Best Personal Loan Rates in Clarkston, Michigan (MI) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Clarkston, Michigan include: Genisys Credit UnionGenisys Credit Union7357 Deer Lake Rd, Clarkston, MI, 48346 1214A+5.0 ★Texas Ratio: 5.03% offering Credit Builder Loan at 5.74% APR, Michigan State University Federal Credit UnionMichigan State University Federal Credit Union6051 Sashabaw Rd, Clarkston, MI, 48346A5.0 ★Texas Ratio: 9.68% offering Green & White Loan at 7.00% APR, Vibe Credit UnionVibe Credit Union6580 Dixie Hwy, Clarkston, MI, 48346 3419A+5.0 ★Texas Ratio: 5.71% offering Personal Term Loan at 11.24% APR, Dort Financial Credit UnionDort Financial Credit Union5750 Baypointe Blvd, Clarkston, MI, 48346 3192A+5.0 ★Texas Ratio: 5.65% offering Signature Loans at 11.99% APR, and Route 31 Federal Credit UnionRoute 31 Federal Credit UnionA+5.0 ★Texas Ratio: 2.54% offering Expressway Loans at 3.99% APR. Personal loan rates as of April 27, 2026 according to verified data from MonitorBankRates.
Clarkston has 4 local institutions in our database, with personal loan rates as low as 5.74% APR from Genisys Credit Union at 7357 Deer Lake Rd, Clarkston, MI, 48346 1214. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Clarkston, Michigan.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Clarkston, Michigan. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 27, 2026
As Low As; Proof of Income is required.
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As Low As; A minimum of 20% down payment is required. Loans are not eligible for discounts, GAP, MRC or credit life/disability. Maximum Secured Loan $40,000, Maximum aggregate loan amount not to exceed $49,999
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As Low As; A minimum of 20% down payment is required. Loans are not eligible for discounts, GAP, MRC or credit life/disability. Maximum total loan aggregate can not exceed $49,999.
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As Low As; *Annual Percentage Rates (APR) and terms may vary depending upon payment protection package, and Direct Deposit of payroll, social security or retirement with AutoPay set up from a Genisys checking or savings account. Must be Genisys Credit Union member for at least 3 months. Proof of Income is required.
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As Low As; *Approximate monthly payment would be $91.49 for $1,000 borrowed at 17.64% APR for 12 months. APR is annual percentage yield. Must have direct deposits of at least $1,500 per month deposited to a Genisys Credit Union account for the three months prior to application. Must be a member in good standing and not have any current loan delinquency or negative deposit account balance with Genisys Credit Union at the time of application. Direct deposit required, automatic payment encouraged. Only one Express Loan can be open at a time. No more than 3 new Express Loans in a six month rolling period. Limited time offer. Other rules and restrictions apply.
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Use your money on deposit as security for a great rate
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Supporting our community through flood & storm recovery.
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Must provide travel itinerary
This APR will vary with the market based on the dividend rate.
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Technology Loan
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Rates are determined by the repayment terms; Loan proceeds to be paid directly to contractor.
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Months (75% of stock value)
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As Low As; Lower rates than typical credit cards (starting at 6.99% APR)
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Credit Score: 800+; Rate with 0% Down: 7.50%
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Credit Score: 750-799; Rate with 0% Down: 8.00%
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Credit Score: 700-749; Rate with 0% Down: 8.50%
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TERMS UP TO 60 MONTHS
Loan Payment Calculator
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Valid through April 30
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Clarkston, MI Personal Loan Rate Trends
Compare local Clarkston, MI personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Michigan personal loan rates rose 0.080 points over the past 7 days to 11.623% APR.
Michigan signature loan rates rose 0.013 points over the past 7 days to 11.347% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Michigan?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Michigan?
Are credit unions or banks better for personal loans in Clarkston, Michigan?
What are the best personal loan rates in Clarkston, Michigan?
- Genisys Credit Union: 5.74% (Credit Builder Loan)
- Michigan State University Federal Credit Union: 7.00% (Green & White Loan)
- Vibe Credit Union: 11.24% (Personal Term Loan)
- Dort Financial Credit Union: 11.99% (Signature Loans)
- Route 31 Federal Credit Union: 3.99% (Expressway Loans)
Personal Loan Calculators
