Best Personal Loan Rates in Cobleskill, New York (NY) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Cobleskill, New York include: TrustCo BankTrustCo Bank104 Merchant Pl, Cobleskill, NY, 12043A+5.0 ★Texas Ratio: 3.16% offering Passbook Loan at 4.00% APR, First New York Federal Credit UnionFirst New York Federal Credit Union795 E Main St Ste 1, Cobleskill, NY, 12043 1263A+5.0 ★Texas Ratio: 5.90% offering Solar Loan at 4.74% APR, Community BankCommunity Bank750 E Main St, Cobleskill, NY, 12043A+5.0 ★Texas Ratio: 3.23% offering Unsecured Personal loan at 7.89% APR, BROADVIEWBROADVIEW567 Main St, Cobleskill, NY, 12043A+5.0 ★Texas Ratio: 0.00% offering Sportscraft Loan at 8.24% APR, and GPO Federal Credit UnionGPO Federal Credit UnionA+5.0 ★Texas Ratio: 2.06% offering Flex Equity Loan at 3.99% APR. Personal loan rates as of April 27, 2026 according to verified data from MonitorBankRates.
Cobleskill has 4 local institutions in our database, with personal loan rates as low as 4.00% APR from TrustCo Bank at 104 Merchant Pl, Cobleskill, NY, 12043. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Cobleskill, New York.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Cobleskill, New York. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 27, 2026
No additional details available.
Actual rate offered may vary.
Actual rate offered may vary.
FIXED APR WITH AUTO PAY
Includes ATVs, Jet Skis, Snowmobiles, and UTVs. Rates quoted are the lowest available rates based on overall creditworthiness.
As Low As
Includes ATVs, Jet Skis, Snowmobiles, and UTVs. Rates quoted are the lowest available rates based on overall creditworthiness.
No additional details available.
Includes ATVs, Jet Skis, Snowmobiles, and UTVs. Rates quoted are the lowest available rates based on overall creditworthiness.
Includes ATVs, Jet Skis, Snowmobiles, and UTVs. Rates quoted are the lowest available rates based on overall creditworthiness.
No additional details available.
As Low As; A 0.25% APR discount is available for automatic loan payments and automatic payment discounts are reflected in the rates above.
As Low As; A 0.25% APR discount is available for automatic loan payments and automatic payment discounts are reflected in the rates above.
No additional details available.
Includes ATVs, Jet Skis, Snowmobiles, and UTVs. Rates quoted are the lowest available rates based on overall creditworthiness.
No additional details available.
Includes ATVs, Jet Skis, Snowmobiles, and UTVs. Rates quoted are the lowest available rates based on overall creditworthiness.
As Low As; A 0.25% APR discount is available for automatic loan payments and automatic payment discounts are reflected in the rates above.
No additional details available.
As Low As; A 0.25% APR discount is available for automatic loan payments and automatic payment discounts are reflected in the rates above.
No additional details available.
No additional details available.
No additional details available.
As Low As; Intro rate as low as 3.99% APR*
As Low As; 3.99% APR*
No additional details available.
No additional details available.
As Low As
As Low As
Secured by Shares
As Low As
No additional details available.
As Low As
As Low As
As Low As
seasonal
As Low As; 4.99% APR*
As Low As; 4.99% APR*
As Low As; Unless noted, all payroll deducted loans will receive an additional .25% off loan rates shown. All Loan Rates are stated in terms of Annual Percentage Rate (APR). Loan Rates are for qualified members.
No additional details available.
As Low As
As Low As
As Low As
As Low As; 5.49% APR*
As Low As; 5.49% APR*
$50,000; As Low As
As Low As
As Low As
As Low As; New car for the used car price
As Low As; 5.74% APR*
Primary 1-2 Family Homes, Primary Condominiums & Coops
No additional details available.
As Low As; 5.99% APR*
As Low As; 5.99% APR*
As Low As
No additional details available.
No additional details available.
As Low As
As Low As; With 1st National Deposit Account as Collateral
$3,000 available October 15- December 29
As Low As
No additional details available.
Primary 1 & 2 Family Homes, Primary Condominiums & Coops
No additional details available.
As Low As; Rates are based on credit history and term
No additional details available.
No additional details available.
Primary 1 & 2 Family Homes, Primary Condominiums & Coops
As Low As; w/ Auto Pay Discount
As Low As
As Low As; 6.49% APR*
As Low As; 6.49% APR*
As Low As; w/ Auto Pay Discount: as low as 6.39%
As Low As; Special fixed up to 15 months!
No additional details available.
No additional details available.
As Low As
As Low As
As Low As
No additional details available.
No additional details available.
No additional details available.
As Low As; 6.74% APR*
As Low As
As Low As
No additional details available.
$4,999
No additional details available.
As Low As
As Low As; RATE BASED ON CREDITWORTHINESS AND TERM OF LOAN. RATES ARE SUBJECT TO CHANGE AT ANY TIME AND ARE NOT GUARANTEED.
No additional details available.
As Low As; Rates are based on credit history and term
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
Investment Property 1- to 4-Family & Primary 3- to 4-Family Homes & Investment Condominiums
No additional details available.
As Low As
new rates require a minimum advance of $1,000.00
As Low As
As Low As
No additional details available.
As Low As; 6.99% APR*
As Low As
Secured by Share Certificate
No additional details available.
As Low As
As Low As
As Low As
No additional details available.
$25,000 maximum credit 680 and higher; $35,000 maximum credit 700 and higher; $50,000 maximum credit 720 and higher
No additional details available.
As Low As
As Low As
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As
As Low As
No additional details available.
As Low As; 7.24% APR*
As Low As; Up to 60 months
No additional details available.
$8,000 - $10,000
No additional details available.
No additional details available.
As Low As
No additional details available.
No additional details available.
No additional details available.
Investment Property 1- to 4-Family & Primary 3- to 4-Family Homes & Investment Condominiums
As Low As; w/ Auto Pay Discount
As Low As
As Low As
As Low As
$300 - $25,000; As Low As
As Low As
As Low As; w/ Auto Pay Discount: as low as 7.39%
As Low As; Starting at 7.49%
As Low As
As Low As
No additional details available.
No additional details available.
No additional details available.
$25,000 maximum credit 680 and higher; $35,000 maximum credit 700 and higher; $50,000 maximum credit 720 and higher
As Low As
As Low As
No additional details available.
No additional details available.
As Low As
As Low As
As Low As
As Low As; Fixed up to 36 months
No additional details available.
$25,000 maximum credit 680 and higher; $35,000 maximum credit 700 and higher; $50,000 maximum credit 720 and higher
$15
No additional details available.
No additional details available.
No additional details available.
As Low As
As Low As
As Low As; Rates are based on credit history and term
No additional details available.
No additional details available.
As Low As
As Low As
FIXED APR WITH AUTO PAY
As Low As
No additional details available.
As Low As; A 0.25% APR discount is available for automatic loan payments and automatic payment discounts are reflected in the rates above.
No additional details available.
As Low As; A 0.25% APR discount is available for automatic loan payments and automatic payment discounts are reflected in the rates above.
No additional details available.
No additional details available.
As Low As; A 0.25% APR discount is available for automatic loan payments and automatic payment discounts are reflected in the rates above.
As Low As; A 0.25% APR discount is available for automatic loan payments and automatic payment discounts are reflected in the rates above.
No additional details available.
No additional details available.
Secured by Shares
As Low As
No additional details available.
As Low As; New car for the used car price
As Low As; With 1st National Deposit Account as Collateral
No additional details available.
As Low As; w/ Auto Pay Discount
As Low As
As Low As; w/ Auto Pay Discount: as low as 6.39%
As Low As
No additional details available.
As Low As; Special fixed up to 15 months!
No additional details available.
As Low As; RATE BASED ON CREDITWORTHINESS AND TERM OF LOAN. RATES ARE SUBJECT TO CHANGE AT ANY TIME AND ARE NOT GUARANTEED.
No additional details available.
As Low As
No additional details available.
As Low As
Secured by Share Certificate
No additional details available.
As Low As
As Low As; w/ Auto Pay Discount
As Low As; w/ Auto Pay Discount: as low as 7.39%
As Low As; Starting at 7.49%
As Low As
$300 - $25,000; As Low As
As Low As
No additional details available.
As Low As
As Low As; Fixed up to 36 months
No additional details available.
No additional details available.
As Low As
No additional details available.
No additional details available.
As Low As; Borrow up to $10,000.00, Delay first payment for 60 days
No additional details available.
No additional details available.
No additional details available.
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
No additional details available.
No additional details available.
As Low As; *The above annual percentage rates (APR) are the lowest rates offered to applicants with direct deposit of net pay and a checking account. Applicants who are not approved at these rates or terms may be offered credit at a higher rate and/or different terms. All loan requests and rates are subject to credit approval.
No additional details available.
As Low As
As Low As
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
No additional details available.
As Low As; 10.50%
No additional details available.
No additional details available.
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
As Low As
No additional details available.
As Low As; 11.50%
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
As Low As
As Low As
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
As Low As
discount with direct deposit
No additional details available.
$4,999
new rates require a minimum advance of $1,000.00
As Low As
As Low As
$8,000 - $10,000
As Low As
As Low As
No additional details available.
No additional details available.
$25,000 maximum credit 680 and higher; $35,000 maximum credit 700 and higher; $50,000 maximum credit 720 and higher
$25,000 maximum credit 680 and higher; $35,000 maximum credit 700 and higher; $50,000 maximum credit 720 and higher
$25,000 maximum credit 680 and higher; $35,000 maximum credit 700 and higher; $50,000 maximum credit 720 and higher
Cobleskill, NY Personal Loan Rate Trends
Compare local Cobleskill, NY personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New York personal loan rates rose 0.051 points over the past 7 days to 9.831% APR.
New York signature loan rates fell 0.328 points over the past 7 days to 9.520% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in New York?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in New York?
Are credit unions or banks better for personal loans in Cobleskill, New York?
What are the best personal loan rates in Cobleskill, New York?
- TrustCo Bank: 4.00% (Passbook Loan)
- First New York Federal Credit Union: 4.74% (Solar Loan)
- Community Bank: 7.89% (Unsecured Personal loan)
- BROADVIEW: 8.24% (Sportscraft Loan)
- GPO Federal Credit Union: 3.99% (Flex Equity Loan)
Personal Loan Calculators
