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Personal Loan Rate Trends

Ohio Best Personal Loan Rates - October 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
Expertise
  • Automated Online Rate Data Aggregation
  • Location-Based Rate Tables
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio
| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Ohio borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
| ✓Fact Checked | Personal Loan Rates · Last Updated and Verified: October 13, 2026

Ohio personal loan rates range from 6.70% to 11.50% APR, verified by MonitorBankRates as of October 13, 2026. Current personal loan options available to borrowers in Ohio include: TruPartner Credit UnionTruPartner Credit Union1800 Vine St, Cincinnati, OH, 45202A5.0 ★Texas Ratio: 9.61% offering Signature Loan at 6.70% APR, Northwestern Federal Credit UnionNorthwestern Federal Credit Union234 N Main St, Bryan, OH, 43506 1318A+5.0 ★Texas Ratio: 1.22% offering Unsecured Signature Maximum Loan at 6.99% APR, Firestone Federal Credit UnionFirestone Federal Credit Union31 Hanna Pkwy, Coventry township, OH, 44319A+5.0 ★Texas Ratio: 0.76% offering Signature 30 Loan at 6.99% APR, Baxter Credit UnionBaxter Credit Union7000 Cardinal Pl, Dublin, OH, 43017 1091A5.0 ★Texas Ratio: 6.31% offering Personal Loan at 6.99% APR, and Materion Federal Credit UnionMaterion Federal Credit Union14710 W Portage River South Rd, Elmore, OH, 43416A+5.0 ★Texas Ratio: 0.00% offering Personal Loan at 7.45% APR. Personal loan rates as of October 13, 2026 according to verified data from MonitorBankRates.

Use the tabs below to compare personal loan rates across Ohio side-by-side. Ohio personal loan rates currently start as low as 6.70% APR from TruPartner Credit Union at 1800 Vine St, Cincinnati, OH, 45202. Rates are continually updated, so we recommend checking back frequently.

We empower borrowers with transparent, proprietary financial health metrics, including A-F Safety Grades, verified Star Ratings, and Texas Ratios, so you can confidently borrow from a stable, highly-rated institution in Ohio.

Personal loan rates reflect recent market quotes and representative offers available to borrowers in Ohio. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: October 13, 2026

Jump to: All Personal Loans · Personal Loans · Debt Consolidation · Signature Loans

Ohio Personal Loan Rates

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
TruPartner Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.61%
1800 Vine St, Cincinnati, OH, 45202
Signature Loan
6.70%
View
▼
APR6.70%
TermN/A
Last UpdatedNot available
Details

Additional APR listed for this product: 6.99%. As low as

Rate History
No change since Sep 14, 2026 · 6.70% APR · checked 6 times
6.20%6.70%7.20%Sep 14, 2026: 6.70% APRSep 14, 2026Oct 13, 2026
Northwestern Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.22%
234 N Main St, Bryan, OH, 43506 1318
Unsecured Signature Maximum LoanTerm: Up to 48 months
6.99%
View
▼
APR6.99%
TermUp to 48 months
Last UpdatedNot available
Details

$8,500; As Low As

Rate History
No change since Oct 12, 2026 · 6.99% APR
6.49%6.99%7.49%Oct 12, 2026: 6.99% APROct 12, 2026Oct 13, 2026
Firestone Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.76%
31 Hanna Pkwy, Coventry township, OH, 44319
Signature 30 LoanTerm: Up to 30 Months
6.99%
View
▼
APR6.99%
TermUp to 30 Months
Last UpdatedNot available
Details

Unsecured Loans; $5,000 limit

Rate History
No change since Sep 14, 2026 · 6.99% APR · checked 9 times
6.49%6.99%7.49%Sep 14, 2026: 6.99% APRSep 14, 2026Oct 13, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.31%
7000 Cardinal Pl, Dublin, OH, 43017 1091
Personal Loan
6.99%
View
▼
APR6.99%
TermN/A
Last UpdatedNot available
Details

As Low As

Rate History
1 change since Sep 14, 2026 · 7.49% → 6.99% ▼ 0.50 pts · high 7.49% / low 6.99%
6.49%7.24%7.99%Sep 14, 2026: 7.49% APROct 10, 2026: 6.99% APRSep 14, 2026Oct 13, 2026
  • Oct 10, 20266.99%▼ from 7.49%
  • Sep 14, 20267.49%first recorded
Materion Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
14710 W Portage River South Rd, Elmore, OH, 43416
Personal Loan
7.45%
View
▼
APR7.45%
TermN/A
Last UpdatedNot available
Details

As Low As; Personal/Signature loan; Rates and terms determined by credit qualifications and term; Loan rates effective August 28, 2025

Rate History
No change since Sep 14, 2026 · 7.45% APR · checked 2 times
6.95%7.45%7.95%Sep 14, 2026: 7.45% APRSep 14, 2026Oct 13, 2026
Cincinnati Interagency Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
26 Martin Luther King Dr W, Cincinnati, OH, 45220 2242
Medical Loan (Unsecured)Term: Up to 60 months
7.49%
View
▼
APR7.49%
TermUp to 60 months
Last UpdatedNot available
Details

$1000 minimum; proof of expenses required; may be used for pet care and funeral expenses

Rate History
No change since Sep 12, 2026 · 7.49% APR · checked 8 times
6.99%7.49%7.99%Sep 12, 2026: 7.49% APRSep 12, 2026Oct 13, 2026
GenFed Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.88%
2492 Wedgewood Dr Ste B, Akron, OH, 44312 2422
Signature Loan
7.49%
View
▼
APR7.49%
TermN/A
Last UpdatedNot available
Details

As Low As; Rates include all possible discounts. Contact us to determine which discounts apply to you.

Rate History
No change since Sep 22, 2026 · 7.49% APR · checked 4 times
6.99%7.49%7.99%Sep 22, 2026: 7.49% APRSep 22, 2026Oct 13, 2026
Summit Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.90%
100 Wheeler St, Akron, OH, 44311 1122
Signature (Unsecured/Personal) LoanTerm: Up to 60 Months
7.75%
View
▼
APR7.75%
TermUp to 60 Months
Last UpdatedNot available
Details

As Low As

Rate History
No change since Sep 12, 2026 · 7.75% APR · checked 8 times
7.25%7.75%8.25%Sep 12, 2026: 7.75% APRSep 12, 2026Oct 13, 2026
Seven Seventeen Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.64%
3181 Larchmont Ave NE, Warren, OH, 44483 2435
Personal LoansTerm: 66 months
7.82%
View
▼
APR7.82%
Interest Rate7.24%
Term66 months
Last UpdatedNot available
Details

As low as

Rate History
No change since Oct 9, 2026 · 7.82% APR
7.32%7.82%8.32%Oct 9, 2026: 7.82% APROct 9, 2026Oct 13, 2026
Seven Seventeen Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.64%
3181 Larchmont Ave NE, Warren, OH, 44483 2435
Personal LoansTerm: 84 months
7.95%
View
▼
APR7.95%
Interest Rate7.49%
Term84 months
Last UpdatedNot available
Details

As low as

Rate History
1 change since Sep 14, 2026 · 8.97% → 7.95% ▼ 1.02 pts · high 8.97% / low 7.95%
6.93%8.46%9.99%Sep 14, 2026: 8.97% APROct 9, 2026: 7.95% APRSep 14, 2026Oct 13, 2026
  • Oct 9, 20267.95%▼ from 8.97%
  • Sep 14, 20268.97%first recorded
Integrity Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
971 WOOSTER RD W, BARBERTON, OH, 44203
Personal/Signature LoanTerm: Up to 12 months
7.99%
View
▼
APR7.99%
TermUp to 12 months
Last UpdatedNot available
Details

As Low As; Unsecured loan; rates based on evaluation of applicant credit; rates as of April 1, 2026

Rate History
No change since Sep 16, 2026 · 7.99% APR · checked 5 times
7.49%7.99%8.49%Sep 16, 2026: 7.99% APRSep 16, 2026Oct 13, 2026
LorMet Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
2051 Cooper Foster Park Rd, Amherst, OH, 44001 1208
Signature LoanTerm: up to 60 months
7.99%
View
▼
APR7.99%
Termup to 60 months
Last UpdatedNot available
Details

$10,000; As Low As; Rates quoted depend on credit score; Not all applicants will qualify for the lowest APR or maximum term; $0 loan documentation fee; $5,000 or less = maximum term of 48 months

Rate History
No change since Sep 17, 2026 · 7.99% APR · checked 7 times
7.49%7.99%8.49%Sep 17, 2026: 7.99% APRSep 17, 2026Oct 13, 2026
Seven Seventeen Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.64%
3181 Larchmont Ave NE, Warren, OH, 44483 2435
Personal LoansTerm: 78 months
7.99%
View
▼
APR7.99%
Interest Rate7.49%
Term78 months
Last UpdatedNot available
Details

As low as

Rate History
No change since Oct 9, 2026 · 7.99% APR
7.49%7.99%8.49%Oct 9, 2026: 7.99% APROct 9, 2026Oct 13, 2026
Ohio Teamsters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.65%
6100 Rockside Woods Blvd N Ste 150, Independence, OH, 44131 2334
Unsecured LoanTerm: up to 60 Months
8.00%
View
▼
APR8.00%
Termup to 60 Months
Last UpdatedNot available
Details

As Low As

Rate History
No change since Sep 14, 2026 · 8.00% APR · checked 5 times
7.50%8.00%8.50%Sep 14, 2026: 8.00% APRSep 14, 2026Oct 13, 2026
Christian Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.08%
8800 Cleveland Ave NW, North Canton, OH, 44720
G.O.O.D Loans (Get Out Of Debt)
8.00%
View
▼
APR8.00%
TermN/A
Last UpdatedNot available
Details

Credit score of 630 and above required

Rate History
No change since Sep 22, 2026 · 8.00% APR · checked 4 times
7.50%8.00%8.50%Sep 22, 2026: 8.00% APRSep 22, 2026Oct 13, 2026
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.77%
215 Deo Dr, newark, OH, 43055 3048
Signature (Personal) LoanTerm: 25 to 36 Months
8.42%
View
▼
APR8.42%
Interest Rate7.74%
Term25 to 36 Months
Last UpdatedNot available
Details

As Low As; Based on TruePerks membership and credit score of 740 or better

Rate History
No change since Sep 16, 2026 · 8.42% APR · checked 2 times
7.92%8.42%8.92%Sep 16, 2026: 8.42% APRSep 16, 2026Oct 13, 2026
BREWSTER
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
105 Wabash Ave S, Brewster, OH, 44613
Personal/Signature Loan
8.45%
View
▼
APR8.45%
TermN/A
Last UpdatedNot available
Details

As Low As

Rate History
No change since Sep 14, 2026 · 8.45% APR · checked 7 times
7.95%8.45%8.95%Sep 14, 2026: 8.45% APRSep 14, 2026Oct 13, 2026
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.77%
215 Deo Dr, newark, OH, 43055 3048
Signature (Personal) LoanTerm: 13 to 24 Months
8.48%
View
▼
APR8.48%
Interest Rate7.49%
Term13 to 24 Months
Last UpdatedNot available
Details

As Low As; Based on TruePerks membership and credit score of 740 or better

Rate History
No change since Sep 16, 2026 · 8.48% APR · checked 2 times
7.98%8.48%8.98%Sep 16, 2026: 8.48% APRSep 16, 2026Oct 13, 2026
Cincinnati Interagency Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
26 Martin Luther King Dr W, Cincinnati, OH, 45220 2242
Signature LoanTerm: Up to 12 months
8.49%
View
▼
APR8.49%
TermUp to 12 months
Last UpdatedNot available
Details

For general purpose loans of $1000 and greater

Rate History
No change since Sep 17, 2026 · 8.49% APR · checked 7 times
7.99%8.49%8.99%Sep 17, 2026: 8.49% APRSep 17, 2026Oct 13, 2026
Scott Associates Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.90%
14111 Scottslawn Rd, Marysville, OH, 43040
Personal Loans
8.50%
View
▼
APR8.50%
TermN/A
Last UpdatedNot available
Details

As Low As; Featured Rate; Annual Percentage Rate

Rate History
No change since Sep 14, 2026 · 8.50% APR · checked 6 times
8.00%8.50%9.00%Sep 14, 2026: 8.50% APRSep 14, 2026Oct 13, 2026
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
7221 Montgomery Rd, Cincinnati, OH, 45236
Short Term Personal Loan - Tier A+
8.50%
View
▼
APR8.50%
Interest Rate7.50%
TermN/A
Last UpdatedNot available
Details

Maximum Limits: $7,500; Diamond Club*

Rate History
No change since Oct 10, 2026 · 8.50% APR
8.00%8.50%9.00%Oct 10, 2026: 8.50% APROct 10, 2026Oct 13, 2026
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.77%
215 Deo Dr, newark, OH, 43055 3048
Signature (Personal) LoanTerm: 37 to 48 Months
8.51%
View
▼
APR8.51%
Interest Rate7.99%
Term37 to 48 Months
Last UpdatedNot available
Details

As Low As; Loan Committee or CLS approval required; Based on TruePerks membership and credit score of 740 or better

Rate History
No change since Oct 12, 2026 · 8.51% APR
8.01%8.51%9.01%Oct 12, 2026: 8.51% APROct 12, 2026Oct 13, 2026
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.77%
215 Deo Dr, newark, OH, 43055 3048
Signature (Personal) LoanTerm: Up to 12 Months
8.61%
View
▼
APR8.61%
Interest Rate6.74%
TermUp to 12 Months
Last UpdatedNot available
Details

As Low As; Based on TruePerks membership and credit score of 740 or better

Rate History
No change since Sep 16, 2026 · 8.61% APR · checked 2 times
8.11%8.61%9.11%Sep 16, 2026: 8.61% APRSep 16, 2026Oct 13, 2026
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
7221 Montgomery Rd, Cincinnati, OH, 45236
Short Term Personal Loan - Tier
8.65%
View
▼
APR8.65%
Interest Rate7.65%
TermN/A
Last UpdatedNot available
Details

Maximum Limits: $6,500; Diamond Club*

Rate History
No change since Oct 10, 2026 · 8.65% APR
8.15%8.65%9.15%Oct 10, 2026: 8.65% APROct 10, 2026Oct 13, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
1240 E 9th St, Cleveland, OH, 44199
Personal LoanTerm: Up to 36 Months
8.74%
View
▼
APR8.74%
TermUp to 36 Months
Last UpdatedNot available
Details

Rates as of Oct 09, 2026 ET. Personal Loan rates range from 8.74% to 18.00% APR. Payment Example: A loan amount of $5,000 for 36 months has a payment range from $159 to $183 and finance charge range from $742 to $1,598.

Rate History
No change since Sep 30, 2026 · 8.74% APR · checked 4 times
8.24%8.74%9.24%Sep 30, 2026: 8.74% APRSep 30, 2026Oct 13, 2026
Firestone Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.76%
31 Hanna Pkwy, Coventry township, OH, 44319
Other Unsecured LoansTerm: Up to 40 Months
8.75%
View
▼
APR8.75%
TermUp to 40 Months
Last UpdatedNot available
Details

Unsecured Loans; $10,000 limit

Rate History
No change since Sep 14, 2026 · 8.75% APR · checked 9 times
8.25%8.75%9.25%Sep 14, 2026: 8.75% APRSep 14, 2026Oct 13, 2026
Sharefax Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.78%
1147 OLD STATE ROUTE 74, BATAVIA, OH, 45103
Signature Loan
8.75%
View
▼
APR8.75%
TermN/A
Last UpdatedNot available
Details

Rates as low as:

Rate History
No change since Sep 14, 2026 · 8.75% APR · checked 5 times
8.25%8.75%9.25%Sep 14, 2026: 8.75% APRSep 14, 2026Oct 13, 2026
CLEVELAND SELFRELIANCE
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
6108 State Rd, Parma, OH, 44134 3702
PERSONAL LOAN LIMITTerm: 12 Months
8.75%
View
▼
APR8.75%
Interest Rate8.75%
Term12 Months
Last UpdatedNot available
Details

No additional details available.

Rate History
No change since Sep 30, 2026 · 8.75% APR · checked 4 times
8.25%8.75%9.25%Sep 30, 2026: 8.75% APRSep 30, 2026Oct 13, 2026
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
7221 Montgomery Rd, Cincinnati, OH, 45236
Short Term Personal Loan - Tier B
8.80%
View
▼
APR8.80%
Interest Rate7.80%
TermN/A
Last UpdatedNot available
Details

Maximum Limits: $5,500; Diamond Club*

Rate History
No change since Oct 10, 2026 · 8.80% APR
8.30%8.80%9.30%Oct 10, 2026: 8.80% APROct 10, 2026Oct 13, 2026
Falls Catholic Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
33 Graham Rd, Cuyahoga Falls, OH, 44223
Signature Loans
8.95%
View
▼
APR8.95%
TermN/A
Last UpdatedNot available
Details

As Low As

Rate History
No change since Oct 10, 2026 · 8.95% APR
8.45%8.95%9.45%Oct 10, 2026: 8.95% APROct 10, 2026Oct 13, 2026
Achieve Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
340 Griswold Rd, Elyria, OH, 44035
Personal / Vacation / Holiday Loan
8.95%
View
▼
APR8.95%
TermN/A
Last UpdatedNot available
Details

As low as

Rate History
No change since Oct 10, 2026 · 8.95% APR
8.45%8.95%9.45%Oct 10, 2026: 8.95% APROct 10, 2026Oct 13, 2026
Achieve Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
340 Griswold Rd, Elyria, OH, 44035
Personal Loan
8.95%
View
▼
APR8.95%
TermN/A
Last UpdatedNot available
Details

As Low As

Rate History
No change since Sep 14, 2026 · 8.95% APR · checked 6 times
8.45%8.95%9.45%Sep 14, 2026: 8.95% APRSep 14, 2026Oct 13, 2026
Century Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.01%
28251 Lorain Rd, North Olmsted, OH, 44070
Signature/Personal Loan
8.99%
View
▼
APR8.99%
TermN/A
Last UpdatedNot available
Details

As Low As; Limit: up to $35,000

Rate History
1 change since Sep 14, 2026 · 8.74% → 8.99% ▲ 0.25 pts · high 8.99% / low 8.74%
8.24%8.87%9.49%Sep 14, 2026: 8.74% APRSep 25, 2026: 8.99% APRSep 14, 2026Oct 13, 2026
  • Sep 25, 20268.99%▲ from 8.74%
  • Sep 14, 20268.74%first recorded
Cincinnati Interagency Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
26 Martin Luther King Dr W, Cincinnati, OH, 45220 2242
Signature LoanTerm: Up to 24 months
8.99%
View
▼
APR8.99%
TermUp to 24 months
Last UpdatedNot available
Details

For general purpose loans of $1000 and greater

Rate History
No change since Sep 17, 2026 · 8.99% APR · checked 7 times
8.49%8.99%9.49%Sep 17, 2026: 8.99% APRSep 17, 2026Oct 13, 2026
Everence Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
4136 Kidron Rd, Dalton, OH, 44618
Personal Loan
8.99%
View
▼
APR8.99%
TermN/A
Last UpdatedNot available
Details

As Low As; Rates subject to credit score; Personal loans available as low as 8.99% APR for qualified borrowers; Rate current as of October 1, 2026

Rate History
No change since Sep 14, 2026 · 8.99% APR · checked 6 times
8.49%8.99%9.49%Sep 14, 2026: 8.99% APRSep 14, 2026Oct 13, 2026
Jeep Country Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.93%
7030 Spring Meadows West Dr, Holland, OH, 43528 9293
Signature/Personal LoansTerm: 12 Months
9.00%
View
▼
APR9.00%
Term12 Months
Last UpdatedNot available
Details

Loan amount: $0 - $1,000; APR as low as; range per page

Rate History
No change since Sep 16, 2026 · 9.00% APR · checked 5 times
8.50%9.00%9.50%Sep 16, 2026: 9.00% APRSep 16, 2026Oct 13, 2026
All Saints Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
5269 E 104th St, Garfield Hts, OH, 44125 2407
Signature Loans - 12 month Holiday LoanTerm: 12 month
9.00%
View
▼
APR9.00%
Term12 month
Last UpdatedNot available
Details

As Low As; Interest rate based on credit history plus number of years financed

Rate History
No change since Sep 14, 2026 · 9.00% APR · checked 5 times
8.50%9.00%9.50%Sep 14, 2026: 9.00% APRSep 14, 2026Oct 13, 2026
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.53%
5602 State Rd, Cleveland, OH, 44134
Personal LoanTerm: 1 years
9.00%
View
▼
APR9.00%
Term1 years
Last UpdatedNot available
Details

As Low As; APR* as low as

Rate History
1 change since Sep 12, 2026 · 10.00% → 9.00% ▼ 1.00 pts · high 10.00% / low 9.00%
8.00%9.50%11.00%Sep 12, 2026: 10.00% APROct 12, 2026: 9.00% APRSep 12, 2026Oct 13, 2026
  • Oct 12, 20269.00%▼ from 10.00%
  • Sep 12, 202610.00%first recorded
University of Toledo Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.95%
5248 Hill Ave, Toledo, OH, 43615 5868
Other Loans - Signature
9.00%
View
▼
APR9.00%
TermN/A
Last UpdatedNot available
Details

As Low As; Starting at 9.00% APR

Rate History
No change since Oct 13, 2026 · 9.00% APR
8.50%9.00%9.50%Oct 13, 2026: 9.00% APROct 13, 2026Oct 13, 2026
University of Toledo Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.95%
5248 Hill Ave, Toledo, OH, 43615 5868
Signature (Personal) LoanTerm: Up to 60 months
9.00%
View
▼
APR9.00%
TermUp to 60 months
Last UpdatedNot available
Details

As Low As; Borrow up to $25,000; Credit Life/Disability Insurance available; Debt consolidation; Fixed rate and fixed term

Rate History
No change since Sep 14, 2026 · 9.00% APR · checked 6 times
8.50%9.00%9.50%Sep 14, 2026: 9.00% APRSep 14, 2026Oct 13, 2026
DN Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
3964 Fulton Dr NW, Canton, OH, 44718
Personal Loans
9.00%
View
▼
APR9.00%
TermN/A
Last UpdatedNot available
Details

As Low As; Rates Effective as of 9/17/2026; Rates subject to change without notice

Rate History
No change since Sep 14, 2026 · 9.00% APR · checked 8 times
8.50%9.00%9.50%Sep 14, 2026: 9.00% APRSep 14, 2026Oct 13, 2026
Buckeye State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
520 S Main St, Akron, OH, 44311
Personal Loan
9.00%
View
▼
APR9.00%
TermN/A
Last UpdatedNot available
Details

No additional details available.

Rate History
1 change since Sep 14, 2026 · 7.50% → 9.00% ▲ 1.50 pts · high 9.00% / low 7.50%
6.00%8.25%10.50%Sep 14, 2026: 7.50% APROct 10, 2026: 9.00% APRSep 14, 2026Oct 13, 2026
  • Oct 10, 20269.00%▲ from 7.50%
  • Sep 14, 20267.50%first recorded
Toledo Fire Fighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.79%
2800 W Laskey Rd, Toledo, OH, 43613 3248
Signature Loan
9.15%
View
▼
APR9.15%
Interest Rate8.99%
TermN/A
Last UpdatedNot available
Details

Rates as low as: 8.99%*; * Indicates rate as low as based on credit score.

Rate History
No change since Sep 16, 2026 · 9.15% APR · checked 5 times
8.65%9.15%9.65%Sep 16, 2026: 9.15% APRSep 16, 2026Oct 13, 2026
Friends And Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
46 Federal Ave NW, Massillon, OH, 44647
Bill Consolidation & Signature LoansTerm: Up to 12 Months
9.19%
View
▼
APR9.19%
TermUp to 12 Months
Last UpdatedNot available
Details

As Low As; APPLY

Rate History
No change since Sep 14, 2026 · 9.19% APR · checked 6 times
8.69%9.19%9.69%Sep 14, 2026: 9.19% APRSep 14, 2026Oct 13, 2026
Ohio Educational Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
17526 Madison Ave, Lakewood, OH, 44107
Personal Term LoanTerm: up to 60 Months
9.20%
View
▼
APR9.20%
Interest Rate8.99%
Termup to 60 Months
Last UpdatedNot available
Details

No additional details available.

Rate History
No change since Sep 14, 2026 · 9.20% APR · checked 6 times
8.70%9.20%9.70%Sep 14, 2026: 9.20% APRSep 14, 2026Oct 13, 2026
Stark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
3426 Cleveland Ave NW, Canton, OH, 44709 2747
Signature Loan
9.24%
View
▼
APR9.24%
TermN/A
Last UpdatedNot available
Details

As Low As; Rates are calculated by Annual Percentage Rate (APR)

Rate History
No change since Sep 14, 2026 · 9.24% APR · checked 7 times
8.74%9.24%9.74%Sep 14, 2026: 9.24% APRSep 14, 2026Oct 13, 2026
CAREY POVERELLO
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
201 N Vance St, Carey, OH, 43316 1038
Signature LoanTerm: Up to 60 months
9.24%
View
▼
APR9.24%
TermUp to 60 months
Last UpdatedNot available
Details

Rates As Low As; and $20,000

Rate History
1 change since Sep 14, 2026 · 8.74% → 9.24% ▲ 0.50 pts · high 9.24% / low 8.74%
8.24%8.99%9.74%Sep 14, 2026: 8.74% APROct 10, 2026: 9.24% APRSep 14, 2026Oct 13, 2026
  • Oct 10, 20269.24%▲ from 8.74%
  • Sep 14, 20268.74%first recorded
Holy Family Parma Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.73%
7367 York Rd, Parma, OH, 44130 5162
Signature LoansTerm: 24 Months Maximum
9.25%
View
▼
APR9.25%
Interest Rate9.25%
Term24 Months Maximum
Last UpdatedNot available
Details

Beacon Score 725+; Maximum Amount: $1,500

Rate History
No change since Sep 20, 2026 · 9.25% APR · checked 4 times
8.75%9.25%9.75%Sep 20, 2026: 9.25% APRSep 20, 2026Oct 13, 2026
CLEVELAND SELFRELIANCE
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
6108 State Rd, Parma, OH, 44134 3702
PERSONAL LOAN LIMITTerm: 24 Months
9.25%
View
▼
APR9.25%
Interest Rate9.25%
Term24 Months
Last UpdatedNot available
Details

No additional details available.

Rate History
No change since Sep 30, 2026 · 9.25% APR · checked 4 times
8.75%9.25%9.75%Sep 30, 2026: 9.25% APRSep 30, 2026Oct 13, 2026
Community Star Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.42%
832 Cleveland St, Elyria, OH, 44035 4141
Signature Loans
9.39%
View
▼
APR9.39%
TermN/A
Last UpdatedNot available
Details

As Low As; additional conditions apply; ask for details

Rate History
No change since Sep 22, 2026 · 9.39% APR · checked 4 times
8.89%9.39%9.89%Sep 22, 2026: 9.39% APRSep 22, 2026Oct 13, 2026
Friends And Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
46 Federal Ave NW, Massillon, OH, 44647
Bill Consolidation & Signature LoansTerm: Up to 24 Months
9.39%
View
▼
APR9.39%
TermUp to 24 Months
Last UpdatedNot available
Details

As Low As; APPLY

Rate History
No change since Sep 14, 2026 · 9.39% APR · checked 6 times
8.89%9.39%9.89%Sep 14, 2026: 9.39% APRSep 14, 2026Oct 13, 2026
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.77%
215 Deo Dr, newark, OH, 43055 3048
Signature (Personal) LoanTerm: 49 to 60 Months
9.42%
View
▼
APR9.42%
Interest Rate8.99%
Term49 to 60 Months
Last UpdatedNot available
Details

As Low As; Loan Committee or CLS approval required; Based on TruePerks membership and credit score of 740 or better

Rate History
No change since Oct 12, 2026 · 9.42% APR
8.92%9.42%9.92%Oct 12, 2026: 9.42% APROct 12, 2026Oct 13, 2026
First Mutual Bank, FSB
Institution Rating:
A+5.0 ★Texas Ratio: 3.45%
605 Washington Blvd, Belpre, OH, 45714
Personal LoanTerm: 24 months
9.46%
View
▼
APR9.46%
Interest Rate8.80%
Term24 months
Last UpdatedNot available
Details

No additional details available.

Rate History
No change since Sep 14, 2026 · 9.46% APR · checked 6 times
8.96%9.46%9.96%Sep 14, 2026: 9.46% APRSep 14, 2026Oct 13, 2026
Jeep Country Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.93%
7030 Spring Meadows West Dr, Holland, OH, 43528 9293
Signature/Personal LoansTerm: 48 Months
9.49%
View
▼
APR9.49%
Term48 Months
Last UpdatedNot available
Details

Loan amount: $4,001 - $6,000; APR as low as; range per page

Rate History
No change since Sep 16, 2026 · 9.49% APR · checked 5 times
8.99%9.49%9.99%Sep 16, 2026: 9.49% APRSep 16, 2026Oct 13, 2026
WES Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
38024 2nd St, Willoughby, OH, 44094 6105
Signature Loan
9.49%
View
▼
APR9.49%
Interest Rate9.49%
TermN/A
Last UpdatedNot available
Details

Up to $15,000

Rate History
No change since Sep 14, 2026 · 9.49% APR · checked 5 times
8.99%9.49%9.99%Sep 14, 2026: 9.49% APRSep 14, 2026Oct 13, 2026
Universal 1 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.33%
1 River Park Dr, Dayton, OH, 45409 2104
Signature Loan
9.49%
View
▼
APR9.49%
TermN/A
Last UpdatedNot available
Details

As Low As; Current Rates as of Tuesday, October 13th, 2026

Rate History
No change since Oct 1, 2026 · 9.49% APR · checked 3 times
8.99%9.49%9.99%Oct 1, 2026: 9.49% APROct 1, 2026Oct 13, 2026
Cornerstone Community Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.38%
28543 Oregon Rd, Perrysburg, OH, 43551
Personal/Unsecured LoanTerm: 12 - 36 months
9.49%
View
▼
APR9.49%
Term12 - 36 months
Last UpdatedNot available
Details

1Rates as low as

Rate History
No change since Sep 14, 2026 · 9.49% APR · checked 6 times
8.99%9.49%9.99%Sep 14, 2026: 9.49% APRSep 14, 2026Oct 13, 2026
Campbell Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.61%
12773 STATE ROUTE 110, NAPOLEON, OH, 43545
Personal LoanTerm: 72 months
9.50%
View
▼
APR9.50%
Interest Rate9.50%
Term72 months
Last UpdatedNot available
Details

No additional details available.

Rate History
No change since Sep 30, 2026 · 9.50% APR · checked 3 times
9.00%9.50%10.00%Sep 30, 2026: 9.50% APRSep 30, 2026Oct 13, 2026
Friends And Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
46 Federal Ave NW, Massillon, OH, 44647
Bill Consolidation & Signature LoansTerm: Up to 36 Months
9.69%
View
▼
APR9.69%
TermUp to 36 Months
Last UpdatedNot available
Details

As Low As; APPLY

Rate History
No change since Sep 14, 2026 · 9.69% APR · checked 6 times
9.19%9.69%10.19%Sep 14, 2026: 9.69% APRSep 14, 2026Oct 13, 2026
Champion Credit Union Toledo, OH
Institution Rating:
A+5.0 ★Texas Ratio: 2.54%
4140 W Laskey Rd, Toledo, OH, 43623 3758
Personal Loan
9.74%
View
▼
APR9.74%
TermN/A
Last UpdatedNot available
Details

As Low As; APR = Annual Percentage Rate

Rate History
No change since Sep 14, 2026 · 9.74% APR · checked 6 times
9.24%9.74%10.24%Sep 14, 2026: 9.74% APRSep 14, 2026Oct 13, 2026
USX Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.77%
539 S Main St, Findlay, OH, 45840
Personal/Signature LoansTerm: Up to 60 Months
9.74%
View
▼
APR9.74%
TermUp to 60 Months
Last UpdatedNot available
Details

No additional details available.

Rate History
No change since Sep 14, 2026 · 9.74% APR · checked 7 times
9.24%9.74%10.24%Sep 14, 2026: 9.74% APRSep 14, 2026Oct 13, 2026
Canton School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.68%
1380 Market Ave N, Canton, OH, 44714 2606
Unsecured LoanTerm: 24 months
9.75%
View
▼
APR9.75%
Term24 months
Last UpdatedNot available
Details

Sample monthly payment for a loan of $5,000 for 24 months at 9.75% APR would be approximately $230.15. Sample monthly payment for a loan of $10,000 for 60 months at 13.25% APR would be approximately $228.81. All rates and promotions subject to change without notice. Your actual rate and payment amount may be different as determined by your term, loan amount and credit qualifications. All rates and promotions subject to change without notice.

Rate History
No change since Oct 12, 2026 · 9.75% APR
9.25%9.75%10.25%Oct 12, 2026: 9.75% APROct 12, 2026Oct 13, 2026
Canton School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.68%
1380 Market Ave N, Canton, OH, 44714 2606
Unsecured Loans
9.75%
View
▼
APR9.75%
TermN/A
Last UpdatedNot available
Details

As low as

Rate History
No change since Sep 16, 2026 · 9.75% APR · checked 5 times
9.25%9.75%10.25%Sep 16, 2026: 9.75% APRSep 16, 2026Oct 13, 2026
Quest Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.74%
12837 US Highway 68, Kenton, OH, 43326
SIGNATURE LOANTerm: 12 months
9.75%
View
▼
APR9.75%
Term12 months
Last UpdatedNot available
Details

As Low As; Unsecured Loan, funds can be used for anything

Rate History
1 change since Sep 21, 2026 · 9.70% → 9.75% ▲ 0.05 pts · high 9.75% / low 9.70%
9.20%9.73%10.25%Sep 21, 2026: 9.70% APROct 5, 2026: 9.75% APRSep 21, 2026Oct 13, 2026
  • Oct 5, 20269.75%▲ from 9.70%
  • Sep 21, 20269.70%first recorded
Riverview Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.04%
403 Main St, Belpre, OH, 45714 1615
Signature LoansTerm: 24 months
9.75%
View
▼
APR9.75%
Interest Rate9.75%
Term24 months
Last UpdatedNot available
Details

Up to $2,500

Rate History
No change since Sep 14, 2026 · 9.75% APR · checked 8 times
9.25%9.75%10.25%Sep 14, 2026: 9.75% APRSep 14, 2026Oct 13, 2026
Riverview Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.04%
403 Main St, Belpre, OH, 45714 1615
Signature Loans to $15,000Term: 24 months
9.75%
View
▼
APR9.75%
Interest Rate9.75%
Term24 months
Last UpdatedNot available
Details

No additional details available.

Rate History
No change since Oct 9, 2026 · 9.75% APR · checked 3 times
9.25%9.75%10.25%Oct 9, 2026: 9.75% APROct 9, 2026Oct 13, 2026
Riverview Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.04%
403 Main St, Belpre, OH, 45714 1615
Signature Loans to $5,000Term: 24 months
9.75%
View
▼
APR9.75%
Interest Rate9.75%
Term24 months
Last UpdatedNot available
Details

No additional details available.

Rate History
No change since Oct 9, 2026 · 9.75% APR · checked 3 times
9.25%9.75%10.25%Oct 9, 2026: 9.75% APROct 9, 2026Oct 13, 2026
Riverview Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.04%
403 Main St, Belpre, OH, 45714 1615
Signature Loans to $7,500Term: 24 months
9.75%
View
▼
APR9.75%
Interest Rate9.75%
Term24 months
Last UpdatedNot available
Details

No additional details available.

Rate History
No change since Oct 9, 2026 · 9.75% APR · checked 3 times
9.25%9.75%10.25%Oct 9, 2026: 9.75% APROct 9, 2026Oct 13, 2026
CLEVELAND SELFRELIANCE
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
6108 State Rd, Parma, OH, 44134 3702
PERSONAL LOAN LIMITTerm: 36 Months
9.75%
View
▼
APR9.75%
Interest Rate9.75%
Term36 Months
Last UpdatedNot available
Details

No additional details available.

Rate History
No change since Sep 30, 2026 · 9.75% APR · checked 4 times
9.25%9.75%10.25%Sep 30, 2026: 9.75% APRSep 30, 2026Oct 13, 2026
Whitewater Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.37%
1157 Harrison Ave, harrison, OH, 45030
Unsecured (personal loan)Term: Up to 36 Months
9.85%
View
▼
APR9.85%
Interest Rate9.49%
TermUp to 36 Months
Last UpdatedNot available
Details

up to $10,000; As Low As; Unsecured loan up to $10,000; APR of 9.85% based on borrowing $7,500 for 36 months with 710 or higher credit score; $40 processing fee

Rate History
2 changes since Sep 14, 2026 · 9.85% → 9.85% ▼ 0.00 pts · high 9.85% / low 9.49%
8.99%9.67%10.35%Sep 14, 2026: 9.85% APRSep 18, 2026: 9.49% APRSep 22, 2026: 9.85% APRSep 14, 2026Oct 13, 2026
  • Sep 22, 20269.85%▲ from 9.49%
  • Sep 18, 20269.49%▼ from 9.85%
  • Sep 14, 20269.85%first recorded
Whitewater Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.37%
1157 Harrison Ave, harrison, OH, 45030
Unsecured LoanTerm: 36 months
9.85%
View
▼
APR9.85%
Term36 months
Last UpdatedNot available
Details

Based on borrowing $7,500 for 36 months with a 710+ credit score; $40 processing fee; excludes VISA Credit Cards; rates may vary based on credit history

Rate History
No change since Sep 14, 2026 · 9.85% APR · checked 6 times
9.35%9.85%10.35%Sep 14, 2026: 9.85% APRSep 14, 2026Oct 13, 2026
Firefighters And Company Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.20%
338 S Patterson Blvd, Dayton, OH, 45402 2845
Personal Loans maximum term 60 monthsTerm: up to 60 months
9.90%
View
▼
APR9.90%
Interest Rate9.74%
Termup to 60 months
Last UpdatedNot available
Details

up to $25,000,; As Low As

Rate History
No change since Sep 16, 2026 · 9.90% APR · checked 5 times
9.40%9.90%10.40%Sep 16, 2026: 9.90% APRSep 16, 2026Oct 13, 2026
National Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.12%
1810 Buchholzer Blvd, Akron, OH, 44310
Signature Loans
9.90%
View
▼
APR9.90%
TermN/A
Last UpdatedNot available
Details

Published APR range: 9.90%-17.90%.

Rate History
No change since Sep 16, 2026 · 9.90% APR · checked 5 times
9.40%9.90%10.40%Sep 16, 2026: 9.90% APRSep 16, 2026Oct 13, 2026
Wiremens Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
5800 State Rd, Parma, OH, 44134
Signature LoanTerm: up to 36 months
9.90%
View
▼
APR9.90%
Termup to 36 months
Last UpdatedNot available
Details

up to $6.000.00; As Low As

Rate History
No change since Sep 14, 2026 · 9.90% APR · checked 6 times
9.40%9.90%10.40%Sep 14, 2026: 9.90% APRSep 14, 2026Oct 13, 2026
Millstream Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
1007 Western Ave, Findlay, OH, 45840
Signature Loan
9.95%
View
▼
APR9.95%
TermN/A
Last UpdatedNot available
Details

As Low As

Rate History
No change since Sep 14, 2026 · 9.95% APR · checked 6 times
9.45%9.95%10.45%Sep 14, 2026: 9.95% APRSep 14, 2026Oct 13, 2026
Cincinnati Interagency Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
26 Martin Luther King Dr W, Cincinnati, OH, 45220 2242
Signature LoanTerm: For 25 to 60 months
9.99%
View
▼
APR9.99%
TermFor 25 to 60 months
Last UpdatedNot available
Details

For general purpose loans of $1000 and greater; footnote *2

Rate History
No change since Oct 12, 2026 · 9.99% APR
9.49%9.99%10.49%Oct 12, 2026: 9.99% APROct 12, 2026Oct 13, 2026
Fasson Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.73%
250 Chester St # 1 E, Painesville, OH, 44077 4118
Signature Loan
9.99%
View
▼
APR9.99%
TermN/A
Last UpdatedNot available
Details

Credit Score: 750+; Risk: Very Low; Credit Union Score: A+

Rate History
No change since Sep 21, 2026 · 9.99% APR · checked 6 times
9.49%9.99%10.49%Sep 21, 2026: 9.99% APRSep 21, 2026Oct 13, 2026
Golden Circle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.75%
4118 Lincoln Way E, Massillon, OH, 44646 3348
Unsecured Loans
9.99%
View
▼
APR9.99%
TermN/A
Last UpdatedNot available
Details

Term: Contact us for details.; As low as; Interest rates are determined by the credit profile of the borrowing member and the terms and conditions of the loan request. No interest rate is finalized until a valid Loan Application has been submitted. The above rates are valid as of the date listed above, and subject to change without notice.

Rate History
No change since Sep 22, 2026 · 9.99% APR · checked 3 times
9.49%9.99%10.49%Sep 22, 2026: 9.99% APRSep 22, 2026Oct 13, 2026
Code Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.49%
355 W Monument Ave, Dayton, OH, 45402
Signature LoanTerm: 60 months
9.99%
View
▼
APR9.99%
Term60 months
Last UpdatedNot available
Details

As Low As; Personal Loans and Credit Lines

Rate History
No change since Sep 14, 2026 · 9.99% APR · checked 7 times
9.49%9.99%10.49%Sep 14, 2026: 9.99% APRSep 14, 2026Oct 13, 2026
Education First Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 13.58%
510 E Mound St, Columbus, OH, 43215 5539
Debt Consolidation / up to 24 Months LoanTerm: up to 24 Months
9.99%
View
▼
APR9.99%
Termup to 24 Months
Last UpdatedNot available
Details

$1,000-$2,499; As low as

Rate History
No change since Oct 10, 2026 · 9.99% APR
9.49%9.99%10.49%Oct 10, 2026: 9.99% APROct 10, 2026Oct 13, 2026
Education First Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 13.58%
510 E Mound St, Columbus, OH, 43215 5539
Debt Consolidation / up to 36 Months LoanTerm: up to 36 Months
9.99%
View
▼
APR9.99%
Termup to 36 Months
Last UpdatedNot available
Details

$2,500 - $4,999; As low as

Rate History
No change since Oct 10, 2026 · 9.99% APR
9.49%9.99%10.49%Oct 10, 2026: 9.99% APROct 10, 2026Oct 13, 2026
Education First Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 13.58%
510 E Mound St, Columbus, OH, 43215 5539
Debt Consolidation / up to 48 Months LoanTerm: up to 48 Months
9.99%
View
▼
APR9.99%
Termup to 48 Months
Last UpdatedNot available
Details

$5,000-$7,499; As low as

Rate History
No change since Oct 10, 2026 · 9.99% APR
9.49%9.99%10.49%Oct 10, 2026: 9.99% APROct 10, 2026Oct 13, 2026
Education First Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 13.58%
510 E Mound St, Columbus, OH, 43215 5539
Debt Consolidation LoanTerm: up to 24 Months
9.99%
View
▼
APR9.99%
Termup to 24 Months
Last UpdatedNot available
Details

As low as

Rate History
No change since Sep 18, 2026 · 9.99% APR · checked 3 times
9.49%9.99%10.49%Sep 18, 2026: 9.99% APRSep 18, 2026Oct 13, 2026
Education First Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 13.58%
510 E Mound St, Columbus, OH, 43215 5539
Personal / up to 24 months LoanTerm: up to 24 months
9.99%
View
▼
APR9.99%
Termup to 24 months
Last UpdatedNot available
Details

$1,000-$2,499; As low as

Rate History
No change since Sep 14, 2026 · 9.99% APR · checked 5 times
9.49%9.99%10.49%Sep 14, 2026: 9.99% APRSep 14, 2026Oct 13, 2026
Education First Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 13.58%
510 E Mound St, Columbus, OH, 43215 5539
Personal / up to 36 months LoanTerm: up to 36 months
9.99%
View
▼
APR9.99%
Termup to 36 months
Last UpdatedNot available
Details

$2,500 - $4,999; As low as

Rate History
No change since Sep 14, 2026 · 9.99% APR · checked 5 times
9.49%9.99%10.49%Sep 14, 2026: 9.99% APRSep 14, 2026Oct 13, 2026
Education First Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 13.58%
510 E Mound St, Columbus, OH, 43215 5539
Personal / up to 48 months LoanTerm: up to 48 months
9.99%
View
▼
APR9.99%
Termup to 48 months
Last UpdatedNot available
Details

$5,000-$7,499; As low as

Rate History
No change since Sep 14, 2026 · 9.99% APR · checked 5 times
9.49%9.99%10.49%Sep 14, 2026: 9.99% APRSep 14, 2026Oct 13, 2026
Education First Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 13.58%
510 E Mound St, Columbus, OH, 43215 5539
Personal / up to 60 months LoanTerm: up to 60 months
9.99%
View
▼
APR9.99%
Termup to 60 months
Last UpdatedNot available
Details

$7,500+; As low as

Rate History
No change since Sep 14, 2026 · 9.99% APR · checked 2 times
9.49%9.99%10.49%Sep 14, 2026: 9.99% APRSep 14, 2026Oct 13, 2026
Education First Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 13.58%
510 E Mound St, Columbus, OH, 43215 5539
Personal LoanTerm: up to 24 months
9.99%
View
▼
APR9.99%
Termup to 24 months
Last UpdatedNot available
Details

As low as; Loan Amount: $1,000-$2,499

Rate History
No change since Sep 18, 2026 · 9.99% APR · checked 5 times
9.49%9.99%10.49%Sep 18, 2026: 9.99% APRSep 18, 2026Oct 13, 2026
Genesis Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
830 Bethesda Dr, Zanesville, OH, 43701 1895
Personal LoansTerm: up to 48 months
9.99%
View
▼
APR9.99%
Termup to 48 months
Last UpdatedNot available
Details

As low as; Loan interest rates are based on credit worthiness and the terms of the loan.

Rate History
No change since Oct 10, 2026 · 9.99% APR
9.49%9.99%10.49%Oct 10, 2026: 9.99% APROct 10, 2026Oct 13, 2026
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.81%
1627 Holland Rd, Maumee, OH, 43537
Unsecured Loan
10.00%
View
▼
APR10.00%
TermN/A
Last UpdatedNot available
Details

As Low As

Rate History
No change since Sep 20, 2026 · 10.00% APR · checked 5 times
9.50%10.00%10.50%Sep 20, 2026: 10.00% APRSep 20, 2026Oct 13, 2026
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.53%
5602 State Rd, Cleveland, OH, 44134
Personal LoanTerm: 1 years
10.00%
View
▼
APR10.00%
Term1 years
Last UpdatedNot available
Details

APR*

Rate History
No change since Sep 12, 2026 · 10.00% APR · checked 8 times
9.50%10.00%10.50%Sep 12, 2026: 10.00% APRSep 12, 2026Oct 13, 2026
Solon Chagrin Falls Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
33600 Inwood Dr, Solon, OH, 44139 4132
Signature LoanTerm: 36 months
10.00%
View
▼
APR10.00%
Term36 months
Last UpdatedNot available
Details

Max loan $3,000. Add .25/.26 if payments are not made by payroll deduction or ACH.

Rate History
No change since Oct 9, 2026 · 10.00% APR
9.50%10.00%10.50%Oct 9, 2026: 10.00% APROct 9, 2026Oct 13, 2026
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.80%
134 3rd St, Tiltonsville, OH, 43963
Signature LoanTerm: 24 Months
10.00%
View
▼
APR10.00%
Term24 Months
Last UpdatedNot available
Details

Amount: up to $3,000; Credit Grade: A++ 750+

Rate History
No change since Sep 18, 2026 · 10.00% APR · checked 4 times
9.50%10.00%10.50%Sep 18, 2026: 10.00% APRSep 18, 2026Oct 13, 2026
Steel Valley Federal Credit Union
Institution Rating:
B-4.4 ★Texas Ratio: 22.34%
3840 Pearl Rd, Cleveland, OH, 44109 2751
Signature and Personal LoanTerm: 24 months
10.00%
View
▼
APR10.00%
Term24 months
Last UpdatedNot available
Details

Credit Grade: A+; Credit Score: 730 +

Rate History
No change since Sep 14, 2026 · 10.00% APR · checked 8 times
9.50%10.00%10.50%Sep 14, 2026: 10.00% APRSep 14, 2026Oct 13, 2026
Toledo Urban Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.05%
1441 Dorr St, Toledo, OH, 43607 3956
Signature UnsecuredTerm: 60 Months
10.00%
View
▼
APR10.00%
Interest Rate10.00%
Term60 Months
Last UpdatedNot available
Details

Published rate range: 10.0% - 18.0%. Maximum Allowed: $15,000.00

Rate History
No change since Sep 14, 2026 · 10.00% APR · checked 8 times
9.50%10.00%10.50%Sep 14, 2026: 10.00% APRSep 14, 2026Oct 13, 2026
FirstEnergy Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.84%
575 White Pond Dr Ste E, Akron, OH, 44320 1184
Unsecured LoansTerm: Up to 48 months
10.00%
View
▼
APR10.00%
TermUp to 48 months
Last UpdatedNot available
Details

As Low As; Loan amount: Up to $10,000

Rate History
No change since Sep 14, 2026 · 10.00% APR · checked 6 times
9.50%10.00%10.50%Sep 14, 2026: 10.00% APRSep 14, 2026Oct 13, 2026
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.06%
10485 Reading Rd, Cincinnati, OH, 45241 2523
Signature Loans Up to 24 monthsTerm: Up to 24 months
10.00%
View
▼
APR10.00%
TermUp to 24 months
Last UpdatedNot available
Details

As low as; Signature Loans

Rate History
No change since Oct 10, 2026 · 10.00% APR
9.50%10.00%10.50%Oct 10, 2026: 10.00% APROct 10, 2026Oct 13, 2026
Members Choice Credit Union Greenville, OH
Institution Rating:
A+5.0 ★Texas Ratio: 1.20%
725 PINE ST, GREENVILLE, OH, 45331
Signature Personal LoanTerm: up to 60 months
10.00%
View
▼
APR10.00%
Termup to 60 months
Last UpdatedNot available
Details

Based upon credit rating

Rate History
No change since Sep 14, 2026 · 10.00% APR · checked 6 times
9.50%10.00%10.50%Sep 14, 2026: 10.00% APRSep 14, 2026Oct 13, 2026
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
7221 Montgomery Rd, Cincinnati, OH, 45236
Short Term Personal Loan - Tier C
10.00%
View
▼
APR10.00%
Interest Rate9.00%
TermN/A
Last UpdatedNot available
Details

Maximum Limits: $4,500; Diamond Club*

Rate History
No change since Oct 10, 2026 · 10.00% APR
9.50%10.00%10.50%Oct 10, 2026: 10.00% APROct 10, 2026Oct 13, 2026
DoverPhila Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.39%
119 Fillmore Ave, Dover, OH, 44622 2061
Personal LoanTerm: 60 month max
10.00%
View
▼
APR10.00%
Term60 month max
Last UpdatedNot available
Details

As low as*

Rate History
No change since Sep 14, 2026 · 10.00% APR · checked 7 times
9.50%10.00%10.50%Sep 14, 2026: 10.00% APRSep 14, 2026Oct 13, 2026
Cleveland Church of Christ Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
1035 E 105th St, Cleveland, OH, 44108 3286
Signature Loan - Credit Score 750 or Above
10.11%
View
▼
APR10.11%
Interest Rate10.00%
TermN/A
Last UpdatedNot available
Details

APR shown is for personal loans of at least $10,000, with a 5-year term; Effective as of February 2023

Rate History
No change since Oct 13, 2026 · 10.11% APR
9.61%10.11%10.61%Oct 13, 2026: 10.11% APROct 13, 2026Oct 13, 2026
Holy Family Parma Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.73%
7367 York Rd, Parma, OH, 44130 5162
Signature LoansTerm: 24 Months Maximum
10.25%
View
▼
APR10.25%
Interest Rate10.25%
Term24 Months Maximum
Last UpdatedNot available
Details

Beacon Score 675 - 724; Maximum Amount: $1,000

Rate History
No change since Sep 20, 2026 · 10.25% APR · checked 4 times
9.75%10.25%10.75%Sep 20, 2026: 10.25% APRSep 20, 2026Oct 13, 2026
Childrens Medical Center Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.88%
3333 Burnet Ave, Cincinnati, OH, 45229 3026
Unsecured loansTerm: up to 36 months
10.25%
View
▼
APR10.25%
Termup to 36 months
Last UpdatedNot available
Details

over $1,000.00; Fixed APR

Rate History
No change since Sep 14, 2026 · 10.25% APR · checked 8 times
9.75%10.25%10.75%Sep 14, 2026: 10.25% APRSep 14, 2026Oct 13, 2026
CLEVELAND SELFRELIANCE
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
6108 State Rd, Parma, OH, 44134 3702
PERSONAL LOAN LIMITTerm: 48 Months
10.25%
View
▼
APR10.25%
Interest Rate10.25%
Term48 Months
Last UpdatedNot available
Details

No additional details available.

Rate History
No change since Sep 30, 2026 · 10.25% APR · checked 4 times
9.75%10.25%10.75%Sep 30, 2026: 10.25% APRSep 30, 2026Oct 13, 2026
Abbey Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.11%
800 Falls Creek Dr, Vandalia, OH, 45377 8600
Personal LoanTerm: 1 - 24 Months
10.29%
View
▼
APR10.29%
Interest Rate10.29%
Term1 - 24 Months
Last UpdatedNot available
Details

No additional details available.

Rate History
No change since Sep 14, 2026 · 10.29% APR · checked 6 times
9.79%10.29%10.79%Sep 14, 2026: 10.29% APRSep 14, 2026Oct 13, 2026
Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.10%
5665 N Hamilton Rd, Columbus, OH, 43230
Debt Consolidation Loan
10.44%
View
▼
APR10.44%
Interest Rate10.20%
TermN/A
Last UpdatedNot available
Details

As Low As; Pay Off Those High Interest Credit Cards!

Rate History
No change since Sep 14, 2026 · 10.44% APR · checked 7 times
9.94%10.44%10.94%Sep 14, 2026: 10.44% APRSep 14, 2026Oct 13, 2026
First Mutual Bank, FSB
Institution Rating:
A+5.0 ★Texas Ratio: 3.45%
605 Washington Blvd, Belpre, OH, 45714
Personal LoanTerm: 36 months
10.45%
View
▼
APR10.45%
Interest Rate9.99%
Term36 months
Last UpdatedNot available
Details

No additional details available.

Rate History
No change since Sep 14, 2026 · 10.45% APR · checked 6 times
9.95%10.45%10.95%Sep 14, 2026: 10.45% APRSep 14, 2026Oct 13, 2026
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.29%
909 N Perry St, Ottawa, OH, 45875
Personal LoanTerm: 24 months
10.49%
View
▼
APR10.49%
Term24 months
Last UpdatedNot available
Details

As Low As

Rate History
No change since Sep 18, 2026 · 10.49% APR · checked 6 times
9.99%10.49%10.99%Sep 18, 2026: 10.49% APRSep 18, 2026Oct 13, 2026
ih Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.64%
5000 Urbana Rd, Springfield, OH, 45502 9069
Unsecured LoansTerm: 36 months
10.49%
View
▼
APR10.49%
Term36 months
Last UpdatedNot available
Details

As Low As; Rates subject to change. The actual rate and payment amount will reflect a member's individual circumstance and credit score and may be higher than the rates above.

Rate History
No change since Sep 14, 2026 · 10.49% APR · checked 6 times
9.99%10.49%10.99%Sep 14, 2026: 10.49% APRSep 14, 2026Oct 13, 2026
St Josephs Canton Parish Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.06%
1811 Whipple Ave NW, Canton, OH, 44708
Signature Loan
10.50%
View
▼
APR10.50%
TermN/A
Last UpdatedNot available
Details

As Low As; Rates effective as of 4/1/2025; Rates subject to change without notice

Rate History
No change since Sep 14, 2026 · 10.50% APR · checked 7 times
10.00%10.50%11.00%Sep 14, 2026: 10.50% APRSep 14, 2026Oct 13, 2026
Wayne County Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
311 Kaufman Drive, Smithville, OH, 44677
Personal Loan - Up to 12 monthsTerm: Up to 12 months
10.50%
View
▼
APR10.50%
TermUp to 12 months
Last UpdatedNot available
Details

As Low As; APR* as low as; Loan Rate discounts available for members with direct deposit, auto pay from a WCCFCU deposit account, and/or enrollment in Home Banking & eStatements

Rate History
No change since Oct 13, 2026 · 10.50% APR
10.00%10.50%11.00%Oct 13, 2026: 10.50% APROct 13, 2026Oct 13, 2026
Softite Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.01%
1201 S Zane Hwy, Martins Ferry, OH, 43935 1965
Signature Loan
10.50%
View
▼
APR10.50%
TermN/A
Last UpdatedNot available
Details

As Low As; Starting at; Featured rate; Rates Effective as of 01/10/2026

Rate History
No change since Sep 14, 2026 · 10.50% APR · checked 9 times
10.00%10.50%11.00%Sep 14, 2026: 10.50% APRSep 14, 2026Oct 13, 2026
Ohio Valley Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.01%
700 Lewisville Rd, Woodsfield, OH, 43793
Personal LoansTerm: Up to 48 months
10.50%
View
▼
APR10.50%
TermUp to 48 months
Last UpdatedNot available
Details

As low as

Rate History
No change since Sep 30, 2026 · 10.50% APR · checked 4 times
10.00%10.50%11.00%Sep 30, 2026: 10.50% APRSep 30, 2026Oct 13, 2026
Community First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.66%
2043 E Prospect Rd, Ashtabula, OH, 44004
Personal / Signature Loans (Unsecured)Term: Up to 60 Months
10.50%
View
▼
APR10.50%
TermUp to 60 Months
Last UpdatedNot available
Details

As Low As

Rate History
No change since Sep 14, 2026 · 10.50% APR · checked 5 times
10.00%10.50%11.00%Sep 14, 2026: 10.50% APRSep 14, 2026Oct 13, 2026
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
7221 Montgomery Rd, Cincinnati, OH, 45236
Personal Loan - A+Term: up to 72 months
10.50%
View
▼
APR10.50%
Termup to 72 months
Last UpdatedNot available
Details

Diamond Club*: 9.50%; Maximum Limits: $20,000

Rate History
No change since Oct 10, 2026 · 10.50% APR
10.00%10.50%11.00%Oct 10, 2026: 10.50% APROct 10, 2026Oct 13, 2026
MyUSA Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.74%
3600 Towne Blvd, Middletown, OH, 45005 5543
Lifestyle Loan (Personal Loan)
10.50%
View
▼
APR10.50%
Interest Rate10.50%
TermN/A
Last UpdatedNot available
Details

No additional details available.

Rate History
No change since Sep 14, 2026 · 10.50% APR · checked 6 times
10.00%10.50%11.00%Sep 14, 2026: 10.50% APRSep 14, 2026Oct 13, 2026
Abbey Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.11%
800 Falls Creek Dr, Vandalia, OH, 45377 8600
Personal LoanTerm: 25 - 36 Months
10.54%
View
▼
APR10.54%
Interest Rate10.54%
Term25 - 36 Months
Last UpdatedNot available
Details

No additional details available.

Rate History
No change since Sep 14, 2026 · 10.54% APR · checked 6 times
10.04%10.54%11.04%Sep 14, 2026: 10.54% APRSep 14, 2026Oct 13, 2026
State Highway Patrol Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
1900 Polaris Pkwy Ste 400, Columbus, OH, 43240 4035
Debt Restructure LoanTerm: Up to 60 Months
10.59%
View
▼
APR10.59%
TermUp to 60 Months
Last UpdatedNot available
Details

As Low As; Debt consolidation maximum limit $20,000; all consolidated debt must be paid off and closed with this loan program

Rate History
1 change since Sep 14, 2026 · 11.59% → 10.59% ▼ 1.00 pts · high 11.59% / low 10.59%
9.59%11.09%12.59%Sep 14, 2026: 11.59% APRSep 25, 2026: 10.59% APRSep 14, 2026Oct 13, 2026
  • Sep 25, 202610.59%▼ from 11.59%
  • Sep 14, 202611.59%first recorded
State Highway Patrol Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
1900 Polaris Pkwy Ste 400, Columbus, OH, 43240 4035
Unsecured Term LoansTerm: 12 Months
10.59%
View
▼
APR10.59%
Term12 Months
Last UpdatedNot available
Details

Term: 12 Months per 1,000 borrowed, up to 60 months maximum; As Low As; Loan approval subject to credit qualifications

Rate History
No change since Sep 17, 2026 · 10.59% APR · checked 8 times
10.09%10.59%11.09%Sep 17, 2026: 10.59% APRSep 17, 2026Oct 13, 2026
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
7221 Montgomery Rd, Cincinnati, OH, 45236
Personal LoanTerm: up to 72 months
10.65%
View
▼
APR10.65%
Termup to 72 months
Last UpdatedNot available
Details

Diamond Club*: 9.65%; Maximum Limits: $20,000

Rate History
No change since Oct 10, 2026 · 10.65% APR
10.15%10.65%11.15%Oct 10, 2026: 10.65% APROct 10, 2026Oct 13, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
1240 E 9th St, Cleveland, OH, 44199
Personal LoanTerm: 37-60 Months
10.69%
View
▼
APR10.69%
Term37-60 Months
Last UpdatedNot available
Details

Rates as of Oct 09, 2026 ET. Personal Loan rates range from 8.74% to 18.00% APR. Payment Example: A loan amount of $5,000 for 36 months has a payment range from $159 to $183 and finance charge range from $742 to $1,598.

Rate History
No change since Sep 30, 2026 · 10.69% APR · checked 4 times
10.19%10.69%11.19%Sep 30, 2026: 10.69% APRSep 30, 2026Oct 13, 2026
Ohio Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.01%
3955 W DUBLIN GRANVILLE RD, DUBLIN, OH, 43017
Signature LoanTerm: 12 months
10.74%
View
▼
APR10.74%
Term12 months
Last UpdatedNot available
Details

As Low As; Actual rate may vary depending on credit history

Rate History
No change since Sep 14, 2026 · 10.74% APR · checked 8 times
10.24%10.74%11.24%Sep 14, 2026: 10.74% APRSep 14, 2026Oct 13, 2026
Greater Wayne Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.26%
328 N Main St, Rittman, OH, 44270 1143
Personal Loan
10.75%
View
▼
APR10.75%
TermN/A
Last UpdatedNot available
Details

As Low As; Rates effective as of 05/06/2026

Rate History
No change since Sep 16, 2026 · 10.75% APR · checked 5 times
10.25%10.75%11.25%Sep 16, 2026: 10.75% APRSep 16, 2026Oct 13, 2026
Wayne County Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
311 Kaufman Drive, Smithville, OH, 44677
Personal Loan - 13-24 MonthsTerm: 13-24 months
10.75%
View
▼
APR10.75%
Term13-24 months
Last UpdatedNot available
Details

As Low As; APR* as low as; Loan Rate discounts available for members with direct deposit, auto pay from a WCCFCU deposit account, and/or enrollment in Home Banking & eStatements

Rate History
No change since Oct 13, 2026 · 10.75% APR
10.25%10.75%11.25%Oct 13, 2026: 10.75% APROct 13, 2026Oct 13, 2026
Local Union 392 Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.60%
1228 Central Pkwy Ste 302, Cincinnati, OH, 45202
Signature (Unsecured) LoanTerm: 1-48 months
10.75%
View
▼
APR10.75%
Term1-48 months
Last UpdatedNot available
Details

Credit Rating: A+; Amount: $12,500

Rate History
No change since Sep 14, 2026 · 10.75% APR · checked 6 times
10.25%10.75%11.25%Sep 14, 2026: 10.75% APRSep 14, 2026Oct 13, 2026
Riverview Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.04%
403 Main St, Belpre, OH, 45714 1615
Signature Loans to $15,000Term: 36 months
10.75%
View
▼
APR10.75%
Interest Rate10.75%
Term36 months
Last UpdatedNot available
Details

No additional details available.

Rate History
No change since Oct 9, 2026 · 10.75% APR · checked 3 times
10.25%10.75%11.25%Oct 9, 2026: 10.75% APROct 9, 2026Oct 13, 2026
Riverview Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.04%
403 Main St, Belpre, OH, 45714 1615
Signature Loans to $5,000Term: 36 months
10.75%
View
▼
APR10.75%
Interest Rate10.75%
Term36 months
Last UpdatedNot available
Details

No additional details available.

Rate History
No change since Oct 9, 2026 · 10.75% APR · checked 3 times
10.25%10.75%11.25%Oct 9, 2026: 10.75% APROct 9, 2026Oct 13, 2026
Riverview Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.04%
403 Main St, Belpre, OH, 45714 1615
Signature Loans to $7,500Term: 36 months
10.75%
View
▼
APR10.75%
Interest Rate10.75%
Term36 months
Last UpdatedNot available
Details

No additional details available.

Rate History
No change since Oct 9, 2026 · 10.75% APR · checked 3 times
10.25%10.75%11.25%Oct 9, 2026: 10.75% APROct 9, 2026Oct 13, 2026
PSE Credit Union Inc
Institution Rating:
A+5.0 ★Texas Ratio: 3.41%
5255 Regency Dr, Parma, OH, 44129 5453
Personal/Signature/Bill Consolidation Loans
10.75%
View
▼
APR10.75%
TermN/A
Last UpdatedNot available
Details

Annual Percentage Rate As Low As 10.75% *

Rate History
No change since Sep 14, 2026 · 10.75% APR · checked 6 times
10.25%10.75%11.25%Sep 14, 2026: 10.75% APRSep 14, 2026Oct 13, 2026
CLEVELAND SELFRELIANCE
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
6108 State Rd, Parma, OH, 44134 3702
PERSONAL LOAN LIMITTerm: 60 Months
10.75%
View
▼
APR10.75%
Interest Rate10.75%
Term60 Months
Last UpdatedNot available
Details

No additional details available.

Rate History
No change since Sep 30, 2026 · 10.75% APR · checked 4 times
10.25%10.75%11.25%Sep 30, 2026: 10.75% APRSep 30, 2026Oct 13, 2026
Abbey Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.11%
800 Falls Creek Dr, Vandalia, OH, 45377 8600
Personal LoanTerm: 37 - 48 Months
10.79%
View
▼
APR10.79%
Interest Rate10.79%
Term37 - 48 Months
Last UpdatedNot available
Details

No additional details available.

Rate History
No change since Sep 14, 2026 · 10.79% APR · checked 6 times
10.29%10.79%11.29%Sep 14, 2026: 10.79% APRSep 14, 2026Oct 13, 2026
First Mutual Bank, FSB
Institution Rating:
A+5.0 ★Texas Ratio: 3.45%
605 Washington Blvd, Belpre, OH, 45714
Personal LoanTerm: 48 months
10.85%
View
▼
APR10.85%
Interest Rate10.49%
Term48 months
Last UpdatedNot available
Details

No additional details available.

Rate History
No change since Sep 14, 2026 · 10.85% APR · checked 6 times
10.35%10.85%11.35%Sep 14, 2026: 10.85% APRSep 14, 2026Oct 13, 2026
Hopewell Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.54%
501 Hopewell Dr, Heath, OH, 43056
Personal Loan
10.90%
View
▼
APR10.90%
TermN/A
Last UpdatedNot available
Details

As Low As

Rate History
No change since Oct 9, 2026 · 10.90% APR · checked 2 times
10.40%10.90%11.40%Oct 9, 2026: 10.90% APROct 9, 2026Oct 13, 2026
Cincinnati Healthcare Associates Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.84%
2139 Auburn Ave, Cincinnati, OH, 45219 2906
Unsecured LoansTerm: Up to 5 Years
10.95%
View
▼
APR10.95%
TermUp to 5 Years
Last UpdatedNot available
Details

Credit Rating: A+; Rates effective 7-2024

Rate History
No change since Oct 13, 2026 · 10.95% APR
10.45%10.95%11.45%Oct 13, 2026: 10.95% APROct 13, 2026Oct 13, 2026
All Saints Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
5269 E 104th St, Garfield Hts, OH, 44125 2407
Signature LoansTerm: 36 months
10.99%
View
▼
APR10.99%
Term36 months
Last UpdatedNot available
Details

As Low As; Interest rate based on credit history plus number of years financed

Rate History
No change since Sep 14, 2026 · 10.99% APR · checked 5 times
10.49%10.99%11.49%Sep 14, 2026: 10.99% APRSep 14, 2026Oct 13, 2026
Port Conneaut Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.59%
1002 Broad St, Conneaut, OH, 44030
Signature Loan
10.99%
View
▼
APR10.99%
TermN/A
Last UpdatedNot available
Details

As Low As; APR* Rates as low as; Rate based on creditworthiness and term of loan

Rate History
No change since Sep 14, 2026 · 10.99% APR · checked 8 times
10.49%10.99%11.49%Sep 14, 2026: 10.99% APRSep 14, 2026Oct 13, 2026

Ohio Personal Loan Rates

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.31%
7000 Cardinal Pl, Dublin, OH, 43017 1091
Personal Loan
6.99%
View
▼
APR6.99%
TermN/A
Last UpdatedNot available
Details

As Low As

Rate History
1 change since Sep 14, 2026 · 7.49% → 6.99% ▼ 0.50 pts · high 7.49% / low 6.99%
6.49%7.24%7.99%Sep 14, 2026: 7.49% APROct 10, 2026: 6.99% APRSep 14, 2026Oct 13, 2026
  • Oct 10, 20266.99%▼ from 7.49%
  • Sep 14, 20267.49%first recorded
Materion Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
14710 W Portage River South Rd, Elmore, OH, 43416
Personal Loan
7.45%
View
▼
APR7.45%
TermN/A
Last UpdatedNot available
Details

As Low As; Personal/Signature loan; Rates and terms determined by credit qualifications and term; Loan rates effective August 28, 2025

Rate History
No change since Sep 14, 2026 · 7.45% APR · checked 2 times
6.95%7.45%7.95%Sep 14, 2026: 7.45% APRSep 14, 2026Oct 13, 2026
Seven Seventeen Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.64%
3181 Larchmont Ave NE, Warren, OH, 44483 2435
Personal LoansTerm: 66 months
7.82%
View
▼
APR7.82%
Interest Rate7.24%
Term66 months
Last UpdatedNot available
Details

As low as

Rate History
No change since Oct 9, 2026 · 7.82% APR
7.32%7.82%8.32%Oct 9, 2026: 7.82% APROct 9, 2026Oct 13, 2026
Seven Seventeen Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.64%
3181 Larchmont Ave NE, Warren, OH, 44483 2435
Personal LoansTerm: 84 months
7.95%
View
▼
APR7.95%
Interest Rate7.49%
Term84 months
Last UpdatedNot available
Details

As low as

Rate History
1 change since Sep 14, 2026 · 8.97% → 7.95% ▼ 1.02 pts · high 8.97% / low 7.95%
6.93%8.46%9.99%Sep 14, 2026: 8.97% APROct 9, 2026: 7.95% APRSep 14, 2026Oct 13, 2026
  • Oct 9, 20267.95%▼ from 8.97%
  • Sep 14, 20268.97%first recorded
Seven Seventeen Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.64%
3181 Larchmont Ave NE, Warren, OH, 44483 2435
Personal LoansTerm: 78 months
7.99%
View
▼
APR7.99%
Interest Rate7.49%
Term78 months
Last UpdatedNot available
Details

As low as

Rate History
No change since Oct 9, 2026 · 7.99% APR
7.49%7.99%8.49%Oct 9, 2026: 7.99% APROct 9, 2026Oct 13, 2026
Scott Associates Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.90%
14111 Scottslawn Rd, Marysville, OH, 43040
Personal Loans
8.50%
View
▼
APR8.50%
TermN/A
Last UpdatedNot available
Details

As Low As; Featured Rate; Annual Percentage Rate

Rate History
No change since Sep 14, 2026 · 8.50% APR · checked 6 times
8.00%8.50%9.00%Sep 14, 2026: 8.50% APRSep 14, 2026Oct 13, 2026
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
7221 Montgomery Rd, Cincinnati, OH, 45236
Short Term Personal Loan - Tier A+
8.50%
View
▼
APR8.50%
Interest Rate7.50%
TermN/A
Last UpdatedNot available
Details

Maximum Limits: $7,500; Diamond Club*

Rate History
No change since Oct 10, 2026 · 8.50% APR
8.00%8.50%9.00%Oct 10, 2026: 8.50% APROct 10, 2026Oct 13, 2026
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
7221 Montgomery Rd, Cincinnati, OH, 45236
Short Term Personal Loan - Tier
8.65%
View
▼
APR8.65%
Interest Rate7.65%
TermN/A
Last UpdatedNot available
Details

Maximum Limits: $6,500; Diamond Club*

Rate History
No change since Oct 10, 2026 · 8.65% APR
8.15%8.65%9.15%Oct 10, 2026: 8.65% APROct 10, 2026Oct 13, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
1240 E 9th St, Cleveland, OH, 44199
Personal LoanTerm: Up to 36 Months
8.74%
View
▼
APR8.74%
TermUp to 36 Months
Last UpdatedNot available
Details

Rates as of Oct 09, 2026 ET. Personal Loan rates range from 8.74% to 18.00% APR. Payment Example: A loan amount of $5,000 for 36 months has a payment range from $159 to $183 and finance charge range from $742 to $1,598.

Rate History
No change since Sep 30, 2026 · 8.74% APR · checked 4 times
8.24%8.74%9.24%Sep 30, 2026: 8.74% APRSep 30, 2026Oct 13, 2026
CLEVELAND SELFRELIANCE
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
6108 State Rd, Parma, OH, 44134 3702
PERSONAL LOAN LIMITTerm: 12 Months
8.75%
View
▼
APR8.75%
Interest Rate8.75%
Term12 Months
Last UpdatedNot available
Details

No additional details available.

Rate History
No change since Sep 30, 2026 · 8.75% APR · checked 4 times
8.25%8.75%9.25%Sep 30, 2026: 8.75% APRSep 30, 2026Oct 13, 2026
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
7221 Montgomery Rd, Cincinnati, OH, 45236
Short Term Personal Loan - Tier B
8.80%
View
▼
APR8.80%
Interest Rate7.80%
TermN/A
Last UpdatedNot available
Details

Maximum Limits: $5,500; Diamond Club*

Rate History
No change since Oct 10, 2026 · 8.80% APR
8.30%8.80%9.30%Oct 10, 2026: 8.80% APROct 10, 2026Oct 13, 2026
Achieve Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
340 Griswold Rd, Elyria, OH, 44035
Personal Loan
8.95%
View
▼
APR8.95%
TermN/A
Last UpdatedNot available
Details

As Low As

Rate History
No change since Sep 14, 2026 · 8.95% APR · checked 6 times
8.45%8.95%9.45%Sep 14, 2026: 8.95% APRSep 14, 2026Oct 13, 2026
Century Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.01%
28251 Lorain Rd, North Olmsted, OH, 44070
Signature/Personal Loan
8.99%
View
▼
APR8.99%
TermN/A
Last UpdatedNot available
Details

As Low As; Limit: up to $35,000

Rate History
1 change since Sep 14, 2026 · 8.74% → 8.99% ▲ 0.25 pts · high 8.99% / low 8.74%
8.24%8.87%9.49%Sep 14, 2026: 8.74% APRSep 25, 2026: 8.99% APRSep 14, 2026Oct 13, 2026
  • Sep 25, 20268.99%▲ from 8.74%
  • Sep 14, 20268.74%first recorded
Everence Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
4136 Kidron Rd, Dalton, OH, 44618
Personal Loan
8.99%
View
▼
APR8.99%
TermN/A
Last UpdatedNot available
Details

As Low As; Rates subject to credit score; Personal loans available as low as 8.99% APR for qualified borrowers; Rate current as of October 1, 2026

Rate History
No change since Sep 14, 2026 · 8.99% APR · checked 6 times
8.49%8.99%9.49%Sep 14, 2026: 8.99% APRSep 14, 2026Oct 13, 2026
Jeep Country Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.93%
7030 Spring Meadows West Dr, Holland, OH, 43528 9293
Signature/Personal LoansTerm: 12 Months
9.00%
View
▼
APR9.00%
Term12 Months
Last UpdatedNot available
Details

Loan amount: $0 - $1,000; APR as low as; range per page

Rate History
No change since Sep 16, 2026 · 9.00% APR · checked 5 times
8.50%9.00%9.50%Sep 16, 2026: 9.00% APRSep 16, 2026Oct 13, 2026
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.53%
5602 State Rd, Cleveland, OH, 44134
Personal LoanTerm: 1 years
9.00%
View
▼
APR9.00%
Term1 years
Last UpdatedNot available
Details

As Low As; APR* as low as

Rate History
1 change since Sep 12, 2026 · 10.00% → 9.00% ▼ 1.00 pts · high 10.00% / low 9.00%
8.00%9.50%11.00%Sep 12, 2026: 10.00% APROct 12, 2026: 9.00% APRSep 12, 2026Oct 13, 2026
  • Oct 12, 20269.00%▼ from 10.00%
  • Sep 12, 202610.00%first recorded
DN Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
3964 Fulton Dr NW, Canton, OH, 44718
Personal Loans
9.00%
View
▼
APR9.00%
TermN/A
Last UpdatedNot available
Details

As Low As; Rates Effective as of 9/17/2026; Rates subject to change without notice

Rate History
No change since Sep 14, 2026 · 9.00% APR · checked 8 times
8.50%9.00%9.50%Sep 14, 2026: 9.00% APRSep 14, 2026Oct 13, 2026
Buckeye State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
520 S Main St, Akron, OH, 44311
Personal Loan
9.00%
View
▼
APR9.00%
TermN/A
Last UpdatedNot available
Details

No additional details available.

Rate History
1 change since Sep 14, 2026 · 7.50% → 9.00% ▲ 1.50 pts · high 9.00% / low 7.50%
6.00%8.25%10.50%Sep 14, 2026: 7.50% APROct 10, 2026: 9.00% APRSep 14, 2026Oct 13, 2026
  • Oct 10, 20269.00%▲ from 7.50%
  • Sep 14, 20267.50%first recorded
CLEVELAND SELFRELIANCE
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
6108 State Rd, Parma, OH, 44134 3702
PERSONAL LOAN LIMITTerm: 24 Months
9.25%
View
▼
APR9.25%
Interest Rate9.25%
Term24 Months
Last UpdatedNot available
Details

No additional details available.

Rate History
No change since Sep 30, 2026 · 9.25% APR · checked 4 times
8.75%9.25%9.75%Sep 30, 2026: 9.25% APRSep 30, 2026Oct 13, 2026
First Mutual Bank, FSB
Institution Rating:
A+5.0 ★Texas Ratio: 3.45%
605 Washington Blvd, Belpre, OH, 45714
Personal LoanTerm: 24 months
9.46%
View
▼
APR9.46%
Interest Rate8.80%
Term24 months
Last UpdatedNot available
Details

No additional details available.

Rate History
No change since Sep 14, 2026 · 9.46% APR · checked 6 times
8.96%9.46%9.96%Sep 14, 2026: 9.46% APRSep 14, 2026Oct 13, 2026
Jeep Country Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.93%
7030 Spring Meadows West Dr, Holland, OH, 43528 9293
Signature/Personal LoansTerm: 48 Months
9.49%
View
▼
APR9.49%
Term48 Months
Last UpdatedNot available
Details

Loan amount: $4,001 - $6,000; APR as low as; range per page

Rate History
No change since Sep 16, 2026 · 9.49% APR · checked 5 times
8.99%9.49%9.99%Sep 16, 2026: 9.49% APRSep 16, 2026Oct 13, 2026
Campbell Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.61%
12773 STATE ROUTE 110, NAPOLEON, OH, 43545
Personal LoanTerm: 72 months
9.50%
View
▼
APR9.50%
Interest Rate9.50%
Term72 months
Last UpdatedNot available
Details

No additional details available.

Rate History
No change since Sep 30, 2026 · 9.50% APR · checked 3 times
9.00%9.50%10.00%Sep 30, 2026: 9.50% APRSep 30, 2026Oct 13, 2026
Champion Credit Union Toledo, OH
Institution Rating:
A+5.0 ★Texas Ratio: 2.54%
4140 W Laskey Rd, Toledo, OH, 43623 3758
Personal Loan
9.74%
View
▼
APR9.74%
TermN/A
Last UpdatedNot available
Details

As Low As; APR = Annual Percentage Rate

Rate History
No change since Sep 14, 2026 · 9.74% APR · checked 6 times
9.24%9.74%10.24%Sep 14, 2026: 9.74% APRSep 14, 2026Oct 13, 2026
CLEVELAND SELFRELIANCE
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
6108 State Rd, Parma, OH, 44134 3702
PERSONAL LOAN LIMITTerm: 36 Months
9.75%
View
▼
APR9.75%
Interest Rate9.75%
Term36 Months
Last UpdatedNot available
Details

No additional details available.

Rate History
No change since Sep 30, 2026 · 9.75% APR · checked 4 times
9.25%9.75%10.25%Sep 30, 2026: 9.75% APRSep 30, 2026Oct 13, 2026
Whitewater Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.37%
1157 Harrison Ave, harrison, OH, 45030
Unsecured (personal loan)Term: Up to 36 Months
9.85%
View
▼
APR9.85%
Interest Rate9.49%
TermUp to 36 Months
Last UpdatedNot available
Details

up to $10,000; As Low As; Unsecured loan up to $10,000; APR of 9.85% based on borrowing $7,500 for 36 months with 710 or higher credit score; $40 processing fee

Rate History
2 changes since Sep 14, 2026 · 9.85% → 9.85% ▼ 0.00 pts · high 9.85% / low 9.49%
8.99%9.67%10.35%Sep 14, 2026: 9.85% APRSep 18, 2026: 9.49% APRSep 22, 2026: 9.85% APRSep 14, 2026Oct 13, 2026
  • Sep 22, 20269.85%▲ from 9.49%
  • Sep 18, 20269.49%▼ from 9.85%
  • Sep 14, 20269.85%first recorded
Firefighters And Company Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.20%
338 S Patterson Blvd, Dayton, OH, 45402 2845
Personal Loans maximum term 60 monthsTerm: up to 60 months
9.90%
View
▼
APR9.90%
Interest Rate9.74%
Termup to 60 months
Last UpdatedNot available
Details

up to $25,000,; As Low As

Rate History
No change since Sep 16, 2026 · 9.90% APR · checked 5 times
9.40%9.90%10.40%Sep 16, 2026: 9.90% APRSep 16, 2026Oct 13, 2026
Education First Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 13.58%
510 E Mound St, Columbus, OH, 43215 5539
Personal LoanTerm: up to 24 months
9.99%
View
▼
APR9.99%
Termup to 24 months
Last UpdatedNot available
Details

As low as; Loan Amount: $1,000-$2,499

Rate History
No change since Sep 18, 2026 · 9.99% APR · checked 5 times
9.49%9.99%10.49%Sep 18, 2026: 9.99% APRSep 18, 2026Oct 13, 2026
Genesis Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
830 Bethesda Dr, Zanesville, OH, 43701 1895
Personal LoansTerm: up to 48 months
9.99%
View
▼
APR9.99%
Termup to 48 months
Last UpdatedNot available
Details

As low as; Loan interest rates are based on credit worthiness and the terms of the loan.

Rate History
No change since Oct 10, 2026 · 9.99% APR
9.49%9.99%10.49%Oct 10, 2026: 9.99% APROct 10, 2026Oct 13, 2026
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.53%
5602 State Rd, Cleveland, OH, 44134
Personal LoanTerm: 1 years
10.00%
View
▼
APR10.00%
Term1 years
Last UpdatedNot available
Details

APR*

Rate History
No change since Sep 12, 2026 · 10.00% APR · checked 8 times
9.50%10.00%10.50%Sep 12, 2026: 10.00% APRSep 12, 2026Oct 13, 2026
Steel Valley Federal Credit Union
Institution Rating:
B-4.4 ★Texas Ratio: 22.34%
3840 Pearl Rd, Cleveland, OH, 44109 2751
Signature and Personal LoanTerm: 24 months
10.00%
View
▼
APR10.00%
Term24 months
Last UpdatedNot available
Details

Credit Grade: A+; Credit Score: 730 +

Rate History
No change since Sep 14, 2026 · 10.00% APR · checked 8 times
9.50%10.00%10.50%Sep 14, 2026: 10.00% APRSep 14, 2026Oct 13, 2026
Members Choice Credit Union Greenville, OH
Institution Rating:
A+5.0 ★Texas Ratio: 1.20%
725 PINE ST, GREENVILLE, OH, 45331
Signature Personal LoanTerm: up to 60 months
10.00%
View
▼
APR10.00%
Termup to 60 months
Last UpdatedNot available
Details

Based upon credit rating

Rate History
No change since Sep 14, 2026 · 10.00% APR · checked 6 times
9.50%10.00%10.50%Sep 14, 2026: 10.00% APRSep 14, 2026Oct 13, 2026
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
7221 Montgomery Rd, Cincinnati, OH, 45236
Short Term Personal Loan - Tier C
10.00%
View
▼
APR10.00%
Interest Rate9.00%
TermN/A
Last UpdatedNot available
Details

Maximum Limits: $4,500; Diamond Club*

Rate History
No change since Oct 10, 2026 · 10.00% APR
9.50%10.00%10.50%Oct 10, 2026: 10.00% APROct 10, 2026Oct 13, 2026
DoverPhila Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.39%
119 Fillmore Ave, Dover, OH, 44622 2061
Personal LoanTerm: 60 month max
10.00%
View
▼
APR10.00%
Term60 month max
Last UpdatedNot available
Details

As low as*

Rate History
No change since Sep 14, 2026 · 10.00% APR · checked 7 times
9.50%10.00%10.50%Sep 14, 2026: 10.00% APRSep 14, 2026Oct 13, 2026
CLEVELAND SELFRELIANCE
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
6108 State Rd, Parma, OH, 44134 3702
PERSONAL LOAN LIMITTerm: 48 Months
10.25%
View
▼
APR10.25%
Interest Rate10.25%
Term48 Months
Last UpdatedNot available
Details

No additional details available.

Rate History
No change since Sep 30, 2026 · 10.25% APR · checked 4 times
9.75%10.25%10.75%Sep 30, 2026: 10.25% APRSep 30, 2026Oct 13, 2026
Abbey Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.11%
800 Falls Creek Dr, Vandalia, OH, 45377 8600
Personal LoanTerm: 1 - 24 Months
10.29%
View
▼
APR10.29%
Interest Rate10.29%
Term1 - 24 Months
Last UpdatedNot available
Details

No additional details available.

Rate History
No change since Sep 14, 2026 · 10.29% APR · checked 6 times
9.79%10.29%10.79%Sep 14, 2026: 10.29% APRSep 14, 2026Oct 13, 2026
First Mutual Bank, FSB
Institution Rating:
A+5.0 ★Texas Ratio: 3.45%
605 Washington Blvd, Belpre, OH, 45714
Personal LoanTerm: 36 months
10.45%
View
▼
APR10.45%
Interest Rate9.99%
Term36 months
Last UpdatedNot available
Details

No additional details available.

Rate History
No change since Sep 14, 2026 · 10.45% APR · checked 6 times
9.95%10.45%10.95%Sep 14, 2026: 10.45% APRSep 14, 2026Oct 13, 2026
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.29%
909 N Perry St, Ottawa, OH, 45875
Personal LoanTerm: 24 months
10.49%
View
▼
APR10.49%
Term24 months
Last UpdatedNot available
Details

As Low As

Rate History
No change since Sep 18, 2026 · 10.49% APR · checked 6 times
9.99%10.49%10.99%Sep 18, 2026: 10.49% APRSep 18, 2026Oct 13, 2026
Wayne County Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
311 Kaufman Drive, Smithville, OH, 44677
Personal Loan - Up to 12 monthsTerm: Up to 12 months
10.50%
View
▼
APR10.50%
TermUp to 12 months
Last UpdatedNot available
Details

As Low As; APR* as low as; Loan Rate discounts available for members with direct deposit, auto pay from a WCCFCU deposit account, and/or enrollment in Home Banking & eStatements

Rate History
No change since Oct 13, 2026 · 10.50% APR
10.00%10.50%11.00%Oct 13, 2026: 10.50% APROct 13, 2026Oct 13, 2026
Ohio Valley Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.01%
700 Lewisville Rd, Woodsfield, OH, 43793
Personal LoansTerm: Up to 48 months
10.50%
View
▼
APR10.50%
TermUp to 48 months
Last UpdatedNot available
Details

As low as

Rate History
No change since Sep 30, 2026 · 10.50% APR · checked 4 times
10.00%10.50%11.00%Sep 30, 2026: 10.50% APRSep 30, 2026Oct 13, 2026
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
7221 Montgomery Rd, Cincinnati, OH, 45236
Personal Loan - A+Term: up to 72 months
10.50%
View
▼
APR10.50%
Termup to 72 months
Last UpdatedNot available
Details

Diamond Club*: 9.50%; Maximum Limits: $20,000

Rate History
No change since Oct 10, 2026 · 10.50% APR
10.00%10.50%11.00%Oct 10, 2026: 10.50% APROct 10, 2026Oct 13, 2026
MyUSA Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.74%
3600 Towne Blvd, Middletown, OH, 45005 5543
Lifestyle Loan (Personal Loan)
10.50%
View
▼
APR10.50%
Interest Rate10.50%
TermN/A
Last UpdatedNot available
Details

No additional details available.

Rate History
No change since Sep 14, 2026 · 10.50% APR · checked 6 times
10.00%10.50%11.00%Sep 14, 2026: 10.50% APRSep 14, 2026Oct 13, 2026
Abbey Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.11%
800 Falls Creek Dr, Vandalia, OH, 45377 8600
Personal LoanTerm: 25 - 36 Months
10.54%
View
▼
APR10.54%
Interest Rate10.54%
Term25 - 36 Months
Last UpdatedNot available
Details

No additional details available.

Rate History
No change since Sep 14, 2026 · 10.54% APR · checked 6 times
10.04%10.54%11.04%Sep 14, 2026: 10.54% APRSep 14, 2026Oct 13, 2026
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
7221 Montgomery Rd, Cincinnati, OH, 45236
Personal LoanTerm: up to 72 months
10.65%
View
▼
APR10.65%
Termup to 72 months
Last UpdatedNot available
Details

Diamond Club*: 9.65%; Maximum Limits: $20,000

Rate History
No change since Oct 10, 2026 · 10.65% APR
10.15%10.65%11.15%Oct 10, 2026: 10.65% APROct 10, 2026Oct 13, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
1240 E 9th St, Cleveland, OH, 44199
Personal LoanTerm: 37-60 Months
10.69%
View
▼
APR10.69%
Term37-60 Months
Last UpdatedNot available
Details

Rates as of Oct 09, 2026 ET. Personal Loan rates range from 8.74% to 18.00% APR. Payment Example: A loan amount of $5,000 for 36 months has a payment range from $159 to $183 and finance charge range from $742 to $1,598.

Rate History
No change since Sep 30, 2026 · 10.69% APR · checked 4 times
10.19%10.69%11.19%Sep 30, 2026: 10.69% APRSep 30, 2026Oct 13, 2026
Greater Wayne Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.26%
328 N Main St, Rittman, OH, 44270 1143
Personal Loan
10.75%
View
▼
APR10.75%
TermN/A
Last UpdatedNot available
Details

As Low As; Rates effective as of 05/06/2026

Rate History
No change since Sep 16, 2026 · 10.75% APR · checked 5 times
10.25%10.75%11.25%Sep 16, 2026: 10.75% APRSep 16, 2026Oct 13, 2026
Wayne County Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
311 Kaufman Drive, Smithville, OH, 44677
Personal Loan - 13-24 MonthsTerm: 13-24 months
10.75%
View
▼
APR10.75%
Term13-24 months
Last UpdatedNot available
Details

As Low As; APR* as low as; Loan Rate discounts available for members with direct deposit, auto pay from a WCCFCU deposit account, and/or enrollment in Home Banking & eStatements

Rate History
No change since Oct 13, 2026 · 10.75% APR
10.25%10.75%11.25%Oct 13, 2026: 10.75% APROct 13, 2026Oct 13, 2026
CLEVELAND SELFRELIANCE
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
6108 State Rd, Parma, OH, 44134 3702
PERSONAL LOAN LIMITTerm: 60 Months
10.75%
View
▼
APR10.75%
Interest Rate10.75%
Term60 Months
Last UpdatedNot available
Details

No additional details available.

Rate History
No change since Sep 30, 2026 · 10.75% APR · checked 4 times
10.25%10.75%11.25%Sep 30, 2026: 10.75% APRSep 30, 2026Oct 13, 2026
Abbey Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.11%
800 Falls Creek Dr, Vandalia, OH, 45377 8600
Personal LoanTerm: 37 - 48 Months
10.79%
View
▼
APR10.79%
Interest Rate10.79%
Term37 - 48 Months
Last UpdatedNot available
Details

No additional details available.

Rate History
No change since Sep 14, 2026 · 10.79% APR · checked 6 times
10.29%10.79%11.29%Sep 14, 2026: 10.79% APRSep 14, 2026Oct 13, 2026
First Mutual Bank, FSB
Institution Rating:
A+5.0 ★Texas Ratio: 3.45%
605 Washington Blvd, Belpre, OH, 45714
Personal LoanTerm: 48 months
10.85%
View
▼
APR10.85%
Interest Rate10.49%
Term48 months
Last UpdatedNot available
Details

No additional details available.

Rate History
No change since Sep 14, 2026 · 10.85% APR · checked 6 times
10.35%10.85%11.35%Sep 14, 2026: 10.85% APRSep 14, 2026Oct 13, 2026
Hopewell Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.54%
501 Hopewell Dr, Heath, OH, 43056
Personal Loan
10.90%
View
▼
APR10.90%
TermN/A
Last UpdatedNot available
Details

As Low As

Rate History
No change since Oct 9, 2026 · 10.90% APR · checked 2 times
10.40%10.90%11.40%Oct 9, 2026: 10.90% APROct 9, 2026Oct 13, 2026

Ohio Debt Consolidation Loan Rates

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Christian Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.08%
8800 Cleveland Ave NW, North Canton, OH, 44720
G.O.O.D Loans (Get Out Of Debt)
8.00%
View
▼
APR8.00%
TermN/A
Last UpdatedNot available
Details

Credit score of 630 and above required

Rate History
No change since Sep 22, 2026 · 8.00% APR · checked 4 times
7.50%8.00%8.50%Sep 22, 2026: 8.00% APRSep 22, 2026Oct 13, 2026
Education First Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 13.58%
510 E Mound St, Columbus, OH, 43215 5539
Debt Consolidation / up to 24 Months LoanTerm: up to 24 Months
9.99%
View
▼
APR9.99%
Termup to 24 Months
Last UpdatedNot available
Details

$1,000-$2,499; As low as

Rate History
No change since Oct 10, 2026 · 9.99% APR
9.49%9.99%10.49%Oct 10, 2026: 9.99% APROct 10, 2026Oct 13, 2026
Education First Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 13.58%
510 E Mound St, Columbus, OH, 43215 5539
Debt Consolidation / up to 36 Months LoanTerm: up to 36 Months
9.99%
View
▼
APR9.99%
Termup to 36 Months
Last UpdatedNot available
Details

$2,500 - $4,999; As low as

Rate History
No change since Oct 10, 2026 · 9.99% APR
9.49%9.99%10.49%Oct 10, 2026: 9.99% APROct 10, 2026Oct 13, 2026
Education First Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 13.58%
510 E Mound St, Columbus, OH, 43215 5539
Debt Consolidation / up to 48 Months LoanTerm: up to 48 Months
9.99%
View
▼
APR9.99%
Termup to 48 Months
Last UpdatedNot available
Details

$5,000-$7,499; As low as

Rate History
No change since Oct 10, 2026 · 9.99% APR
9.49%9.99%10.49%Oct 10, 2026: 9.99% APROct 10, 2026Oct 13, 2026
Education First Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 13.58%
510 E Mound St, Columbus, OH, 43215 5539
Debt Consolidation LoanTerm: up to 24 Months
9.99%
View
▼
APR9.99%
Termup to 24 Months
Last UpdatedNot available
Details

As low as

Rate History
No change since Sep 18, 2026 · 9.99% APR · checked 3 times
9.49%9.99%10.49%Sep 18, 2026: 9.99% APRSep 18, 2026Oct 13, 2026
Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.10%
5665 N Hamilton Rd, Columbus, OH, 43230
Debt Consolidation Loan
10.44%
View
▼
APR10.44%
Interest Rate10.20%
TermN/A
Last UpdatedNot available
Details

As Low As; Pay Off Those High Interest Credit Cards!

Rate History
No change since Sep 14, 2026 · 10.44% APR · checked 7 times
9.94%10.44%10.94%Sep 14, 2026: 10.44% APRSep 14, 2026Oct 13, 2026
State Highway Patrol Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
1900 Polaris Pkwy Ste 400, Columbus, OH, 43240 4035
Debt Restructure LoanTerm: Up to 60 Months
10.59%
View
▼
APR10.59%
TermUp to 60 Months
Last UpdatedNot available
Details

As Low As; Debt consolidation maximum limit $20,000; all consolidated debt must be paid off and closed with this loan program

Rate History
1 change since Sep 14, 2026 · 11.59% → 10.59% ▼ 1.00 pts · high 11.59% / low 10.59%
9.59%11.09%12.59%Sep 14, 2026: 11.59% APRSep 25, 2026: 10.59% APRSep 14, 2026Oct 13, 2026
  • Sep 25, 202610.59%▼ from 11.59%
  • Sep 14, 202611.59%first recorded
Nickel Steel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
1067 s main st, lima, OH, 45804 2043
SIGNATURE LOAN (debt/remodel/personal)Term: up to 48 months
11.50%
View
▼
APR11.50%
Termup to 48 months
Last UpdatedNot available
Details

Daily Periodic Rate: Starting @ 0.03151%

Rate History
No change since Sep 12, 2026 · 11.50% APR · checked 3 times
11.00%11.50%12.00%Sep 12, 2026: 11.50% APRSep 12, 2026Oct 13, 2026

Ohio Signature Loan Rates

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
TruPartner Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.61%
1800 Vine St, Cincinnati, OH, 45202
Signature Loan
6.70%
View
▼
APR6.70%
TermN/A
Last UpdatedNot available
Details

Additional APR listed for this product: 6.99%. As low as

Rate History
No change since Sep 14, 2026 · 6.70% APR · checked 6 times
6.20%6.70%7.20%Sep 14, 2026: 6.70% APRSep 14, 2026Oct 13, 2026
Northwestern Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.22%
234 N Main St, Bryan, OH, 43506 1318
Unsecured Signature Maximum LoanTerm: Up to 48 months
6.99%
View
▼
APR6.99%
TermUp to 48 months
Last UpdatedNot available
Details

$8,500; As Low As

Rate History
No change since Oct 12, 2026 · 6.99% APR
6.49%6.99%7.49%Oct 12, 2026: 6.99% APROct 12, 2026Oct 13, 2026
Firestone Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.76%
31 Hanna Pkwy, Coventry township, OH, 44319
Signature 30 LoanTerm: Up to 30 Months
6.99%
View
▼
APR6.99%
TermUp to 30 Months
Last UpdatedNot available
Details

Unsecured Loans; $5,000 limit

Rate History
No change since Sep 14, 2026 · 6.99% APR · checked 9 times
6.49%6.99%7.49%Sep 14, 2026: 6.99% APRSep 14, 2026Oct 13, 2026
GenFed Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.88%
2492 Wedgewood Dr Ste B, Akron, OH, 44312 2422
Signature Loan
7.49%
View
▼
APR7.49%
TermN/A
Last UpdatedNot available
Details

As Low As; Rates include all possible discounts. Contact us to determine which discounts apply to you.

Rate History
No change since Sep 22, 2026 · 7.49% APR · checked 4 times
6.99%7.49%7.99%Sep 22, 2026: 7.49% APRSep 22, 2026Oct 13, 2026
Summit Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.90%
100 Wheeler St, Akron, OH, 44311 1122
Signature (Unsecured/Personal) LoanTerm: Up to 60 Months
7.75%
View
▼
APR7.75%
TermUp to 60 Months
Last UpdatedNot available
Details

As Low As

Rate History
No change since Sep 12, 2026 · 7.75% APR · checked 8 times
7.25%7.75%8.25%Sep 12, 2026: 7.75% APRSep 12, 2026Oct 13, 2026
Integrity Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
971 WOOSTER RD W, BARBERTON, OH, 44203
Personal/Signature LoanTerm: Up to 12 months
7.99%
View
▼
APR7.99%
TermUp to 12 months
Last UpdatedNot available
Details

As Low As; Unsecured loan; rates based on evaluation of applicant credit; rates as of April 1, 2026

Rate History
No change since Sep 16, 2026 · 7.99% APR · checked 5 times
7.49%7.99%8.49%Sep 16, 2026: 7.99% APRSep 16, 2026Oct 13, 2026
LorMet Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
2051 Cooper Foster Park Rd, Amherst, OH, 44001 1208
Signature LoanTerm: up to 60 months
7.99%
View
▼
APR7.99%
Termup to 60 months
Last UpdatedNot available
Details

$10,000; As Low As; Rates quoted depend on credit score; Not all applicants will qualify for the lowest APR or maximum term; $0 loan documentation fee; $5,000 or less = maximum term of 48 months

Rate History
No change since Sep 17, 2026 · 7.99% APR · checked 7 times
7.49%7.99%8.49%Sep 17, 2026: 7.99% APRSep 17, 2026Oct 13, 2026
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.77%
215 Deo Dr, newark, OH, 43055 3048
Signature (Personal) LoanTerm: 25 to 36 Months
8.42%
View
▼
APR8.42%
Interest Rate7.74%
Term25 to 36 Months
Last UpdatedNot available
Details

As Low As; Based on TruePerks membership and credit score of 740 or better

Rate History
No change since Sep 16, 2026 · 8.42% APR · checked 2 times
7.92%8.42%8.92%Sep 16, 2026: 8.42% APRSep 16, 2026Oct 13, 2026
BREWSTER
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
105 Wabash Ave S, Brewster, OH, 44613
Personal/Signature Loan
8.45%
View
▼
APR8.45%
TermN/A
Last UpdatedNot available
Details

As Low As

Rate History
No change since Sep 14, 2026 · 8.45% APR · checked 7 times
7.95%8.45%8.95%Sep 14, 2026: 8.45% APRSep 14, 2026Oct 13, 2026
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.77%
215 Deo Dr, newark, OH, 43055 3048
Signature (Personal) LoanTerm: 13 to 24 Months
8.48%
View
▼
APR8.48%
Interest Rate7.49%
Term13 to 24 Months
Last UpdatedNot available
Details

As Low As; Based on TruePerks membership and credit score of 740 or better

Rate History
No change since Sep 16, 2026 · 8.48% APR · checked 2 times
7.98%8.48%8.98%Sep 16, 2026: 8.48% APRSep 16, 2026Oct 13, 2026
Cincinnati Interagency Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
26 Martin Luther King Dr W, Cincinnati, OH, 45220 2242
Signature LoanTerm: Up to 12 months
8.49%
View
▼
APR8.49%
TermUp to 12 months
Last UpdatedNot available
Details

For general purpose loans of $1000 and greater

Rate History
No change since Sep 17, 2026 · 8.49% APR · checked 7 times
7.99%8.49%8.99%Sep 17, 2026: 8.49% APRSep 17, 2026Oct 13, 2026
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.77%
215 Deo Dr, newark, OH, 43055 3048
Signature (Personal) LoanTerm: 37 to 48 Months
8.51%
View
▼
APR8.51%
Interest Rate7.99%
Term37 to 48 Months
Last UpdatedNot available
Details

As Low As; Loan Committee or CLS approval required; Based on TruePerks membership and credit score of 740 or better

Rate History
No change since Oct 12, 2026 · 8.51% APR
8.01%8.51%9.01%Oct 12, 2026: 8.51% APROct 12, 2026Oct 13, 2026
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.77%
215 Deo Dr, newark, OH, 43055 3048
Signature (Personal) LoanTerm: Up to 12 Months
8.61%
View
▼
APR8.61%
Interest Rate6.74%
TermUp to 12 Months
Last UpdatedNot available
Details

As Low As; Based on TruePerks membership and credit score of 740 or better

Rate History
No change since Sep 16, 2026 · 8.61% APR · checked 2 times
8.11%8.61%9.11%Sep 16, 2026: 8.61% APRSep 16, 2026Oct 13, 2026
Sharefax Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.78%
1147 OLD STATE ROUTE 74, BATAVIA, OH, 45103
Signature Loan
8.75%
View
▼
APR8.75%
TermN/A
Last UpdatedNot available
Details

Rates as low as:

Rate History
No change since Sep 14, 2026 · 8.75% APR · checked 5 times
8.25%8.75%9.25%Sep 14, 2026: 8.75% APRSep 14, 2026Oct 13, 2026
Falls Catholic Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
33 Graham Rd, Cuyahoga Falls, OH, 44223
Signature Loans
8.95%
View
▼
APR8.95%
TermN/A
Last UpdatedNot available
Details

As Low As

Rate History
No change since Oct 10, 2026 · 8.95% APR
8.45%8.95%9.45%Oct 10, 2026: 8.95% APROct 10, 2026Oct 13, 2026
Century Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.01%
28251 Lorain Rd, North Olmsted, OH, 44070
Signature/Personal Loan
8.99%
View
▼
APR8.99%
TermN/A
Last UpdatedNot available
Details

As Low As; Limit: up to $35,000

Rate History
1 change since Sep 14, 2026 · 8.74% → 8.99% ▲ 0.25 pts · high 8.99% / low 8.74%
8.24%8.87%9.49%Sep 14, 2026: 8.74% APRSep 25, 2026: 8.99% APRSep 14, 2026Oct 13, 2026
  • Sep 25, 20268.99%▲ from 8.74%
  • Sep 14, 20268.74%first recorded
Cincinnati Interagency Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
26 Martin Luther King Dr W, Cincinnati, OH, 45220 2242
Signature LoanTerm: Up to 24 months
8.99%
View
▼
APR8.99%
TermUp to 24 months
Last UpdatedNot available
Details

For general purpose loans of $1000 and greater

Rate History
No change since Sep 17, 2026 · 8.99% APR · checked 7 times
8.49%8.99%9.49%Sep 17, 2026: 8.99% APRSep 17, 2026Oct 13, 2026
Jeep Country Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.93%
7030 Spring Meadows West Dr, Holland, OH, 43528 9293
Signature/Personal LoansTerm: 12 Months
9.00%
View
▼
APR9.00%
Term12 Months
Last UpdatedNot available
Details

Loan amount: $0 - $1,000; APR as low as; range per page

Rate History
No change since Sep 16, 2026 · 9.00% APR · checked 5 times
8.50%9.00%9.50%Sep 16, 2026: 9.00% APRSep 16, 2026Oct 13, 2026
All Saints Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
5269 E 104th St, Garfield Hts, OH, 44125 2407
Signature Loans - 12 month Holiday LoanTerm: 12 month
9.00%
View
▼
APR9.00%
Term12 month
Last UpdatedNot available
Details

As Low As; Interest rate based on credit history plus number of years financed

Rate History
No change since Sep 14, 2026 · 9.00% APR · checked 5 times
8.50%9.00%9.50%Sep 14, 2026: 9.00% APRSep 14, 2026Oct 13, 2026
University of Toledo Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.95%
5248 Hill Ave, Toledo, OH, 43615 5868
Other Loans - Signature
9.00%
View
▼
APR9.00%
TermN/A
Last UpdatedNot available
Details

As Low As; Starting at 9.00% APR

Rate History
No change since Oct 13, 2026 · 9.00% APR
8.50%9.00%9.50%Oct 13, 2026: 9.00% APROct 13, 2026Oct 13, 2026
University of Toledo Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.95%
5248 Hill Ave, Toledo, OH, 43615 5868
Signature (Personal) LoanTerm: Up to 60 months
9.00%
View
▼
APR9.00%
TermUp to 60 months
Last UpdatedNot available
Details

As Low As; Borrow up to $25,000; Credit Life/Disability Insurance available; Debt consolidation; Fixed rate and fixed term

Rate History
No change since Sep 14, 2026 · 9.00% APR · checked 6 times
8.50%9.00%9.50%Sep 14, 2026: 9.00% APRSep 14, 2026Oct 13, 2026
Toledo Fire Fighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.79%
2800 W Laskey Rd, Toledo, OH, 43613 3248
Signature Loan
9.15%
View
▼
APR9.15%
Interest Rate8.99%
TermN/A
Last UpdatedNot available
Details

Rates as low as: 8.99%*; * Indicates rate as low as based on credit score.

Rate History
No change since Sep 16, 2026 · 9.15% APR · checked 5 times
8.65%9.15%9.65%Sep 16, 2026: 9.15% APRSep 16, 2026Oct 13, 2026
Friends And Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
46 Federal Ave NW, Massillon, OH, 44647
Bill Consolidation & Signature LoansTerm: Up to 12 Months
9.19%
View
▼
APR9.19%
TermUp to 12 Months
Last UpdatedNot available
Details

As Low As; APPLY

Rate History
No change since Sep 14, 2026 · 9.19% APR · checked 6 times
8.69%9.19%9.69%Sep 14, 2026: 9.19% APRSep 14, 2026Oct 13, 2026
Stark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
3426 Cleveland Ave NW, Canton, OH, 44709 2747
Signature Loan
9.24%
View
▼
APR9.24%
TermN/A
Last UpdatedNot available
Details

As Low As; Rates are calculated by Annual Percentage Rate (APR)

Rate History
No change since Sep 14, 2026 · 9.24% APR · checked 7 times
8.74%9.24%9.74%Sep 14, 2026: 9.24% APRSep 14, 2026Oct 13, 2026
CAREY POVERELLO
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
201 N Vance St, Carey, OH, 43316 1038
Signature LoanTerm: Up to 60 months
9.24%
View
▼
APR9.24%
TermUp to 60 months
Last UpdatedNot available
Details

Rates As Low As; and $20,000

Rate History
1 change since Sep 14, 2026 · 8.74% → 9.24% ▲ 0.50 pts · high 9.24% / low 8.74%
8.24%8.99%9.74%Sep 14, 2026: 8.74% APROct 10, 2026: 9.24% APRSep 14, 2026Oct 13, 2026
  • Oct 10, 20269.24%▲ from 8.74%
  • Sep 14, 20268.74%first recorded
Holy Family Parma Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.73%
7367 York Rd, Parma, OH, 44130 5162
Signature LoansTerm: 24 Months Maximum
9.25%
View
▼
APR9.25%
Interest Rate9.25%
Term24 Months Maximum
Last UpdatedNot available
Details

Beacon Score 725+; Maximum Amount: $1,500

Rate History
No change since Sep 20, 2026 · 9.25% APR · checked 4 times
8.75%9.25%9.75%Sep 20, 2026: 9.25% APRSep 20, 2026Oct 13, 2026
Community Star Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.42%
832 Cleveland St, Elyria, OH, 44035 4141
Signature Loans
9.39%
View
▼
APR9.39%
TermN/A
Last UpdatedNot available
Details

As Low As; additional conditions apply; ask for details

Rate History
No change since Sep 22, 2026 · 9.39% APR · checked 4 times
8.89%9.39%9.89%Sep 22, 2026: 9.39% APRSep 22, 2026Oct 13, 2026
Friends And Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
46 Federal Ave NW, Massillon, OH, 44647
Bill Consolidation & Signature LoansTerm: Up to 24 Months
9.39%
View
▼
APR9.39%
TermUp to 24 Months
Last UpdatedNot available
Details

As Low As; APPLY

Rate History
No change since Sep 14, 2026 · 9.39% APR · checked 6 times
8.89%9.39%9.89%Sep 14, 2026: 9.39% APRSep 14, 2026Oct 13, 2026
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.77%
215 Deo Dr, newark, OH, 43055 3048
Signature (Personal) LoanTerm: 49 to 60 Months
9.42%
View
▼
APR9.42%
Interest Rate8.99%
Term49 to 60 Months
Last UpdatedNot available
Details

As Low As; Loan Committee or CLS approval required; Based on TruePerks membership and credit score of 740 or better

Rate History
No change since Oct 12, 2026 · 9.42% APR
8.92%9.42%9.92%Oct 12, 2026: 9.42% APROct 12, 2026Oct 13, 2026
Jeep Country Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.93%
7030 Spring Meadows West Dr, Holland, OH, 43528 9293
Signature/Personal LoansTerm: 48 Months
9.49%
View
▼
APR9.49%
Term48 Months
Last UpdatedNot available
Details

Loan amount: $4,001 - $6,000; APR as low as; range per page

Rate History
No change since Sep 16, 2026 · 9.49% APR · checked 5 times
8.99%9.49%9.99%Sep 16, 2026: 9.49% APRSep 16, 2026Oct 13, 2026
WES Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
38024 2nd St, Willoughby, OH, 44094 6105
Signature Loan
9.49%
View
▼
APR9.49%
Interest Rate9.49%
TermN/A
Last UpdatedNot available
Details

Up to $15,000

Rate History
No change since Sep 14, 2026 · 9.49% APR · checked 5 times
8.99%9.49%9.99%Sep 14, 2026: 9.49% APRSep 14, 2026Oct 13, 2026
Universal 1 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.33%
1 River Park Dr, Dayton, OH, 45409 2104
Signature Loan
9.49%
View
▼
APR9.49%
TermN/A
Last UpdatedNot available
Details

As Low As; Current Rates as of Tuesday, October 13th, 2026

Rate History
No change since Oct 1, 2026 · 9.49% APR · checked 3 times
8.99%9.49%9.99%Oct 1, 2026: 9.49% APROct 1, 2026Oct 13, 2026
Friends And Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
46 Federal Ave NW, Massillon, OH, 44647
Bill Consolidation & Signature LoansTerm: Up to 36 Months
9.69%
View
▼
APR9.69%
TermUp to 36 Months
Last UpdatedNot available
Details

As Low As; APPLY

Rate History
No change since Sep 14, 2026 · 9.69% APR · checked 6 times
9.19%9.69%10.19%Sep 14, 2026: 9.69% APRSep 14, 2026Oct 13, 2026
USX Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.77%
539 S Main St, Findlay, OH, 45840
Personal/Signature LoansTerm: Up to 60 Months
9.74%
View
▼
APR9.74%
TermUp to 60 Months
Last UpdatedNot available
Details

No additional details available.

Rate History
No change since Sep 14, 2026 · 9.74% APR · checked 7 times
9.24%9.74%10.24%Sep 14, 2026: 9.74% APRSep 14, 2026Oct 13, 2026
Quest Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.74%
12837 US Highway 68, Kenton, OH, 43326
SIGNATURE LOANTerm: 12 months
9.75%
View
▼
APR9.75%
Term12 months
Last UpdatedNot available
Details

As Low As; Unsecured Loan, funds can be used for anything

Rate History
1 change since Sep 21, 2026 · 9.70% → 9.75% ▲ 0.05 pts · high 9.75% / low 9.70%
9.20%9.73%10.25%Sep 21, 2026: 9.70% APROct 5, 2026: 9.75% APRSep 21, 2026Oct 13, 2026
  • Oct 5, 20269.75%▲ from 9.70%
  • Sep 21, 20269.70%first recorded
Riverview Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.04%
403 Main St, Belpre, OH, 45714 1615
Signature LoansTerm: 24 months
9.75%
View
▼
APR9.75%
Interest Rate9.75%
Term24 months
Last UpdatedNot available
Details

Up to $2,500

Rate History
No change since Sep 14, 2026 · 9.75% APR · checked 8 times
9.25%9.75%10.25%Sep 14, 2026: 9.75% APRSep 14, 2026Oct 13, 2026
Riverview Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.04%
403 Main St, Belpre, OH, 45714 1615
Signature Loans to $15,000Term: 24 months
9.75%
View
▼
APR9.75%
Interest Rate9.75%
Term24 months
Last UpdatedNot available
Details

No additional details available.

Rate History
No change since Oct 9, 2026 · 9.75% APR · checked 3 times
9.25%9.75%10.25%Oct 9, 2026: 9.75% APROct 9, 2026Oct 13, 2026
Riverview Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.04%
403 Main St, Belpre, OH, 45714 1615
Signature Loans to $5,000Term: 24 months
9.75%
View
▼
APR9.75%
Interest Rate9.75%
Term24 months
Last UpdatedNot available
Details

No additional details available.

Rate History
No change since Oct 9, 2026 · 9.75% APR · checked 3 times
9.25%9.75%10.25%Oct 9, 2026: 9.75% APROct 9, 2026Oct 13, 2026
Riverview Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.04%
403 Main St, Belpre, OH, 45714 1615
Signature Loans to $7,500Term: 24 months
9.75%
View
▼
APR9.75%
Interest Rate9.75%
Term24 months
Last UpdatedNot available
Details

No additional details available.

Rate History
No change since Oct 9, 2026 · 9.75% APR · checked 3 times
9.25%9.75%10.25%Oct 9, 2026: 9.75% APROct 9, 2026Oct 13, 2026
National Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.12%
1810 Buchholzer Blvd, Akron, OH, 44310
Signature Loans
9.90%
View
▼
APR9.90%
TermN/A
Last UpdatedNot available
Details

Published APR range: 9.90%-17.90%.

Rate History
No change since Sep 16, 2026 · 9.90% APR · checked 5 times
9.40%9.90%10.40%Sep 16, 2026: 9.90% APRSep 16, 2026Oct 13, 2026
Wiremens Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
5800 State Rd, Parma, OH, 44134
Signature LoanTerm: up to 36 months
9.90%
View
▼
APR9.90%
Termup to 36 months
Last UpdatedNot available
Details

up to $6.000.00; As Low As

Rate History
No change since Sep 14, 2026 · 9.90% APR · checked 6 times
9.40%9.90%10.40%Sep 14, 2026: 9.90% APRSep 14, 2026Oct 13, 2026
Millstream Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
1007 Western Ave, Findlay, OH, 45840
Signature Loan
9.95%
View
▼
APR9.95%
TermN/A
Last UpdatedNot available
Details

As Low As

Rate History
No change since Sep 14, 2026 · 9.95% APR · checked 6 times
9.45%9.95%10.45%Sep 14, 2026: 9.95% APRSep 14, 2026Oct 13, 2026
Cincinnati Interagency Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
26 Martin Luther King Dr W, Cincinnati, OH, 45220 2242
Signature LoanTerm: For 25 to 60 months
9.99%
View
▼
APR9.99%
TermFor 25 to 60 months
Last UpdatedNot available
Details

For general purpose loans of $1000 and greater; footnote *2

Rate History
No change since Oct 12, 2026 · 9.99% APR
9.49%9.99%10.49%Oct 12, 2026: 9.99% APROct 12, 2026Oct 13, 2026
Fasson Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.73%
250 Chester St # 1 E, Painesville, OH, 44077 4118
Signature Loan
9.99%
View
▼
APR9.99%
TermN/A
Last UpdatedNot available
Details

Credit Score: 750+; Risk: Very Low; Credit Union Score: A+

Rate History
No change since Sep 21, 2026 · 9.99% APR · checked 6 times
9.49%9.99%10.49%Sep 21, 2026: 9.99% APRSep 21, 2026Oct 13, 2026
Code Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.49%
355 W Monument Ave, Dayton, OH, 45402
Signature LoanTerm: 60 months
9.99%
View
▼
APR9.99%
Term60 months
Last UpdatedNot available
Details

As Low As; Personal Loans and Credit Lines

Rate History
No change since Sep 14, 2026 · 9.99% APR · checked 7 times
9.49%9.99%10.49%Sep 14, 2026: 9.99% APRSep 14, 2026Oct 13, 2026
Solon Chagrin Falls Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
33600 Inwood Dr, Solon, OH, 44139 4132
Signature LoanTerm: 36 months
10.00%
View
▼
APR10.00%
Term36 months
Last UpdatedNot available
Details

Max loan $3,000. Add .25/.26 if payments are not made by payroll deduction or ACH.

Rate History
No change since Oct 9, 2026 · 10.00% APR
9.50%10.00%10.50%Oct 9, 2026: 10.00% APROct 9, 2026Oct 13, 2026
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.80%
134 3rd St, Tiltonsville, OH, 43963
Signature LoanTerm: 24 Months
10.00%
View
▼
APR10.00%
Term24 Months
Last UpdatedNot available
Details

Amount: up to $3,000; Credit Grade: A++ 750+

Rate History
No change since Sep 18, 2026 · 10.00% APR · checked 4 times
9.50%10.00%10.50%Sep 18, 2026: 10.00% APRSep 18, 2026Oct 13, 2026
Steel Valley Federal Credit Union
Institution Rating:
B-4.4 ★Texas Ratio: 22.34%
3840 Pearl Rd, Cleveland, OH, 44109 2751
Signature and Personal LoanTerm: 24 months
10.00%
View
▼
APR10.00%
Term24 months
Last UpdatedNot available
Details

Credit Grade: A+; Credit Score: 730 +

Rate History
No change since Sep 14, 2026 · 10.00% APR · checked 8 times
9.50%10.00%10.50%Sep 14, 2026: 10.00% APRSep 14, 2026Oct 13, 2026
Toledo Urban Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.05%
1441 Dorr St, Toledo, OH, 43607 3956
Signature UnsecuredTerm: 60 Months
10.00%
View
▼
APR10.00%
Interest Rate10.00%
Term60 Months
Last UpdatedNot available
Details

Published rate range: 10.0% - 18.0%. Maximum Allowed: $15,000.00

Rate History
No change since Sep 14, 2026 · 10.00% APR · checked 8 times
9.50%10.00%10.50%Sep 14, 2026: 10.00% APRSep 14, 2026Oct 13, 2026
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.06%
10485 Reading Rd, Cincinnati, OH, 45241 2523
Signature Loans Up to 24 monthsTerm: Up to 24 months
10.00%
View
▼
APR10.00%
TermUp to 24 months
Last UpdatedNot available
Details

As low as; Signature Loans

Rate History
No change since Oct 10, 2026 · 10.00% APR
9.50%10.00%10.50%Oct 10, 2026: 10.00% APROct 10, 2026Oct 13, 2026
Members Choice Credit Union Greenville, OH
Institution Rating:
A+5.0 ★Texas Ratio: 1.20%
725 PINE ST, GREENVILLE, OH, 45331
Signature Personal LoanTerm: up to 60 months
10.00%
View
▼
APR10.00%
Termup to 60 months
Last UpdatedNot available
Details

Based upon credit rating

Rate History
No change since Sep 14, 2026 · 10.00% APR · checked 6 times
9.50%10.00%10.50%Sep 14, 2026: 10.00% APRSep 14, 2026Oct 13, 2026
Cleveland Church of Christ Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
1035 E 105th St, Cleveland, OH, 44108 3286
Signature Loan - Credit Score 750 or Above
10.11%
View
▼
APR10.11%
Interest Rate10.00%
TermN/A
Last UpdatedNot available
Details

APR shown is for personal loans of at least $10,000, with a 5-year term; Effective as of February 2023

Rate History
No change since Oct 13, 2026 · 10.11% APR
9.61%10.11%10.61%Oct 13, 2026: 10.11% APROct 13, 2026Oct 13, 2026
Holy Family Parma Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.73%
7367 York Rd, Parma, OH, 44130 5162
Signature LoansTerm: 24 Months Maximum
10.25%
View
▼
APR10.25%
Interest Rate10.25%
Term24 Months Maximum
Last UpdatedNot available
Details

Beacon Score 675 - 724; Maximum Amount: $1,000

Rate History
No change since Sep 20, 2026 · 10.25% APR · checked 4 times
9.75%10.25%10.75%Sep 20, 2026: 10.25% APRSep 20, 2026Oct 13, 2026
St Josephs Canton Parish Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.06%
1811 Whipple Ave NW, Canton, OH, 44708
Signature Loan
10.50%
View
▼
APR10.50%
TermN/A
Last UpdatedNot available
Details

As Low As; Rates effective as of 4/1/2025; Rates subject to change without notice

Rate History
No change since Sep 14, 2026 · 10.50% APR · checked 7 times
10.00%10.50%11.00%Sep 14, 2026: 10.50% APRSep 14, 2026Oct 13, 2026
Softite Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.01%
1201 S Zane Hwy, Martins Ferry, OH, 43935 1965
Signature Loan
10.50%
View
▼
APR10.50%
TermN/A
Last UpdatedNot available
Details

As Low As; Starting at; Featured rate; Rates Effective as of 01/10/2026

Rate History
No change since Sep 14, 2026 · 10.50% APR · checked 9 times
10.00%10.50%11.00%Sep 14, 2026: 10.50% APRSep 14, 2026Oct 13, 2026
Community First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.66%
2043 E Prospect Rd, Ashtabula, OH, 44004
Personal / Signature Loans (Unsecured)Term: Up to 60 Months
10.50%
View
▼
APR10.50%
TermUp to 60 Months
Last UpdatedNot available
Details

As Low As

Rate History
No change since Sep 14, 2026 · 10.50% APR · checked 5 times
10.00%10.50%11.00%Sep 14, 2026: 10.50% APRSep 14, 2026Oct 13, 2026
Ohio Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.01%
3955 W DUBLIN GRANVILLE RD, DUBLIN, OH, 43017
Signature LoanTerm: 12 months
10.74%
View
▼
APR10.74%
Term12 months
Last UpdatedNot available
Details

As Low As; Actual rate may vary depending on credit history

Rate History
No change since Sep 14, 2026 · 10.74% APR · checked 8 times
10.24%10.74%11.24%Sep 14, 2026: 10.74% APRSep 14, 2026Oct 13, 2026
Local Union 392 Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.60%
1228 Central Pkwy Ste 302, Cincinnati, OH, 45202
Signature (Unsecured) LoanTerm: 1-48 months
10.75%
View
▼
APR10.75%
Term1-48 months
Last UpdatedNot available
Details

Credit Rating: A+; Amount: $12,500

Rate History
No change since Sep 14, 2026 · 10.75% APR · checked 6 times
10.25%10.75%11.25%Sep 14, 2026: 10.75% APRSep 14, 2026Oct 13, 2026
Riverview Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.04%
403 Main St, Belpre, OH, 45714 1615
Signature Loans to $15,000Term: 36 months
10.75%
View
▼
APR10.75%
Interest Rate10.75%
Term36 months
Last UpdatedNot available
Details

No additional details available.

Rate History
No change since Oct 9, 2026 · 10.75% APR · checked 3 times
10.25%10.75%11.25%Oct 9, 2026: 10.75% APROct 9, 2026Oct 13, 2026
Riverview Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.04%
403 Main St, Belpre, OH, 45714 1615
Signature Loans to $5,000Term: 36 months
10.75%
View
▼
APR10.75%
Interest Rate10.75%
Term36 months
Last UpdatedNot available
Details

No additional details available.

Rate History
No change since Oct 9, 2026 · 10.75% APR · checked 3 times
10.25%10.75%11.25%Oct 9, 2026: 10.75% APROct 9, 2026Oct 13, 2026
Riverview Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.04%
403 Main St, Belpre, OH, 45714 1615
Signature Loans to $7,500Term: 36 months
10.75%
View
▼
APR10.75%
Interest Rate10.75%
Term36 months
Last UpdatedNot available
Details

No additional details available.

Rate History
No change since Oct 9, 2026 · 10.75% APR · checked 3 times
10.25%10.75%11.25%Oct 9, 2026: 10.75% APROct 9, 2026Oct 13, 2026
PSE Credit Union Inc
Institution Rating:
A+5.0 ★Texas Ratio: 3.41%
5255 Regency Dr, Parma, OH, 44129 5453
Personal/Signature/Bill Consolidation Loans
10.75%
View
▼
APR10.75%
TermN/A
Last UpdatedNot available
Details

Annual Percentage Rate As Low As 10.75% *

Rate History
No change since Sep 14, 2026 · 10.75% APR · checked 6 times
10.25%10.75%11.25%Sep 14, 2026: 10.75% APRSep 14, 2026Oct 13, 2026
All Saints Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
5269 E 104th St, Garfield Hts, OH, 44125 2407
Signature LoansTerm: 36 months
10.99%
View
▼
APR10.99%
Term36 months
Last UpdatedNot available
Details

As Low As; Interest rate based on credit history plus number of years financed

Rate History
No change since Sep 14, 2026 · 10.99% APR · checked 5 times
10.49%10.99%11.49%Sep 14, 2026: 10.99% APRSep 14, 2026Oct 13, 2026
Port Conneaut Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.59%
1002 Broad St, Conneaut, OH, 44030
Signature Loan
10.99%
View
▼
APR10.99%
TermN/A
Last UpdatedNot available
Details

As Low As; APR* Rates as low as; Rate based on creditworthiness and term of loan

Rate History
No change since Sep 14, 2026 · 10.99% APR · checked 8 times
10.49%10.99%11.49%Sep 14, 2026: 10.99% APRSep 14, 2026Oct 13, 2026

Ohio Personal Loan Rate Trends

Compare local Ohio personal loan rates against the statewide average

Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions, updated every evening.

View Full Ohio Personal Loan Trends
Personal Loan OH Avg
10.879%
▲ 0.104 vs 7 days ago

Ohio personal loan rates rose 0.104 points over the past 7 days to 10.879% APR.

Signature Loan OH Avg
10.768%
▲ 0.016 vs 7 days ago

Ohio signature loan rates rose 0.016 points over the past 7 days to 10.768% APR.

As of Oct 13, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered byMonitorBankRates

Ohio Personal Loan Rate Forecast, Next 12 Months

Personal loan APRs follow lender funding costs and credit conditions. Our model projects the likely path of personal and signature loan averages from the current Ohio figures.

Current Personal Loan Avg
10.88%
APR, as of Oct 13, 2026
6-Month Forecast
10.96%
Fed hold assumed
12-Month Forecast
11.03%
Range: 10.68% to 11.23%
Forecast Methodology & Assumptions

Key assumptions: the Federal Reserve holds the federal funds rate at its current level over the next 12 months, with the possibility of one 25 basis point increase; unsecured lenders reprice new offers within one to two policy cycles, and advertised as-low-as rates move before average approved rates do.

Important notice: this forecast is for informational purposes only and should not be used as the sole basis for financial decisions. Rate forecasts carry significant uncertainty. The actual trajectory will depend on Federal Reserve decisions, economic conditions, and competitive dynamics among financial institutions.

Powered byMonitorBankRates

What Would Your Monthly Payment Be?

Estimated monthly payments at the current OH average personal loan APR of 10.88%, across the terms lenders serving Ohio most commonly offer. Personal loans are fixed-rate and fully amortizing, so the payment never changes and the balance reaches zero on schedule.

Loan Amount 24 Months 36 Months 48 Months 60 Months
$5,000 $232.76/mo $163.41/mo $128.93/mo $108.41/mo
$10,000 $465.52/mo $326.81/mo $257.87/mo $216.82/mo
$15,000 $698.28/mo $490.22/mo $386.80/mo $325.23/mo
$25,000 $1,163.79/mo $817.04/mo $644.67/mo $542.05/mo
$35,000 $1,629.31/mo $1,143.85/mo $902.54/mo $758.87/mo

Principal and interest only. Does not include any origination fee, which some lenders deduct from your loan proceeds. Your APR depends on credit score, income, loan amount, term, and lender underwriting.

Powered byMonitorBankRates

Consolidating Credit Card Debt in Ohio

Debt consolidation is the most common reason people take a personal loan, and the math is usually straightforward: credit cards carry variable double-digit APRs, while a personal loan locks in a fixed rate and a fixed payoff date. Below is the total interest on a $15,000 balance repaid over 48 months at the OH personal loan average versus a range of typical credit card APRs.

Repayment Option APR Monthly Payment Total Interest Interest Saved
Personal Loan (OH average) 10.88% $386.80 $3,566
Credit card at 18% APR 18.00% $440.62 $6,150 $2,584
Credit card at 22% APR 22.00% $472.59 $7,684 $4,118
Credit card at 26% APR 26.00% $505.76 $9,276 $5,710

The 18%, 22%, and 26% figures are illustrative points across the range card issuers commonly charge, not a published average. Check your own statement for your actual APR, then use the calculator below to run your real numbers. This comparison assumes a fixed 48-month payoff in both cases; paying only the card minimum would stretch the timeline and raise interest substantially. Consolidation only helps if you avoid rebuilding a balance on the paid-off cards.

How to Get the Best Personal Loan Rate in Ohio

1

Prequalify With a Soft Credit Check

Most lenders serving Ohio will show you an estimated APR using a soft inquiry that does not touch your credit score. Prequalify with several before formally applying. The advertised rate is the best-qualified rate, and the number you personally receive can differ by many percentage points.

2

Compare APR, Not the Interest Rate

Origination fees run as high as 10% of the amount borrowed and come straight out of your proceeds, so a loan with a lower interest rate can cost more than one with a higher rate and no fee. APR folds the fee in, which makes it the only number worth comparing across lenders.

3

Check Local Credit Unions First

Credit unions consistently publish the lowest personal loan APRs in our Ohio data, and many charge no origination fee. Membership is usually easier than expected; many accept anyone who lives, works, or worships in the area. Federal credit unions are also capped by regulation on what they may charge.

4

Borrow Only What You Need, for as Short a Term as You Can

Lenders often price longer terms at higher APRs, so a 60-month loan can cost more per dollar borrowed than a 36-month loan on top of accruing interest for longer. Take the shortest term whose payment comfortably fits your budget, and resist rounding the amount up.

A personal loan may not be the cheapest option for your situation
  • Buying a vehicle? A secured Ohio auto loan will almost always beat an unsecured personal loan
  • Home improvements and you have equity? Compare home equity rates, though your home becomes collateral
  • Not urgent? Building the money in a Ohio high-yield savings account costs nothing and earns interest instead of paying it

Ohio Financial Snapshot

Local demographics and economic context for borrowers. Source: U.S. Census Bureau

$44,003
Median Individual Earnings
National avg: $47,340
4.7%
Unemployment Rate
National avg: 4.8%
13.3%
Poverty Rate
National avg: 11.1%
$387/mo
Payment on a $15K / 48-mo Loan
At the OH average 10.88% APR

A $387 monthly loan payment is roughly 10.5% of the median individual income in Ohio. Lenders generally want your total monthly debt payments, including housing, to stay under roughly 36% of gross income, so consider the new payment alongside everything you already owe.

Personal Loan vs. Other Ways to Borrow

A personal loan is fast and requires no collateral, but it is not always the cheapest way to borrow. Here is how it compares to the main alternatives available to borrowers in Ohio.

Feature Personal Loan Credit Card 0% Balance Transfer Home Equity Loan / HELOC
Typical APR Level ● Mid, fixed ✗ Highest, variable ✓ 0% for a promo window ✓ Usually lowest
Collateral Required ✓ None ✓ None ✓ None ✗ Your home is at risk
Payment Predictability ✓ Fixed payment and payoff date ✗ Revolving, can last indefinitely ● Rate jumps when promo ends ● Fixed for loans, variable for HELOCs
Speed to Funding ✓ Often 1 to 3 business days ✓ Immediate if you hold the card ● Card approval plus transfer time ✗ Weeks (appraisal and closing)
Upfront Costs ● Origination fee up to ~10% ✓ None ● Transfer fee, typically 3 to 5% ● Closing costs possible
Best For Consolidation and one-off costs, no collateral Small balances paid in full monthly Debt you can clear inside the promo window Large projects when you have equity and time

General comparison for educational purposes; terms, eligibility, and pricing vary by lender and borrower credit profile. Borrowing against your home converts unsecured debt into secured debt; missed payments can put the property at risk. MonitorBankRates is not a lender or financial advisor.

Personal Loan Payment Calculator

Estimate your monthly payment, total interest, and what an origination fee actually costs you. We’ve prefilled the APR with the current OH average, or click any rate on the right to apply it instantly.

$
%
%
Current Rates: Click to Apply
$0
Estimated Monthly Payment
Total Interest Paid$0
Total of All Payments$0
Origination Fee$0
Cash You Actually Receive$0
Total Cost of Borrowing$0

Estimates assume a fixed-rate, fully amortizing loan with equal monthly payments and no prepayment. “Cash you actually receive” subtracts any origination fee deducted from proceeds; you still repay, and pay interest on, the full loan amount. Advertised APRs typically require strong credit; your approved rate may differ. This tool is for illustration and is not a loan offer.

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Ohio personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Ohio directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Ohio. We feature a comprehensive mix of lenders, from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in OH.

Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.

Personal Loans for Bad Credit in Ohio

A FICO score below 580 is considered poor and 580 to 669 is fair. You can still get a personal loan with bad credit, but expect an APR well above the best rates on this page, a smaller loan amount, or a request for collateral or a cosigner. Where you apply matters as much as your score.

Avg. personal loan APR we track: 11.02%Federal credit union cap: 18% APRCredit union PAL cap: 28% APR

Start With a Credit Union

Federal credit unions cannot charge more than 18% APR on most loans through September 10, 2027. Many weigh your income and membership history, not just your score.

Ask About a Payday Alternative Loan

Many federal credit unions offer PALs for small, short term needs, capped at 28% APR with an application fee of no more than $20. That is a fraction of what a payday lender charges.

Secure the Loan With Savings

A share secured or CD secured loan uses your own savings as collateral, so approval is easy and the APR is low. On time payments are reported to the credit bureaus and help rebuild your score.

Add a Cosigner or Co-borrower

A second applicant with stronger credit can lower your rate and raise the amount you qualify for. They are equally responsible for every payment.

Prequalify Before You Apply

Most lenders show an estimated rate with a soft credit check that does not affect your score. Compare APRs, including any origination fee, before you submit a full application.

Avoid Payday and Title Loans

The CFPB notes a typical payday fee of $15 per $100 equals an APR of almost 400% on a two week loan. A title loan puts your car at risk. A credit union loan costs far less.

See Personal Loans for Bad Credit
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Frequently Asked Questions

What credit score do I need for a personal loan in Ohio?

Most lenders in Ohio require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Ohio often have more flexible requirements than traditional banks.

What is the difference between secured and unsecured personal loans?

Unsecured personal loans in Ohio require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.

Can I use a personal loan for debt consolidation in Ohio?

Yes. Debt consolidation is one of the most common uses of personal loans in Ohio. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.

Are credit unions or banks better for personal loans in Ohio?

Credit unions in Ohio often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.

What is an origination fee on a personal loan?

An origination fee is a one-time charge some lenders deduct from your loan proceeds, commonly 1% to 10% of the amount borrowed. On a $15,000 loan a 5% fee means you receive $14,250 but still owe interest on the full $15,000. The fee is built into the APR but not the interest rate, so compare lenders serving Ohio on APR. Many credit unions charge no origination fee at all.

Does checking personal loan rates hurt my credit score?

Prequalifying does not. Most lenders let you check an estimated rate with a soft credit inquiry that is invisible to other lenders and does not affect your score. Only a formal application triggers a hard inquiry. If you submit several full applications, group them within a short shopping window so credit scoring models treat them as one rate-shopping event.

Can I pay off a personal loan early?

Most personal loans from banks and credit unions serving Ohio carry no prepayment penalty, so paying early reduces your total interest. Confirm before signing, because a small number of lenders charge a prepayment fee or use precomputed interest, which removes the benefit of paying ahead of schedule.

Can I get a personal loan with bad credit in Ohio?

Yes. Credit unions, community banks, and some online lenders approve borrowers with fair or poor credit, often for smaller amounts or with a cosigner or collateral. A secured loan backed by your savings or a CD is the easiest approval and also helps rebuild your credit.

What is the maximum APR on a bad credit personal loan from a credit union?

Federal credit unions are limited to 18% APR on most loans through September 10, 2027. Payday alternative loans from federal credit unions are capped at 28% APR with an application fee of no more than $20. State chartered credit unions follow state law, and other lenders can charge much more, so always compare the APR.

What are the best personal loan rates in Ohio?

  • TruPartner Credit Union: 6.70% (Signature Loan)
  • Northwestern Federal Credit Union: 6.99% (Unsecured Signature Maximum Loan)
  • Firestone Federal Credit Union: 6.99% (Signature 30 Loan)
  • Baxter Credit Union: 6.99% (Personal Loan)
  • Materion Federal Credit Union: 7.45% (Personal Loan)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Ohio. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: October 13, 2026.

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Cities in Ohio

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