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Best Personal Loan Rates in Henderson, Nevada (NV) - April 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Nevada borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
| ✓Fact Checked | Personal Loan Rates — Last Updated and Verified: April 11, 2026

Current personal loan options available to borrowers in Henderson, Nevada include: Silver State Schools Credit UnionSilver State Schools Credit Union683 N Stephanie St, Henderson, NV, 89014A+5.0 ★Texas Ratio: 3.65% offering Classroom Supply Loan2 at 4.99% APR, Credit Union 1 Credit Union Rantoul, ILCredit Union 1 Credit Union Rantoul, IL2651 Paseo Verde Pkwy, Henderson, NV, 89074A5.0 ★Texas Ratio: 8.23% offering Credit Saver Loan at 5.00% APR, America First Federal Credit UnionAmerica First Federal Credit Union370 N Stephanie St, Henderson, NV, 89014A5.0 ★Texas Ratio: 8.12% offering Lot Loan- 20/5YR Balloon Variable at 6.82% APR, Mountain America Federal Credit UnionMountain America Federal Credit Union3451 Saint Rose Pkwy, Henderson, NV, 89052 4570A5.0 ★Texas Ratio: 11.38% offering Construction loan at 7.25% APR, and One Nevada Credit UnionOne Nevada Credit Union1090 W Sunset Rd Ste B, Henderson, NV, 89014 6678A+5.0 ★Texas Ratio: 1.18% offering Signature Loan at 11.75% APR. Personal loan rates as of April 11, 2026 according to verified data from MonitorBankRates.

Henderson has 6 local institutions in our database, with personal loan rates as low as 4.99% APR from Silver State Schools Credit Union at 683 N Stephanie St, Henderson, NV, 89014. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.

We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Henderson, Nevada.

Personal loan rates reflect recent market quotes and representative offers available to borrowers in Henderson, Nevada. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 11, 2026

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Silver State Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
683 N Stephanie St, Henderson, NV, 89014
Classroom Supply Loan2
4.99%
View
▼
APR4.99%
Last UpdatedApril 13, 2026
Details

No additional details available.

Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
2651 Paseo Verde Pkwy, Henderson, NV, 89074
Credit Saver Loan
5.00%
View
▼
APR5.00%
Last UpdatedApril 13, 2026
Details

This APR will vary with the market based on the dividend rate.

America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
370 N Stephanie St, Henderson, NV, 89014
Lot Loan- 20/5YR Balloon Variable
6.82%
View
▼
APR6.82%
Last UpdatedApril 13, 2026
Details

As Low As

Silver State Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
683 N Stephanie St, Henderson, NV, 89014
Advanced Curriculum Loan
6.99%
View
▼
APR6.99%
Last UpdatedApril 13, 2026
Details

As Low As

Silver State Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
683 N Stephanie St, Henderson, NV, 89014
Educator Loan3
6.99%
View
▼
APR6.99%
Last UpdatedApril 13, 2026
Details

No additional details available.

America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
370 N Stephanie St, Henderson, NV, 89014
Lot Loan- 10 Year Variable
7.01%
View
▼
APR7.01%
Last UpdatedApril 13, 2026
Details

As Low As

America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
370 N Stephanie St, Henderson, NV, 89014
Lot Loan- 30/5YR Balloon Variable
7.05%
View
▼
APR7.05%
Last UpdatedApril 13, 2026
Details

As Low As

Mountain America Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.38%
3451 Saint Rose Pkwy, Henderson, NV, 89052 4570
Construction loan
7.25%
View
▼
APR7.25%
Last UpdatedApril 13, 2026
Details

As Low As

America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
370 N Stephanie St, Henderson, NV, 89014
Lot Loan- 20/5YR Balloon Fixed
7.28%
View
▼
APR7.28%
Last UpdatedApril 13, 2026
Details

As Low As

America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
370 N Stephanie St, Henderson, NV, 89014
Lot Loan- 10 Year Fixed
7.48%
View
▼
APR7.48%
Last UpdatedApril 13, 2026
Details

As Low As

America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
370 N Stephanie St, Henderson, NV, 89014
Lot Loan- 30/5YR Balloon Fixed
7.48%
View
▼
APR7.48%
Last UpdatedApril 13, 2026
Details

As Low As

Silver State Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
683 N Stephanie St, Henderson, NV, 89014
Power Sport Loans
7.99%
View
▼
APR7.99%
Last UpdatedApril 13, 2026
Details

As Low As

Silver State Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
683 N Stephanie St, Henderson, NV, 89014
Retirement Credits Personal Loan
8.49%
View
▼
APR8.49%
Last UpdatedApril 13, 2026
Details

As Low As

America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
370 N Stephanie St, Henderson, NV, 89014
Renovation Loan
9.31%
View
▼
APR9.31%
Last UpdatedApril 13, 2026
Details

As Low As

Silver State Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
683 N Stephanie St, Henderson, NV, 89014
Personal Loans
10.49%
View
▼
APR10.49%
Last UpdatedApril 13, 2026
Details

As Low As

One Nevada Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.18%
1090 W Sunset Rd Ste B, Henderson, NV, 89014 6678
Signature Loan
11.75%
View
▼
APR11.75%
Last UpdatedApril 13, 2026
Details

Rate = Rates are determined by individual credit standing, collateral age, collateral value, and loan term. Rates may differ.

America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
370 N Stephanie St, Henderson, NV, 89014
PERSONAL
12.49%
View
▼
APR12.49%
Last UpdatedApril 13, 2026
Details

As Low As; Fixed

Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
2651 Paseo Verde Pkwy, Henderson, NV, 89074
Signature Loans
12.99%
View
▼
APR12.99%
Last UpdatedApril 13, 2026
Details

As Low As; Flexible terms available.; No collateral required.

InTouch Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.50%
4299 E Sunset Rd, Henderson, NV, 89014
Unsecured Personal Loan
13.74%
View
▼
APR13.74%
Last UpdatedApril 13, 2026
Details

As Low As; Unsecured terms up to 72 months

Silver State Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
683 N Stephanie St, Henderson, NV, 89014
Personal Lines of Credit
13.74%
View
▼
APR13.74%
Last UpdatedApril 13, 2026
Details

As Low As

Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
2651 Paseo Verde Pkwy, Henderson, NV, 89074
Signature Loan
14.48%
View
▼
APR14.48%
Last UpdatedApril 13, 2026
Details

As Low As; As low as 12.99% APR

Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
2651 Paseo Verde Pkwy, Henderson, NV, 89074
Signature Loan
16.20%
View
▼
APR16.20%
Last UpdatedApril 13, 2026
Details

As Low As; As low as 15.74% APR

Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
2651 Paseo Verde Pkwy, Henderson, NV, 89074
Signature Loan
16.65%
View
▼
APR16.65%
Last UpdatedApril 13, 2026
Details

As Low As; As low as 15.49% APR

Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
Loan Amount / Term to $9,999
4.25%
View
▼
APR4.25%
Last UpdatedApril 13, 2026
Details

$5,000; Max. Term 48 Months

Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
Loan Amount / Term to $14,999
4.25%
View
▼
APR4.25%
Last UpdatedApril 13, 2026
Details

$10,000; Max. Term 60 Months

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
Credit Builder Loan
4.50%
View
▼
APR4.50%
Last UpdatedApril 13, 2026
Details

No additional details available.

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
Refinance Loan
4.64%
View
▼
APR4.64%
Last UpdatedApril 13, 2026
Details

As Low As

Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
Loan Amount / Term to $14,999
4.75%
View
▼
APR4.75%
Last UpdatedApril 13, 2026
Details

$10,000; Max. Term 60 Months

Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
Loan Amount / Term to $9,999
4.75%
View
▼
APR4.75%
Last UpdatedApril 13, 2026
Details

$5,000; Max. Term 48 Months

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
Medical Degree Refinance Loan
4.80%
View
▼
APR4.80%
Last UpdatedApril 13, 2026
Details

As Low As

USAA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
VA Interest Rate Reduction Refinance Loan, or IRRRL
5.73%
View
▼
APR5.73%
Last UpdatedApril 13, 2026
Details

No additional details available.

USAA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
VA purchase loan
5.93%
View
▼
APR5.93%
Last UpdatedApril 13, 2026
Details

No additional details available.

Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
Loan Amount / Term to $24,999
6.00%
View
▼
APR6.00%
Last UpdatedApril 13, 2026
Details

$15,000; Max. Term 72 Months

USAA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
VA cash-out refinance loan
6.08%
View
▼
APR6.08%
Last UpdatedApril 13, 2026
Details

No additional details available.

Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
Loan Amount / Term to $24,999
6.25%
View
▼
APR6.25%
Last UpdatedApril 13, 2026
Details

$15,000; Max. Term 72 Months

Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
Loan Amount / Term
6.50%
View
▼
APR6.50%
Last UpdatedApril 13, 2026
Details

Over $25,000; Max. Term 84 Months

USAA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Low down payment purchase loan
6.57%
View
▼
APR6.57%
Last UpdatedApril 13, 2026
Details

No additional details available.

Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
Equipment Loans
6.70%
View
▼
APR6.70%
Last UpdatedApril 13, 2026
Details

As Low As

Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
Loan Amount / Term
6.75%
View
▼
APR6.75%
Last UpdatedApril 13, 2026
Details

Over $25,000; Max. Term 84 Months

Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
Loan Amount / Term to $14,999
6.75%
View
▼
APR6.75%
Last UpdatedApril 13, 2026
Details

$10,000; Max. Term 60 Months

Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
Loan Amount / Term to $9,999
6.75%
View
▼
APR6.75%
Last UpdatedApril 13, 2026
Details

$5,000; Max. Term 48 Months

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
Personal Loan
6.99%
View
▼
APR6.99%
Last UpdatedApril 13, 2026
Details

As Low As

Churchill County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
Recreational Loans
7.25%
View
▼
APR7.25%
Last UpdatedApril 13, 2026
Details

As Low As; Loan Term: 24-84 Months

Greater Nevada Credit Union
Institution Rating:
F1.0 ★Texas Ratio: 83.06%
Land Loan
7.50%
View
▼
APR7.50%
Last UpdatedApril 13, 2026
Details

As Low As

Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
Personal Term Loan - 12 months
7.99%
View
▼
APR7.99%
Last UpdatedApril 13, 2026
Details

As Low As

Boulder Dam Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
Signature Loans
8.00%
View
▼
APR8.00%
Last UpdatedApril 13, 2026
Details

No additional details available.

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan A
8.25%
View
▼
APR8.25%
Last UpdatedApril 13, 2026
Details

No additional details available.

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan B
8.25%
View
▼
APR8.25%
Last UpdatedApril 13, 2026
Details

No additional details available.

Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
Loan Amount / Term to $24,999
8.25%
View
▼
APR8.25%
Last UpdatedApril 13, 2026
Details

$15,000; Max. Term 72 Months

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan
8.25%
View
▼
APR8.25%
Last UpdatedApril 13, 2026
Details

As Low As

Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
Personal Term Loan - 24 months
8.50%
View
▼
APR8.50%
Last UpdatedApril 13, 2026
Details

As Low As

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan A
8.50%
View
▼
APR8.50%
Last UpdatedApril 13, 2026
Details

No additional details available.

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan B
8.50%
View
▼
APR8.50%
Last UpdatedApril 13, 2026
Details

No additional details available.

Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
Personal Term Loan - 36 months
8.75%
View
▼
APR8.75%
Last UpdatedApril 13, 2026
Details

As Low As

Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
Loan Amount / Term
8.75%
View
▼
APR8.75%
Last UpdatedApril 13, 2026
Details

Over $25,000; Max. Term 84 Months

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan A
8.75%
View
▼
APR8.75%
Last UpdatedApril 13, 2026
Details

No additional details available.

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan B
8.75%
View
▼
APR8.75%
Last UpdatedApril 13, 2026
Details

No additional details available.

Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
Personal Term Loan - 48 months
9.00%
View
▼
APR9.00%
Last UpdatedApril 13, 2026
Details

As Low As

Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
Construction Loan
9.00%
View
▼
APR9.00%
Last UpdatedApril 13, 2026
Details

As Low As

Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
Land Loan
9.00%
View
▼
APR9.00%
Last UpdatedApril 13, 2026
Details

As Low As

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan B
9.50%
View
▼
APR9.50%
Last UpdatedApril 13, 2026
Details

No additional details available.

Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
Personal Term Loan - 60 months
9.50%
View
▼
APR9.50%
Last UpdatedApril 13, 2026
Details

As Low As

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan A
9.50%
View
▼
APR9.50%
Last UpdatedApril 13, 2026
Details

No additional details available.

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan A
9.75%
View
▼
APR9.75%
Last UpdatedApril 13, 2026
Details

No additional details available.

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan B
9.75%
View
▼
APR9.75%
Last UpdatedApril 13, 2026
Details

No additional details available.

Sierra Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
Personal/Unsecured
9.99%
View
▼
APR9.99%
Last UpdatedApril 13, 2026
Details

As Low As

Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
Loan Amount / Term to $14,999
10.75%
View
▼
APR10.75%
Last UpdatedApril 13, 2026
Details

$10,000; Max. Term 60 Months

Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
Loan Amount / Term to $9,999
10.75%
View
▼
APR10.75%
Last UpdatedApril 13, 2026
Details

$5,000; Max. Term 48 Months

Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
Personal Term Loan - 72 months
11.00%
View
▼
APR11.00%
Last UpdatedApril 13, 2026
Details

As Low As

Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
Energy Saver Loan
11.89%
View
▼
APR11.89%
Last UpdatedApril 13, 2026
Details

No additional details available.

Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
Signature Loan
11.99%
View
▼
APR11.99%
Last UpdatedApril 13, 2026
Details

As Low As

Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
Loan Amount / Term to $24,999
12.25%
View
▼
APR12.25%
Last UpdatedApril 13, 2026
Details

$15,000; Max. Term 72 Months

Weststar Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
Signature Loan
12.49%
View
▼
APR12.49%
Last UpdatedApril 13, 2026
Details

As Low As

Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
Lifestyle Loans
12.89%
View
▼
APR12.89%
Last UpdatedApril 13, 2026
Details

No additional details available.

Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
Loan Amount / Term
13.25%
View
▼
APR13.25%
Last UpdatedApril 13, 2026
Details

Over $25,000; Max. Term 84 Months

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan C
13.25%
View
▼
APR13.25%
Last UpdatedApril 13, 2026
Details

No additional details available.

Greater Nevada Credit Union
Institution Rating:
F1.0 ★Texas Ratio: 83.06%
Personal Loan
13.49%
View
▼
APR13.49%
Last UpdatedApril 13, 2026
Details

As Low As

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan C
13.50%
View
▼
APR13.50%
Last UpdatedApril 13, 2026
Details

No additional details available.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Personal Loan
13.74%
View
▼
APR13.74%
Last UpdatedApril 13, 2026
Details

No additional details available.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Personal Loans
13.74%
View
▼
APR13.74%
Last UpdatedApril 13, 2026
Details

As Low As

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan C
13.75%
View
▼
APR13.75%
Last UpdatedApril 13, 2026
Details

No additional details available.

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan C
14.00%
View
▼
APR14.00%
Last UpdatedApril 13, 2026
Details

No additional details available.

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan C
14.25%
View
▼
APR14.25%
Last UpdatedApril 13, 2026
Details

No additional details available.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Debt Consolidation Loan
14.49%
View
▼
APR14.49%
Last UpdatedApril 13, 2026
Details

No additional details available.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Debt Consolidation Loans
14.49%
View
▼
APR14.49%
Last UpdatedApril 13, 2026
Details

As Low As

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan D
15.25%
View
▼
APR15.25%
Last UpdatedApril 13, 2026
Details

No additional details available.

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan D
15.50%
View
▼
APR15.50%
Last UpdatedApril 13, 2026
Details

No additional details available.

Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
Loan Amount / Term to $14,999
15.75%
View
▼
APR15.75%
Last UpdatedApril 13, 2026
Details

$10,000; Max. Term 60 Months

Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
Loan Amount / Term to $9,999
15.75%
View
▼
APR15.75%
Last UpdatedApril 13, 2026
Details

$5,000; Max. Term 48 Months

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan D
15.75%
View
▼
APR15.75%
Last UpdatedApril 13, 2026
Details

No additional details available.

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan D
16.00%
View
▼
APR16.00%
Last UpdatedApril 13, 2026
Details

No additional details available.

Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
Loan Amount / Term
16.25%
View
▼
APR16.25%
Last UpdatedApril 13, 2026
Details

Over $25,000; Max. Term 84 Months

Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
Loan Amount / Term to $24,999
16.25%
View
▼
APR16.25%
Last UpdatedApril 13, 2026
Details

$15,000; Max. Term 72 Months

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan D
16.25%
View
▼
APR16.25%
Last UpdatedApril 13, 2026
Details

No additional details available.

Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
Loan Amount / Term to $14,999
16.75%
View
▼
APR16.75%
Last UpdatedApril 13, 2026
Details

$10,000; Max. Term 60 Months

Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
Loan Amount / Term to $9,999
16.75%
View
▼
APR16.75%
Last UpdatedApril 13, 2026
Details

$5,000; Max. Term 48 Months

Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
Loan Amount / Term
17.25%
View
▼
APR17.25%
Last UpdatedApril 13, 2026
Details

Over $25,000; Max. Term 84 Months

Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
Loan Amount / Term to $24,999
17.25%
View
▼
APR17.25%
Last UpdatedApril 13, 2026
Details

$15,000; Max. Term 72 Months

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan E
17.50%
View
▼
APR17.50%
Last UpdatedApril 13, 2026
Details

No additional details available.

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Silver State Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
683 N Stephanie St, Henderson, NV, 89014
Retirement Credits Personal Loan
8.49%
View
▼
APR8.49%
Last UpdatedApril 13, 2026
Details

As Low As

Silver State Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
683 N Stephanie St, Henderson, NV, 89014
Personal Loans
10.49%
View
▼
APR10.49%
Last UpdatedApril 13, 2026
Details

As Low As

InTouch Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.50%
4299 E Sunset Rd, Henderson, NV, 89014
Unsecured Personal Loan
13.74%
View
▼
APR13.74%
Last UpdatedApril 13, 2026
Details

As Low As; Unsecured terms up to 72 months

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
Personal Loan
6.99%
View
▼
APR6.99%
Last UpdatedApril 13, 2026
Details

As Low As

Greater Nevada Credit Union
Institution Rating:
F1.0 ★Texas Ratio: 83.06%
Personal Loan
13.49%
View
▼
APR13.49%
Last UpdatedApril 13, 2026
Details

As Low As

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Personal Loan
13.74%
View
▼
APR13.74%
Last UpdatedApril 13, 2026
Details

No additional details available.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Personal Loans
13.74%
View
▼
APR13.74%
Last UpdatedApril 13, 2026
Details

As Low As

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Debt Consolidation Loan
14.49%
View
▼
APR14.49%
Last UpdatedApril 13, 2026
Details

No additional details available.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Debt Consolidation Loans
14.49%
View
▼
APR14.49%
Last UpdatedApril 13, 2026
Details

As Low As

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
One Nevada Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.18%
1090 W Sunset Rd Ste B, Henderson, NV, 89014 6678
Signature Loan
11.75%
View
▼
APR11.75%
Last UpdatedApril 13, 2026
Details

Rate = Rates are determined by individual credit standing, collateral age, collateral value, and loan term. Rates may differ.

Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
2651 Paseo Verde Pkwy, Henderson, NV, 89074
Signature Loans
12.99%
View
▼
APR12.99%
Last UpdatedApril 13, 2026
Details

As Low As; Flexible terms available.; No collateral required.

Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
2651 Paseo Verde Pkwy, Henderson, NV, 89074
Signature Loan
14.48%
View
▼
APR14.48%
Last UpdatedApril 13, 2026
Details

As Low As; As low as 12.99% APR

Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
2651 Paseo Verde Pkwy, Henderson, NV, 89074
Signature Loan
16.20%
View
▼
APR16.20%
Last UpdatedApril 13, 2026
Details

As Low As; As low as 15.74% APR

Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
2651 Paseo Verde Pkwy, Henderson, NV, 89074
Signature Loan
16.65%
View
▼
APR16.65%
Last UpdatedApril 13, 2026
Details

As Low As; As low as 15.49% APR

Boulder Dam Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
Signature Loans
8.00%
View
▼
APR8.00%
Last UpdatedApril 13, 2026
Details

No additional details available.

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan
8.25%
View
▼
APR8.25%
Last UpdatedApril 13, 2026
Details

As Low As

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan A
8.25%
View
▼
APR8.25%
Last UpdatedApril 13, 2026
Details

No additional details available.

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan B
8.25%
View
▼
APR8.25%
Last UpdatedApril 13, 2026
Details

No additional details available.

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan A
8.50%
View
▼
APR8.50%
Last UpdatedApril 13, 2026
Details

No additional details available.

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan B
8.50%
View
▼
APR8.50%
Last UpdatedApril 13, 2026
Details

No additional details available.

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan A
8.75%
View
▼
APR8.75%
Last UpdatedApril 13, 2026
Details

No additional details available.

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan B
8.75%
View
▼
APR8.75%
Last UpdatedApril 13, 2026
Details

No additional details available.

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan A
9.50%
View
▼
APR9.50%
Last UpdatedApril 13, 2026
Details

No additional details available.

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan B
9.50%
View
▼
APR9.50%
Last UpdatedApril 13, 2026
Details

No additional details available.

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan A
9.75%
View
▼
APR9.75%
Last UpdatedApril 13, 2026
Details

No additional details available.

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan B
9.75%
View
▼
APR9.75%
Last UpdatedApril 13, 2026
Details

No additional details available.

Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
Signature Loan
11.99%
View
▼
APR11.99%
Last UpdatedApril 13, 2026
Details

As Low As

Weststar Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
Signature Loan
12.49%
View
▼
APR12.49%
Last UpdatedApril 13, 2026
Details

As Low As

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan C
13.25%
View
▼
APR13.25%
Last UpdatedApril 13, 2026
Details

No additional details available.

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan C
13.50%
View
▼
APR13.50%
Last UpdatedApril 13, 2026
Details

No additional details available.

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan C
13.75%
View
▼
APR13.75%
Last UpdatedApril 13, 2026
Details

No additional details available.

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan C
14.00%
View
▼
APR14.00%
Last UpdatedApril 13, 2026
Details

No additional details available.

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan C
14.25%
View
▼
APR14.25%
Last UpdatedApril 13, 2026
Details

No additional details available.

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan D
15.25%
View
▼
APR15.25%
Last UpdatedApril 13, 2026
Details

No additional details available.

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan D
15.50%
View
▼
APR15.50%
Last UpdatedApril 13, 2026
Details

No additional details available.

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan D
15.75%
View
▼
APR15.75%
Last UpdatedApril 13, 2026
Details

No additional details available.

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan D
16.00%
View
▼
APR16.00%
Last UpdatedApril 13, 2026
Details

No additional details available.

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan D
16.25%
View
▼
APR16.25%
Last UpdatedApril 13, 2026
Details

No additional details available.

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan E
17.50%
View
▼
APR17.50%
Last UpdatedApril 13, 2026
Details

No additional details available.

No home improvement personal loan rates found in Henderson, NV currently.

Henderson, NV Personal Loan Rate Trends

Compare local Henderson, NV personal loan rates against the statewide average

Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Nevada Personal Loan Trends →
Personal Loan — NV Avg
11.630%
Unchanged vs 7 days ago

Nevada personal loan rates currently average 11.630% APR.

Signature Loan — NV Avg
12.019%
Unchanged vs 7 days ago

Nevada signature loan rates currently average 12.019% APR.

As of Apr 13, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Frequently Asked Questions

What credit score do I need for a personal loan in Nevada?

Most lenders in Henderson, Nevada require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Nevada often have more flexible requirements than traditional banks.

What is the difference between secured and unsecured personal loans?

Unsecured personal loans in Henderson, Nevada require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.

Can I use a personal loan for debt consolidation in Nevada?

Yes. Debt consolidation is one of the most common uses of personal loans in Henderson, Nevada. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.

Are credit unions or banks better for personal loans in Henderson, Nevada?

Credit unions in Henderson, Nevada often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.

What are the best personal loan rates in Henderson, Nevada?

  • Silver State Schools Credit Union: 4.99% (Classroom Supply Loan2)
  • Credit Union 1 Credit Union Rantoul, IL: 5.00% (Credit Saver Loan)
  • America First Federal Credit Union: 6.82% (Lot Loan- 20/5YR Balloon Variable)
  • Mountain America Federal Credit Union: 7.25% (Construction loan)
  • One Nevada Credit Union: 11.75% (Signature Loan)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Henderson, Nevada. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 11, 2026.

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