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Best Personal Loan Rates in Rockville, Maryland (MD) - April 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Maryland borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
| ✓Fact Checked | Personal Loan Rates — Last Updated and Verified: April 19, 2026

Current personal loan options available to borrowers in Rockville, Maryland include: NATIONAL INSTITUTES OF HEALTHNATIONAL INSTITUTES OF HEALTH111 Rockville Pike Ste 500, Rockville, MD, 20850A+5.0 ★Texas Ratio: 2.03% offering VitaLoan at 6.74% APR, USALLIANCEUSALLIANCE1801 Research Blvd, Rockville, MD, 20850B4.5 ★Texas Ratio: 21.07% offering HELOAN - Primary Residence - 80% CLTV - 5 Year at 6.93% APR, SkyPoint Federal Credit UnionSkyPoint Federal Credit Union20 COURTHOUSE SQ Ste 101, ROCKVILLE, MD, 20850A5.0 ★Texas Ratio: 11.30% offering Holiday Loan at 6.99% APR, NASA Federal Credit UnionNASA Federal Credit Union1592B Rockville Pike Unit B, Rockville, MD, 20852 1602A+5.0 ★Texas Ratio: 4.88% offering Personal Loans at 7.44% APR, and Fulton BankFulton Bank1903 Research Blvd, Rockville, MD, 20850A+5.0 ★Texas Ratio: 4.98% offering Unsecured Optionline Tier 1 at 8.00% APR. Personal loan rates as of April 19, 2026 according to verified data from MonitorBankRates.

Rockville has 6 local institutions in our database, with personal loan rates as low as 6.74% APR from NATIONAL INSTITUTES OF HEALTH at 111 Rockville Pike Ste 500, Rockville, MD, 20850. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.

We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Rockville, Maryland.

Personal loan rates reflect recent market quotes and representative offers available to borrowers in Rockville, Maryland. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 19, 2026

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
NATIONAL INSTITUTES OF HEALTH
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
111 Rockville Pike Ste 500, Rockville, MD, 20850
VitaLoan
6.74%
View
▼
APR6.74%
Last UpdatedApril 22, 2026
Details

As Low As

USALLIANCE
Institution Rating:
B4.5 ★Texas Ratio: 21.07%
1801 Research Blvd, Rockville, MD, 20850
HELOAN - Primary Residence - 80% CLTV - 5 Year
6.93%
View
▼
APR6.93%
Last UpdatedApril 22, 2026
Details

As Low As

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.30%
20 COURTHOUSE SQ Ste 101, ROCKVILLE, MD, 20850
Holiday Loan
6.99%
View
▼
APR6.99%
Last UpdatedApril 22, 2026
Details

Loan amounts of $500 - $5,000

NASA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.88%
1592B Rockville Pike Unit B, Rockville, MD, 20852 1602
Personal Loans
7.44%
View
▼
APR7.44%
Last UpdatedApril 22, 2026
Details

As Low As

USALLIANCE
Institution Rating:
B4.5 ★Texas Ratio: 21.07%
1801 Research Blvd, Rockville, MD, 20850
HELOAN - Primary Residence - 80% CLTV - 10 Year
7.48%
View
▼
APR7.48%
Last UpdatedApril 22, 2026
Details

As Low As

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.30%
20 COURTHOUSE SQ Ste 101, ROCKVILLE, MD, 20850
Personal Loan
7.49%
View
▼
APR7.49%
Last UpdatedApril 22, 2026
Details

Loan amounts of $500 - $30,000

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.30%
20 COURTHOUSE SQ Ste 101, ROCKVILLE, MD, 20850
Personal loans
7.49%
View
▼
APR7.49%
Last UpdatedApril 22, 2026
Details

As Low As

NATIONAL INSTITUTES OF HEALTH
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
111 Rockville Pike Ste 500, Rockville, MD, 20850
Holiday Loan
7.49%
View
▼
APR7.49%
Last UpdatedApril 22, 2026
Details

As Low As

USALLIANCE
Institution Rating:
B4.5 ★Texas Ratio: 21.07%
1801 Research Blvd, Rockville, MD, 20850
HELOAN - Primary Residence - 90% CLTV - 5 Year
7.55%
View
▼
APR7.55%
Last UpdatedApril 22, 2026
Details

As Low As

USALLIANCE
Institution Rating:
B4.5 ★Texas Ratio: 21.07%
1801 Research Blvd, Rockville, MD, 20850
HELOAN - Primary Residence - 90% CLTV - 10 Year
7.98%
View
▼
APR7.98%
Last UpdatedApril 22, 2026
Details

As Low As

Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
1903 Research Blvd, Rockville, MD, 20850
Unsecured Optionline Tier 1
8.00%
View
▼
APR8.00%
Last UpdatedApril 22, 2026
Details

No additional details available.

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
2701 Tower Oaks Blvd, Rockville, MD, 20852
Signature
8.99%
View
▼
APR8.99%
Last UpdatedApril 22, 2026
Details

No additional details available.

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.30%
20 COURTHOUSE SQ Ste 101, ROCKVILLE, MD, 20850
Personal Loan
8.99%
View
▼
APR8.99%
Last UpdatedApril 22, 2026
Details

Loan amounts of $5,000 - $30,000

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.30%
20 COURTHOUSE SQ Ste 101, ROCKVILLE, MD, 20850
Pathway Loan
9.90%
View
▼
APR9.90%
Last UpdatedApril 22, 2026
Details

Loan amounts of $500 - $1,000

Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
1903 Research Blvd, Rockville, MD, 20850
Unsecured Optionline Tier 2
10.50%
View
▼
APR10.50%
Last UpdatedApril 22, 2026
Details

No additional details available.

Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
1903 Research Blvd, Rockville, MD, 20850
Personal Loan
11.74%
View
▼
APR11.74%
Last UpdatedApril 22, 2026
Details

No additional details available.

NATIONAL INSTITUTES OF HEALTH
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
111 Rockville Pike Ste 500, Rockville, MD, 20850
HELP Loan
18.00%
View
▼
APR18.00%
Last UpdatedApril 22, 2026
Details

No additional details available.

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.30%
20 COURTHOUSE SQ Ste 101, ROCKVILLE, MD, 20850
Flex Loan
28.00%
View
▼
APR28.00%
Last UpdatedApril 22, 2026
Details

No additional details available.

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
Share Pledge Loans
4.00%
View
▼
APR4.00%
Last UpdatedApril 22, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
Credit Builder Loan
4.50%
View
▼
APR4.50%
Last UpdatedApril 22, 2026
Details

No additional details available.

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
Refinance Loan
4.64%
View
▼
APR4.64%
Last UpdatedApril 22, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
Medical Degree Refinance Loan
4.80%
View
▼
APR4.80%
Last UpdatedApril 22, 2026
Details

As Low As

Atlantic Financial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.92%
Anything Loan
4.99%
View
▼
APR4.99%
Last UpdatedApril 22, 2026
Details

As Low As

Atlantic Financial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.92%
Debt Consolidation Loan
4.99%
View
▼
APR4.99%
Last UpdatedApril 22, 2026
Details

As Low As

Freedom Of Maryland Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.35%
Anything Loan
4.99%
View
▼
APR4.99%
Last UpdatedApril 22, 2026
Details

As Low As

Freedom Of Maryland Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.35%
Anything Loan (Terms to 60 months)
4.99%
View
▼
APR4.99%
Last UpdatedApril 22, 2026
Details

No additional details available.

Freedom Of Maryland Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.35%
Debt Consolidation Loan
4.99%
View
▼
APR4.99%
Last UpdatedApril 22, 2026
Details

As Low As

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.80%
Lot Loans
5.00%
View
▼
APR5.00%
Last UpdatedApril 22, 2026
Details

As Low As

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.80%
Lot Loans - 3 year balloon
5.00%
View
▼
APR5.00%
Last UpdatedApril 22, 2026
Details

As Low As

Har-co Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.97%
Limited Time Holiday Loan
5.24%
View
▼
APR5.24%
Last UpdatedApril 22, 2026
Details

This special low-rate loan is back for a limited time to help you spread out your holiday purchases. This simple 12-month low-rate loan is here to take the stress out of holiday shopping. Buy now, pay over 12 months.

Har-co Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.97%
Private School Loan
5.24%
View
▼
APR5.24%
Last UpdatedApril 22, 2026
Details

As Low As; Choosing the right PreK-12 school, daycare, or afterschool care is important. We're here to help finance your child's future. This loan covers everything from accredited schools such as The Highlands School to daycares and other private schools throughout Harford County.

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.80%
Lot Loans - 5 year balloon
5.50%
View
▼
APR5.50%
Last UpdatedApril 22, 2026
Details

As Low As

Har-co Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.97%
Personal Loan
5.74%
View
▼
APR5.74%
Last UpdatedApril 22, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
Holiday Loan
5.99%
View
▼
APR5.99%
Last UpdatedApril 22, 2026
Details

No additional details available.

Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
Holiday Loan Rate
5.99%
View
▼
APR5.99%
Last UpdatedApril 22, 2026
Details

No additional details available.

Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.92%
USDA Loans USDA
6.14%
View
▼
APR6.14%
Last UpdatedApril 22, 2026
Details

No additional details available.

Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★
Personal Loan
6.24%
View
▼
APR6.24%
Last UpdatedApril 22, 2026
Details

As Low As; Includes .25% auto pay rate discount.

Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★
Personal Loans
6.24%
View
▼
APR6.24%
Last UpdatedApril 22, 2026
Details

As Low As

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
Holiday Loan - Closed End
6.74%
View
▼
APR6.74%
Last UpdatedApril 22, 2026
Details

As Low As; Maximum loan amount $3,000 with a maximum term of 12 months. Payment sample: 12 monthly payments of $86.63/$1,000 borrowed.

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
Signature Loan
6.74%
View
▼
APR6.74%
Last UpdatedApril 22, 2026
Details

As Low As

None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Personal Signature
6.99%
View
▼
APR6.99%
Last UpdatedApril 22, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
Personal Loan
6.99%
View
▼
APR6.99%
Last UpdatedApril 22, 2026
Details

As Low As

Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
Unsecured, Bill Consolidation, Signature
6.99%
View
▼
APR6.99%
Last UpdatedApril 22, 2026
Details

As Low As

Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.92%
Tax Loan Special
6.99%
View
▼
APR6.99%
Last UpdatedApril 22, 2026
Details

As Low As

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
Loan
6.99%
View
▼
APR6.99%
Last UpdatedApril 22, 2026
Details

As Low As

InFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.55%
Personal Loan
6.99%
View
▼
APR6.99%
Last UpdatedApril 22, 2026
Details

As Low As

Democracy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
Move Me Loan Rate
7.00%
View
▼
APR7.00%
Last UpdatedApril 22, 2026
Details

No additional details available.

Jarrettsville Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 1.25%
Lot Loans - Balloon Loan
7.08%
View
▼
APR7.08%
Last UpdatedApril 22, 2026
Details

Amortization Period: 15 Years; % Down: 35%

FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
Personal Loans
7.15%
View
▼
APR7.15%
Last UpdatedApril 22, 2026
Details

No additional details available.

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
Loan
7.24%
View
▼
APR7.24%
Last UpdatedApril 22, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
Personal Loan
7.24%
View
▼
APR7.24%
Last UpdatedApril 22, 2026
Details

As Low As

Tower Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.36%
Signature Loan
7.24%
View
▼
APR7.24%
Last UpdatedApril 22, 2026
Details

As Low As

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
Signature Loan
7.24%
View
▼
APR7.24%
Last UpdatedApril 22, 2026
Details

As Low As

Treasury Department Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.28%
Holiday / Vacation Loan
7.25%
View
▼
APR7.25%
Last UpdatedApril 22, 2026
Details

As Low As; *APR (Annual Percentage Rate) is subject to change without notice. The quoted rate is the lowest available to qualified applicants without relationship pricing. The actual interest rate is based on individual credit history and relationship pricing.

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
Unsecured Loan
7.25%
View
▼
APR7.25%
Last UpdatedApril 22, 2026
Details

As Low As

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
Loan
7.49%
View
▼
APR7.49%
Last UpdatedApril 22, 2026
Details

As Low As

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
Unsecured Loan
7.50%
View
▼
APR7.50%
Last UpdatedApril 22, 2026
Details

As Low As

Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.92%
Construction Loan 12 Month
7.69%
View
▼
APR7.69%
Last UpdatedApril 22, 2026
Details

No additional details available.

Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
Personal Loan
7.74%
View
▼
APR7.74%
Last UpdatedApril 22, 2026
Details

As Low As

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
Signature Loan
7.74%
View
▼
APR7.74%
Last UpdatedApril 22, 2026
Details

As Low As

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
Loan
7.74%
View
▼
APR7.74%
Last UpdatedApril 22, 2026
Details

As Low As

POCU of Maryland
Institution Rating:
A+5.0 ★
Unsecured (Special)
7.85%
View
▼
APR7.85%
Last UpdatedApril 22, 2026
Details

No additional details available.

Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★
Personal Loan
7.94%
View
▼
APR7.94%
Last UpdatedApril 22, 2026
Details

As Low As; Includes .25% auto pay rate discount.

Democracy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
Personal Loan
7.99%
View
▼
APR7.99%
Last UpdatedApril 22, 2026
Details

As Low As

Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
Signature Loan
7.99%
View
▼
APR7.99%
Last UpdatedApril 22, 2026
Details

As Low As; Amount Financed up to $20,000

Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
Signature Loans
7.99%
View
▼
APR7.99%
Last UpdatedApril 22, 2026
Details

As Low As

Nymeo Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.40%
Personal Loan
7.99%
View
▼
APR7.99%
Last UpdatedApril 22, 2026
Details

As Low As

Tower Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.36%
Signature Loan
7.99%
View
▼
APR7.99%
Last UpdatedApril 22, 2026
Details

As Low As

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
Unsecured Loan
8.00%
View
▼
APR8.00%
Last UpdatedApril 22, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
Personal Loan
8.24%
View
▼
APR8.24%
Last UpdatedApril 22, 2026
Details

As Low As

Arundel Federal Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.48%
Lot Loan
8.26%
View
▼
APR8.26%
Last UpdatedApril 22, 2026
Details

No additional details available.

Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
Personal Loan
8.74%
View
▼
APR8.74%
Last UpdatedApril 22, 2026
Details

As Low As

Tower Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.36%
Signature Loan
8.74%
View
▼
APR8.74%
Last UpdatedApril 22, 2026
Details

As Low As

First Financial of Maryland FCU
Institution Rating:
A+5.0 ★
AnyTime Loans
8.90%
View
▼
APR8.90%
Last UpdatedApril 22, 2026
Details

As Low As

Baltimore County Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
Personal Loans
8.90%
View
▼
APR8.90%
Last UpdatedApril 22, 2026
Details

As Low As

Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★
Personal Loan
8.94%
View
▼
APR8.94%
Last UpdatedApril 22, 2026
Details

As Low As; Includes .25% auto pay rate discount.

None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Personal Signature
8.99%
View
▼
APR8.99%
Last UpdatedApril 22, 2026
Details

As Low As

Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
Unsecured, Bill Consolidation, Signature
8.99%
View
▼
APR8.99%
Last UpdatedApril 22, 2026
Details

As Low As

Vantage Point Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.90%
Personal/Unsecured Loans
8.99%
View
▼
APR8.99%
Last UpdatedApril 22, 2026
Details

As Low As

Nymeo Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.40%
Personal Loan
8.99%
View
▼
APR8.99%
Last UpdatedApril 22, 2026
Details

As Low As

Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.92%
American Freedom Loan
9.00%
View
▼
APR9.00%
Last UpdatedApril 22, 2026
Details

As Low As; Borrower must have at least three years of job history.

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
One-Payment Loans
9.00%
View
▼
APR9.00%
Last UpdatedApril 22, 2026
Details

As Low As

Bull Dog Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
Signature (unsecured)
9.00%
View
▼
APR9.00%
Last UpdatedApril 22, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
Personal Loan
9.24%
View
▼
APR9.24%
Last UpdatedApril 22, 2026
Details

As Low As

Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
Unsecured, Bill Consolidation, Signature
9.25%
View
▼
APR9.25%
Last UpdatedApril 22, 2026
Details

As Low As

FedChoice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.41%
Loan Amounts to
9.25%
View
▼
APR9.25%
Last UpdatedApril 22, 2026
Details

$35,000; As Low As; APR is based on evaluation of applicant's credit. Your actual APR may vary. Not all will qualify for the lowest rate. Not all will be approved.

FedChoice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.41%
Personal Loan
9.25%
View
▼
APR9.25%
Last UpdatedApril 22, 2026
Details

As Low As

Bull Dog Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
Signature (unsecured)
9.25%
View
▼
APR9.25%
Last UpdatedApril 22, 2026
Details

As Low As

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
Bill Consolidation Loan - Closed End
9.49%
View
▼
APR9.49%
Last UpdatedApril 22, 2026
Details

As Low As

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
Personal Signature Loan - Closed Fixed APR as low as
9.49%
View
▼
APR9.49%
Last UpdatedApril 22, 2026
Details

As Low As

Washington County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
Personal
9.50%
View
▼
APR9.50%
Last UpdatedApril 22, 2026
Details

As Low As; 5 YEARS

Washington County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
Personal Loan
9.50%
View
▼
APR9.50%
Last UpdatedApril 22, 2026
Details

As Low As

Bull Dog Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
PC Loan
9.50%
View
▼
APR9.50%
Last UpdatedApril 22, 2026
Details

No additional details available.

Bull Dog Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
PC Loan (max 36 mo. term)
9.50%
View
▼
APR9.50%
Last UpdatedApril 22, 2026
Details

No additional details available.

Bull Dog Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
Signature (unsecured)
9.50%
View
▼
APR9.50%
Last UpdatedApril 22, 2026
Details

As Low As

POCU of Maryland
Institution Rating:
A+5.0 ★
Unsecured
9.55%
View
▼
APR9.55%
Last UpdatedApril 22, 2026
Details

No additional details available.

Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.64%
Signature Loan
9.75%
View
▼
APR9.75%
Last UpdatedApril 22, 2026
Details

As Low As; *Loan rate for the Signature Loan shown is the lowest rate for the product advertised and would require Auto Pay.

First Financial of Maryland FCU
Institution Rating:
A+5.0 ★
AnyTime Loans
9.90%
View
▼
APR9.90%
Last UpdatedApril 22, 2026
Details

As Low As

Agriculture Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.89%
Personal Loan Fixed
9.99%
View
▼
APR9.99%
Last UpdatedApril 22, 2026
Details

As Low As

None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Personal Signature
9.99%
View
▼
APR9.99%
Last UpdatedApril 22, 2026
Details

As Low As

U S POSTAL SERVICE
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
Signature
9.99%
View
▼
APR9.99%
Last UpdatedApril 22, 2026
Details

As Low As

First Peoples Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
Personal Loan
9.99%
View
▼
APR9.99%
Last UpdatedApril 22, 2026
Details

As Low As

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.88%
Signature / Personal Loan
9.99%
View
▼
APR9.99%
Last UpdatedApril 22, 2026
Details

As Low As; Months

Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.79%
Personal Loans
9.99%
View
▼
APR9.99%
Last UpdatedApril 22, 2026
Details

As Low As

Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
Personal Loans 12 Months
9.99%
View
▼
APR9.99%
Last UpdatedApril 22, 2026
Details

As Low As

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
Signature Loan
10.00%
View
▼
APR10.00%
Last UpdatedApril 22, 2026
Details

As Low As

WSSC Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.05%
Debt Consolidation
10.00%
View
▼
APR10.00%
Last UpdatedApril 22, 2026
Details

As Low As

SPECTRA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Personal Loan
10.00%
View
▼
APR10.00%
Last UpdatedApril 22, 2026
Details

As Low As

Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★
Personal Loan
10.19%
View
▼
APR10.19%
Last UpdatedApril 22, 2026
Details

As Low As; Includes .25% auto pay rate discount.

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
Signature Loan
10.25%
View
▼
APR10.25%
Last UpdatedApril 22, 2026
Details

As Low As

Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
1040 Tax Loan SPECIAL
10.40%
View
▼
APR10.40%
Last UpdatedApril 22, 2026
Details

As Low As; Terms up to 1040 days

Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★
Personal Loan
10.44%
View
▼
APR10.44%
Last UpdatedApril 22, 2026
Details

As Low As; Includes .25% auto pay rate discount.

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.88%
Signature / Personal Loan
10.49%
View
▼
APR10.49%
Last UpdatedApril 22, 2026
Details

As Low As; Months

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
Personal Loan
10.49%
View
▼
APR10.49%
Last UpdatedApril 22, 2026
Details

No additional details available.

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.80%
Signature Loans
10.49%
View
▼
APR10.49%
Last UpdatedApril 22, 2026
Details

As Low As

Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
Personal Loans 24 Months
10.49%
View
▼
APR10.49%
Last UpdatedApril 22, 2026
Details

As Low As

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
Signature Loan
10.50%
View
▼
APR10.50%
Last UpdatedApril 22, 2026
Details

As Low As

Bull Dog Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
Signature (unsecured) up to 36 months
10.75%
View
▼
APR10.75%
Last UpdatedApril 22, 2026
Details

As Low As

First Financial of Maryland FCU
Institution Rating:
A+5.0 ★
AnyTime Loans
10.90%
View
▼
APR10.90%
Last UpdatedApril 22, 2026
Details

As Low As

Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
Personal Loans 36 Months
10.99%
View
▼
APR10.99%
Last UpdatedApril 22, 2026
Details

As Low As

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.88%
Signature / Personal Loan
10.99%
View
▼
APR10.99%
Last UpdatedApril 22, 2026
Details

As Low As; Months

Howard County Education Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.65%
Platinum Loan
10.99%
View
▼
APR10.99%
Last UpdatedApril 22, 2026
Details

$10,001 - $20,000

Howard County Education Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.65%
Vacation Loan
10.99%
View
▼
APR10.99%
Last UpdatedApril 22, 2026
Details

Amount: $1,001 - $6,000

Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.92%
Any Reason Loan
11.00%
View
▼
APR11.00%
Last UpdatedApril 22, 2026
Details

As Low As

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
Signature Loan
11.00%
View
▼
APR11.00%
Last UpdatedApril 22, 2026
Details

As Low As

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.88%
Signature / Personal Loan
11.00%
View
▼
APR11.00%
Last UpdatedApril 22, 2026
Details

As Low As; Months

Bull Dog Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
Signature (unsecured) 37-48 months
11.00%
View
▼
APR11.00%
Last UpdatedApril 22, 2026
Details

As Low As

Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
Unsecured, Bill Consolidation, Signature
11.25%
View
▼
APR11.25%
Last UpdatedApril 22, 2026
Details

As Low As

FedChoice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.41%
Loan Amounts to
11.25%
View
▼
APR11.25%
Last UpdatedApril 22, 2026
Details

$35,000; As Low As; APR is based on evaluation of applicant's credit. Your actual APR may vary. Not all will qualify for the lowest rate. Not all will be approved.

Bull Dog Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
Signature (unsecured) 49-60 months
11.25%
View
▼
APR11.25%
Last UpdatedApril 22, 2026
Details

As Low As

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
Personal Loan
11.49%
View
▼
APR11.49%
Last UpdatedApril 22, 2026
Details

No additional details available.

Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
Personal Loan
11.49%
View
▼
APR11.49%
Last UpdatedApril 22, 2026
Details

As Low As

Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
Personal Loans 60 Months
11.49%
View
▼
APR11.49%
Last UpdatedApril 22, 2026
Details

As Low As

Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
Personal Loans 48 Months
11.49%
View
▼
APR11.49%
Last UpdatedApril 22, 2026
Details

As Low As

Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
Unsecured, Bill Consolidation, Signature
11.50%
View
▼
APR11.50%
Last UpdatedApril 22, 2026
Details

As Low As

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
Signature Loan
11.75%
View
▼
APR11.75%
Last UpdatedApril 22, 2026
Details

As Low As

WSSC Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.05%
Signature
11.75%
View
▼
APR11.75%
Last UpdatedApril 22, 2026
Details

As Low As

First Financial of Maryland FCU
Institution Rating:
A+5.0 ★
AnyTime Loans
11.90%
View
▼
APR11.90%
Last UpdatedApril 22, 2026
Details

As Low As

Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
Emergency Loan
11.99%
View
▼
APR11.99%
Last UpdatedApril 22, 2026
Details

As Low As

Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
Personal/Signature Loans
11.99%
View
▼
APR11.99%
Last UpdatedApril 22, 2026
Details

As Low As

WSSC Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.05%
Debt Consolidation
12.00%
View
▼
APR12.00%
Last UpdatedApril 22, 2026
Details

As Low As

APL Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
Personal Loan (variable)
12.50%
View
▼
APR12.50%
Last UpdatedApril 22, 2026
Details

No additional details available.

Money One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.79%
Signature (fixed)
12.70%
View
▼
APR12.70%
Last UpdatedApril 22, 2026
Details

All personal loans that are approved in the amount of $2,999.00 or less will be granted at an 18.00% APR.

Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
Personal Loans 72 Months
12.99%
View
▼
APR12.99%
Last UpdatedApril 22, 2026
Details

As Low As

Howard County Education Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.65%
Vacation Loan
12.99%
View
▼
APR12.99%
Last UpdatedApril 22, 2026
Details

Amount: $1,001 - $6,000

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
Signature Loan
13.00%
View
▼
APR13.00%
Last UpdatedApril 22, 2026
Details

As Low As

Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.92%
Signature Loans
13.25%
View
▼
APR13.25%
Last UpdatedApril 22, 2026
Details

As Low As

Howard County Education Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.65%
Honey Pot Money Loan
13.90%
View
▼
APR13.90%
Last UpdatedApril 22, 2026
Details

No additional details available.

Howard County Education Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.65%
Vacation Loan
13.99%
View
▼
APR13.99%
Last UpdatedApril 22, 2026
Details

Amount: $1,001 - $6,000

State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.38%
Signature Loan
14.49%
View
▼
APR14.49%
Last UpdatedApril 22, 2026
Details

No additional details available.

Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
Express Signature Loans
17.37%
View
▼
APR17.37%
Last UpdatedApril 22, 2026
Details

As Low As

Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
Buy Now, Pay Later Loyalty Loan
18.00%
View
▼
APR18.00%
Last UpdatedApril 22, 2026
Details

As Low As; Amount Financed $400.00

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
NASA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.88%
1592B Rockville Pike Unit B, Rockville, MD, 20852 1602
Personal Loans
7.44%
View
▼
APR7.44%
Last UpdatedApril 22, 2026
Details

As Low As

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.30%
20 COURTHOUSE SQ Ste 101, ROCKVILLE, MD, 20850
Personal Loan
7.49%
View
▼
APR7.49%
Last UpdatedApril 22, 2026
Details

Loan amounts of $500 - $30,000

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.30%
20 COURTHOUSE SQ Ste 101, ROCKVILLE, MD, 20850
Personal loans
7.49%
View
▼
APR7.49%
Last UpdatedApril 22, 2026
Details

As Low As

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.30%
20 COURTHOUSE SQ Ste 101, ROCKVILLE, MD, 20850
Personal Loan
8.99%
View
▼
APR8.99%
Last UpdatedApril 22, 2026
Details

Loan amounts of $5,000 - $30,000

Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
1903 Research Blvd, Rockville, MD, 20850
Personal Loan
11.74%
View
▼
APR11.74%
Last UpdatedApril 22, 2026
Details

No additional details available.

Har-co Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.97%
Personal Loan
5.74%
View
▼
APR5.74%
Last UpdatedApril 22, 2026
Details

As Low As

Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★
Personal Loan
6.24%
View
▼
APR6.24%
Last UpdatedApril 22, 2026
Details

As Low As; Includes .25% auto pay rate discount.

Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★
Personal Loans
6.24%
View
▼
APR6.24%
Last UpdatedApril 22, 2026
Details

As Low As

InFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.55%
Personal Loan
6.99%
View
▼
APR6.99%
Last UpdatedApril 22, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
Personal Loan
6.99%
View
▼
APR6.99%
Last UpdatedApril 22, 2026
Details

As Low As

FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
Personal Loans
7.15%
View
▼
APR7.15%
Last UpdatedApril 22, 2026
Details

No additional details available.

Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
Personal Loan
7.24%
View
▼
APR7.24%
Last UpdatedApril 22, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
Personal Loan
7.74%
View
▼
APR7.74%
Last UpdatedApril 22, 2026
Details

As Low As

Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★
Personal Loan
7.94%
View
▼
APR7.94%
Last UpdatedApril 22, 2026
Details

As Low As; Includes .25% auto pay rate discount.

Democracy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
Personal Loan
7.99%
View
▼
APR7.99%
Last UpdatedApril 22, 2026
Details

As Low As

Nymeo Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.40%
Personal Loan
7.99%
View
▼
APR7.99%
Last UpdatedApril 22, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
Personal Loan
8.24%
View
▼
APR8.24%
Last UpdatedApril 22, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
Personal Loan
8.74%
View
▼
APR8.74%
Last UpdatedApril 22, 2026
Details

As Low As

Baltimore County Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
Personal Loans
8.90%
View
▼
APR8.90%
Last UpdatedApril 22, 2026
Details

As Low As

Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★
Personal Loan
8.94%
View
▼
APR8.94%
Last UpdatedApril 22, 2026
Details

As Low As; Includes .25% auto pay rate discount.

Nymeo Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.40%
Personal Loan
8.99%
View
▼
APR8.99%
Last UpdatedApril 22, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
Personal Loan
9.24%
View
▼
APR9.24%
Last UpdatedApril 22, 2026
Details

As Low As

FedChoice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.41%
Personal Loan
9.25%
View
▼
APR9.25%
Last UpdatedApril 22, 2026
Details

As Low As

Washington County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
Personal Loan
9.50%
View
▼
APR9.50%
Last UpdatedApril 22, 2026
Details

As Low As

Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
Personal Loans 12 Months
9.99%
View
▼
APR9.99%
Last UpdatedApril 22, 2026
Details

As Low As

Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.79%
Personal Loans
9.99%
View
▼
APR9.99%
Last UpdatedApril 22, 2026
Details

As Low As

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.88%
Signature / Personal Loan
9.99%
View
▼
APR9.99%
Last UpdatedApril 22, 2026
Details

As Low As; Months

First Peoples Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
Personal Loan
9.99%
View
▼
APR9.99%
Last UpdatedApril 22, 2026
Details

As Low As

Agriculture Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.89%
Personal Loan Fixed
9.99%
View
▼
APR9.99%
Last UpdatedApril 22, 2026
Details

As Low As

SPECTRA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Personal Loan
10.00%
View
▼
APR10.00%
Last UpdatedApril 22, 2026
Details

As Low As

Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★
Personal Loan
10.19%
View
▼
APR10.19%
Last UpdatedApril 22, 2026
Details

As Low As; Includes .25% auto pay rate discount.

Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★
Personal Loan
10.44%
View
▼
APR10.44%
Last UpdatedApril 22, 2026
Details

As Low As; Includes .25% auto pay rate discount.

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
Personal Loan
10.49%
View
▼
APR10.49%
Last UpdatedApril 22, 2026
Details

No additional details available.

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.88%
Signature / Personal Loan
10.49%
View
▼
APR10.49%
Last UpdatedApril 22, 2026
Details

As Low As; Months

Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
Personal Loans 24 Months
10.49%
View
▼
APR10.49%
Last UpdatedApril 22, 2026
Details

As Low As

Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
Personal Loans 36 Months
10.99%
View
▼
APR10.99%
Last UpdatedApril 22, 2026
Details

As Low As

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.88%
Signature / Personal Loan
10.99%
View
▼
APR10.99%
Last UpdatedApril 22, 2026
Details

As Low As; Months

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.88%
Signature / Personal Loan
11.00%
View
▼
APR11.00%
Last UpdatedApril 22, 2026
Details

As Low As; Months

Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
Personal Loans 48 Months
11.49%
View
▼
APR11.49%
Last UpdatedApril 22, 2026
Details

As Low As

Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
Personal Loans 60 Months
11.49%
View
▼
APR11.49%
Last UpdatedApril 22, 2026
Details

As Low As

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
Personal Loan
11.49%
View
▼
APR11.49%
Last UpdatedApril 22, 2026
Details

No additional details available.

Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
Personal Loan
11.49%
View
▼
APR11.49%
Last UpdatedApril 22, 2026
Details

As Low As

APL Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
Personal Loan (variable)
12.50%
View
▼
APR12.50%
Last UpdatedApril 22, 2026
Details

No additional details available.

Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
Personal Loans 72 Months
12.99%
View
▼
APR12.99%
Last UpdatedApril 22, 2026
Details

As Low As

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Atlantic Financial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.92%
Debt Consolidation Loan
4.99%
View
▼
APR4.99%
Last UpdatedApril 22, 2026
Details

As Low As

Freedom Of Maryland Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.35%
Debt Consolidation Loan
4.99%
View
▼
APR4.99%
Last UpdatedApril 22, 2026
Details

As Low As

WSSC Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.05%
Debt Consolidation
10.00%
View
▼
APR10.00%
Last UpdatedApril 22, 2026
Details

As Low As

WSSC Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.05%
Debt Consolidation
12.00%
View
▼
APR12.00%
Last UpdatedApril 22, 2026
Details

As Low As

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
2701 Tower Oaks Blvd, Rockville, MD, 20852
Signature
8.99%
View
▼
APR8.99%
Last UpdatedApril 22, 2026
Details

No additional details available.

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
Signature Loan
6.74%
View
▼
APR6.74%
Last UpdatedApril 22, 2026
Details

As Low As

Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
Unsecured, Bill Consolidation, Signature
6.99%
View
▼
APR6.99%
Last UpdatedApril 22, 2026
Details

As Low As

None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Personal Signature
6.99%
View
▼
APR6.99%
Last UpdatedApril 22, 2026
Details

As Low As

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
Signature Loan
7.24%
View
▼
APR7.24%
Last UpdatedApril 22, 2026
Details

As Low As

Tower Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.36%
Signature Loan
7.24%
View
▼
APR7.24%
Last UpdatedApril 22, 2026
Details

As Low As

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
Signature Loan
7.74%
View
▼
APR7.74%
Last UpdatedApril 22, 2026
Details

As Low As

Tower Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.36%
Signature Loan
7.99%
View
▼
APR7.99%
Last UpdatedApril 22, 2026
Details

As Low As

Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
Signature Loans
7.99%
View
▼
APR7.99%
Last UpdatedApril 22, 2026
Details

As Low As

Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
Signature Loan
7.99%
View
▼
APR7.99%
Last UpdatedApril 22, 2026
Details

As Low As; Amount Financed up to $20,000

Tower Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.36%
Signature Loan
8.74%
View
▼
APR8.74%
Last UpdatedApril 22, 2026
Details

As Low As

Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
Unsecured, Bill Consolidation, Signature
8.99%
View
▼
APR8.99%
Last UpdatedApril 22, 2026
Details

As Low As

None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Personal Signature
8.99%
View
▼
APR8.99%
Last UpdatedApril 22, 2026
Details

As Low As

Bull Dog Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
Signature (unsecured)
9.00%
View
▼
APR9.00%
Last UpdatedApril 22, 2026
Details

As Low As

Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
Unsecured, Bill Consolidation, Signature
9.25%
View
▼
APR9.25%
Last UpdatedApril 22, 2026
Details

As Low As

Bull Dog Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
Signature (unsecured)
9.25%
View
▼
APR9.25%
Last UpdatedApril 22, 2026
Details

As Low As

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
Personal Signature Loan - Closed Fixed APR as low as
9.49%
View
▼
APR9.49%
Last UpdatedApril 22, 2026
Details

As Low As

Bull Dog Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
Signature (unsecured)
9.50%
View
▼
APR9.50%
Last UpdatedApril 22, 2026
Details

As Low As

Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.64%
Signature Loan
9.75%
View
▼
APR9.75%
Last UpdatedApril 22, 2026
Details

As Low As; *Loan rate for the Signature Loan shown is the lowest rate for the product advertised and would require Auto Pay.

U S POSTAL SERVICE
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
Signature
9.99%
View
▼
APR9.99%
Last UpdatedApril 22, 2026
Details

As Low As

None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Personal Signature
9.99%
View
▼
APR9.99%
Last UpdatedApril 22, 2026
Details

As Low As

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.88%
Signature / Personal Loan
9.99%
View
▼
APR9.99%
Last UpdatedApril 22, 2026
Details

As Low As; Months

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
Signature Loan
10.00%
View
▼
APR10.00%
Last UpdatedApril 22, 2026
Details

As Low As

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
Signature Loan
10.25%
View
▼
APR10.25%
Last UpdatedApril 22, 2026
Details

As Low As

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.80%
Signature Loans
10.49%
View
▼
APR10.49%
Last UpdatedApril 22, 2026
Details

As Low As

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.88%
Signature / Personal Loan
10.49%
View
▼
APR10.49%
Last UpdatedApril 22, 2026
Details

As Low As; Months

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
Signature Loan
10.50%
View
▼
APR10.50%
Last UpdatedApril 22, 2026
Details

As Low As

Bull Dog Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
Signature (unsecured) up to 36 months
10.75%
View
▼
APR10.75%
Last UpdatedApril 22, 2026
Details

As Low As

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.88%
Signature / Personal Loan
10.99%
View
▼
APR10.99%
Last UpdatedApril 22, 2026
Details

As Low As; Months

Bull Dog Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
Signature (unsecured) 37-48 months
11.00%
View
▼
APR11.00%
Last UpdatedApril 22, 2026
Details

As Low As

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.88%
Signature / Personal Loan
11.00%
View
▼
APR11.00%
Last UpdatedApril 22, 2026
Details

As Low As; Months

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
Signature Loan
11.00%
View
▼
APR11.00%
Last UpdatedApril 22, 2026
Details

As Low As

Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
Unsecured, Bill Consolidation, Signature
11.25%
View
▼
APR11.25%
Last UpdatedApril 22, 2026
Details

As Low As

Bull Dog Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
Signature (unsecured) 49-60 months
11.25%
View
▼
APR11.25%
Last UpdatedApril 22, 2026
Details

As Low As

Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
Unsecured, Bill Consolidation, Signature
11.50%
View
▼
APR11.50%
Last UpdatedApril 22, 2026
Details

As Low As

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
Signature Loan
11.75%
View
▼
APR11.75%
Last UpdatedApril 22, 2026
Details

As Low As

WSSC Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.05%
Signature
11.75%
View
▼
APR11.75%
Last UpdatedApril 22, 2026
Details

As Low As

Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
Personal/Signature Loans
11.99%
View
▼
APR11.99%
Last UpdatedApril 22, 2026
Details

As Low As

Money One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.79%
Signature (fixed)
12.70%
View
▼
APR12.70%
Last UpdatedApril 22, 2026
Details

All personal loans that are approved in the amount of $2,999.00 or less will be granted at an 18.00% APR.

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
Signature Loan
13.00%
View
▼
APR13.00%
Last UpdatedApril 22, 2026
Details

As Low As

Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.92%
Signature Loans
13.25%
View
▼
APR13.25%
Last UpdatedApril 22, 2026
Details

As Low As

State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.38%
Signature Loan
14.49%
View
▼
APR14.49%
Last UpdatedApril 22, 2026
Details

No additional details available.

Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
Express Signature Loans
17.37%
View
▼
APR17.37%
Last UpdatedApril 22, 2026
Details

As Low As

No home improvement personal loan rates found in Rockville, MD currently.

Rockville, MD Personal Loan Rate Trends

Compare local Rockville, MD personal loan rates against the statewide average

Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Maryland Personal Loan Trends →
Personal Loan — MD Avg
8.983%
▼ 0.352 vs 7 days ago

Maryland personal loan rates fell 0.352 points over the past 7 days to 8.983% APR.

Signature Loan — MD Avg
10.385%
▲ 0.193 vs 7 days ago

Maryland signature loan rates rose 0.193 points over the past 7 days to 10.385% APR.

As of Apr 22, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Frequently Asked Questions

What credit score do I need for a personal loan in Maryland?

Most lenders in Rockville, Maryland require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Maryland often have more flexible requirements than traditional banks.

What is the difference between secured and unsecured personal loans?

Unsecured personal loans in Rockville, Maryland require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.

Can I use a personal loan for debt consolidation in Maryland?

Yes. Debt consolidation is one of the most common uses of personal loans in Rockville, Maryland. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.

Are credit unions or banks better for personal loans in Rockville, Maryland?

Credit unions in Rockville, Maryland often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.

What are the best personal loan rates in Rockville, Maryland?

  • NATIONAL INSTITUTES OF HEALTH: 6.74% (VitaLoan)
  • USALLIANCE: 6.93% (HELOAN - Primary Residence - 80% CLTV - 5 Year)
  • SkyPoint Federal Credit Union: 6.99% (Holiday Loan)
  • NASA Federal Credit Union: 7.44% (Personal Loans)
  • Fulton Bank: 8.00% (Unsecured Optionline Tier 1)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Rockville, Maryland. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 19, 2026.

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