Best Personal Loan Rates in Nashville, North Carolina -
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Nashville, North Carolina include: State Employees Credit UnionState Employees Credit Union1201 EASTERN AVE, NASHVILLE, NC, 27856A-5.0 ★Texas Ratio: 14.47% offering Salary Advance (cash account > Loan at 9.00% APR, Blue Flame Credit Union Charlotte, NCBlue Flame Credit Union Charlotte, NCA+5.0 ★Texas Ratio: 0.29% offering Disaster Recovery Loan at 3.99% APR, Weyco Community Credit UnionWeyco Community Credit UnionA5.0 ★Texas Ratio: 11.26% offering Used (Previously Titled) Loan at 4.75% APR, Piedmont Advantage Credit UnionPiedmont Advantage Credit UnionA+5.0 ★Texas Ratio: 4.57% offering Liberty Loan at 4.75% APR, and Shuford Federal Credit UnionShuford Federal Credit UnionA5.0 ★Texas Ratio: 10.69% offering New and Current Model Loan at 5.00% APR. Personal loan rates as of July 25, 2026 according to verified data from MonitorBankRates.
Nashville has 1 local institution in our database, with personal loan rates as low as 9.00% APR from State Employees Credit Union at 1201 EASTERN AVE, NASHVILLE, NC, 27856. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Nashville, North Carolina.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Nashville, North Carolina. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: July 25, 2026
Nashville Personal Loan Rates
$500; As Low As
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As Low As; See example
$500; As Low As
As Low As;*
Less than 140,000 miles
As Low As; Liberty
As Low As
Less than 100,000 miles
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As Low As;*
As Low As;*
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Less than 75,000 miles
As Low As
As Low As
As Low As; Terms up to 12 months. Maximum loan amount is $5,000.
No additional details available.
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As Low As; Rate subject to change annually on August 1st of each year. APR = Annual Percentage Rate. Annual Percentage Rate is subject to change during the term of the loan.
No additional details available.
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As Low As
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As Low As; Rate subject to change annually on August 1st of each year. APR = Annual Percentage Rate. Annual Percentage Rate is subject to change during the term of the loan.
Less than 50,000 miles
As Low As
As Low As
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As Low As
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As Low As
As Low As; Payroll Deduction or Automatic Draft
As Low As; General Purpose
As Low As; Payroll Deduction or Automatic Draft
As Low As
As Low As; All loans subject to credit approval.
As Low As; Non-Payroll Deduction
As Low As; Rates as low as 7.49% APR.
As Low As
As Low As
As Low As; Rate subject to change annually on August 1st of each year. APR = Annual Percentage Rate. Annual Percentage Rate is subject to change during the term of the loan.
As Low As; Funding For Your Summertime | Loan amounts up to $45,000
As Low As
As Low As; Non-Payroll Deduction
$14,999
As Low As
As Low As
As low as
As Low As
As Low As
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$20,000; As low as
As Low As
As low as
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As Low As; Lot
As low as
As Low As; Payroll deduction or automatic draft
As Low As; Credit Builder
As Low As; Undeveloped Land
$15,000 - $25,000
As Low As
$20,000; As low as
Fixed as low as
As Low As; Non-payroll deducation
No additional details available.
As Low As
$5,000+; As low as
As Low As; Savings Over 3 Years $426
As Low As
As Low As
As Low As
Up to $10,000 available per member.
$1499.00
As Low As; Maximum term for lowest rate is 60 months.
9.99% APR and up; Fixed Rates only. Terms available up to 60 months.
$1500.00
No additional details available.
As Low As
Max Term: Based on Balance
As Low As
$7,500+; As low as
As Low As
No additional details available.
$20,000 Maximum - Individual & Joint
No additional details available.
No additional details available.
As Low As
Fixed APR
$10,000+; As low as
Regular APR: 10.75% to 18.00%
As Low As
As Low As; Starting at 10.75% Annual Percentage Rate
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As Low As
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As Low As
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As Low As; Signature
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As Low As
As Low As
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As Low As
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As Low As
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Non-payroll deduction APR*
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As Low As
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Regular APR: 14.75% to 18.00%
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As Low As
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Maximum Amount based on debt ratio, credit, and length of employment
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As Low As
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No additional details available.
Apply Online or call 1-800-951-LOAN
As low as
No additional details available.
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Nashville Personal Loan Rates
As Low As
As Low As; All loans subject to credit approval.
As Low As; Rates as low as 7.49% APR.
As Low As
As Low As; Funding For Your Summertime | Loan amounts up to $45,000
As Low As
As Low As
As low as
As Low As
No additional details available.
$20,000; As low as
As Low As
$20,000; As low as
Fixed as low as
As Low As
$5,000+; As low as
Up to $10,000 available per member.
$1499.00
9.99% APR and up; Fixed Rates only. Terms available up to 60 months.
$1500.00
No additional details available.
Max Term: Based on Balance
$7,500+; As low as
As Low As
No additional details available.
$10,000+; As low as
No additional details available.
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As Low As
As Low As
As Low As
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As Low As
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As Low As
Maximum Amount based on debt ratio, credit, and length of employment
No additional details available.
No additional details available.
Nashville Debt Consolidation Loan Rates
As Low As; Maximum term for lowest rate is 60 months.
No additional details available.
No additional details available.
Apply Online or call 1-800-951-LOAN
No additional details available.
No additional details available.
Nashville Signature Loan Rates
No additional details available.
As Low As; See example
As Low As
As Low As
As Low As
As Low As
No additional details available.
As Low As; Signature
No additional details available.
No additional details available.
Regular APR: 14.75% to 18.00%
No additional details available.
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Nashville, NC Personal Loan Rate Trends
Compare local Nashville, NC personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
North Carolina personal loan rates fell 0.001 points over the past 7 days to 11.017% APR.
North Carolina signature loan rates currently average 11.514% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Nashville, North Carolina personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Nashville, North Carolina directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Nashville, North Carolina. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in NC.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in North Carolina?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in North Carolina?
Are credit unions or banks better for personal loans in Nashville, North Carolina?
What are the best personal loan rates in Nashville, North Carolina?
- State Employees Credit Union: 9.00% (Salary Advance (cash account > Loan)
- Blue Flame Credit Union Charlotte, NC: 3.99% (Disaster Recovery Loan)
- Weyco Community Credit Union: 4.75% (Used (Previously Titled) Loan)
- Piedmont Advantage Credit Union: 4.75% (Liberty Loan)
- Shuford Federal Credit Union: 5.00% (New and Current Model Loan)
Nashville, North Carolina Rates & Resources
Personal Loan Calculators
