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Best Personal Loan Rates in Flemington, New Jersey (NJ) - May 2026

Current personal loan options available to borrowers in Flemington, New Jersey include: Financial Resources Federal Credit UnionFinancial Resources Federal Credit Union67 Church St, Flemington, NJ, 08822B-4.3 ★Texas Ratio: 20.45% offering Relationship Premium Loan at 5.89% APR, Unity BankUnity Bank157 Main St, Flemington, NJ, 08822A5.0 ★Texas Ratio: 7.29% offering Current Wall Street Journal Prime Loan at 6.75% APR, Fulton BankFulton Bank194 Route 31, Flemington, NJ, 08822A+5.0 ★Texas Ratio: 4.98% offering Unsecured Optionline Tier 1 Loan at 8.00% APR, Riegel Federal Credit UnionRiegel Federal Credit Union25 Reaville Ave, Flemington, NJ, 08822 1714A+5.0 ★Texas Ratio: 5.44% offering Signature Personal Loan at 9.99% APR, and TrustCo BankTrustCo BankA+5.0 ★Texas Ratio: 3.16% offering Passbook Loan at 4.00% APR. Personal loan rates as of May 23, 2026 according to verified data from MonitorBankRates.

Flemington has 4 local institutions in our database, with personal loan rates as low as 5.89% APR from Financial Resources Federal Credit Union at 67 Church St, Flemington, NJ, 08822. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.

We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Flemington, New Jersey.

Personal loan rates reflect recent market quotes and representative offers available to borrowers in Flemington, New Jersey. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: May 23, 2026

Flemington Personal Loan Rates

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Financial Resources Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 20.45%
67 Church St, Flemington, NJ, 08822
Relationship Premium Loan
5.89%
APR5.89%
Last UpdatedMay 25, 2026
Details

As Low As

Financial Resources Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 20.45%
67 Church St, Flemington, NJ, 08822
Relationship Premium Loan
5.94%
APR5.94%
Last UpdatedMay 25, 2026
Details

As Low As

Financial Resources Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 20.45%
67 Church St, Flemington, NJ, 08822
Relationship Premium Loan
6.14%
APR6.14%
Last UpdatedMay 25, 2026
Details

As Low As

Financial Resources Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 20.45%
67 Church St, Flemington, NJ, 08822
Relationship Premium Loan
6.49%
APR6.49%
Last UpdatedMay 25, 2026
Details

As Low As

Unity Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.29%
157 Main St, Flemington, NJ, 08822
Current Wall Street Journal Prime Loan
6.75%
APR6.75%
Last UpdatedMay 25, 2026
Details

No additional details available.

Financial Resources Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 20.45%
67 Church St, Flemington, NJ, 08822
Credit$ense Loan
6.99%
APR6.99%
Last UpdatedMay 25, 2026
Details

Low Fixed Rate of

Financial Resources Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 20.45%
67 Church St, Flemington, NJ, 08822
48 Months Loan
7.70%
APR7.70%
Last UpdatedMay 25, 2026
Details

As Low As; Relationship Premium Annual Percentage Rates

Financial Resources Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 20.45%
67 Church St, Flemington, NJ, 08822
Personal Loan
7.95%
APR7.95%
Last UpdatedMay 25, 2026
Details

As Low As; Relationship Premium Annual Percentage Rates

Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
194 Route 31, Flemington, NJ, 08822
Unsecured Optionline Tier 1 Loan
8.00%
APR8.00%
Last UpdatedMay 25, 2026
Details

No additional details available.

Financial Resources Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 20.45%
67 Church St, Flemington, NJ, 08822
60 Months Loan
8.20%
APR8.20%
Last UpdatedMay 25, 2026
Details

As Low As; Relationship Premium Annual Percentage Rates

Financial Resources Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 20.45%
67 Church St, Flemington, NJ, 08822
Personal Loan
8.45%
APR8.45%
Last UpdatedMay 25, 2026
Details

As Low As; Relationship Premium Annual Percentage Rates

Financial Resources Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 20.45%
67 Church St, Flemington, NJ, 08822
72 Months Loan
8.95%
APR8.95%
Last UpdatedMay 25, 2026
Details

As Low As; Relationship Premium Annual Percentage Rates

Financial Resources Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 20.45%
67 Church St, Flemington, NJ, 08822
Family Event/Crisis Loan
9.44%
APR9.44%
Last UpdatedMay 25, 2026
Details

As Low As; Relationship Premium

Riegel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.44%
25 Reaville Ave, Flemington, NJ, 08822 1714
Signature Personal Loan
9.99%
APR9.99%
Last UpdatedMay 25, 2026
Details

No additional details available.

Financial Resources Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 20.45%
67 Church St, Flemington, NJ, 08822
Appliances & Furniture Loan
10.44%
APR10.44%
Last UpdatedMay 25, 2026
Details

As Low As; Relationship Premium

Riegel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.44%
25 Reaville Ave, Flemington, NJ, 08822 1714
Signature Personal Loan
10.49%
APR10.49%
Last UpdatedMay 25, 2026
Details

No additional details available.

Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
194 Route 31, Flemington, NJ, 08822
Unsecured Optionline Tier 2 Loan
10.50%
APR10.50%
Last UpdatedMay 25, 2026
Details

No additional details available.

Financial Resources Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 20.45%
67 Church St, Flemington, NJ, 08822
Personal Loan
10.69%
APR10.69%
Last UpdatedMay 25, 2026
Details

As Low As

Financial Resources Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 20.45%
67 Church St, Flemington, NJ, 08822
Relationship Premium Loan
10.69%
APR10.69%
Last UpdatedMay 25, 2026
Details

As Low As

Riegel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.44%
25 Reaville Ave, Flemington, NJ, 08822 1714
Signature Personal Loan
10.74%
APR10.74%
Last UpdatedMay 25, 2026
Details

No additional details available.

Financial Resources Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 20.45%
67 Church St, Flemington, NJ, 08822
Technical Skills Loan
10.79%
APR10.79%
Last UpdatedMay 25, 2026
Details

As Low As; Relationship Premium

Financial Resources Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 20.45%
67 Church St, Flemington, NJ, 08822
Relationship Premium Loan
10.94%
APR10.94%
Last UpdatedMay 25, 2026
Details

As Low As

Financial Resources Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 20.45%
67 Church St, Flemington, NJ, 08822
Relationship Premium Loan
11.19%
APR11.19%
Last UpdatedMay 25, 2026
Details

As Low As

Financial Resources Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 20.45%
67 Church St, Flemington, NJ, 08822
Relationship Premium Loan
11.44%
APR11.44%
Last UpdatedMay 25, 2026
Details

As Low As

Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
194 Route 31, Flemington, NJ, 08822
Personal Loan
11.74%
APR11.74%
Last UpdatedMay 25, 2026
Details

No additional details available.

Financial Resources Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 20.45%
67 Church St, Flemington, NJ, 08822
Health & Beauty Loans
11.94%
APR11.94%
Last UpdatedMay 25, 2026
Details

As Low As; Relationship Premium

Financial Resources Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 20.45%
67 Church St, Flemington, NJ, 08822
Relationship Premium Loan
11.94%
APR11.94%
Last UpdatedMay 25, 2026
Details

As Low As

Financial Resources Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 20.45%
67 Church St, Flemington, NJ, 08822
Relationship Premium Loan
12.19%
APR12.19%
Last UpdatedMay 25, 2026
Details

As Low As

Financial Resources Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 20.45%
67 Church St, Flemington, NJ, 08822
Relationship Premium Loan
12.44%
APR12.44%
Last UpdatedMay 25, 2026
Details

As Low As

Financial Resources Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 20.45%
67 Church St, Flemington, NJ, 08822
Relationship Premium Loan
12.69%
APR12.69%
Last UpdatedMay 25, 2026
Details

As Low As

Unity Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.29%
157 Main St, Flemington, NJ, 08822
Personal Unsecured Loans up to 60 months
15.75%
APR15.75%
Last UpdatedMay 25, 2026
Details

No additional details available.

Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
194 Route 31, Flemington, NJ, 08822
CashPlease® Amount Loan
35.40%
APR35.40%
Last UpdatedMay 25, 2026
Details

$500

Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
194 Route 31, Flemington, NJ, 08822
CashPlease® Amount Loan
35.42%
APR35.42%
Last UpdatedMay 25, 2026
Details

$200

TrustCo Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
Passbook Loan
4.00%
APR4.00%
Last UpdatedMay 25, 2026
Details

No additional details available.

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
Credit Builder Loan
4.50%
APR4.50%
Last UpdatedMay 25, 2026
Details

No additional details available.

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
Refinance Loan
4.64%
APR4.64%
Last UpdatedMay 25, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
Medical Degree Refinance Loan
4.80%
APR4.80%
Last UpdatedMay 25, 2026
Details

As Low As

Selfreliance Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.40%
2024 or Newer Loan
4.89%
APR4.89%
Last UpdatedMay 25, 2026
Details

No additional details available.

American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
10 Year Loan
5.38%
APR5.38%
Last UpdatedMay 25, 2026
Details

No additional details available.

Selfreliance Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.40%
2023 or Older Loan
5.39%
APR5.39%
Last UpdatedMay 25, 2026
Details

No additional details available.

Haven Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
10 Years Loan
5.68%
APR5.68%
Last UpdatedMay 25, 2026
Details

No additional details available.

GSL Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
10 Year - 120 Months Loan
5.79%
APR5.79%
Last UpdatedMay 25, 2026
Details

Fixed Rate, Owner Occupied, No Points

Franklin Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.33%
Loan
6.27%
APR6.27%
Last UpdatedMay 25, 2026
Details

$10,000 - $250,000

Jersey Central Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
Signature
6.50%
APR6.50%
Last UpdatedMay 25, 2026
Details

As Low As

Division 819 Transit Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.06%
Unsecured Loans
6.50%
APR6.50%
Last UpdatedMay 25, 2026
Details

Based on individual applications, for unsecured loans.

ENERGY PEOPLE
Institution Rating:
A+5.0 ★Texas Ratio: 0.38%
Unsecured Loan
6.50%
APR6.50%
Last UpdatedMay 25, 2026
Details

Credit Report Score: 650 and Above

ENERGY PEOPLE
Institution Rating:
A+5.0 ★Texas Ratio: 0.38%
Unsecured Loans
6.50%
APR6.50%
Last UpdatedMay 25, 2026
Details

Credit Report Score: 650 and Above

FNB of Absecon
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
Personal Loans
6.90%
APR6.90%
Last UpdatedMay 25, 2026
Details

No additional details available.

TrustCo Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
Purchase (25 Year, 75% LTV) Loan
6.96%
APR6.96%
Last UpdatedMay 25, 2026
Details

No additional details available.

Lakehurst Naval Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.90%
Vacation Loan
6.99%
APR6.99%
Last UpdatedMay 25, 2026
Details

As Low As; Borrow up to $5000 for 2 years.

Self Reliance NY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
Unsecured Personal Loans
6.99%
APR6.99%
Last UpdatedMay 25, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
Personal Loan
6.99%
APR6.99%
Last UpdatedMay 25, 2026
Details

As Low As

Central Jersey Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
Vacation Loans
6.99%
APR6.99%
Last UpdatedMay 25, 2026
Details

With 12 months terms ($3000.00 max)

Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.23%
Unsecured, Bill Consolidation, Signature Loan
6.99%
APR6.99%
Last UpdatedMay 25, 2026
Details

As Low As

1166 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.29%
Collateralized Loans (Backed by property, other than Real Estate)
7.00%
APR7.00%
Last UpdatedMay 25, 2026
Details

No additional details available.

Jersey Central Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
Signature
7.00%
APR7.00%
Last UpdatedMay 25, 2026
Details

As Low As

FNB of Absecon
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
Personal Loans
7.00%
APR7.00%
Last UpdatedMay 25, 2026
Details

No additional details available.

1st Bergen Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.57%
Unsecured Personal Loan
7.25%
APR7.25%
Last UpdatedMay 25, 2026
Details

As Low As; Up to $50,000

Franklin Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.33%
Loan
7.27%
APR7.27%
Last UpdatedMay 25, 2026
Details

$10,000 - $250,000

New Jersey Law And Public Safety Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.03%
Personal Loan Closed End
7.49%
APR7.49%
Last UpdatedMay 25, 2026
Details

Up to $10,000 maximum

ENERGY PEOPLE
Institution Rating:
A+5.0 ★Texas Ratio: 0.38%
Unsecured Loans
7.50%
APR7.50%
Last UpdatedMay 25, 2026
Details

Credit Report Score: 650 and Above

Jersey Central Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
Signature
7.50%
APR7.50%
Last UpdatedMay 25, 2026
Details

As Low As

ENERGY PEOPLE
Institution Rating:
A+5.0 ★Texas Ratio: 0.38%
Unsecured Loan
7.50%
APR7.50%
Last UpdatedMay 25, 2026
Details

Credit Report Score: 650 and Above

Division 819 Transit Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.06%
Unsecured Loans
7.50%
APR7.50%
Last UpdatedMay 25, 2026
Details

Based on individual applications, for unsecured loans.

East Orange VAH Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.40%
Signature Loans
7.75%
APR7.75%
Last UpdatedMay 25, 2026
Details

As Low As

Bridgeton Onized Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 15.43%
Personal Loans
7.99%
APR7.99%
Last UpdatedMay 25, 2026
Details

As Low As

First Atlantic Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
Personal / Vacation Loan
7.99%
APR7.99%
Last UpdatedMay 25, 2026
Details

As Low As

First Atlantic Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
Personal Loans
7.99%
APR7.99%
Last UpdatedMay 25, 2026
Details

As Low As

ENERGY PEOPLE
Institution Rating:
A+5.0 ★Texas Ratio: 0.38%
Unsecured Loans
8.00%
APR8.00%
Last UpdatedMay 25, 2026
Details

Credit Report Score: 649 - 575

ENERGY PEOPLE
Institution Rating:
A+5.0 ★Texas Ratio: 0.38%
Unsecured Loan
8.00%
APR8.00%
Last UpdatedMay 25, 2026
Details

Credit Report Score: 649 - 575

1st Bergen Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.57%
Unsecured Personal Loan
8.00%
APR8.00%
Last UpdatedMay 25, 2026
Details

As Low As; Up to $50,000

Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Personal Loan **
8.00%
APR8.00%
Last UpdatedMay 25, 2026
Details

up to $15,000

Jersey Central Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
Signature
8.00%
APR8.00%
Last UpdatedMay 25, 2026
Details

As Low As

Central Jersey Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.26%
Personal
8.00%
APR8.00%
Last UpdatedMay 25, 2026
Details

No additional details available.

Monroe Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.22%
Personal Loans
8.00%
APR8.00%
Last UpdatedMay 25, 2026
Details

As Low As

Monroe Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.22%
Personal Loan
8.00%
APR8.00%
Last UpdatedMay 25, 2026
Details

No additional details available.

Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Personal Loan **
8.25%
APR8.25%
Last UpdatedMay 25, 2026
Details

up to $15,000

Monmouth County Postal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.09%
Signature Loan
8.49%
APR8.49%
Last UpdatedMay 25, 2026
Details

interest rate based on credit score

ENERGY PEOPLE
Institution Rating:
A+5.0 ★Texas Ratio: 0.38%
Unsecured Loans
8.50%
APR8.50%
Last UpdatedMay 25, 2026
Details

Credit Report Score: 650 and Above

ENERGY PEOPLE
Institution Rating:
A+5.0 ★Texas Ratio: 0.38%
Unsecured Loan
8.50%
APR8.50%
Last UpdatedMay 25, 2026
Details

Credit Report Score: 650 and Above

Jersey Central Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
Signature
8.50%
APR8.50%
Last UpdatedMay 25, 2026
Details

As Low As

Union County Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
Personal Loans
8.50%
APR8.50%
Last UpdatedMay 25, 2026
Details

As Low As; Up to $15,000. Up to 5 year financing.

Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Personal Loan **
8.50%
APR8.50%
Last UpdatedMay 25, 2026
Details

up to $15,000

Monroe Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.22%
Personal Loans
8.50%
APR8.50%
Last UpdatedMay 25, 2026
Details

As Low As

Motion Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.52%
CREDIT CRUNCHER (Debt Consolidation) Loan
8.60%
APR8.60%
Last UpdatedMay 25, 2026
Details

As Low As; Max $20,000

Raritan Bay Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
Personal Loans
8.74%
APR8.74%
Last UpdatedMay 25, 2026
Details

As Low As

Raritan Bay Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
Promotional Loans
8.74%
APR8.74%
Last UpdatedMay 25, 2026
Details

As Low As

Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Personal Loan **
8.75%
APR8.75%
Last UpdatedMay 25, 2026
Details

up to $15,000

Ridgedale Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.31%
Personal and Debt Consolidation Loans
8.75%
APR8.75%
Last UpdatedMay 25, 2026
Details

As Low As

United Teletech Financial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.57%
Personal Loan
8.75%
APR8.75%
Last UpdatedMay 25, 2026
Details

Rates include a 0.25% discount for direct deposit and electronic payment from a United Teletech checking account.

1st Bergen Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.57%
Unsecured Personal Loan
8.75%
APR8.75%
Last UpdatedMay 25, 2026
Details

As Low As; Up to $50,000

FourLeaf Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 15.93%
Personal Loan
8.99%
APR8.99%
Last UpdatedMay 25, 2026
Details

As Low As

XCEL Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.33%
Debt Consolidation Loan
8.99%
APR8.99%
Last UpdatedMay 25, 2026
Details

As Low As

Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.23%
Unsecured, Bill Consolidation, Signature Loan
8.99%
APR8.99%
Last UpdatedMay 25, 2026
Details

As Low As

Parlin Dupont Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
Unsecured Loan
8.99%
APR8.99%
Last UpdatedMay 25, 2026
Details

No additional details available.

Bay Atlantic Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.74%
Personal Loans
8.99%
APR8.99%
Last UpdatedMay 25, 2026
Details

As Low As

Picatinny Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.60%
Personal Loan
8.99%
APR8.99%
Last UpdatedMay 25, 2026
Details

No additional details available.

Central Jersey Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
Personal Loans
8.99%
APR8.99%
Last UpdatedMay 25, 2026
Details

With credit score of 750 and above. Up to 60 month term. Max of $25,000.00.

Parlin Dupont Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
Personal Loans
8.99%
APR8.99%
Last UpdatedMay 25, 2026
Details

As Low As

ENERGY PEOPLE
Institution Rating:
A+5.0 ★Texas Ratio: 0.38%
Unsecured Loan
9.00%
APR9.00%
Last UpdatedMay 25, 2026
Details

Credit Report Score: 649 - 575

H E TELEPHONE
Institution Rating:
A5.0 ★Texas Ratio: 2.69%
PERSONAL LOANS 1 YEAR
9.00%
APR9.00%
Last UpdatedMay 25, 2026
Details

No additional details available.

ENERGY PEOPLE
Institution Rating:
A+5.0 ★Texas Ratio: 0.38%
Unsecured Loans
9.00%
APR9.00%
Last UpdatedMay 25, 2026
Details

Credit Report Score: 649 - 575

Lakehurst Naval Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.90%
Wedding Loan
9.00%
APR9.00%
Last UpdatedMay 25, 2026
Details

As Low As; Borrow up to $15,000 for four years. You do need proof of wedding expenses, such as a copy of the contract from the venue, florist, bridal shop, etc.

United Teletech Financial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.57%
Debt Consolidation Loan
9.00%
APR9.00%
Last UpdatedMay 25, 2026
Details

As Low As

Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Personal Loan **
9.00%
APR9.00%
Last UpdatedMay 25, 2026
Details

up to $15,000

Central Jersey Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.26%
Personal LOC
9.00%
APR9.00%
Last UpdatedMay 25, 2026
Details

No additional details available.

Monroe Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.22%
Personal Loans
9.25%
APR9.25%
Last UpdatedMay 25, 2026
Details

As Low As

Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.23%
Unsecured, Bill Consolidation, Signature Loan
9.25%
APR9.25%
Last UpdatedMay 25, 2026
Details

As Low As

GARDEN SAVINGS
Institution Rating:
A+5.0 ★Texas Ratio: 8.45%
Holiday Loan
9.25%
APR9.25%
Last UpdatedMay 25, 2026
Details

As Low As

GARDEN SAVINGS
Institution Rating:
A+5.0 ★Texas Ratio: 8.45%
Vacation Loan
9.25%
APR9.25%
Last UpdatedMay 25, 2026
Details

As Low As

Members 1st of NJ Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.88%
Personal Loans
9.30%
APR9.30%
Last UpdatedMay 25, 2026
Details

As Low As

Healthcare Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.88%
Unsecured Loan
9.49%
APR9.49%
Last UpdatedMay 25, 2026
Details

As Low As

XCEL Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.33%
Debt Consolidation Loan
9.49%
APR9.49%
Last UpdatedMay 25, 2026
Details

As Low As

Picatinny Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.60%
Debt Consolidation Loan
9.49%
APR9.49%
Last UpdatedMay 25, 2026
Details

Maximum total not to exceed $40,000

GAF Linden Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.11%
Unsecured Loans
9.50%
APR9.50%
Last UpdatedMay 25, 2026
Details

No additional details available.

Motion Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.52%
Personal Loan
9.50%
APR9.50%
Last UpdatedMay 25, 2026
Details

As Low As; Max $20,000

ENERGY PEOPLE
Institution Rating:
A+5.0 ★Texas Ratio: 0.38%
Unsecured Loan
9.50%
APR9.50%
Last UpdatedMay 25, 2026
Details

Credit Report Score: 574 and Below

ENERGY PEOPLE
Institution Rating:
A+5.0 ★Texas Ratio: 0.38%
Unsecured Loans
9.50%
APR9.50%
Last UpdatedMay 25, 2026
Details

Credit Report Score: 574 and Below

Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
Loan
9.74%
APR9.74%
Last UpdatedMay 25, 2026
Details

No additional details available.

American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
Personal Loan
9.74%
APR9.74%
Last UpdatedMay 25, 2026
Details

As Low As

Princeton Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
Personal/ Unsecured Loan
9.75%
APR9.75%
Last UpdatedMay 25, 2026
Details

As Low As

Liberty Savings Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.97%
Unsecured Loans
9.75%
APR9.75%
Last UpdatedMay 25, 2026
Details

As Low As

Princeton Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
Personal Loan
9.75%
APR9.75%
Last UpdatedMay 25, 2026
Details

As Low As

Monroe Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.22%
Personal Loans
9.75%
APR9.75%
Last UpdatedMay 25, 2026
Details

As Low As

Hoboken School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
Personal Loans
9.90%
APR9.90%
Last UpdatedMay 25, 2026
Details

As Low As

Advanced Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.94%
Personal Signature Loan
9.90%
APR9.90%
Last UpdatedMay 25, 2026
Details

As low as

Federal Employees Newark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
Preferred Customer Unsecured Loans
9.95%
APR9.95%
Last UpdatedMay 25, 2026
Details

No additional details available.

Greater Alliance Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.32%
Personal Loan
9.99%
APR9.99%
Last UpdatedMay 25, 2026
Details

As Low As

FIRST POINT
Institution Rating:
A+5.0 ★Texas Ratio: 4.83%
Unsecured Loans (Signature)
9.99%
APR9.99%
Last UpdatedMay 25, 2026
Details

As Low As; Other Rates and Terms Apply.

TrustCo Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
Property Tax Loan
9.99%
APR9.99%
Last UpdatedMay 25, 2026
Details

No additional details available.

XCEL Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.33%
Debt Consolidation Loan
9.99%
APR9.99%
Last UpdatedMay 25, 2026
Details

As Low As

XCEL Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.33%
Personal Loan
9.99%
APR9.99%
Last UpdatedMay 25, 2026
Details

As Low As

United Poles Federal Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 24.33%
Personal Loan
9.99%
APR9.99%
Last UpdatedMay 25, 2026
Details

As Low As

Loreal USA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Birthday Loan Special
9.99%
APR9.99%
Last UpdatedMay 25, 2026
Details

As Low As; 12 Month Repayment No Prepayment Fees

Loreal USA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Summer Loan
9.99%
APR9.99%
Last UpdatedMay 25, 2026
Details

As Low As; 12 Month Repayment No Prepayment Fees

Union Building Trades Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.61%
Signature Loan
9.99%
APR9.99%
Last UpdatedMay 25, 2026
Details

As Low As

First Hope Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.43%
Life Happens Loan
9.99%
APR9.99%
Last UpdatedMay 25, 2026
Details

No additional details available.

ENERGY PEOPLE
Institution Rating:
A+5.0 ★Texas Ratio: 0.38%
Unsecured Loan
10.00%
APR10.00%
Last UpdatedMay 25, 2026
Details

Credit Report Score: 649 - 575

H E TELEPHONE
Institution Rating:
A5.0 ★Texas Ratio: 2.69%
PERSONAL LOANS 2 YEAR
10.00%
APR10.00%
Last UpdatedMay 25, 2026
Details

No additional details available.

ENERGY PEOPLE
Institution Rating:
A+5.0 ★Texas Ratio: 0.38%
Unsecured Loans
10.00%
APR10.00%
Last UpdatedMay 25, 2026
Details

Credit Report Score: 649 - 575

Atlantic City Electric Co Emp Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.54%
Personal Loans 2 Years
10.00%
APR10.00%
Last UpdatedMay 25, 2026
Details

No additional details available.

Deepwater Industries Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.96%
Personal Loan
10.00%
APR10.00%
Last UpdatedMay 25, 2026
Details

As Low As

Elizabeth NJ Firemens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.14%
Unsecured Loan
10.00%
APR10.00%
Last UpdatedMay 25, 2026
Details

No additional details available.

Jersey Shore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
Personal Loan
10.20%
APR10.20%
Last UpdatedMay 25, 2026
Details

As Low As

First Financial Federal Credit Union
Institution Rating:
C+4.1 ★Texas Ratio: 21.90%
Personal Loans
10.24%
APR10.24%
Last UpdatedMay 25, 2026
Details

As Low As; Fixed payments and no pre-payment penalties.

First Financial Federal Credit Union
Institution Rating:
C+4.1 ★Texas Ratio: 21.90%
Signature Loans
10.24%
APR10.24%
Last UpdatedMay 25, 2026
Details

As Low As

Picatinny Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.60%
Personal Loan
10.24%
APR10.24%
Last UpdatedMay 25, 2026
Details

No additional details available.

FIRST POINT
Institution Rating:
A+5.0 ★Texas Ratio: 4.83%
Unsecured Loans (Signature)
10.24%
APR10.24%
Last UpdatedMay 25, 2026
Details

As Low As; Other Rates and Terms Apply.

Atlantic Health Employees Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.76%
Personal Loans
10.49%
APR10.49%
Last UpdatedMay 25, 2026
Details

As Low As

Atlantic Health Employees Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.76%
Personal Loan
10.49%
APR10.49%
Last UpdatedMay 25, 2026
Details

Up to $15,000

XCEL Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.33%
Personal Loan
10.49%
APR10.49%
Last UpdatedMay 25, 2026
Details

As Low As

XCEL Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.33%
Debt Consolidation Loan
10.49%
APR10.49%
Last UpdatedMay 25, 2026
Details

As Low As

Motion Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.52%
Personal Loan
10.50%
APR10.50%
Last UpdatedMay 25, 2026
Details

As Low As; Max $20,000

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
Platinum Low Rate Loan
10.50%
APR10.50%
Last UpdatedMay 25, 2026
Details

No additional details available.

ENERGY PEOPLE
Institution Rating:
A+5.0 ★Texas Ratio: 0.38%
Unsecured Loan
10.50%
APR10.50%
Last UpdatedMay 25, 2026
Details

Credit Report Score: 650 and Above

ENERGY PEOPLE
Institution Rating:
A+5.0 ★Texas Ratio: 0.38%
Unsecured Loans
10.50%
APR10.50%
Last UpdatedMay 25, 2026
Details

Credit Report Score: 574 and Below

First Financial Federal Credit Union
Institution Rating:
C+4.1 ★Texas Ratio: 21.90%
Signature Loans
10.74%
APR10.74%
Last UpdatedMay 25, 2026
Details

As Low As

Picatinny Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.60%
Debt Consolidation Loan
10.74%
APR10.74%
Last UpdatedMay 25, 2026
Details

Maximum total not to exceed $40,000

Monroe Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.22%
Personal Loans
10.75%
APR10.75%
Last UpdatedMay 25, 2026
Details

As Low As

Family First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.96%
Computer Loan
10.90%
APR10.90%
Last UpdatedMay 25, 2026
Details

No additional details available.

Family First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.96%
Holiday Unsecured Loan
10.90%
APR10.90%
Last UpdatedMay 25, 2026
Details

As Low As

Flemington Personal Loan Rates

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Financial Resources Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 20.45%
67 Church St, Flemington, NJ, 08822
Personal Loan
7.95%
APR7.95%
Last UpdatedMay 25, 2026
Details

As Low As; Relationship Premium Annual Percentage Rates

Financial Resources Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 20.45%
67 Church St, Flemington, NJ, 08822
Personal Loan
8.45%
APR8.45%
Last UpdatedMay 25, 2026
Details

As Low As; Relationship Premium Annual Percentage Rates

Riegel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.44%
25 Reaville Ave, Flemington, NJ, 08822 1714
Signature Personal Loan
9.99%
APR9.99%
Last UpdatedMay 25, 2026
Details

No additional details available.

Riegel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.44%
25 Reaville Ave, Flemington, NJ, 08822 1714
Signature Personal Loan
10.49%
APR10.49%
Last UpdatedMay 25, 2026
Details

No additional details available.

Financial Resources Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 20.45%
67 Church St, Flemington, NJ, 08822
Personal Loan
10.69%
APR10.69%
Last UpdatedMay 25, 2026
Details

As Low As

Riegel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.44%
25 Reaville Ave, Flemington, NJ, 08822 1714
Signature Personal Loan
10.74%
APR10.74%
Last UpdatedMay 25, 2026
Details

No additional details available.

Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
194 Route 31, Flemington, NJ, 08822
Personal Loan
11.74%
APR11.74%
Last UpdatedMay 25, 2026
Details

No additional details available.

FNB of Absecon
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
Personal Loans
6.90%
APR6.90%
Last UpdatedMay 25, 2026
Details

No additional details available.

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
Personal Loan
6.99%
APR6.99%
Last UpdatedMay 25, 2026
Details

As Low As

Self Reliance NY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
Unsecured Personal Loans
6.99%
APR6.99%
Last UpdatedMay 25, 2026
Details

As Low As

FNB of Absecon
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
Personal Loans
7.00%
APR7.00%
Last UpdatedMay 25, 2026
Details

No additional details available.

1st Bergen Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.57%
Unsecured Personal Loan
7.25%
APR7.25%
Last UpdatedMay 25, 2026
Details

As Low As; Up to $50,000

New Jersey Law And Public Safety Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.03%
Personal Loan Closed End
7.49%
APR7.49%
Last UpdatedMay 25, 2026
Details

Up to $10,000 maximum

First Atlantic Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
Personal Loans
7.99%
APR7.99%
Last UpdatedMay 25, 2026
Details

As Low As

Bridgeton Onized Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 15.43%
Personal Loans
7.99%
APR7.99%
Last UpdatedMay 25, 2026
Details

As Low As

Monroe Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.22%
Personal Loan
8.00%
APR8.00%
Last UpdatedMay 25, 2026
Details

No additional details available.

Monroe Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.22%
Personal Loans
8.00%
APR8.00%
Last UpdatedMay 25, 2026
Details

As Low As

Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Personal Loan **
8.00%
APR8.00%
Last UpdatedMay 25, 2026
Details

up to $15,000

1st Bergen Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.57%
Unsecured Personal Loan
8.00%
APR8.00%
Last UpdatedMay 25, 2026
Details

As Low As; Up to $50,000

Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Personal Loan **
8.25%
APR8.25%
Last UpdatedMay 25, 2026
Details

up to $15,000

Monroe Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.22%
Personal Loans
8.50%
APR8.50%
Last UpdatedMay 25, 2026
Details

As Low As

Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Personal Loan **
8.50%
APR8.50%
Last UpdatedMay 25, 2026
Details

up to $15,000

Union County Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
Personal Loans
8.50%
APR8.50%
Last UpdatedMay 25, 2026
Details

As Low As; Up to $15,000. Up to 5 year financing.

Raritan Bay Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
Personal Loans
8.74%
APR8.74%
Last UpdatedMay 25, 2026
Details

As Low As

Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Personal Loan **
8.75%
APR8.75%
Last UpdatedMay 25, 2026
Details

up to $15,000

United Teletech Financial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.57%
Personal Loan
8.75%
APR8.75%
Last UpdatedMay 25, 2026
Details

Rates include a 0.25% discount for direct deposit and electronic payment from a United Teletech checking account.

1st Bergen Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.57%
Unsecured Personal Loan
8.75%
APR8.75%
Last UpdatedMay 25, 2026
Details

As Low As; Up to $50,000

Bay Atlantic Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.74%
Personal Loans
8.99%
APR8.99%
Last UpdatedMay 25, 2026
Details

As Low As

FourLeaf Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 15.93%
Personal Loan
8.99%
APR8.99%
Last UpdatedMay 25, 2026
Details

As Low As

Parlin Dupont Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
Personal Loans
8.99%
APR8.99%
Last UpdatedMay 25, 2026
Details

As Low As

Picatinny Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.60%
Personal Loan
8.99%
APR8.99%
Last UpdatedMay 25, 2026
Details

No additional details available.

Central Jersey Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
Personal Loans
8.99%
APR8.99%
Last UpdatedMay 25, 2026
Details

With credit score of 750 and above. Up to 60 month term. Max of $25,000.00.

Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Personal Loan **
9.00%
APR9.00%
Last UpdatedMay 25, 2026
Details

up to $15,000

H E TELEPHONE
Institution Rating:
A5.0 ★Texas Ratio: 2.69%
PERSONAL LOANS 1 YEAR
9.00%
APR9.00%
Last UpdatedMay 25, 2026
Details

No additional details available.

Monroe Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.22%
Personal Loans
9.25%
APR9.25%
Last UpdatedMay 25, 2026
Details

As Low As

Members 1st of NJ Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.88%
Personal Loans
9.30%
APR9.30%
Last UpdatedMay 25, 2026
Details

As Low As

Motion Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.52%
Personal Loan
9.50%
APR9.50%
Last UpdatedMay 25, 2026
Details

As Low As; Max $20,000

American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
Personal Loan
9.74%
APR9.74%
Last UpdatedMay 25, 2026
Details

As Low As

Monroe Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.22%
Personal Loans
9.75%
APR9.75%
Last UpdatedMay 25, 2026
Details

As Low As

Princeton Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
Personal Loan
9.75%
APR9.75%
Last UpdatedMay 25, 2026
Details

As Low As

Hoboken School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
Personal Loans
9.90%
APR9.90%
Last UpdatedMay 25, 2026
Details

As Low As

United Poles Federal Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 24.33%
Personal Loan
9.99%
APR9.99%
Last UpdatedMay 25, 2026
Details

As Low As

XCEL Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.33%
Personal Loan
9.99%
APR9.99%
Last UpdatedMay 25, 2026
Details

As Low As

Greater Alliance Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.32%
Personal Loan
9.99%
APR9.99%
Last UpdatedMay 25, 2026
Details

As Low As

Deepwater Industries Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.96%
Personal Loan
10.00%
APR10.00%
Last UpdatedMay 25, 2026
Details

As Low As

Atlantic City Electric Co Emp Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.54%
Personal Loans 2 Years
10.00%
APR10.00%
Last UpdatedMay 25, 2026
Details

No additional details available.

H E TELEPHONE
Institution Rating:
A5.0 ★Texas Ratio: 2.69%
PERSONAL LOANS 2 YEAR
10.00%
APR10.00%
Last UpdatedMay 25, 2026
Details

No additional details available.

Jersey Shore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
Personal Loan
10.20%
APR10.20%
Last UpdatedMay 25, 2026
Details

As Low As

First Financial Federal Credit Union
Institution Rating:
C+4.1 ★Texas Ratio: 21.90%
Personal Loans
10.24%
APR10.24%
Last UpdatedMay 25, 2026
Details

As Low As; Fixed payments and no pre-payment penalties.

Picatinny Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.60%
Personal Loan
10.24%
APR10.24%
Last UpdatedMay 25, 2026
Details

No additional details available.

XCEL Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.33%
Personal Loan
10.49%
APR10.49%
Last UpdatedMay 25, 2026
Details

As Low As

Atlantic Health Employees Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.76%
Personal Loan
10.49%
APR10.49%
Last UpdatedMay 25, 2026
Details

Up to $15,000

Atlantic Health Employees Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.76%
Personal Loans
10.49%
APR10.49%
Last UpdatedMay 25, 2026
Details

As Low As

Motion Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.52%
Personal Loan
10.50%
APR10.50%
Last UpdatedMay 25, 2026
Details

As Low As; Max $20,000

Monroe Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.22%
Personal Loans
10.75%
APR10.75%
Last UpdatedMay 25, 2026
Details

As Low As

Flemington Debt Consolidation Loan Rates

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Motion Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.52%
CREDIT CRUNCHER (Debt Consolidation) Loan
8.60%
APR8.60%
Last UpdatedMay 25, 2026
Details

As Low As; Max $20,000

Ridgedale Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.31%
Personal and Debt Consolidation Loans
8.75%
APR8.75%
Last UpdatedMay 25, 2026
Details

As Low As

XCEL Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.33%
Debt Consolidation Loan
8.99%
APR8.99%
Last UpdatedMay 25, 2026
Details

As Low As

United Teletech Financial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.57%
Debt Consolidation Loan
9.00%
APR9.00%
Last UpdatedMay 25, 2026
Details

As Low As

Picatinny Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.60%
Debt Consolidation Loan
9.49%
APR9.49%
Last UpdatedMay 25, 2026
Details

Maximum total not to exceed $40,000

XCEL Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.33%
Debt Consolidation Loan
9.49%
APR9.49%
Last UpdatedMay 25, 2026
Details

As Low As

XCEL Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.33%
Debt Consolidation Loan
9.99%
APR9.99%
Last UpdatedMay 25, 2026
Details

As Low As

XCEL Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.33%
Debt Consolidation Loan
10.49%
APR10.49%
Last UpdatedMay 25, 2026
Details

As Low As

Picatinny Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.60%
Debt Consolidation Loan
10.74%
APR10.74%
Last UpdatedMay 25, 2026
Details

Maximum total not to exceed $40,000

GARDEN SAVINGS
Institution Rating:
A+5.0 ★Texas Ratio: 8.45%
Personal Loan (including Debt Consolidation)
10.99%
APR10.99%
Last UpdatedMay 25, 2026
Details

As Low As

Picatinny Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.60%
Debt Consolidation Loan
11.74%
APR11.74%
Last UpdatedMay 25, 2026
Details

Maximum total not to exceed $40,000

Picatinny Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.60%
Debt Consolidation Loan
12.74%
APR12.74%
Last UpdatedMay 25, 2026
Details

Maximum total not to exceed $40,000

Elizabeth NJ Firemens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.14%
Debt Consolidation Loan
13.00%
APR13.00%
Last UpdatedMay 25, 2026
Details

Proceeds made directly to creditors only!

Picatinny Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.60%
Debt Consolidation Loan
14.49%
APR14.49%
Last UpdatedMay 25, 2026
Details

Maximum total not to exceed $40,000

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
Debt Consolidation Loan
14.49%
APR14.49%
Last UpdatedMay 25, 2026
Details

No additional details available.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
Debt Consolidation Loans
14.49%
APR14.49%
Last UpdatedMay 25, 2026
Details

As Low As

TrustCo Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
Debt Consolidation Loan
14.50%
APR14.50%
Last UpdatedMay 25, 2026
Details

No additional details available.

Central Jersey Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
Debt Consolidation Loan
14.99%
APR14.99%
Last UpdatedMay 25, 2026
Details

Up to 48 month term. Max of $20,000.00

Picatinny Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.60%
Debt Consolidation Loan
14.99%
APR14.99%
Last UpdatedMay 25, 2026
Details

Maximum total not to exceed $40,000

Picatinny Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.60%
Debt Consolidation Loan
15.49%
APR15.49%
Last UpdatedMay 25, 2026
Details

Maximum total not to exceed $40,000

Picatinny Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.60%
Debt Consolidation Loan
16.49%
APR16.49%
Last UpdatedMay 25, 2026
Details

Maximum total not to exceed $40,000

Flemington Signature Loan Rates

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Riegel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.44%
25 Reaville Ave, Flemington, NJ, 08822 1714
Signature Personal Loan
9.99%
APR9.99%
Last UpdatedMay 25, 2026
Details

No additional details available.

Riegel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.44%
25 Reaville Ave, Flemington, NJ, 08822 1714
Signature Personal Loan
10.49%
APR10.49%
Last UpdatedMay 25, 2026
Details

No additional details available.

Riegel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.44%
25 Reaville Ave, Flemington, NJ, 08822 1714
Signature Personal Loan
10.74%
APR10.74%
Last UpdatedMay 25, 2026
Details

No additional details available.

Jersey Central Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
Signature
6.50%
APR6.50%
Last UpdatedMay 25, 2026
Details

As Low As

Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.23%
Unsecured, Bill Consolidation, Signature Loan
6.99%
APR6.99%
Last UpdatedMay 25, 2026
Details

As Low As

Jersey Central Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
Signature
7.00%
APR7.00%
Last UpdatedMay 25, 2026
Details

As Low As

Jersey Central Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
Signature
7.50%
APR7.50%
Last UpdatedMay 25, 2026
Details

As Low As

East Orange VAH Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.40%
Signature Loans
7.75%
APR7.75%
Last UpdatedMay 25, 2026
Details

As Low As

Jersey Central Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
Signature
8.00%
APR8.00%
Last UpdatedMay 25, 2026
Details

As Low As

Monmouth County Postal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.09%
Signature Loan
8.49%
APR8.49%
Last UpdatedMay 25, 2026
Details

interest rate based on credit score

Jersey Central Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
Signature
8.50%
APR8.50%
Last UpdatedMay 25, 2026
Details

As Low As

Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.23%
Unsecured, Bill Consolidation, Signature Loan
8.99%
APR8.99%
Last UpdatedMay 25, 2026
Details

As Low As

Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.23%
Unsecured, Bill Consolidation, Signature Loan
9.25%
APR9.25%
Last UpdatedMay 25, 2026
Details

As Low As

Advanced Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.94%
Personal Signature Loan
9.90%
APR9.90%
Last UpdatedMay 25, 2026
Details

As low as

FIRST POINT
Institution Rating:
A+5.0 ★Texas Ratio: 4.83%
Unsecured Loans (Signature)
9.99%
APR9.99%
Last UpdatedMay 25, 2026
Details

As Low As; Other Rates and Terms Apply.

Union Building Trades Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.61%
Signature Loan
9.99%
APR9.99%
Last UpdatedMay 25, 2026
Details

As Low As

First Financial Federal Credit Union
Institution Rating:
C+4.1 ★Texas Ratio: 21.90%
Signature Loans
10.24%
APR10.24%
Last UpdatedMay 25, 2026
Details

As Low As

FIRST POINT
Institution Rating:
A+5.0 ★Texas Ratio: 4.83%
Unsecured Loans (Signature)
10.24%
APR10.24%
Last UpdatedMay 25, 2026
Details

As Low As; Other Rates and Terms Apply.

First Financial Federal Credit Union
Institution Rating:
C+4.1 ★Texas Ratio: 21.90%
Signature Loans
10.74%
APR10.74%
Last UpdatedMay 25, 2026
Details

As Low As

Flemington, NJ Personal Loan Rate Trends

Compare local Flemington, NJ personal loan rates against the statewide average

Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full New Jersey Personal Loan Trends →
Personal Loan — NJ Avg
11.570%
▼ 0.305 vs 7 days ago

New Jersey personal loan rates fell 0.305 points over the past 7 days to 11.570% APR.

Signature Loan — NJ Avg
10.365%
▲ 0.069 vs 7 days ago

New Jersey signature loan rates rose 0.069 points over the past 7 days to 10.365% APR.

As of May 25, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Flemington, New Jersey personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Flemington, New Jersey directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Flemington, New Jersey. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in NJ.

Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.

Frequently Asked Questions

What credit score do I need for a personal loan in New Jersey?

Most lenders in Flemington, New Jersey require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in New Jersey often have more flexible requirements than traditional banks.

What is the difference between secured and unsecured personal loans?

Unsecured personal loans in Flemington, New Jersey require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.

Can I use a personal loan for debt consolidation in New Jersey?

Yes. Debt consolidation is one of the most common uses of personal loans in Flemington, New Jersey. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.

Are credit unions or banks better for personal loans in Flemington, New Jersey?

Credit unions in Flemington, New Jersey often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.

What are the best personal loan rates in Flemington, New Jersey?

  • Financial Resources Federal Credit Union: 5.89% (Relationship Premium Loan)
  • Unity Bank: 6.75% (Current Wall Street Journal Prime Loan)
  • Fulton Bank: 8.00% (Unsecured Optionline Tier 1 Loan)
  • Riegel Federal Credit Union: 9.99% (Signature Personal Loan)
  • TrustCo Bank: 4.00% (Passbook Loan)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Flemington, New Jersey. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: May 23, 2026.