Best Personal Loan Rates in Concord, New Hampshire (NH) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Concord, New Hampshire include: Granite State Credit UnionGranite State Credit Union311 Sheep Davis Rd, Concord, NH, 03301 5747A+5.0 ★Texas Ratio: 5.41% offering Other Collateral Loans 2019-2026 at 4.39% APR, NEW HAMPSHIRENEW HAMPSHIRE70 Airport Rd, Concord, NH, 03301 5205A+5.0 ★Texas Ratio: 0.80% offering Credit Builder Loan at 7.99% APR, Bangor Savings BankBangor Savings Bank100 Loudon Rd, Concord, NH, 03301A+5.0 ★Texas Ratio: 2.55% offering Investment Property Loan at 8.75% APR, Service Federal Credit UnionService Federal Credit Union344 Loudon Rd, Concord, NH, 03301A5.0 ★Texas Ratio: 11.03% offering Energy Efficiency Loan at 9.24% APR, and New Hampshire Postal Credit UnionNew Hampshire Postal Credit Union18 Loudon Rd, Concord, NH, 03301A+5.0 ★Texas Ratio: 0.07% offering Mini Loans at 10.50% APR. Personal loan rates as of April 11, 2026 according to verified data from MonitorBankRates.
Concord has 6 local institutions in our database, with personal loan rates as low as 4.39% APR from Granite State Credit Union at 311 Sheep Davis Rd, Concord, NH, 03301 5747. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Concord, New Hampshire.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Concord, New Hampshire. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 11, 2026
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All proceeds deposited to a separate savings account until the loan is paid in full.
Loan Amount ?$10,000; Collateral Type Investment Property (60% LTV) Max $250,000; (Prime + 2.00%)
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(New Money Only)
($7500 max)
No additional details available.
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above the savings rate currently at 0.05%
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As Low As; Available until May 31, 2026
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As Low As; Est. monthly pmt: $27.96 per $1,000 (42 mos.)
As Low As; Est. monthly pmt: $27.96 per $1,000 (42 mos.)
As Low As; Est. monthly pmt: $22.95 per $1,000 (54 mos.)
As Low As; Est. monthly pmt: $22.95 per $1,000 (54 mos.)
As Low As; Est. monthly pmt: $28.20 per $1,000 (42 mos.)
As Low As; Est. monthly pmt: $28.20 per $1,000 (42 mos.)
No additional details available.
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As Low As; APR 10.85% based on $3000; Offer valid through April 30, 2026
As Low As; Est. monthly pmt: $21.37 per $1,000 (60 mos.)
As Low As; Est. monthly pmt: $21.37 per $1,000 (60 mos.)
As Low As; Est. monthly pmt: $23.19 per $1,000 (54 mos.)
As Low As; Est. monthly pmt: $23.19 per $1,000 (54 mos.)
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As Low As; Est. monthly pmt: $21.62 per $1,000 (60 mos.)
As Low As; Est. monthly pmt: $21.62 per $1,000 (60 mos.)
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Up to $10,000
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Up to $20,000
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As Low As; Est. monthly pmt: $28.20 per $1,000 (42 mos.)
As Low As; Est. monthly pmt: $28.20 per $1,000 (42 mos.)
No additional details available.
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As Low As; Est. monthly pmt: $23.19 per $1,000 (54 mos.)
As Low As; Est. monthly pmt: $23.19 per $1,000 (54 mos.)
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As Low As; Est. monthly pmt: $21.62 per $1,000 (60 mos.)
As Low As; Est. monthly pmt: $21.62 per $1,000 (60 mos.)
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Up to $10,000
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Up to $20,000
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Concord, NH Personal Loan Rate Trends
Compare local Concord, NH personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Hampshire personal loan rates rose 1.856 points over the past 7 days to 11.446% APR.
New Hampshire signature loan rates rose 0.150 points over the past 7 days to 11.089% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in New Hampshire?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in New Hampshire?
Are credit unions or banks better for personal loans in Concord, New Hampshire?
What are the best personal loan rates in Concord, New Hampshire?
- Granite State Credit Union: 4.39% (Other Collateral Loans 2019-2026)
- NEW HAMPSHIRE: 7.99% (Credit Builder Loan)
- Bangor Savings Bank: 8.75% (Investment Property Loan)
- Service Federal Credit Union: 9.24% (Energy Efficiency Loan)
- New Hampshire Postal Credit Union: 10.50% (Mini Loans)
Personal Loan Calculators
