Best Personal Loan Rates in Seabrook, New Hampshire (NH) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Seabrook, New Hampshire include: Align Credit UnionAlign Credit Union68 Lafayette Rd, Seabrook, NH, 03874A5.0 ★Texas Ratio: 11.20% offering Holiday Loan at 7.49% APR, TD BankTD Bank270 Lafayette Rd, Seabrook, NH, 03874A5.0 ★Texas Ratio: 6.30% offering Personal Loan at 7.99% APR, Service Federal Credit UnionService Federal Credit Union700 Lafayette Rd, Seabrook, NH, 03874A5.0 ★Texas Ratio: 11.03% offering Energy Efficiency Loan at 9.24% APR, Pentucket BankPentucket BankA+5.0 ★Texas Ratio: 0.68% offering Credit Builder Loan at 5.00% APR, and Newburyport BankNewburyport BankA5.0 ★Texas Ratio: 8.70% offering Credit Builder Loan at 5.00% APR. Personal loan rates as of April 6, 2026 according to verified data from MonitorBankRates.
Seabrook has 3 local institutions in our database, with personal loan rates as low as 7.49% APR from Align Credit Union at 68 Lafayette Rd, Seabrook, NH, 03874. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Seabrook, New Hampshire.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Seabrook, New Hampshire. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 6, 2026
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Loan amount: $2,000 to $50,000; Terms: 36 to 60 months; No origination or application fees, and no prepayment penalty
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Fixed rates
Variable rates
Your interest rate and monthly payments can fluctuate during the repayment period.
All proceeds deposited to a separate savings account until the loan is paid in full.
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Lowest APR available on approved credit. Your actual APR may vary. The APR is based on borrower credit profile (as reported to NBT Bank by an outside reporting agency), collateral type, loan amount, term, lien position, and loan to value ratio. APR shown is current as of 03/23/2026 and is subject to change. Rates assume payments will be automatically deducted from an NBT Bank checking or money market account. Add .50% to the rate if the automatic payment feature is not selected. To qualify for this rate, the minimum loan amount is $4,000 ($5,000 for automobile loans), minimum credit score is 730, and maximum term is 36 months (48 months for automobile loans). Call 800-628-2265 for the actual APR for your loan. NBT Bank loans are only available in Connecticut, Maine, Massachusetts, New Hampshire, New York, Pennsylvania and Vermont.
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Loan Amount ?$10,000; Collateral Type Investment Property (60% LTV) Max $250,000; (Prime + 2.00%)
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As Low As; APR 10.85% based on $3000; Offer valid through April 30, 2026
Fixed rates
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Variable rates
(New Money Only)
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($7500 max)
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Under $30; As Low As; Up to 42 months
Under $30; As Low As; Up to 54 months
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Under $30; As Low As; Up to 66 months
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Under $30; As Low As; Up to 78 months
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$30; As Low As; Up to 42 months
Under $30; As Low As; Up to 90 months
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$30; As Low As; Up to 66 months
$30; As Low As; Up to 78 months
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$30; As Low As; Up to 90 months
Annual Percentage Rates with automatic payment. Borrowers must be Lowell Five customers for at least three months before applying for a Personal Loan. Rates are effective 3/9/2026.
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Annual Percentage Rates with automatic payment. Borrowers must be Lowell Five customers for at least three months before applying for a Personal Loan. Rates are effective 3/9/2026.
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Loan amount: $2,000 to $50,000; Terms: 36 to 60 months; No origination or application fees, and no prepayment penalty
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Lowest APR available on approved credit. Your actual APR may vary. The APR is based on borrower credit profile (as reported to NBT Bank by an outside reporting agency), collateral type, loan amount, term, lien position, and loan to value ratio. APR shown is current as of 03/23/2026 and is subject to change. Rates assume payments will be automatically deducted from an NBT Bank checking or money market account. Add .50% to the rate if the automatic payment feature is not selected. To qualify for this rate, the minimum loan amount is $4,000 ($5,000 for automobile loans), minimum credit score is 730, and maximum term is 36 months (48 months for automobile loans). Call 800-628-2265 for the actual APR for your loan. NBT Bank loans are only available in Connecticut, Maine, Massachusetts, New Hampshire, New York, Pennsylvania and Vermont.
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($7500 max)
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Under $30; As Low As; Up to 42 months
Under $30; As Low As; Up to 54 months
Under $30; As Low As; Up to 66 months
Under $30; As Low As; Up to 78 months
$30; As Low As; Up to 42 months
Under $30; As Low As; Up to 90 months
$30; As Low As; Up to 54 months
$30; As Low As; Up to 66 months
$30; As Low As; Up to 78 months
$30; As Low As; Up to 90 months
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Seabrook, NH Personal Loan Rate Trends
Compare local Seabrook, NH personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Hampshire personal loan rates fell 0.134 points over the past 7 days to 10.834% APR.
New Hampshire signature loan rates currently average 12.012% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in New Hampshire?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in New Hampshire?
Are credit unions or banks better for personal loans in Seabrook, New Hampshire?
What are the best personal loan rates in Seabrook, New Hampshire?
- Align Credit Union: 7.49% (Holiday Loan)
- TD Bank: 7.99% (Personal Loan)
- Service Federal Credit Union: 9.24% (Energy Efficiency Loan)
- Pentucket Bank: 5.00% (Credit Builder Loan)
- Newburyport Bank: 5.00% (Credit Builder Loan)
Personal Loan Calculators
