Best Personal Loan Rates in Laconia, New Hampshire (NH) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Laconia, New Hampshire include: Service Federal Credit UnionService Federal Credit Union11 Veterans Sq, Laconia, NH, 03246A5.0 ★Texas Ratio: 11.03% offering Energy Efficiency Loan at 9.24% APR, MVSBMVSB379 S Main St, Laconia, NH, 03246A+5.0 ★Texas Ratio: 4.06% offering Personal Unsecured at 12.13% APR, Granite State Credit UnionGranite State Credit UnionA+5.0 ★Texas Ratio: 5.41% offering Other Collateral Loans 2019-2026 at 4.39% APR, Pentucket BankPentucket BankA+5.0 ★Texas Ratio: 0.68% offering Credit Builder Loan at 5.00% APR, and NEW HAMPSHIRENEW HAMPSHIREA+5.0 ★Texas Ratio: 0.80% offering Credit Builder Loan at 7.99% APR. Personal loan rates as of April 24, 2026 according to verified data from MonitorBankRates.
Laconia has 2 local institutions in our database, with personal loan rates as low as 9.24% APR from Service Federal Credit Union at 11 Veterans Sq, Laconia, NH, 03246. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Laconia, New Hampshire.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Laconia, New Hampshire. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 24, 2026
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All proceeds deposited to a separate savings account until the loan is paid in full.
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As Low As; APR 10.85% based on $3000; Offer valid through April 30, 2026
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Under $30; As Low As; Rates and amount financed are determined by your credit history. Rates are subject to change at anytime; however, the rate will remain in effect for the life of the loan once disbursed. Estimated monthly payment does not reflect the additional cost of insurances. Additional rates and terms available. Please contact Member Services for additional information.
Under $30; As Low As; Rates and amount financed are determined by your credit history. Rates are subject to change at anytime; however, the rate will remain in effect for the life of the loan once disbursed. Estimated monthly payment does not reflect the additional cost of insurances. Additional rates and terms available. Please contact Member Services for additional information.
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Under $30; As Low As; Rates and amount financed are determined by your credit history. Rates are subject to change at anytime; however, the rate will remain in effect for the life of the loan once disbursed. Estimated monthly payment does not reflect the additional cost of insurances. Additional rates and terms available. Please contact Member Services for additional information.
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Under $30; As Low As; Rates and amount financed are determined by your credit history. Rates are subject to change at anytime; however, the rate will remain in effect for the life of the loan once disbursed. Estimated monthly payment does not reflect the additional cost of insurances. Additional rates and terms available. Please contact Member Services for additional information.
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$30; As Low As; Rates and amount financed are determined by your credit history. Rates are subject to change at anytime; however, the rate will remain in effect for the life of the loan once disbursed. Estimated monthly payment does not reflect the additional cost of insurances. Additional rates and terms available. Please contact Member Services for additional information.
Under $30; As Low As; Rates and amount financed are determined by your credit history. Rates are subject to change at anytime; however, the rate will remain in effect for the life of the loan once disbursed. Estimated monthly payment does not reflect the additional cost of insurances. Additional rates and terms available. Please contact Member Services for additional information.
$30; As Low As; Rates and amount financed are determined by your credit history. Rates are subject to change at anytime; however, the rate will remain in effect for the life of the loan once disbursed. Estimated monthly payment does not reflect the additional cost of insurances. Additional rates and terms available. Please contact Member Services for additional information.
$30; As Low As; Rates and amount financed are determined by your credit history. Rates are subject to change at anytime; however, the rate will remain in effect for the life of the loan once disbursed. Estimated monthly payment does not reflect the additional cost of insurances. Additional rates and terms available. Please contact Member Services for additional information.
$30; As Low As; Rates and amount financed are determined by your credit history. Rates are subject to change at anytime; however, the rate will remain in effect for the life of the loan once disbursed. Estimated monthly payment does not reflect the additional cost of insurances. Additional rates and terms available. Please contact Member Services for additional information.
No additional details available.
$30; As Low As; Rates and amount financed are determined by your credit history. Rates are subject to change at anytime; however, the rate will remain in effect for the life of the loan once disbursed. Estimated monthly payment does not reflect the additional cost of insurances. Additional rates and terms available. Please contact Member Services for additional information.
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As Low As; message
Apply Now
No additional details available.
Under $30; As Low As; Rates and amount financed are determined by your credit history. Rates are subject to change at anytime; however, the rate will remain in effect for the life of the loan once disbursed. Estimated monthly payment does not reflect the additional cost of insurances. Additional rates and terms available. Please contact Member Services for additional information.
Under $30; As Low As; Rates and amount financed are determined by your credit history. Rates are subject to change at anytime; however, the rate will remain in effect for the life of the loan once disbursed. Estimated monthly payment does not reflect the additional cost of insurances. Additional rates and terms available. Please contact Member Services for additional information.
Under $30; As Low As; Rates and amount financed are determined by your credit history. Rates are subject to change at anytime; however, the rate will remain in effect for the life of the loan once disbursed. Estimated monthly payment does not reflect the additional cost of insurances. Additional rates and terms available. Please contact Member Services for additional information.
Under $30; As Low As; Rates and amount financed are determined by your credit history. Rates are subject to change at anytime; however, the rate will remain in effect for the life of the loan once disbursed. Estimated monthly payment does not reflect the additional cost of insurances. Additional rates and terms available. Please contact Member Services for additional information.
$30; As Low As; Rates and amount financed are determined by your credit history. Rates are subject to change at anytime; however, the rate will remain in effect for the life of the loan once disbursed. Estimated monthly payment does not reflect the additional cost of insurances. Additional rates and terms available. Please contact Member Services for additional information.
Under $30; As Low As; Rates and amount financed are determined by your credit history. Rates are subject to change at anytime; however, the rate will remain in effect for the life of the loan once disbursed. Estimated monthly payment does not reflect the additional cost of insurances. Additional rates and terms available. Please contact Member Services for additional information.
$30; As Low As; Rates and amount financed are determined by your credit history. Rates are subject to change at anytime; however, the rate will remain in effect for the life of the loan once disbursed. Estimated monthly payment does not reflect the additional cost of insurances. Additional rates and terms available. Please contact Member Services for additional information.
$30; As Low As; Rates and amount financed are determined by your credit history. Rates are subject to change at anytime; however, the rate will remain in effect for the life of the loan once disbursed. Estimated monthly payment does not reflect the additional cost of insurances. Additional rates and terms available. Please contact Member Services for additional information.
$30; As Low As; Rates and amount financed are determined by your credit history. Rates are subject to change at anytime; however, the rate will remain in effect for the life of the loan once disbursed. Estimated monthly payment does not reflect the additional cost of insurances. Additional rates and terms available. Please contact Member Services for additional information.
$30; As Low As; Rates and amount financed are determined by your credit history. Rates are subject to change at anytime; however, the rate will remain in effect for the life of the loan once disbursed. Estimated monthly payment does not reflect the additional cost of insurances. Additional rates and terms available. Please contact Member Services for additional information.
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Laconia, NH Personal Loan Rate Trends
Compare local Laconia, NH personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Hampshire personal loan rates currently average 11.632% APR.
New Hampshire signature loan rates fell 0.052 points over the past 7 days to 11.168% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in New Hampshire?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in New Hampshire?
Are credit unions or banks better for personal loans in Laconia, New Hampshire?
What are the best personal loan rates in Laconia, New Hampshire?
- Service Federal Credit Union: 9.24% (Energy Efficiency Loan)
- MVSB: 12.13% (Personal Unsecured)
- Granite State Credit Union: 4.39% (Other Collateral Loans 2019-2026)
- Pentucket Bank: 5.00% (Credit Builder Loan)
- NEW HAMPSHIRE: 7.99% (Credit Builder Loan)
Personal Loan Calculators
