Best Personal Loan Rates in Lewiston, Maine (ME) - May 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Lewiston, Maine include: Maine Family Federal Credit UnionMaine Family Federal Credit Union555 Sabattus St, Lewiston, ME, 04240A+5.0 ★Texas Ratio: 1.39% offering Credit Builder Loans at 5.25% APR, Milestones Federal Credit UnionMilestones Federal Credit Union291 Pine St, Lewiston, ME, 04240A+5.0 ★Texas Ratio: 3.99% offering Unsecured Personal / Signature Loan at 5.99% APR, Lisbon Community Federal Credit UnionLisbon Community Federal Credit Union802 Sabattus St, Lewiston, ME, 04240A+5.0 ★Texas Ratio: 1.39% offering Personal Loans at 7.99% APR, Bangor Savings BankBangor Savings Bank882 Lisbon St, Lewiston, ME, 04240A+5.0 ★Texas Ratio: 2.55% offering Investment Property Loan at 8.75% APR, and Great Falls Regional Federal Credit UnionGreat Falls Regional Federal Credit Union34 Bates St, Lewiston, ME, 04240 7606A+5.0 ★Texas Ratio: 1.50% offering Unsecured Loan at 10.00% APR. Personal loan rates as of May 2, 2026 according to verified data from MonitorBankRates.
Lewiston has 6 local institutions in our database, with personal loan rates as low as 5.25% APR from Maine Family Federal Credit Union at 555 Sabattus St, Lewiston, ME, 04240. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Lewiston, Maine.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Lewiston, Maine. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: May 2, 2026
No additional details available.
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As Low As; APR* as low as 7.99%
Loan Amount ?$10,000; Collateral Type Investment Property (60% LTV) Max $250,000; (Prime + 2.00%)
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No additional details available.
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As Low As; 1 year term
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As Low As; Unsecured; 12 Months term
As Low As; 5 years term
$1000; Qualified My Linc Program
$500; Qualified My Linc Program
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A great low rate of 4.99% APR*; Freedom to borrow the amount you need up to $3,500
No additional details available.
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Tiered based on credit score. As of 6/13/25, subject to change at any time.
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Tiered based on credit score. As of 6/13/25, subject to change at any time.
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As Low As; Rates start at 6.75% APR*
No additional details available.
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As Low As; Your rate will be determined by your creditworthiness. 12 monthly payments of $86.52 per $1,000 borrowed at the As Low As rate and maximum term. Membership eligibility to join cPort is required.
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As Low As; *APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
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As Low As; Individual loan rates may vary based on credit worthiness, account relationships, loan-to-value and loan terms.
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As Low As; Loan Amount: $3,000 to $5,999
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As Low As; Loan Amount: $6,000 to $9,999
No additional details available.
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Tiered based on credit score. As of 6/13/25, subject to change at any time.
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As Low As; *APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
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As Low As; Loan Amount: $10,000 to $12,499
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As low as 7.75%
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As low as 7.85%
As low as 7.95%
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As Low As; APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
As low as 8.20%
As Low As; Loan Amount: $12,500 to $14,999
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No additional details available.
No additional details available.
As low as 8.49%
As Low As
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Tiered based on credit score. As of 6/13/25, subject to change at any time.
As Low As; APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; Loan Amount: $15,000 & up
As Low As
Eligible My Link Program Member; Credit Rating 720+
As Low As; *APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
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As Low As
As Low As; Terms from 6 to 60 months
Eligible My Link Program Member; Credit Rating 680-719
As low as 9.49%
Credit Rating 720+
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As Low As; *APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
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Credit Rating 680-719
As low as 9.74%
Eligible My Link Program Member; Credit Rating 640-679
As Low As; APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; *APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
As Low As; APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; Rates are fixed for the life of the loan.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
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Credit Rating 640-679
As Low As; $500-$25000 60 mos.
As Low As; APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
As Low As
As Low As; APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; Personal
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Eligible My Link Program Member; Credit Rating 600-639
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Credit Rating 600-639
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No additional details available.
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Credit Builder Loan provides funds for shared secured loan to help build or rebuild credit. Rates are effective 11/01/2023 and subject to change without notice. Fees, amount financed and actual term may affect the actual APR and rate of your loan. SVCU loans are done using risk-based pricing to determine the interest rate and are based on the borrowers term and credit worthiness. All rates and loans are subject to credit approval. Other terms and rates may be available. Contact an SVCU loan officer for more information.
No additional details available.
As Low As
Eligible My Link Program Member; Credit Rating 550-599
Credit Rating 550-599
For a 12-month, fixed-rate Whatever loan for $1,000, a member would pay 11 monthly payments of $90.44 each and a 12th payment of $90.34
As Low As; 12 Months
As Low As; APR* as low as 7.99%
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As low as 7.75%
As low as 7.85%
As low as 7.95%
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
As low as 8.20%
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As low as 8.49%
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
Eligible My Link Program Member; Credit Rating 720+
As Low As; Terms from 6 to 60 months
Eligible My Link Program Member; Credit Rating 680-719
Credit Rating 720+
As low as 9.49%
Credit Rating 680-719
As low as 9.74%
Eligible My Link Program Member; Credit Rating 640-679
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
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Credit Rating 640-679
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As Low As; $500-$25000 60 mos.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
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As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
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As Low As
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Eligible My Link Program Member; Credit Rating 600-639
Credit Rating 600-639
As Low As
No additional details available.
As Low As
Eligible My Link Program Member; Credit Rating 550-599
Credit Rating 550-599
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
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Lewiston, ME Personal Loan Rate Trends
Compare local Lewiston, ME personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Maine personal loan rates rose 0.244 points over the past 7 days to 10.923% APR.
Maine signature loan rates fell 0.145 points over the past 7 days to 11.024% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Maine?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Maine?
Are credit unions or banks better for personal loans in Lewiston, Maine?
What are the best personal loan rates in Lewiston, Maine?
- Maine Family Federal Credit Union: 5.25% (Credit Builder Loans)
- Milestones Federal Credit Union: 5.99% (Unsecured Personal / Signature Loan)
- Lisbon Community Federal Credit Union: 7.99% (Personal Loans)
- Bangor Savings Bank: 8.75% (Investment Property Loan)
- Great Falls Regional Federal Credit Union: 10.00% (Unsecured Loan)
Personal Loan Calculators
