Best Personal Loan Rates in Minto, North Dakota (ND) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Minto, North Dakota include: Tel-U-Watt Federal Credit UnionTel-U-Watt Federal Credit UnionA+5.0 ★Texas Ratio: 0.00% offering 2023 & Newer Recreational Loans at 5.00% APR, Aspire Community Federal Credit UnionAspire Community Federal Credit UnionA+5.0 ★Texas Ratio: 3.85% offering Recreational Loans at 6.25% APR, Med Park Credit UnionMed Park Credit UnionA+5.0 ★Texas Ratio: 0.18% offering SIGNATURE LOAN at 9.00% APR, Service Federal Credit UnionService Federal Credit UnionA5.0 ★Texas Ratio: 11.03% offering Energy Efficiency Loan at 9.24% APR, and POSTAL FAMILYPOSTAL FAMILYA+5.0 ★Texas Ratio: 0.00% offering Personal Loans A+ at 9.25% APR. Personal loan rates as of April 22, 2026 according to verified data from MonitorBankRates.
Minto borrowers have access to 10 lenders serving the North Dakota area, with personal loan rates as low as 5.00% APR from Tel-U-Watt Federal Credit Union. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Minto, North Dakota.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Minto, North Dakota. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 22, 2026
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Minto, ND Personal Loan Rate Trends
Compare local Minto, ND personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
North Dakota personal loan rates fell 0.003 points over the past 7 days to 12.475% APR.
North Dakota signature loan rates currently average 11.994% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in North Dakota?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in North Dakota?
Are credit unions or banks better for personal loans in Minto, North Dakota?
What are the best personal loan rates in Minto, North Dakota?
- Tel-U-Watt Federal Credit Union: 5.00% (2023 & Newer Recreational Loans)
- Aspire Community Federal Credit Union: 6.25% (Recreational Loans)
- Med Park Credit Union: 9.00% (SIGNATURE LOAN)
- Service Federal Credit Union: 9.24% (Energy Efficiency Loan)
- POSTAL FAMILY: 9.25% (Personal Loans A+)
Personal Loan Calculators
