Best Personal Loan Rates in Harrisburg, Pennsylvania (PA) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
Current personal loan options available to borrowers in Harrisburg, Pennsylvania include: Pennsylvania State Employees Credit UnionPennsylvania State Employees Credit Union1 Credit Union Pl, Harrisburg, PA, 17110A+5.0 ★Texas Ratio: 5.69% offering 5 Year Equity Loan-to-Value up to 80% at 5.94% APR, Orrstown BankOrrstown Bank4750 Lindle Rd, Harrisburg, PA, 17111A5.0 ★Texas Ratio: 8.61% offering Improved Lot/Land Loan at 7.10% APR, Fulton BankFulton Bank7799 Allentown Boulevard, Harrisburg, PA, 17112A+5.0 ★Texas Ratio: 4.98% offering Unsecured Optionline Tier 1 at 8.00% APR, Pennsylvania Central Federal Credit UnionPennsylvania Central Federal Credit Union959 E Park Dr, Harrisburg, PA, 17111 2810A+5.0 ★Texas Ratio: 3.39% offering Personal Signature at 9.99% APR, and Members 1st Federal Credit Union Enola, PAMembers 1st Federal Credit Union Enola, PA2792 Old Post Rd, Harrisburg, PA, 17110A+5.0 ★Texas Ratio: 5.20% offering Personal 12 Months at 10.39% APR. Personal loan rates as of April 11, 2026 according to verified data from MonitorBankRates.
Harrisburg has 5 local institutions in our database, with personal loan rates as low as 5.94% APR from Pennsylvania State Employees Credit Union at 1 Credit Union Pl, Harrisburg, PA, 17110. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Harrisburg, Pennsylvania.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Harrisburg, Pennsylvania. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 11, 2026
As Low As
As Low As
As Low As
As Low As
No additional details available.
No additional details available.
No additional details available.
As Low As
As Low As
As Low As
As Low As
5 year max. term
As Low As
No additional details available.
As Low As
As Low As
No additional details available.
No additional details available.
As Low As
As Low As
As Low As
As Low As
As Low As
No additional details available.
$10,000
up to $10,000.00
$50,000
$10,000
No additional details available.
$50,000
3% over CD APR
$10,000
Payment example per $1,000 borrowed for 36 months at 4.50% APR = $29.75
UP TO 72 MONTHS
up to $10,000.00
$10,000
No additional details available.
No additional details available.
up to $10,000.00
As Low As; Up to 10 Years
As Low As; To Fund an IRA
$50,000
As Low As
As Low As
No additional details available.
As Low As
up to 12 months
As Low As; Maximum Loan $5,000
As Low As; up to $3,000 for 12 months
No additional details available.
$10,000
$50,000
As Low As
As Low As; Rates, terms and availability of product subject to change without notice. Proof of Income is required.
As Low As
As Low As; Consolidate up to $25,000 for as low as 5.75% APR with a Co-maker
As Low As
No additional details available.
$10,000
As Low As; Debt Consolidation Loan rates start as low as 5.95% APR and will only be offered for a limited time
As Low As
As Low As
90% of home value less encumbrances/liens
As Low As; $2,000 maximum. New loan only - no refinance
up to $2,500.00; As Low As
As Low As
No additional details available.
As Low As
As Low As
As Low As
As Low As
Maximum $49,999.99; Available to: Parishes of the PNCC and non-profit associations and organizations associated with the Polish National Alliance
As Low As
As Low As; Funds must be payable to Tax Collector, State, or Federal.
As Low As
As Low As
As Low As; w/ Auto Pay Discount
As Low As
up to $75,000
As Low As
As Low As; Offer ends April 20, 2026.
As Low As
As Low As; Personal Loan Rates
No additional details available.
As Low As; *Annual Percentage Rate (APR) is current as of publication date. Terms and conditions may vary based on qualifications and collateral. This offer may be modified or discontinued without prior notice.
As Low As; Special fixed up to 15 months!
As Low As
Up to 75 % approved stocks
up to $5,000.00
for well qualified borrowers
As Low As
Minimum $200.00 Maximum $1000.00 Ages 16-17 with co-signer
90% of home value less encumbrances/liens
No additional details available.
Maximum $49,999.99; Available to: Parishes of the PNCC and non-profit associations and organizations associated with the Polish National Alliance
No additional details available.
No additional details available.
As Low As
No additional details available.
No additional details available.
PRD/ACH 8.00% CASH (Eligible with up to 4 impediments)
8.00% CASH (Eligible with up to 4 impediments)
Up to $4,000
As Low As
As Low As
No additional details available.
As Low As
No additional details available.
No additional details available.
No additional details available.
As Low As; Rates based on credit worthiness, term and other conditions. APR shown includes relationship discount when you have e-statements and automatic payments from your account here.
As Low As
As Low As
As Low As
As Low As
As Low As
No additional details available.
As Low As; w/ Auto Pay Discount
No additional details available.
As Low As
60 month
As Low As
As Low As
No additional details available.
Maximum $49,999.99; 15 year minimum is $20,000.00; Available to: Parishes of the PNCC and non-profit associations and organizations associated with the Polish National Alliance
As Low As; Fixed up to 36 months
As Low As
As Low As
As Low As
As Low As; Rates based on credit worthiness, term and other conditions. APR shown includes relationship discount when you have e-statements and automatic payments from your account here.
As Low As
No additional details available.
Max Amount: $12,500
No additional details available.
As Low As
Maximum $30,000.00
FIXED APR WITH AUTO PAY
As Low As
As Low As
No additional details available.
As Low As
Min. $1,000.00 / Max. $10,000.00
PRD/ACH 9.95% CASH (Eligible with up to 4 impediments)
9.95% CASH (Eligible with up to 4 impediments
As Low As
No additional details available.
As Low As
As Low As
As Low As
As Low As
As Low As
No additional details available.
No additional details available.
As Low As
Requires Automatic repayment (ACH, Payroll, Checking, Savings); Loan amounts of $500- $1000
FICO Score 750+
750+
No additional details available.
No additional details available.
Max Amount: $12,500
As Low As
As Low As
As Low As
CASH (Eligible with up to 4 impediments)
As Low As
As Low As
As Low As
As Low As
No additional details available.
No additional details available.
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As; w/ Auto Pay Discount
As Low As
As Low As; Personal Loan Rates
up to $75,000
No additional details available.
As Low As; Special fixed up to 15 months!
As Low As
up to $5,000.00
No additional details available.
As Low As
Up to $4,000
As Low As
No additional details available.
No additional details available.
As Low As; Rates based on credit worthiness, term and other conditions. APR shown includes relationship discount when you have e-statements and automatic payments from your account here.
As Low As
As Low As
No additional details available.
As Low As; w/ Auto Pay Discount
No additional details available.
60 month
As Low As
As Low As
No additional details available.
As Low As; Fixed up to 36 months
As Low As
As Low As
As Low As; Rates based on credit worthiness, term and other conditions. APR shown includes relationship discount when you have e-statements and automatic payments from your account here.
As Low As
As Low As
Max Amount: $12,500
No additional details available.
FIXED APR WITH AUTO PAY
As Low As
No additional details available.
As Low As
As Low As
Max Amount: $12,500
750+
FICO Score 750+
As Low As; Consolidate up to $25,000 for as low as 5.75% APR with a Co-maker
As Low As; Debt Consolidation Loan rates start as low as 5.95% APR and will only be offered for a limited time
As Low As; * For Qualified Buyer
No additional details available.
As Low As
5 year max. term
up to $2,500.00; As Low As
No additional details available.
Maximum $49,999.99; Available to: Parishes of the PNCC and non-profit associations and organizations associated with the Polish National Alliance
As Low As
As Low As; Offer ends April 20, 2026.
Maximum $49,999.99; Available to: Parishes of the PNCC and non-profit associations and organizations associated with the Polish National Alliance
As Low As
As Low As
Maximum $49,999.99; 15 year minimum is $20,000.00; Available to: Parishes of the PNCC and non-profit associations and organizations associated with the Polish National Alliance
No additional details available.
No additional details available.
As Low As
As Low As
No additional details available.
Harrisburg, PA Personal Loan Rate Trends
Compare local Harrisburg, PA personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Pennsylvania personal loan rates rose 0.294 points over the past 7 days to 10.360% APR.
Pennsylvania signature loan rates fell 0.879 points over the past 7 days to 11.208% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Pennsylvania?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Pennsylvania?
Are credit unions or banks better for personal loans in Harrisburg, Pennsylvania?
What are the best personal loan rates in Harrisburg, Pennsylvania?
- Pennsylvania State Employees Credit Union: 5.94% (5 Year Equity Loan-to-Value up to 80%)
- Orrstown Bank: 7.10% (Improved Lot/Land Loan)
- Fulton Bank: 8.00% (Unsecured Optionline Tier 1)
- Pennsylvania Central Federal Credit Union: 9.99% (Personal Signature)
- Members 1st Federal Credit Union Enola, PA: 10.39% (Personal 12 Months)
Personal Loan Calculators
