Best Personal Loan Rates in High Point, North Carolina -
Brian McKay
Brian McKay
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Current personal loan options available to borrowers in High Point, North Carolina include: Latino Community Credit UnionLatino Community Credit Union2305 Westchester Dr, High Point, NC, 27262 8028A+5.0 ★Texas Ratio: 5.83% offering Credit Builder Loan at 6.00% APR, Allegacy Federal Credit UnionAllegacy Federal Credit Union3015 E River Way, High Point, NC, 27265A5.0 ★Texas Ratio: 6.46% offering Extended Mileage (Term: 1-48 Months) Loan at 6.94% APR, Truliant Federal Credit UnionTruliant Federal Credit Union4006 Mendenhall Oaks Pkwy, High Point, NC, 27265A5.0 ★Texas Ratio: 6.68% offering Personal Loans at 7.49% APR, State Employees Credit UnionState Employees Credit Union3850 JOHN GORDON LN, HIGH POINT, NC, 27265A-5.0 ★Texas Ratio: 14.47% offering Salary Advance (cash account > Loan at 8.75% APR, and Summit Credit UnionSummit Credit Union1743 Westchester Dr, High Point, NC, 27262A+5.0 ★Texas Ratio: 2.59% offering Credit Builder Loan at 9.50% APR. Personal loan rates as of June 23, 2026 according to verified data from MonitorBankRates.
High Point has 6 local institutions in our database, with personal loan rates as low as 6.00% APR from Latino Community Credit Union at 2305 Westchester Dr, High Point, NC, 27262 8028. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in High Point, North Carolina.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in High Point, North Carolina. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: June 23, 2026
High Point Personal Loan Rates
Maximum Amount: N/A; Loan to Value: 100%
As Low As; Payroll Deduction or Automatic Draft
As Low As; Payroll Deduction or Automatic Draft
As Low As; Non-Payroll Deduction
As Low As; APR=Annual Percentage Rate.
As Low As; Non-Payroll Deduction
$500; As Low As
As Low As; Payroll deduction or automatic draft APR
As Low As; Non-payroll deducation APR
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Non-payroll deduction
Maximum APR: 18.00%
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$500; As Low As
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Maximum Amount: $20,000; Loan to Value: N/A
No additional details available.
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As Low As; Rate subject to change without notice. Rates shown with approved credit. See loan details for full disclosure.
Less than 140,000 miles
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Less than 100,000 miles
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Less than 75,000 miles
As Low As; Terms up to 12 months. Maximum loan amount is $5,000.
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Less than 50,000 miles
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As Low As; Rate subject to change without notice. Rates shown with approved credit. See loan details for full disclosure.
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As Low As; * Applies to Loan Amounts $1,000 - $35,000
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As Low As; Funding For Your Summertime. Loan amounts up to $45,000
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Less than $14,999
As low as; Click Here
As Low As; * Applies to Loan Amounts $1,000 - $35,000
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$20,000; As low as
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As Low As; * Applies to Loan Amounts $1,000 - $35,000
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No additional details available.
As Low As; Rate subject to change without notice. Rates shown with approved credit. See loan details for full disclosure.
As Low As; Rate subject to change without notice. Rates shown with approved credit. See loan details for full disclosure.
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As Low As; Rate subject to change without notice. Rates shown with approved credit. See loan details for full disclosure.
$15,000 -$25,000
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$20,000; As low as
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$5,000+; As low as
Rates as low as 9.90%
Unsecured - 36 Mo: $418 is the difference between the amount paid in interest between Advancial Federal Credit Union's rate at 9.90% APR compared to 11.54% APR for the Charlotte Metro market average over the life of a $15,000 unsecured loan over 36 months.
As Low As
Max Term: Based on Balance
As Low As
$1499.00
$1500.00
No additional details available.
9.99% APR and up; Fixed Rates only. Terms available up to 60 months.
As Low As; Maximum term for lowest rate is 60 months.
As Low As; * Applies to Loan Amounts $1,000 - $35,000
$7,500+; As low as
As Low As
As Low As; can go up to as much as $10,000.00 per member
$250
No additional details available.
No additional details available.
As Low As1 Langley's Lowest Rate Visa
$20,000 Maximum - Individual & Joint
No additional details available.
No additional details available.
Fixed APR as low as; 10.74%
$10,000+; As low as
As Low As; * Applies to Loan Amounts $1,000 - $35,000
As Low As; Starting at 10.75% Annual Percentage Rate
No additional details available.
$1,250
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$3,500
No additional details available.
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$7,000
No additional details available.
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As Low As; Rate subject to change without notice. Rates shown with approved credit. See loan details for full disclosure.
Fixed
No additional details available.
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As low as; Rates are based on credit qualifications, including credit score, minimum amount financed and term, and includes Premier/Access Premier relationship discount of 0.25% APR.
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Fixed
Fixed
Fixed
As Low As; Qualify up to $10,000
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Fixed
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Maximum Amount based on debt ratio, credit, and length of employment
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Intro rate expires: 12 months; Regular APR: 15.24% - 25.24%
As low as
High Point Personal Loan Rates
As Low As; APR=Annual Percentage Rate.
As Low As
Maximum APR: 18.00%
Maximum Amount: $20,000; Loan to Value: N/A
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As Low As
As Low As
As Low As; Funding For Your Summertime. Loan amounts up to $45,000
As low as; Click Here
As low as
No additional details available.
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$20,000; As low as
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$20,000; As low as
No additional details available.
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$5,000+; As low as
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$1499.00
Max Term: Based on Balance
9.99% APR and up; Fixed Rates only. Terms available up to 60 months.
$1500.00
No additional details available.
$7,500+; As low as
As Low As
As Low As; can go up to as much as $10,000.00 per member
No additional details available.
$10,000+; As low as
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As Low As; Qualify up to $10,000
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Maximum Amount based on debt ratio, credit, and length of employment
High Point Debt Consolidation Loan Rates
No additional details available.
As Low As; Maximum term for lowest rate is 60 months.
No additional details available.
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High Point Signature Loan Rates
No additional details available.
As Low As
Maximum APR: 18.00%
Maximum Amount: $20,000; Loan to Value: N/A
As Low As
No additional details available.
No additional details available.
Rates as low as 9.90%
As Low As
No additional details available.
No additional details available.
As Low As; Rate subject to change without notice. Rates shown with approved credit. See loan details for full disclosure.
No additional details available.
As low as; Rates are based on credit qualifications, including credit score, minimum amount financed and term, and includes Premier/Access Premier relationship discount of 0.25% APR.
No additional details available.
High Point, NC Personal Loan Rate Trends
Compare local High Point, NC personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
North Carolina personal loan rates currently average 10.962% APR.
North Carolina signature loan rates currently average 11.503% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our High Point, North Carolina personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for High Point, North Carolina directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in High Point, North Carolina. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in NC.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in North Carolina?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in North Carolina?
Are credit unions or banks better for personal loans in High Point, North Carolina?
What are the best personal loan rates in High Point, North Carolina?
- Latino Community Credit Union: 6.00% (Credit Builder Loan)
- Allegacy Federal Credit Union: 6.94% (Extended Mileage (Term: 1-48 Months) Loan)
- Truliant Federal Credit Union: 7.49% (Personal Loans)
- State Employees Credit Union: 8.75% (Salary Advance (cash account > Loan)
- Summit Credit Union: 9.50% (Credit Builder Loan)
High Point, North Carolina Rates & Resources
Personal Loan Calculators
