Best Personal Loan Rates in Liverpool, New York (NY) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Liverpool, New York include: General Electric Employees Federal Credit UnionGeneral Electric Employees Federal Credit Union497 Electronics Pkwy, Liverpool, NY, 13088 6062A5.0 ★Texas Ratio: 8.21% offering Personal Loan at 6.50% APR, Community BankCommunity Bank7379 Oswego Road, Liverpool, NY, 13090A+5.0 ★Texas Ratio: 3.23% offering Unsecured Personal loan at 7.89% APR, Auburn Community Federal Credit UnionAuburn Community Federal Credit Union7538 Oswego Rd, Liverpool, NY, 13090 2928A+5.0 ★Texas Ratio: 0.08% offering Personal Loan at 7.95% APR, Seneca SavingsSeneca Savings7799 Oswego Rd, Liverpool, NY, 13090A+5.0 ★Texas Ratio: 5.03% offering Unsecured Personal Loans at 8.75% APR, and Solvay BankSolvay Bank7421 Oswego Rd, Liverpool, NY, 13090A+5.0 ★Texas Ratio: 0.79% offering Personal Unsecured at 9.74% APR. Personal loan rates as of April 19, 2026 according to verified data from MonitorBankRates.
Liverpool has 6 local institutions in our database, with personal loan rates as low as 6.50% APR from General Electric Employees Federal Credit Union at 497 Electronics Pkwy, Liverpool, NY, 13088 6062. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Liverpool, New York.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Liverpool, New York. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 19, 2026
As Low As; Special fixed up to 15 months!
As Low As; Fixed up to 36 months
FIXED APR WITH AUTO PAY
As Low As
As Low As; up to $15,000
As Low As; $15,001 to $24,999
Up To $10,000
As Low As; $25,000 and greater
As Low As; Fixed up to 60 months
No additional details available.
No additional details available.
Up To $10,000
No additional details available.
up to 48 months
As Low As; Amount Financed up to $5,000
49 to 60 months
As Low As
$2,000 Max
Up To $10,000
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No additional details available.
No additional details available.
As Low As
Actual rate offered may vary.
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Secured by Shares
No additional details available.
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No additional details available.
As Low As
Actual rate offered may vary.
(seasonal)
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Credit Limit: $7,500 Single / $15,000 Joint Maximum
As Low As
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No additional details available.
No additional details available.
As Low As; Unless noted, all payroll deducted loans will receive an additional .25% off loan rates shown. All Loan Rates are stated in terms of Annual Percentage Rate (APR). Loan Rates are for qualified members.
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$50,000; As Low As
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Primary 1-2 Family Homes, Primary Condominiums & Coops
No additional details available.
No additional details available.
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No additional details available.
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No additional details available.
As Low As; With 1st National Deposit Account as Collateral
$3,000 available October 15- December 29
Credit Limit: $7,500 Single / $15,000 Joint Maximum
Credit Limit: $10,000 Single / $20,000 Joint Maximum
Minimum Loan Amount: $500 | Maximum Loan Amount: $1,000
As Low As; Regular APR: 14.00%
Primary 1 & 2 Family Homes, Primary Condominiums & Coops
No additional details available.
As Low As
As Low As; Rates are based on credit history and term
No additional details available.
No additional details available.
Primary 1 & 2 Family Homes, Primary Condominiums & Coops
As Low As; w/ Auto Pay Discount
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As Low As; w/ Auto Pay Discount: as low as 6.39%
No additional details available.
No additional details available.
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As Low As; Rates are based on credit history and term
No additional details available.
As Low As; RATE BASED ON CREDITWORTHINESS AND TERM OF LOAN. RATES ARE SUBJECT TO CHANGE AT ANY TIME AND ARE NOT GUARANTEED.
As Low As
No additional details available.
No additional details available.
Investment Property 1- to 4-Family & Primary 3- to 4-Family Homes & Investment Condominiums
No additional details available.
As Low As
new rates require a minimum advance of $1,000.00
No additional details available.
As Low As
As Low As
Secured by Share Certificate
As Low As
No additional details available.
No additional details available.
As Low As
No additional details available.
$25,000 maximum credit 680 and higher; $35,000 maximum credit 700 and higher; $50,000 maximum credit 720 and higher
As Low As
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No additional details available.
No additional details available.
Credit Limit: $7,500 Single / $15,000 Joint Maximum
No additional details available.
Credit Limit: $10,000 Single / $20,000 Joint Maximum
No additional details available.
No additional details available.
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As Low As
As Low As; The disclosed rates reflect a .25% discount for automatic payment from payroll deduction or direct transfer from a TCT account.
As Low As
No additional details available.
No additional details available.
As Low As; Up to 60 months
As Low As
As Low As
No additional details available.
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No additional details available.
Investment Property 1- to 4-Family & Primary 3- to 4-Family Homes & Investment Condominiums
As Low As; w/ Auto Pay Discount
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As Low As; w/ Auto Pay Discount: as low as 7.39%
As Low As; Up to $25,000
$300 - $25,000; As Low As
As Low As
As Low As
No additional details available.
No additional details available.
No additional details available.
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As Low As
Credit Score 760+, Credit Tier A+
As Low As
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$25,000 maximum credit 680 and higher; $35,000 maximum credit 700 and higher; $50,000 maximum credit 720 and higher
No additional details available.
As Low As; Special fixed up to 15 months!
As Low As; Fixed up to 36 months
FIXED APR WITH AUTO PAY
As Low As
Up To $10,000
As Low As; Fixed up to 60 months
No additional details available.
Up To $10,000
As Low As
Up To $10,000
Secured by Shares
As Low As
No additional details available.
Credit Limit: $7,500 Single / $15,000 Joint Maximum
As Low As
No additional details available.
As Low As; With 1st National Deposit Account as Collateral
Credit Limit: $7,500 Single / $15,000 Joint Maximum
No additional details available.
As Low As; w/ Auto Pay Discount
As Low As
As Low As
As Low As; w/ Auto Pay Discount: as low as 6.39%
No additional details available.
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No additional details available.
No additional details available.
As Low As; RATE BASED ON CREDITWORTHINESS AND TERM OF LOAN. RATES ARE SUBJECT TO CHANGE AT ANY TIME AND ARE NOT GUARANTEED.
As Low As
No additional details available.
No additional details available.
As Low As
Secured by Share Certificate
No additional details available.
No additional details available.
Credit Limit: $7,500 Single / $15,000 Joint Maximum
No additional details available.
As Low As
As Low As; The disclosed rates reflect a .25% discount for automatic payment from payroll deduction or direct transfer from a TCT account.
As Low As; w/ Auto Pay Discount
As Low As
As Low As
$300 - $25,000; As Low As
As Low As; Up to $25,000
As Low As; w/ Auto Pay Discount: as low as 7.39%
No additional details available.
Credit Score 760+, Credit Tier A+
up to 48 months
49 to 60 months
Credit Limit: $10,000 Single / $20,000 Joint Maximum
Credit Limit: $10,000 Single / $20,000 Joint Maximum
No additional details available.
Credit Limit: $10,000 Single / $20,000 Joint Maximum
As Low As; Borrow up to $10,000.00, Delay first payment for 60 days
No additional details available.
No additional details available.
No additional details available.
Credit Limit: $10,000 Single / $20,000 Joint Maximum
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
No additional details available.
No additional details available.
As Low As; *The above annual percentage rates (APR) are the lowest rates offered to applicants with direct deposit of net pay and a checking account. Applicants who are not approved at these rates or terms may be offered credit at a higher rate and/or different terms. All loan requests and rates are subject to credit approval.
No additional details available.
As Low As
As Low As
No additional details available.
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
No additional details available.
No additional details available.
As Low As; months max
As Low As
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
As Low As
No additional details available.
As Low As; months max
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
As Low As
As Low As
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
As Low As
No additional details available.
discount with direct deposit
No additional details available.
No additional details available.
new rates require a minimum advance of $1,000.00
No additional details available.
As Low As
As Low As
No additional details available.
As Low As
As Low As
$25,000 maximum credit 680 and higher; $35,000 maximum credit 700 and higher; $50,000 maximum credit 720 and higher
$25,000 maximum credit 680 and higher; $35,000 maximum credit 700 and higher; $50,000 maximum credit 720 and higher
$25,000 maximum credit 680 and higher; $35,000 maximum credit 700 and higher; $50,000 maximum credit 720 and higher
Liverpool, NY Personal Loan Rate Trends
Compare local Liverpool, NY personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New York personal loan rates fell 0.110 points over the past 7 days to 9.971% APR.
New York signature loan rates currently average 9.778% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in New York?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in New York?
Are credit unions or banks better for personal loans in Liverpool, New York?
What are the best personal loan rates in Liverpool, New York?
- General Electric Employees Federal Credit Union: 6.50% (Personal Loan)
- Community Bank: 7.89% (Unsecured Personal loan)
- Auburn Community Federal Credit Union: 7.95% (Personal Loan)
- Seneca Savings: 8.75% (Unsecured Personal Loans)
- Solvay Bank: 9.74% (Personal Unsecured)
Personal Loan Calculators
