Best Personal Loan Rates in Belfast, Maine (ME) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Belfast, Maine include: Downeast Credit UnionDowneast Credit Union92 Lincolnville Ave, Belfast, ME, 04915A+5.0 ★Texas Ratio: 4.39% offering Recreational Loans at 4.89% APR, KSW Federal Credit UnionKSW Federal Credit Union135 Waldo Ave, Belfast, ME, 04915 6909A+5.0 ★Texas Ratio: 4.35% offering Fuel Loan Special at 6.75% APR, Bangor Savings BankBangor Savings Bank7 Belmont Ave, Belfast, ME, 04915A+5.0 ★Texas Ratio: 2.55% offering Investment Property Loan at 8.75% APR, Lincoln Maine Federal Credit UnionLincoln Maine Federal Credit UnionA5.0 ★Texas Ratio: 11.34% offering My Linc Loyalty Loan - Credit Check at 4.00% APR, and WINTHROP AREAWINTHROP AREAA+5.0 ★Texas Ratio: 1.19% offering WAFCU Loan Special at 4.75% APR. Personal loan rates as of April 11, 2026 according to verified data from MonitorBankRates.
Belfast has 3 local institutions in our database, with personal loan rates as low as 4.89% APR from Downeast Credit Union at 92 Lincolnville Ave, Belfast, ME, 04915. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Belfast, Maine.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Belfast, Maine. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 11, 2026
As Low As
No additional details available.
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Limit $25,000 up to 20 yrs.
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Loan Amount ?$10,000; Collateral Type Investment Property (60% LTV) Max $250,000; (Prime + 2.00%)
No additional details available.
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No additional details available.
No additional details available.
As Low As; 12 Months
$1000; Qualified My Linc Program
$500; Qualified My Linc Program
$300.00 Visa® Gift Card!
As Low As
As Low As; Up to 60 Months
No additional details available.
No additional details available.
Tiered based on credit score. As of 6/13/25, subject to change at any time.
As Low As; Rates subject to credit approval, terms and conditions subject to change at any time, based on individual creditworthiness. APR = Annual Percentage Rate, "up-to" subject to approval, "starting at" subject to creditworthiness. Accurate as of 12/3/25 subject to change at any time.
No additional details available.
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Tiered based on credit score. As of 6/13/25, subject to change at any time.
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No additional details available.
As Low As; Rates start at 6.75% APR*
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As Low As; Your rate will be determined by your creditworthiness. 12 monthly payments of $86.52 per $1,000 borrowed at the As Low As rate and maximum term. Membership eligibility to join cPort is required.
Available for a Limited Time Only
No additional details available.
As Low As; *APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
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As Low As; Loan Amount: $3,000 to $5,999
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No additional details available.
As Low As
As Low As; Loan Amount: $6,000 to $9,999
Tiered based on credit score. As of 6/13/25, subject to change at any time.
As Low As; Heating & Winterization Loans have a tiered rate of 7.49% APR, with terms up to 60 months. Actual rate and approval are based on creditworthiness. Estimates may be required. Funds will be paid directly to the vendor or contractor. Loan subject to credit approval. Membership eligibility required. Other restrictions may apply.
As Low As; *APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
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As Low As; Loan Amount: $10,000 to $12,499
As Low As
No additional details available.
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90% Max Loan to Value; 0 Points
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As Low As; APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
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As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
No additional details available.
As Low As
As Low As; Loan Amount: $12,500 to $14,999
As Low As
90% Max Loan to Value; 0 Points
No additional details available.
No additional details available.
Tiered based on credit score. As of 6/13/25, subject to change at any time.
As Low As
As Low As
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As Low As
As Low As; APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; Loan Amount: $15,000 & up
As Low As
No additional details available.
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As Low As
As Low As; *APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
As Low As
Eligible My Link Program Member; Credit Rating 720+
As Low As; Terms from 6 to 60 months
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Eligible My Link Program Member; Credit Rating 680-719
No additional details available.
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Credit Rating 720+
As Low As; *APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
As Low As
As Low As
As Low As; Index Used: Prime (plus); Margin Used (for "as low as rate"): 2.99%; Floor: The floor equals the margin in effect
Credit Rating 680-719
As Low As
No additional details available.
As Low As; APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
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As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; Rates are fixed for the life of the loan.
As Low As; *APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
As Low As; APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
Eligible My Link Program Member; Credit Rating 640-679
As Low As
No additional details available.
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Credit Rating 640-679
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$500-$25000 60 mos.
As Low As; APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
As Low As
As Low As
As Low As; APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
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Eligible My Link Program Member; Credit Rating 600-639
As Low As
No additional details available.
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As Low As; Maximum loan amount is $30,000. Certain restrictions may apply.
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As Low As
No additional details available.
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As Low As
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
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As Low As
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
Eligible My Link Program Member; Credit Rating 720+
As Low As; Terms from 6 to 60 months
As Low As
Eligible My Link Program Member; Credit Rating 680-719
Credit Rating 720+
As Low As
As Low As
Credit Rating 680-719
As Low As
Eligible My Link Program Member; Credit Rating 640-679
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
As Low As
As Low As
As Low As
Credit Rating 640-679
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
$500-$25000 60 mos.
As Low As
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
As Low As
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As Low As
Eligible My Link Program Member; Credit Rating 600-639
As Low As
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
As Low As
As Low As
As Low As; Index Used: Prime (plus); Margin Used (for "as low as rate"): 2.99%; Floor: The floor equals the margin in effect
As Low As; Maximum loan amount is $30,000. Certain restrictions may apply.
Belfast, ME Personal Loan Rate Trends
Compare local Belfast, ME personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Maine personal loan rates rose 0.425 points over the past 7 days to 10.789% APR.
Maine signature loan rates fell 0.923 points over the past 7 days to 11.089% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Maine?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Maine?
Are credit unions or banks better for personal loans in Belfast, Maine?
What are the best personal loan rates in Belfast, Maine?
- Downeast Credit Union: 4.89% (Recreational Loans)
- KSW Federal Credit Union: 6.75% (Fuel Loan Special)
- Bangor Savings Bank: 8.75% (Investment Property Loan)
- Lincoln Maine Federal Credit Union: 4.00% (My Linc Loyalty Loan - Credit Check)
- WINTHROP AREA: 4.75% (WAFCU Loan Special)
Personal Loan Calculators
