Best Personal Loan Rates in Mantorville, Minnesota (MN) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Mantorville, Minnesota include: Alexandria Schools Employees Credit UnionAlexandria Schools Employees Credit UnionA+5.0 ★Texas Ratio: 2.54% offering Share Loan at 4.00% APR, Lake Central BankLake Central BankA+5.0 ★Texas Ratio: 1.05% offering Credit Builder Loan at 4.01% APR, TopLine Financial Credit UnionTopLine Financial Credit UnionA5.0 ★Texas Ratio: 6.64% offering Drive 4 Less Loans 2022 & Newer at 4.49% APR, Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.73% offering Credit Builder Loan at 4.50% APR, and My Credit Union Bloomington, MNMy Credit Union Bloomington, MNA5.0 ★Texas Ratio: 7.81% offering Recreational Loans at 4.74% APR. Personal loan rates as of April 19, 2026 according to verified data from MonitorBankRates.
Mantorville borrowers have access to 51 lenders serving the Minnesota area, with personal loan rates as low as 4.00% APR from Alexandria Schools Employees Credit Union. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Mantorville, Minnesota.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Mantorville, Minnesota. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 19, 2026
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As Low As; Must provide proof of studentship.
This APR will vary with the market based on the dividend rate.
co-signer may be required
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As Low As; Proof of Income is required.
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New
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As Low As; including up to 36 months and rates as low as 5.9%.
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Interest-only 12 month terms
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As Low As; *APR = Annual Percentage Rate. Rates are as low as and subject to approval. Rates may vary, based on credit history, loan term and age of collateral. A down payment may be required. Rates include a .25% discount for automatic payment. Rate is intended for new loans and is not valid for the refinancing of existing SharePoint loans. An additional $25 fee will be charged at the time of loan origination which will increase the final APR. Rates are subject to change without notice. Interest will continue to accrue. Timing of first payment will vary based on approved loan terms and cannot be subject to negative amortization. Contact a SharePoint Representative for full details.
As Low As; *APR = Annual Percentage Rate. Rates are as low as and subject to approval. Rates may vary, based on credit history, loan term and age of collateral. A down payment may be required. Rates include a .25% discount for automatic payment. Rate is intended for new loans and is not valid for the refinancing of existing SharePoint loans. An additional $25 fee will be charged at the time of loan origination which will increase the final APR. Rates are subject to change without notice. Interest will continue to accrue. Timing of first payment will vary based on approved loan terms and cannot be subject to negative amortization. Contact a SharePoint Representative for full details.
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As Low As; *APR = Annual Percentage Rate. Rates are as low as and subject to approval. Rates may vary, based on credit history, loan term and age of collateral. A down payment may be required. Rates include a .25% discount for automatic payment. Rate is intended for new loans and is not valid for the refinancing of existing SharePoint loans. An additional $25 fee will be charged at the time of loan origination which will increase the final APR. Rates are subject to change without notice. Interest will continue to accrue. Timing of first payment will vary based on approved loan terms and cannot be subject to negative amortization. Contact a SharePoint Representative for full details.
As Low As; *APR = Annual Percentage Rate. Rates are as low as and subject to approval. Rates may vary, based on credit history, loan term and age of collateral. A down payment may be required. Rates include a .25% discount for automatic payment. Rate is intended for new loans and is not valid for the refinancing of existing SharePoint loans. An additional $25 fee will be charged at the time of loan origination which will increase the final APR. Rates are subject to change without notice. Interest will continue to accrue. Timing of first payment will vary based on approved loan terms and cannot be subject to negative amortization. Contact a SharePoint Representative for full details.
As Low As; Annual Percentage Rate (APR). Rate as low as Prime +0.50%, Prime +1.00%, Prime +1.50%. Rate is determined by credit worthiness and LTV (loan-to-value) percentages. Closing costs may vary.
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As Low As; A minimum of 20% down payment is required. Loans are not eligible for discounts, GAP, MRC or credit life/disability. Maximum Secured Loan $40,000, Maximum aggregate loan amount not to exceed $49,999
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Credit Score: A+; Paper Grade: 730 & UP; Maximum Amount*: 120%
As Low As; Fixed rate. Stated rate is for 5 year term. Other rates and LTV's available.
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Unsecured up to $5,000 with a qualifying credit score.
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Be Free in Up to 5 Years
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As Low As; Maximum without collateral is $5000
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Credit Score: A+; Paper Grade: 730 & UP; Maximum Amount*: 120%
Credit Score: A; Paper Grade: 680 - 729; Maximum Amount*: 100%
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up to $20,000
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up to $20,000
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Credit Score: B; Paper Grade: 640 - 679; Maximum Amount*: 90%
Credit Score: A; Paper Grade: 680 - 729; Maximum Amount*: 100%
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up to $20,000
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As Low As; Disclosed rate includes a .25% discount for auto pay from a BTCU checking account.
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Credit Score: B; Paper Grade: 640 - 679; Maximum Amount*: 90%
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As Low As; A minimum of 20% down payment is required. Loans are not eligible for discounts, GAP, MRC or credit life/disability. Maximum total loan aggregate can not exceed $49,999.
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Credit Score: C; Paper Grade: 600 - 639; Maximum Amount*: 80%
Credit Score: C; Paper Grade: 600 - 639; Maximum Amount*: 80%
As Low As; As low as 12.99% APR
As Low As; *Annual Percentage Rates (APR) and terms may vary depending upon payment protection package, and Direct Deposit of payroll, social security or retirement with AutoPay set up from a Genisys checking or savings account. Must be Genisys Credit Union member for at least 3 months. Proof of Income is required.
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As Low As; APR - Annual Percentage Rate. The posted rate is based on a credit score of at least 750 and a loan term of 36-months. Your loan rate will be determined by your credit score, the term of the loan, and the repayment method. Loans are subject to credit approval.
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As Low As; As low as 15.74% APR
As Low As; As low as 15.49% APR
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As Low As; *Approximate monthly payment would be $91.49 for $1,000 borrowed at 17.64% APR for 12 months. APR is annual percentage yield. Must have direct deposits of at least $1,500 per month deposited to a Genisys Credit Union account for the three months prior to application. Must be a member in good standing and not have any current loan delinquency or negative deposit account balance with Genisys Credit Union at the time of application. Direct deposit required, automatic payment encouraged. Only one Express Loan can be open at a time. No more than 3 new Express Loans in a six month rolling period. Limited time offer. Other rules and restrictions apply.
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As Low As; including up to 36 months and rates as low as 5.9%.
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Be Free in Up to 5 Years
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As Low As; Disclosed rate includes a .25% discount for auto pay from a BTCU checking account.
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As Low As; APR - Annual Percentage Rate. The posted rate is based on a credit score of at least 750 and a loan term of 36-months. Your loan rate will be determined by your credit score, the term of the loan, and the repayment method. Loans are subject to credit approval.
As Low As; Must provide proof of studentship.
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Unsecured up to $5,000 with a qualifying credit score.
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Credit Score: A+; Paper Grade: 730 & UP; Maximum Amount*: 120%
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up to $20,000
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up to $20,000
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Credit Score: A; Paper Grade: 680 - 729; Maximum Amount*: 100%
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up to $20,000
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Credit Score: B; Paper Grade: 640 - 679; Maximum Amount*: 90%
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Credit Score: C; Paper Grade: 600 - 639; Maximum Amount*: 80%
As Low As; As low as 12.99% APR
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As Low As; As low as 15.74% APR
As Low As; As low as 15.49% APR
Mantorville, MN Personal Loan Rate Trends
Compare local Mantorville, MN personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Minnesota personal loan rates rose 0.206 points over the past 7 days to 10.726% APR.
Minnesota signature loan rates fell 0.722 points over the past 7 days to 11.859% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Minnesota?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Minnesota?
Are credit unions or banks better for personal loans in Mantorville, Minnesota?
What are the best personal loan rates in Mantorville, Minnesota?
- Alexandria Schools Employees Credit Union: 4.00% (Share Loan)
- Lake Central Bank: 4.01% (Credit Builder Loan)
- TopLine Financial Credit Union: 4.49% (Drive 4 Less Loans 2022 & Newer)
- Baxter Credit Union: 4.50% (Credit Builder Loan)
- My Credit Union Bloomington, MN: 4.74% (Recreational Loans)
Personal Loan Calculators
