Best Personal Loan Rates in Carbondale, Pennsylvania (PA) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Carbondale, Pennsylvania include: Community BankCommunity Bank66 Salem Ave, Carbondale, PA, 18407A+5.0 ★Texas Ratio: 3.23% offering Unsecured Personal loan at 7.89% APR, The Dime BankThe Dime Bank157 Brooklyn St, Carbondale, PA, 18407A+5.0 ★Texas Ratio: 5.53% offering Personal Unsecured Loan at 9.99% APR, Freedom Credit UnionFreedom Credit UnionA+5.0 ★Texas Ratio: 3.12% offering Personal Loan at 3.99% APR, P&G Mehoopany Employees Federal Credit UnionP&G Mehoopany Employees Federal Credit UnionA+5.0 ★Texas Ratio: 0.90% offering Fuel Loan at 4.00% APR, and USXUSXA+5.0 ★Texas Ratio: 5.49% offering Second Lien Position Loans to $49,999 at 4.00% APR. Personal loan rates as of April 27, 2026 according to verified data from MonitorBankRates.
Carbondale has 2 local institutions in our database, with personal loan rates as low as 7.89% APR from Community Bank at 66 Salem Ave, Carbondale, PA, 18407. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Carbondale, Pennsylvania.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Carbondale, Pennsylvania. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 27, 2026
FIXED APR WITH AUTO PAY
$2,000.00-$5,000.00
$5,001.00-$7,500.00
$7,501.00-$10,000.00
As Low As
No additional details available.
$10,000
up to $10,000.00
$50,000
$10,000
No additional details available.
3% over CD APR
$50,000
$10,000
UP TO 72 MONTHS
up to $10,000.00
$10,000
As Low As; Borrow $500 - $2,500
No additional details available.
up to $10,000.00
No additional details available.
$50,000
$15,000; As Low As
No additional details available.
Auto title to a 'free and clear' vehicle, seven years old or newer
No additional details available.
As Low As
Rates as low as
Maximum Loan $5,000
No additional details available.
up to 12 months
$10,000
$50,000
As Low As; Proof of Income is required.
No additional details available.
No additional details available.
As Low As
$10,000
up to $2,500.00; As Low As
As Low As; $2,000 maximum. New loan only - no refinance
As Low As; Additional amounts available. Amount, rate & term based on approved credit.
90% of home value less encumbrances/liens
No additional details available.
As Low As
As Low As
Maximum $49,999.99 Available to: Parishes of the PNCC and non-profit associations and organizations associated with the Polish National Alliance
As Low As
As Low As
As Low As
$25,000; As Low As
As Low As
As Low As
As Low As; w/ Auto Pay Discount
As Low As
up to $75,000
Rates as low as
As Low As; Offer ends April 20, 2026.
As Low As
As Low As; w/ Auto Pay Discount: as low as 6.39%
No additional details available.
As Low As; Special fixed up to 15 months!
As Low As
Up to 75 % approved stocks
$5,000.00 for 48 months.
for well qualified borrowers
No additional details available.
As Low As
Minimum $200.00 Maximum $1000.00 Ages 16-17 with co-signer
90% of home value less encumbrances/liens
No additional details available.
Maximum $49,999.99 Available to: Parishes of the PNCC and non-profit associations and organizations associated with the Polish National Alliance
No additional details available.
No additional details available.
No additional details available.
No additional details available.
8.00% CASH (Eligible with up to 4 impediments)
Rates as low as:
Special Rate for First-time Borrowers
As Low As; APR = Annual Percentage Rate
No additional details available.
As Low As
No additional details available.
No additional details available.
As Low As
As Low As
As Low As
As Low As
No additional details available.
No additional details available.
As Low As; w/ Auto Pay Discount
No additional details available.
As Low As; With terms up to 84 Months Max amount financed is 80% *This rate includes the .25% discount.
60 month
As Low As; w/ Auto Pay Discount: as low as 7.39%
No additional details available.
As Low As
Maximum $49,999.99 Available to: Parishes of the PNCC and non-profit associations and organizations associated with the Polish National Alliance; 15 year minimum is $20,000.00
As Low As; Fixed up to 36 months
As Low As
As Low As
As Low As
Scores: 750-Above
No additional details available.
Maximum $30,000.00
As Low As
As Low As
As Low As
As Low As
Min. $1,000.00 / Max. $10,000.00
9.95% CASH (Eligible with up to 4 impediments
Rates as low as:
Rates as low as
As Low As
As Low As; $24.85
No additional details available.
As Low As
As Low As
As Low As
No additional details available.
No additional details available.
As Low As
As Low As
Requires Automatic repayment (ACH, Payroll, Checking, Savings); Loan amounts of $500- $1000
750+
FICO Score 750+
Learn More
As Low As; APR*
No additional details available.
up to 60 months
As Low As; Personal Loans
$20,000
As Low As
As Low As
As Low As
As Low As
Scores: 750-Above
As Low As; w/ Auto Pay Discount
As Low As; Annual Percentage Rate
up to $12,000
No additional details available.
As Low As; w/ Auto Pay Discount: as low as 8.39%
As Low As
No additional details available.
established direct deposit
As Low As
No additional details available.
750+
FICO Score 750+
up to $10,000
No additional details available.
Payment example per $1,000.00 borrowed at 8.5% APR* for 48 months is $24.67
No additional details available.
up to $10,000
FIXED APR WITH AUTO PAY
As Low As
As Low As
As Low As
As Low As; w/ Auto Pay Discount
No additional details available.
As Low As
up to $75,000
As Low As; w/ Auto Pay Discount: as low as 6.39%
As Low As; Special fixed up to 15 months!
As Low As
$5,000.00 for 48 months.
No additional details available.
Special Rate for First-time Borrowers
As Low As; APR = Annual Percentage Rate
No additional details available.
No additional details available.
As Low As
As Low As
No additional details available.
As Low As; w/ Auto Pay Discount
No additional details available.
60 month
As Low As; w/ Auto Pay Discount: as low as 7.39%
No additional details available.
As Low As
As Low As; Fixed up to 36 months
As Low As
As Low As
As Low As
No additional details available.
As Low As
As Low As
As Low As; $24.85
As Low As
750+
FICO Score 750+
$20,000
As Low As
As Low As; Personal Loans
As Low As
As Low As
As Low As; w/ Auto Pay Discount
No additional details available.
As Low As; w/ Auto Pay Discount: as low as 8.39%
As Low As; Annual Percentage Rate
No additional details available.
As Low As
No additional details available.
750+
FICO Score 750+
As Low As; * For Qualified Buyer
No additional details available.
As Low As
As Low As; Additional amounts available. Amount, rate & term based on approved credit.
up to $2,500.00; As Low As
No additional details available.
Maximum $49,999.99 Available to: Parishes of the PNCC and non-profit associations and organizations associated with the Polish National Alliance
As Low As
As Low As; Offer ends April 20, 2026.
Maximum $49,999.99 Available to: Parishes of the PNCC and non-profit associations and organizations associated with the Polish National Alliance
As Low As
Maximum $49,999.99 Available to: Parishes of the PNCC and non-profit associations and organizations associated with the Polish National Alliance; 15 year minimum is $20,000.00
Scores: 750-Above
As Low As
As Low As
As Low As; APR*
No additional details available.
Scores: 750-Above
up to $10,000
No additional details available.
No additional details available.
up to $10,000
Carbondale, PA Personal Loan Rate Trends
Compare local Carbondale, PA personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Pennsylvania personal loan rates rose 0.272 points over the past 7 days to 10.711% APR.
Pennsylvania signature loan rates fell 0.072 points over the past 7 days to 11.168% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Pennsylvania?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Pennsylvania?
Are credit unions or banks better for personal loans in Carbondale, Pennsylvania?
What are the best personal loan rates in Carbondale, Pennsylvania?
- Community Bank: 7.89% (Unsecured Personal loan)
- The Dime Bank: 9.99% (Personal Unsecured Loan)
- Freedom Credit Union: 3.99% (Personal Loan)
- P&G Mehoopany Employees Federal Credit Union: 4.00% (Fuel Loan)
- USX: 4.00% (Second Lien Position Loans to $49,999)
Personal Loan Calculators
