Best Personal Loan Rates in Sun River, Montana (MT) - April 2026
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Brian McKay
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Current personal loan options available to borrowers in Sun River, Montana include: Mountain West Federal Credit UnionMountain West Federal Credit UnionA-4.9 ★Texas Ratio: 16.59% offering New Toy Loan at 4.00% APR, Montana Federal Credit UnionMontana Federal Credit UnionA+5.0 ★Texas Ratio: 1.84% offering Power Sports Loans at 5.49% APR, Altana Federal Credit UnionAltana Federal Credit UnionA+5.0 ★Texas Ratio: 5.84% offering Construction Loan at 7.00% APR, Mile High Federal Credit UnionMile High Federal Credit UnionA+5.0 ★Texas Ratio: 0.03% offering Personal Loan at 7.50% APR, and Daniels-Sheridan Federal Credit UnionDaniels-Sheridan Federal Credit UnionA+5.0 ★Texas Ratio: 1.56% offering Chattel Variable-Rate Loan at 7.75% APR. Personal loan rates as of April 19, 2026 according to verified data from MonitorBankRates.
Sun River borrowers have access to 18 lenders serving the Montana area, with personal loan rates as low as 4.00% APR from Mountain West Federal Credit Union. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Sun River, Montana.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Sun River, Montana. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 19, 2026
This Recreation Vehicle Loan Rate applies to current and previous year.
This Recreation Vehicle Loan Rate applies to current and previous year.
This includes all recreational vehicles two to seven years old.
As Low As; Rates apply to utility and side-by-side ATV's, street-legal motorcycles, snowmobiles, off-road vehicles, and personal watercraft. Rates effective February 2, 2026. APR is defined as Annual Percentage Rate. Rates are based on an evaluation of your credit history, so your rate may differ. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Payment example based on a $10,000 loan: $232.56 at 5.49% APR with a 48 month term; $192.78 at 5.99% APR with a 60 month term; and $170.49 at 6.99% APR with a 72 month term. Your APR may differ based on your loan amount, repayment method, and other factors.; Mileage Limitations: motorcycles under 10,000 miles; ATVs under 200 hours; snowmobiles under 3,000 miles.
This includes all recreational vehicles older than 7 years.
As Low As; Rates apply to utility and side-by-side ATV's, street-legal motorcycles, snowmobiles, off-road vehicles, and personal watercraft. Rates effective February 2, 2026. APR is defined as Annual Percentage Rate. Rates are based on an evaluation of your credit history, so your rate may differ. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Payment example based on a $10,000 loan: $232.56 at 5.49% APR with a 48 month term; $192.78 at 5.99% APR with a 60 month term; and $170.49 at 6.99% APR with a 72 month term. Your APR may differ based on your loan amount, repayment method, and other factors.; Mileage Limitations: motorcycles under 10,000 miles; ATVs under 200 hours; snowmobiles under 3,000 miles.
This includes all recreational vehicles two to seven years old.
This Recreation Vehicle Loan Rate applies to current and previous year and must exceed $20,000.
No additional details available.
As Low As; Rates apply to utility and side-by-side ATV's, street-legal motorcycles, snowmobiles, off-road vehicles, and personal watercraft. Rates effective February 2, 2026. APR is defined as Annual Percentage Rate. Rates are based on an evaluation of your credit history, so your rate may differ. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Payment example based on a $10,000 loan: $232.56 at 5.49% APR with a 48 month term; $192.78 at 5.99% APR with a 60 month term; and $170.49 at 6.99% APR with a 72 month term. Your APR may differ based on your loan amount, repayment method, and other factors.; Mileage Limitations: motorcycles under 15,000 miles; ATVs under 500 hours; snowmobiles under 5,000 miles.
This includes all recreational vehicles two to seven years old.
As Low As; Rates apply to utility and side-by-side ATV's, street-legal motorcycles, snowmobiles, off-road vehicles, and personal watercraft. Rates effective February 2, 2026. APR is defined as Annual Percentage Rate. Rates are based on an evaluation of your credit history, so your rate may differ. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Payment example based on a $10,000 loan: $232.56 at 5.49% APR with a 48 month term; $192.78 at 5.99% APR with a 60 month term; and $170.49 at 6.99% APR with a 72 month term. Your APR may differ based on your loan amount, repayment method, and other factors.; Mileage Limitations: motorcycles under 15,000 miles; ATVs under 500 hours; snowmobiles under 5,000 miles.
As Low As; Rates apply to utility and side-by-side ATV's, street-legal motorcycles, snowmobiles, off-road vehicles, and personal watercraft. Rates effective February 2, 2026. APR is defined as Annual Percentage Rate. Rates are based on an evaluation of your credit history, so your rate may differ. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Payment example based on a $10,000 loan: $232.56 at 5.49% APR with a 48 month term; $192.78 at 5.99% APR with a 60 month term; and $170.49 at 6.99% APR with a 72 month term. Your APR may differ based on your loan amount, repayment method, and other factors.; Mileage Limitations: motorcycles under 10,000 miles; ATVs under 200 hours; snowmobiles under 3,000 miles.
This includes all recreational vehicles two to seven years old
As Low As
As Low As; *Rates apply to skid loaders, tractors, lawn mowers, golf carts or similar. APR is defined as Annual Percentage Rate. Rates effective May 1, 2025. Rates are based on an evaluation of your credit history, so your rate may differ. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Payment exampled based on a a $5,000 loan: $225.02 at 7.49% APR with a 24 month term; $120.90 at 7.49% APR with a 48 month term; and $87.67 at 7.99% APR with a 72 month term. Your APR may differ based on your loan amount, repayment method, and other factors.
No additional details available.
As Low As
As Low As
This includes all recreational vehicles two to seven years old Must exceed $20,000.
As Low As; Rates apply to utility and side-by-side ATV's, street-legal motorcycles, snowmobiles, off-road vehicles, and personal watercraft. Rates effective February 2, 2026. APR is defined as Annual Percentage Rate. Rates are based on an evaluation of your credit history, so your rate may differ. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Payment example based on a $10,000 loan: $232.56 at 5.49% APR with a 48 month term; $192.78 at 5.99% APR with a 60 month term; and $170.49 at 6.99% APR with a 72 month term. Your APR may differ based on your loan amount, repayment method, and other factors.; Mileage Limitations: motorcycles under 15,000 miles; ATVs under 500 hours; snowmobiles under 5,000 miles.
Variable
As Low As; *Rates apply to skid loaders, tractors, lawn mowers, golf carts or similar. APR is defined as Annual Percentage Rate. Rates effective May 1, 2025. Rates are based on an evaluation of your credit history, so your rate may differ. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Payment exampled based on a a $5,000 loan: $225.02 at 7.49% APR with a 24 month term; $120.90 at 7.49% APR with a 48 month term; and $87.67 at 7.99% APR with a 72 month term. Your APR may differ based on your loan amount, repayment method, and other factors.
As Low As; *Rates apply to skid loaders, tractors, lawn mowers, golf carts or similar. APR is defined as Annual Percentage Rate. Rates effective May 1, 2025. Rates are based on an evaluation of your credit history, so your rate may differ. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Payment exampled based on a a $5,000 loan: $225.02 at 7.49% APR with a 24 month term; $120.90 at 7.49% APR with a 48 month term; and $87.67 at 7.99% APR with a 72 month term. Your APR may differ based on your loan amount, repayment method, and other factors.
1 year payback period
As Low As
As Low As
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Variable
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A credit
As Low As
As Low As; Rates apply to utility and side-by-side ATV's, street-legal motorcycles, snowmobiles, off-road vehicles, and personal watercraft. Rates effective February 2, 2026. APR is defined as Annual Percentage Rate. Rates are based on an evaluation of your credit history, so your rate may differ. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Payment example based on a $10,000 loan: $232.56 at 5.49% APR with a 48 month term; $192.78 at 5.99% APR with a 60 month term; and $170.49 at 6.99% APR with a 72 month term. Your APR may differ based on your loan amount, repayment method, and other factors.
As Low As
As Low As
No additional details available.
As Low As; (36 months)
As Low As
No additional details available.
No additional details available.
As Low As; Take care of surprise costs - And build credit with timely payments. We offer fast financing for just about anything.
As Low As
No additional details available.
B credit
No additional details available.
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Effective May 1, 2006
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As Low As; (60 months)
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C credit
No additional details available.
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As Low As; (36 months)
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As Low As; (60 months)
As Low As
No additional details available.
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As Low As
A credit
B credit
No additional details available.
C credit
No additional details available.
No additional details available.
As Low As; Take care of surprise costs - And build credit with timely payments. We offer fast financing for just about anything.
As Low As
No additional details available.
No additional details available.
No additional details available.
Sun River, MT Personal Loan Rate Trends
Compare local Sun River, MT personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Montana personal loan rates rose 0.800 points over the past 7 days to 11.796% APR.
Montana signature loan rates fell 0.029 points over the past 7 days to 11.078% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Montana?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Montana?
Are credit unions or banks better for personal loans in Sun River, Montana?
What are the best personal loan rates in Sun River, Montana?
- Mountain West Federal Credit Union: 4.00% (New Toy Loan)
- Montana Federal Credit Union: 5.49% (Power Sports Loans)
- Altana Federal Credit Union: 7.00% (Construction Loan)
- Mile High Federal Credit Union: 7.50% (Personal Loan)
- Daniels-Sheridan Federal Credit Union: 7.75% (Chattel Variable-Rate Loan)
Personal Loan Calculators
