Best Personal Loan Rates in North Las Vegas, Nevada - July
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in North Las Vegas, Nevada include: America First Federal Credit UnionAmerica First Federal Credit Union2255 E Centennial Pkwy, North Las Vegas, NV, 89081 5601A5.0 ★Texas Ratio: 7.26% offering Lot Loan- 20/5YR Balloon Variable at 6.82% APR, Silver State Schools Credit UnionSilver State Schools Credit Union6955 Aliante Pkwy, North Las Vegas, NV, 89084A+5.0 ★Texas Ratio: 3.38% offering Personal Loans at 10.49% APR, Farm Bureau Bank FSBFarm Bureau Bank FSBA+5.0 ★Texas Ratio: 2.42% offering 36 months Loan at 4.99% APR, El Dorado Savings BankEl Dorado Savings BankA+5.0 ★Texas Ratio: 0.48% offering 10 Year Loan at 5.30% APR, and Credit Union 1 Credit Union Rantoul, ILCredit Union 1 Credit Union Rantoul, ILA5.0 ★Texas Ratio: 7.86% offering 2023 - 2024 Loan at 6.24% APR. Personal loan rates as of July 24, 2026 according to verified data from MonitorBankRates.
North Las Vegas has 2 local institutions in our database, with personal loan rates as low as 6.82% APR from America First Federal Credit Union at 2255 E Centennial Pkwy, North Las Vegas, NV, 89081 5601. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in North Las Vegas, Nevada.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in North Las Vegas, Nevada. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: July 24, 2026
North Las Vegas Personal Loan Rates
As Low As; Course of Construction Insurance is required. Ask your loan originator what other qualifications apply. All rates are subject to change without notice. Adjustable APRs may increase or decrease after loan consummation, with a maximum APR of 18%.
As Low As; Course of Construction Insurance is required. Ask your loan originator what other qualifications apply. All rates are subject to change without notice. Adjustable APRs may increase or decrease after loan consummation, with a maximum APR of 18%.
As Low As; Course of Construction Insurance is required. Ask your loan originator what other qualifications apply. All rates are subject to change without notice. Adjustable APRs may increase or decrease after loan consummation, with a maximum APR of 18%.
No additional details available.
As Low As; Course of Construction Insurance is required. Ask your loan originator what other qualifications apply. All rates are subject to change without notice. Adjustable APRs may increase or decrease after loan consummation, with a maximum APR of 18%.
No additional details available.
As Low As; Course of Construction Insurance is required. Ask your loan originator what other qualifications apply. All rates are subject to change without notice. Adjustable APRs may increase or decrease after loan consummation, with a maximum APR of 18%.
As Low As; Course of Construction Insurance is required. Ask your loan originator what other qualifications apply. All rates are subject to change without notice. Adjustable APRs may increase or decrease after loan consummation, with a maximum APR of 18%.
As Low As; Loan Amount: Up to $50,000
Fixed
As Low As
As Low As; Model Year New - 2025
As Low As; Model Year New - 2025
As Low As; Model Year New - 2025
As Low As; Model Year 2024 - 2021
No additional details available.
As Low As; Model Year 2024 - 2021
As Low As; Model Year New - 2025; Extended terms must meet credit & collateral qualifications.
As Low As; Model Year 2020 - 2016
No additional details available.
As Low As; Model Year 2020 - 2016
As Low As; Model Year 2024 - 2021
As Low As; Model Year 2020 - 2016
As Low As; Model Year 2024 - 2021; Extended terms must meet credit & collateral qualifications.
As Low As; Model Year: 2023 - 2024
As Low As; Model Year 2020 - 2016; Extended terms must meet credit & collateral qualifications.
As Low As; Model Year: 2023 - 2024
As Low As; Model Year: 2020 - 2022
As Low As; Model Year: 2020 - 2022
As Low As
Model Year New - 2025; Minimum to Finance: < $10K: Add 2.00% to applicable rate
As Low As; Model Year: 2015 - 2019
As Low As; Rates are subject to change without notice.
Model Year 2024 - 2021; Minimum to Finance: < $10K: Add 2.00% to applicable rate
As Low As; Model Year: 2015 - 2019
No additional details available.
Model Year 2024 - 2021
Interest Refund: 20%
As Low As; Pay for any expense, big or small, with a Signature Loan.
Model Year 2020 - 2016
Model Year 2020 - 2016; Minimum to Finance: < $10K: Add 2.00% to applicable rate
Extended terms must meet credit & collateral qualifications.; Model Year 2024 - 2021
As Low As
As Low As
As Low As; Model Year: 2014 & Older
Extended terms must meet credit & collateral qualifications.; Model Year 2020 - 2016
No additional details available.
As Low As
No additional details available.
As Low As
As Low As
As Low As
No additional details available.
As Low As; 12.99%
No additional details available.
As Low As
As Low As; 15.74%
As Low As; 15.49%
No additional details available.
North Las Vegas Personal Loan Rates
As Low As; Loan Amount: Up to $50,000
Fixed
As Low As
No additional details available.
North Las Vegas Debt Consolidation Loan Rates
No additional details available.
North Las Vegas Signature Loan Rates
Interest Refund: 20%
As Low As; Pay for any expense, big or small, with a Signature Loan.
No additional details available.
As Low As
As Low As
As Low As; 12.99%
As Low As; 15.74%
As Low As; 15.49%
North Las Vegas, NV Personal Loan Rate Trends
Compare local North Las Vegas, NV personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Nevada personal loan rates currently average 12.353% APR.
Nevada signature loan rates currently average 11.718% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our North Las Vegas, Nevada personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for North Las Vegas, Nevada directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in North Las Vegas, Nevada. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in NV.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Nevada?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Nevada?
Are credit unions or banks better for personal loans in North Las Vegas, Nevada?
What are the best personal loan rates in North Las Vegas, Nevada?
- America First Federal Credit Union: 6.82% (Lot Loan- 20/5YR Balloon Variable)
- Silver State Schools Credit Union: 10.49% (Personal Loans)
- Farm Bureau Bank FSB: 4.99% (36 months Loan)
- El Dorado Savings Bank: 5.30% (10 Year Loan)
- Credit Union 1 Credit Union Rantoul, IL: 6.24% (2023 - 2024 Loan)
North Las Vegas, Nevada Rates & Resources
Personal Loan Calculators
