Best Personal Loan Rates in Spring Valley, New York - June
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Spring Valley, New York include: SUMA Federal Credit UnionSUMA Federal Credit Union16 Twin Ave, Spring Valley, NY, 10977A5.0 ★Texas Ratio: 11.57% offering Personal Loans at 11.25% APR, ADVANTAGE FINANCIALADVANTAGE FINANCIALA5.0 ★Texas Ratio: 7.37% offering Balance Transfers Loan at 3.99% APR, FASNY Federal Credit UnionFASNY Federal Credit UnionA+5.0 ★Texas Ratio: 0.01% offering 24 months Loan at 3.99% APR, Affinity One Federal Credit UnionAffinity One Federal Credit UnionA+5.0 ★Texas Ratio: 1.30% offering 48 Months Loan at 3.99% APR, and GPO Federal Credit UnionGPO Federal Credit UnionA+5.0 ★Texas Ratio: 1.97% offering Save & Boost Credit Loan at 3.99% APR. Personal loan rates as of June 11, 2026 according to verified data from MonitorBankRates.
Spring Valley has 1 local institution in our database, with personal loan rates as low as 11.25% APR from SUMA Federal Credit Union at 16 Twin Ave, Spring Valley, NY, 10977. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Spring Valley, New York.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Spring Valley, New York. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: June 11, 2026
Spring Valley Personal Loan Rates
Up to 36 Months
37 to 60 Months
Intro rate for balance transfers.
No additional details available.
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Up to 100% NADA + Tax + Warranty
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Rates quoted are the lowest available rates based on overall creditworthiness
ATVs, Wintercraft, Watercraft, RVs, Trailers & Tractors; Military; First Responder; Graduate & First-time Discounts
No additional details available.
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Rates quoted are the lowest available rates based on overall creditworthiness
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As Low As
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Up to 100% NADA + Tax + Warranty
Rates quoted are the lowest available rates based on overall creditworthiness
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As Low As
No additional details available.
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Up to 100% NADA + Tax + Warranty
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No additional details available.
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Call the Credit Union for More Details or to Apply!
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As Low As; *Rates below are based on a credit score of 730 or higher.
(seasonal)
As Low As
No additional details available.
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No additional details available.
Rates quoted are the lowest available rates based on overall creditworthiness
Credit Limit: $7,500 Single / $15,000 Joint Maximum
No additional details available.
1st / 60% LTV; Draw Period: 5 years
No additional details available.
As Low As
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As Low As
No additional details available.
As Low As; Unless noted, all payroll deducted loans will receive an additional .25% off loan rates shown. All Loan Rates are stated in terms of Annual Percentage Rate (APR). Loan Rates are for qualified members.
As Low As; When you contact them, make sure we are the lien holder on the vehicle
No additional details available.
As Low As
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Rates quoted are the lowest available rates based on overall creditworthiness
No additional details available.
As Low As; Unless noted, all payroll deducted loans will receive an additional .25% off loan rates shown.
No additional details available.
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As Low As
No additional details available.
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Rates quoted are the lowest available rates based on overall creditworthiness
Rates quoted are the lowest available rates based on overall creditworthiness
As Low As
No additional details available.
No additional details available.
Up to 100% NADA + Tax + Warranty
As Low As
As Low As; Loans $50,000 up to $250,000
As Low As; When you contact them, make sure we are the lien holder on the vehicle
2nd / 60% LTV; Draw Period: 5 years
No additional details available.
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Rates change daily
Up to 100% NADA + Tax + Warranty
No additional details available.
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Rates quoted are the lowest available rates based on overall creditworthiness
Rates quoted are the lowest available rates based on overall creditworthiness
No additional details available.
No additional details available.
As Low As
As Low As
Beacon Score: 725+
As Low As
No additional details available.
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No additional details available.
As Low As; Relationship Premium
No additional details available.
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As Low As; Relationship Premium
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Rates quoted are the lowest available rates based on overall creditworthiness
As Low As
No additional details available.
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As Low As
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Credit Limit: $7,500 Single / $15,000 Joint Maximum
No additional details available.
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15% - 20% Down Payment Required w/no PMI; 10% Down Payment Required w/PMI
90% CLTV: 6.500% APR
As Low As; When you contact them, make sure we are the lien holder on the vehicle
No additional details available.
As Low As
No additional details available.
As Low As; Relationship Premium
As Low As
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ATVs, Wintercraft, Watercraft, RVs, Trailers & Tractors; Military; First Responder; Graduate & First-time Discounts
No additional details available.
No additional details available.
As Low As
No additional details available.
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As Low As; Range: 730+
As Low As; Rates are based on credit history and term
Beacon Score: 725+
80% CLTV
No additional details available.
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As Low As
Spring Valley Personal Loan Rates
Up to 36 Months
37 to 60 Months
Credit Limit: $7,500 Single / $15,000 Joint Maximum
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As Low As
No additional details available.
Credit Limit: $7,500 Single / $15,000 Joint Maximum
As Low As; Range: 730+
Spring Valley Debt Consolidation Loan Rates
No additional details available.
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As Low As; Borrow up to $10,000.00, Delay first payment for 60 days
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As Low As; *The above annual percentage rates (APR) are the lowest rates offered to applicants with direct deposit of net pay and a checking account. Applicants who are not approved at these rates or terms may be offered credit at a higher rate and/or different terms. All loan requests and rates are subject to credit approval.
As Low As
As Low As
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As Low As; months max
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As Low As; months max
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Fixed rate; discount with direct deposit; $20 application fee; 1% origination fee (upon approval of the loan); Amount: $500-$10,000
Spring Valley Signature Loan Rates
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Spring Valley, NY Personal Loan Rate Trends
Compare local Spring Valley, NY personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New York personal loan rates rose 0.039 points over the past 7 days to 10.048% APR.
New York signature loan rates rose 0.182 points over the past 7 days to 9.666% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Spring Valley, New York personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Spring Valley, New York directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Spring Valley, New York. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in NY.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in New York?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in New York?
Are credit unions or banks better for personal loans in Spring Valley, New York?
What are the best personal loan rates in Spring Valley, New York?
- SUMA Federal Credit Union: 11.25% (Personal Loans)
- ADVANTAGE FINANCIAL: 3.99% (Balance Transfers Loan)
- FASNY Federal Credit Union: 3.99% (24 months Loan)
- Affinity One Federal Credit Union: 3.99% (48 Months Loan)
- GPO Federal Credit Union: 3.99% (Save & Boost Credit Loan)
Spring Valley, New York Rates & Resources
Personal Loan Calculators
