Best Personal Loan Rates in Kearney, Nebraska (NE) - April 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Nebraska borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
Current personal loan options available to borrowers in Kearney, Nebraska include: University of Nebraska Federal Credit UnionUniversity of Nebraska Federal Credit Union208 W 29th St Ste C, Kearney, NE, 68845 3404A+5.0 ★Texas Ratio: 3.72% offering Personal Loan at 10.99% APR, Lincoln Public School Employees Federal Credit UnionLincoln Public School Employees Federal Credit UnionA+5.0 ★Texas Ratio: 4.83% offering Personal Loans at 4.75% APR, Greenwich Municipal Employees Federal Credit UnionGreenwich Municipal Employees Federal Credit UnionA+5.0 ★Texas Ratio: 2.08% offering Share Pledge Loans at 5.00% APR, Chadron Federal Credit UnionChadron Federal Credit UnionA-5.0 ★Texas Ratio: 14.92% offering Recreational Loan at 5.50% APR, and Holyoke Community Federal Credit UnionHolyoke Community Federal Credit UnionA+5.0 ★Texas Ratio: 2.92% offering 4-H Loans at 5.75% APR. Personal loan rates as of April 19, 2026 according to verified data from MonitorBankRates.
Kearney has 1 local institution in our database, with personal loan rates as low as 10.99% APR from University of Nebraska Federal Credit Union at 208 W 29th St Ste C, Kearney, NE, 68845 3404. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Kearney, Nebraska.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Kearney, Nebraska. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 19, 2026
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
University of Nebraska Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
208 W 29th St Ste C, Kearney, NE, 68845 3404
Personal Loan
10.99%
▼
APR10.99%
Last UpdatedApril 19, 2026
Details
As Low As
Lincoln Public School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.83%
Personal Loans
4.75%
▼
APR4.75%
Last UpdatedApril 19, 2026
Details
No additional details available.
Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
Share Pledge Loans
5.00%
▼
APR5.00%
Last UpdatedApril 19, 2026
Details
Use the money in your account as Collateral for a loan
Chadron Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.92%
Recreational Loan
5.50%
▼
APR5.50%
Last UpdatedApril 19, 2026
Details
As Low As
Lincoln Public School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.83%
Personal Loans
5.75%
▼
APR5.75%
Last UpdatedApril 19, 2026
Details
No additional details available.
Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
4-H Loans
5.75%
▼
APR5.75%
Last UpdatedApril 19, 2026
Details
Up To $4000.00
Liberty First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.80%
Fixed, 80% Loan to Value
5.75%
▼
APR5.75%
Last UpdatedApril 19, 2026
Details
No additional details available.
Omaha Douglas Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
Share Pledged Loan
6.00%
▼
APR6.00%
Last UpdatedApril 19, 2026
Details
No additional details available.
Liberty First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.80%
Fixed, 80% Loan to Value
6.25%
▼
APR6.25%
Last UpdatedApril 19, 2026
Details
No additional details available.
Lincoln Public School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.83%
Personal Loans
6.75%
▼
APR6.75%
Last UpdatedApril 19, 2026
Details
No additional details available.
Meridian Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.55%
Construction Loans
7.25%
▼
APR7.25%
Last UpdatedApril 19, 2026
Details
As Low As
Meridian Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.55%
Land Loans
7.50%
▼
APR7.50%
Last UpdatedApril 19, 2026
Details
As Low As
APR7.68%
Last UpdatedApril 19, 2026
Details
As Low As
Lincoln Public School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.83%
Personal Loans
7.75%
▼
APR7.75%
Last UpdatedApril 19, 2026
Details
No additional details available.
Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.66%
Personal/Unsecured
7.99%
▼
APR7.99%
Last UpdatedApril 19, 2026
Details
(Fixed)
Central Nebraska Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
Unsecured Loans
8.00%
▼
APR8.00%
Last UpdatedApril 19, 2026
Details
As Low As; Maximum Limit $5000.00
Meridian Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.55%
Unsecured Personal Loans
8.49%
▼
APR8.49%
Last UpdatedApril 19, 2026
Details
As Low As
Sugar Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
Unsecured
8.49%
▼
APR8.49%
Last UpdatedApril 19, 2026
Details
Credit Score Ranking A & B
Lincoln Public School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.83%
Personal Loans
8.75%
▼
APR8.75%
Last UpdatedApril 19, 2026
Details
No additional details available.
Hemingford Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.04%
Youth Loans
8.75%
▼
APR8.75%
Last UpdatedApril 19, 2026
Details
$1,000 Maximum
APR8.99%
Last UpdatedApril 19, 2026
Details
As Low As
Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
Personal Lines Of Credit
9.00%
▼
APR9.00%
Last UpdatedApril 19, 2026
Details
Qualifying balance up to $20,000.00
Consumers Cooperative Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
Personal Loan max)
9.00%
▼
APR9.00%
Last UpdatedApril 19, 2026
Details
$7000
Roberts Dairy Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
Signature Loans
9.00%
▼
APR9.00%
Last UpdatedApril 19, 2026
Details
No additional details available.
Consumers Cooperative Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
Personal Loan
9.00%
▼
APR9.00%
Last UpdatedApril 19, 2026
Details
As Low As
Omaha Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.22%
Unsecured Loan
9.24%
▼
APR9.24%
Last UpdatedApril 19, 2026
Details
As Low As; ($10,000 Maximum)
Hemingford Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.04%
Unsecured - MIS
9.25%
▼
APR9.25%
Last UpdatedApril 19, 2026
Details
40% Debt Ratio - $2,500
Neighborhood Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
Unsecured Closed End
9.45%
▼
APR9.45%
Last UpdatedApril 19, 2026
Details
No additional details available.
APR9.49%
Last UpdatedApril 19, 2026
Details
No additional details available.
Electrical Workers No 22 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.89%
Personal Loan
9.50%
▼
APR9.50%
Last UpdatedApril 19, 2026
Details
Credit Score AAA, Max Amt $10,000
Chadron Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.92%
Personal Loan
9.50%
▼
APR9.50%
Last UpdatedApril 19, 2026
Details
As Low As
Lincoln Public School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.83%
Personal Loans
9.75%
▼
APR9.75%
Last UpdatedApril 19, 2026
Details
No additional details available.
Omaha Douglas Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
Personal Loan
9.75%
▼
APR9.75%
Last UpdatedApril 19, 2026
Details
As Low As
Beverly Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 19, 2026
Details
As Low As; Maximum Loan Amount: $12,500
APR9.99%
Last UpdatedApril 19, 2026
Details
No additional details available.
Consumers Cooperative Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
Personal Loan max)
10.00%
▼
APR10.00%
Last UpdatedApril 19, 2026
Details
$7000
Electrical Workers No 22 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.89%
Personal Loan
10.00%
▼
APR10.00%
Last UpdatedApril 19, 2026
Details
Credit Score AAA, Max Amt $10,000
Midwest Liberty Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.68%
Used Recreational Loans
10.00%
▼
APR10.00%
Last UpdatedApril 19, 2026
Details
max term 120 months
Midwest Liberty Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.68%
New Recreational Loans
10.00%
▼
APR10.00%
Last UpdatedApril 19, 2026
Details
max term 120 months
The Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.32%
Variable APR (80.1% to 100% Loan to Value)
10.25%
▼
APR10.25%
Last UpdatedApril 19, 2026
Details
Floor 6.75%
Box Butte Public Employees Federal Credit Union
Institution Rating:
C-3.8 ★Texas Ratio: 29.64%
Personal (Unsecured)
10.25%
▼
APR10.25%
Last UpdatedApril 19, 2026
Details
$5,000 Max
Omaha Douglas Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
Personal Loan
10.25%
▼
APR10.25%
Last UpdatedApril 19, 2026
Details
As Low As
APR10.49%
Last UpdatedApril 19, 2026
Details
No additional details available.
Lincoln Public School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.83%
Personal Loans
10.75%
▼
APR10.75%
Last UpdatedApril 19, 2026
Details
No additional details available.
Omaha Douglas Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
Personal Loan
10.75%
▼
APR10.75%
Last UpdatedApril 19, 2026
Details
As Low As
North Platte Union Pacific Employee Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
Personal Loan For 2 Years
10.75%
▼
APR10.75%
Last UpdatedApril 19, 2026
Details
2 Years (24 Months)
APR10.99%
Last UpdatedApril 19, 2026
Details
As Low As
Electrical Workers No 22 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.89%
Personal Loan
11.00%
▼
APR11.00%
Last UpdatedApril 19, 2026
Details
Credit Score AAA, Max Amt $10,000
Centris Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.42%
Personal Loans (Unsecured)
11.24%
▼
APR11.24%
Last UpdatedApril 19, 2026
Details
As Low As
LincOne Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.28%
Personal Loan
11.25%
▼
APR11.25%
Last UpdatedApril 19, 2026
Details
As Low As; All rates advertised require an autopay from a LincOne Checking Account.
Centris Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.42%
Personal Loans (Unsecured)
11.49%
▼
APR11.49%
Last UpdatedApril 19, 2026
Details
As Low As
Electrical Workers No 22 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.89%
Personal Loan
11.50%
▼
APR11.50%
Last UpdatedApril 19, 2026
Details
Credit Score A, Max Amt $10,000
OneNebraska Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.77%
Personal Installment
11.50%
▼
APR11.50%
Last UpdatedApril 19, 2026
Details
As Low As
Centris Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.42%
Personal Loans (Unsecured)
11.74%
▼
APR11.74%
Last UpdatedApril 19, 2026
Details
As Low As
LincOne Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.28%
Personal Loan
11.75%
▼
APR11.75%
Last UpdatedApril 19, 2026
Details
As Low As; All rates advertised require an autopay from a LincOne Checking Account.
Lincoln Public School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.83%
Personal Loans
11.75%
▼
APR11.75%
Last UpdatedApril 19, 2026
Details
No additional details available.
Omaha Douglas Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
Personal Loan
11.75%
▼
APR11.75%
Last UpdatedApril 19, 2026
Details
As Low As
Beverly Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
Personal Loan
11.99%
▼
APR11.99%
Last UpdatedApril 19, 2026
Details
As Low As; Maximum Loan Amount: $12,500
Northeast Nebraska Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
Unsecured Loan (740 & up)
11.99%
▼
APR11.99%
Last UpdatedApril 19, 2026
Details
No additional details available.
APR12.00%
Last UpdatedApril 19, 2026
Details
As Low As
APR12.00%
Last UpdatedApril 19, 2026
Details
As Low As
Electrical Workers No 22 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.89%
Personal Loan
12.00%
▼
APR12.00%
Last UpdatedApril 19, 2026
Details
Credit Score A, Max Amt $10,000
Meadow Grove Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Unsecured
12.00%
▼
APR12.00%
Last UpdatedApril 19, 2026
Details
Up to 2 months gross salary with B credit
Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
Signature Loan - Large
12.00%
▼
APR12.00%
Last UpdatedApril 19, 2026
Details
As Low As
Centris Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.42%
Personal Loans (Unsecured)
12.24%
▼
APR12.24%
Last UpdatedApril 19, 2026
Details
As Low As
LincOne Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.28%
Personal Loan
12.25%
▼
APR12.25%
Last UpdatedApril 19, 2026
Details
As Low As; All rates advertised require an autopay from a LincOne Checking Account.
LincOne Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.28%
Personal Loan
12.75%
▼
APR12.75%
Last UpdatedApril 19, 2026
Details
As Low As; All rates advertised require an autopay from a LincOne Checking Account.
Lincoln Public School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.83%
Personal Loans
12.75%
▼
APR12.75%
Last UpdatedApril 19, 2026
Details
No additional details available.
Beverly Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
Personal Loan
12.99%
▼
APR12.99%
Last UpdatedApril 19, 2026
Details
As Low As; Maximum Loan Amount: $12,500
Sugar Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
Unsecured
12.99%
▼
APR12.99%
Last UpdatedApril 19, 2026
Details
Credit Score Ranking C & D
Northeast Nebraska Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
Unsecured Loan (680-739)
12.99%
▼
APR12.99%
Last UpdatedApril 19, 2026
Details
No additional details available.
Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
Signature Loan - Small
13.00%
▼
APR13.00%
Last UpdatedApril 19, 2026
Details
As Low As
Electrical Workers No 22 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.89%
Personal Loan
13.25%
▼
APR13.25%
Last UpdatedApril 19, 2026
Details
Credit Score B, Max Amt $7,500
Electrical Workers No 22 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.89%
Personal Loan
13.50%
▼
APR13.50%
Last UpdatedApril 19, 2026
Details
Credit Score B, Max Amt $7,500
Omaha Douglas Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
Personal Loan
13.75%
▼
APR13.75%
Last UpdatedApril 19, 2026
Details
As Low As
Beverly Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
Personal Loan
13.99%
▼
APR13.99%
Last UpdatedApril 19, 2026
Details
As Low As; Maximum Loan Amount: $12,500
APR14.00%
Last UpdatedApril 19, 2026
Details
No additional details available.
Lincoln Public School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.83%
Debt Consolidation Loan K Limit
14.40%
▼
APR14.40%
Last UpdatedApril 19, 2026
Details
$10; Payroll deduction or ACH
Northeast Nebraska Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
Unsecured Loan (640-679)
14.49%
▼
APR14.49%
Last UpdatedApril 19, 2026
Details
No additional details available.
Beverly Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
Personal Loan
14.99%
▼
APR14.99%
Last UpdatedApril 19, 2026
Details
As Low As; Maximum Loan Amount: $12,500
Electrical Workers No 22 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.89%
Personal Loan
15.25%
▼
APR15.25%
Last UpdatedApril 19, 2026
Details
Credit Score C, Max Amt $2,500
Midwest Liberty Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.68%
Unsecured Loan
15.25%
▼
APR15.25%
Last UpdatedApril 19, 2026
Details
Base rate
Lincoln Public School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.83%
Debt Consolidation Loan K Limit
15.40%
▼
APR15.40%
Last UpdatedApril 19, 2026
Details
$10
Electrical Workers No 22 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.89%
Personal Loan
15.50%
▼
APR15.50%
Last UpdatedApril 19, 2026
Details
Credit Score C, Max Amt $2,500
Meadow Grove Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Unsecured
16.00%
▼
APR16.00%
Last UpdatedApril 19, 2026
Details
Up to 2 months gross salary with B credit
APR16.75%
Last UpdatedApril 19, 2026
Details
No additional details available.
Northeast Nebraska Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
Unsecured Loan (600-639)
16.99%
▼
APR16.99%
Last UpdatedApril 19, 2026
Details
No additional details available.
Electrical Workers No 22 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.89%
Personal Loan
17.00%
▼
APR17.00%
Last UpdatedApril 19, 2026
Details
Credit Score D, Max Amt $2,000
Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
Personal Lines Of Credit
17.00%
▼
APR17.00%
Last UpdatedApril 19, 2026
Details
$0.00-$20,000.00
Electrical Workers No 22 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.89%
Personal Loan
17.25%
▼
APR17.25%
Last UpdatedApril 19, 2026
Details
Credit Score D, Max Amt $2,000
Sugar Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
Short-Term Unsecured
18.00%
▼
APR18.00%
Last UpdatedApril 19, 2026
Details
No additional details available.
Omaha Douglas Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
EZ Cash Loan
18.00%
▼
APR18.00%
Last UpdatedApril 19, 2026
Details
No additional details available.
Northeast Nebraska Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
Unsecured Loan (550-599)
18.00%
▼
APR18.00%
Last UpdatedApril 19, 2026
Details
No additional details available.
Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.66%
Emergency Loan
28.00%
▼
APR28.00%
Last UpdatedApril 19, 2026
Details
(Fixed)
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
University of Nebraska Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
208 W 29th St Ste C, Kearney, NE, 68845 3404
Personal Loan
10.99%
▼
APR10.99%
Last UpdatedApril 19, 2026
Details
As Low As
Lincoln Public School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.83%
Personal Loans
4.75%
▼
APR4.75%
Last UpdatedApril 19, 2026
Details
No additional details available.
Lincoln Public School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.83%
Personal Loans
5.75%
▼
APR5.75%
Last UpdatedApril 19, 2026
Details
No additional details available.
Lincoln Public School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.83%
Personal Loans
6.75%
▼
APR6.75%
Last UpdatedApril 19, 2026
Details
No additional details available.
APR7.68%
Last UpdatedApril 19, 2026
Details
As Low As
Lincoln Public School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.83%
Personal Loans
7.75%
▼
APR7.75%
Last UpdatedApril 19, 2026
Details
No additional details available.
Meridian Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.55%
Unsecured Personal Loans
8.49%
▼
APR8.49%
Last UpdatedApril 19, 2026
Details
As Low As
Lincoln Public School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.83%
Personal Loans
8.75%
▼
APR8.75%
Last UpdatedApril 19, 2026
Details
No additional details available.
Consumers Cooperative Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
Personal Loan
9.00%
▼
APR9.00%
Last UpdatedApril 19, 2026
Details
As Low As
Consumers Cooperative Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
Personal Loan max)
9.00%
▼
APR9.00%
Last UpdatedApril 19, 2026
Details
$7000
Chadron Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.92%
Personal Loan
9.50%
▼
APR9.50%
Last UpdatedApril 19, 2026
Details
As Low As
Electrical Workers No 22 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.89%
Personal Loan
9.50%
▼
APR9.50%
Last UpdatedApril 19, 2026
Details
Credit Score AAA, Max Amt $10,000
Lincoln Public School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.83%
Personal Loans
9.75%
▼
APR9.75%
Last UpdatedApril 19, 2026
Details
No additional details available.
Omaha Douglas Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
Personal Loan
9.75%
▼
APR9.75%
Last UpdatedApril 19, 2026
Details
As Low As
Beverly Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 19, 2026
Details
As Low As; Maximum Loan Amount: $12,500
Electrical Workers No 22 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.89%
Personal Loan
10.00%
▼
APR10.00%
Last UpdatedApril 19, 2026
Details
Credit Score AAA, Max Amt $10,000
Consumers Cooperative Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
Personal Loan max)
10.00%
▼
APR10.00%
Last UpdatedApril 19, 2026
Details
$7000
Omaha Douglas Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
Personal Loan
10.25%
▼
APR10.25%
Last UpdatedApril 19, 2026
Details
As Low As
Lincoln Public School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.83%
Personal Loans
10.75%
▼
APR10.75%
Last UpdatedApril 19, 2026
Details
No additional details available.
Omaha Douglas Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
Personal Loan
10.75%
▼
APR10.75%
Last UpdatedApril 19, 2026
Details
As Low As
North Platte Union Pacific Employee Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
Personal Loan For 2 Years
10.75%
▼
APR10.75%
Last UpdatedApril 19, 2026
Details
2 Years (24 Months)
Electrical Workers No 22 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.89%
Personal Loan
11.00%
▼
APR11.00%
Last UpdatedApril 19, 2026
Details
Credit Score AAA, Max Amt $10,000
Centris Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.42%
Personal Loans (Unsecured)
11.24%
▼
APR11.24%
Last UpdatedApril 19, 2026
Details
As Low As
LincOne Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.28%
Personal Loan
11.25%
▼
APR11.25%
Last UpdatedApril 19, 2026
Details
As Low As; All rates advertised require an autopay from a LincOne Checking Account.
Centris Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.42%
Personal Loans (Unsecured)
11.49%
▼
APR11.49%
Last UpdatedApril 19, 2026
Details
As Low As
Electrical Workers No 22 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.89%
Personal Loan
11.50%
▼
APR11.50%
Last UpdatedApril 19, 2026
Details
Credit Score A, Max Amt $10,000
Centris Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.42%
Personal Loans (Unsecured)
11.74%
▼
APR11.74%
Last UpdatedApril 19, 2026
Details
As Low As
LincOne Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.28%
Personal Loan
11.75%
▼
APR11.75%
Last UpdatedApril 19, 2026
Details
As Low As; All rates advertised require an autopay from a LincOne Checking Account.
Lincoln Public School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.83%
Personal Loans
11.75%
▼
APR11.75%
Last UpdatedApril 19, 2026
Details
No additional details available.
Omaha Douglas Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
Personal Loan
11.75%
▼
APR11.75%
Last UpdatedApril 19, 2026
Details
As Low As
Beverly Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
Personal Loan
11.99%
▼
APR11.99%
Last UpdatedApril 19, 2026
Details
As Low As; Maximum Loan Amount: $12,500
Electrical Workers No 22 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.89%
Personal Loan
12.00%
▼
APR12.00%
Last UpdatedApril 19, 2026
Details
Credit Score A, Max Amt $10,000
APR12.00%
Last UpdatedApril 19, 2026
Details
As Low As
Centris Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.42%
Personal Loans (Unsecured)
12.24%
▼
APR12.24%
Last UpdatedApril 19, 2026
Details
As Low As
LincOne Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.28%
Personal Loan
12.25%
▼
APR12.25%
Last UpdatedApril 19, 2026
Details
As Low As; All rates advertised require an autopay from a LincOne Checking Account.
LincOne Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.28%
Personal Loan
12.75%
▼
APR12.75%
Last UpdatedApril 19, 2026
Details
As Low As; All rates advertised require an autopay from a LincOne Checking Account.
Lincoln Public School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.83%
Personal Loans
12.75%
▼
APR12.75%
Last UpdatedApril 19, 2026
Details
No additional details available.
Beverly Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
Personal Loan
12.99%
▼
APR12.99%
Last UpdatedApril 19, 2026
Details
As Low As; Maximum Loan Amount: $12,500
Electrical Workers No 22 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.89%
Personal Loan
13.25%
▼
APR13.25%
Last UpdatedApril 19, 2026
Details
Credit Score B, Max Amt $7,500
Electrical Workers No 22 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.89%
Personal Loan
13.50%
▼
APR13.50%
Last UpdatedApril 19, 2026
Details
Credit Score B, Max Amt $7,500
Omaha Douglas Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
Personal Loan
13.75%
▼
APR13.75%
Last UpdatedApril 19, 2026
Details
As Low As
Beverly Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
Personal Loan
13.99%
▼
APR13.99%
Last UpdatedApril 19, 2026
Details
As Low As; Maximum Loan Amount: $12,500
Beverly Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
Personal Loan
14.99%
▼
APR14.99%
Last UpdatedApril 19, 2026
Details
As Low As; Maximum Loan Amount: $12,500
Electrical Workers No 22 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.89%
Personal Loan
15.25%
▼
APR15.25%
Last UpdatedApril 19, 2026
Details
Credit Score C, Max Amt $2,500
Electrical Workers No 22 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.89%
Personal Loan
15.50%
▼
APR15.50%
Last UpdatedApril 19, 2026
Details
Credit Score C, Max Amt $2,500
Electrical Workers No 22 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.89%
Personal Loan
17.00%
▼
APR17.00%
Last UpdatedApril 19, 2026
Details
Credit Score D, Max Amt $2,000
Electrical Workers No 22 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.89%
Personal Loan
17.25%
▼
APR17.25%
Last UpdatedApril 19, 2026
Details
Credit Score D, Max Amt $2,000
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Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Lincoln Public School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.83%
Debt Consolidation Loan K Limit
14.40%
▼
APR14.40%
Last UpdatedApril 19, 2026
Details
$10; Payroll deduction or ACH
Lincoln Public School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.83%
Debt Consolidation Loan K Limit
15.40%
▼
APR15.40%
Last UpdatedApril 19, 2026
Details
$10
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Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Roberts Dairy Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
Signature Loans
9.00%
▼
APR9.00%
Last UpdatedApril 19, 2026
Details
No additional details available.
APR9.49%
Last UpdatedApril 19, 2026
Details
No additional details available.
APR9.99%
Last UpdatedApril 19, 2026
Details
No additional details available.
APR10.49%
Last UpdatedApril 19, 2026
Details
No additional details available.
APR10.99%
Last UpdatedApril 19, 2026
Details
As Low As
Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
Signature Loan - Large
12.00%
▼
APR12.00%
Last UpdatedApril 19, 2026
Details
As Low As
Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
Signature Loan - Small
13.00%
▼
APR13.00%
Last UpdatedApril 19, 2026
Details
As Low As
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No home improvement personal loan rates found in Kearney, NE currently.
Kearney, NE Personal Loan Rate Trends
Compare local Kearney, NE personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Personal Loan — NE Avg
11.909%
▲ 0.014 vs 7 days ago
Nebraska personal loan rates rose 0.014 points over the past 7 days to 11.909% APR.
Signature Loan — NE Avg
11.078%
▼ 0.029 vs 7 days ago
Nebraska signature loan rates fell 0.029 points over the past 7 days to 11.078% APR.
As of Apr 19, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions
What credit score do I need for a personal loan in Nebraska?
Most lenders in Kearney, Nebraska require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Nebraska often have more flexible requirements than traditional banks.
What is the difference between secured and unsecured personal loans?
Unsecured personal loans in Kearney, Nebraska require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.
Can I use a personal loan for debt consolidation in Nebraska?
Yes. Debt consolidation is one of the most common uses of personal loans in Kearney, Nebraska. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.
Are credit unions or banks better for personal loans in Kearney, Nebraska?
Credit unions in Kearney, Nebraska often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.
What are the best personal loan rates in Kearney, Nebraska?
- University of Nebraska Federal Credit Union: 10.99% (Personal Loan)
- Lincoln Public School Employees Federal Credit Union: 4.75% (Personal Loans)
- Greenwich Municipal Employees Federal Credit Union: 5.00% (Share Pledge Loans)
- Chadron Federal Credit Union: 5.50% (Recreational Loan)
- Holyoke Community Federal Credit Union: 5.75% (4-H Loans)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Kearney, Nebraska. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 19, 2026.
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