Best Personal Loan Rates in Ohio (OH) - April 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Ohio borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
Current personal loan options available to borrowers in Ohio include: USXUSX539 S Main St, Findlay, OH, 45840A+5.0 ★Texas Ratio: 5.49% offering Second Lien Position Loans to $49,999 at 4.00% APR, Holy Family Parma Federal Credit UnionHoly Family Parma Federal Credit Union7367 York Rd, Parma, OH, 44130 5162A+5.0 ★Texas Ratio: 2.42% offering All Loans at 4.00% APR, Baxter Credit UnionBaxter Credit Union7000 Cardinal Pl, Dublin, OH, 43017 1091A5.0 ★Texas Ratio: 7.73% offering Credit Builder Loan at 4.50% APR, Emerald Credit UnionEmerald Credit Union13201 GRANGER RD STE 1, GARFIELD HTS, OH, 44125A5.0 ★Texas Ratio: 12.69% offering Credit Builder Loan at 5.00% APR, and ERIE COMMUNITYERIE COMMUNITY3311 Tiffin Ave, Sandusky, OH, 44870 9752A+5.0 ★Texas Ratio: 2.05% offering Share Loan/Certificate Loan at 5.25% APR. Personal loan rates as of April 26, 2026 according to verified data from MonitorBankRates.
Use the tabs below to compare personal loan rates across Ohio side-by-side. Ohio personal loan rates currently start as low as 4.00% APR from USX at 539 S Main St, Findlay, OH, 45840. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Ohio.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Ohio. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 26, 2026
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
539 S Main St, Findlay, OH, 45840
Second Lien Position Loans to $49,999
4.00%
▼
APR4.00%
Last UpdatedApril 29, 2026
Details
$10,000
Holy Family Parma Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
7367 York Rd, Parma, OH, 44130 5162
All Loans
4.00%
▼
APR4.00%
Last UpdatedApril 29, 2026
Details
No additional details available.
USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
539 S Main St, Findlay, OH, 45840
Second Lien Position Loans to $300,000
4.10%
▼
APR4.10%
Last UpdatedApril 29, 2026
Details
$50,000
USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
539 S Main St, Findlay, OH, 45840
Second Lien Position Loans to $49,999
4.20%
▼
APR4.20%
Last UpdatedApril 29, 2026
Details
$10,000
USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
539 S Main St, Findlay, OH, 45840
Second Lien Position Loans to $300,000
4.30%
▼
APR4.30%
Last UpdatedApril 29, 2026
Details
$50,000
USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
539 S Main St, Findlay, OH, 45840
Second Lien Position Loans to $49,999
4.40%
▼
APR4.40%
Last UpdatedApril 29, 2026
Details
$10,000
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
7000 Cardinal Pl, Dublin, OH, 43017 1091
Credit Builder Loan
4.50%
▼
APR4.50%
Last UpdatedApril 29, 2026
Details
No additional details available.
USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
539 S Main St, Findlay, OH, 45840
Second Lien Position Loans to $49,999
4.60%
▼
APR4.60%
Last UpdatedApril 29, 2026
Details
$10,000
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
7000 Cardinal Pl, Dublin, OH, 43017 1091
Refinance Loan
4.64%
▼
APR4.64%
Last UpdatedApril 29, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
7000 Cardinal Pl, Dublin, OH, 43017 1091
Medical Degree Refinance Loan
4.80%
▼
APR4.80%
Last UpdatedApril 29, 2026
Details
As Low As
Emerald Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.69%
13201 GRANGER RD STE 1, GARFIELD HTS, OH, 44125
Credit Builder Loan
5.00%
▼
APR5.00%
Last UpdatedApril 29, 2026
Details
As Low As
USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
539 S Main St, Findlay, OH, 45840
Second Lien Position Loan to $300,000
5.24%
▼
APR5.24%
Last UpdatedApril 29, 2026
Details
$50,000
ERIE COMMUNITY
Institution Rating:
A+5.0 ★Texas Ratio: 2.05%
3311 Tiffin Ave, Sandusky, OH, 44870 9752
Share Loan/Certificate Loan
5.25%
▼
APR5.25%
Last UpdatedApril 29, 2026
Details
As Low As; 2.00% over CD
Noteworthy Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 23.16%
1900 Superior Ave Ste 126, Cleveland, OH, 44114 2128
Musical Instrument Loan
5.25%
▼
APR5.25%
Last UpdatedApril 29, 2026
Details
Rates starting at 5.25% Annual Percentage Rate
Abbey Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.81%
800 Falls Creek Dr, Vandalia, OH, 45377 8600
Personal Loan
5.49%
▼
APR5.49%
Last UpdatedApril 29, 2026
Details
As Low As
Buckeye State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 6.00%
520 S Main St, Akron, OH, 44311
Equity Loan
5.50%
▼
APR5.50%
Last UpdatedApril 29, 2026
Details
As Low As
USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
539 S Main St, Findlay, OH, 45840
Second Lien Position Loan to $49,999
5.54%
▼
APR5.54%
Last UpdatedApril 29, 2026
Details
$10,000
USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
539 S Main St, Findlay, OH, 45840
Second Lien Position Loan to $300,000
5.64%
▼
APR5.64%
Last UpdatedApril 29, 2026
Details
$50,000
USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
539 S Main St, Findlay, OH, 45840
Second Lien Position Loan to $49,999
5.94%
▼
APR5.94%
Last UpdatedApril 29, 2026
Details
$10,000
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
215 Deo Dr, newark, OH, 43055 3048
Vacant Land Loans
6.50%
▼
APR6.50%
Last UpdatedApril 29, 2026
Details
As Low As
USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
539 S Main St, Findlay, OH, 45840
Stock Pledge Loans
6.50%
▼
APR6.50%
Last UpdatedApril 29, 2026
Details
Up to 75 % approved stocks
TruPartner Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.65%
1800 Vine St, Cincinnati, OH, 45202
Signature Loan
6.70%
▼
APR6.70%
Last UpdatedApril 29, 2026
Details
As Low As
CAREY POVERELLO
Institution Rating:
A+5.0 ★Texas Ratio: 1.33%
201 N Vance St, Carey, OH, 43316 1038
New Recreational Loan
6.74%
▼
APR6.74%
Last UpdatedApril 29, 2026
Details
As Low As; Up to 84 months
CAREY POVERELLO
Institution Rating:
A+5.0 ★Texas Ratio: 1.33%
201 N Vance St, Carey, OH, 43316 1038
Pre-Owned Recreational Loan
6.74%
▼
APR6.74%
Last UpdatedApril 29, 2026
Details
As Low As; Up to 84 months
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
215 Deo Dr, newark, OH, 43055 3048
Vacant Land Loans
6.75%
▼
APR6.75%
Last UpdatedApril 29, 2026
Details
As Low As
Education First Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 11.85%
510 E Mound St, Columbus, OH, 43215 5539
Credit Builder Loan
6.75%
▼
APR6.75%
Last UpdatedApril 29, 2026
Details
Maximum $2000
Education Personnel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
4125 Highlander Pkwy, Richfield, OH, 44286 8903
Signature Loans
6.89%
▼
APR6.89%
Last UpdatedApril 29, 2026
Details
As Low As
Firestone Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
31 Hanna Pkwy, Coventry township, OH, 44319
Signature 30
6.99%
▼
APR6.99%
Last UpdatedApril 29, 2026
Details
$5,000 limit
Northwestern Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
234 N Main St, Bryan, OH, 43506 1318
Unsecured Signature
6.99%
▼
APR6.99%
Last UpdatedApril 29, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
7000 Cardinal Pl, Dublin, OH, 43017 1091
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedApril 29, 2026
Details
As Low As
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
215 Deo Dr, newark, OH, 43055 3048
Vacant Land Loans
7.00%
▼
APR7.00%
Last UpdatedApril 29, 2026
Details
As Low As
Materion Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
14710 W Portage River South Rd, Elmore, OH, 43416
Personal Loan
7.45%
▼
APR7.45%
Last UpdatedApril 29, 2026
Details
As Low As; Monthly installments of $120.78 based on $5,000.00 loan amount over 48 months.
GenFed Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.29%
2492 Wedgewood Dr Ste B, Akron, OH, 44312 2422
Signature Loan
7.49%
▼
APR7.49%
Last UpdatedApril 29, 2026
Details
As Low As
Cincinnati Interagency Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
26 Martin Luther King Dr W, Cincinnati, OH, 45220 2242
Medical Loan (Unsecured)
7.49%
▼
APR7.49%
Last UpdatedApril 29, 2026
Details
No additional details available.
Buckeye State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 6.00%
520 S Main St, Akron, OH, 44311
Personal
7.50%
▼
APR7.50%
Last UpdatedApril 29, 2026
Details
As Low As
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
Personal Loan
7.50%
▼
APR7.50%
Last UpdatedApril 29, 2026
Details
As Low As
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
SHORT TERM PERSONAL LOAN A+
7.50%
▼
APR7.50%
Last UpdatedApril 29, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.; Diamond Club*
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
SHORT TERM PERSONAL LOAN A
7.65%
▼
APR7.65%
Last UpdatedApril 29, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.; Diamond Club*
Summit Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.22%
100 Wheeler St, Akron, OH, 44311 1122
Signature (Unsecured/Personal)
7.75%
▼
APR7.75%
Last UpdatedApril 29, 2026
Details
As Low As; Up to 60 Months
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
SHORT TERM PERSONAL LOAN B
7.80%
▼
APR7.80%
Last UpdatedApril 29, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.; Diamond Club*
Integrity Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.77%
971 WOOSTER RD W, BARBERTON, OH, 44203
Personal/Signature Loan
7.99%
▼
APR7.99%
Last UpdatedApril 29, 2026
Details
As Low As
LorMet Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.08%
2051 Cooper Foster Park Rd, Amherst, OH, 44001 1208
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedApril 29, 2026
Details
As Low As; $10,000 maximum
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
5602 State Rd, Cleveland, OH, 44134
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 29, 2026
Details
As Low As; Working on a project? Need to make a purchase? We can help!
Ohio Teamsters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
6100 Rockside Woods Blvd N Ste 150, Independence, OH, 44131 2334
Unsecured Loan
8.00%
▼
APR8.00%
Last UpdatedApril 29, 2026
Details
As Low As
Christian Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
8800 Cleveland Ave NW, North Canton, OH, 44720
G.O.O.D Loans
8.00%
▼
APR8.00%
Last UpdatedApril 29, 2026
Details
As Low As
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.74%
10485 Reading Rd, Cincinnati, OH, 45241 2523
Fixed Equity Rich Loan
8.02%
▼
APR8.02%
Last UpdatedApril 29, 2026
Details
No additional details available.
Wiremens Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
5800 State Rd, Parma, OH, 44134
Collateral Loans
8.25%
▼
APR8.25%
Last UpdatedApril 29, 2026
Details
As Low As; up to 84 months
Mahoning Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.56%
15 Colonial Dr Ste 14, Youngstown, OH, 44505 2164
Unsecured Loans
8.25%
▼
APR8.25%
Last UpdatedApril 29, 2026
Details
As Low As
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
215 Deo Dr, newark, OH, 43055 3048
Signature (Personal) Loans
8.42%
▼
APR8.42%
Last UpdatedApril 29, 2026
Details
As Low As
BREWSTER
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
105 Wabash Ave S, Brewster, OH, 44613
Personal Loans
8.45%
▼
APR8.45%
Last UpdatedApril 29, 2026
Details
As Low As
BREWSTER
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
105 Wabash Ave S, Brewster, OH, 44613
Personal/Signature
8.45%
▼
APR8.45%
Last UpdatedApril 29, 2026
Details
As Low As
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
215 Deo Dr, newark, OH, 43055 3048
Signature (Personal) Loans
8.48%
▼
APR8.48%
Last UpdatedApril 29, 2026
Details
As Low As
Cincinnati Interagency Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
26 Martin Luther King Dr W, Cincinnati, OH, 45220 2242
Signature Loan
8.49%
▼
APR8.49%
Last UpdatedApril 29, 2026
Details
No additional details available.
Scott Associates Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.31%
14111 Scottslawn Rd, Marysville, OH, 43040
Personal Loans
8.50%
▼
APR8.50%
Last UpdatedApril 29, 2026
Details
As Low As
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
SHORT TERM PERSONAL LOAN A+
8.50%
▼
APR8.50%
Last UpdatedApril 29, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
215 Deo Dr, newark, OH, 43055 3048
Signature (Personal) Loans
8.51%
▼
APR8.51%
Last UpdatedApril 29, 2026
Details
As Low As
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
215 Deo Dr, newark, OH, 43055 3048
Signature (Personal) Loans
8.61%
▼
APR8.61%
Last UpdatedApril 29, 2026
Details
As Low As
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
SHORT TERM PERSONAL LOAN A
8.65%
▼
APR8.65%
Last UpdatedApril 29, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.
CAREY POVERELLO
Institution Rating:
A+5.0 ★Texas Ratio: 1.33%
201 N Vance St, Carey, OH, 43316 1038
Signature Loan
8.74%
▼
APR8.74%
Last UpdatedApril 29, 2026
Details
As Low As; Up to 60 months and $20,000
Century Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
28251 Lorain Rd, North Olmsted, OH, 44070
Signature/Personal Loan
8.74%
▼
APR8.74%
Last UpdatedApril 29, 2026
Details
as low as
Sharefax Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
1147 OLD STATE ROUTE 74, BATAVIA, OH, 45103
Signature Loan
8.75%
▼
APR8.75%
Last UpdatedApril 29, 2026
Details
As Low As
Firestone Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
31 Hanna Pkwy, Coventry township, OH, 44319
Other Unsecured Loans
8.75%
▼
APR8.75%
Last UpdatedApril 29, 2026
Details
$10,000 limit
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
SHORT TERM PERSONAL LOAN B
8.80%
▼
APR8.80%
Last UpdatedApril 29, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.
Falls Catholic Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.73%
33 Graham Rd, Cuyahoga Falls, OH, 44223
Signature Loans
8.95%
▼
APR8.95%
Last UpdatedApril 29, 2026
Details
As Low As
Falls Catholic Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.73%
33 Graham Rd, Cuyahoga Falls, OH, 44223
Unsecured Loans
8.95%
▼
APR8.95%
Last UpdatedApril 29, 2026
Details
As Low As; APR - 9.392%
Cincinnati Interagency Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
26 Martin Luther King Dr W, Cincinnati, OH, 45220 2242
Signature Loan
8.99%
▼
APR8.99%
Last UpdatedApril 29, 2026
Details
No additional details available.
Golden Circle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.30%
4118 Lincoln Way E, Massillon, OH, 44646 3348
Unsecured Loans
8.99%
▼
APR8.99%
Last UpdatedApril 29, 2026
Details
As Low As; *
BMI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.43%
760 Kinnear Rd, Columbus, OH, 43212 1488
Debt Consolidation
8.99%
▼
APR8.99%
Last UpdatedApril 29, 2026
Details
As Low As
All Saints Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.27%
5269 E 104th St, Garfield Hts, OH, 44125 2407
12 month Holiday Loan
9.00%
▼
APR9.00%
Last UpdatedApril 29, 2026
Details
As Low As
University of Toledo Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.83%
5248 Hill Ave, Toledo, OH, 43615 5868
Signature
9.00%
▼
APR9.00%
Last UpdatedApril 29, 2026
Details
As Low As
University of Toledo Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.83%
5248 Hill Ave, Toledo, OH, 43615 5868
Signature (Personal) Loan
9.00%
▼
APR9.00%
Last UpdatedApril 29, 2026
Details
As Low As; Credit Life/Disability Insurance available; Debt consolidation
Toledo Urban Federal Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 19.87%
1441 Dorr St, Toledo, OH, 43607 3956
Holiday Loan
9.00%
▼
APR9.00%
Last UpdatedApril 29, 2026
Details
No additional details available.
DN Community Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.63%
3964 Fulton Dr NW, Canton, OH, 44718
Personal Loans
9.00%
▼
APR9.00%
Last UpdatedApril 29, 2026
Details
As low as
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
SHORT TERM PERSONAL LOAN C
9.00%
▼
APR9.00%
Last UpdatedApril 29, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.; Diamond Club*
Toledo Fire Fighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.20%
2800 W Laskey Rd, Toledo, OH, 43613 3248
Signature
9.15%
▼
APR9.15%
Last UpdatedApril 29, 2026
Details
As Low As
Friends And Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
46 Federal Ave NW, Massillon, OH, 44647
Bill Consolidation & Signature Loans
9.19%
▼
APR9.19%
Last UpdatedApril 29, 2026
Details
As Low As
Ohio Educational Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.95%
17526 Madison Ave, Lakewood, OH, 44107
Personal Term Loan
9.20%
▼
APR9.20%
Last UpdatedApril 29, 2026
Details
No additional details available.
Friends And Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
46 Federal Ave NW, Massillon, OH, 44647
Bill Consolidation & Signature Loans
9.39%
▼
APR9.39%
Last UpdatedApril 29, 2026
Details
As Low As
Community Star Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.07%
832 Cleveland St, Elyria, OH, 44035 4141
Signature Loans
9.39%
▼
APR9.39%
Last UpdatedApril 29, 2026
Details
As Low As
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
215 Deo Dr, newark, OH, 43055 3048
Signature (Personal) Loans
9.42%
▼
APR9.42%
Last UpdatedApril 29, 2026
Details
As Low As
WES Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
38024 2nd St, Willoughby, OH, 44094 6105
Signature
9.49%
▼
APR9.49%
Last UpdatedApril 29, 2026
Details
Up to $15,000
Cornerstone Community Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.88%
28543 Oregon Rd, Perrysburg, OH, 43551
Personal/Unsecured
9.49%
▼
APR9.49%
Last UpdatedApril 29, 2026
Details
As Low As
Canton School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
1380 Market Ave N, Canton, OH, 44714 2606
Unsecured Loans
9.50%
▼
APR9.50%
Last UpdatedApril 29, 2026
Details
As Low As
Friends And Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
46 Federal Ave NW, Massillon, OH, 44647
Bill Consolidation & Signature Loans
9.69%
▼
APR9.69%
Last UpdatedApril 29, 2026
Details
As Low As
Sylvania Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.84%
6613 Maplewood Ave, Sylvania, OH, 43560
Personal Loan
9.74%
▼
APR9.74%
Last UpdatedApril 29, 2026
Details
No additional details available.
USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
539 S Main St, Findlay, OH, 45840
Personal Loans
9.74%
▼
APR9.74%
Last UpdatedApril 29, 2026
Details
As Low As
USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
539 S Main St, Findlay, OH, 45840
Personal/Signature Loans
9.74%
▼
APR9.74%
Last UpdatedApril 29, 2026
Details
No additional details available.
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
403 Main St, Belpre, OH, 45714 1615
Signature Loans to $7,500
9.75%
▼
APR9.75%
Last UpdatedApril 29, 2026
Details
$5,001
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.74%
10485 Reading Rd, Cincinnati, OH, 45241 2523
Signature Loans
9.75%
▼
APR9.75%
Last UpdatedApril 29, 2026
Details
As Low As
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
1627 Holland Rd, Maumee, OH, 43537
Unsecured
9.75%
▼
APR9.75%
Last UpdatedApril 29, 2026
Details
As low as
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
403 Main St, Belpre, OH, 45714 1615
Signature Loans to $5,000
9.75%
▼
APR9.75%
Last UpdatedApril 29, 2026
Details
$2,501
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
403 Main St, Belpre, OH, 45714 1615
Signature Loans to $15,000
9.75%
▼
APR9.75%
Last UpdatedApril 29, 2026
Details
$7,501
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
403 Main St, Belpre, OH, 45714 1615
Signature Loans
9.75%
▼
APR9.75%
Last UpdatedApril 29, 2026
Details
Up to $2,500
Whitewater Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
1157 Harrison Ave, harrison, OH, 45030
Unsecured (personal loan)
9.85%
▼
APR9.85%
Last UpdatedApril 29, 2026
Details
up to $10,000; As Low As
Firefighters And Company Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.99%
338 S Patterson Blvd, Dayton, OH, 45402 2845
Personal Loans maximum term 60 months
9.90%
▼
APR9.90%
Last UpdatedApril 29, 2026
Details
up to $25,000,; As Low As
Harvest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
34 Licking View Dr, Heath, OH, 43056
Signature and all other loans
9.90%
▼
APR9.90%
Last UpdatedApril 29, 2026
Details
As Low As
Wiremens Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
5800 State Rd, Parma, OH, 44134
Revolving Loan
9.90%
▼
APR9.90%
Last UpdatedApril 29, 2026
Details
As Low As; 36 months, 2 year draw
Wiremens Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
5800 State Rd, Parma, OH, 44134
Signature Loan
9.90%
▼
APR9.90%
Last UpdatedApril 29, 2026
Details
As Low As; up to 36 months
Millstream Area Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.56%
1007 Western Ave, Findlay, OH, 45840
Signature Loan
9.95%
▼
APR9.95%
Last UpdatedApril 29, 2026
Details
As Low As
Falls Catholic Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.73%
33 Graham Rd, Cuyahoga Falls, OH, 44223
Unsecured Loans
9.95%
▼
APR9.95%
Last UpdatedApril 29, 2026
Details
As Low As; APR - 10.311%
Genesis Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
830 Bethesda Dr, Zanesville, OH, 43701 1895
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 29, 2026
Details
As Low As
Genesis Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
830 Bethesda Dr, Zanesville, OH, 43701 1895
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedApril 29, 2026
Details
As Low As
Atomic Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
711 Beaver Creek Rd, Piketon, OH, 45661
All Smiles Loan Special
9.99%
▼
APR9.99%
Last UpdatedApril 29, 2026
Details
As Low As; 12 months to pay, and NO loan fees!
Education First Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 11.85%
510 E Mound St, Columbus, OH, 43215 5539
Debt Consolidation
9.99%
▼
APR9.99%
Last UpdatedApril 29, 2026
Details
$1,000-$2,499; As Low As
Education First Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 11.85%
510 E Mound St, Columbus, OH, 43215 5539
Debt Consolidation and over
9.99%
▼
APR9.99%
Last UpdatedApril 29, 2026
Details
$7,500; As Low As
Education First Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 11.85%
510 E Mound St, Columbus, OH, 43215 5539
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 29, 2026
Details
As Low As
Cincinnati Interagency Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
26 Martin Luther King Dr W, Cincinnati, OH, 45220 2242
Signature Loan
9.99%
▼
APR9.99%
Last UpdatedApril 29, 2026
Details
No additional details available.
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
SHORT TERM PERSONAL LOAN C
10.00%
▼
APR10.00%
Last UpdatedApril 29, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.
DOVER PHILA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
119 Fillmore Ave, Dover, OH, 44622 2061
Personal
10.00%
▼
APR10.00%
Last UpdatedApril 29, 2026
Details
As Low As
DOVER PHILA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
119 Fillmore Ave, Dover, OH, 44622 2061
Personal Loan
10.00%
▼
APR10.00%
Last UpdatedApril 29, 2026
Details
As Low As
Members Choice Credit Union Greenville, OH
Institution Rating:
A+5.0 ★Texas Ratio: 2.29%
725 PINE ST, GREENVILLE, OH, 45331
Signature Personal Loan
10.00%
▼
APR10.00%
Last UpdatedApril 29, 2026
Details
Based upon credit rating
Steel Valley Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.95%
3840 Pearl Rd, Cleveland, OH, 44109 2751
Signature and personal A+
10.00%
▼
APR10.00%
Last UpdatedApril 29, 2026
Details
Credit Score: 730 +
Toledo Urban Federal Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 19.87%
1441 Dorr St, Toledo, OH, 43607 3956
Signature Unsecured
10.00%
▼
APR10.00%
Last UpdatedApril 29, 2026
Details
No additional details available.
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
Signature Loan
10.00%
▼
APR10.00%
Last UpdatedApril 29, 2026
Details
A++ Credit Score (750+); Up to $3,000
Unity Catholic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.46%
5839 Ridge Rd, Parma, OH, 44129 3165
Personal Loans +
10.14%
▼
APR10.14%
Last UpdatedApril 29, 2026
Details
No additional details available.
Firefighters And Company Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.99%
338 S Patterson Blvd, Dayton, OH, 45402 2845
Personal Lines of Credit- minimum payment is 2% of the balance.
10.15%
▼
APR10.15%
Last UpdatedApril 29, 2026
Details
As Low As
OUCU Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.65%
944 E State St, Athens, OH, 45701
Computer Loan
10.24%
▼
APR10.24%
Last UpdatedApril 29, 2026
Details
& up
Childrens Medical Center Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.57%
3333 Burnet Ave, Cincinnati, OH, 45229 3026
Unsecured loans
10.25%
▼
APR10.25%
Last UpdatedApril 29, 2026
Details
over $1,000.00
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
SHORT TERM PERSONAL LOAN D
10.25%
▼
APR10.25%
Last UpdatedApril 29, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.; Diamond Club*
Abbey Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.81%
800 Falls Creek Dr, Vandalia, OH, 45377 8600
Personal Loan 1 - 24 Months
10.29%
▼
APR10.29%
Last UpdatedApril 29, 2026
Details
No additional details available.
Abbey Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.81%
800 Falls Creek Dr, Vandalia, OH, 45377 8600
Personal Loan
10.29%
▼
APR10.29%
Last UpdatedApril 29, 2026
Details
As Low As
Taleris Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.88%
6111 Oak Tree Blvd Ste 110, Independence, OH, 44131 2585
Lifestyle Personal Loan
10.44%
▼
APR10.44%
Last UpdatedApril 29, 2026
Details
As Low As; Quick and convenient financing with trusted financial partners.; Your loan is local, meaning your money stays right here in our central Ohio communities.
ih Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.59%
5000 Urbana Rd, Springfield, OH, 45502 9069
Unsecured Loans
10.49%
▼
APR10.49%
Last UpdatedApril 29, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
909 N Perry St, Ottawa, OH, 45875
Personal Loan - 24 months
10.49%
▼
APR10.49%
Last UpdatedApril 29, 2026
Details
No additional details available.
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
909 N Perry St, Ottawa, OH, 45875
Personal Loan - 36 months
10.49%
▼
APR10.49%
Last UpdatedApril 29, 2026
Details
No additional details available.
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
909 N Perry St, Ottawa, OH, 45875
Personal Loan - 48 months
10.49%
▼
APR10.49%
Last UpdatedApril 29, 2026
Details
No additional details available.
Softite Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.93%
1201 S Zane Hwy, Martins Ferry, OH, 43935 1965
Signature Loan
10.50%
▼
APR10.50%
Last UpdatedApril 29, 2026
Details
As Low As
MyUSA Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.93%
3600 Towne Blvd, Middletown, OH, 45005 5543
Lifestyle Loan (Personal Loan)
10.50%
▼
APR10.50%
Last UpdatedApril 29, 2026
Details
As Low As
Community First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.25%
2043 E Prospect Rd, Ashtabula, OH, 44004
Personal / Signature Loans (Unsecured)
10.50%
▼
APR10.50%
Last UpdatedApril 29, 2026
Details
As Low As
Wayne County Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.97%
311 Kaufman Drive, Smithville, OH, 44677
Personal Loan
10.50%
▼
APR10.50%
Last UpdatedApril 29, 2026
Details
As Low As
First Ohio Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
8200 Cleveland Ave NW, North Canton, OH, 44720 5666
SIGNATURE LOAN - 12 mths
10.50%
▼
APR10.50%
Last UpdatedApril 29, 2026
Details
As Low As; Great Rates! Flexible Terms! Available 24/7!
St Josephs Canton Parish Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.75%
1811 Whipple Ave NW, Canton, OH, 44708
Signature
10.50%
▼
APR10.50%
Last UpdatedApril 29, 2026
Details
As Low As
Abbey Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.81%
800 Falls Creek Dr, Vandalia, OH, 45377 8600
Personal Loan 25 - 36 Months
10.54%
▼
APR10.54%
Last UpdatedApril 29, 2026
Details
No additional details available.
Sylvania Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.84%
6613 Maplewood Ave, Sylvania, OH, 43560
Personal Loan
10.74%
▼
APR10.74%
Last UpdatedApril 29, 2026
Details
No additional details available.
Ohio Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
3955 W DUBLIN GRANVILLE RD, DUBLIN, OH, 43017
Signature Loan
10.74%
▼
APR10.74%
Last UpdatedApril 29, 2026
Details
As Low As
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
403 Main St, Belpre, OH, 45714 1615
Signature Loans to $5,000
10.75%
▼
APR10.75%
Last UpdatedApril 29, 2026
Details
$2,501
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.74%
10485 Reading Rd, Cincinnati, OH, 45241 2523
Signature Loans
10.75%
▼
APR10.75%
Last UpdatedApril 29, 2026
Details
As Low As
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
403 Main St, Belpre, OH, 45714 1615
Signature Loans to $7,500
10.75%
▼
APR10.75%
Last UpdatedApril 29, 2026
Details
$5,001
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
403 Main St, Belpre, OH, 45714 1615
Signature Loans to $15,000
10.75%
▼
APR10.75%
Last UpdatedApril 29, 2026
Details
$7,501
Wayne County Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.97%
311 Kaufman Drive, Smithville, OH, 44677
Personal Loan
10.75%
▼
APR10.75%
Last UpdatedApril 29, 2026
Details
As Low As
Greater Wayne Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
328 N Main St, Rittman, OH, 44270 1143
Personal
10.75%
▼
APR10.75%
Last UpdatedApril 29, 2026
Details
As Low As
Telhio Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.81%
8010 E Broad St, Reynoldsburg, OH, 43068 8000
Personal Loan
10.78%
▼
APR10.78%
Last UpdatedApril 29, 2026
Details
As Low As; A $150 doc prep fee applies. Rates are subject to change without notice. All rates and terms subject to credit approval. Additional discounts may be available. APR = Annual Percentage Rate. Example: A $10,000 personal loan would have a payment of $257.38 for 48 months with disclosed APR.
Abbey Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.81%
800 Falls Creek Dr, Vandalia, OH, 45377 8600
Personal Loan 37 - 48 Months
10.79%
▼
APR10.79%
Last UpdatedApril 29, 2026
Details
No additional details available.
Hopewell Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
501 Hopewell Dr, Heath, OH, 43056
Personal Loan
10.90%
▼
APR10.90%
Last UpdatedApril 29, 2026
Details
No additional details available.
Wiremens Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
5800 State Rd, Parma, OH, 44134
Co-Signer Loans
10.90%
▼
APR10.90%
Last UpdatedApril 29, 2026
Details
As Low As; up to 60 months
Cincinnati Healthcare Associates Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.97%
2139 Auburn Ave, Cincinnati, OH, 45219 2906
Unsecured Loan A+
10.95%
▼
APR10.95%
Last UpdatedApril 29, 2026
Details
No additional details available.
Falls Catholic Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.73%
33 Graham Rd, Cuyahoga Falls, OH, 44223
Unsecured Loans
10.95%
▼
APR10.95%
Last UpdatedApril 29, 2026
Details
As Low As; APR - 11.244%
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
SHORT TERM PERSONAL LOAN E
10.95%
▼
APR10.95%
Last UpdatedApril 29, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.; Diamond Club*
Butler Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.39%
660 N University Blvd, Middletown, OH, 45042 3356
PERSONAL LOANS
10.99%
▼
APR10.99%
Last UpdatedApril 29, 2026
Details
As Low As
OUCU Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.65%
944 E State St, Athens, OH, 45701
Personal Signature Loan
10.99%
▼
APR10.99%
Last UpdatedApril 29, 2026
Details
No additional details available.
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Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Abbey Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.81%
800 Falls Creek Dr, Vandalia, OH, 45377 8600
Personal Loan
5.49%
▼
APR5.49%
Last UpdatedApril 29, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
7000 Cardinal Pl, Dublin, OH, 43017 1091
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedApril 29, 2026
Details
As Low As
Materion Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
14710 W Portage River South Rd, Elmore, OH, 43416
Personal Loan
7.45%
▼
APR7.45%
Last UpdatedApril 29, 2026
Details
As Low As; Monthly installments of $120.78 based on $5,000.00 loan amount over 48 months.
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
Personal Loan
7.50%
▼
APR7.50%
Last UpdatedApril 29, 2026
Details
As Low As
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
SHORT TERM PERSONAL LOAN A+
7.50%
▼
APR7.50%
Last UpdatedApril 29, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.; Diamond Club*
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
SHORT TERM PERSONAL LOAN A
7.65%
▼
APR7.65%
Last UpdatedApril 29, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.; Diamond Club*
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
SHORT TERM PERSONAL LOAN B
7.80%
▼
APR7.80%
Last UpdatedApril 29, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.; Diamond Club*
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
5602 State Rd, Cleveland, OH, 44134
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 29, 2026
Details
As Low As; Working on a project? Need to make a purchase? We can help!
BREWSTER
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
105 Wabash Ave S, Brewster, OH, 44613
Personal Loans
8.45%
▼
APR8.45%
Last UpdatedApril 29, 2026
Details
As Low As
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
SHORT TERM PERSONAL LOAN A+
8.50%
▼
APR8.50%
Last UpdatedApril 29, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.
Scott Associates Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.31%
14111 Scottslawn Rd, Marysville, OH, 43040
Personal Loans
8.50%
▼
APR8.50%
Last UpdatedApril 29, 2026
Details
As Low As
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
SHORT TERM PERSONAL LOAN A
8.65%
▼
APR8.65%
Last UpdatedApril 29, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.
Century Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
28251 Lorain Rd, North Olmsted, OH, 44070
Signature/Personal Loan
8.74%
▼
APR8.74%
Last UpdatedApril 29, 2026
Details
as low as
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
SHORT TERM PERSONAL LOAN B
8.80%
▼
APR8.80%
Last UpdatedApril 29, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.
DN Community Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.63%
3964 Fulton Dr NW, Canton, OH, 44718
Personal Loans
9.00%
▼
APR9.00%
Last UpdatedApril 29, 2026
Details
As low as
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
SHORT TERM PERSONAL LOAN C
9.00%
▼
APR9.00%
Last UpdatedApril 29, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.; Diamond Club*
Sylvania Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.84%
6613 Maplewood Ave, Sylvania, OH, 43560
Personal Loan
9.74%
▼
APR9.74%
Last UpdatedApril 29, 2026
Details
No additional details available.
USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
539 S Main St, Findlay, OH, 45840
Personal Loans
9.74%
▼
APR9.74%
Last UpdatedApril 29, 2026
Details
As Low As
Whitewater Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
1157 Harrison Ave, harrison, OH, 45030
Unsecured (personal loan)
9.85%
▼
APR9.85%
Last UpdatedApril 29, 2026
Details
up to $10,000; As Low As
Firefighters And Company Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.99%
338 S Patterson Blvd, Dayton, OH, 45402 2845
Personal Loans maximum term 60 months
9.90%
▼
APR9.90%
Last UpdatedApril 29, 2026
Details
up to $25,000,; As Low As
Education First Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 11.85%
510 E Mound St, Columbus, OH, 43215 5539
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 29, 2026
Details
As Low As
Genesis Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
830 Bethesda Dr, Zanesville, OH, 43701 1895
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedApril 29, 2026
Details
As Low As
Genesis Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
830 Bethesda Dr, Zanesville, OH, 43701 1895
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 29, 2026
Details
As Low As
Members Choice Credit Union Greenville, OH
Institution Rating:
A+5.0 ★Texas Ratio: 2.29%
725 PINE ST, GREENVILLE, OH, 45331
Signature Personal Loan
10.00%
▼
APR10.00%
Last UpdatedApril 29, 2026
Details
Based upon credit rating
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
SHORT TERM PERSONAL LOAN C
10.00%
▼
APR10.00%
Last UpdatedApril 29, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.
DOVER PHILA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
119 Fillmore Ave, Dover, OH, 44622 2061
Personal Loan
10.00%
▼
APR10.00%
Last UpdatedApril 29, 2026
Details
As Low As
Unity Catholic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.46%
5839 Ridge Rd, Parma, OH, 44129 3165
Personal Loans +
10.14%
▼
APR10.14%
Last UpdatedApril 29, 2026
Details
No additional details available.
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
SHORT TERM PERSONAL LOAN D
10.25%
▼
APR10.25%
Last UpdatedApril 29, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.; Diamond Club*
Abbey Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.81%
800 Falls Creek Dr, Vandalia, OH, 45377 8600
Personal Loan
10.29%
▼
APR10.29%
Last UpdatedApril 29, 2026
Details
As Low As
Abbey Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.81%
800 Falls Creek Dr, Vandalia, OH, 45377 8600
Personal Loan 1 - 24 Months
10.29%
▼
APR10.29%
Last UpdatedApril 29, 2026
Details
No additional details available.
Taleris Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.88%
6111 Oak Tree Blvd Ste 110, Independence, OH, 44131 2585
Lifestyle Personal Loan
10.44%
▼
APR10.44%
Last UpdatedApril 29, 2026
Details
As Low As; Quick and convenient financing with trusted financial partners.; Your loan is local, meaning your money stays right here in our central Ohio communities.
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
909 N Perry St, Ottawa, OH, 45875
Personal Loan - 48 months
10.49%
▼
APR10.49%
Last UpdatedApril 29, 2026
Details
No additional details available.
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
909 N Perry St, Ottawa, OH, 45875
Personal Loan - 36 months
10.49%
▼
APR10.49%
Last UpdatedApril 29, 2026
Details
No additional details available.
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
909 N Perry St, Ottawa, OH, 45875
Personal Loan - 24 months
10.49%
▼
APR10.49%
Last UpdatedApril 29, 2026
Details
No additional details available.
Wayne County Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.97%
311 Kaufman Drive, Smithville, OH, 44677
Personal Loan
10.50%
▼
APR10.50%
Last UpdatedApril 29, 2026
Details
As Low As
MyUSA Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.93%
3600 Towne Blvd, Middletown, OH, 45005 5543
Lifestyle Loan (Personal Loan)
10.50%
▼
APR10.50%
Last UpdatedApril 29, 2026
Details
As Low As
Abbey Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.81%
800 Falls Creek Dr, Vandalia, OH, 45377 8600
Personal Loan 25 - 36 Months
10.54%
▼
APR10.54%
Last UpdatedApril 29, 2026
Details
No additional details available.
Sylvania Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.84%
6613 Maplewood Ave, Sylvania, OH, 43560
Personal Loan
10.74%
▼
APR10.74%
Last UpdatedApril 29, 2026
Details
No additional details available.
Wayne County Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.97%
311 Kaufman Drive, Smithville, OH, 44677
Personal Loan
10.75%
▼
APR10.75%
Last UpdatedApril 29, 2026
Details
As Low As
Telhio Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.81%
8010 E Broad St, Reynoldsburg, OH, 43068 8000
Personal Loan
10.78%
▼
APR10.78%
Last UpdatedApril 29, 2026
Details
As Low As; A $150 doc prep fee applies. Rates are subject to change without notice. All rates and terms subject to credit approval. Additional discounts may be available. APR = Annual Percentage Rate. Example: A $10,000 personal loan would have a payment of $257.38 for 48 months with disclosed APR.
Abbey Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.81%
800 Falls Creek Dr, Vandalia, OH, 45377 8600
Personal Loan 37 - 48 Months
10.79%
▼
APR10.79%
Last UpdatedApril 29, 2026
Details
No additional details available.
Hopewell Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
501 Hopewell Dr, Heath, OH, 43056
Personal Loan
10.90%
▼
APR10.90%
Last UpdatedApril 29, 2026
Details
No additional details available.
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
SHORT TERM PERSONAL LOAN E
10.95%
▼
APR10.95%
Last UpdatedApril 29, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.; Diamond Club*
Butler Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.39%
660 N University Blvd, Middletown, OH, 45042 3356
PERSONAL LOANS
10.99%
▼
APR10.99%
Last UpdatedApril 29, 2026
Details
As Low As
Powered by
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Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
BMI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.43%
760 Kinnear Rd, Columbus, OH, 43212 1488
Debt Consolidation
8.99%
▼
APR8.99%
Last UpdatedApril 29, 2026
Details
As Low As
Education First Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 11.85%
510 E Mound St, Columbus, OH, 43215 5539
Debt Consolidation
9.99%
▼
APR9.99%
Last UpdatedApril 29, 2026
Details
$1,000-$2,499; As Low As
Education First Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 11.85%
510 E Mound St, Columbus, OH, 43215 5539
Debt Consolidation and over
9.99%
▼
APR9.99%
Last UpdatedApril 29, 2026
Details
$7,500; As Low As
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
TruPartner Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.65%
1800 Vine St, Cincinnati, OH, 45202
Signature Loan
6.70%
▼
APR6.70%
Last UpdatedApril 29, 2026
Details
As Low As
Education Personnel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
4125 Highlander Pkwy, Richfield, OH, 44286 8903
Signature Loans
6.89%
▼
APR6.89%
Last UpdatedApril 29, 2026
Details
As Low As
Northwestern Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
234 N Main St, Bryan, OH, 43506 1318
Unsecured Signature
6.99%
▼
APR6.99%
Last UpdatedApril 29, 2026
Details
As Low As
Firestone Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
31 Hanna Pkwy, Coventry township, OH, 44319
Signature 30
6.99%
▼
APR6.99%
Last UpdatedApril 29, 2026
Details
$5,000 limit
GenFed Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.29%
2492 Wedgewood Dr Ste B, Akron, OH, 44312 2422
Signature Loan
7.49%
▼
APR7.49%
Last UpdatedApril 29, 2026
Details
As Low As
Summit Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.22%
100 Wheeler St, Akron, OH, 44311 1122
Signature (Unsecured/Personal)
7.75%
▼
APR7.75%
Last UpdatedApril 29, 2026
Details
As Low As; Up to 60 Months
Integrity Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.77%
971 WOOSTER RD W, BARBERTON, OH, 44203
Personal/Signature Loan
7.99%
▼
APR7.99%
Last UpdatedApril 29, 2026
Details
As Low As
LorMet Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.08%
2051 Cooper Foster Park Rd, Amherst, OH, 44001 1208
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedApril 29, 2026
Details
As Low As; $10,000 maximum
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
215 Deo Dr, newark, OH, 43055 3048
Signature (Personal) Loans
8.42%
▼
APR8.42%
Last UpdatedApril 29, 2026
Details
As Low As
BREWSTER
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
105 Wabash Ave S, Brewster, OH, 44613
Personal/Signature
8.45%
▼
APR8.45%
Last UpdatedApril 29, 2026
Details
As Low As
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
215 Deo Dr, newark, OH, 43055 3048
Signature (Personal) Loans
8.48%
▼
APR8.48%
Last UpdatedApril 29, 2026
Details
As Low As
Cincinnati Interagency Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
26 Martin Luther King Dr W, Cincinnati, OH, 45220 2242
Signature Loan
8.49%
▼
APR8.49%
Last UpdatedApril 29, 2026
Details
No additional details available.
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
215 Deo Dr, newark, OH, 43055 3048
Signature (Personal) Loans
8.51%
▼
APR8.51%
Last UpdatedApril 29, 2026
Details
As Low As
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
215 Deo Dr, newark, OH, 43055 3048
Signature (Personal) Loans
8.61%
▼
APR8.61%
Last UpdatedApril 29, 2026
Details
As Low As
CAREY POVERELLO
Institution Rating:
A+5.0 ★Texas Ratio: 1.33%
201 N Vance St, Carey, OH, 43316 1038
Signature Loan
8.74%
▼
APR8.74%
Last UpdatedApril 29, 2026
Details
As Low As; Up to 60 months and $20,000
Century Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
28251 Lorain Rd, North Olmsted, OH, 44070
Signature/Personal Loan
8.74%
▼
APR8.74%
Last UpdatedApril 29, 2026
Details
as low as
Sharefax Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
1147 OLD STATE ROUTE 74, BATAVIA, OH, 45103
Signature Loan
8.75%
▼
APR8.75%
Last UpdatedApril 29, 2026
Details
As Low As
Falls Catholic Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.73%
33 Graham Rd, Cuyahoga Falls, OH, 44223
Signature Loans
8.95%
▼
APR8.95%
Last UpdatedApril 29, 2026
Details
As Low As
Cincinnati Interagency Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
26 Martin Luther King Dr W, Cincinnati, OH, 45220 2242
Signature Loan
8.99%
▼
APR8.99%
Last UpdatedApril 29, 2026
Details
No additional details available.
University of Toledo Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.83%
5248 Hill Ave, Toledo, OH, 43615 5868
Signature
9.00%
▼
APR9.00%
Last UpdatedApril 29, 2026
Details
As Low As
University of Toledo Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.83%
5248 Hill Ave, Toledo, OH, 43615 5868
Signature (Personal) Loan
9.00%
▼
APR9.00%
Last UpdatedApril 29, 2026
Details
As Low As; Credit Life/Disability Insurance available; Debt consolidation
Toledo Fire Fighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.20%
2800 W Laskey Rd, Toledo, OH, 43613 3248
Signature
9.15%
▼
APR9.15%
Last UpdatedApril 29, 2026
Details
As Low As
Friends And Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
46 Federal Ave NW, Massillon, OH, 44647
Bill Consolidation & Signature Loans
9.19%
▼
APR9.19%
Last UpdatedApril 29, 2026
Details
As Low As
Community Star Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.07%
832 Cleveland St, Elyria, OH, 44035 4141
Signature Loans
9.39%
▼
APR9.39%
Last UpdatedApril 29, 2026
Details
As Low As
Friends And Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
46 Federal Ave NW, Massillon, OH, 44647
Bill Consolidation & Signature Loans
9.39%
▼
APR9.39%
Last UpdatedApril 29, 2026
Details
As Low As
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
215 Deo Dr, newark, OH, 43055 3048
Signature (Personal) Loans
9.42%
▼
APR9.42%
Last UpdatedApril 29, 2026
Details
As Low As
WES Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
38024 2nd St, Willoughby, OH, 44094 6105
Signature
9.49%
▼
APR9.49%
Last UpdatedApril 29, 2026
Details
Up to $15,000
Friends And Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
46 Federal Ave NW, Massillon, OH, 44647
Bill Consolidation & Signature Loans
9.69%
▼
APR9.69%
Last UpdatedApril 29, 2026
Details
As Low As
USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
539 S Main St, Findlay, OH, 45840
Personal/Signature Loans
9.74%
▼
APR9.74%
Last UpdatedApril 29, 2026
Details
No additional details available.
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
403 Main St, Belpre, OH, 45714 1615
Signature Loans
9.75%
▼
APR9.75%
Last UpdatedApril 29, 2026
Details
Up to $2,500
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
403 Main St, Belpre, OH, 45714 1615
Signature Loans to $15,000
9.75%
▼
APR9.75%
Last UpdatedApril 29, 2026
Details
$7,501
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
403 Main St, Belpre, OH, 45714 1615
Signature Loans to $5,000
9.75%
▼
APR9.75%
Last UpdatedApril 29, 2026
Details
$2,501
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
403 Main St, Belpre, OH, 45714 1615
Signature Loans to $7,500
9.75%
▼
APR9.75%
Last UpdatedApril 29, 2026
Details
$5,001
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.74%
10485 Reading Rd, Cincinnati, OH, 45241 2523
Signature Loans
9.75%
▼
APR9.75%
Last UpdatedApril 29, 2026
Details
As Low As
Harvest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
34 Licking View Dr, Heath, OH, 43056
Signature and all other loans
9.90%
▼
APR9.90%
Last UpdatedApril 29, 2026
Details
As Low As
Wiremens Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
5800 State Rd, Parma, OH, 44134
Signature Loan
9.90%
▼
APR9.90%
Last UpdatedApril 29, 2026
Details
As Low As; up to 36 months
Millstream Area Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.56%
1007 Western Ave, Findlay, OH, 45840
Signature Loan
9.95%
▼
APR9.95%
Last UpdatedApril 29, 2026
Details
As Low As
Cincinnati Interagency Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
26 Martin Luther King Dr W, Cincinnati, OH, 45220 2242
Signature Loan
9.99%
▼
APR9.99%
Last UpdatedApril 29, 2026
Details
No additional details available.
Members Choice Credit Union Greenville, OH
Institution Rating:
A+5.0 ★Texas Ratio: 2.29%
725 PINE ST, GREENVILLE, OH, 45331
Signature Personal Loan
10.00%
▼
APR10.00%
Last UpdatedApril 29, 2026
Details
Based upon credit rating
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
Signature Loan
10.00%
▼
APR10.00%
Last UpdatedApril 29, 2026
Details
A++ Credit Score (750+); Up to $3,000
Toledo Urban Federal Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 19.87%
1441 Dorr St, Toledo, OH, 43607 3956
Signature Unsecured
10.00%
▼
APR10.00%
Last UpdatedApril 29, 2026
Details
No additional details available.
Steel Valley Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.95%
3840 Pearl Rd, Cleveland, OH, 44109 2751
Signature and personal A+
10.00%
▼
APR10.00%
Last UpdatedApril 29, 2026
Details
Credit Score: 730 +
First Ohio Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
8200 Cleveland Ave NW, North Canton, OH, 44720 5666
SIGNATURE LOAN - 12 mths
10.50%
▼
APR10.50%
Last UpdatedApril 29, 2026
Details
As Low As; Great Rates! Flexible Terms! Available 24/7!
St Josephs Canton Parish Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.75%
1811 Whipple Ave NW, Canton, OH, 44708
Signature
10.50%
▼
APR10.50%
Last UpdatedApril 29, 2026
Details
As Low As
Softite Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.93%
1201 S Zane Hwy, Martins Ferry, OH, 43935 1965
Signature Loan
10.50%
▼
APR10.50%
Last UpdatedApril 29, 2026
Details
As Low As
Community First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.25%
2043 E Prospect Rd, Ashtabula, OH, 44004
Personal / Signature Loans (Unsecured)
10.50%
▼
APR10.50%
Last UpdatedApril 29, 2026
Details
As Low As
Ohio Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
3955 W DUBLIN GRANVILLE RD, DUBLIN, OH, 43017
Signature Loan
10.74%
▼
APR10.74%
Last UpdatedApril 29, 2026
Details
As Low As
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
403 Main St, Belpre, OH, 45714 1615
Signature Loans to $15,000
10.75%
▼
APR10.75%
Last UpdatedApril 29, 2026
Details
$7,501
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
403 Main St, Belpre, OH, 45714 1615
Signature Loans to $5,000
10.75%
▼
APR10.75%
Last UpdatedApril 29, 2026
Details
$2,501
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
403 Main St, Belpre, OH, 45714 1615
Signature Loans to $7,500
10.75%
▼
APR10.75%
Last UpdatedApril 29, 2026
Details
$5,001
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.74%
10485 Reading Rd, Cincinnati, OH, 45241 2523
Signature Loans
10.75%
▼
APR10.75%
Last UpdatedApril 29, 2026
Details
As Low As
OUCU Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.65%
944 E State St, Athens, OH, 45701
Personal Signature Loan
10.99%
▼
APR10.99%
Last UpdatedApril 29, 2026
Details
No additional details available.
Powered by
MonitorBankRates
No home improvement personal loan rates found in Ohio currently.
Ohio Personal Loan Rate Trends
Compare local Ohio personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Personal Loan — OH Avg
10.986%
▲ 0.011 vs 7 days ago
Ohio personal loan rates rose 0.011 points over the past 7 days to 10.986% APR.
Signature Loan — OH Avg
10.980%
▼ 0.044 vs 7 days ago
Ohio signature loan rates fell 0.044 points over the past 7 days to 10.980% APR.
As of Apr 29, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions
What credit score do I need for a personal loan in Ohio?
Most lenders in Ohio require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Ohio often have more flexible requirements than traditional banks.
What is the difference between secured and unsecured personal loans?
Unsecured personal loans in Ohio require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.
Can I use a personal loan for debt consolidation in Ohio?
Yes. Debt consolidation is one of the most common uses of personal loans in Ohio. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.
Are credit unions or banks better for personal loans in Ohio?
Credit unions in Ohio often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.
What are the best personal loan rates in Ohio?
- USX: 4.00% (Second Lien Position Loans to $49,999)
- Holy Family Parma Federal Credit Union: 4.00% (All Loans)
- Baxter Credit Union: 4.50% (Credit Builder Loan)
- Emerald Credit Union: 5.00% (Credit Builder Loan)
- ERIE COMMUNITY: 5.25% (Share Loan/Certificate Loan)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Ohio. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 26, 2026.
