Best Personal Loan Rates in Winnemucca, Nevada (NV) - April 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
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- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Nevada borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
Current personal loan options available to borrowers in Winnemucca, Nevada include: Financial Horizons Credit UnionFinancial Horizons Credit Union311 S Bridge St, Winnemucca, NV, 89445 3187A+5.0 ★Texas Ratio: 0.26% offering Signature Loan at 8.25% APR, Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.73% offering Credit Builder Loan at 4.50% APR, Silver State Schools Credit UnionSilver State Schools Credit UnionA+5.0 ★Texas Ratio: 3.65% offering Classroom Supply Loan2 at 4.99% APR, USAAUSAAA+5.0 ★Texas Ratio: 0.00% offering VA Interest Rate Reduction Refinance Loan (IRRRL) at 6.13% APR, and Farm Bureau Bank FSBFarm Bureau Bank FSBA+5.0 ★Texas Ratio: 2.42% offering Equipment Loans at 6.70% APR. Personal loan rates as of April 9, 2026 according to verified data from MonitorBankRates.
Winnemucca has 1 local institution in our database, with personal loan rates as low as 8.25% APR from Financial Horizons Credit Union at 311 S Bridge St, Winnemucca, NV, 89445 3187. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Winnemucca, Nevada.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Winnemucca, Nevada. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 9, 2026
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
311 S Bridge St, Winnemucca, NV, 89445 3187
Signature Loan
8.25%
▼
APR8.25%
Last UpdatedApril 11, 2026
Details
As Low As
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
311 S Bridge St, Winnemucca, NV, 89445 3187
Signature Loan A
8.25%
▼
APR8.25%
Last UpdatedApril 11, 2026
Details
No additional details available.
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
311 S Bridge St, Winnemucca, NV, 89445 3187
Signature Loan B
8.25%
▼
APR8.25%
Last UpdatedApril 11, 2026
Details
No additional details available.
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
311 S Bridge St, Winnemucca, NV, 89445 3187
Signature Loan A
8.50%
▼
APR8.50%
Last UpdatedApril 11, 2026
Details
No additional details available.
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
311 S Bridge St, Winnemucca, NV, 89445 3187
Signature Loan B
8.50%
▼
APR8.50%
Last UpdatedApril 11, 2026
Details
No additional details available.
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
311 S Bridge St, Winnemucca, NV, 89445 3187
Signature Loan A
8.75%
▼
APR8.75%
Last UpdatedApril 11, 2026
Details
No additional details available.
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
311 S Bridge St, Winnemucca, NV, 89445 3187
Signature Loan B
8.75%
▼
APR8.75%
Last UpdatedApril 11, 2026
Details
No additional details available.
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
311 S Bridge St, Winnemucca, NV, 89445 3187
Signature Loan A
9.50%
▼
APR9.50%
Last UpdatedApril 11, 2026
Details
No additional details available.
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
311 S Bridge St, Winnemucca, NV, 89445 3187
Signature Loan B
9.50%
▼
APR9.50%
Last UpdatedApril 11, 2026
Details
No additional details available.
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
311 S Bridge St, Winnemucca, NV, 89445 3187
Signature Loan A
9.75%
▼
APR9.75%
Last UpdatedApril 11, 2026
Details
No additional details available.
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
311 S Bridge St, Winnemucca, NV, 89445 3187
Signature Loan B
9.75%
▼
APR9.75%
Last UpdatedApril 11, 2026
Details
No additional details available.
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
311 S Bridge St, Winnemucca, NV, 89445 3187
Signature Loan C
13.25%
▼
APR13.25%
Last UpdatedApril 11, 2026
Details
No additional details available.
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
311 S Bridge St, Winnemucca, NV, 89445 3187
Signature Loan C
13.50%
▼
APR13.50%
Last UpdatedApril 11, 2026
Details
No additional details available.
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
311 S Bridge St, Winnemucca, NV, 89445 3187
Signature Loan C
13.75%
▼
APR13.75%
Last UpdatedApril 11, 2026
Details
No additional details available.
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
311 S Bridge St, Winnemucca, NV, 89445 3187
Signature Loan C
14.00%
▼
APR14.00%
Last UpdatedApril 11, 2026
Details
No additional details available.
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
311 S Bridge St, Winnemucca, NV, 89445 3187
Signature Loan C
14.25%
▼
APR14.25%
Last UpdatedApril 11, 2026
Details
No additional details available.
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
311 S Bridge St, Winnemucca, NV, 89445 3187
Signature Loan D
15.25%
▼
APR15.25%
Last UpdatedApril 11, 2026
Details
No additional details available.
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
311 S Bridge St, Winnemucca, NV, 89445 3187
Signature Loan D
15.50%
▼
APR15.50%
Last UpdatedApril 11, 2026
Details
No additional details available.
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
311 S Bridge St, Winnemucca, NV, 89445 3187
Signature Loan D
15.75%
▼
APR15.75%
Last UpdatedApril 11, 2026
Details
No additional details available.
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
311 S Bridge St, Winnemucca, NV, 89445 3187
Signature Loan D
16.00%
▼
APR16.00%
Last UpdatedApril 11, 2026
Details
No additional details available.
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
311 S Bridge St, Winnemucca, NV, 89445 3187
Signature Loan D
16.25%
▼
APR16.25%
Last UpdatedApril 11, 2026
Details
No additional details available.
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
311 S Bridge St, Winnemucca, NV, 89445 3187
Signature Loan E
17.50%
▼
APR17.50%
Last UpdatedApril 11, 2026
Details
No additional details available.
APR4.50%
Last UpdatedApril 11, 2026
Details
No additional details available.
APR4.64%
Last UpdatedApril 11, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
Medical Degree Refinance Loan
4.80%
▼
APR4.80%
Last UpdatedApril 11, 2026
Details
As Low As
Silver State Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
Classroom Supply Loan2
4.99%
▼
APR4.99%
Last UpdatedApril 11, 2026
Details
No additional details available.
USAA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
VA Interest Rate Reduction Refinance Loan (IRRRL)
6.13%
▼
APR6.13%
Last UpdatedApril 11, 2026
Details
Refinance up to 100% of the value of your home. A variety of terms are available. Option to finance the funding fee.
USAA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
VA Interest Rate Reduction Refinance Loan, or IRRRL
6.13%
▼
APR6.13%
Last UpdatedApril 11, 2026
Details
No additional details available.
APR6.35%
Last UpdatedApril 11, 2026
Details
No additional details available.
APR6.47%
Last UpdatedApril 11, 2026
Details
No additional details available.
APR6.70%
Last UpdatedApril 11, 2026
Details
As Low As
America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
Lot Loan- 20/5YR Balloon Variable
6.82%
▼
APR6.82%
Last UpdatedApril 11, 2026
Details
As Low As
Silver State Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
Educator Loan3
6.99%
▼
APR6.99%
Last UpdatedApril 11, 2026
Details
No additional details available.
Silver State Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
Advanced Curriculum Loan
6.99%
▼
APR6.99%
Last UpdatedApril 11, 2026
Details
As Low As
APR6.99%
Last UpdatedApril 11, 2026
Details
As Low As
America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
Lot Loan- 10 Year Variable
7.01%
▼
APR7.01%
Last UpdatedApril 11, 2026
Details
As Low As
America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
Lot Loan- 30/5YR Balloon Variable
7.05%
▼
APR7.05%
Last UpdatedApril 11, 2026
Details
As Low As
APR7.11%
Last UpdatedApril 11, 2026
Details
No additional details available.
Mountain America Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.38%
Construction loan
7.25%
▼
APR7.25%
Last UpdatedApril 11, 2026
Details
As Low As
Churchill County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
Recreational Loans
7.25%
▼
APR7.25%
Last UpdatedApril 11, 2026
Details
As Low As; Loan Term: 24-84 Months
America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
Lot Loan- 20/5YR Balloon Fixed
7.28%
▼
APR7.28%
Last UpdatedApril 11, 2026
Details
As Low As
America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
Lot Loan- 10 Year Fixed
7.48%
▼
APR7.48%
Last UpdatedApril 11, 2026
Details
As Low As
America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
Lot Loan- 30/5YR Balloon Fixed
7.48%
▼
APR7.48%
Last UpdatedApril 11, 2026
Details
As Low As
Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
Personal Term Loan - 12 months
7.99%
▼
APR7.99%
Last UpdatedApril 11, 2026
Details
As Low As
Silver State Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
Power Sport Loans
7.99%
▼
APR7.99%
Last UpdatedApril 11, 2026
Details
As Low As
APR8.00%
Last UpdatedApril 11, 2026
Details
No additional details available.
Silver State Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
Retirement Credits Personal Loan
8.49%
▼
APR8.49%
Last UpdatedApril 11, 2026
Details
As Low As
Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
Personal Term Loan - 24 months
8.50%
▼
APR8.50%
Last UpdatedApril 11, 2026
Details
As Low As
Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
Personal Term Loan - 36 months
8.75%
▼
APR8.75%
Last UpdatedApril 11, 2026
Details
As Low As
APR9.00%
Last UpdatedApril 11, 2026
Details
As Low As
APR9.00%
Last UpdatedApril 11, 2026
Details
As Low As
Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
Personal Term Loan - 48 months
9.00%
▼
APR9.00%
Last UpdatedApril 11, 2026
Details
As Low As
America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
Renovation Loan
9.31%
▼
APR9.31%
Last UpdatedApril 11, 2026
Details
As Low As
Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
Personal Term Loan - 60 months
9.50%
▼
APR9.50%
Last UpdatedApril 11, 2026
Details
As Low As
Sierra Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
Personal/Unsecured
9.99%
▼
APR9.99%
Last UpdatedApril 11, 2026
Details
As Low As
Silver State Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
Personal Loans
10.49%
▼
APR10.49%
Last UpdatedApril 11, 2026
Details
As Low As
Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
Personal Term Loan - 72 months
11.00%
▼
APR11.00%
Last UpdatedApril 11, 2026
Details
As Low As
APR11.75%
Last UpdatedApril 11, 2026
Details
Rate = Rates are determined by individual credit standing, collateral age, collateral value, and loan term. Rates may differ.
APR11.99%
Last UpdatedApril 11, 2026
Details
As Low As
America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
PERSONAL
12.49%
▼
APR12.49%
Last UpdatedApril 11, 2026
Details
As Low As; Fixed
APR12.49%
Last UpdatedApril 11, 2026
Details
As Low As
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Personal Loan
13.74%
▼
APR13.74%
Last UpdatedApril 11, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Personal Loans
13.74%
▼
APR13.74%
Last UpdatedApril 11, 2026
Details
As Low As
InTouch Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.50%
Unsecured Personal Loan
13.74%
▼
APR13.74%
Last UpdatedApril 11, 2026
Details
As Low As; Unsecured terms up to 72 months
Silver State Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
Personal Lines of Credit
13.74%
▼
APR13.74%
Last UpdatedApril 11, 2026
Details
As Low As
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Debt Consolidation Loan
14.49%
▼
APR14.49%
Last UpdatedApril 11, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Debt Consolidation Loans
14.49%
▼
APR14.49%
Last UpdatedApril 11, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
APR6.99%
Last UpdatedApril 11, 2026
Details
As Low As
Silver State Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
Retirement Credits Personal Loan
8.49%
▼
APR8.49%
Last UpdatedApril 11, 2026
Details
As Low As
Silver State Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
Personal Loans
10.49%
▼
APR10.49%
Last UpdatedApril 11, 2026
Details
As Low As
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Personal Loan
13.74%
▼
APR13.74%
Last UpdatedApril 11, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Personal Loans
13.74%
▼
APR13.74%
Last UpdatedApril 11, 2026
Details
As Low As
InTouch Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.50%
Unsecured Personal Loan
13.74%
▼
APR13.74%
Last UpdatedApril 11, 2026
Details
As Low As; Unsecured terms up to 72 months
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Debt Consolidation Loan
14.49%
▼
APR14.49%
Last UpdatedApril 11, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Debt Consolidation Loans
14.49%
▼
APR14.49%
Last UpdatedApril 11, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
311 S Bridge St, Winnemucca, NV, 89445 3187
Signature Loan
8.25%
▼
APR8.25%
Last UpdatedApril 11, 2026
Details
As Low As
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
311 S Bridge St, Winnemucca, NV, 89445 3187
Signature Loan A
8.25%
▼
APR8.25%
Last UpdatedApril 11, 2026
Details
No additional details available.
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
311 S Bridge St, Winnemucca, NV, 89445 3187
Signature Loan B
8.25%
▼
APR8.25%
Last UpdatedApril 11, 2026
Details
No additional details available.
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
311 S Bridge St, Winnemucca, NV, 89445 3187
Signature Loan A
8.50%
▼
APR8.50%
Last UpdatedApril 11, 2026
Details
No additional details available.
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
311 S Bridge St, Winnemucca, NV, 89445 3187
Signature Loan B
8.50%
▼
APR8.50%
Last UpdatedApril 11, 2026
Details
No additional details available.
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
311 S Bridge St, Winnemucca, NV, 89445 3187
Signature Loan A
8.75%
▼
APR8.75%
Last UpdatedApril 11, 2026
Details
No additional details available.
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
311 S Bridge St, Winnemucca, NV, 89445 3187
Signature Loan B
8.75%
▼
APR8.75%
Last UpdatedApril 11, 2026
Details
No additional details available.
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
311 S Bridge St, Winnemucca, NV, 89445 3187
Signature Loan A
9.50%
▼
APR9.50%
Last UpdatedApril 11, 2026
Details
No additional details available.
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
311 S Bridge St, Winnemucca, NV, 89445 3187
Signature Loan B
9.50%
▼
APR9.50%
Last UpdatedApril 11, 2026
Details
No additional details available.
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
311 S Bridge St, Winnemucca, NV, 89445 3187
Signature Loan A
9.75%
▼
APR9.75%
Last UpdatedApril 11, 2026
Details
No additional details available.
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
311 S Bridge St, Winnemucca, NV, 89445 3187
Signature Loan B
9.75%
▼
APR9.75%
Last UpdatedApril 11, 2026
Details
No additional details available.
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
311 S Bridge St, Winnemucca, NV, 89445 3187
Signature Loan C
13.25%
▼
APR13.25%
Last UpdatedApril 11, 2026
Details
No additional details available.
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
311 S Bridge St, Winnemucca, NV, 89445 3187
Signature Loan C
13.50%
▼
APR13.50%
Last UpdatedApril 11, 2026
Details
No additional details available.
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
311 S Bridge St, Winnemucca, NV, 89445 3187
Signature Loan C
13.75%
▼
APR13.75%
Last UpdatedApril 11, 2026
Details
No additional details available.
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
311 S Bridge St, Winnemucca, NV, 89445 3187
Signature Loan C
14.00%
▼
APR14.00%
Last UpdatedApril 11, 2026
Details
No additional details available.
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
311 S Bridge St, Winnemucca, NV, 89445 3187
Signature Loan C
14.25%
▼
APR14.25%
Last UpdatedApril 11, 2026
Details
No additional details available.
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
311 S Bridge St, Winnemucca, NV, 89445 3187
Signature Loan D
15.25%
▼
APR15.25%
Last UpdatedApril 11, 2026
Details
No additional details available.
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
311 S Bridge St, Winnemucca, NV, 89445 3187
Signature Loan D
15.50%
▼
APR15.50%
Last UpdatedApril 11, 2026
Details
No additional details available.
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
311 S Bridge St, Winnemucca, NV, 89445 3187
Signature Loan D
15.75%
▼
APR15.75%
Last UpdatedApril 11, 2026
Details
No additional details available.
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
311 S Bridge St, Winnemucca, NV, 89445 3187
Signature Loan D
16.00%
▼
APR16.00%
Last UpdatedApril 11, 2026
Details
No additional details available.
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
311 S Bridge St, Winnemucca, NV, 89445 3187
Signature Loan D
16.25%
▼
APR16.25%
Last UpdatedApril 11, 2026
Details
No additional details available.
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
311 S Bridge St, Winnemucca, NV, 89445 3187
Signature Loan E
17.50%
▼
APR17.50%
Last UpdatedApril 11, 2026
Details
No additional details available.
APR8.00%
Last UpdatedApril 11, 2026
Details
No additional details available.
APR11.75%
Last UpdatedApril 11, 2026
Details
Rate = Rates are determined by individual credit standing, collateral age, collateral value, and loan term. Rates may differ.
APR11.99%
Last UpdatedApril 11, 2026
Details
As Low As
APR12.49%
Last UpdatedApril 11, 2026
Details
As Low As
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No home improvement personal loan rates found in Winnemucca, NV currently.
Winnemucca, NV Personal Loan Rate Trends
Compare local Winnemucca, NV personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Personal Loan — NV Avg
10.625%
▼ 0.001 vs 7 days ago
Nevada personal loan rates fell 0.001 points over the past 7 days to 10.625% APR.
Signature Loan — NV Avg
11.910%
▲ 0.789 vs 7 days ago
Nevada signature loan rates rose 0.789 points over the past 7 days to 11.910% APR.
As of Apr 11, 2026 • Rate data sourced from 8,500+ monitored institutions
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Frequently Asked Questions
What credit score do I need for a personal loan in Nevada?
Most lenders in Winnemucca, Nevada require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Nevada often have more flexible requirements than traditional banks.
What is the difference between secured and unsecured personal loans?
Unsecured personal loans in Winnemucca, Nevada require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.
Can I use a personal loan for debt consolidation in Nevada?
Yes. Debt consolidation is one of the most common uses of personal loans in Winnemucca, Nevada. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.
Are credit unions or banks better for personal loans in Winnemucca, Nevada?
Credit unions in Winnemucca, Nevada often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.
What are the best personal loan rates in Winnemucca, Nevada?
- Financial Horizons Credit Union: 8.25% (Signature Loan)
- Baxter Credit Union: 4.50% (Credit Builder Loan)
- Silver State Schools Credit Union: 4.99% (Classroom Supply Loan2)
- USAA: 6.13% (VA Interest Rate Reduction Refinance Loan (IRRRL))
- Farm Bureau Bank FSB: 6.70% (Equipment Loans)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Winnemucca, Nevada. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 9, 2026.
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