Best Personal Loan Rates in Vassar, Michigan (MI) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Vassar, Michigan include: Frankenmuth Credit UnionFrankenmuth Credit Union602 State Rd, Vassar, MI, 48768 9248A5.0 ★Texas Ratio: 8.43% offering Share Pledged Loan at 4.00% APR, Genisys Credit UnionGenisys Credit Union659 State Rd, Vassar, MI, 48768A+5.0 ★Texas Ratio: 5.03% offering Credit Builder Loan at 5.74% APR, Route 31 Federal Credit UnionRoute 31 Federal Credit UnionA+5.0 ★Texas Ratio: 2.54% offering Expressway Loans at 3.99% APR, Maui Teachers Federal Credit UnionMaui Teachers Federal Credit UnionA+5.0 ★Texas Ratio: 0.00% offering Share/Signature at 4.00% APR, and Members First Credit Union Midland, MIMembers First Credit Union Midland, MIA5.0 ★Texas Ratio: 8.84% offering Share Pledge Loans at 4.00% APR. Personal loan rates as of April 27, 2026 according to verified data from MonitorBankRates.
Vassar has 2 local institutions in our database, with personal loan rates as low as 4.00% APR from Frankenmuth Credit Union at 602 State Rd, Vassar, MI, 48768 9248. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Vassar, Michigan.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Vassar, Michigan. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 27, 2026
As Low As; for example funds in a 1.00%APY product; Savings Product + 3.00%
As Low As; Proof of Income is required.
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As Low As; A minimum of 20% down payment is required. Loans are not eligible for discounts, GAP, MRC or credit life/disability. Maximum Secured Loan $40,000, Maximum aggregate loan amount not to exceed $49,999
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As Low As; A minimum of 20% down payment is required. Loans are not eligible for discounts, GAP, MRC or credit life/disability. Maximum total loan aggregate can not exceed $49,999.
As Low As; *Annual Percentage Rates (APR) and terms may vary depending upon payment protection package, and Direct Deposit of payroll, social security or retirement with AutoPay set up from a Genisys checking or savings account. Must be Genisys Credit Union member for at least 3 months. Proof of Income is required.
As Low As; *Approximate monthly payment would be $91.49 for $1,000 borrowed at 17.64% APR for 12 months. APR is annual percentage yield. Must have direct deposits of at least $1,500 per month deposited to a Genisys Credit Union account for the three months prior to application. Must be a member in good standing and not have any current loan delinquency or negative deposit account balance with Genisys Credit Union at the time of application. Direct deposit required, automatic payment encouraged. Only one Express Loan can be open at a time. No more than 3 new Express Loans in a six month rolling period. Limited time offer. Other rules and restrictions apply.
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Use your money on deposit as security for a great rate
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Supporting our community through flood & storm recovery.
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Must provide travel itinerary
This APR will vary with the market based on the dividend rate.
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Technology Loan
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Rates are determined by the repayment terms; Loan proceeds to be paid directly to contractor.
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Season Loan
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Months (75% of stock value)
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As Low As; Lower rates than typical credit cards (starting at 6.99% APR)
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Credit Score: 800+; Rate with 0% Down: 7.50%
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As Low As; APR as low as 7.99%
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Credit Score: 750-799; Rate with 0% Down: 8.00%
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Starting at 12 months
Credit Score: 700-749; Rate with 0% Down: 8.50%
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TERMS UP TO 60 MONTHS
Loan Payment Calculator
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Valid through April 30
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20% Down Payment, Payments amortized up to 240 months
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As Low As; Rates are based on the applicant's credit score.
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As Low As; APR as low as 7.99%
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Loan Payment Calculator
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Rate stated is "as low as" and not all borrowers may qualify.
Vassar, MI Personal Loan Rate Trends
Compare local Vassar, MI personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Michigan personal loan rates rose 0.047 points over the past 7 days to 11.623% APR.
Michigan signature loan rates rose 0.013 points over the past 7 days to 11.347% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Michigan?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Michigan?
Are credit unions or banks better for personal loans in Vassar, Michigan?
What are the best personal loan rates in Vassar, Michigan?
- Frankenmuth Credit Union: 4.00% (Share Pledged Loan)
- Genisys Credit Union: 5.74% (Credit Builder Loan)
- Route 31 Federal Credit Union: 3.99% (Expressway Loans)
- Maui Teachers Federal Credit Union: 4.00% (Share/Signature)
- Members First Credit Union Midland, MI: 4.00% (Share Pledge Loans)
Personal Loan Calculators
