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Best Personal Loan Rates in North Las Vegas, Nevada (NV) - April 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Nevada borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
| ✓Fact Checked | Personal Loan Rates — Last Updated and Verified: April 19, 2026

Current personal loan options available to borrowers in North Las Vegas, Nevada include: America First Federal Credit UnionAmerica First Federal Credit Union2255 E Centennial Pkwy, North Las Vegas, NV, 89081 5601A5.0 ★Texas Ratio: 8.12% offering Lot Loan- 20/5YR Balloon Variable at 6.82% APR, Silver State Schools Credit UnionSilver State Schools Credit Union6955 Aliante Pkwy, North Las Vegas, NV, 89084A+5.0 ★Texas Ratio: 3.65% offering Personal Loans at 10.49% APR, Great Basin Federal Credit UnionGreat Basin Federal Credit UnionA5.0 ★Texas Ratio: 8.76% offering Loan Amount / Term to $14,999 at 4.25% APR, Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.73% offering Credit Builder Loan at 4.50% APR, and Credit Union 1 Credit Union Rantoul, ILCredit Union 1 Credit Union Rantoul, ILA5.0 ★Texas Ratio: 8.23% offering Credit Saver Loan at 5.00% APR. Personal loan rates as of April 19, 2026 according to verified data from MonitorBankRates.

North Las Vegas has 2 local institutions in our database, with personal loan rates as low as 6.82% APR from America First Federal Credit Union at 2255 E Centennial Pkwy, North Las Vegas, NV, 89081 5601. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.

We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in North Las Vegas, Nevada.

Personal loan rates reflect recent market quotes and representative offers available to borrowers in North Las Vegas, Nevada. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 19, 2026

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
2255 E Centennial Pkwy, North Las Vegas, NV, 89081 5601
Lot Loan- 20/5YR Balloon Variable
6.82%
View
▼
APR6.82%
Last UpdatedApril 21, 2026
Details

As Low As

America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
2255 E Centennial Pkwy, North Las Vegas, NV, 89081 5601
Lot Loan- 10 Year Variable
7.01%
View
▼
APR7.01%
Last UpdatedApril 21, 2026
Details

As Low As

America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
2255 E Centennial Pkwy, North Las Vegas, NV, 89081 5601
Lot Loan- 30/5YR Balloon Variable
7.05%
View
▼
APR7.05%
Last UpdatedApril 21, 2026
Details

As Low As

America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
2255 E Centennial Pkwy, North Las Vegas, NV, 89081 5601
Lot Loan- 20/5YR Balloon Fixed
7.28%
View
▼
APR7.28%
Last UpdatedApril 21, 2026
Details

As Low As

America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
2255 E Centennial Pkwy, North Las Vegas, NV, 89081 5601
Lot Loan- 10 Year Fixed
7.48%
View
▼
APR7.48%
Last UpdatedApril 21, 2026
Details

As Low As

America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
2255 E Centennial Pkwy, North Las Vegas, NV, 89081 5601
Lot Loan- 30/5YR Balloon Fixed
7.48%
View
▼
APR7.48%
Last UpdatedApril 21, 2026
Details

As Low As

Silver State Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
6955 Aliante Pkwy, North Las Vegas, NV, 89084
Personal Loans
10.49%
View
▼
APR10.49%
Last UpdatedApril 21, 2026
Details

As Low As

America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
2255 E Centennial Pkwy, North Las Vegas, NV, 89081 5601
PERSONAL
12.49%
View
▼
APR12.49%
Last UpdatedApril 21, 2026
Details

As Low As; Fixed

Silver State Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
6955 Aliante Pkwy, North Las Vegas, NV, 89084
Personal Lines of Credit
13.74%
View
▼
APR13.74%
Last UpdatedApril 21, 2026
Details

As Low As

Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
Loan Amount / Term to $14,999
4.25%
View
▼
APR4.25%
Last UpdatedApril 21, 2026
Details

$10,000; Max. Term 60 Months

Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
Loan Amount / Term to $9,999
4.25%
View
▼
APR4.25%
Last UpdatedApril 21, 2026
Details

$5,000; Max. Term 48 Months

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
Credit Builder Loan
4.50%
View
▼
APR4.50%
Last UpdatedApril 21, 2026
Details

No additional details available.

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
Refinance Loan
4.64%
View
▼
APR4.64%
Last UpdatedApril 21, 2026
Details

As Low As

Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
Loan Amount / Term to $14,999
4.75%
View
▼
APR4.75%
Last UpdatedApril 21, 2026
Details

$10,000; Max. Term 60 Months

Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
Loan Amount / Term to $9,999
4.75%
View
▼
APR4.75%
Last UpdatedApril 21, 2026
Details

$5,000; Max. Term 48 Months

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
Medical Degree Refinance Loan
4.80%
View
▼
APR4.80%
Last UpdatedApril 21, 2026
Details

As Low As

Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
Credit Saver Loan
5.00%
View
▼
APR5.00%
Last UpdatedApril 21, 2026
Details

This APR will vary with the market based on the dividend rate.

USAA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
VA Interest Rate Reduction Refinance Loan, or IRRRL
5.73%
View
▼
APR5.73%
Last UpdatedApril 21, 2026
Details

No additional details available.

USAA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
VA purchase loan
5.93%
View
▼
APR5.93%
Last UpdatedApril 21, 2026
Details

No additional details available.

Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
Loan Amount / Term to $24,999
6.00%
View
▼
APR6.00%
Last UpdatedApril 21, 2026
Details

$15,000; Max. Term 72 Months

USAA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
VA cash-out refinance loan
6.08%
View
▼
APR6.08%
Last UpdatedApril 21, 2026
Details

No additional details available.

Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
Loan Amount / Term to $24,999
6.25%
View
▼
APR6.25%
Last UpdatedApril 21, 2026
Details

$15,000; Max. Term 72 Months

Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
Loan Amount / Term
6.50%
View
▼
APR6.50%
Last UpdatedApril 21, 2026
Details

Over $25,000; Max. Term 84 Months

USAA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Low down payment purchase loan
6.57%
View
▼
APR6.57%
Last UpdatedApril 21, 2026
Details

No additional details available.

Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
Equipment Loans
6.70%
View
▼
APR6.70%
Last UpdatedApril 21, 2026
Details

As Low As

Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
Loan Amount / Term
6.75%
View
▼
APR6.75%
Last UpdatedApril 21, 2026
Details

Over $25,000; Max. Term 84 Months

Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
Loan Amount / Term to $14,999
6.75%
View
▼
APR6.75%
Last UpdatedApril 21, 2026
Details

$10,000; Max. Term 60 Months

Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
Loan Amount / Term to $9,999
6.75%
View
▼
APR6.75%
Last UpdatedApril 21, 2026
Details

$5,000; Max. Term 48 Months

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
Personal Loan
6.99%
View
▼
APR6.99%
Last UpdatedApril 21, 2026
Details

As Low As

Churchill County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
Recreational Loans
7.25%
View
▼
APR7.25%
Last UpdatedApril 21, 2026
Details

As Low As; Loan Term: 24-84 Months

Greater Nevada Credit Union
Institution Rating:
F1.0 ★Texas Ratio: 83.06%
Land Loan
7.50%
View
▼
APR7.50%
Last UpdatedApril 21, 2026
Details

As Low As

Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
Personal Term Loan - 12 months
7.99%
View
▼
APR7.99%
Last UpdatedApril 21, 2026
Details

As Low As

Boulder Dam Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
Signature Loans
8.00%
View
▼
APR8.00%
Last UpdatedApril 21, 2026
Details

No additional details available.

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan B
8.25%
View
▼
APR8.25%
Last UpdatedApril 21, 2026
Details

No additional details available.

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan
8.25%
View
▼
APR8.25%
Last UpdatedApril 21, 2026
Details

As Low As

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan A
8.25%
View
▼
APR8.25%
Last UpdatedApril 21, 2026
Details

No additional details available.

Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
Loan Amount / Term to $24,999
8.25%
View
▼
APR8.25%
Last UpdatedApril 21, 2026
Details

$15,000; Max. Term 72 Months

Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
Personal Term Loan - 24 months
8.50%
View
▼
APR8.50%
Last UpdatedApril 21, 2026
Details

As Low As

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan A
8.50%
View
▼
APR8.50%
Last UpdatedApril 21, 2026
Details

No additional details available.

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan B
8.50%
View
▼
APR8.50%
Last UpdatedApril 21, 2026
Details

No additional details available.

Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
Personal Term Loan - 36 months
8.75%
View
▼
APR8.75%
Last UpdatedApril 21, 2026
Details

As Low As

Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
Loan Amount / Term
8.75%
View
▼
APR8.75%
Last UpdatedApril 21, 2026
Details

Over $25,000; Max. Term 84 Months

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan A
8.75%
View
▼
APR8.75%
Last UpdatedApril 21, 2026
Details

No additional details available.

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan B
8.75%
View
▼
APR8.75%
Last UpdatedApril 21, 2026
Details

No additional details available.

Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
Land Loan
9.00%
View
▼
APR9.00%
Last UpdatedApril 21, 2026
Details

As Low As

Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
Personal Term Loan - 48 months
9.00%
View
▼
APR9.00%
Last UpdatedApril 21, 2026
Details

As Low As

Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
Construction Loan
9.00%
View
▼
APR9.00%
Last UpdatedApril 21, 2026
Details

As Low As

Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
Personal Term Loan - 60 months
9.50%
View
▼
APR9.50%
Last UpdatedApril 21, 2026
Details

As Low As

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan A
9.50%
View
▼
APR9.50%
Last UpdatedApril 21, 2026
Details

No additional details available.

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan B
9.50%
View
▼
APR9.50%
Last UpdatedApril 21, 2026
Details

No additional details available.

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan A
9.75%
View
▼
APR9.75%
Last UpdatedApril 21, 2026
Details

No additional details available.

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan B
9.75%
View
▼
APR9.75%
Last UpdatedApril 21, 2026
Details

No additional details available.

Sierra Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
Personal/Unsecured
9.99%
View
▼
APR9.99%
Last UpdatedApril 21, 2026
Details

As Low As

Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
Loan Amount / Term to $14,999
10.75%
View
▼
APR10.75%
Last UpdatedApril 21, 2026
Details

$10,000; Max. Term 60 Months

Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
Loan Amount / Term to $9,999
10.75%
View
▼
APR10.75%
Last UpdatedApril 21, 2026
Details

$5,000; Max. Term 48 Months

Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
Personal Term Loan - 72 months
11.00%
View
▼
APR11.00%
Last UpdatedApril 21, 2026
Details

As Low As

Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
Energy Saver Loan
11.89%
View
▼
APR11.89%
Last UpdatedApril 21, 2026
Details

No additional details available.

Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
Signature Loan
11.99%
View
▼
APR11.99%
Last UpdatedApril 21, 2026
Details

As Low As

Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
Loan Amount / Term to $24,999
12.25%
View
▼
APR12.25%
Last UpdatedApril 21, 2026
Details

$15,000; Max. Term 72 Months

Weststar Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
Signature Loan
12.49%
View
▼
APR12.49%
Last UpdatedApril 21, 2026
Details

As Low As

Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
Lifestyle Loans
12.89%
View
▼
APR12.89%
Last UpdatedApril 21, 2026
Details

No additional details available.

Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
Loan Amount / Term
13.25%
View
▼
APR13.25%
Last UpdatedApril 21, 2026
Details

Over $25,000; Max. Term 84 Months

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan C
13.25%
View
▼
APR13.25%
Last UpdatedApril 21, 2026
Details

No additional details available.

Greater Nevada Credit Union
Institution Rating:
F1.0 ★Texas Ratio: 83.06%
Personal Loan
13.49%
View
▼
APR13.49%
Last UpdatedApril 21, 2026
Details

As Low As

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan C
13.50%
View
▼
APR13.50%
Last UpdatedApril 21, 2026
Details

No additional details available.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Personal Loan
13.74%
View
▼
APR13.74%
Last UpdatedApril 21, 2026
Details

No additional details available.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Personal Loans
13.74%
View
▼
APR13.74%
Last UpdatedApril 21, 2026
Details

As Low As

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan C
13.75%
View
▼
APR13.75%
Last UpdatedApril 21, 2026
Details

No additional details available.

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan C
14.00%
View
▼
APR14.00%
Last UpdatedApril 21, 2026
Details

No additional details available.

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan C
14.25%
View
▼
APR14.25%
Last UpdatedApril 21, 2026
Details

No additional details available.

Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
Signature Loan
14.48%
View
▼
APR14.48%
Last UpdatedApril 21, 2026
Details

As Low As; As low as 12.99% APR

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Debt Consolidation Loan
14.49%
View
▼
APR14.49%
Last UpdatedApril 21, 2026
Details

No additional details available.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Debt Consolidation Loans
14.49%
View
▼
APR14.49%
Last UpdatedApril 21, 2026
Details

As Low As

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan D
15.25%
View
▼
APR15.25%
Last UpdatedApril 21, 2026
Details

No additional details available.

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan D
15.50%
View
▼
APR15.50%
Last UpdatedApril 21, 2026
Details

No additional details available.

Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
Loan Amount / Term to $14,999
15.75%
View
▼
APR15.75%
Last UpdatedApril 21, 2026
Details

$10,000; Max. Term 60 Months

Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
Loan Amount / Term to $9,999
15.75%
View
▼
APR15.75%
Last UpdatedApril 21, 2026
Details

$5,000; Max. Term 48 Months

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan D
15.75%
View
▼
APR15.75%
Last UpdatedApril 21, 2026
Details

No additional details available.

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan D
16.00%
View
▼
APR16.00%
Last UpdatedApril 21, 2026
Details

No additional details available.

Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
Signature Loan
16.20%
View
▼
APR16.20%
Last UpdatedApril 21, 2026
Details

As Low As; As low as 15.74% APR

Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
Loan Amount / Term
16.25%
View
▼
APR16.25%
Last UpdatedApril 21, 2026
Details

Over $25,000; Max. Term 84 Months

Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
Loan Amount / Term to $24,999
16.25%
View
▼
APR16.25%
Last UpdatedApril 21, 2026
Details

$15,000; Max. Term 72 Months

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan D
16.25%
View
▼
APR16.25%
Last UpdatedApril 21, 2026
Details

No additional details available.

Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
Signature Loan
16.65%
View
▼
APR16.65%
Last UpdatedApril 21, 2026
Details

As Low As; As low as 15.49% APR

Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
Loan Amount / Term to $14,999
16.75%
View
▼
APR16.75%
Last UpdatedApril 21, 2026
Details

$10,000; Max. Term 60 Months

Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
Loan Amount / Term to $9,999
16.75%
View
▼
APR16.75%
Last UpdatedApril 21, 2026
Details

$5,000; Max. Term 48 Months

Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
Loan Amount / Term
17.25%
View
▼
APR17.25%
Last UpdatedApril 21, 2026
Details

Over $25,000; Max. Term 84 Months

Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
Loan Amount / Term to $24,999
17.25%
View
▼
APR17.25%
Last UpdatedApril 21, 2026
Details

$15,000; Max. Term 72 Months

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan E
17.50%
View
▼
APR17.50%
Last UpdatedApril 21, 2026
Details

No additional details available.

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Silver State Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
6955 Aliante Pkwy, North Las Vegas, NV, 89084
Personal Loans
10.49%
View
▼
APR10.49%
Last UpdatedApril 21, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
Personal Loan
6.99%
View
▼
APR6.99%
Last UpdatedApril 21, 2026
Details

As Low As

Greater Nevada Credit Union
Institution Rating:
F1.0 ★Texas Ratio: 83.06%
Personal Loan
13.49%
View
▼
APR13.49%
Last UpdatedApril 21, 2026
Details

As Low As

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Personal Loan
13.74%
View
▼
APR13.74%
Last UpdatedApril 21, 2026
Details

No additional details available.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Personal Loans
13.74%
View
▼
APR13.74%
Last UpdatedApril 21, 2026
Details

As Low As

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Debt Consolidation Loan
14.49%
View
▼
APR14.49%
Last UpdatedApril 21, 2026
Details

No additional details available.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Debt Consolidation Loans
14.49%
View
▼
APR14.49%
Last UpdatedApril 21, 2026
Details

As Low As

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Boulder Dam Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
Signature Loans
8.00%
View
▼
APR8.00%
Last UpdatedApril 21, 2026
Details

No additional details available.

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan
8.25%
View
▼
APR8.25%
Last UpdatedApril 21, 2026
Details

As Low As

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan A
8.25%
View
▼
APR8.25%
Last UpdatedApril 21, 2026
Details

No additional details available.

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan B
8.25%
View
▼
APR8.25%
Last UpdatedApril 21, 2026
Details

No additional details available.

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan A
8.50%
View
▼
APR8.50%
Last UpdatedApril 21, 2026
Details

No additional details available.

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan B
8.50%
View
▼
APR8.50%
Last UpdatedApril 21, 2026
Details

No additional details available.

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan A
8.75%
View
▼
APR8.75%
Last UpdatedApril 21, 2026
Details

No additional details available.

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan B
8.75%
View
▼
APR8.75%
Last UpdatedApril 21, 2026
Details

No additional details available.

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan A
9.50%
View
▼
APR9.50%
Last UpdatedApril 21, 2026
Details

No additional details available.

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan B
9.50%
View
▼
APR9.50%
Last UpdatedApril 21, 2026
Details

No additional details available.

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan A
9.75%
View
▼
APR9.75%
Last UpdatedApril 21, 2026
Details

No additional details available.

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan B
9.75%
View
▼
APR9.75%
Last UpdatedApril 21, 2026
Details

No additional details available.

Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
Signature Loan
11.99%
View
▼
APR11.99%
Last UpdatedApril 21, 2026
Details

As Low As

Weststar Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
Signature Loan
12.49%
View
▼
APR12.49%
Last UpdatedApril 21, 2026
Details

As Low As

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan C
13.25%
View
▼
APR13.25%
Last UpdatedApril 21, 2026
Details

No additional details available.

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan C
13.50%
View
▼
APR13.50%
Last UpdatedApril 21, 2026
Details

No additional details available.

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan C
13.75%
View
▼
APR13.75%
Last UpdatedApril 21, 2026
Details

No additional details available.

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan C
14.00%
View
▼
APR14.00%
Last UpdatedApril 21, 2026
Details

No additional details available.

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan C
14.25%
View
▼
APR14.25%
Last UpdatedApril 21, 2026
Details

No additional details available.

Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
Signature Loan
14.48%
View
▼
APR14.48%
Last UpdatedApril 21, 2026
Details

As Low As; As low as 12.99% APR

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan D
15.25%
View
▼
APR15.25%
Last UpdatedApril 21, 2026
Details

No additional details available.

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan D
15.50%
View
▼
APR15.50%
Last UpdatedApril 21, 2026
Details

No additional details available.

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan D
15.75%
View
▼
APR15.75%
Last UpdatedApril 21, 2026
Details

No additional details available.

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan D
16.00%
View
▼
APR16.00%
Last UpdatedApril 21, 2026
Details

No additional details available.

Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
Signature Loan
16.20%
View
▼
APR16.20%
Last UpdatedApril 21, 2026
Details

As Low As; As low as 15.74% APR

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan D
16.25%
View
▼
APR16.25%
Last UpdatedApril 21, 2026
Details

No additional details available.

Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
Signature Loan
16.65%
View
▼
APR16.65%
Last UpdatedApril 21, 2026
Details

As Low As; As low as 15.49% APR

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan E
17.50%
View
▼
APR17.50%
Last UpdatedApril 21, 2026
Details

No additional details available.

No home improvement personal loan rates found in North Las Vegas, NV currently.

North Las Vegas, NV Personal Loan Rate Trends

Compare local North Las Vegas, NV personal loan rates against the statewide average

Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Nevada Personal Loan Trends →
Personal Loan — NV Avg
12.095%
▼ 0.286 vs 7 days ago

Nevada personal loan rates fell 0.286 points over the past 7 days to 12.095% APR.

Signature Loan — NV Avg
12.213%
▲ 0.202 vs 7 days ago

Nevada signature loan rates rose 0.202 points over the past 7 days to 12.213% APR.

As of Apr 21, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Frequently Asked Questions

What credit score do I need for a personal loan in Nevada?

Most lenders in North Las Vegas, Nevada require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Nevada often have more flexible requirements than traditional banks.

What is the difference between secured and unsecured personal loans?

Unsecured personal loans in North Las Vegas, Nevada require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.

Can I use a personal loan for debt consolidation in Nevada?

Yes. Debt consolidation is one of the most common uses of personal loans in North Las Vegas, Nevada. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.

Are credit unions or banks better for personal loans in North Las Vegas, Nevada?

Credit unions in North Las Vegas, Nevada often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.

What are the best personal loan rates in North Las Vegas, Nevada?

  • America First Federal Credit Union: 6.82% (Lot Loan- 20/5YR Balloon Variable)
  • Silver State Schools Credit Union: 10.49% (Personal Loans)
  • Great Basin Federal Credit Union: 4.25% (Loan Amount / Term to $14,999)
  • Baxter Credit Union: 4.50% (Credit Builder Loan)
  • Credit Union 1 Credit Union Rantoul, IL: 5.00% (Credit Saver Loan)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in North Las Vegas, Nevada. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 19, 2026.

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Personal Loan Calculators

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