Best Personal Loan Rates in Erie, Pennsylvania (PA) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Erie, Pennsylvania include: I B E W LOCAL 56I B E W LOCAL 56962 W 20TH ST, Erie, PA, 16502 2401A+5.0 ★Texas Ratio: 0.19% offering Loan Special at 4.99% APR, Locomotive And Control Employees Federal Credit UnionLocomotive And Control Employees Federal Credit Union1286 E 38th St, Erie, PA, 16504 3039A+5.0 ★Texas Ratio: 0.46% offering Spring/Summer Signature Loan special at 6.00% APR, Tendto Credit UnionTendto Credit Union1129 State St, Erie, PA, 16501 1911A+5.0 ★Texas Ratio: 3.98% offering Personal Loan at 6.24% APR, Erie Federal Credit UnionErie Federal Credit Union3503 Peach St, Erie, PA, 16508A+5.0 ★Texas Ratio: 3.65% offering EZ Personal Loan (Unsecured Loan) at 6.49% APR, and Tri State Rail Federal Credit UnionTri State Rail Federal Credit Union110 W 13th St, Erie, PA, 16501A+5.0 ★Texas Ratio: 2.10% offering Signature Loan at 6.90% APR. Personal loan rates as of April 18, 2026 according to verified data from MonitorBankRates.
Erie has 8 local institutions in our database, with personal loan rates as low as 4.99% APR from I B E W LOCAL 56 at 962 W 20TH ST, Erie, PA, 16502 2401. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Erie, Pennsylvania.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Erie, Pennsylvania. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 18, 2026
As Low As; Borrow $500 - $2,500
No additional details available.
As Low As
As Low As
No additional details available.
As Low As; Personal Loan Rates
As Low As
As Low As
As Low As; Rates based on credit worthiness, term and other conditions. APR shown includes relationship discount when you have e-statements and automatic payments from your account here.
As Low As
As Low As
No additional details available.
As Low As
As Low As
As Low As; Rates based on credit worthiness, term and other conditions. APR shown includes relationship discount when you have e-statements and automatic payments from your account here.
Max Amount: $12,500
Max Amount: $12,500
As Low As
As Low As
As Low As; Rates based on credit worthiness, term and other conditions. APR shown includes relationship discount when you have e-statements and automatic payments from your account here.
No additional details available.
Max Amount: $12,500
As Low As; Rates based on credit worthiness, term and other conditions. APR shown includes relationship discount when you have e-statements and automatic payments from your account here.
As Low As
As Low As
Max Amount: $12,500
As Low As
As Low As
As Low As; Rates based on credit worthiness, term and other conditions. APR shown includes relationship discount when you have e-statements and automatic payments from your account here.
No additional details available.
Max Amount: $12,500
No additional details available.
As Low As
No additional details available.
As Low As
$10,000
up to $10,000.00
$50,000
$10,000
No additional details available.
3% over CD APR
$50,000
$10,000
Payment example per $1,000 borrowed for 36 months at 4.50% APR = $29.75
up to $10,000.00
UP TO 72 MONTHS
$10,000
No additional details available.
No additional details available.
up to $10,000.00
As Low As; Up to 10 Years
As Low As; To Fund an IRA
$50,000
As Low As
As Low As
Auto title to a 'free and clear' vehicle, seven years old or newer
No additional details available.
As Low As
No additional details available.
up to 12 months
As Low As; Maximum Loan $5,000
As Low As; up to $3,000 for 12 months
$10,000
$50,000
As Low As
As Low As; Rates, terms and availability of product subject to change without notice. Proof of Income is required.
As Low As
As Low As; Consolidate up to $25,000 for as low as 5.75% APR with a Co-maker
As Low As
No additional details available.
$10,000
As Low As
As Low As
As Low As
As Low As; Debt Consolidation Loan rates start as low as 5.95% APR and will only be offered for a limited time
As Low As; $2,000 maximum. New loan only - no refinance
90% of home value less encumbrances/liens
As Low As; Additional amounts available. Amount, rate & term based on approved credit.
up to $2,500.00; As Low As
As Low As
As Low As
As Low As
As Low As
Maximum $49,999.99; Available to: Parishes of the PNCC and non-profit associations and organizations associated with the Polish National Alliance
As Low As
As Low As; Funds must be payable to Tax Collector, State, or Federal.
As Low As
As Low As
As Low As; w/ Auto Pay Discount
As Low As
As Low As; w/ Auto Pay Discount: as low as 6.39%
up to $75,000
As Low As
As Low As; *Annual Percentage Rate (APR) is current as of publication date. Terms and conditions may vary based on qualifications and collateral. This offer may be modified or discontinued without prior notice.
As Low As; Offer ends April 20, 2026.
As Low As
As Low As
Up to 75 % approved stocks
up to $5,000.00; Maximum of one (1) per member
for well qualified borrowers
As Low As; Special fixed up to 15 months!
As Low As
As Low As
Minimum $200.00 Maximum $1000.00 Ages 16-17 with co-signer
90% of home value less encumbrances/liens
No additional details available.
Maximum $49,999.99; Available to: Parishes of the PNCC and non-profit associations and organizations associated with the Polish National Alliance
No additional details available.
No additional details available.
No additional details available.
No additional details available.
8.00% CASH (Eligible with up to 4 impediments)
PRD/ACH 8.00% CASH (Eligible with up to 4 impediments)
Special Rate for First-time Borrowers
As Low As
As Low As
Up to $4,000
No additional details available.
No additional details available.
No additional details available.
As Low As
No additional details available.
No additional details available.
As Low As
As Low As
As Low As
No additional details available.
As Low As; w/ Auto Pay Discount
As Low As
60 month
As Low As; w/ Auto Pay Discount: as low as 7.39%
As Low As; With terms up to 84 Months Max amount financed is 80% *This rate includes the .25% discount.
No additional details available.
As Low As
No additional details available.
Maximum $49,999.99; 15 year minimum is $20,000.00; Available to: Parishes of the PNCC and non-profit associations and organizations associated with the Polish National Alliance
As Low As
As Low As; Fixed up to 36 months
As Low As
No additional details available.
As Low As
No additional details available.
Maximum $30,000.00
FIXED APR WITH AUTO PAY
No additional details available.
As Low As
As Low As
Min. $1,000.00 / Max. $10,000.00
As Low As
PRD/ACH 9.95% CASH (Eligible with up to 4 impediments)
9.95% CASH (Eligible with up to 4 impediments
As Low As
As Low As
No additional details available.
As Low As
As Low As
As Low As
No additional details available.
No additional details available.
As Low As
As Low As
Requires Automatic repayment (ACH, Payroll, Checking, Savings); Loan amounts of $500- $1000
No additional details available.
750+
FICO Score 750+
No additional details available.
As Low As
As Low As
No additional details available.
As Low As; Personal Loan Rates
As Low As
As Low As
As Low As
As Low As; Rates based on credit worthiness, term and other conditions. APR shown includes relationship discount when you have e-statements and automatic payments from your account here.
No additional details available.
As Low As
As Low As
As Low As; Rates based on credit worthiness, term and other conditions. APR shown includes relationship discount when you have e-statements and automatic payments from your account here.
Max Amount: $12,500
Max Amount: $12,500
As Low As; Rates based on credit worthiness, term and other conditions. APR shown includes relationship discount when you have e-statements and automatic payments from your account here.
As Low As
As Low As
No additional details available.
Max Amount: $12,500
As Low As; Rates based on credit worthiness, term and other conditions. APR shown includes relationship discount when you have e-statements and automatic payments from your account here.
As Low As
As Low As
Max Amount: $12,500
As Low As
As Low As
As Low As; Rates based on credit worthiness, term and other conditions. APR shown includes relationship discount when you have e-statements and automatic payments from your account here.
No additional details available.
Max Amount: $12,500
As Low As
As Low As
As Low As; w/ Auto Pay Discount
up to $75,000
As Low As; w/ Auto Pay Discount: as low as 6.39%
As Low As
As Low As; Special fixed up to 15 months!
No additional details available.
As Low As
Up to $4,000
As Low As
Special Rate for First-time Borrowers
No additional details available.
No additional details available.
No additional details available.
As Low As; w/ Auto Pay Discount
60 month
As Low As; w/ Auto Pay Discount: as low as 7.39%
No additional details available.
As Low As
As Low As; Fixed up to 36 months
As Low As
As Low As
No additional details available.
FIXED APR WITH AUTO PAY
As Low As
As Low As
No additional details available.
750+
FICO Score 750+
As Low As; Consolidate up to $25,000 for as low as 5.75% APR with a Co-maker
As Low As; Debt Consolidation Loan rates start as low as 5.95% APR and will only be offered for a limited time
As Low As; * For Qualified Buyer
No additional details available.
As Low As
No additional details available.
As Low As
As Low As; Additional amounts available. Amount, rate & term based on approved credit.
up to $2,500.00; As Low As
Maximum $49,999.99; Available to: Parishes of the PNCC and non-profit associations and organizations associated with the Polish National Alliance
As Low As
As Low As; Offer ends April 20, 2026.
Maximum $49,999.99; Available to: Parishes of the PNCC and non-profit associations and organizations associated with the Polish National Alliance
As Low As
Maximum $49,999.99; 15 year minimum is $20,000.00; Available to: Parishes of the PNCC and non-profit associations and organizations associated with the Polish National Alliance
No additional details available.
No additional details available.
As Low As
No additional details available.
Erie, PA Personal Loan Rate Trends
Compare local Erie, PA personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Pennsylvania personal loan rates fell 0.020 points over the past 7 days to 10.489% APR.
Pennsylvania signature loan rates fell 0.016 points over the past 7 days to 11.173% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Pennsylvania?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Pennsylvania?
Are credit unions or banks better for personal loans in Erie, Pennsylvania?
What are the best personal loan rates in Erie, Pennsylvania?
- I B E W LOCAL 56: 4.99% (Loan Special)
- Locomotive And Control Employees Federal Credit Union: 6.00% (Spring/Summer Signature Loan special)
- Tendto Credit Union: 6.24% (Personal Loan)
- Erie Federal Credit Union: 6.49% (EZ Personal Loan (Unsecured Loan))
- Tri State Rail Federal Credit Union: 6.90% (Signature Loan)
Personal Loan Calculators
