Best Personal Loan Rates in Davison, Michigan - July 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Davison, Michigan include: ELGA Credit UnionELGA Credit Union8415 Davison Rd, Davison, MI, 48423A+5.0 ★Texas Ratio: 4.95% offering Any Moment Loan at 4.50% APR, Financial Plus Credit Union Flint, MIFinancial Plus Credit Union Flint, MI8075 Lapeer Rd, Davison, MI, 48423 2529A+5.0 ★Texas Ratio: 3.02% offering Personal Loan at 11.74% APR, Dort Financial Credit UnionDort Financial Credit Union1441 S State Rd, DAVISON, MI, 48423 1911A+5.0 ★Texas Ratio: 5.35% offering Signature Loans at 11.99% APR, Genisys Credit UnionGenisys Credit UnionA+5.0 ★Texas Ratio: 4.68% offering Transfer Balances & Save Money Loan at 3.99% APR, and Route 31 Federal Credit UnionRoute 31 Federal Credit UnionA+5.0 ★Texas Ratio: 2.48% offering Expressway Loans at 3.99% APR. Personal loan rates as of July 6, 2026 according to verified data from MonitorBankRates.
Davison has 3 local institutions in our database, with personal loan rates as low as 4.50% APR from ELGA Credit Union at 8415 Davison Rd, Davison, MI, 48423. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Davison, Michigan.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Davison, Michigan. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: July 6, 2026
Davison Personal Loan Rates
As Low As
As Low As
As low as 6.625%
As low as 6.625%
As low as 6.625%
As low as 7.500%
As Low As
As Low As; Loyalty Discount**
No additional details available.
As Low As; Loyalty Discount**
As Low As; Loyalty Discount**
As Low As; Loyalty Discount**
As Low As; Loyalty Discount**
As Low As; Loyalty Discount**
As Low As; Loyalty Discount**
As low as; APR is Annual Percentage Rate. Click for details.
As Low As
No additional details available.
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As Low As; Rate subject to risk adjustment. Credit restrictions apply.
As low as; Members who set up an active checking account can qualify for a 0.50% discount off the posted rate tiers (for auto and recreational). Integra First defines an active checking account as one set up with direct deposit and auto pay on the loan.
No additional details available.
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No additional details available.
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As Low As; Loan Amount: $1,000
No additional details available.
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As Low As; Rates based on credit score.
No additional details available.
As Low As; APR*
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As Low As; Rate subject to risk adjustment. Credit restrictions apply.
As Low As
As Low As
As Low As; Up to 60
As Low As
As Low As
0.00% for first 90 days.
No additional details available.
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Must provide travel itinerary
Our 84 month vehicle loan product is for loans greater than or equal to $40,000.00 and for vehicles classified as a brand new vehicle.
No additional details available.
No additional details available.
No additional details available.
As Low As; Rates based on credit score.
loan values over $40,000
No additional details available.
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Spring into Retirement
No additional details available.
As Low As
As Low As
Rates listed above are estimates, and may vary by term selected. For 2024 and newer vehicles.
As Low As;*
As Low As
No additional details available.
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Amount: $20,000.00 and Over
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20% Down Payment
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As Low As; Rates based on credit score.
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All rates are based on 725 credit score.
Rates are determined by the repayment terms Loan proceeds to be paid directly to contractor.
No additional details available.
5% Down Payment
No additional details available.
No additional details available.
As Low As; APR*
As Low As; Rates based on credit score.
As Low As; APR*
No additional details available.
As Low As*; Annual Percentage Yield designated as APR. Rates, terms and availability of product subject to change without notice. Proof of Income is required. Approximate monthly payment would be $85.95 per $1,000 borrowed at 5.74% for 12 months.
No additional details available.
Credit Score: 700-800
No additional details available.
No additional details available.
Amount: $30,000.00 and Over
No additional details available.
Secured Loan Pricing - Base Rates (as low as). Certain Restrictions Apply on Closed End Signature Loans
As Low As
Secured Loan Pricing - Base Rates (as low as)
As Low As
Includes Lawn & Garden, ATV, Snowmobile, Off-Road Motorcycle-Wheeler & Side-by-sides
No additional details available.
Includes Lawn & Garden, ATV, Snowmobile, Off-Road Motorcycle, 4-Wheeler & Side-by-side72 - 84 Month available on purchases over $15,000.00.
As low as
As Low As; Promotional rate from June 1st through August 31st, 2026.
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No additional details available.
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As Low As; Model 5 Years Old & Newer Qualify
As Low As
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Variable rates. No origination fee or prepayment penalty. Lowest rates shown include the auto debit discount.
APR = Annual Percentage Rate. Rates listed above are estimates, and may vary by term selected.
Credit Level: Gold
No additional details available.
No additional details available.
Amount: $20,000 and Over
As Low As
Credit Score: 700-800
5% Down Payment
No additional details available.
Fixed rates. No origination fee or prepayment penalty. Lowest rates shown include the auto debit discount.
As Low As; 6.00%
No additional details available.
No additional details available.
Variable rates. No origination fee or prepayment penalty. Lowest rates shown include the auto debit discount.
Variable rates. No origination fee or prepayment penalty. Lowest rates shown include the auto debit discount.
Davison Personal Loan Rates
As Low As
As Low As; Loyalty Discount**
As Low As; Loyalty Discount**
As Low As; Loyalty Discount**
As Low As; Loyalty Discount**
As Low As; Loyalty Discount**
As Low As; Loyalty Discount**
As Low As*; Annual Percentage Yield designated as APR. Rates, terms and availability of product subject to change without notice. Proof of Income is required. Approximate monthly payment would be $85.95 per $1,000 borrowed at 5.74% for 12 months.
Davison Debt Consolidation Loan Rates
As Low As; Loyalty Discount**
On debt consolidation loans, bills that are to be paid with the proceeds must be presented to the Credit Union for payment.
No additional details available.
No additional details available.
As Low As; Loans are based on credit approval. Rates are subject to change without notice. Call the credit union for current rate. Rates are based on the applicant's credit score. There are no transaction, membership, activity, or participation fees.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As
Davison Signature Loan Rates
No additional details available.
No additional details available.
No additional details available.
Credit Score: 700-800
Secured Loan Pricing - Base Rates (as low as). Certain Restrictions Apply on Closed End Signature Loans
Credit Score: 700-800
Davison, MI Personal Loan Rate Trends
Compare local Davison, MI personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Michigan personal loan rates rose 0.030 points over the past 7 days to 11.580% APR.
Michigan signature loan rates currently average 10.841% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Davison, Michigan personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Davison, Michigan directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Davison, Michigan. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in MI.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Michigan?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Michigan?
Are credit unions or banks better for personal loans in Davison, Michigan?
What are the best personal loan rates in Davison, Michigan?
- ELGA Credit Union: 4.50% (Any Moment Loan)
- Financial Plus Credit Union Flint, MI: 11.74% (Personal Loan)
- Dort Financial Credit Union: 11.99% (Signature Loans)
- Genisys Credit Union: 3.99% (Transfer Balances & Save Money Loan)
- Route 31 Federal Credit Union: 3.99% (Expressway Loans)
Personal Loan Calculators
