Best Personal Loan Rates in Milford, New Hampshire - July
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Milford, New Hampshire include: Granite State Credit UnionGranite State Credit UnionA+5.0 ★Texas Ratio: 5.10% offering Anything that Moves Loan at 4.39% APR, Newburyport BankNewburyport BankA5.0 ★Texas Ratio: 8.70% offering Credit Building - A Loan to Help Rebuild Your Credit at 5.00% APR, Lighthouse Credit UnionLighthouse Credit UnionA+5.0 ★Texas Ratio: 1.59% offering Credit Builder Loan at 7.69% APR, MVSBMVSBA+5.0 ★Texas Ratio: 4.06% offering 2026 & 2025 Loan at 7.76% APR, and Merrimack County SBMerrimack County SBA5.0 ★Texas Ratio: 8.07% offering 2026 & 2025 Loan at 7.76% APR. Personal loan rates as of July 25, 2026 according to verified data from MonitorBankRates.
Milford borrowers have access to 17 lenders serving the New Hampshire area, with personal loan rates as low as 4.39% APR from Granite State Credit Union. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Milford, New Hampshire.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Milford, New Hampshire. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: July 25, 2026
Milford Personal Loan Rates
As Low As; Rates as low as 4.39% APR
No additional details available.
Minimum loan amount of $500; maximum loan amount of $2,000.
No additional details available.
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All proceeds deposited to a separate savings account until the loan is paid in full.
Grade: A+
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Rates Starting At:; APR*
Grade: A
No additional details available.
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Grade: B
As Low As**
No additional details available.
No additional details available.
Rates Starting At: * | Call or Visit a Branch to Apply
No additional details available.
Grade: A+
As Low As; Closed-end
No additional details available.
Maximum Loan Amount: $15,000.00; Example Amount: $15,000.00; Doc Fee: $50.00
No additional details available.
Closed-end
Grade: A
Rates quoted are for Automatic Payment Method and eStatements for full term of the loan, otherwise add .25%. Annual Percentage Rate (APR) based on $20,000 unless otherwise noted and designated term with a $60 loan processing charge.
No additional details available.
No additional details available.
As Low As
As Low As; Rates as low as 9.99% APR*
Closed-end
No additional details available.
Grade: B
(New Money Only)
No additional details available.
No additional details available.
as low as
Grade: C
Grade: A+; Max Line: $20,000
No additional details available.
No additional details available.
($7500 max)
Rates Starting At:; APR*
Grade: A; Max Line: $20,000
Payment Amount: $599.60; Total Interest Paid: $7,378.02; Annual Percentage Rate (APR) based on $25,000 loan, including $95 origination fee with a 54-month term, at a simple rate of 11.25% and monthly payments of $599.92. Estimated monthly payment does not reflect the additional cost of insurance. Rate and terms determined by credit history. Rate accurate as of 1/14/2025 and subject to change. Other rates and terms available. For more information on our Debt Consolidation loans, please contact GSCU.
Grade: C
No additional details available.
Grade: B; Max Line: $20,000
Rates, and terms and conditions subject to change without notice on new loans. Loan rates above reflect our best rates. Rates are based on loan underwriting factors and may be higher based on individual underwriting.
$75,000 Maximum
No additional details available.
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Grade: C; Max Line: $10,000
No additional details available.
Rates, and terms and conditions subject to change without notice on new loans. Loan rates above reflect our best rates. Rates are based on loan underwriting factors and may be higher based on individual underwriting.
Grade: D; Max Line: $1500
No additional details available.
Grade: D
Grade: D
Max Limit: $1,000 W/DD & Auto Payment
No additional details available.
Max Limit: $1,000 W/DD & Auto Payment
Grade: E
Grade: E; Max Line: $1000
Grade: E
No additional details available.
Milford Personal Loan Rates
As Low As**
As Low As; Closed-end
Closed-end
As Low As
As Low As; Rates as low as 9.99% APR*
Closed-end
as low as
($7500 max)
No additional details available.
No additional details available.
Rates Starting At:; APR*
No additional details available.
No additional details available.
No additional details available.
Milford Debt Consolidation Loan Rates
As Low As; Closed-end
Closed-end
Closed-end
Payment Amount: $599.60; Total Interest Paid: $7,378.02; Annual Percentage Rate (APR) based on $25,000 loan, including $95 origination fee with a 54-month term, at a simple rate of 11.25% and monthly payments of $599.92. Estimated monthly payment does not reflect the additional cost of insurance. Rate and terms determined by credit history. Rate accurate as of 1/14/2025 and subject to change. Other rates and terms available. For more information on our Debt Consolidation loans, please contact GSCU.
Milford Signature Loan Rates
$75,000 Maximum
Milford, NH Personal Loan Rate Trends
Compare local Milford, NH personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Hampshire personal loan rates rose 0.059 points over the past 7 days to 11.406% APR.
New Hampshire signature loan rates rose 0.127 points over the past 7 days to 11.313% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Milford, New Hampshire personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Milford, New Hampshire directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Milford, New Hampshire. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in NH.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in New Hampshire?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in New Hampshire?
Are credit unions or banks better for personal loans in Milford, New Hampshire?
What are the best personal loan rates in Milford, New Hampshire?
- Granite State Credit Union: 4.39% (Anything that Moves Loan)
- Newburyport Bank: 5.00% (Credit Building - A Loan to Help Rebuild Your Credit)
- Lighthouse Credit Union: 7.69% (Credit Builder Loan)
- MVSB: 7.76% (2026 & 2025 Loan)
- Merrimack County SB: 7.76% (2026 & 2025 Loan)
Milford, New Hampshire Rates & Resources
Personal Loan Calculators
