Best Personal Loan Rates in Augusta, Maine - July 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Augusta, Maine include: Connected Credit UnionConnected Credit Union85 Civic Center Drive, AUGUSTA, ME, 04330A+5.0 ★Texas Ratio: 1.57% offering Recreational Loans 2020 & Newer at 4.50% APR, Kennebec Savings BankKennebec Savings Bank150 State St, Augusta, ME, 04330A+5.0 ★Texas Ratio: 1.44% offering 15 Loan at 6.50% APR, cPort Credit UnioncPort Credit Union399 Western Ave, Augusta, ME, 04330A5.0 ★Texas Ratio: 6.67% offering Energy Loans at 6.99% APR, Skowhegan Savings BankSkowhegan Savings Bank450 Civic Center Dr, Augusta, ME, 04330A+5.0 ★Texas Ratio: 1.27% offering Monthly Building Lot Loan at 8.36% APR, and Brewer Federal Credit UnionBrewer Federal Credit UnionA+5.0 ★Texas Ratio: 4.43% offering New & Used Loan at 3.99% APR. Personal loan rates as of July 28, 2026 according to verified data from MonitorBankRates.
Augusta has 4 local institutions in our database, with personal loan rates as low as 4.50% APR from Connected Credit Union at 85 Civic Center Drive, AUGUSTA, ME, 04330. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Augusta, Maine.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Augusta, Maine. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: July 28, 2026
Augusta Personal Loan Rates
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With a loan amount of $100,000, you would have 180 monthly payments of $871.11
As Low As; Loan funds will be paid directly to supplier.
As Low As; Your rate will be determined by your creditworthiness. 12 monthly payments of $86.52 per $1,000 borrowed at the As Low As rate and maximum term. Membership eligibility to join cPort is required.
As Low As; *APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Loan funds will be paid directly to supplier.
APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria.; Rates are fixed for the life of the loan.
As Low As; *APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Loan funds will be paid directly to supplier.
As Low As; Loan funds will be paid directly to supplier.
APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria.; Rates are fixed for the life of the loan.
As Low As
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
No additional details available.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; Loan funds will be paid directly to supplier.
As Low As; *APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Loan funds will be paid directly to supplier.
No additional details available.
As Low As; Loan funds will be paid directly to supplier.
As Low As; *APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Loan funds will be paid directly to supplier.
No additional details available.
As low as 9.95%
Rates are fixed for the life of the loan.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; *APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Loan funds will be paid directly to supplier.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; Loan funds will be paid directly to supplier.
Rates are fixed for the life of the loan.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
No additional details available.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
As Low As
No credit check
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As Low As; *
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Loan-to-Value: Up to 110% financing
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Loan-to-Value: Up to 110% financing
As Low As
Loan is subject to underwriting, credit qualifications, and approval. Other restrictions may apply. Must be or become a member at Brewer FCU. $3,500 loan for 11 months @ 4.99% = approx. $326 per month.
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Minimum Loan Amount: $500.00; Maximum Loan Amount: $2,000.00
As Low As
No additional details available.
As Low As
No additional details available.
Tiered based on credit score. As of 6/13/25, subject to change at any time.
As Low As; *
As Low As; *
No additional details available.
Loan-to-Value: Up to 110% financing
As Low As
84 monthly payments of $5.84, 276 monthly payments of $6.99
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As Low As; *
Model Year: 2009 - 2020
Rates As Low As
Rates As Low As
Rates As Low As
As Low As; *
60 monthly payments of $5.60, 300 monthly payments of $6.91
As Low As; Loan to Value: Up To 110%
36 monthly payments of $5.76, 324 monthly payments of $7.08
As Low As; Up to 100% financing
As Low As; *
No additional details available.
As Low As; Up to 100% financing
As Low As; Up to 100% financing
Loan-to-Value: Up to 110% financing
No additional details available.
Tiered based on credit score. As of 6/13/25, subject to change at any time.
As Low As; *
Rates As Low As
Rates As Low As
No additional details available.
No additional details available.
As Low As; Loan to Value: Up To 110%
As Low As; Up to 100% financing
As Low As; *
Rates start at 6.75% APR*
Rates As Low As
As Low As; * **
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As
As Low As; Rate subject to change.
Model Year: 2009 - 2020 (Min $30k)
No additional details available.
No additional details available.
As Low As
As Low As
As Low As; Rate subject to change.
No additional details available.
As Low As
No additional details available.
Tiered based on credit score. As of 6/13/25, subject to change at any time.
No additional details available.
As Low As
As Low As; Rate subject to change.
As Low As; Rate subject to change.
As Low As
No additional details available.
Minimum loan amount of $500; maximum loan amount of $2,000.
As Low As
As Low As; Rate subject to change.
As Low As; Rate subject to change.
As Low As; Loan Amount: $2501 and Over
As Low As; Loan Amount: $2501 and Over
Rate as low as 7.9%APR
As Low As; Loan Amount: $2501 and Over
As Low As
As Low As; One low fixed rate for purchases and cash advances
As Low As
As Low As; Rate subject to change.
As Low As; Loan Amount: $2501 and Over
As Low As
As Low As; Rate subject to change.
As low as
No additional details available.
Tiered based on credit score. As of 6/13/25, subject to change at any time.
No additional details available.
As Low As; Loan Amount: $2501 and Over
As Low As
As Low As
As Low As
Rates As Low As
As Low As; *
As low as
Rates assume payments will be automatically deducted from an NBT Bank checking or money market account. Add .50% to the rate if the automatic payment feature is not selected. To qualify for this rate, the minimum loan amount is $4,000, minimum credit score is 730, and maximum term is 36 months. Call 800-628-2265 for the actual APR for your loan.
As Low As; *
As Low As
Rates As Low As
As Low As
As Low As; Loan Amount: $2501 and Over
Eligible My Link Program Member: 8.99%
As Low As; Loan Amount: $2501 and Over
Eligible My Link Program Member: 9.24%
As Low As
Rates As Low As
As Low As; *
No additional details available.
Augusta Personal Loan Rates
As Low As
As Low As; Loan Amount: $2501 and Over
As Low As; Loan Amount: $2501 and Over
As Low As; Loan Amount: $2501 and Over
As Low As
As Low As; Loan Amount: $2501 and Over
As low as
As Low As; Loan Amount: $2501 and Over
Rates assume payments will be automatically deducted from an NBT Bank checking or money market account. Add .50% to the rate if the automatic payment feature is not selected. To qualify for this rate, the minimum loan amount is $4,000, minimum credit score is 730, and maximum term is 36 months. Call 800-628-2265 for the actual APR for your loan.
As Low As; Loan Amount: $2501 and Over
Eligible My Link Program Member: 8.99%
As Low As; Loan Amount: $2501 and Over
Eligible My Link Program Member: 9.24%
No additional details available.
Augusta Debt Consolidation Loan Rates
As Low As; APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
As low as 9.95%
As Low As; APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; *
Augusta Signature Loan Rates
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Augusta, ME Personal Loan Rate Trends
Compare local Augusta, ME personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Maine personal loan rates rose 1.049 points over the past 7 days to 11.844% APR.
Maine signature loan rates rose 0.023 points over the past 7 days to 11.299% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Augusta, Maine personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Augusta, Maine directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Augusta, Maine. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in ME.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Maine?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Maine?
Are credit unions or banks better for personal loans in Augusta, Maine?
What are the best personal loan rates in Augusta, Maine?
- Connected Credit Union: 4.50% (Recreational Loans 2020 & Newer)
- Kennebec Savings Bank: 6.50% (15 Loan)
- cPort Credit Union: 6.99% (Energy Loans)
- Skowhegan Savings Bank: 8.36% (Monthly Building Lot Loan)
- Brewer Federal Credit Union: 3.99% (New & Used Loan)
Personal Loan Calculators
