Current personal loan options available to borrowers in Dakota City, Nebraska include: Siouxland Federal Credit UnionSiouxland Federal Credit Union5200 Dakota Ave, Dakota City, NE, 68731A+5.0 ★Texas Ratio: 3.96% offering Personal - (36 Month Term) at 14.00% APR, Lincoln Public School Employees Federal Credit UnionLincoln Public School Employees Federal Credit UnionA+5.0 ★Texas Ratio: 4.83% offering Personal Loans at 4.75% APR, Greenwich Municipal Employees Federal Credit UnionGreenwich Municipal Employees Federal Credit UnionA+5.0 ★Texas Ratio: 2.08% offering Share Pledge Loans at 5.00% APR, Chadron Federal Credit UnionChadron Federal Credit UnionA-5.0 ★Texas Ratio: 14.92% offering Recreational Loan at 5.50% APR, and Holyoke Community Federal Credit UnionHolyoke Community Federal Credit UnionA+5.0 ★Texas Ratio: 2.92% offering 4-H Loans at 5.75% APR. Personal loan rates as of April 27, 2026 according to verified data from MonitorBankRates.
Dakota City has 1 local institution in our database, with personal loan rates as low as 14.00% APR from Siouxland Federal Credit Union at 5200 Dakota Ave, Dakota City, NE, 68731. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Dakota City, Nebraska.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Dakota City, Nebraska. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 27, 2026
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Use the money in your account as Collateral for a loan
APR as low as
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Up To $4000.00
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Maximum Limit $5000.00; As Low As
Credit Score Ranking A & B
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Loan rates listed above available for well-qualified members. Your loan rate may vary, depending on your credit score, loan term, and loan type.
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Qualifying balance up to $20,000.00
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$7000
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$5,000
$4,000
$2,500
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$7000
$5,000 Max
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2 Years (24 Months)
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Up to 2 months gross salary with B credit
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Credit Score Ranking C & D
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$10; Payroll deduction or ACH
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$10
Up to 2 months gross salary with B credit
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$0.00-$20,000.00
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Loan rates listed above available for well-qualified members. Your loan rate may vary, depending on your credit score, loan term, and loan type.
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$7000
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$7000
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2 Years (24 Months)
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$5,000
$4,000
$2,500
$10; Payroll deduction or ACH
$10
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Compare local Dakota City, NE personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Nebraska personal loan rates fell 0.033 points over the past 7 days to 10.858% APR.
Nebraska signature loan rates fell 0.052 points over the past 7 days to 11.168% APR.