Best Personal Loan Rates in Grand Forks, North Dakota (ND) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Grand Forks, North Dakota include: Med Park Credit UnionMed Park Credit Union2150 32nd Ave S Ste E, Grand Forks, ND, 58201A+5.0 ★Texas Ratio: 0.18% offering Signature Loan at 9.00% APR, POSTAL FAMILYPOSTAL FAMILY2501 28TH AVE S, GRAND FORKS, ND, 58208 6321A+5.0 ★Texas Ratio: 0.00% offering Personal Loans at 9.25% APR, University Federal Credit UnionUniversity Federal Credit Union1575 17th Ave S, Grand Forks, ND, 58201A+5.0 ★Texas Ratio: 2.53% offering Unsecured (signature) Loans at 9.95% APR, Northern Valley Federal Credit UnionNorthern Valley Federal Credit Union3030 Demers Ave, Grand Forks, ND, 58201A+5.0 ★Texas Ratio: 0.14% offering Signature Loans at 12.00% APR, and Riverfork Federal Credit UnionRiverfork Federal Credit Union2150 32ND AVE S, Grand Forks, ND, 58201A+5.0 ★Texas Ratio: 4.72% offering Signature Loans at 13.45% APR. Personal loan rates as of April 18, 2026 according to verified data from MonitorBankRates.
Grand Forks has 5 local institutions in our database, with personal loan rates as low as 9.00% APR from Med Park Credit Union at 2150 32nd Ave S Ste E, Grand Forks, ND, 58201. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Grand Forks, North Dakota.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Grand Forks, North Dakota. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 18, 2026
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Maximum unsecured loan is one month's gross income
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Grand Forks, ND Personal Loan Rate Trends
Compare local Grand Forks, ND personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
North Dakota personal loan rates currently average 12.479% APR.
North Dakota signature loan rates currently average 11.994% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in North Dakota?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in North Dakota?
Are credit unions or banks better for personal loans in Grand Forks, North Dakota?
What are the best personal loan rates in Grand Forks, North Dakota?
- Med Park Credit Union: 9.00% (Signature Loan)
- POSTAL FAMILY: 9.25% (Personal Loans)
- University Federal Credit Union: 9.95% (Unsecured (signature) Loans)
- Northern Valley Federal Credit Union: 12.00% (Signature Loans)
- Riverfork Federal Credit Union: 13.45% (Signature Loans)
Personal Loan Calculators
