Best Personal Loan Rates in Augusta, Maine (ME) - May 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Augusta, Maine include: Connected Credit UnionConnected Credit Union85 Civic Center Drive, AUGUSTA, ME, 04330A+5.0 ★Texas Ratio: 1.61% offering Recreational Loans 48 Months at 4.50% APR, Trademark Federal Credit UnionTrademark Federal Credit Union44 Edison Dr, Augusta, ME, 04330 6033A5.0 ★Texas Ratio: 12.44% offering Personal at 6.99% APR, cPort Credit UnioncPort Credit Union399 Western Ave, Augusta, ME, 04330A5.0 ★Texas Ratio: 6.99% offering Energy Loan at 6.99% APR, KV Federal Credit UnionKV Federal Credit Union316 W River RD, Augusta, ME, 04330 3992A+5.0 ★Texas Ratio: 0.82% offering Land Loans at 8.41% APR, and Bangor Savings BankBangor Savings Bank274 Western Ave, Augusta, ME, 04330A+5.0 ★Texas Ratio: 2.55% offering Investment Property Loan at 8.75% APR. Personal loan rates as of May 2, 2026 according to verified data from MonitorBankRates.
Augusta has 5 local institutions in our database, with personal loan rates as low as 4.50% APR from Connected Credit Union at 85 Civic Center Drive, AUGUSTA, ME, 04330. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Augusta, Maine.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Augusta, Maine. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: May 2, 2026
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As Low As; Individual loan rates may vary based on credit worthiness, account relationships, loan-to-value and loan terms.
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As Low As; *APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
As Low As; Your rate will be determined by your creditworthiness. 12 monthly payments of $86.52 per $1,000 borrowed at the As Low As rate and maximum term. Membership eligibility to join cPort is required.
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As Low As; *APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
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As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
No additional details available.
No additional details available.
As Low As; APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
Loan Amount ?$10,000; Collateral Type Investment Property (60% LTV) Max $250,000; (Prime + 2.00%)
As Low As; *APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
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As Low As; *APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
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As Low As; APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; *APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
As Low As; APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; Rates are fixed for the life of the loan.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
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As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
$1000; Qualified My Linc Program
$500; Qualified My Linc Program
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A great low rate of 4.99% APR*; Freedom to borrow the amount you need up to $3,500
No additional details available.
No additional details available.
Tiered based on credit score. As of 6/13/25, subject to change at any time.
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Tiered based on credit score. As of 6/13/25, subject to change at any time.
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As Low As; Rates start at 6.75% APR*
No additional details available.
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As Low As; Loan Amount: $3,000 to $5,999
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Tiered based on credit score. As of 6/13/25, subject to change at any time.
No additional details available.
As Low As; Loan Amount: $6,000 to $9,999
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As Low As; Loan Amount: $10,000 to $12,499
As low as 7.75%
As low as 7.85%
As low as 7.95%
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As Low As; APR* as low as 7.99%
As low as 8.20%
As Low As; Loan Amount: $12,500 to $14,999
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As low as 8.49%
Tiered based on credit score. As of 6/13/25, subject to change at any time.
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As Low As; Loan Amount: $15,000 & up
Eligible My Link Program Member; Credit Rating 720+
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As Low As; Terms from 6 to 60 months
Eligible My Link Program Member; Credit Rating 680-719
Credit Rating 720+
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As low as 9.49%
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Credit Rating 680-719
As low as 9.74%
Eligible My Link Program Member; Credit Rating 640-679
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No additional details available.
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Credit Rating 640-679
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As Low As; $500-$25000 60 mos.
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As Low As; Personal
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Eligible My Link Program Member; Credit Rating 600-639
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As Low As; 1 year term
Credit Rating 600-639
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As Low As; 3 years term
No additional details available.
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Credit Builder Loan provides funds for shared secured loan to help build or rebuild credit. Rates are effective 11/01/2023 and subject to change without notice. Fees, amount financed and actual term may affect the actual APR and rate of your loan. SVCU loans are done using risk-based pricing to determine the interest rate and are based on the borrowers term and credit worthiness. All rates and loans are subject to credit approval. Other terms and rates may be available. Contact an SVCU loan officer for more information.
No additional details available.
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As Low As; Unsecured; 12 Months term
As Low As; 5 years term
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Eligible My Link Program Member; Credit Rating 550-599
Credit Rating 550-599
For a 12-month, fixed-rate Whatever loan for $1,000, a member would pay 11 monthly payments of $90.44 each and a 12th payment of $90.34
As Low As; 12 Months
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As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
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As low as 7.75%
As low as 7.85%
As low as 7.95%
As Low As; APR* as low as 7.99%
As low as 8.20%
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As low as 8.49%
Eligible My Link Program Member; Credit Rating 720+
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As Low As; Terms from 6 to 60 months
Eligible My Link Program Member; Credit Rating 680-719
Credit Rating 720+
As low as 9.49%
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Credit Rating 680-719
As low as 9.74%
Eligible My Link Program Member; Credit Rating 640-679
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Credit Rating 640-679
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As Low As; $500-$25000 60 mos.
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Eligible My Link Program Member; Credit Rating 600-639
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Credit Rating 600-639
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No additional details available.
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Eligible My Link Program Member; Credit Rating 550-599
Credit Rating 550-599
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
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Augusta, ME Personal Loan Rate Trends
Compare local Augusta, ME personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Maine personal loan rates rose 0.244 points over the past 7 days to 10.923% APR.
Maine signature loan rates fell 0.181 points over the past 7 days to 11.024% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Maine?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Maine?
Are credit unions or banks better for personal loans in Augusta, Maine?
What are the best personal loan rates in Augusta, Maine?
- Connected Credit Union: 4.50% (Recreational Loans 48 Months)
- Trademark Federal Credit Union: 6.99% (Personal)
- cPort Credit Union: 6.99% (Energy Loan)
- KV Federal Credit Union: 8.41% (Land Loans)
- Bangor Savings Bank: 8.75% (Investment Property Loan)
Personal Loan Calculators
