Best Personal Loan Rates in Ohio - June 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Ohio borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
Current personal loan options available to borrowers in Ohio include: USXUSX539 S Main St, Findlay, OH, 45840A+5.0 ★Texas Ratio: 1.67% offering Loans to $49,999 - 7 Year at 4.00% APR, Baxter Credit UnionBaxter Credit Union7000 Cardinal Pl, Dublin, OH, 43017 1091A5.0 ★Texas Ratio: 7.04% offering Credit Builder Loan at 4.50% APR, Firefighters And Company Federal Credit UnionFirefighters And Company Federal Credit Union338 S Patterson Blvd, Dayton, OH, 45402 2845A5.0 ★Texas Ratio: 9.45% offering New & Used 2019-2026 Loan at 4.84% APR, Millstream Area Credit UnionMillstream Area Credit Union1007 Western Ave, Findlay, OH, 45840A5.0 ★Texas Ratio: 6.34% offering New & Used 2023 and newer Loan at 4.95% APR, and Education First Credit Union IncEducation First Credit Union Inc510 E Mound St, Columbus, OH, 43215 5539A5.0 ★Texas Ratio: 10.47% offering 2026-2025 up to 66 months Loan at 4.99% APR. Personal loan rates as of June 11, 2026 according to verified data from MonitorBankRates.
Use the tabs below to compare personal loan rates across Ohio side-by-side. Ohio personal loan rates currently start as low as 4.00% APR from USX at 539 S Main St, Findlay, OH, 45840. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Ohio.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Ohio. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: June 11, 2026
Ohio Personal Loan Rates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
USX
Institution Rating:
A+5.0 ★Texas Ratio: 1.67%
539 S Main St, Findlay, OH, 45840
Loans to $49,999 - 7 Year
4.00%
▼
APR4.00%
Last UpdatedJune 12, 2026
Details
$10,000
USX
Institution Rating:
A+5.0 ★Texas Ratio: 1.67%
539 S Main St, Findlay, OH, 45840
Loans to $49,999 - 10 Year
4.20%
▼
APR4.20%
Last UpdatedJune 12, 2026
Details
$10,000
USX
Institution Rating:
A+5.0 ★Texas Ratio: 1.67%
539 S Main St, Findlay, OH, 45840
Loans to $49,999 - 12 Year
4.40%
▼
APR4.40%
Last UpdatedJune 12, 2026
Details
$10,000
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
7000 Cardinal Pl, Dublin, OH, 43017 1091
Credit Builder Loan
4.50%
▼
APR4.50%
Last UpdatedJune 12, 2026
Details
No additional details available.
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
7000 Cardinal Pl, Dublin, OH, 43017 1091
Refinance Loan
4.64%
▼
APR4.64%
Last UpdatedJune 12, 2026
Details
As Low As
USX
Institution Rating:
A+5.0 ★Texas Ratio: 1.67%
539 S Main St, Findlay, OH, 45840
Plan 1 Loan
4.79%
▼
APR4.79%
Last UpdatedJune 12, 2026
Details
Maximum (LTV)Loan to Value: 60%; Adjustment to Index: Prime - 1.0%; Maximum Loan Amount: $250,000
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
7000 Cardinal Pl, Dublin, OH, 43017 1091
Medical Degree Refinance Loan
4.80%
▼
APR4.80%
Last UpdatedJune 12, 2026
Details
As Low As
Firefighters And Company Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.45%
338 S Patterson Blvd, Dayton, OH, 45402 2845
New & Used 2019-2026 Loan
4.84%
▼
APR4.84%
Last UpdatedJune 12, 2026
Details
As Low As; *Free CARFAX available
Millstream Area Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.34%
1007 Western Ave, Findlay, OH, 45840
New & Used 2023 and newer Loan
4.95%
▼
APR4.95%
Last UpdatedJune 12, 2026
Details
As Low As
Education First Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 10.47%
510 E Mound St, Columbus, OH, 43215 5539
2026-2025 up to 66 months Loan
4.99%
▼
APR4.99%
Last UpdatedJune 12, 2026
Details
As Low As
Wayne County Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.84%
311 Kaufman Drive, Smithville, OH, 44677
2026-2025 < 20K miles Loan
4.99%
▼
APR4.99%
Last UpdatedJune 12, 2026
Details
As Low As
Education First Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 10.47%
510 E Mound St, Columbus, OH, 43215 5539
2024-2022 up to 66 months Loan
4.99%
▼
APR4.99%
Last UpdatedJune 12, 2026
Details
As Low As
Holy Family Parma Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
7367 York Rd, Parma, OH, 44130 5162
36-48 Months Loan
5.00%
▼
APR5.00%
Last UpdatedJune 12, 2026
Details
As Low As; When you contact them, make sure we are the lien holder on the vehicle
Emerald Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.23%
13201 GRANGER RD STE 1, GARFIELD HTS, OH, 44125
Personal Loan
5.00%
▼
APR5.00%
Last UpdatedJune 12, 2026
Details
As Low As
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
505 Earl Blvd, Miamisburg, OH, 45342
2023 & newer Loan
5.07%
▼
APR5.07%
Last UpdatedJune 12, 2026
Details
As Low As; 48 Month Rate
Firefighters And Company Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.45%
338 S Patterson Blvd, Dayton, OH, 45402 2845
New & Used 2019-2026 Loan
5.14%
▼
APR5.14%
Last UpdatedJune 12, 2026
Details
As Low As; *Free CARFAX available
Education First Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 10.47%
510 E Mound St, Columbus, OH, 43215 5539
/ 60 Months Loan
5.24%
▼
APR5.24%
Last UpdatedJune 12, 2026
Details
Up to $25,000; As Low As
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
1627 Holland Rd, Maumee, OH, 43537
New (<10K miles) 1-75 month term Loan
5.24%
▼
APR5.24%
Last UpdatedJune 12, 2026
Details
As Low As
Cincinnati Interagency Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
26 Martin Luther King Dr W, Cincinnati, OH, 45220 2242
New & Recent Model Loan
5.24%
▼
APR5.24%
Last UpdatedJune 12, 2026
Details
Annual Percentage Rate (upon approved credit) as low as
Wayne County Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.84%
311 Kaufman Drive, Smithville, OH, 44677
2026-2025 > 20K miles Loan
5.24%
▼
APR5.24%
Last UpdatedJune 12, 2026
Details
As Low As
Unity Catholic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.85%
5839 Ridge Rd, Parma, OH, 44129 3165
Model Year 2021-2026* Loan
5.24%
▼
APR5.24%
Last UpdatedJune 12, 2026
Details
No additional details available.
Integrity Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
971 WOOSTER RD W, BARBERTON, OH, 44203
Used 2022 - 2020 Loan
5.25%
▼
APR5.25%
Last UpdatedJune 12, 2026
Details
As Low As
Noteworthy Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 23.16%
1900 Superior Ave Ste 126, Cleveland, OH, 44114 2128
MUSICAL INSTRUMENT LOAN
5.25%
▼
APR5.25%
Last UpdatedJune 12, 2026
Details
As Low As
ERIE COMMUNITY
Institution Rating:
A+5.0 ★Texas Ratio: 7.53%
3311 Tiffin Ave, Sandusky, OH, 44870 9752
New (2025 - 2026) Loan
5.25%
▼
APR5.25%
Last UpdatedJune 12, 2026
Details
As Low As
Education First Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 10.47%
510 E Mound St, Columbus, OH, 43215 5539
/ 72 months Loan
5.49%
▼
APR5.49%
Last UpdatedJune 12, 2026
Details
$25,000-$50,000; As Low As
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
1627 Holland Rd, Maumee, OH, 43537
New (<10K miles) 1-75 month term Loan
5.49%
▼
APR5.49%
Last UpdatedJune 12, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
909 N Perry St, Ottawa, OH, 45875
2026 Model Year Loan
5.49%
▼
APR5.49%
Last UpdatedJune 12, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
909 N Perry St, Ottawa, OH, 45875
2024 Model Year Loan
5.49%
▼
APR5.49%
Last UpdatedJune 12, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
909 N Perry St, Ottawa, OH, 45875
2025 Model Year Loan
5.49%
▼
APR5.49%
Last UpdatedJune 12, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
909 N Perry St, Ottawa, OH, 45875
2023 Model Year Loan
5.49%
▼
APR5.49%
Last UpdatedJune 12, 2026
Details
As Low As
Wayne County Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.84%
311 Kaufman Drive, Smithville, OH, 44677
2024-2023 Loan
5.49%
▼
APR5.49%
Last UpdatedJune 12, 2026
Details
As Low As
Unity Catholic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.85%
5839 Ridge Rd, Parma, OH, 44129 3165
Model Year 2021-2026* Loan
5.49%
▼
APR5.49%
Last UpdatedJune 12, 2026
Details
No additional details available.
Buckeye State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.40%
520 S Main St, Akron, OH, 44311
Equity Loan
5.50%
▼
APR5.50%
Last UpdatedJune 12, 2026
Details
As Low As
Holy Family Parma Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
7367 York Rd, Parma, OH, 44130 5162
60 Months Loan
5.50%
▼
APR5.50%
Last UpdatedJune 12, 2026
Details
As Low As; When you contact them, make sure we are the lien holder on the vehicle
ERIE COMMUNITY
Institution Rating:
A+5.0 ★Texas Ratio: 7.53%
3311 Tiffin Ave, Sandusky, OH, 44870 9752
Used (2021 - 2024) Loan
5.50%
▼
APR5.50%
Last UpdatedJune 12, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
909 N Perry St, Ottawa, OH, 45875
2026 Model Year Loan
5.60%
▼
APR5.60%
Last UpdatedJune 12, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
909 N Perry St, Ottawa, OH, 45875
2025 Model Year Loan
5.60%
▼
APR5.60%
Last UpdatedJune 12, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
909 N Perry St, Ottawa, OH, 45875
2024 Model Year Loan
5.60%
▼
APR5.60%
Last UpdatedJune 12, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
909 N Perry St, Ottawa, OH, 45875
2023 Model Year Loan
5.60%
▼
APR5.60%
Last UpdatedJune 12, 2026
Details
As Low As
Firefighters And Company Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.45%
338 S Patterson Blvd, Dayton, OH, 45402 2845
New & Used 2019-2026 Loan
5.70%
▼
APR5.70%
Last UpdatedJune 12, 2026
Details
As Low As; *Free CARFAX available
Millstream Area Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.34%
1007 Western Ave, Findlay, OH, 45840
Used (2019 - 2022) Loan
5.70%
▼
APR5.70%
Last UpdatedJune 12, 2026
Details
As Low As
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
1627 Holland Rd, Maumee, OH, 43537
New (<10K miles) 76-84 month term K Loan
5.74%
▼
APR5.74%
Last UpdatedJune 12, 2026
Details
$30; As Low As
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
1627 Holland Rd, Maumee, OH, 43537
Used (2021-2026) 1-75 month term Loan
5.74%
▼
APR5.74%
Last UpdatedJune 12, 2026
Details
As Low As; Used (2021-2026)
Education First Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 10.47%
510 E Mound St, Columbus, OH, 43215 5539
/ 120 months Loan
5.74%
▼
APR5.74%
Last UpdatedJune 12, 2026
Details
$50,000-$100,000; As Low As
Education First Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 10.47%
510 E Mound St, Columbus, OH, 43215 5539
2021-2019 up to 66 months Loan
5.74%
▼
APR5.74%
Last UpdatedJune 12, 2026
Details
As Low As
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
505 Earl Blvd, Miamisburg, OH, 45342
2022 & older Loan
5.75%
▼
APR5.75%
Last UpdatedJune 12, 2026
Details
As Low As
ERIE COMMUNITY
Institution Rating:
A+5.0 ★Texas Ratio: 7.53%
3311 Tiffin Ave, Sandusky, OH, 44870 9752
New (2025 - 2026) Loan
5.75%
▼
APR5.75%
Last UpdatedJune 12, 2026
Details
As Low As
ERIE COMMUNITY
Institution Rating:
A+5.0 ★Texas Ratio: 7.53%
3311 Tiffin Ave, Sandusky, OH, 44870 9752
Used (2021 - 2024) Loan
5.75%
▼
APR5.75%
Last UpdatedJune 12, 2026
Details
As Low As
Holy Family Parma Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
7367 York Rd, Parma, OH, 44130 5162
36-48 Months Loan
5.75%
▼
APR5.75%
Last UpdatedJune 12, 2026
Details
Beacon Score: 725+
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
909 N Perry St, Ottawa, OH, 45875
2024 Model Year Loan
5.99%
▼
APR5.99%
Last UpdatedJune 12, 2026
Details
As Low As
Education First Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 10.47%
510 E Mound St, Columbus, OH, 43215 5539
/ 180 months Loan
5.99%
▼
APR5.99%
Last UpdatedJune 12, 2026
Details
$100,000-$150,000; As Low As
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
1627 Holland Rd, Maumee, OH, 43537
Used (2020 & Older) 1-51 month term Loan
5.99%
▼
APR5.99%
Last UpdatedJune 12, 2026
Details
As Low As
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
1627 Holland Rd, Maumee, OH, 43537
New (<10K miles) 76-84 month term K Loan
5.99%
▼
APR5.99%
Last UpdatedJune 12, 2026
Details
$30; As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
909 N Perry St, Ottawa, OH, 45875
2026 Model Year Loan
5.99%
▼
APR5.99%
Last UpdatedJune 12, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
909 N Perry St, Ottawa, OH, 45875
2025 Model Year Loan
5.99%
▼
APR5.99%
Last UpdatedJune 12, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
909 N Perry St, Ottawa, OH, 45875
2023 Model Year Loan
5.99%
▼
APR5.99%
Last UpdatedJune 12, 2026
Details
As Low As
Promedica Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.09%
2301 W Central Ave, Toledo, OH, 43606 3752
Vacation Loan
5.99%
▼
APR5.99%
Last UpdatedJune 12, 2026
Details
As Low As
Wayne County Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.84%
311 Kaufman Drive, Smithville, OH, 44677
2022-2021 Loan
5.99%
▼
APR5.99%
Last UpdatedJune 12, 2026
Details
As Low As
Firestone Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.00%
31 Hanna Pkwy, Coventry township, OH, 44319
Used 2026-2023 models Loan
5.99%
▼
APR5.99%
Last UpdatedJune 12, 2026
Details
Up to 60 Months. Copy of purchase order required. Loan limited to purchase price or NADA value. $50,000 limit
Unity Catholic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.85%
5839 Ridge Rd, Parma, OH, 44129 3165
Model Year 2021-2026* Loan
5.99%
▼
APR5.99%
Last UpdatedJune 12, 2026
Details
No additional details available.
Code Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.75%
355 W Monument Ave, Dayton, OH, 45402
Closed End Equity Loan Special
5.99%
▼
APR5.99%
Last UpdatedJune 12, 2026
Details
No additional details available.
Holy Family Parma Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
7367 York Rd, Parma, OH, 44130 5162
36-48 Months Loan
6.00%
▼
APR6.00%
Last UpdatedJune 12, 2026
Details
As Low As; When you contact them, make sure we are the lien holder on the vehicle
ERIE COMMUNITY
Institution Rating:
A+5.0 ★Texas Ratio: 7.53%
3311 Tiffin Ave, Sandusky, OH, 44870 9752
New (2025 - 2026) Loan
6.00%
▼
APR6.00%
Last UpdatedJune 12, 2026
Details
As Low As
ERIE COMMUNITY
Institution Rating:
A+5.0 ★Texas Ratio: 7.53%
3311 Tiffin Ave, Sandusky, OH, 44870 9752
Used (2021 - 2024) Loan
6.00%
▼
APR6.00%
Last UpdatedJune 12, 2026
Details
As Low As
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
215 Deo Dr, newark, OH, 43055 3048
New (2025 - 2026) Loan
6.09%
▼
APR6.09%
Last UpdatedJune 12, 2026
Details
As Low As
Cincinnati Interagency Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
26 Martin Luther King Dr W, Cincinnati, OH, 45220 2242
Medical Loan (Unsecured)
6.19%
▼
APR6.19%
Last UpdatedJune 12, 2026
Details
No additional details available.
Unity Catholic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.85%
5839 Ridge Rd, Parma, OH, 44129 3165
Model Year 2016-2020* Loan
6.24%
▼
APR6.24%
Last UpdatedJune 12, 2026
Details
No additional details available.
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
1627 Holland Rd, Maumee, OH, 43537
Used (2021-2026) 76-84 month term K Loan
6.24%
▼
APR6.24%
Last UpdatedJune 12, 2026
Details
$30; As Low As; Used (2021-2026)
Education First Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 10.47%
510 E Mound St, Columbus, OH, 43215 5539
/ 240 Months Loan
6.24%
▼
APR6.24%
Last UpdatedJune 12, 2026
Details
$150,000+; As Low As
Holy Family Parma Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
7367 York Rd, Parma, OH, 44130 5162
60 Months Loan
6.25%
▼
APR6.25%
Last UpdatedJune 12, 2026
Details
Beacon Score: 725+
USX
Institution Rating:
A+5.0 ★Texas Ratio: 1.67%
539 S Main St, Findlay, OH, 45840
Plan 2 Loan
6.25%
▼
APR6.25%
Last UpdatedJune 12, 2026
Details
Maximum (LTV)Loan to Value: 70%; Adjustment to Index: Prime - 0.5%; Maximum Loan Amount: $250,000
ERIE COMMUNITY
Institution Rating:
A+5.0 ★Texas Ratio: 7.53%
3311 Tiffin Ave, Sandusky, OH, 44870 9752
New (2025 - 2026) Loan
6.25%
▼
APR6.25%
Last UpdatedJune 12, 2026
Details
As Low As
ERIE COMMUNITY
Institution Rating:
A+5.0 ★Texas Ratio: 7.53%
3311 Tiffin Ave, Sandusky, OH, 44870 9752
Used (2017 - 2020) Loan
6.25%
▼
APR6.25%
Last UpdatedJune 12, 2026
Details
As Low As
ERIE COMMUNITY
Institution Rating:
A+5.0 ★Texas Ratio: 7.53%
3311 Tiffin Ave, Sandusky, OH, 44870 9752
Used (2021 - 2024) Loan
6.25%
▼
APR6.25%
Last UpdatedJune 12, 2026
Details
As Low As
First Mutual Bank, FSB
Institution Rating:
A5.0 ★Texas Ratio: 8.08%
605 Washington Blvd, Belpre, OH, 45714
NEW (2026-2025) Loan
6.30%
▼
APR6.30%
Last UpdatedJune 12, 2026
Details
No additional details available.
First Mutual Bank, FSB
Institution Rating:
A5.0 ★Texas Ratio: 8.08%
605 Washington Blvd, Belpre, OH, 45714
2025, 2024, 2023 Loan
6.36%
▼
APR6.36%
Last UpdatedJune 12, 2026
Details
No additional details available.
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
1627 Holland Rd, Maumee, OH, 43537
12/20 Non-Rollover Note Loan
6.38%
▼
APR6.38%
Last UpdatedJune 12, 2026
Details
As Low As
Millstream Area Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.34%
1007 Western Ave, Findlay, OH, 45840
Used (2018 & Older) Loan
6.45%
▼
APR6.45%
Last UpdatedJune 12, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
909 N Perry St, Ottawa, OH, 45875
2024 Model Year Loan
6.49%
▼
APR6.49%
Last UpdatedJune 12, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
909 N Perry St, Ottawa, OH, 45875
2026 Model Year Loan
6.49%
▼
APR6.49%
Last UpdatedJune 12, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
909 N Perry St, Ottawa, OH, 45875
2025 Model Year Loan
6.49%
▼
APR6.49%
Last UpdatedJune 12, 2026
Details
As Low As
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
1627 Holland Rd, Maumee, OH, 43537
Used (2020 & Older) 52-60 month term Loan
6.49%
▼
APR6.49%
Last UpdatedJune 12, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
909 N Perry St, Ottawa, OH, 45875
2023 Model Year Loan
6.49%
▼
APR6.49%
Last UpdatedJune 12, 2026
Details
As Low As
Wayne County Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.84%
311 Kaufman Drive, Smithville, OH, 44677
2020-2017 Loan
6.49%
▼
APR6.49%
Last UpdatedJune 12, 2026
Details
As Low As
Firestone Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.00%
31 Hanna Pkwy, Coventry township, OH, 44319
Used 2026-2023 models Loan
6.49%
▼
APR6.49%
Last UpdatedJune 12, 2026
Details
Up to 72 months. Copy of purchase order required. Loan limited to purchase price or NADA value. Minimum loan $30,000/Maximum $50,000 limit
Unity Catholic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.85%
5839 Ridge Rd, Parma, OH, 44129 3165
Model Year 2016-2020* Loan
6.49%
▼
APR6.49%
Last UpdatedJune 12, 2026
Details
No additional details available.
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
215 Deo Dr, newark, OH, 43055 3048
Vacant Land Loans
6.50%
▼
APR6.50%
Last UpdatedJune 12, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
909 N Perry St, Ottawa, OH, 45875
2020 Model Year Loan
6.50%
▼
APR6.50%
Last UpdatedJune 12, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
909 N Perry St, Ottawa, OH, 45875
2021 Model Year Loan
6.50%
▼
APR6.50%
Last UpdatedJune 12, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
909 N Perry St, Ottawa, OH, 45875
2022 Model Year Loan
6.50%
▼
APR6.50%
Last UpdatedJune 12, 2026
Details
As Low As
Holy Family Parma Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
7367 York Rd, Parma, OH, 44130 5162
60 Months Loan
6.50%
▼
APR6.50%
Last UpdatedJune 12, 2026
Details
As Low As; When you contact them, make sure we are the lien holder on the vehicle
USX
Institution Rating:
A+5.0 ★Texas Ratio: 1.67%
539 S Main St, Findlay, OH, 45840
Stock Pledge Loans
6.50%
▼
APR6.50%
Last UpdatedJune 12, 2026
Details
Up to 75 % approved stocks
ERIE COMMUNITY
Institution Rating:
A+5.0 ★Texas Ratio: 7.53%
3311 Tiffin Ave, Sandusky, OH, 44870 9752
Used (2011 - 2016) Loan
6.50%
▼
APR6.50%
Last UpdatedJune 12, 2026
Details
As Low As
ERIE COMMUNITY
Institution Rating:
A+5.0 ★Texas Ratio: 7.53%
3311 Tiffin Ave, Sandusky, OH, 44870 9752
Used (2017 - 2020) Loan
6.50%
▼
APR6.50%
Last UpdatedJune 12, 2026
Details
As Low As
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
1627 Holland Rd, Maumee, OH, 43537
12/30 Non-Rollover Note Loan
6.63%
▼
APR6.63%
Last UpdatedJune 12, 2026
Details
As Low As
TruPartner Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.21%
1800 Vine St, Cincinnati, OH, 45202
Signature Loan
6.70%
▼
APR6.70%
Last UpdatedJune 12, 2026
Details
As Low As
Firefighters And Company Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.45%
338 S Patterson Blvd, Dayton, OH, 45402 2845
New & Used 2019-2026 Loan
6.71%
▼
APR6.71%
Last UpdatedJune 12, 2026
Details
As Low As
Unity Catholic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.85%
5839 Ridge Rd, Parma, OH, 44129 3165
Model Year 2021-2026* Loan
6.74%
▼
APR6.74%
Last UpdatedJune 12, 2026
Details
No additional details available.
CAREY POVERELLO
Institution Rating:
A+5.0 ★Texas Ratio: 0.57%
201 N Vance St, Carey, OH, 43316 1038
New Recreational Loan
6.74%
▼
APR6.74%
Last UpdatedJune 12, 2026
Details
No additional details available.
CAREY POVERELLO
Institution Rating:
A+5.0 ★Texas Ratio: 0.57%
201 N Vance St, Carey, OH, 43316 1038
Pre-Owned Recreational Loan
6.74%
▼
APR6.74%
Last UpdatedJune 12, 2026
Details
No additional details available.
Code Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.75%
355 W Monument Ave, Dayton, OH, 45402
Closed End Equity Loan
6.74%
▼
APR6.74%
Last UpdatedJune 12, 2026
Details
No additional details available.
Education First Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 10.47%
510 E Mound St, Columbus, OH, 43215 5539
Credit Builder Loan
6.75%
▼
APR6.75%
Last UpdatedJune 12, 2026
Details
Maximum $2000; Variable Prime
ERIE COMMUNITY
Institution Rating:
A+5.0 ★Texas Ratio: 7.53%
3311 Tiffin Ave, Sandusky, OH, 44870 9752
New (2025 - 2026) Loan
6.75%
▼
APR6.75%
Last UpdatedJune 12, 2026
Details
As Low As
USX
Institution Rating:
A+5.0 ★Texas Ratio: 1.67%
539 S Main St, Findlay, OH, 45840
Plan 3 Loan
6.75%
▼
APR6.75%
Last UpdatedJune 12, 2026
Details
Maximum (LTV)Loan to Value: 80%; Adjustment to Index: Prime; Maximum Loan Amount: $250,000
Wright-Patt Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.81%
1506 N Fairfield Rd, Beavercreek, OH, 45432 2737
LTV 85% or Less Loan
6.75%
▼
APR6.75%
Last UpdatedJune 12, 2026
Details
Home Equity Line of Credit
Holy Family Parma Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
7367 York Rd, Parma, OH, 44130 5162
36-48 Months Loan
6.75%
▼
APR6.75%
Last UpdatedJune 12, 2026
Details
Beacon Score: 675 - 724
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
215 Deo Dr, newark, OH, 43055 3048
Vacant Land Loans
6.75%
▼
APR6.75%
Last UpdatedJune 12, 2026
Details
As Low As
BREWSTER
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
105 Wabash Ave S, Brewster, OH, 44613
Chattels Loan
6.95%
▼
APR6.95%
Last UpdatedJune 12, 2026
Details
As Low As; i.e., Farm Equipment, trailer, lawn tractors, skid steers, bobcats
Firestone Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.00%
31 Hanna Pkwy, Coventry township, OH, 44319
Signature 30 Loan
6.99%
▼
APR6.99%
Last UpdatedJune 12, 2026
Details
Up to 30 Months $5,000 limit
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
909 N Perry St, Ottawa, OH, 45875
2019 Model Year & Older Loan
6.99%
▼
APR6.99%
Last UpdatedJune 12, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
909 N Perry St, Ottawa, OH, 45875
Loan
6.99%
▼
APR6.99%
Last UpdatedJune 12, 2026
Details
As Low As
Northwestern Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
234 N Main St, Bryan, OH, 43506 1318
Unsecured Signature Loan
6.99%
▼
APR6.99%
Last UpdatedJune 12, 2026
Details
($8,500 Maximum) As low as:
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
7000 Cardinal Pl, Dublin, OH, 43017 1091
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedJune 12, 2026
Details
As Low As
ERIE COMMUNITY
Institution Rating:
A+5.0 ★Texas Ratio: 7.53%
3311 Tiffin Ave, Sandusky, OH, 44870 9752
Used (2011 - 2016) Loan
7.00%
▼
APR7.00%
Last UpdatedJune 12, 2026
Details
As Low As
ERIE COMMUNITY
Institution Rating:
A+5.0 ★Texas Ratio: 7.53%
3311 Tiffin Ave, Sandusky, OH, 44870 9752
Used (2017 - 2020) Loan
7.00%
▼
APR7.00%
Last UpdatedJune 12, 2026
Details
As Low As
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
215 Deo Dr, newark, OH, 43055 3048
Vacant Land Loans
7.00%
▼
APR7.00%
Last UpdatedJune 12, 2026
Details
As Low As
Holy Family Parma Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
7367 York Rd, Parma, OH, 44130 5162
36-48 Months Loan
7.00%
▼
APR7.00%
Last UpdatedJune 12, 2026
Details
As Low As; When you contact them, make sure we are the lien holder on the vehicle
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
Tractors/Lawn Mowers Loan
7.00%
▼
APR7.00%
Last UpdatedJune 12, 2026
Details
under $10,000; A++ 750+
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
215 Deo Dr, newark, OH, 43055 3048
New (2025 - 2026) Loan
7.05%
▼
APR7.05%
Last UpdatedJune 12, 2026
Details
As Low As
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
215 Deo Dr, newark, OH, 43055 3048
Used (2018 - 2024) Loan
7.09%
▼
APR7.09%
Last UpdatedJune 12, 2026
Details
As Low As
Cincinnati Interagency Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
26 Martin Luther King Dr W, Cincinnati, OH, 45220 2242
Signature Loan
7.19%
▼
APR7.19%
Last UpdatedJune 12, 2026
Details
No additional details available.
Code Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.75%
355 W Monument Ave, Dayton, OH, 45402
Closed End Equity Loan
7.24%
▼
APR7.24%
Last UpdatedJune 12, 2026
Details
No additional details available.
Security Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.23%
1001 S Reynolds Rd, Toledo, OH, 43615
Power Sports Loan
7.24%
▼
APR7.24%
Last UpdatedJune 12, 2026
Details
As Low As; *Rate is based on credit history. Rate shown is offered to members with excellent credit. Interest rate may increase based on current credit history. Rate may also vary based on age of collateral and term of loan.; Includes dirt bikes, motorcycles (under 500cc), personal watercrafts, ATVs and snowmobiles.
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
909 N Perry St, Ottawa, OH, 45875
Loan
7.24%
▼
APR7.24%
Last UpdatedJune 12, 2026
Details
As Low As
Integrity Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
971 WOOSTER RD W, BARBERTON, OH, 44203
Used 2019 - 2018 Loan
7.25%
▼
APR7.25%
Last UpdatedJune 12, 2026
Details
As Low As
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
Tractors/Lawn Mowers Loan
7.25%
▼
APR7.25%
Last UpdatedJune 12, 2026
Details
under $10,000; A+ 720-749
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
909 N Perry St, Ottawa, OH, 45875
2020 Model Year Loan
7.25%
▼
APR7.25%
Last UpdatedJune 12, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
909 N Perry St, Ottawa, OH, 45875
2021 Model Year Loan
7.25%
▼
APR7.25%
Last UpdatedJune 12, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
909 N Perry St, Ottawa, OH, 45875
2022 Model Year Loan
7.25%
▼
APR7.25%
Last UpdatedJune 12, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
909 N Perry St, Ottawa, OH, 45875
Unsecured Loan
7.25%
▼
APR7.25%
Last UpdatedJune 12, 2026
Details
As Low As
Holy Family Parma Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
7367 York Rd, Parma, OH, 44130 5162
60 Months Loan
7.25%
▼
APR7.25%
Last UpdatedJune 12, 2026
Details
Beacon Score: 675 - 724
Firestone Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.00%
31 Hanna Pkwy, Coventry township, OH, 44319
Max-H-Line Loan
7.25%
▼
APR7.25%
Last UpdatedJune 12, 2026
Details
Variable Rate; 1.5% of amount borrowed per month. Cannot exceed 80% of loan to value $100,000 maximum - 1st lien pledged only. $50,000 maximum- 2nd lien pledged
Materion Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
14710 W Portage River South Rd, Elmore, OH, 43416
Personal Loan
7.45%
▼
APR7.45%
Last UpdatedJune 12, 2026
Details
As Low As; Monthly installments of $120.78 based on $5,000.00 loan amount over 48 months.
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
909 N Perry St, Ottawa, OH, 45875
Loan
7.49%
▼
APR7.49%
Last UpdatedJune 12, 2026
Details
As Low As
Unity Catholic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.85%
5839 Ridge Rd, Parma, OH, 44129 3165
Model Year 2016-2020* Loan
7.49%
▼
APR7.49%
Last UpdatedJune 12, 2026
Details
No additional details available.
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
909 N Perry St, Ottawa, OH, 45875
2019 Model Year & Older Loan
7.49%
▼
APR7.49%
Last UpdatedJune 12, 2026
Details
As Low As
Buckeye State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.40%
520 S Main St, Akron, OH, 44311
Personal
7.50%
▼
APR7.50%
Last UpdatedJune 12, 2026
Details
As Low As
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
Tractors/Lawn Mowers Loan
7.50%
▼
APR7.50%
Last UpdatedJune 12, 2026
Details
under $10,000; A++ 750+
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
909 N Perry St, Ottawa, OH, 45875
Unsecured Loan
7.50%
▼
APR7.50%
Last UpdatedJune 12, 2026
Details
As Low As
Truist
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
3701 Montomgery Road, Cincinnati, OH, 45207
Variable Rate Loan
7.50%
▼
APR7.50%
Last UpdatedJune 12, 2026
Details
Special introductory variable rate as low as Prime minus 1.51% for 9 months from the date of account opening. Currently 5.99% APR. After the 9 months, the rate will be the standard approved variable rate, currently ranging between 7.50% to 14.85% APR. Rates will fluctuate based on changes to the index rate. Excellent credit is required to qualify for the lowest rates.
Cincinnati Interagency Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
26 Martin Luther King Dr W, Cincinnati, OH, 45220 2242
Signature Loan
7.59%
▼
APR7.59%
Last UpdatedJune 12, 2026
Details
No additional details available.
Code Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.75%
355 W Monument Ave, Dayton, OH, 45402
Closed End Equity Loan
7.74%
▼
APR7.74%
Last UpdatedJune 12, 2026
Details
No additional details available.
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
909 N Perry St, Ottawa, OH, 45875
Loan
7.74%
▼
APR7.74%
Last UpdatedJune 12, 2026
Details
As Low As
GenFed Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
2492 Wedgewood Dr Ste B, Akron, OH, 44312 2422
Tractor/Mower Loan
7.74%
▼
APR7.74%
Last UpdatedJune 12, 2026
Details
As Low As; Rates include all possible discounts. Contact us to determine which discounts apply to you.
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
Tractors/Lawn Mowers Loan
7.75%
▼
APR7.75%
Last UpdatedJune 12, 2026
Details
under $10,000; A+ 720-749
Summit Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.20%
100 Wheeler St, Akron, OH, 44311 1122
Signature (Unsecured/Personal) Loan
7.75%
▼
APR7.75%
Last UpdatedJune 12, 2026
Details
As low as
Code Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.75%
355 W Monument Ave, Dayton, OH, 45402
Closed End Equity Loan
7.99%
▼
APR7.99%
Last UpdatedJune 12, 2026
Details
No additional details available.
Integrity Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
971 WOOSTER RD W, BARBERTON, OH, 44203
Personal/Signature Loan
7.99%
▼
APR7.99%
Last UpdatedJune 12, 2026
Details
As Low As
Eight Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
727 Lime City Rd, Rossford, OH, 43460
Vacation Loan
7.99%
▼
APR7.99%
Last UpdatedJune 12, 2026
Details
As Low As
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.03%
5602 State Rd, Cleveland, OH, 44134
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedJune 12, 2026
Details
As Low As
Powered by
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Ohio Personal Loan Rates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Emerald Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.23%
13201 GRANGER RD STE 1, GARFIELD HTS, OH, 44125
Personal Loan
5.00%
▼
APR5.00%
Last UpdatedJune 12, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
7000 Cardinal Pl, Dublin, OH, 43017 1091
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedJune 12, 2026
Details
As Low As
Materion Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
14710 W Portage River South Rd, Elmore, OH, 43416
Personal Loan
7.45%
▼
APR7.45%
Last UpdatedJune 12, 2026
Details
As Low As; Monthly installments of $120.78 based on $5,000.00 loan amount over 48 months.
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.03%
5602 State Rd, Cleveland, OH, 44134
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedJune 12, 2026
Details
As Low As
Powered by
MonitorBankRates
Ohio Debt Consolidation Loan Rates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
CINCINNATI OHIO POLICE
Institution Rating:
A5.0 ★Texas Ratio: 5.54%
959 W 8th St, Cincinnati, OH, 45203
Personal Loan & Debt Consolidation Special
9.49%
▼
APR9.49%
Last UpdatedJune 12, 2026
Details
Take 1.50% off personal loan rates. Offer available through July 31, 2026.
Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.22%
5665 N Hamilton Rd, Columbus, OH, 43230
Debt Consolidation Loan
10.44%
▼
APR10.44%
Last UpdatedJune 12, 2026
Details
As Low As; Pay Off Those High Interest Credit Cards!
Nickel Steel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
1067 s main st, lima, OH, 45804 2043
SIGNATURE LOAN (debt/remodel/personal)
11.50%
▼
APR11.50%
Last UpdatedJune 12, 2026
Details
As Low As
Powered by
MonitorBankRates
Ohio Signature Loan Rates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
TruPartner Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.21%
1800 Vine St, Cincinnati, OH, 45202
Signature Loan
6.70%
▼
APR6.70%
Last UpdatedJune 12, 2026
Details
As Low As
Firestone Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.00%
31 Hanna Pkwy, Coventry township, OH, 44319
Signature 30 Loan
6.99%
▼
APR6.99%
Last UpdatedJune 12, 2026
Details
Up to 30 Months $5,000 limit
Northwestern Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
234 N Main St, Bryan, OH, 43506 1318
Unsecured Signature Loan
6.99%
▼
APR6.99%
Last UpdatedJune 12, 2026
Details
($8,500 Maximum) As low as:
Cincinnati Interagency Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
26 Martin Luther King Dr W, Cincinnati, OH, 45220 2242
Signature Loan
7.19%
▼
APR7.19%
Last UpdatedJune 12, 2026
Details
No additional details available.
Cincinnati Interagency Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
26 Martin Luther King Dr W, Cincinnati, OH, 45220 2242
Signature Loan
7.59%
▼
APR7.59%
Last UpdatedJune 12, 2026
Details
No additional details available.
Summit Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.20%
100 Wheeler St, Akron, OH, 44311 1122
Signature (Unsecured/Personal) Loan
7.75%
▼
APR7.75%
Last UpdatedJune 12, 2026
Details
As low as
Integrity Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
971 WOOSTER RD W, BARBERTON, OH, 44203
Personal/Signature Loan
7.99%
▼
APR7.99%
Last UpdatedJune 12, 2026
Details
As Low As
Powered by
MonitorBankRates
Ohio Personal Loan Rate Trends
Compare local Ohio personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Personal Loan — OH Avg
11.221%
▼ 0.231 vs 7 days ago
Ohio personal loan rates fell 0.231 points over the past 7 days to 11.221% APR.
Signature Loan — OH Avg
10.892%
▲ 0.056 vs 7 days ago
Ohio signature loan rates rose 0.056 points over the past 7 days to 10.892% APR.
As of Jun 12, 2026 • Rate data sourced from 8,500+ monitored institutions
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Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Ohio personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Ohio directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Ohio. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in OH.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Ohio?
Most lenders in Ohio require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Ohio often have more flexible requirements than traditional banks.
What is the difference between secured and unsecured personal loans?
Unsecured personal loans in Ohio require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.
Can I use a personal loan for debt consolidation in Ohio?
Yes. Debt consolidation is one of the most common uses of personal loans in Ohio. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.
Are credit unions or banks better for personal loans in Ohio?
Credit unions in Ohio often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.
What are the best personal loan rates in Ohio?
- USX: 4.00% (Loans to $49,999 - 7 Year)
- Baxter Credit Union: 4.50% (Credit Builder Loan)
- Firefighters And Company Federal Credit Union: 4.84% (New & Used 2019-2026 Loan)
- Millstream Area Credit Union: 4.95% (New & Used 2023 and newer Loan)
- Education First Credit Union Inc: 4.99% (2026-2025 up to 66 months Loan)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Ohio. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: June 11, 2026.
