Best Personal Loan Rates in South Sioux City, Nebraska (NE) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in South Sioux City, Nebraska include: Siouxland Federal Credit UnionSiouxland Federal Credit Union3000 Plaza Dr, South Sioux City, NE, 68776A+5.0 ★Texas Ratio: 3.96% offering Personal at 14.00% APR, Great Southern BankGreat Southern Bank2738 Cornhusker Dr, South Sioux City, NE, 68776A+5.0 ★Texas Ratio: 1.82% offering Unsecured Loan at 16.75% APR, Greenwich Municipal Employees Federal Credit UnionGreenwich Municipal Employees Federal Credit UnionA+5.0 ★Texas Ratio: 2.08% offering Share Pledge Loans at 5.00% APR, Nebraska Energy Federal Credit UnionNebraska Energy Federal Credit UnionA+5.0 ★Texas Ratio: 0.23% offering Vacation Loan at 5.00% APR, and Chadron Federal Credit UnionChadron Federal Credit UnionA-5.0 ★Texas Ratio: 14.92% offering Recreational Loan at 5.50% APR. Personal loan rates as of April 11, 2026 according to verified data from MonitorBankRates.
South Sioux City has 2 local institutions in our database, with personal loan rates as low as 14.00% APR from Siouxland Federal Credit Union at 3000 Plaza Dr, South Sioux City, NE, 68776. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in South Sioux City, Nebraska.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in South Sioux City, Nebraska. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 11, 2026
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Use the money in your account as Collateral for a loan
As Low As; Maximum $3,000
As Low As
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Up To $4000.00
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As Low As
(Fixed)
As Low As; Maximum Limit $5000.00
As Low As
Credit Score Ranking A & B
$1,000 Maximum
As Low As
Qualifying balance up to $20,000.00
No additional details available.
As Low As
$7000
As Low As; ($10,000 Maximum)
40% Debt Ratio - $2,500
No additional details available.
No additional details available.
Credit Score AAA, Max Amt $10,000
As Low As
No additional details available.
As Low As
As Low As; Maximum Loan Amount: $12,500
No additional details available.
$7000
max term 120 months
max term 120 months
As Low As; For a $2,000 personal loan with a term of 24 months and 10.00% APR, the monthly payment will be $92.30. Rates are shown as APR and are listed "as low as" and are based on the best credit score in the rate tier. Rates are determined by applicant's credit rating. Rates, terms and conditions are subject to change without prior notice and may vary based on credit qualifications. All loans are subject to approval.
Credit Score AAA, Max Amt $10,000
Floor 6.75%
$5,000 Max
As Low As
No additional details available.
As Low As; Maximum $30,000
2 Years (24 Months)
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As Low As
As Low As
Credit Score AAA, Max Amt $10,000
As Low As
As Low As; All rates advertised require an autopay from a LincOne Checking Account.
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Credit Score A, Max Amt $10,000
As Low As
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As Low As; All rates advertised require an autopay from a LincOne Checking Account.
As Low As
As Low As; Maximum Loan Amount: $12,500
No additional details available.
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As Low As
Up to 2 months gross salary with B credit
As Low As
Credit Score A, Max Amt $10,000
As Low As
As Low As; All rates advertised require an autopay from a LincOne Checking Account.
As Low As; All rates advertised require an autopay from a LincOne Checking Account.
As Low As; Maximum Loan Amount: $12,500
No additional details available.
Credit Score Ranking C & D
As Low As
Credit Score B, Max Amt $7,500
Credit Score B, Max Amt $7,500
No additional details available.
As Low As
As Low As; Maximum Loan Amount: $12,500
No additional details available.
Payroll deduction or ACH
No additional details available.
As Low As; Maximum Loan Amount: $12,500
Credit Score C, Max Amt $2,500
Base rate
No additional details available.
Credit Score C, Max Amt $2,500
Up to 2 months gross salary with B credit
No additional details available.
Credit Score D, Max Amt $2,000
$0.00-$20,000.00
Credit Score D, Max Amt $2,000
No additional details available.
$20 processing fee
No additional details available.
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(Fixed)
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$7000
Credit Score AAA, Max Amt $10,000
As Low As
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As Low As; Maximum Loan Amount: $12,500
$7000
As Low As; For a $2,000 personal loan with a term of 24 months and 10.00% APR, the monthly payment will be $92.30. Rates are shown as APR and are listed "as low as" and are based on the best credit score in the rate tier. Rates are determined by applicant's credit rating. Rates, terms and conditions are subject to change without prior notice and may vary based on credit qualifications. All loans are subject to approval.
Credit Score AAA, Max Amt $10,000
As Low As
As Low As; Maximum $30,000
2 Years (24 Months)
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As Low As
Credit Score AAA, Max Amt $10,000
As Low As
As Low As; All rates advertised require an autopay from a LincOne Checking Account.
As Low As
Credit Score A, Max Amt $10,000
As Low As
As Low As; All rates advertised require an autopay from a LincOne Checking Account.
As Low As
As Low As; Maximum Loan Amount: $12,500
Credit Score A, Max Amt $10,000
As Low As
As Low As
As Low As; All rates advertised require an autopay from a LincOne Checking Account.
As Low As; All rates advertised require an autopay from a LincOne Checking Account.
As Low As; Maximum Loan Amount: $12,500
Credit Score B, Max Amt $7,500
Credit Score B, Max Amt $7,500
As Low As
As Low As; Maximum Loan Amount: $12,500
As Low As; Maximum Loan Amount: $12,500
Credit Score C, Max Amt $2,500
Credit Score C, Max Amt $2,500
Credit Score D, Max Amt $2,000
Credit Score D, Max Amt $2,000
Payroll deduction or ACH
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South Sioux City, NE Personal Loan Rate Trends
Compare local South Sioux City, NE personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Nebraska personal loan rates currently average 11.895% APR.
Nebraska signature loan rates fell 0.144 points over the past 7 days to 11.104% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Nebraska?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Nebraska?
Are credit unions or banks better for personal loans in South Sioux City, Nebraska?
What are the best personal loan rates in South Sioux City, Nebraska?
- Siouxland Federal Credit Union: 14.00% (Personal)
- Great Southern Bank: 16.75% (Unsecured Loan)
- Greenwich Municipal Employees Federal Credit Union: 5.00% (Share Pledge Loans)
- Nebraska Energy Federal Credit Union: 5.00% (Vacation Loan)
- Chadron Federal Credit Union: 5.50% (Recreational Loan)
Personal Loan Calculators
