Best Personal Loan Rates in Clifton Park, New York (NY) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Clifton Park, New York include: TrustCo BankTrustCo Bank215 Guideboard Rd, Clifton Park, NY, 12065A+5.0 ★Texas Ratio: 3.16% offering Passbook Loan at 4.00% APR, Citizens BankCitizens Bank1 Municipal Plz, Clifton Park, NY, 12065A5.0 ★Texas Ratio: 8.28% offering Medical Residency Refinance Loan at 5.45% APR, FNB of ScotiaFNB of Scotia1643 Route 9, Clifton Park, NY, 12065A5.0 ★Texas Ratio: 8.63% offering Personal Loan at 6.00% APR, TCT Federal Credit UnionTCT Federal Credit Union520 Vischer Ferry Rd, Clifton Park, NY, 12065A+5.0 ★Texas Ratio: 2.53% offering Credit Builder Loan at 6.00% APR, and BROADVIEWBROADVIEW16 Park Ave, Clifton Park, NY, 12065A+5.0 ★Texas Ratio: 0.00% offering Sportscraft Loan 2 Year Loan at 8.24% APR. Personal loan rates as of April 9, 2026 according to verified data from MonitorBankRates.
Clifton Park has 7 local institutions in our database, with personal loan rates as low as 4.00% APR from TrustCo Bank at 215 Guideboard Rd, Clifton Park, NY, 12065. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Clifton Park, New York.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Clifton Park, New York. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 9, 2026
No additional details available.
Fixed rates
Variable rates
Your interest rate and monthly payments can fluctuate during the repayment period.
As Low As; With 1st National Deposit Account as Collateral
Minimum Loan Amount: $500 | Maximum Loan Amount: $1,000
As Low As; The disclosed rates reflect a .25% discount for automatic payment from payroll deduction or direct transfer from a TCT account.
As Low As; Includes ATVs, Jet Skis, Snowmobiles, and UTVs. Rates quoted are the lowest available rates based on overall creditworthiness.
As Low As; Includes ATVs, Jet Skis, Snowmobiles, and UTVs. Rates quoted are the lowest available rates based on overall creditworthiness.
As Low As; Includes ATVs, Jet Skis, Snowmobiles, and UTVs. Rates quoted are the lowest available rates based on overall creditworthiness.
As Low As; Includes ATVs, Jet Skis, Snowmobiles, and UTVs. Rates quoted are the lowest available rates based on overall creditworthiness.
No additional details available.
No additional details available.
As Low As; Includes ATVs, Jet Skis, Snowmobiles, and UTVs. Rates quoted are the lowest available rates based on overall creditworthiness.
As Low As; Includes ATVs, Jet Skis, Snowmobiles, and UTVs. Rates quoted are the lowest available rates based on overall creditworthiness.
No additional details available.
As Low As; Includes ATVs, Jet Skis, Snowmobiles, and UTVs. Rates quoted are the lowest available rates based on overall creditworthiness.
As Low As; Stock listed on Exchange up to 2/3 value
As Low As; The disclosed rates reflect a .25% discount for automatic payment from payroll deduction or direct transfer from a TCT account.
No additional details available.
As Low As; Includes ATVs, Jet Skis, Snowmobiles, and UTVs. Rates quoted are the lowest available rates based on overall creditworthiness.
No additional details available.
As Low As; Includes ATVs, Jet Skis, Snowmobiles, and UTVs. Rates quoted are the lowest available rates based on overall creditworthiness.
Fixed rates
No additional details available.
As Low As; With Acceptable Collateral Secured
Variable rates
Credit Score: 740 & Above
No additional details available.
No additional details available.
No additional details available.
As Low As; Unsecured
Credit Score: 700-739
No additional details available.
No additional details available.
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As Low As; Up to $5,000.00; Special ends 3/31/2026
No additional details available.
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Secured by Shares
As Low As
No additional details available.
Call the Credit Union for More Details or to Apply!
As Low As
(seasonal)
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As Low As; Unless noted, all payroll deducted loans will receive an additional .25% off loan rates shown. All Loan Rates are stated in terms of Annual Percentage Rate (APR). Loan Rates are for qualified members.
No additional details available.
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As Low As; with 1year repayment
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$50,000; As Low As
As Low As; Max $2,500
As Low As; Winter Loan Sale
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No additional details available.
No additional details available.
New money only, promotional Rate
No additional details available.
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As Low As
No additional details available.
Offer valid on equipment term loans only. No lines of credit. Offer expires 4/15/2026. No refinancing of Northwest exisiting debt. SBA Loans and business credit cards are not eligible for promotional offer. All standard rates and terms apply. See bank for detials.
No additional details available.
As Low As
No additional details available.
As Low As
1-Year Loan Term
As Low As; Only Available to "A+," "A," "B," and "C." Proceeds CANNOT be used to pay off/refinance existing GWFCU loans.
available October 15th
$3,000; available October 15- December 29, 2025
available October 15- December 29
As Low As; Regular APR: 14.00%
No additional details available.
No additional details available.
As Low As
As Low As; Rates are based on credit history and term
Range: 730+; Rating: A+; Max Term
As Low As; Credit Score 730+
As Low As; Only Available to "A+," "A," "B," and "C." Proceeds CANNOT be used to pay off/refinance existing GWFCU loans.
As Low As; Must be used to transfer credit cards or outstanding loans only and cannot be used to pay off existing GWFCU loans or credit cards - Only Available to "A+," "A," "B," and "C."
No additional details available.
As Low As; RATES AND AMOUNTS ARE BASED ON CREDIT HISTORY
As Low As; Only Available to "A+," "A," "B," and "C." Proceeds must be paid directly to college or university OR direct to pay off existing student loans. There is no payment deferment.
No additional details available.
As Low As; w/ Auto Pay Discount
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As Low As
As Low As; Winter Loan Sale
As Low As
As Low As; RATES AND AMOUNTS ARE BASED ON CREDIT HISTORY
As Low As
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As Low As
As Low As; Personal Loan Rates
As Low As; Only Available to "A+," "A," "B," and "C." Proceeds CANNOT be used to pay off/refinance existing GWFCU loans.
As Low As
Range: 640-679; Rating: B; Max Term
As Low As; Credit Score 640-679
No additional details available.
As Low As; Special fixed up to 15 months!
No additional details available.
As Low As; Rates as low as 5.625% (6.508% APR)
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No additional details available.
As Low As; Rates are based on credit history and term
No additional details available.
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As Low As; RATE BASED ON CREDITWORTHINESS AND TERM OF LOAN. RATES ARE SUBJECT TO CHANGE AT ANY TIME AND ARE NOT GUARANTEED.
No additional details available.
As Low As
No additional details available.
Range: 600-639; Rating: C; Max Term
As Low As; Only Available to "A+," "A," "B," and "C." Proceeds CANNOT be used to pay off/refinance existing GWFCU loans.
As Low As; Credit Score 600-639
No additional details available.
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As Low As
As Low As; New electronics, home renovations, catch up on bills.
new rates require a minimum advance of $1,000.00
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As Low As; Repayment terms available up to 60 months. Maximum loan about $20,000.00.
Secured by Share Certificate
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As Low As; Offer available through August 31, 2026.
As Low As
No additional details available.
No additional details available.
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New money only, promotional Rate
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As Low As; Only Available to "A+," "A," "B," and "C." Purchase or Refinance. Available for single residential lots up to 5 acres. Same requirements as First Mortgage Loans incl. app fee.
No additional details available.
$25,000 maximum credit 680 and higher; $35,000 maximum credit 700 and higher; $50,000 maximum credit 720 and higher
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Maximum Financing: $20,000
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As Low As
As Low As; With 1st National Deposit Account as Collateral
As Low As; The disclosed rates reflect a .25% discount for automatic payment from payroll deduction or direct transfer from a TCT account.
No additional details available.
No additional details available.
No additional details available.
As Low As; Stock listed on Exchange up to 2/3 value
As Low As; The disclosed rates reflect a .25% discount for automatic payment from payroll deduction or direct transfer from a TCT account.
No additional details available.
No additional details available.
As Low As; With Acceptable Collateral Secured
Credit Score: 740 & Above
No additional details available.
No additional details available.
No additional details available.
As Low As; Unsecured
Credit Score: 700-739
No additional details available.
Secured by Shares
No additional details available.
As Low As; Max $2,500
As Low As; Only Available to "A+," "A," "B," and "C." Proceeds CANNOT be used to pay off/refinance existing GWFCU loans.
1-Year Loan Term
Range: 730+; Rating: A+; Max Term
As Low As; Only Available to "A+," "A," "B," and "C." Proceeds CANNOT be used to pay off/refinance existing GWFCU loans.
As Low As; Credit Score 730+
As Low As; w/ Auto Pay Discount
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As Low As; Special fixed up to 15 months!
As Low As; Credit Score 640-679
As Low As; Only Available to "A+," "A," "B," and "C." Proceeds CANNOT be used to pay off/refinance existing GWFCU loans.
Range: 640-679; Rating: B; Max Term
As Low As; Personal Loan Rates
No additional details available.
As Low As; RATE BASED ON CREDITWORTHINESS AND TERM OF LOAN. RATES ARE SUBJECT TO CHANGE AT ANY TIME AND ARE NOT GUARANTEED.
As Low As; Only Available to "A+," "A," "B," and "C." Proceeds CANNOT be used to pay off/refinance existing GWFCU loans.
Range: 600-639; Rating: C; Max Term
As Low As; Credit Score 600-639
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As Low As
No additional details available.
As Low As
Secured by Share Certificate
No additional details available.
No additional details available.
Maximum Financing: $20,000
As Low As
No additional details available.
As Low As; New electronics, home renovations, catch up on bills.
As Low As
No additional details available.
No additional details available.
As Low As; Borrow up to $10,000.00, Delay first payment for 60 days
No additional details available.
No additional details available.
As Low As
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No additional details available.
Qualifications Required: direct deposit of net pay; a checking account; As Low As; Applicants who are not approved at these rates or terms may be offered credit at a higher rate and/or different terms.
No additional details available.
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As Low As; Amount of Loan: Up to $20,000
As Low As
No additional details available.
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No additional details available.
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As Low As; 12-24 months max
As Low As
up to 48 months
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49 to 60 months
As Low As
As Low As; *APR Indicates Annual Percentage Rate. All rates are subject to change. Rates are based on a member's credit. The rate you qualify for may be higher than the low as rates indicated. These rates also assume A credit with automatic payment made from your E&G checking account. Please call the credit union or click here for complete rate details.
As Low As
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As Low As; 25-60 months max
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As Low As
discount with direct deposit; $20 application fee; 1% origination fee* (upon approval of the loan)
No additional details available.
No additional details available.
new rates require a minimum advance of $1,000.00
Maximum Financing: $20,000
As Low As
No additional details available.
$25,000 maximum credit 680 and higher; $35,000 maximum credit 700 and higher; $50,000 maximum credit 720 and higher
$25,000 maximum credit 680 and higher; $35,000 maximum credit 700 and higher; $50,000 maximum credit 720 and higher
$25,000 maximum credit 680 and higher; $35,000 maximum credit 700 and higher; $50,000 maximum credit 720 and higher
Clifton Park, NY Personal Loan Rate Trends
Compare local Clifton Park, NY personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New York personal loan rates fell 0.942 points over the past 7 days to 9.752% APR.
New York signature loan rates fell 0.500 points over the past 7 days to 9.642% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in New York?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in New York?
Are credit unions or banks better for personal loans in Clifton Park, New York?
What are the best personal loan rates in Clifton Park, New York?
- TrustCo Bank: 4.00% (Passbook Loan)
- Citizens Bank: 5.45% (Medical Residency Refinance Loan)
- FNB of Scotia: 6.00% (Personal Loan)
- TCT Federal Credit Union: 6.00% (Credit Builder Loan)
- BROADVIEW: 8.24% (Sportscraft Loan 2 Year Loan)
Personal Loan Calculators
