Best Personal Loan Rates in Cedar Grove, New Jersey (NJ) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Cedar Grove, New Jersey include: Citizens BankCitizens Bank310 Pompton Ave, Cedar Grove, NJ, 07009A5.0 ★Texas Ratio: 8.28% offering Medical Residency Refinance Loan at 5.45% APR, TD BankTD Bank85 Pompton Ave, Cedar Grove, NJ, 07009A5.0 ★Texas Ratio: 6.30% offering Personal Loan at 7.99% APR, TrustCo BankTrustCo BankA+5.0 ★Texas Ratio: 3.16% offering Passbook Loan at 4.00% APR, Riegel Federal Credit UnionRiegel Federal Credit UnionA+5.0 ★Texas Ratio: 5.50% offering Shares Pledged Personal Loan at 4.00% APR, and Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.73% offering Credit Builder Loan at 4.50% APR. Personal loan rates as of April 8, 2026 according to verified data from MonitorBankRates.
Cedar Grove has 2 local institutions in our database, with personal loan rates as low as 5.45% APR from Citizens Bank at 310 Pompton Ave, Cedar Grove, NJ, 07009. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Cedar Grove, New Jersey.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Cedar Grove, New Jersey. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 8, 2026
Fixed rates
Variable rates
Your interest rate and monthly payments can fluctuate during the repayment period.
Loan amount: $2,000 to $50,000; Terms: 36 to 60 months; No origination or application fees, and no prepayment penalty
Fixed rates
Variable rates
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As Low As; To Fund an IRA
As Low As; Up to 10 Years
No additional details available.
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Up to $3,000; plus $50 fee
Credit Report Score: 650 and Above
Based on individual applications, for unsecured loans.
As Low As; Rates as low as 5.625% (6.508% APR)
No additional details available.
Credit Report Score: 650 and Above
No additional details available.
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As Low As; Borrow up to $5000
With 12 months terms ($3000.00 max)
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No additional details available.
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As Low As; Loan amount $10,000 - $400,000
2026*
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No additional details available.
As Low As; Up to $10,000 maximum
Based on individual applications, for unsecured loans.
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No additional details available.
As Low As; Approval based on credit worthiness. Membership eligibility required.
Credit Report Score: 650 and Above
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No additional details available.
up to $15,000
Credit Report Score: 649 - 575
2022 - 2025
No additional details available.
As Low As
No additional details available.
No additional details available.
up to $15,000
No additional details available.
Credit Report Score: 649 - 575
interest rate based on credit score
interest rate based on credit score
2026*
As Low As; Up to $15,000. Up to 5 year financing.
up to $15,000
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up to $15,000
No additional details available.
No additional details available.
As Low As
With credit score of 750 and above. Up to 60 month term. Max of $25,000.00.
Maximum total not to exceed $25,000
Available between 2/27/26 and 4/15/26
No additional details available.
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As Low As; - based on credit score
No additional details available.
2019 - 2021
As Low As; Must have over 6-months of employment.
As Low As; Borrow up to $15,000 for four years. You do need proof of wedding expenses, such as a copy of the contract from the venue, florist, bridal shop, etc.
up to $15,000
No additional details available.
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No additional details available.
Credit Report Score: 649 - 575
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No additional details available.
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Credit Report Score: 574 and Below
2022 - 2025
As Low As; Rates are determined by your personal credit history and payment method, so your rate may differ. Rates include 0.25% reduction for automatic payments made from your Motion account. These rates are advertised as low as.
No additional details available.
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Credit Report Score: 574 and Below
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No additional details available.
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Maximum Loan Amount $5,000
No additional details available.
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As Low As; Borrow up to $1,500 Rates as low as 9.99% 12 Month Repayment No Prepayment Fees *If you already have a loan and are a member in good standing, you are automatically APPROVED!*
As Low As
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Maximum total not to exceed $25,000
As Low As; Fixed payments and no pre-payment penalties.
No additional details available.
2026*
As Low As
No additional details available.
No additional details available.
Up to $15,000
As Low As
Credit Report Score: 650 and Above
2019 - 2021
As Low As; Rates are determined by your personal credit history and payment method, so your rate may differ. Rates include 0.25% reduction for automatic payments made from your Motion account. These rates are advertised as low as.
Credit Report Score: 650 and Above
No additional details available.
No additional details available.
As Low As
No additional details available.
As Low As
No additional details available.
Up to $15,000â€
Loan amount: $2,000 to $50,000; Terms: 36 to 60 months; No origination or application fees, and no prepayment penalty
As Low As
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No additional details available.
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As Low As; Up to $10,000 maximum
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up to $15,000
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No additional details available.
up to $15,000
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up to $15,000
As Low As; Up to $15,000. Up to 5 year financing.
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up to $15,000
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Available between 2/27/26 and 4/15/26
As Low As
With credit score of 750 and above. Up to 60 month term. Max of $25,000.00.
As Low As
No additional details available.
As Low As; - based on credit score
up to $15,000
As Low As
As Low As
As Low As; Rates are determined by your personal credit history and payment method, so your rate may differ. Rates include 0.25% reduction for automatic payments made from your Motion account. These rates are advertised as low as.
No additional details available.
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As Low As; Fixed payments and no pre-payment penalties.
As Low As
Up to $15,000
As Low As
As Low As; Rates are determined by your personal credit history and payment method, so your rate may differ. Rates include 0.25% reduction for automatic payments made from your Motion account. These rates are advertised as low as.
No additional details available.
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Proceeds made directly to creditors only!
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Up to 48 month term. Max of $20,000.00
No additional details available.
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As Low As
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As Low As; Approval based on credit worthiness. Membership eligibility required.
As Low As
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interest rate based on credit score
interest rate based on credit score
No additional details available.
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As Low As; Must have over 6-months of employment.
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Cedar Grove, NJ Personal Loan Rate Trends
Compare local Cedar Grove, NJ personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Jersey personal loan rates fell 1.442 points over the past 7 days to 10.754% APR.
New Jersey signature loan rates fell 0.179 points over the past 7 days to 10.676% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in New Jersey?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in New Jersey?
Are credit unions or banks better for personal loans in Cedar Grove, New Jersey?
What are the best personal loan rates in Cedar Grove, New Jersey?
- Citizens Bank: 5.45% (Medical Residency Refinance Loan)
- TD Bank: 7.99% (Personal Loan)
- TrustCo Bank: 4.00% (Passbook Loan)
- Riegel Federal Credit Union: 4.00% (Shares Pledged Personal Loan)
- Baxter Credit Union: 4.50% (Credit Builder Loan)
Personal Loan Calculators
