Best Personal Loan Rates in Roosevelt, New York - June 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Roosevelt, New York include: FourLeaf Federal Credit UnionFourLeaf Federal Credit Union405 Nassau Rd, Roosevelt, NY, 11575A-4.9 ★Texas Ratio: 15.93% offering Pre-Owned Loan at 5.88% APR, Finger Lakes Federal Credit UnionFinger Lakes Federal Credit UnionA+5.0 ★Texas Ratio: 0.84% offering Graduate Loan at 3.99% APR, Affinity One Federal Credit UnionAffinity One Federal Credit UnionA+5.0 ★Texas Ratio: 1.30% offering 36 Months Loan at 3.99% APR, ADVANTAGE FINANCIALADVANTAGE FINANCIALA5.0 ★Texas Ratio: 7.37% offering Balance Transfers Loan at 3.99% APR, and First Choice Financial Federal Credit UnionFirst Choice Financial Federal Credit UnionA5.0 ★Texas Ratio: 5.73% offering 2023 & Newer Loan at 3.99% APR. Personal loan rates as of June 11, 2026 according to verified data from MonitorBankRates.
Roosevelt has 1 local institution in our database, with personal loan rates as low as 5.88% APR from FourLeaf Federal Credit Union at 405 Nassau Rd, Roosevelt, NY, 11575. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Roosevelt, New York.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Roosevelt, New York. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: June 11, 2026
Roosevelt Personal Loan Rates
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Intro rate for balance transfers.
Up to 100% NADA + Tax + Warranty
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ATVs, Wintercraft, Watercraft, RVs, Trailers & Tractors; Military; First Responder; Graduate & First-time Discounts
Rates quoted are the lowest available rates based on overall creditworthiness
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Rates quoted are the lowest available rates based on overall creditworthiness
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Up to 100% NADA + Tax + Warranty
Rates quoted are the lowest available rates based on overall creditworthiness
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Up to 100% NADA + Tax + Warranty
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Call the Credit Union for More Details or to Apply!
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As Low As; *Rates below are based on a credit score of 730 or higher.
(seasonal)
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Rates quoted are the lowest available rates based on overall creditworthiness
Credit Limit: $7,500 Single / $15,000 Joint Maximum
No additional details available.
1st / 60% LTV; Draw Period: 5 years
No additional details available.
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As Low As; Unless noted, all payroll deducted loans will receive an additional .25% off loan rates shown. All Loan Rates are stated in terms of Annual Percentage Rate (APR). Loan Rates are for qualified members.
As Low As; When you contact them, make sure we are the lien holder on the vehicle
No additional details available.
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Rates quoted are the lowest available rates based on overall creditworthiness
No additional details available.
As Low As; Unless noted, all payroll deducted loans will receive an additional .25% off loan rates shown.
No additional details available.
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Rates quoted are the lowest available rates based on overall creditworthiness
Rates quoted are the lowest available rates based on overall creditworthiness
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Up to 100% NADA + Tax + Warranty
No additional details available.
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As Low As; Loans $50,000 up to $250,000
As Low As; When you contact them, make sure we are the lien holder on the vehicle
2nd / 60% LTV; Draw Period: 5 years
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Rates change daily
Up to 100% NADA + Tax + Warranty
No additional details available.
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Rates quoted are the lowest available rates based on overall creditworthiness
Rates quoted are the lowest available rates based on overall creditworthiness
No additional details available.
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Beacon Score: 725+
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As Low As; Relationship Premium
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As Low As; Relationship Premium
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Rates quoted are the lowest available rates based on overall creditworthiness
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Credit Limit: $7,500 Single / $15,000 Joint Maximum
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15% - 20% Down Payment Required w/no PMI; 10% Down Payment Required w/PMI
90% CLTV: 6.500% APR
As Low As; When you contact them, make sure we are the lien holder on the vehicle
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As Low As; Relationship Premium
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ATVs, Wintercraft, Watercraft, RVs, Trailers & Tractors; Military; First Responder; Graduate & First-time Discounts
No additional details available.
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As Low As; Range: 730+
As Low As; Rates are based on credit history and term
Beacon Score: 725+
80% CLTV
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Roosevelt Personal Loan Rates
Credit Limit: $7,500 Single / $15,000 Joint Maximum
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Credit Limit: $7,500 Single / $15,000 Joint Maximum
As Low As; Range: 730+
Roosevelt Debt Consolidation Loan Rates
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As Low As; Borrow up to $10,000.00, Delay first payment for 60 days
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As Low As; *The above annual percentage rates (APR) are the lowest rates offered to applicants with direct deposit of net pay and a checking account. Applicants who are not approved at these rates or terms may be offered credit at a higher rate and/or different terms. All loan requests and rates are subject to credit approval.
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As Low As; months max
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Fixed rate; discount with direct deposit; $20 application fee; 1% origination fee (upon approval of the loan); Amount: $500-$10,000
Roosevelt Signature Loan Rates
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Roosevelt, NY Personal Loan Rate Trends
Compare local Roosevelt, NY personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New York personal loan rates rose 0.039 points over the past 7 days to 10.048% APR.
New York signature loan rates rose 0.182 points over the past 7 days to 9.666% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Roosevelt, New York personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Roosevelt, New York directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Roosevelt, New York. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in NY.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in New York?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in New York?
Are credit unions or banks better for personal loans in Roosevelt, New York?
What are the best personal loan rates in Roosevelt, New York?
- FourLeaf Federal Credit Union: 5.88% (Pre-Owned Loan)
- Finger Lakes Federal Credit Union: 3.99% (Graduate Loan)
- Affinity One Federal Credit Union: 3.99% (36 Months Loan)
- ADVANTAGE FINANCIAL: 3.99% (Balance Transfers Loan)
- First Choice Financial Federal Credit Union: 3.99% (2023 & Newer Loan)
Personal Loan Calculators
