Best Personal Loan Rates in Columbia Cross Roads, Pennsylvania (PA) - April 2026
Brian McKay
Brian McKay
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Current personal loan options available to borrowers in Columbia Cross Roads, Pennsylvania include: Freedom Credit UnionFreedom Credit UnionA+5.0 ★Texas Ratio: 3.12% offering Personal Loan at 3.99% APR, Allentown Federal Credit UnionAllentown Federal Credit UnionA5.0 ★Texas Ratio: 9.11% offering Shares Pledged Loans at 4.00% APR, Riegel Federal Credit UnionRiegel Federal Credit UnionA+5.0 ★Texas Ratio: 5.50% offering Shares Pledged Personal Loan at 4.00% APR, USXUSXA+5.0 ★Texas Ratio: 5.49% offering Second Lien Position Loans to $49,999 at 4.00% APR, and P&G Mehoopany Employees Federal Credit UnionP&G Mehoopany Employees Federal Credit UnionA+5.0 ★Texas Ratio: 0.90% offering Fuel Loan at 4.00% APR. Personal loan rates as of April 25, 2026 according to verified data from MonitorBankRates.
Columbia Cross Roads borrowers have access to 72 lenders serving the Pennsylvania area, with personal loan rates as low as 3.99% APR from Freedom Credit Union. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Columbia Cross Roads, Pennsylvania.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Columbia Cross Roads, Pennsylvania. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 25, 2026
As Low As
up to $10,000.00
As Low As
$10,000
No additional details available.
$50,000
$10,000
No additional details available.
3% over CD APR
$50,000
$10,000
UP TO 72 MONTHS
up to $10,000.00
$10,000
No additional details available.
No additional details available.
up to $10,000.00
As Low As; Borrow $500 - $2,500
$15,000; As Low As
$50,000
No additional details available.
As Low As
Auto title to a 'free and clear' vehicle, seven years old or newer
No additional details available.
As Low As
No additional details available.
As Low As; Maximum Loan $5,000
up to 12 months
$10,000
$50,000
As Low As; Proof of Income is required.
No additional details available.
No additional details available.
As Low As
$10,000
As Low As; Additional amounts available. Amount, rate & term based on approved credit.
up to $2,500.00; As Low As
As Low As; $2,000 maximum. New loan only - no refinance
90% of home value less encumbrances/liens
As Low As
No additional details available.
As Low As
Maximum $49,999.99 Available to: Parishes of the PNCC and non-profit associations and organizations associated with the Polish National Alliance
As Low As
As Low As
As Low As
$25,000; As Low As
As Low As
As Low As
As Low As; w/ Auto Pay Discount
As Low As
As Low As; Offer ends April 20, 2026.
up to $75,000
As Low As; w/ Auto Pay Discount: as low as 6.39%
As Low As
As Low As
No additional details available.
$5,000.00 for 48 months.
for well qualified borrowers
As Low As
Up to 75 % approved stocks
As Low As; Special fixed up to 15 months!
No additional details available.
As Low As
Minimum $200.00 Maximum $1000.00 Ages 16-17 with co-signer
90% of home value less encumbrances/liens
No additional details available.
Maximum $49,999.99 Available to: Parishes of the PNCC and non-profit associations and organizations associated with the Polish National Alliance
No additional details available.
No additional details available.
No additional details available.
No additional details available.
8.00% CASH (Eligible with up to 4 impediments)
Special Rate for First-time Borrowers
As Low As; APR = Annual Percentage Rate
No additional details available.
No additional details available.
As Low As
No additional details available.
As Low As
As Low As
As Low As
As Low As
No additional details available.
No additional details available.
As Low As; w/ Auto Pay Discount
No additional details available.
As Low As; With terms up to 84 Months Max amount financed is 80% *This rate includes the .25% discount.
60 month
As Low As; w/ Auto Pay Discount: as low as 7.39%
As Low As
No additional details available.
Maximum $49,999.99 Available to: Parishes of the PNCC and non-profit associations and organizations associated with the Polish National Alliance; 15 year minimum is $20,000.00
As Low As
As Low As; Fixed up to 36 months
As Low As
As Low As
Max Amount: $12,500
Scores: 750-Above
No additional details available.
Maximum $30,000.00
FIXED APR WITH AUTO PAY
As Low As
As Low As
As Low As
As Low As
Min. $1,000.00 / Max. $10,000.00
9.95% CASH (Eligible with up to 4 impediments
As Low As; $24.85
No additional details available.
As Low As
No additional details available.
As Low As
As Low As
As Low As
As Low As
No additional details available.
As Low As
As Low As
Max Amount: $12,500
Requires Automatic repayment (ACH, Payroll, Checking, Savings); Loan amounts of $500- $1000
No additional details available.
750+
FICO Score 750+
Learn More
As Low As; APR*
up to 60 months
As Low As; Personal Loans
$20,000
As Low As
As Low As
As Low As
As Low As
Scores: 750-Above
As Low As; w/ Auto Pay Discount
No additional details available.
As Low As; w/ Auto Pay Discount: as low as 8.39%
As Low As
As Low As
up to $12,000; Tier 1 (710+)
No additional details available.
established direct deposit
As Low As
Max Amount: $12,500
No additional details available.
No additional details available.
750+
FICO Score 750+
up to $10,000
No additional details available.
As Low As
As Low As
As Low As
As Low As
As Low As; w/ Auto Pay Discount
No additional details available.
As Low As
up to $75,000
As Low As; w/ Auto Pay Discount: as low as 6.39%
As Low As; Special fixed up to 15 months!
As Low As
$5,000.00 for 48 months.
No additional details available.
Special Rate for First-time Borrowers
As Low As; APR = Annual Percentage Rate
No additional details available.
No additional details available.
As Low As
As Low As
No additional details available.
As Low As; w/ Auto Pay Discount
No additional details available.
60 month
As Low As; w/ Auto Pay Discount: as low as 7.39%
As Low As
No additional details available.
As Low As
As Low As
As Low As; Fixed up to 36 months
As Low As
Max Amount: $12,500
No additional details available.
FIXED APR WITH AUTO PAY
As Low As
As Low As
As Low As; $24.85
As Low As
Max Amount: $12,500
750+
FICO Score 750+
$20,000
As Low As
As Low As; Personal Loans
As Low As
As Low As
As Low As; w/ Auto Pay Discount
No additional details available.
As Low As
No additional details available.
As Low As; w/ Auto Pay Discount: as low as 8.39%
As Low As
Max Amount: $12,500
No additional details available.
750+
FICO Score 750+
As Low As; * For Qualified Buyer
No additional details available.
As Low As
As Low As; Additional amounts available. Amount, rate & term based on approved credit.
up to $2,500.00; As Low As
No additional details available.
Maximum $49,999.99 Available to: Parishes of the PNCC and non-profit associations and organizations associated with the Polish National Alliance
As Low As
As Low As; Offer ends April 20, 2026.
Maximum $49,999.99 Available to: Parishes of the PNCC and non-profit associations and organizations associated with the Polish National Alliance
As Low As
Maximum $49,999.99 Available to: Parishes of the PNCC and non-profit associations and organizations associated with the Polish National Alliance; 15 year minimum is $20,000.00
Scores: 750-Above
As Low As
As Low As
No additional details available.
As Low As; APR*
Scores: 750-Above
No additional details available.
up to $10,000
No additional details available.
Columbia Cross Roads, PA Personal Loan Rate Trends
Compare local Columbia Cross Roads, PA personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Pennsylvania personal loan rates fell 0.196 points over the past 7 days to 10.378% APR.
Pennsylvania signature loan rates rose 0.059 points over the past 7 days to 11.281% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Pennsylvania?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Pennsylvania?
Are credit unions or banks better for personal loans in Columbia Cross Roads, Pennsylvania?
What are the best personal loan rates in Columbia Cross Roads, Pennsylvania?
- Freedom Credit Union: 3.99% (Personal Loan)
- Allentown Federal Credit Union: 4.00% (Shares Pledged Loans)
- Riegel Federal Credit Union: 4.00% (Shares Pledged Personal Loan)
- USX: 4.00% (Second Lien Position Loans to $49,999)
- P&G Mehoopany Employees Federal Credit Union: 4.00% (Fuel Loan)
Columbia Cross Roads, Pennsylvania Rates & Resources
Personal Loan Calculators
