Best Personal Loan Rates in Donaldson, Minnesota (MN) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Donaldson, Minnesota include: Lake Central BankLake Central BankA+5.0 ★Texas Ratio: 1.05% offering Credit Builder Loans at 4.01% APR, Alexandria Schools Employees Credit UnionAlexandria Schools Employees Credit UnionA+5.0 ★Texas Ratio: 2.54% offering Share Loan at 4.15% APR, TopLine Financial Credit UnionTopLine Financial Credit UnionA5.0 ★Texas Ratio: 6.64% offering Drive 4 Less Loans 2022 & Newer at 4.49% APR, Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.73% offering Credit Builder Loan at 4.50% APR, and My Credit Union Bloomington, MNMy Credit Union Bloomington, MNA5.0 ★Texas Ratio: 7.81% offering Recreational Loans at 4.74% APR. Personal loan rates as of April 6, 2026 according to verified data from MonitorBankRates.
Donaldson borrowers have access to 55 lenders serving the Minnesota area, with personal loan rates as low as 4.01% APR from Lake Central Bank. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Donaldson, Minnesota.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Donaldson, Minnesota. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 6, 2026
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Secured by share/savings account at Credit Union pledged as collateral.
As Low As
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As Low As; 3, 4, or 5 year terms new or used motor & recreational vehicles
No additional details available.
As Low As; Must provide proof of studentship.
This APR will vary with the market based on the dividend rate.
No additional details available.
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As Low As; Proof of Income is required.
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New
No additional details available.
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As Low As; including up to 36 months and rates as low as 5.9%.
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No additional details available.
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interest only
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Interest-only 12 month terms
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As Low As; *APR = Annual Percentage Rate. Rates are as low as and subject to approval. Rates may vary, based on credit history, loan term and age of collateral. A down payment may be required. Rates include a .25% discount for automatic payment. Rate is intended for new loans and is not valid for the refinancing of existing SharePoint loans. An additional $25 fee will be charged at the time of loan origination which will increase the final APR. Rates are subject to change without notice. Interest will continue to accrue. Timing of first payment will vary based on approved loan terms and cannot be subject to negative amortization. Contact a SharePoint Representative for full details.
As Low As; *APR = Annual Percentage Rate. Rates are as low as and subject to approval. Rates may vary, based on credit history, loan term and age of collateral. A down payment may be required. Rates include a .25% discount for automatic payment. Rate is intended for new loans and is not valid for the refinancing of existing SharePoint loans. An additional $25 fee will be charged at the time of loan origination which will increase the final APR. Rates are subject to change without notice. Interest will continue to accrue. Timing of first payment will vary based on approved loan terms and cannot be subject to negative amortization. Contact a SharePoint Representative for full details.
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As Low As
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As Low As; *APR = Annual Percentage Rate. Rates are as low as and subject to approval. Rates may vary, based on credit history, loan term and age of collateral. A down payment may be required. Rates include a .25% discount for automatic payment. Rate is intended for new loans and is not valid for the refinancing of existing SharePoint loans. An additional $25 fee will be charged at the time of loan origination which will increase the final APR. Rates are subject to change without notice. Interest will continue to accrue. Timing of first payment will vary based on approved loan terms and cannot be subject to negative amortization. Contact a SharePoint Representative for full details.
As Low As; *APR = Annual Percentage Rate. Rates are as low as and subject to approval. Rates may vary, based on credit history, loan term and age of collateral. A down payment may be required. Rates include a .25% discount for automatic payment. Rate is intended for new loans and is not valid for the refinancing of existing SharePoint loans. An additional $25 fee will be charged at the time of loan origination which will increase the final APR. Rates are subject to change without notice. Interest will continue to accrue. Timing of first payment will vary based on approved loan terms and cannot be subject to negative amortization. Contact a SharePoint Representative for full details.
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w/ Max Discount
As Low As; *APR = Annual Percentage Rate. Rates are as low as and subject to approval. Rates may vary, based on credit history, loan term and age of collateral. A down payment may be required. Rates include a .25% discount for automatic payment. Rate is intended for new loans and is not valid for the refinancing of existing SharePoint loans. An additional $25 fee will be charged at the time of loan origination which will increase the final APR. Rates are subject to change without notice. Interest will continue to accrue. Timing of first payment will vary based on approved loan terms and cannot be subject to negative amortization. Contact a SharePoint Representative for full details.
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No additional details available.
w/ Max Discount
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As Low As; A minimum of 20% down payment is required. Loans are not eligible for discounts, GAP, MRC or credit life/disability. Approximate monthly payment would be $20.63 per $1,000 borrowed at 8.74% for 60 months. Maximum Secured Loan $40,000, Maximum aggregate loan amount not to exceed $49,999
w/ Max Discount
w/ Max Discount
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No additional details available.
No additional details available.
No additional details available.
As Low As; Flexible loan terms; Plus - make no payments for 60 days!
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w/ Max Discount
Credit Score: A+; Paper Grade: 730 & UP; Maximum Amount*: 120%
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As Low As; Minimum Loan $500.00
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No additional details available.
w/ Max Discount
No additional details available.
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Be Free in Up to 5 Years
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No additional details available.
No additional details available.
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As Low As; Maximum amount of $25,000 or 20% of annual income.
Unsecured up to $5,000 with a qualifying credit score.
As Low As; Rate is based on credit history. Rate shown is offered to members with excellent credit history. Interest rate may increase based on current credit history.
No additional details available.
As Low As; Maximum without collateral is $5000
No additional details available.
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Credit Score: A; Paper Grade: 680 - 729; Maximum Amount*: 100%
Credit Score: A+; Paper Grade: 730 & UP; Maximum Amount*: 120%
As Low As; Maximum amount of $25,000 or 20% of annual income.
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up to $20,000
As Low As; $10,000 maximum; up to 60 months financing
No additional details available.
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As Low As; Maximum amount of $25,000 or 20% of annual income.
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No additional details available.
No additional details available.
As Low As; APR - Annual Percentage Rate. The posted rate is based on a credit score of at least 750 and a loan term of 36-months. Your loan rate will be determined by your credit score, the term of the loan, and the repayment method. Loans are subject to credit approval.
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up to $20,000
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No additional details available.
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Credit Score: B; Paper Grade: 640 - 679; Maximum Amount*: 90%
Credit Score: A; Paper Grade: 680 - 729; Maximum Amount*: 100%
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As Low As; Over $2,000
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w/ Max Discount
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As Low As; Loan Amount: Up to $30,000
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No additional details available.
As Low As; Maximum amount of $25,000 or 20% of annual income.
up to $20,000
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As Low As; Disclosed rate includes a .25% discount for auto pay from a BTCU checking account.
As Low As; View Rates
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No additional details available.
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No additional details available.
Personal Line of Credit
As Low As; including up to 36 months and rates as low as 5.9%.
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As Low As; Flexible loan terms; Plus - make no payments for 60 days!
No additional details available.
No additional details available.
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As Low As; Minimum Loan $500.00
No additional details available.
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Be Free in Up to 5 Years
No additional details available.
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As Low As; Maximum amount of $25,000 or 20% of annual income.
As Low As; Rate is based on credit history. Rate shown is offered to members with excellent credit history. Interest rate may increase based on current credit history.
No additional details available.
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As Low As; Maximum amount of $25,000 or 20% of annual income.
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As Low As; APR - Annual Percentage Rate. The posted rate is based on a credit score of at least 750 and a loan term of 36-months. Your loan rate will be determined by your credit score, the term of the loan, and the repayment method. Loans are subject to credit approval.
No additional details available.
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As Low As; Maximum amount of $25,000 or 20% of annual income.
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As Low As; Maximum amount of $25,000 or 20% of annual income.
As Low As; Disclosed rate includes a .25% discount for auto pay from a BTCU checking account.
As Low As; View Rates
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No additional details available.
Personal Line of Credit
As Low As; Must provide proof of studentship.
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No additional details available.
No additional details available.
Unsecured up to $5,000 with a qualifying credit score.
No additional details available.
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No additional details available.
Credit Score: A+; Paper Grade: 730 & UP; Maximum Amount*: 120%
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As Low As; $10,000 maximum; up to 60 months financing
up to $20,000
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No additional details available.
up to $20,000
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Credit Score: A; Paper Grade: 680 - 729; Maximum Amount*: 100%
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As Low As; Over $2,000
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up to $20,000
No additional details available.
No additional details available.
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Donaldson, MN Personal Loan Rate Trends
Compare local Donaldson, MN personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Minnesota personal loan rates rose 0.144 points over the past 7 days to 9.766% APR.
Minnesota signature loan rates rose 0.158 points over the past 7 days to 12.581% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Minnesota?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Minnesota?
Are credit unions or banks better for personal loans in Donaldson, Minnesota?
What are the best personal loan rates in Donaldson, Minnesota?
- Lake Central Bank: 4.01% (Credit Builder Loans)
- Alexandria Schools Employees Credit Union: 4.15% (Share Loan)
- TopLine Financial Credit Union: 4.49% (Drive 4 Less Loans 2022 & Newer)
- Baxter Credit Union: 4.50% (Credit Builder Loan)
- My Credit Union Bloomington, MN: 4.74% (Recreational Loans)
Personal Loan Calculators
