Best Personal Loan Rates in Guild, New Hampshire (NH) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Guild, New Hampshire include: Granite State Credit UnionGranite State Credit UnionA+5.0 ★Texas Ratio: 5.41% offering Other Collateral Loans 2019-2026 at 4.39% APR, Pentucket BankPentucket BankA+5.0 ★Texas Ratio: 0.68% offering Credit Builder Loan at 5.00% APR, Newburyport BankNewburyport BankA5.0 ★Texas Ratio: 8.70% offering Credit Builder Loan at 5.00% APR, Triangle Credit UnionTriangle Credit UnionA+5.0 ★Texas Ratio: 4.10% offering Share Loans at 5.05% APR, and Citizens BankCitizens BankA5.0 ★Texas Ratio: 8.28% offering Medical Residency Refinance Loan at 5.45% APR. Personal loan rates as of April 8, 2026 according to verified data from MonitorBankRates.
Guild borrowers have access to 22 lenders serving the New Hampshire area, with personal loan rates as low as 4.39% APR from Granite State Credit Union. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Guild, New Hampshire.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Guild, New Hampshire. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 8, 2026
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above the savings rate currently at 0.05%
Fixed rates
Variable rates
Your interest rate and monthly payments can fluctuate during the repayment period.
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As Low As; Available until May 31, 2026
All proceeds deposited to a separate savings account until the loan is paid in full.
Loan amount: $2,000 to $50,000; Terms: 36 to 60 months; No origination or application fees, and no prepayment penalty
As Low As
Lowest APR available on approved credit. Your actual APR may vary. The APR is based on borrower credit profile (as reported to NBT Bank by an outside reporting agency), collateral type, loan amount, term, lien position, and loan to value ratio. APR shown is current as of 03/23/2026 and is subject to change. Rates assume payments will be automatically deducted from an NBT Bank checking or money market account. Add .50% to the rate if the automatic payment feature is not selected. To qualify for this rate, the minimum loan amount is $4,000 ($5,000 for automobile loans), minimum credit score is 730, and maximum term is 36 months (48 months for automobile loans). Call 800-628-2265 for the actual APR for your loan. NBT Bank loans are only available in Connecticut, Maine, Massachusetts, New Hampshire, New York, Pennsylvania and Vermont.
Loan Amount ?$10,000; Collateral Type Investment Property (60% LTV) Max $250,000; (Prime + 2.00%)
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As Low As; Est. monthly pmt: $27.96 per $1,000 (42 mos.)
As Low As; Est. monthly pmt: $27.96 per $1,000 (42 mos.)
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As Low As; Est. monthly pmt: $28.20 per $1,000 (42 mos.)
As Low As; Est. monthly pmt: $28.20 per $1,000 (42 mos.)
As Low As; Est. monthly pmt: $22.95 per $1,000 (54 mos.)
As Low As; Est. monthly pmt: $22.95 per $1,000 (54 mos.)
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Fixed rates
As Low As; APR 10.85% based on $3000; Offer valid through April 30, 2026
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As Low As; Est. monthly pmt: $23.19 per $1,000 (54 mos.)
As Low As; Est. monthly pmt: $21.37 per $1,000 (60 mos.)
As Low As; Est. monthly pmt: $23.19 per $1,000 (54 mos.)
As Low As; Est. monthly pmt: $21.37 per $1,000 (60 mos.)
Variable rates
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(New Money Only)
As Low As; Est. monthly pmt: $21.62 per $1,000 (60 mos.)
As Low As; Est. monthly pmt: $21.62 per $1,000 (60 mos.)
Up to $10,000
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($7500 max)
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Up to $20,000
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Up to $20,000
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$30; As Low As
Annual Percentage Rates with automatic payment. Borrowers must be Lowell Five customers for at least three months before applying for a Personal Loan. Rates are effective 3/9/2026.
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Annual Percentage Rates with automatic payment. Borrowers must be Lowell Five customers for at least three months before applying for a Personal Loan. Rates are effective 3/9/2026.
No additional details available.
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Loan amount: $2,000 to $50,000; Terms: 36 to 60 months; No origination or application fees, and no prepayment penalty
Lowest APR available on approved credit. Your actual APR may vary. The APR is based on borrower credit profile (as reported to NBT Bank by an outside reporting agency), collateral type, loan amount, term, lien position, and loan to value ratio. APR shown is current as of 03/23/2026 and is subject to change. Rates assume payments will be automatically deducted from an NBT Bank checking or money market account. Add .50% to the rate if the automatic payment feature is not selected. To qualify for this rate, the minimum loan amount is $4,000 ($5,000 for automobile loans), minimum credit score is 730, and maximum term is 36 months (48 months for automobile loans). Call 800-628-2265 for the actual APR for your loan. NBT Bank loans are only available in Connecticut, Maine, Massachusetts, New Hampshire, New York, Pennsylvania and Vermont.
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As Low As; Est. monthly pmt: $28.20 per $1,000 (42 mos.)
As Low As; Est. monthly pmt: $28.20 per $1,000 (42 mos.)
No additional details available.
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As Low As; Est. monthly pmt: $23.19 per $1,000 (54 mos.)
As Low As; Est. monthly pmt: $23.19 per $1,000 (54 mos.)
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As Low As; Est. monthly pmt: $21.62 per $1,000 (60 mos.)
As Low As; Est. monthly pmt: $21.62 per $1,000 (60 mos.)
Up to $10,000
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($7500 max)
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Up to $20,000
Under $30; As Low As
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Up to $20,000
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Guild, NH Personal Loan Rate Trends
Compare local Guild, NH personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Hampshire personal loan rates fell 0.114 points over the past 7 days to 10.852% APR.
New Hampshire signature loan rates fell 0.014 points over the past 7 days to 11.077% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in New Hampshire?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in New Hampshire?
Are credit unions or banks better for personal loans in Guild, New Hampshire?
What are the best personal loan rates in Guild, New Hampshire?
- Granite State Credit Union: 4.39% (Other Collateral Loans 2019-2026)
- Pentucket Bank: 5.00% (Credit Builder Loan)
- Newburyport Bank: 5.00% (Credit Builder Loan)
- Triangle Credit Union: 5.05% (Share Loans)
- Citizens Bank: 5.45% (Medical Residency Refinance Loan)
Personal Loan Calculators
