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Best Personal Loan Rates in Sharon, New Hampshire (NH) - April 2026

Current personal loan options available to borrowers in Sharon, New Hampshire include: Granite State Credit UnionGranite State Credit UnionA+5.0 ★Texas Ratio: 5.41% offering Other Collateral Loans 2019-2026 at 4.39% APR, Pentucket BankPentucket BankA+5.0 ★Texas Ratio: 0.68% offering Credit Builder Loan at 5.00% APR, Triangle Credit UnionTriangle Credit UnionA+5.0 ★Texas Ratio: 4.10% offering Share Loans at 5.05% APR, Align Credit UnionAlign Credit UnionA5.0 ★Texas Ratio: 11.20% offering Holiday Loan at 7.49% APR, and NEW HAMPSHIRENEW HAMPSHIREA+5.0 ★Texas Ratio: 0.80% offering Credit Builder Loan at 7.99% APR. Personal loan rates as of April 12, 2026 according to verified data from MonitorBankRates.

Sharon borrowers have access to 18 lenders serving the New Hampshire area, with personal loan rates as low as 4.39% APR from Granite State Credit Union. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.

We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Sharon, New Hampshire.

Personal loan rates reflect recent market quotes and representative offers available to borrowers in Sharon, New Hampshire. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 12, 2026

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Granite State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.41%
Other Collateral Loans 2019-2026
4.39%
APR4.39%
Last UpdatedApril 12, 2026
Details

As Low As

Pentucket Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
Credit Builder Loan
5.00%
APR5.00%
Last UpdatedApril 12, 2026
Details

No additional details available.

Triangle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
Share Loans
5.05%
APR5.05%
Last UpdatedApril 12, 2026
Details

above the savings rate currently at 0.05%

Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
Holiday Loan
7.49%
APR7.49%
Last UpdatedApril 12, 2026
Details

No additional details available.

Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
Personal Loans
7.49%
APR7.49%
Last UpdatedApril 12, 2026
Details

No additional details available.

Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
Personal Loans
7.75%
APR7.75%
Last UpdatedApril 12, 2026
Details

No additional details available.

Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
Tax Loan Special
7.75%
APR7.75%
Last UpdatedApril 12, 2026
Details

As Low As; Available until May 31, 2026

NEW HAMPSHIRE
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
Credit Builder Loan
7.99%
APR7.99%
Last UpdatedApril 12, 2026
Details

All proceeds deposited to a separate savings account until the loan is paid in full.

Members First Credit Union of NH
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
Land Loan
8.32%
APR8.32%
Last UpdatedApril 12, 2026
Details

As Low As

Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
Personal Loan
8.75%
APR8.75%
Last UpdatedApril 12, 2026
Details

As Low As

Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
Personal Loans
8.75%
APR8.75%
Last UpdatedApril 12, 2026
Details

As Low As

Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
Investment Property Loan
8.75%
APR8.75%
Last UpdatedApril 12, 2026
Details

Loan Amount ?$10,000; Collateral Type Investment Property (60% LTV) Max $250,000; (Prime + 2.00%)

Granite State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.41%
Other Collateral Loans 2019-2026
8.86%
APR8.86%
Last UpdatedApril 12, 2026
Details

As Low As

Service Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.03%
Energy Efficiency Loan
9.24%
APR9.24%
Last UpdatedApril 12, 2026
Details

As Low As

NEW HAMPSHIRE
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
Personal Loan/Debt Consolidation
9.29%
APR9.29%
Last UpdatedApril 12, 2026
Details

As Low As

Granite State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.41%
Other Collateral Loans 2019-2026
9.34%
APR9.34%
Last UpdatedApril 12, 2026
Details

As Low As

NEW HAMPSHIRE
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
Personal Loan/Debt Consolidation
9.49%
APR9.49%
Last UpdatedApril 12, 2026
Details

As Low As

Granite State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.41%
Other Collateral Loans 2019-2026
9.58%
APR9.58%
Last UpdatedApril 12, 2026
Details

As Low As

Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
Personal Loan
9.75%
APR9.75%
Last UpdatedApril 12, 2026
Details

No additional details available.

Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
Personal Loans
9.75%
APR9.75%
Last UpdatedApril 12, 2026
Details

As Low As

Bellwether Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
Personal Loan
9.75%
APR9.75%
Last UpdatedApril 12, 2026
Details

As Low As

Granite State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.41%
Other Collateral Loans 2019-2026
9.82%
APR9.82%
Last UpdatedApril 12, 2026
Details

As Low As

Granite State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.41%
Other Collateral Loans 2018 & Older
9.84%
APR9.84%
Last UpdatedApril 12, 2026
Details

As Low As

NEW HAMPSHIRE
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
Personal Loan/Debt Consolidation
9.99%
APR9.99%
Last UpdatedApril 12, 2026
Details

As Low As

Precision Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.11%
March Madness Loan Special
9.99%
APR9.99%
Last UpdatedApril 12, 2026
Details

As Low As; APR 10.85% based on $3000; Offer valid through April 30, 2026

Granite State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.41%
Other Collateral Loans 2019-2026
10.06%
APR10.06%
Last UpdatedApril 12, 2026
Details

As Low As

Service Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.03%
Personal Loan
10.49%
APR10.49%
Last UpdatedApril 12, 2026
Details

As Low As

New Hampshire Postal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
Mini Loans
10.50%
APR10.50%
Last UpdatedApril 12, 2026
Details

(New Money Only)

One Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
Personal Loans
10.50%
APR10.50%
Last UpdatedApril 12, 2026
Details

As Low As

Holy Rosary Credit Union Rochester, NH
Institution Rating:
A+5.0 ★Texas Ratio: 2.05%
Unsecured Personal Loan
10.99%
APR10.99%
Last UpdatedApril 12, 2026
Details

As Low As

Triangle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
Personal Loan
10.99%
APR10.99%
Last UpdatedApril 12, 2026
Details

As Low As

Triangle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
Personal Loans
10.99%
APR10.99%
Last UpdatedApril 12, 2026
Details

Up to $10,000

Members First Credit Union of NH
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
Personal Unsecured
11.00%
APR11.00%
Last UpdatedApril 12, 2026
Details

As Low As

New Hampshire Postal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
Personal Loans
11.00%
APR11.00%
Last UpdatedApril 12, 2026
Details

($7500 max)

River Works Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.57%
Personal
11.00%
APR11.00%
Last UpdatedApril 12, 2026
Details

No additional details available.

River Works Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.57%
Personal Loan
11.00%
APR11.00%
Last UpdatedApril 12, 2026
Details

As Low As

Pentucket Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
Unsecured Personal Loan
11.00%
APR11.00%
Last UpdatedApril 12, 2026
Details

No additional details available.

Newburyport Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
Unsecured Personal Loan
11.00%
APR11.00%
Last UpdatedApril 12, 2026
Details

No additional details available.

Granite State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.41%
Debt Consolidation Loan
11.41%
APR11.41%
Last UpdatedApril 12, 2026
Details

No additional details available.

Triangle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
Personal Loans
11.49%
APR11.49%
Last UpdatedApril 12, 2026
Details

Up to $20,000

Granite State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.41%
Personal Loans K
11.51%
APR11.51%
Last UpdatedApril 12, 2026
Details

Under $30; As Low As

Granite State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.41%
Personal Loans K
11.67%
APR11.67%
Last UpdatedApril 12, 2026
Details

Under $30; As Low As

Savings Bank of Walpole
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
Personal Unsecured
11.69%
APR11.69%
Last UpdatedApril 12, 2026
Details

No additional details available.

Granite State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.41%
Personal Loans K
11.86%
APR11.86%
Last UpdatedApril 12, 2026
Details

Under $30; As Low As

Triangle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
Personal Loans
11.99%
APR11.99%
Last UpdatedApril 12, 2026
Details

Up to $20,000

River Works Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.57%
Personal
12.00%
APR12.00%
Last UpdatedApril 12, 2026
Details

No additional details available.

Granite State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.41%
Personal Loans K
12.06%
APR12.06%
Last UpdatedApril 12, 2026
Details

Under $30; As Low As

MVSB
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
Personal Unsecured
12.13%
APR12.13%
Last UpdatedApril 12, 2026
Details

No additional details available.

Merrimack County SB
Institution Rating:
A5.0 ★Texas Ratio: 8.07%
Personal Unsecured
12.13%
APR12.13%
Last UpdatedApril 12, 2026
Details

No additional details available.

Granite State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.41%
Personal Loans K & Over
12.15%
APR12.15%
Last UpdatedApril 12, 2026
Details

$30; As Low As

Granite State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.41%
Personal Loans K
12.28%
APR12.28%
Last UpdatedApril 12, 2026
Details

Under $30; As Low As

Granite State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.41%
Personal Loans K & Over
12.38%
APR12.38%
Last UpdatedApril 12, 2026
Details

$30; As Low As

Granite State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.41%
Personal Loans K & Over
12.61%
APR12.61%
Last UpdatedApril 12, 2026
Details

$30; As Low As

Granite State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.41%
Personal Loans K & Over
12.84%
APR12.84%
Last UpdatedApril 12, 2026
Details

$30; As Low As

River Works Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.57%
Personal
13.00%
APR13.00%
Last UpdatedApril 12, 2026
Details

No additional details available.

Granite State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.41%
Personal Loans K & Over
13.08%
APR13.08%
Last UpdatedApril 12, 2026
Details

$30; As Low As

River Works Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.57%
Personal
14.00%
APR14.00%
Last UpdatedApril 12, 2026
Details

No additional details available.

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
Personal Loans
7.49%
APR7.49%
Last UpdatedApril 12, 2026
Details

No additional details available.

Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
Personal Loans
7.75%
APR7.75%
Last UpdatedApril 12, 2026
Details

No additional details available.

Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
Personal Loan
8.75%
APR8.75%
Last UpdatedApril 12, 2026
Details

As Low As

Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
Personal Loans
8.75%
APR8.75%
Last UpdatedApril 12, 2026
Details

As Low As

NEW HAMPSHIRE
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
Personal Loan/Debt Consolidation
9.29%
APR9.29%
Last UpdatedApril 12, 2026
Details

As Low As

NEW HAMPSHIRE
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
Personal Loan/Debt Consolidation
9.49%
APR9.49%
Last UpdatedApril 12, 2026
Details

As Low As

Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
Personal Loan
9.75%
APR9.75%
Last UpdatedApril 12, 2026
Details

No additional details available.

Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
Personal Loans
9.75%
APR9.75%
Last UpdatedApril 12, 2026
Details

As Low As

Bellwether Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
Personal Loan
9.75%
APR9.75%
Last UpdatedApril 12, 2026
Details

As Low As

NEW HAMPSHIRE
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
Personal Loan/Debt Consolidation
9.99%
APR9.99%
Last UpdatedApril 12, 2026
Details

As Low As

Service Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.03%
Personal Loan
10.49%
APR10.49%
Last UpdatedApril 12, 2026
Details

As Low As

One Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
Personal Loans
10.50%
APR10.50%
Last UpdatedApril 12, 2026
Details

As Low As

Holy Rosary Credit Union Rochester, NH
Institution Rating:
A+5.0 ★Texas Ratio: 2.05%
Unsecured Personal Loan
10.99%
APR10.99%
Last UpdatedApril 12, 2026
Details

As Low As

Triangle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
Personal Loan
10.99%
APR10.99%
Last UpdatedApril 12, 2026
Details

As Low As

Triangle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
Personal Loans
10.99%
APR10.99%
Last UpdatedApril 12, 2026
Details

Up to $10,000

Newburyport Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
Unsecured Personal Loan
11.00%
APR11.00%
Last UpdatedApril 12, 2026
Details

No additional details available.

New Hampshire Postal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
Personal Loans
11.00%
APR11.00%
Last UpdatedApril 12, 2026
Details

($7500 max)

Pentucket Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
Unsecured Personal Loan
11.00%
APR11.00%
Last UpdatedApril 12, 2026
Details

No additional details available.

River Works Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.57%
Personal Loan
11.00%
APR11.00%
Last UpdatedApril 12, 2026
Details

As Low As

Triangle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
Personal Loans
11.49%
APR11.49%
Last UpdatedApril 12, 2026
Details

Up to $20,000

Granite State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.41%
Personal Loans K
11.51%
APR11.51%
Last UpdatedApril 12, 2026
Details

Under $30; As Low As

Granite State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.41%
Personal Loans K
11.67%
APR11.67%
Last UpdatedApril 12, 2026
Details

Under $30; As Low As

Granite State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.41%
Personal Loans K
11.86%
APR11.86%
Last UpdatedApril 12, 2026
Details

Under $30; As Low As

Triangle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
Personal Loans
11.99%
APR11.99%
Last UpdatedApril 12, 2026
Details

Up to $20,000

Granite State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.41%
Personal Loans K
12.06%
APR12.06%
Last UpdatedApril 12, 2026
Details

Under $30; As Low As

Granite State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.41%
Personal Loans K & Over
12.15%
APR12.15%
Last UpdatedApril 12, 2026
Details

$30; As Low As

Granite State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.41%
Personal Loans K
12.28%
APR12.28%
Last UpdatedApril 12, 2026
Details

Under $30; As Low As

Granite State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.41%
Personal Loans K & Over
12.38%
APR12.38%
Last UpdatedApril 12, 2026
Details

$30; As Low As

Granite State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.41%
Personal Loans K & Over
12.61%
APR12.61%
Last UpdatedApril 12, 2026
Details

$30; As Low As

Granite State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.41%
Personal Loans K & Over
12.84%
APR12.84%
Last UpdatedApril 12, 2026
Details

$30; As Low As

Granite State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.41%
Personal Loans K & Over
13.08%
APR13.08%
Last UpdatedApril 12, 2026
Details

$30; As Low As

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
NEW HAMPSHIRE
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
Personal Loan/Debt Consolidation
9.29%
APR9.29%
Last UpdatedApril 12, 2026
Details

As Low As

NEW HAMPSHIRE
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
Personal Loan/Debt Consolidation
9.49%
APR9.49%
Last UpdatedApril 12, 2026
Details

As Low As

NEW HAMPSHIRE
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
Personal Loan/Debt Consolidation
9.99%
APR9.99%
Last UpdatedApril 12, 2026
Details

As Low As

Granite State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.41%
Debt Consolidation Loan
11.41%
APR11.41%
Last UpdatedApril 12, 2026
Details

No additional details available.

No signature loans personal loan rates found in Sharon, NH currently.
No home improvement personal loan rates found in Sharon, NH currently.

Sharon, NH Personal Loan Rate Trends

Compare local Sharon, NH personal loan rates against the statewide average

Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full New Hampshire Personal Loan Trends →
Personal Loan — NH Avg
11.446%
▲ 1.856 vs 7 days ago

New Hampshire personal loan rates rose 1.856 points over the past 7 days to 11.446% APR.

Signature Loan — NH Avg
11.106%
▲ 0.167 vs 7 days ago

New Hampshire signature loan rates rose 0.167 points over the past 7 days to 11.106% APR.

As of Apr 12, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Frequently Asked Questions

What credit score do I need for a personal loan in New Hampshire?

Most lenders in Sharon, New Hampshire require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in New Hampshire often have more flexible requirements than traditional banks.

What is the difference between secured and unsecured personal loans?

Unsecured personal loans in Sharon, New Hampshire require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.

Can I use a personal loan for debt consolidation in New Hampshire?

Yes. Debt consolidation is one of the most common uses of personal loans in Sharon, New Hampshire. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.

Are credit unions or banks better for personal loans in Sharon, New Hampshire?

Credit unions in Sharon, New Hampshire often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.

What are the best personal loan rates in Sharon, New Hampshire?

  • Granite State Credit Union: 4.39% (Other Collateral Loans 2019-2026)
  • Pentucket Bank: 5.00% (Credit Builder Loan)
  • Triangle Credit Union: 5.05% (Share Loans)
  • Align Credit Union: 7.49% (Holiday Loan)
  • NEW HAMPSHIRE: 7.99% (Credit Builder Loan)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Sharon, New Hampshire. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 12, 2026.