Brewer Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.43%
77 N Main St, Brewer, ME, 04412 2009
Unsecured Loan
12.99%
▼
APR12.99%
Last UpdatedJuly 7, 2026
Details
As Low As
Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.04%
144 Pine St, Lewiston, ME, 04240
Rental Security Deposit Loan
13.75%
▼
APR13.75%
Last UpdatedJuly 7, 2026
Details
No additional details available.
Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.04%
144 Pine St, Lewiston, ME, 04240
Signature (Unsecured) Loans
13.75%
▼
APR13.75%
Last UpdatedJuly 7, 2026
Details
As Low As; *
Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.04%
144 Pine St, Lewiston, ME, 04240
Signature (Unsecured) Loans 4 years
13.75%
▼
APR13.75%
Last UpdatedJuly 7, 2026
Details
Rates As Low As; *
Brewer Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.43%
77 N Main St, Brewer, ME, 04412 2009
Unsecured Loan
13.99%
▼
APR13.99%
Last UpdatedJuly 7, 2026
Details
As Low As
Brewer Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.43%
77 N Main St, Brewer, ME, 04412 2009
Unsecured Loans
13.99%
▼
APR13.99%
Last UpdatedJuly 7, 2026
Details
Credit Score: 700-739; Max $: $7,500
Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.04%
144 Pine St, Lewiston, ME, 04240
Unsecured Loan
14.50%
▼
APR14.50%
Last UpdatedJuly 7, 2026
Details
As Low As; *
Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.04%
144 Pine St, Lewiston, ME, 04240
Rental Security Deposit Loan
14.75%
▼
APR14.75%
Last UpdatedJuly 7, 2026
Details
No additional details available.
Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.04%
144 Pine St, Lewiston, ME, 04240
Signature (Unsecured) Loans
14.75%
▼
APR14.75%
Last UpdatedJuly 7, 2026
Details
As Low As; *
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MonitorBankRates
Maine Personal Loan Rates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
cPort Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.67%
50 Riverside Industrial Pkwy, Portland, ME, 04103
Personal Loans & Debt Consolidation Loans
6.99%
▼
APR6.99%
Last UpdatedJuly 7, 2026
Details
As Low As; Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
Trademark Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.12%
44 Edison Dr, Augusta, ME, 04330 6033
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedJuly 7, 2026
Details
As Low As; Individual loan rates may vary based on credit worthiness, account relationships, loan-to-value and loan terms.
Cumberland County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.94%
1345 Washington Ave, Portland, ME, 04103
Personal Loans
7.50%
▼
APR7.50%
Last UpdatedJuly 7, 2026
Details
As Low As
cPort Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.67%
50 Riverside Industrial Pkwy, Portland, ME, 04103
Personal Loans & Debt Consolidation Loans
7.50%
▼
APR7.50%
Last UpdatedJuly 7, 2026
Details
As Low As; Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
Coast Line Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
333 Cottage Rd, South Portland, ME, 04106 3919
Personal Loans
7.75%
▼
APR7.75%
Last UpdatedJuly 7, 2026
Details
As Low As; Loan Amount: $2501 and Over
Coast Line Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
333 Cottage Rd, South Portland, ME, 04106 3919
Personal Loans
7.85%
▼
APR7.85%
Last UpdatedJuly 7, 2026
Details
As Low As; Loan Amount: $2501 and Over
Coast Line Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
333 Cottage Rd, South Portland, ME, 04106 3919
Personal Loans
7.95%
▼
APR7.95%
Last UpdatedJuly 7, 2026
Details
As Low As; Loan Amount: $2501 and Over
cPort Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.67%
50 Riverside Industrial Pkwy, Portland, ME, 04103
Personal Loans & Debt Consolidation Loans
7.99%
▼
APR7.99%
Last UpdatedJuly 7, 2026
Details
Minimum loan amount $500. Maximum loan amount $30,000.
Lisbon Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
325 Lisbon St, Lisbon, ME, 04250 6865
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedJuly 7, 2026
Details
As Low As
Coast Line Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
333 Cottage Rd, South Portland, ME, 04106 3919
Personal Loans
8.20%
▼
APR8.20%
Last UpdatedJuly 7, 2026
Details
As Low As; Loan Amount: $2501 and Over
Sebasticook Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
505 SOMERSET AVE, PITTSFIELD, ME, 04967
Personal Loan
8.25%
▼
APR8.25%
Last UpdatedJuly 7, 2026
Details
As low as
Coast Line Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
333 Cottage Rd, South Portland, ME, 04106 3919
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedJuly 7, 2026
Details
As Low As; Loan Amount: $2501 and Over
cPort Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.67%
50 Riverside Industrial Pkwy, Portland, ME, 04103
Personal Loans & Debt Consolidation Loans
8.50%
▼
APR8.50%
Last UpdatedJuly 7, 2026
Details
Minimum loan amount $500. Maximum loan amount $30,000.
cPort Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.67%
50 Riverside Industrial Pkwy, Portland, ME, 04103
Personal Loans & Debt Consolidation Loans
8.99%
▼
APR8.99%
Last UpdatedJuly 7, 2026
Details
As Low As; Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
Maine Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.36%
555 Sabattus St, Lewiston, ME, 04240
Unsecured Personal Loans
9.00%
▼
APR9.00%
Last UpdatedJuly 7, 2026
Details
As Low As; APR*
Coast Line Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
333 Cottage Rd, South Portland, ME, 04106 3919
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedJuly 7, 2026
Details
As Low As; Loan Amount: $2501 and Over
Lincoln Maine Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.09%
171 W BROADWAY, LINCOLN, ME, 04457
Personal Loan 720+ Credit Rating
9.49%
▼
APR9.49%
Last UpdatedJuly 7, 2026
Details
Eligible My Link Program Member: 8.99%
cPort Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.67%
50 Riverside Industrial Pkwy, Portland, ME, 04103
Personal Loans & Debt Consolidation Loans
9.50%
▼
APR9.50%
Last UpdatedJuly 7, 2026
Details
As Low As; Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
Maine Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.36%
555 Sabattus St, Lewiston, ME, 04240
Unsecured Personal Loans
9.50%
▼
APR9.50%
Last UpdatedJuly 7, 2026
Details
As Low As; APR*
Coast Line Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
333 Cottage Rd, South Portland, ME, 04106 3919
Personal Loans
9.74%
▼
APR9.74%
Last UpdatedJuly 7, 2026
Details
As Low As; Loan Amount: $2501 and Over
Lincoln Maine Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.09%
171 W BROADWAY, LINCOLN, ME, 04457
Personal Loan 680-719 Credit Rating
9.74%
▼
APR9.74%
Last UpdatedJuly 7, 2026
Details
Eligible My Link Program Member: 9.24%
cPort Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.67%
50 Riverside Industrial Pkwy, Portland, ME, 04103
Personal Loans & Debt Consolidation Loans
9.99%
▼
APR9.99%
Last UpdatedJuly 7, 2026
Details
Minimum loan amount $500. Maximum loan amount $30,000.
Downeast Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
23 Third Ave, Baileyville, ME, 04694
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedJuly 7, 2026
Details
No additional details available.
Maine Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.36%
555 Sabattus St, Lewiston, ME, 04240
Unsecured Personal Loans
10.00%
▼
APR10.00%
Last UpdatedJuly 7, 2026
Details
As Low As; APR*
Lincoln Maine Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.09%
171 W BROADWAY, LINCOLN, ME, 04457
Personal Loan 640-679 Credit Rating
10.49%
▼
APR10.49%
Last UpdatedJuly 7, 2026
Details
Eligible My Link Program Member: 9.99%
cPort Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.67%
50 Riverside Industrial Pkwy, Portland, ME, 04103
Personal Loans & Debt Consolidation Loans
10.50%
▼
APR10.50%
Last UpdatedJuly 7, 2026
Details
Minimum loan amount $500. Maximum loan amount $30,000.
Maine Solutions Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.70%
209 Western Ave Unit B, South Portland, ME, 04106
Personal Loan (Unsecured) 60 mos.
10.50%
▼
APR10.50%
Last UpdatedJuly 7, 2026
Details
$500-$25000
cPort Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.67%
50 Riverside Industrial Pkwy, Portland, ME, 04103
Personal Loans & Debt Consolidation Loans
10.99%
▼
APR10.99%
Last UpdatedJuly 7, 2026
Details
Minimum loan amount $500. Maximum loan amount $30,000.
Maine Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.36%
555 Sabattus St, Lewiston, ME, 04240
Unsecured Personal Loans
11.00%
▼
APR11.00%
Last UpdatedJuly 7, 2026
Details
As Low As; APR*
Maine Savings Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 15.48%
101 Western Ave, Hampden, ME, 04444
Personal Loan
11.00%
▼
APR11.00%
Last UpdatedJuly 7, 2026
Details
As Low As; Loan to Value: N/A
NorState Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.52%
78 Fox St, Madawaska, ME, 04756
Personal Loans
11.90%
▼
APR11.90%
Last UpdatedJuly 7, 2026
Details
As Low As
Maine Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.36%
555 Sabattus St, Lewiston, ME, 04240
Unsecured Personal Loans
12.00%
▼
APR12.00%
Last UpdatedJuly 7, 2026
Details
As Low As; APR*
Lincoln Maine Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.09%
171 W BROADWAY, LINCOLN, ME, 04457
Personal Loan 600-639 Credit Rating
12.49%
▼
APR12.49%
Last UpdatedJuly 7, 2026
Details
Eligible My Link Program Member: 11.99%
Maine Highlands Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.65%
73 Main St, Dexter, ME, 04930
Personal Loans
12.99%
▼
APR12.99%
Last UpdatedJuly 7, 2026
Details
No additional details available.
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MonitorBankRates
Maine Debt Consolidation Loan Rates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
cPort Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.67%
50 Riverside Industrial Pkwy, Portland, ME, 04103
Personal Loans & Debt Consolidation Loans
6.99%
▼
APR6.99%
Last UpdatedJuly 7, 2026
Details
As Low As; Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
cPort Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.67%
50 Riverside Industrial Pkwy, Portland, ME, 04103
Personal Loans & Debt Consolidation Loans
7.50%
▼
APR7.50%
Last UpdatedJuly 7, 2026
Details
As Low As; Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
cPort Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.67%
50 Riverside Industrial Pkwy, Portland, ME, 04103
Personal Loans & Debt Consolidation Loans
7.99%
▼
APR7.99%
Last UpdatedJuly 7, 2026
Details
Minimum loan amount $500. Maximum loan amount $30,000.
cPort Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.67%
50 Riverside Industrial Pkwy, Portland, ME, 04103
Personal Loans & Debt Consolidation Loans
8.50%
▼
APR8.50%
Last UpdatedJuly 7, 2026
Details
Minimum loan amount $500. Maximum loan amount $30,000.
cPort Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.67%
50 Riverside Industrial Pkwy, Portland, ME, 04103
Personal Loans & Debt Consolidation Loans
8.99%
▼
APR8.99%
Last UpdatedJuly 7, 2026
Details
As Low As; Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
cPort Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.67%
50 Riverside Industrial Pkwy, Portland, ME, 04103
Personal Loans & Debt Consolidation Loans
9.50%
▼
APR9.50%
Last UpdatedJuly 7, 2026
Details
As Low As; Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
Connected Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
85 Civic Center Drive, AUGUSTA, ME, 04330
Personal & Debt Consolidation Loan
9.95%
▼
APR9.95%
Last UpdatedJuly 7, 2026
Details
As low as; Maximum Amount: $10,000
cPort Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.67%
50 Riverside Industrial Pkwy, Portland, ME, 04103
Personal Loans & Debt Consolidation Loans
9.99%
▼
APR9.99%
Last UpdatedJuly 7, 2026
Details
Minimum loan amount $500. Maximum loan amount $30,000.
cPort Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.67%
50 Riverside Industrial Pkwy, Portland, ME, 04103
Personal Loans & Debt Consolidation Loans
10.50%
▼
APR10.50%
Last UpdatedJuly 7, 2026
Details
Minimum loan amount $500. Maximum loan amount $30,000.
cPort Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.67%
50 Riverside Industrial Pkwy, Portland, ME, 04103
Personal Loans & Debt Consolidation Loans
10.99%
▼
APR10.99%
Last UpdatedJuly 7, 2026
Details
Minimum loan amount $500. Maximum loan amount $30,000.
Powered by
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Maine Signature Loan Rates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Milestones Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
291 Pine St, Lewiston, ME, 04240
Unsecured Personal / Signature Loan
6.25%
▼
APR6.25%
Last UpdatedJuly 7, 2026
Details
As Low As; Unsecured Personal / Signature Loan
Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.04%
144 Pine St, Lewiston, ME, 04240
Signature (Unsecured) Loans
12.25%
▼
APR12.25%
Last UpdatedJuly 7, 2026
Details
As Low As; *
Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.04%
144 Pine St, Lewiston, ME, 04240
Signature (Unsecured) Loans 1 year
12.25%
▼
APR12.25%
Last UpdatedJuly 7, 2026
Details
Rates As Low As; *
Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.04%
144 Pine St, Lewiston, ME, 04240
Signature (Unsecured) Loans 2 years
12.25%
▼
APR12.25%
Last UpdatedJuly 7, 2026
Details
Rates As Low As; *
Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.04%
144 Pine St, Lewiston, ME, 04240
Signature (Unsecured) Loans
12.75%
▼
APR12.75%
Last UpdatedJuly 7, 2026
Details
As Low As; *
Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.04%
144 Pine St, Lewiston, ME, 04240
Signature (Unsecured) Loans 3 years
12.75%
▼
APR12.75%
Last UpdatedJuly 7, 2026
Details
Rates As Low As; *
Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.04%
144 Pine St, Lewiston, ME, 04240
Signature (Unsecured) Loans
13.75%
▼
APR13.75%
Last UpdatedJuly 7, 2026
Details
As Low As; *
Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.04%
144 Pine St, Lewiston, ME, 04240
Signature (Unsecured) Loans 4 years
13.75%
▼
APR13.75%
Last UpdatedJuly 7, 2026
Details
Rates As Low As; *
Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.04%
144 Pine St, Lewiston, ME, 04240
Signature (Unsecured) Loans
14.75%
▼
APR14.75%
Last UpdatedJuly 7, 2026
Details
As Low As; *
Powered by
MonitorBankRates
Maine Personal Loan Rate Trends
Compare local Maine personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Personal Loan — ME Avg
10.969%
▼ 0.050 vs 7 days ago
Maine personal loan rates fell 0.050 points over the past 7 days to 10.969% APR.
Signature Loan — ME Avg
12.954%
Unchanged vs 7 days ago
Maine signature loan rates currently average 12.954% APR.
As of Jul 7, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Maine personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Maine directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Maine. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in ME.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Maine?
Most lenders in Maine require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Maine often have more flexible requirements than traditional banks.
What is the difference between secured and unsecured personal loans?
Unsecured personal loans in Maine require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.
Can I use a personal loan for debt consolidation in Maine?
Yes. Debt consolidation is one of the most common uses of personal loans in Maine. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.
Are credit unions or banks better for personal loans in Maine?
Credit unions in Maine often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.
What are the best personal loan rates in Maine?
- Brewer Federal Credit Union: 3.99% (New & Used Loan)
- Lincoln Maine Federal Credit Union: 4.00% (Qualified My Linc Program Loan)
- Connected Credit Union: 4.50% (Recreational Loans 2020 & Newer)
- Community Credit Union: 5.15% (1 year Loan)
- Maine Family Federal Credit Union: 5.25% (Credit Builder Loans)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Maine. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: July 6, 2026.
