Best Personal Loan Rates in Ohio (OH) - May 2026
Content reviewed by
Brian McKay
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Editorial Disclosure
Brian McKay
Brian McKay
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Ohio borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
Current personal loan options available to borrowers in Ohio include: USXUSX539 S Main St, Findlay, OH, 45840A+5.0 ★Texas Ratio: 1.67% offering Second Lien Position Loans to $49,999 at 4.00% APR, Baxter Credit UnionBaxter Credit Union7000 Cardinal Pl, Dublin, OH, 43017 1091A5.0 ★Texas Ratio: 7.04% offering Credit Builder Loan at 4.50% APR, Firefighters And Company Federal Credit UnionFirefighters And Company Federal Credit Union338 S Patterson Blvd, Dayton, OH, 45402 2845A5.0 ★Texas Ratio: 9.45% offering New & Used 2019-2026 Loan at 4.84% APR, Emerald Credit UnionEmerald Credit Union13201 GRANGER RD STE 1, GARFIELD HTS, OH, 44125A5.0 ★Texas Ratio: 11.23% offering Credit Builder Loan at 5.00% APR, and Holy Family Parma Federal Credit UnionHoly Family Parma Federal Credit Union7367 York Rd, Parma, OH, 44130 5162A+5.0 ★Texas Ratio: 2.32% offering 36-48 Months Loan at 5.00% APR. Personal loan rates as of May 22, 2026 according to verified data from MonitorBankRates.
Use the tabs below to compare personal loan rates across Ohio side-by-side. Ohio personal loan rates currently start as low as 4.00% APR from USX at 539 S Main St, Findlay, OH, 45840. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Ohio.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Ohio. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: May 22, 2026
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
USX
Institution Rating:
A+5.0 ★Texas Ratio: 1.67%
539 S Main St, Findlay, OH, 45840
Second Lien Position Loans to $49,999
4.00%
▼
APR4.00%
Last UpdatedMay 22, 2026
Details
$10,000
USX
Institution Rating:
A+5.0 ★Texas Ratio: 1.67%
539 S Main St, Findlay, OH, 45840
Second Lien Position Loans to $300,000
4.10%
▼
APR4.10%
Last UpdatedMay 22, 2026
Details
$50,000
USX
Institution Rating:
A+5.0 ★Texas Ratio: 1.67%
539 S Main St, Findlay, OH, 45840
Second Lien Position Loans to $49,999
4.20%
▼
APR4.20%
Last UpdatedMay 22, 2026
Details
$10,000
USX
Institution Rating:
A+5.0 ★Texas Ratio: 1.67%
539 S Main St, Findlay, OH, 45840
Second Lien Position Loans to $300,000
4.30%
▼
APR4.30%
Last UpdatedMay 22, 2026
Details
$50,000
USX
Institution Rating:
A+5.0 ★Texas Ratio: 1.67%
539 S Main St, Findlay, OH, 45840
Second Lien Position Loans to $49,999
4.40%
▼
APR4.40%
Last UpdatedMay 22, 2026
Details
$10,000
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
7000 Cardinal Pl, Dublin, OH, 43017 1091
Credit Builder Loan
4.50%
▼
APR4.50%
Last UpdatedMay 22, 2026
Details
No additional details available.
USX
Institution Rating:
A+5.0 ★Texas Ratio: 1.67%
539 S Main St, Findlay, OH, 45840
Second Lien Position Loans to $49,999
4.60%
▼
APR4.60%
Last UpdatedMay 22, 2026
Details
$10,000
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
7000 Cardinal Pl, Dublin, OH, 43017 1091
Refinance Loan
4.64%
▼
APR4.64%
Last UpdatedMay 22, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
7000 Cardinal Pl, Dublin, OH, 43017 1091
Medical Degree Refinance Loan
4.80%
▼
APR4.80%
Last UpdatedMay 22, 2026
Details
As Low As
Firefighters And Company Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.45%
338 S Patterson Blvd, Dayton, OH, 45402 2845
New & Used 2019-2026 Loan
4.84%
▼
APR4.84%
Last UpdatedMay 22, 2026
Details
As Low As; *Free CARFAX available
Emerald Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.23%
13201 GRANGER RD STE 1, GARFIELD HTS, OH, 44125
Credit Builder Loan
5.00%
▼
APR5.00%
Last UpdatedMay 22, 2026
Details
As Low As
Holy Family Parma Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
7367 York Rd, Parma, OH, 44130 5162
36-48 Months Loan
5.00%
▼
APR5.00%
Last UpdatedMay 22, 2026
Details
As Low As; When you contact them, make sure we are the lien holder on the vehicle
Firefighters And Company Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.45%
338 S Patterson Blvd, Dayton, OH, 45402 2845
New & Used 2019-2026 Loan
5.14%
▼
APR5.14%
Last UpdatedMay 22, 2026
Details
As Low As; *Free CARFAX available
Unity Catholic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.85%
5839 Ridge Rd, Parma, OH, 44129 3165
Model Year 2021-2026* Loan
5.24%
▼
APR5.24%
Last UpdatedMay 22, 2026
Details
No additional details available.
Noteworthy Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 23.16%
1900 Superior Ave Ste 126, Cleveland, OH, 44114 2128
Musical Instrument Loan
5.25%
▼
APR5.25%
Last UpdatedMay 22, 2026
Details
As Low As
Integrity Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
971 WOOSTER RD W, BARBERTON, OH, 44203
Used 2022 - 2020 Loan
5.25%
▼
APR5.25%
Last UpdatedMay 22, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
909 N Perry St, Ottawa, OH, 45875
2024 Model Year Loan
5.49%
▼
APR5.49%
Last UpdatedMay 22, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
909 N Perry St, Ottawa, OH, 45875
2026 Model Year Loan
5.49%
▼
APR5.49%
Last UpdatedMay 22, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
909 N Perry St, Ottawa, OH, 45875
2025 Model Year Loan
5.49%
▼
APR5.49%
Last UpdatedMay 22, 2026
Details
As Low As
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
1627 Holland Rd, Maumee, OH, 43537
Used (2021-2026) Loan
5.49%
▼
APR5.49%
Last UpdatedMay 22, 2026
Details
As Low As; Bright Auto Loans
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
909 N Perry St, Ottawa, OH, 45875
2023 Model Year Loan
5.49%
▼
APR5.49%
Last UpdatedMay 22, 2026
Details
As Low As
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
1627 Holland Rd, Maumee, OH, 43537
New (<10K miles) 1-75 month term Loan
5.49%
▼
APR5.49%
Last UpdatedMay 22, 2026
Details
As Low As
Unity Catholic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.85%
5839 Ridge Rd, Parma, OH, 44129 3165
Model Year 2021-2026* Loan
5.49%
▼
APR5.49%
Last UpdatedMay 22, 2026
Details
No additional details available.
Abbey Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.57%
800 Falls Creek Dr, Vandalia, OH, 45377 8600
Personal Loan
5.49%
▼
APR5.49%
Last UpdatedMay 22, 2026
Details
As Low As
Buckeye State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.40%
520 S Main St, Akron, OH, 44311
Equity Loan
5.50%
▼
APR5.50%
Last UpdatedMay 22, 2026
Details
As Low As
Holy Family Parma Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
7367 York Rd, Parma, OH, 44130 5162
60 Months Loan
5.50%
▼
APR5.50%
Last UpdatedMay 22, 2026
Details
As Low As; When you contact them, make sure we are the lien holder on the vehicle
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
909 N Perry St, Ottawa, OH, 45875
2025 Model Year Loan
5.60%
▼
APR5.60%
Last UpdatedMay 22, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
909 N Perry St, Ottawa, OH, 45875
2026 Model Year Loan
5.60%
▼
APR5.60%
Last UpdatedMay 22, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
909 N Perry St, Ottawa, OH, 45875
2024 Model Year Loan
5.60%
▼
APR5.60%
Last UpdatedMay 22, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
909 N Perry St, Ottawa, OH, 45875
2023 Model Year Loan
5.60%
▼
APR5.60%
Last UpdatedMay 22, 2026
Details
As Low As
Firefighters And Company Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.45%
338 S Patterson Blvd, Dayton, OH, 45402 2845
New & Used 2019-2026 Loan
5.70%
▼
APR5.70%
Last UpdatedMay 22, 2026
Details
As Low As; *Free CARFAX available
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
1627 Holland Rd, Maumee, OH, 43537
Used (2021-2026) 1-75 month term Loan
5.74%
▼
APR5.74%
Last UpdatedMay 22, 2026
Details
As Low As
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
1627 Holland Rd, Maumee, OH, 43537
Used (2021-2026) Loan
5.74%
▼
APR5.74%
Last UpdatedMay 22, 2026
Details
As Low As
Holy Family Parma Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
7367 York Rd, Parma, OH, 44130 5162
36-48 Months Loan
5.75%
▼
APR5.75%
Last UpdatedMay 22, 2026
Details
Beacon Score: 725+
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
1627 Holland Rd, Maumee, OH, 43537
Used (2021-2026) Loan
5.99%
▼
APR5.99%
Last UpdatedMay 22, 2026
Details
As Low As; Bright Auto Loans
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
909 N Perry St, Ottawa, OH, 45875
2026 Model Year Loan
5.99%
▼
APR5.99%
Last UpdatedMay 22, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
909 N Perry St, Ottawa, OH, 45875
2025 Model Year Loan
5.99%
▼
APR5.99%
Last UpdatedMay 22, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
909 N Perry St, Ottawa, OH, 45875
2024 Model Year Loan
5.99%
▼
APR5.99%
Last UpdatedMay 22, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
909 N Perry St, Ottawa, OH, 45875
2023 Model Year Loan
5.99%
▼
APR5.99%
Last UpdatedMay 22, 2026
Details
As Low As
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
1627 Holland Rd, Maumee, OH, 43537
New (<10K miles) 76-84 month term Loan
5.99%
▼
APR5.99%
Last UpdatedMay 22, 2026
Details
As Low As
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
1627 Holland Rd, Maumee, OH, 43537
Used (2020 & Older) Loan
5.99%
▼
APR5.99%
Last UpdatedMay 22, 2026
Details
As Low As
Unity Catholic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.85%
5839 Ridge Rd, Parma, OH, 44129 3165
Model Year 2021-2026* Loan
5.99%
▼
APR5.99%
Last UpdatedMay 22, 2026
Details
No additional details available.
Code Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.75%
355 W Monument Ave, Dayton, OH, 45402
Closed End Equity Loan Special
5.99%
▼
APR5.99%
Last UpdatedMay 22, 2026
Details
No additional details available.
Promedica Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.09%
2301 W Central Ave, Toledo, OH, 43606 3752
Vacation Loan
5.99%
▼
APR5.99%
Last UpdatedMay 22, 2026
Details
As Low As; With rates as low as 5.99% APR, you can finance the getaway you've been dreaming about and pay it back with affordable monthly payments.
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
1627 Holland Rd, Maumee, OH, 43537
Used (2020 & Older) 1-51 month term Loan
5.99%
▼
APR5.99%
Last UpdatedMay 22, 2026
Details
As Low As
Holy Family Parma Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
7367 York Rd, Parma, OH, 44130 5162
36-48 Months Loan
6.00%
▼
APR6.00%
Last UpdatedMay 22, 2026
Details
As Low As; When you contact them, make sure we are the lien holder on the vehicle
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
215 Deo Dr, newark, OH, 43055 3048
New (2025 - 2026) Loan
6.09%
▼
APR6.09%
Last UpdatedMay 22, 2026
Details
As Low As
Unity Catholic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.85%
5839 Ridge Rd, Parma, OH, 44129 3165
Model Year 2016-2020* Loan
6.24%
▼
APR6.24%
Last UpdatedMay 22, 2026
Details
No additional details available.
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
1627 Holland Rd, Maumee, OH, 43537
Used (2021-2026) 76-84 month term Loan
6.24%
▼
APR6.24%
Last UpdatedMay 22, 2026
Details
As Low As
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
1627 Holland Rd, Maumee, OH, 43537
Used (2021-2026) Loan
6.24%
▼
APR6.24%
Last UpdatedMay 22, 2026
Details
As Low As
Holy Family Parma Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
7367 York Rd, Parma, OH, 44130 5162
60 Months Loan
6.25%
▼
APR6.25%
Last UpdatedMay 22, 2026
Details
Beacon Score: 725+
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
1627 Holland Rd, Maumee, OH, 43537
12/20 Non-Rollover Note Loan
6.38%
▼
APR6.38%
Last UpdatedMay 22, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
909 N Perry St, Ottawa, OH, 45875
2024 Model Year Loan
6.49%
▼
APR6.49%
Last UpdatedMay 22, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
909 N Perry St, Ottawa, OH, 45875
2026 Model Year Loan
6.49%
▼
APR6.49%
Last UpdatedMay 22, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
909 N Perry St, Ottawa, OH, 45875
2025 Model Year Loan
6.49%
▼
APR6.49%
Last UpdatedMay 22, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
909 N Perry St, Ottawa, OH, 45875
2023 Model Year Loan
6.49%
▼
APR6.49%
Last UpdatedMay 22, 2026
Details
As Low As
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
1627 Holland Rd, Maumee, OH, 43537
Used (2020 & Older) Loan
6.49%
▼
APR6.49%
Last UpdatedMay 22, 2026
Details
As Low As
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
1627 Holland Rd, Maumee, OH, 43537
Used (2020 & Older) 52-60 month term Loan
6.49%
▼
APR6.49%
Last UpdatedMay 22, 2026
Details
As Low As
Unity Catholic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.85%
5839 Ridge Rd, Parma, OH, 44129 3165
Model Year 2016-2020* Loan
6.49%
▼
APR6.49%
Last UpdatedMay 22, 2026
Details
No additional details available.
USX
Institution Rating:
A+5.0 ★Texas Ratio: 1.67%
539 S Main St, Findlay, OH, 45840
Stock Pledge Loans
6.50%
▼
APR6.50%
Last UpdatedMay 22, 2026
Details
Up to 75 % approved stocks
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
215 Deo Dr, newark, OH, 43055 3048
Vacant Land Loans
6.50%
▼
APR6.50%
Last UpdatedMay 22, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
909 N Perry St, Ottawa, OH, 45875
2020 Model Year Loan
6.50%
▼
APR6.50%
Last UpdatedMay 22, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
909 N Perry St, Ottawa, OH, 45875
2021 Model Year Loan
6.50%
▼
APR6.50%
Last UpdatedMay 22, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
909 N Perry St, Ottawa, OH, 45875
2022 Model Year Loan
6.50%
▼
APR6.50%
Last UpdatedMay 22, 2026
Details
As Low As
Holy Family Parma Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
7367 York Rd, Parma, OH, 44130 5162
60 Months Loan
6.50%
▼
APR6.50%
Last UpdatedMay 22, 2026
Details
As Low As; When you contact them, make sure we are the lien holder on the vehicle
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
1627 Holland Rd, Maumee, OH, 43537
12/30 Non-Rollover Note Loan
6.63%
▼
APR6.63%
Last UpdatedMay 22, 2026
Details
As Low As
TruPartner Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.21%
1800 Vine St, Cincinnati, OH, 45202
Signature Loan
6.70%
▼
APR6.70%
Last UpdatedMay 22, 2026
Details
As Low As
Firefighters And Company Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.45%
338 S Patterson Blvd, Dayton, OH, 45402 2845
New & Used 2019-2026 Loan
6.71%
▼
APR6.71%
Last UpdatedMay 22, 2026
Details
As Low As
Code Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.75%
355 W Monument Ave, Dayton, OH, 45402
Closed End Equity Loan
6.74%
▼
APR6.74%
Last UpdatedMay 22, 2026
Details
No additional details available.
CAREY POVERELLO
Institution Rating:
A+5.0 ★Texas Ratio: 0.57%
201 N Vance St, Carey, OH, 43316 1038
New Recreational Loan
6.74%
▼
APR6.74%
Last UpdatedMay 22, 2026
Details
As Low As; Up to 84 months
CAREY POVERELLO
Institution Rating:
A+5.0 ★Texas Ratio: 0.57%
201 N Vance St, Carey, OH, 43316 1038
Pre-Owned Recreational Loan
6.74%
▼
APR6.74%
Last UpdatedMay 22, 2026
Details
As Low As; Up to 84 months
Unity Catholic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.85%
5839 Ridge Rd, Parma, OH, 44129 3165
Model Year 2021-2026* Loan
6.74%
▼
APR6.74%
Last UpdatedMay 22, 2026
Details
No additional details available.
Education First Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 10.47%
510 E Mound St, Columbus, OH, 43215 5539
Credit Builder Loan
6.75%
▼
APR6.75%
Last UpdatedMay 22, 2026
Details
Maximum $2000
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
215 Deo Dr, newark, OH, 43055 3048
Vacant Land Loans
6.75%
▼
APR6.75%
Last UpdatedMay 22, 2026
Details
As Low As
Holy Family Parma Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
7367 York Rd, Parma, OH, 44130 5162
36-48 Months Loan
6.75%
▼
APR6.75%
Last UpdatedMay 22, 2026
Details
Beacon Score: 675 - 724
Education Personnel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
4125 Highlander Pkwy, Richfield, OH, 44286 8903
Signature Loans
6.89%
▼
APR6.89%
Last UpdatedMay 22, 2026
Details
As Low As
Firestone Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.00%
31 Hanna Pkwy, Coventry township, OH, 44319
Signature 30
6.99%
▼
APR6.99%
Last UpdatedMay 22, 2026
Details
Up to 30 Months $5,000 limit
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
7000 Cardinal Pl, Dublin, OH, 43017 1091
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedMay 22, 2026
Details
As Low As
Northwestern Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
234 N Main St, Bryan, OH, 43506 1318
Unsecured Signature Loan
6.99%
▼
APR6.99%
Last UpdatedMay 22, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
909 N Perry St, Ottawa, OH, 45875
2019 Model Year & Older Loan
6.99%
▼
APR6.99%
Last UpdatedMay 22, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
909 N Perry St, Ottawa, OH, 45875
Loan
6.99%
▼
APR6.99%
Last UpdatedMay 22, 2026
Details
As Low As
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
215 Deo Dr, newark, OH, 43055 3048
Vacant Land Loans
7.00%
▼
APR7.00%
Last UpdatedMay 22, 2026
Details
As Low As
Holy Family Parma Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
7367 York Rd, Parma, OH, 44130 5162
36-48 Months Loan
7.00%
▼
APR7.00%
Last UpdatedMay 22, 2026
Details
As Low As; When you contact them, make sure we are the lien holder on the vehicle
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
215 Deo Dr, newark, OH, 43055 3048
New (2025 - 2026) Loan
7.05%
▼
APR7.05%
Last UpdatedMay 22, 2026
Details
As Low As
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
215 Deo Dr, newark, OH, 43055 3048
Used (2018 - 2024) Loan
7.09%
▼
APR7.09%
Last UpdatedMay 22, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
909 N Perry St, Ottawa, OH, 45875
Loan
7.24%
▼
APR7.24%
Last UpdatedMay 22, 2026
Details
As Low As
Code Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.75%
355 W Monument Ave, Dayton, OH, 45402
Closed End Equity Loan
7.24%
▼
APR7.24%
Last UpdatedMay 22, 2026
Details
No additional details available.
Integrity Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
971 WOOSTER RD W, BARBERTON, OH, 44203
Used 2019 - 2018 Loan
7.25%
▼
APR7.25%
Last UpdatedMay 22, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
909 N Perry St, Ottawa, OH, 45875
2020 Model Year Loan
7.25%
▼
APR7.25%
Last UpdatedMay 22, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
909 N Perry St, Ottawa, OH, 45875
2021 Model Year Loan
7.25%
▼
APR7.25%
Last UpdatedMay 22, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
909 N Perry St, Ottawa, OH, 45875
2022 Model Year Loan
7.25%
▼
APR7.25%
Last UpdatedMay 22, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
909 N Perry St, Ottawa, OH, 45875
Unsecured Loan
7.25%
▼
APR7.25%
Last UpdatedMay 22, 2026
Details
As Low As
Holy Family Parma Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
7367 York Rd, Parma, OH, 44130 5162
60 Months Loan
7.25%
▼
APR7.25%
Last UpdatedMay 22, 2026
Details
Beacon Score: 675 - 724
Materion Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
14710 W Portage River South Rd, Elmore, OH, 43416
Personal Loan
7.45%
▼
APR7.45%
Last UpdatedMay 22, 2026
Details
As Low As; Monthly installments of $120.78 based on $5,000.00 loan amount over 48 months.
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
909 N Perry St, Ottawa, OH, 45875
2019 Model Year & Older Loan
7.49%
▼
APR7.49%
Last UpdatedMay 22, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
909 N Perry St, Ottawa, OH, 45875
Loan
7.49%
▼
APR7.49%
Last UpdatedMay 22, 2026
Details
As Low As
GenFed Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
2492 Wedgewood Dr Ste B, Akron, OH, 44312 2422
Signature Loan
7.49%
▼
APR7.49%
Last UpdatedMay 22, 2026
Details
As Low As
Cincinnati Interagency Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
26 Martin Luther King Dr W, Cincinnati, OH, 45220 2242
Medical Loan (Unsecured)
7.49%
▼
APR7.49%
Last UpdatedMay 22, 2026
Details
$1000 minimum; -Proof of expenses required, may be used for pet care and funeral expenses as well
Unity Catholic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.85%
5839 Ridge Rd, Parma, OH, 44129 3165
Model Year 2016-2020* Loan
7.49%
▼
APR7.49%
Last UpdatedMay 22, 2026
Details
No additional details available.
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
7221 Montgomery Rd, Cincinnati, OH, 45236
Personal Loan
7.50%
▼
APR7.50%
Last UpdatedMay 22, 2026
Details
As Low As
Buckeye State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.40%
520 S Main St, Akron, OH, 44311
Personal
7.50%
▼
APR7.50%
Last UpdatedMay 22, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
909 N Perry St, Ottawa, OH, 45875
Unsecured Loan
7.50%
▼
APR7.50%
Last UpdatedMay 22, 2026
Details
As Low As
Code Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.75%
355 W Monument Ave, Dayton, OH, 45402
Closed End Equity Loan
7.74%
▼
APR7.74%
Last UpdatedMay 22, 2026
Details
No additional details available.
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
909 N Perry St, Ottawa, OH, 45875
Loan
7.74%
▼
APR7.74%
Last UpdatedMay 22, 2026
Details
As Low As
Summit Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.20%
100 Wheeler St, Akron, OH, 44311 1122
Signature (Unsecured/Personal) Loan
7.75%
▼
APR7.75%
Last UpdatedMay 22, 2026
Details
As Low As
First Federal Community Bank N.A.
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
141 W Ohio Ave, Dover, OH, 44622
Loan of
7.98%
▼
APR7.98%
Last UpdatedMay 22, 2026
Details
$8,000-$14,999; Based on a 5-year fixed rate loan of $10,000 and a credit score of 700
Eight Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
727 Lime City Rd, Rossford, OH, 43460
Vacation Loan
7.99%
▼
APR7.99%
Last UpdatedMay 22, 2026
Details
As Low As
LorMet Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.07%
2051 Cooper Foster Park Rd, Amherst, OH, 44001 1208
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedMay 22, 2026
Details
As Low As; ($10,000 maximum)
Code Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.75%
355 W Monument Ave, Dayton, OH, 45402
Closed End Equity Loan
7.99%
▼
APR7.99%
Last UpdatedMay 22, 2026
Details
No additional details available.
Integrity Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
971 WOOSTER RD W, BARBERTON, OH, 44203
Personal/Signature Loan
7.99%
▼
APR7.99%
Last UpdatedMay 22, 2026
Details
As Low As
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.03%
5602 State Rd, Cleveland, OH, 44134
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedMay 22, 2026
Details
As Low As
Holy Family Parma Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
7367 York Rd, Parma, OH, 44130 5162
60 Months Loan
8.00%
▼
APR8.00%
Last UpdatedMay 22, 2026
Details
As Low As; When you contact them, make sure we are the lien holder on the vehicle
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
909 N Perry St, Ottawa, OH, 45875
Unsecured Loan
8.00%
▼
APR8.00%
Last UpdatedMay 22, 2026
Details
As Low As
Christian Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
8800 Cleveland Ave NW, North Canton, OH, 44720
G.O.O.D Loans
8.00%
▼
APR8.00%
Last UpdatedMay 22, 2026
Details
As Low As
Ohio Teamsters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
6100 Rockside Woods Blvd N Ste 150, Independence, OH, 44131 2334
Unsecured Loan
8.00%
▼
APR8.00%
Last UpdatedMay 22, 2026
Details
As Low As
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
215 Deo Dr, newark, OH, 43055 3048
New (2025 - 2026) Loan
8.02%
▼
APR8.02%
Last UpdatedMay 22, 2026
Details
As Low As
Firefighters And Company Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.45%
338 S Patterson Blvd, Dayton, OH, 45402 2845
New & Used 2019-2026 Loan
8.18%
▼
APR8.18%
Last UpdatedMay 22, 2026
Details
As Low As
First Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.26%
100 Main St, Groveport, OH, 43125 1198
Motorsports Loan
8.24%
▼
APR8.24%
Last UpdatedMay 22, 2026
Details
As Low As
Wiremens Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
5800 State Rd, Parma, OH, 44134
Collateral Loans
8.25%
▼
APR8.25%
Last UpdatedMay 22, 2026
Details
As Low As; up to 84 months
Holy Family Parma Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
7367 York Rd, Parma, OH, 44130 5162
36-48 Months Loan
8.25%
▼
APR8.25%
Last UpdatedMay 22, 2026
Details
Beacon Score: 625 - 674
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
215 Deo Dr, newark, OH, 43055 3048
Signature (Personal) Loans
8.42%
▼
APR8.42%
Last UpdatedMay 22, 2026
Details
As Low As
BREWSTER
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
105 Wabash Ave S, Brewster, OH, 44613
Personal/Signature
8.45%
▼
APR8.45%
Last UpdatedMay 22, 2026
Details
As Low As
BREWSTER
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
105 Wabash Ave S, Brewster, OH, 44613
Personal Loans
8.45%
▼
APR8.45%
Last UpdatedMay 22, 2026
Details
As Low As
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
215 Deo Dr, newark, OH, 43055 3048
Signature (Personal) Loans
8.48%
▼
APR8.48%
Last UpdatedMay 22, 2026
Details
As Low As
Code Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.75%
355 W Monument Ave, Dayton, OH, 45402
Closed End Equity Loan
8.49%
▼
APR8.49%
Last UpdatedMay 22, 2026
Details
No additional details available.
Unity Catholic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.85%
5839 Ridge Rd, Parma, OH, 44129 3165
Model Year 2015 and Older Loan
8.49%
▼
APR8.49%
Last UpdatedMay 22, 2026
Details
No additional details available.
Cincinnati Interagency Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
26 Martin Luther King Dr W, Cincinnati, OH, 45220 2242
Signature Loan
8.49%
▼
APR8.49%
Last UpdatedMay 22, 2026
Details
For general purpose loans of $1000 and greater
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
7221 Montgomery Rd, Cincinnati, OH, 45236
SHORT TERM PERSONAL LOAN A+
8.50%
▼
APR8.50%
Last UpdatedMay 22, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.; Rate Discount : Automatic Debit(a) -0.25% APR Eligible
Scott Associates Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
14111 Scottslawn Rd, Marysville, OH, 43040
Personal Loans
8.50%
▼
APR8.50%
Last UpdatedMay 22, 2026
Details
As Low As
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
215 Deo Dr, newark, OH, 43055 3048
Signature (Personal) Loans
8.51%
▼
APR8.51%
Last UpdatedMay 22, 2026
Details
As Low As
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
215 Deo Dr, newark, OH, 43055 3048
Signature (Personal) Loans
8.61%
▼
APR8.61%
Last UpdatedMay 22, 2026
Details
As Low As
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
7221 Montgomery Rd, Cincinnati, OH, 45236
SHORT TERM PERSONAL LOAN A
8.65%
▼
APR8.65%
Last UpdatedMay 22, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.; Rate Discount : Automatic Debit(a) -0.25% APR Eligible
Code Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.75%
355 W Monument Ave, Dayton, OH, 45402
Closed End Equity Loan
8.74%
▼
APR8.74%
Last UpdatedMay 22, 2026
Details
second mortgage only
CAREY POVERELLO
Institution Rating:
A+5.0 ★Texas Ratio: 0.57%
201 N Vance St, Carey, OH, 43316 1038
Signature Loan
8.74%
▼
APR8.74%
Last UpdatedMay 22, 2026
Details
As Low As; Up to 60 months and $20,000
Unity Catholic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.85%
5839 Ridge Rd, Parma, OH, 44129 3165
Model Year 2015 and Older Loan
8.74%
▼
APR8.74%
Last UpdatedMay 22, 2026
Details
No additional details available.
Century Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
28251 Lorain Rd, North Olmsted, OH, 44070
Signature/Personal Loan
8.74%
▼
APR8.74%
Last UpdatedMay 22, 2026
Details
As Low As
Firestone Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.00%
31 Hanna Pkwy, Coventry township, OH, 44319
Other Unsecured Loans
8.75%
▼
APR8.75%
Last UpdatedMay 22, 2026
Details
Up to 40 Months $10,000 limit
Sharefax Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.03%
1147 OLD STATE ROUTE 74, BATAVIA, OH, 45103
Signature Loan
8.75%
▼
APR8.75%
Last UpdatedMay 22, 2026
Details
As Low As
Holy Family Parma Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
7367 York Rd, Parma, OH, 44130 5162
60 Months Loan
8.75%
▼
APR8.75%
Last UpdatedMay 22, 2026
Details
Beacon Score: 625 - 674
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
7221 Montgomery Rd, Cincinnati, OH, 45236
SHORT TERM PERSONAL LOAN B
8.80%
▼
APR8.80%
Last UpdatedMay 22, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.; Rate Discount : Automatic Debit(a) -0.25% APR Eligible
Achieve Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
340 Griswold Rd, Elyria, OH, 44035
Personal
8.95%
▼
APR8.95%
Last UpdatedMay 22, 2026
Details
As Low As
Falls Catholic Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.45%
33 Graham Rd, Cuyahoga Falls, OH, 44223
Unsecured Loans
8.95%
▼
APR8.95%
Last UpdatedMay 22, 2026
Details
As Low As; APR - 9.392%
Falls Catholic Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.45%
33 Graham Rd, Cuyahoga Falls, OH, 44223
Signature Loans
8.95%
▼
APR8.95%
Last UpdatedMay 22, 2026
Details
As Low As
BMI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
760 Kinnear Rd, Columbus, OH, 43212 1488
Debt Consolidation
8.99%
▼
APR8.99%
Last UpdatedMay 22, 2026
Details
As Low As
Golden Circle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.20%
4118 Lincoln Way E, Massillon, OH, 44646 3348
Unsecured Loans
8.99%
▼
APR8.99%
Last UpdatedMay 22, 2026
Details
As Low As; *
Cincinnati Interagency Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
26 Martin Luther King Dr W, Cincinnati, OH, 45220 2242
Signature Loan
8.99%
▼
APR8.99%
Last UpdatedMay 22, 2026
Details
For general purpose loans of $1000 and greater
University of Toledo Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.66%
5248 Hill Ave, Toledo, OH, 43615 5868
Signature
9.00%
▼
APR9.00%
Last UpdatedMay 22, 2026
Details
As Low As
University of Toledo Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.66%
5248 Hill Ave, Toledo, OH, 43615 5868
Signature (Personal) Loan
9.00%
▼
APR9.00%
Last UpdatedMay 22, 2026
Details
As Low As; Our signature loan is a personal loan with a fixed rate and fixed term. It can be used for anything - from auto repairs to paying for a vacation.
Toledo Urban Federal Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 17.96%
1441 Dorr St, Toledo, OH, 43607 3956
Holiday Loan
9.00%
▼
APR9.00%
Last UpdatedMay 22, 2026
Details
No additional details available.
DN Community Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 12.93%
3964 Fulton Dr NW, Canton, OH, 44718
Personal Loans
9.00%
▼
APR9.00%
Last UpdatedMay 22, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Abbey Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.57%
800 Falls Creek Dr, Vandalia, OH, 45377 8600
Personal Loan
5.49%
▼
APR5.49%
Last UpdatedMay 22, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
7000 Cardinal Pl, Dublin, OH, 43017 1091
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedMay 22, 2026
Details
As Low As
Materion Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
14710 W Portage River South Rd, Elmore, OH, 43416
Personal Loan
7.45%
▼
APR7.45%
Last UpdatedMay 22, 2026
Details
As Low As; Monthly installments of $120.78 based on $5,000.00 loan amount over 48 months.
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
7221 Montgomery Rd, Cincinnati, OH, 45236
Personal Loan
7.50%
▼
APR7.50%
Last UpdatedMay 22, 2026
Details
As Low As
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.03%
5602 State Rd, Cleveland, OH, 44134
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedMay 22, 2026
Details
As Low As
BREWSTER
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
105 Wabash Ave S, Brewster, OH, 44613
Personal Loans
8.45%
▼
APR8.45%
Last UpdatedMay 22, 2026
Details
As Low As
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
7221 Montgomery Rd, Cincinnati, OH, 45236
SHORT TERM PERSONAL LOAN A+
8.50%
▼
APR8.50%
Last UpdatedMay 22, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.; Rate Discount : Automatic Debit(a) -0.25% APR Eligible
Scott Associates Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
14111 Scottslawn Rd, Marysville, OH, 43040
Personal Loans
8.50%
▼
APR8.50%
Last UpdatedMay 22, 2026
Details
As Low As
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
7221 Montgomery Rd, Cincinnati, OH, 45236
SHORT TERM PERSONAL LOAN A
8.65%
▼
APR8.65%
Last UpdatedMay 22, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.; Rate Discount : Automatic Debit(a) -0.25% APR Eligible
Century Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
28251 Lorain Rd, North Olmsted, OH, 44070
Signature/Personal Loan
8.74%
▼
APR8.74%
Last UpdatedMay 22, 2026
Details
As Low As
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
7221 Montgomery Rd, Cincinnati, OH, 45236
SHORT TERM PERSONAL LOAN B
8.80%
▼
APR8.80%
Last UpdatedMay 22, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.; Rate Discount : Automatic Debit(a) -0.25% APR Eligible
DN Community Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 12.93%
3964 Fulton Dr NW, Canton, OH, 44718
Personal Loans
9.00%
▼
APR9.00%
Last UpdatedMay 22, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
BMI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
760 Kinnear Rd, Columbus, OH, 43212 1488
Debt Consolidation
8.99%
▼
APR8.99%
Last UpdatedMay 22, 2026
Details
As Low As
Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.22%
5665 N Hamilton Rd, Columbus, OH, 43230
Debt Consolidation Loan
10.44%
▼
APR10.44%
Last UpdatedMay 22, 2026
Details
As Low As; Pay Off Those High Interest Credit Cards!
Nickel Steel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
1067 s main st, lima, OH, 45804 2043
SIGNATURE LOAN (debt/remodel/personal)
11.50%
▼
APR11.50%
Last UpdatedMay 22, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
TruPartner Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.21%
1800 Vine St, Cincinnati, OH, 45202
Signature Loan
6.70%
▼
APR6.70%
Last UpdatedMay 22, 2026
Details
As Low As
Education Personnel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
4125 Highlander Pkwy, Richfield, OH, 44286 8903
Signature Loans
6.89%
▼
APR6.89%
Last UpdatedMay 22, 2026
Details
As Low As
Firestone Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.00%
31 Hanna Pkwy, Coventry township, OH, 44319
Signature 30
6.99%
▼
APR6.99%
Last UpdatedMay 22, 2026
Details
Up to 30 Months $5,000 limit
Northwestern Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
234 N Main St, Bryan, OH, 43506 1318
Unsecured Signature Loan
6.99%
▼
APR6.99%
Last UpdatedMay 22, 2026
Details
As Low As
GenFed Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
2492 Wedgewood Dr Ste B, Akron, OH, 44312 2422
Signature Loan
7.49%
▼
APR7.49%
Last UpdatedMay 22, 2026
Details
As Low As
Summit Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.20%
100 Wheeler St, Akron, OH, 44311 1122
Signature (Unsecured/Personal) Loan
7.75%
▼
APR7.75%
Last UpdatedMay 22, 2026
Details
As Low As
LorMet Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.07%
2051 Cooper Foster Park Rd, Amherst, OH, 44001 1208
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedMay 22, 2026
Details
As Low As; ($10,000 maximum)
Integrity Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
971 WOOSTER RD W, BARBERTON, OH, 44203
Personal/Signature Loan
7.99%
▼
APR7.99%
Last UpdatedMay 22, 2026
Details
As Low As
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
215 Deo Dr, newark, OH, 43055 3048
Signature (Personal) Loans
8.42%
▼
APR8.42%
Last UpdatedMay 22, 2026
Details
As Low As
BREWSTER
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
105 Wabash Ave S, Brewster, OH, 44613
Personal/Signature
8.45%
▼
APR8.45%
Last UpdatedMay 22, 2026
Details
As Low As
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
215 Deo Dr, newark, OH, 43055 3048
Signature (Personal) Loans
8.48%
▼
APR8.48%
Last UpdatedMay 22, 2026
Details
As Low As
Cincinnati Interagency Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
26 Martin Luther King Dr W, Cincinnati, OH, 45220 2242
Signature Loan
8.49%
▼
APR8.49%
Last UpdatedMay 22, 2026
Details
For general purpose loans of $1000 and greater
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
215 Deo Dr, newark, OH, 43055 3048
Signature (Personal) Loans
8.51%
▼
APR8.51%
Last UpdatedMay 22, 2026
Details
As Low As
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
215 Deo Dr, newark, OH, 43055 3048
Signature (Personal) Loans
8.61%
▼
APR8.61%
Last UpdatedMay 22, 2026
Details
As Low As
CAREY POVERELLO
Institution Rating:
A+5.0 ★Texas Ratio: 0.57%
201 N Vance St, Carey, OH, 43316 1038
Signature Loan
8.74%
▼
APR8.74%
Last UpdatedMay 22, 2026
Details
As Low As; Up to 60 months and $20,000
Century Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
28251 Lorain Rd, North Olmsted, OH, 44070
Signature/Personal Loan
8.74%
▼
APR8.74%
Last UpdatedMay 22, 2026
Details
As Low As
Sharefax Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.03%
1147 OLD STATE ROUTE 74, BATAVIA, OH, 45103
Signature Loan
8.75%
▼
APR8.75%
Last UpdatedMay 22, 2026
Details
As Low As
Falls Catholic Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.45%
33 Graham Rd, Cuyahoga Falls, OH, 44223
Signature Loans
8.95%
▼
APR8.95%
Last UpdatedMay 22, 2026
Details
As Low As
Cincinnati Interagency Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
26 Martin Luther King Dr W, Cincinnati, OH, 45220 2242
Signature Loan
8.99%
▼
APR8.99%
Last UpdatedMay 22, 2026
Details
For general purpose loans of $1000 and greater
University of Toledo Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.66%
5248 Hill Ave, Toledo, OH, 43615 5868
Signature
9.00%
▼
APR9.00%
Last UpdatedMay 22, 2026
Details
As Low As
University of Toledo Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.66%
5248 Hill Ave, Toledo, OH, 43615 5868
Signature (Personal) Loan
9.00%
▼
APR9.00%
Last UpdatedMay 22, 2026
Details
As Low As; Our signature loan is a personal loan with a fixed rate and fixed term. It can be used for anything - from auto repairs to paying for a vacation.
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MonitorBankRates
No home improvement personal loan rates found in Ohio currently.
Ohio Personal Loan Rate Trends
Compare local Ohio personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Personal Loan — OH Avg
11.198%
▲ 0.180 vs 7 days ago
Ohio personal loan rates rose 0.180 points over the past 7 days to 11.198% APR.
Signature Loan — OH Avg
10.812%
▼ 0.156 vs 7 days ago
Ohio signature loan rates fell 0.156 points over the past 7 days to 10.812% APR.
As of May 22, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Ohio personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Ohio directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Ohio. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in OH.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Ohio?
Most lenders in Ohio require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Ohio often have more flexible requirements than traditional banks.
What is the difference between secured and unsecured personal loans?
Unsecured personal loans in Ohio require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.
Can I use a personal loan for debt consolidation in Ohio?
Yes. Debt consolidation is one of the most common uses of personal loans in Ohio. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.
Are credit unions or banks better for personal loans in Ohio?
Credit unions in Ohio often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.
What are the best personal loan rates in Ohio?
- USX: 4.00% (Second Lien Position Loans to $49,999)
- Baxter Credit Union: 4.50% (Credit Builder Loan)
- Firefighters And Company Federal Credit Union: 4.84% (New & Used 2019-2026 Loan)
- Emerald Credit Union: 5.00% (Credit Builder Loan)
- Holy Family Parma Federal Credit Union: 5.00% (36-48 Months Loan)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Ohio. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: May 22, 2026.
