Best Personal Loan Rates in Johnstown, Pennsylvania (PA) - April 2026
Content reviewed by
Brian McKay
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Editorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Pennsylvania borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
Current personal loan options available to borrowers in Johnstown, Pennsylvania include: MERHO Federal Credit UnionMERHO Federal Credit Union15 Irene St, Johnstown, PA, 15905 4124A+5.0 ★Texas Ratio: 0.63% offering Seasonal loans at 5.50% APR, G.A.P. Federal Credit UnionG.A.P. Federal Credit Union111 Franklin St Rm 224, Johnstown, PA, 15901A+5.0 ★Texas Ratio: 2.76% offering Sewer Project Loan Special at 5.90% APR, InFirst BankInFirst Bank1420 Scalp Ave, Johnstown, PA, 15904A+5.0 ★Texas Ratio: 5.81% offering 5 Year Land Loan at 6.76% APR, PRR South Fork Federal Credit UnionPRR South Fork Federal Credit Union307 State St, Johnstown, PA, 15905A+5.0 ★Texas Ratio: 0.56% offering Signature Loan at 8.99% APR, and Johnstown School Employees Federal Credit UnionJohnstown School Employees Federal Credit Union738 Viewmont Ave, Johnstown, PA, 15905A+5.0 ★Texas Ratio: 3.74% offering Signature Loans at 9.00% APR. Personal loan rates as of April 11, 2026 according to verified data from MonitorBankRates.
Johnstown has 9 local institutions in our database, with personal loan rates as low as 5.50% APR from MERHO Federal Credit Union at 15 Irene St, Johnstown, PA, 15905 4124. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Johnstown, Pennsylvania.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Johnstown, Pennsylvania. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 11, 2026
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
MERHO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
15 Irene St, Johnstown, PA, 15905 4124
Seasonal loans
5.50%
▼
APR5.50%
Last UpdatedApril 13, 2026
Details
As Low As; up to $3,000 for 12 months
G.A.P. Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
111 Franklin St Rm 224, Johnstown, PA, 15901
Sewer Project Loan Special
5.90%
▼
APR5.90%
Last UpdatedApril 13, 2026
Details
No additional details available.
InFirst Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.81%
1420 Scalp Ave, Johnstown, PA, 15904
5 Year Land Loan
6.76%
▼
APR6.76%
Last UpdatedApril 13, 2026
Details
No additional details available.
InFirst Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.81%
1420 Scalp Ave, Johnstown, PA, 15904
10 Year Land Loan
6.89%
▼
APR6.89%
Last UpdatedApril 13, 2026
Details
No additional details available.
InFirst Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.81%
1420 Scalp Ave, Johnstown, PA, 15904
3 Year Personal Loan
6.89%
▼
APR6.89%
Last UpdatedApril 13, 2026
Details
No additional details available.
InFirst Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.81%
1420 Scalp Ave, Johnstown, PA, 15904
4 Year Personal Loan
7.11%
▼
APR7.11%
Last UpdatedApril 13, 2026
Details
No additional details available.
InFirst Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.81%
1420 Scalp Ave, Johnstown, PA, 15904
5 Year Personal Loan
7.34%
▼
APR7.34%
Last UpdatedApril 13, 2026
Details
No additional details available.
G.A.P. Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
111 Franklin St Rm 224, Johnstown, PA, 15901
You Own It Loan
8.00%
▼
APR8.00%
Last UpdatedApril 13, 2026
Details
No additional details available.
G.A.P. Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
111 Franklin St Rm 224, Johnstown, PA, 15901
You Own It Loan
8.50%
▼
APR8.50%
Last UpdatedApril 13, 2026
Details
established direct deposit
PRR South Fork Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.56%
307 State St, Johnstown, PA, 15905
Signature Loan
8.99%
▼
APR8.99%
Last UpdatedApril 13, 2026
Details
No additional details available.
Johnstown School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
738 Viewmont Ave, Johnstown, PA, 15905
Signature Loans
9.00%
▼
APR9.00%
Last UpdatedApril 13, 2026
Details
No additional details available.
Healthcare First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
1152 Franklin St, Johnstown, PA, 15905 4310
Personal Loans Open End Signature
9.00%
▼
APR9.00%
Last UpdatedApril 13, 2026
Details
No additional details available.
MERHO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
15 Irene St, Johnstown, PA, 15905 4124
Unsecured
9.50%
▼
APR9.50%
Last UpdatedApril 13, 2026
Details
up to $10,000; As Low As; Debt ratio of 38% or less
Healthcare First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
1152 Franklin St, Johnstown, PA, 15905 4310
Personal Loans Up To 5 Years
9.50%
▼
APR9.50%
Last UpdatedApril 13, 2026
Details
As Low As
G.A.P. Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
111 Franklin St Rm 224, Johnstown, PA, 15901
Personal
9.75%
▼
APR9.75%
Last UpdatedApril 13, 2026
Details
As Low As
G.A.P. Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
111 Franklin St Rm 224, Johnstown, PA, 15901
Shared Unsecure Personal
9.75%
▼
APR9.75%
Last UpdatedApril 13, 2026
Details
No additional details available.
Franklin Johnstown Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.06%
310 Bloomfield St, Johnstown, PA, 15904 3202
Signature / Personal Loans Grade "A" (680 Credit
9.75%
▼
APR9.75%
Last UpdatedApril 13, 2026
Details
As Low As
C-B-W Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
194 Donald Ln Ste 4, Johnstown, PA, 15904 2840
Unsecured Loans per member)
9.90%
▼
APR9.90%
Last UpdatedApril 13, 2026
Details
up to $10,000
Johnstown School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
738 Viewmont Ave, Johnstown, PA, 15905
Signature Loans
10.00%
▼
APR10.00%
Last UpdatedApril 13, 2026
Details
No additional details available.
USSCO JOHNSTOWN
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
522 Central Ave, Johnstown, PA, 15902
Signature
10.00%
▼
APR10.00%
Last UpdatedApril 13, 2026
Details
As Low As; Rates based on credit worthiness
Franklin Johnstown Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.06%
310 Bloomfield St, Johnstown, PA, 15904 3202
Signature / Personal Loans Grade "B" (640-679) Credit
10.75%
▼
APR10.75%
Last UpdatedApril 13, 2026
Details
As Low As
Johnstown School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
738 Viewmont Ave, Johnstown, PA, 15905
Signature Loans
11.00%
▼
APR11.00%
Last UpdatedApril 13, 2026
Details
No additional details available.
Franklin Johnstown Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.06%
310 Bloomfield St, Johnstown, PA, 15904 3202
Signature / Personal Loans Grade "C" (600-639) Credit
11.90%
▼
APR11.90%
Last UpdatedApril 13, 2026
Details
As Low As
InFirst Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.81%
1420 Scalp Ave, Johnstown, PA, 15904
5 Year Personal Loan
12.09%
▼
APR12.09%
Last UpdatedApril 13, 2026
Details
No additional details available.
InFirst Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.81%
1420 Scalp Ave, Johnstown, PA, 15904
4 Year Personal Loan
12.11%
▼
APR12.11%
Last UpdatedApril 13, 2026
Details
No additional details available.
InFirst Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.81%
1420 Scalp Ave, Johnstown, PA, 15904
3 Year Personal Loan
13.14%
▼
APR13.14%
Last UpdatedApril 13, 2026
Details
No additional details available.
InFirst Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.81%
1420 Scalp Ave, Johnstown, PA, 15904
2 Year Personal Loan
13.20%
▼
APR13.20%
Last UpdatedApril 13, 2026
Details
No additional details available.
Franklin Johnstown Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.06%
310 Bloomfield St, Johnstown, PA, 15904 3202
Signature / Personal Loans Grade "D" (550-599) Credit
14.90%
▼
APR14.90%
Last UpdatedApril 13, 2026
Details
As Low As
Healthcare First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
1152 Franklin St, Johnstown, PA, 15905 4310
No Credit Check Loans Pay Day Loan (90 Day Term)
18.00%
▼
APR18.00%
Last UpdatedApril 13, 2026
Details
No additional details available.
Healthcare First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
1152 Franklin St, Johnstown, PA, 15905 4310
Pay Day Loan
18.00%
▼
APR18.00%
Last UpdatedApril 13, 2026
Details
$25 application fee.
Healthcare First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
1152 Franklin St, Johnstown, PA, 15905 4310
No Credit Check Loans 12x12x12 (12 Month Term)
18.00%
▼
APR18.00%
Last UpdatedApril 13, 2026
Details
No additional details available.
Healthcare First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
1152 Franklin St, Johnstown, PA, 15905 4310
12x12x12 Loan
18.00%
▼
APR18.00%
Last UpdatedApril 13, 2026
Details
$40 application fee.* Must be a member for at least 12 months.
Franklin Johnstown Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.06%
310 Bloomfield St, Johnstown, PA, 15904 3202
Signature / Personal Loans Grade "E" (-549) Credit
18.00%
▼
APR18.00%
Last UpdatedApril 13, 2026
Details
As Low As
APR3.99%
Last UpdatedApril 13, 2026
Details
As Low As
Riegel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.50%
Shares Pledged Personal Loan
4.00%
▼
APR4.00%
Last UpdatedApril 13, 2026
Details
As Low As
P&G Mehoopany Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
Fuel Loan
4.00%
▼
APR4.00%
Last UpdatedApril 13, 2026
Details
No additional details available.
USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
Second Lien Position Loans to $49,999
4.00%
▼
APR4.00%
Last UpdatedApril 13, 2026
Details
$10,000
Allentown Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.11%
Shares Pledged Loans
4.00%
▼
APR4.00%
Last UpdatedApril 13, 2026
Details
up to $10,000.00
USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
Second Lien Position Loans to $300,000
4.10%
▼
APR4.10%
Last UpdatedApril 13, 2026
Details
$50,000
USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
Second Lien Position Loans to $49,999
4.20%
▼
APR4.20%
Last UpdatedApril 13, 2026
Details
$10,000
MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
Undergraduate Loans
4.24%
▼
APR4.24%
Last UpdatedApril 13, 2026
Details
No additional details available.
Reliance Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.80%
Certificate of Deposit Loans
4.30%
▼
APR4.30%
Last UpdatedApril 13, 2026
Details
3% over CD APR
USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
Second Lien Position Loans to $300,000
4.30%
▼
APR4.30%
Last UpdatedApril 13, 2026
Details
$50,000
USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
Second Lien Position Loans to $49,999
4.40%
▼
APR4.40%
Last UpdatedApril 13, 2026
Details
$10,000
Elliott Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
Beat Your Rate Loan Special
4.50%
▼
APR4.50%
Last UpdatedApril 13, 2026
Details
Payment example per $1,000 borrowed for 36 months at 4.50% APR = $29.75
Reading Berks School Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.87%
Pledged Share Loan
4.50%
▼
APR4.50%
Last UpdatedApril 13, 2026
Details
UP TO 72 MONTHS
Allentown Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.11%
Shares Pledged Loans
4.50%
▼
APR4.50%
Last UpdatedApril 13, 2026
Details
up to $10,000.00
USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
Second Lien Position Loans to $49,999
4.60%
▼
APR4.60%
Last UpdatedApril 13, 2026
Details
$10,000
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
Pledge Loan
4.99%
▼
APR4.99%
Last UpdatedApril 13, 2026
Details
No additional details available.
Altoona Area Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.09%
Loan Special
4.99%
▼
APR4.99%
Last UpdatedApril 13, 2026
Details
No additional details available.
Allentown Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.11%
Shares Pledged Loans
4.99%
▼
APR4.99%
Last UpdatedApril 13, 2026
Details
up to $10,000.00
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
IRA Loans
5.00%
▼
APR5.00%
Last UpdatedApril 13, 2026
Details
As Low As; To Fund an IRA
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
Share Loans
5.00%
▼
APR5.00%
Last UpdatedApril 13, 2026
Details
As Low As; Up to 10 Years
USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
Second Lien Position Loan to $300,000
5.24%
▼
APR5.24%
Last UpdatedApril 13, 2026
Details
$50,000
Washington Area Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
Equity Term Loan 80% Loan-to-Value
5.45%
▼
APR5.45%
Last UpdatedApril 13, 2026
Details
As Low As
Ingersoll Rand Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.14%
Solar Loan
5.49%
▼
APR5.49%
Last UpdatedApril 13, 2026
Details
As Low As
APR5.49%
Last UpdatedApril 13, 2026
Details
No additional details available.
APR5.49%
Last UpdatedApril 13, 2026
Details
As Low As
Upper Darby Bell Telco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.65%
Vacation Loan
5.50%
▼
APR5.50%
Last UpdatedApril 13, 2026
Details
up to 12 months
Visionary Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.88%
Loan Special
5.50%
▼
APR5.50%
Last UpdatedApril 13, 2026
Details
As Low As; Maximum Loan $5,000
MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
Undergraduate Loans
5.50%
▼
APR5.50%
Last UpdatedApril 13, 2026
Details
No additional details available.
APR5.54%
Last UpdatedApril 13, 2026
Details
$10,000
USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
Second Lien Position Loan to $300,000
5.64%
▼
APR5.64%
Last UpdatedApril 13, 2026
Details
$50,000
Washington Area Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
Equity Term Loan 80% Loan-to-Value
5.70%
▼
APR5.70%
Last UpdatedApril 13, 2026
Details
As Low As
APR5.74%
Last UpdatedApril 13, 2026
Details
As Low As; Rates, terms and availability of product subject to change without notice. Proof of Income is required.
Washington Area Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
Equity Term Loan 90% Loan-to-Value
5.75%
▼
APR5.75%
Last UpdatedApril 13, 2026
Details
As Low As
Mountain Laurel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
Debt Consolidation Loan
5.75%
▼
APR5.75%
Last UpdatedApril 13, 2026
Details
As Low As; Consolidate up to $25,000 for as low as 5.75% APR with a Co-maker
Wabellco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
Loan Special
5.80%
▼
APR5.80%
Last UpdatedApril 13, 2026
Details
As Low As
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.69%
5 Year Equity Loan-to-Value up to 80%
5.94%
▼
APR5.94%
Last UpdatedApril 13, 2026
Details
As Low As
APR5.94%
Last UpdatedApril 13, 2026
Details
$10,000
Washington Area Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
Equity Term Loan 80% Loan-to-Value
5.95%
▼
APR5.95%
Last UpdatedApril 13, 2026
Details
As Low As
Washington Area Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
Equity Term Loan 90% Loan-to-Value
5.95%
▼
APR5.95%
Last UpdatedApril 13, 2026
Details
As Low As
Mountain Laurel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
Debt Consolidation Loan
5.95%
▼
APR5.95%
Last UpdatedApril 13, 2026
Details
As Low As; Debt Consolidation Loan rates start as low as 5.95% APR and will only be offered for a limited time
FirstEnergy Choice Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
90% Loan to Value
5.99%
▼
APR5.99%
Last UpdatedApril 13, 2026
Details
90% of home value less encumbrances/liens
Frick Financial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.57%
Fast Cash Loan Special
5.99%
▼
APR5.99%
Last UpdatedApril 13, 2026
Details
As Low As; $2,000 maximum. New loan only - no refinance
APR5.99%
Last UpdatedApril 13, 2026
Details
up to $2,500.00; As Low As
Bethlehem 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
Loans for Computers, Smart Phones
6.00%
▼
APR6.00%
Last UpdatedApril 13, 2026
Details
As Low As
Locomotive And Control Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
Spring/Summer Signature Loan special
6.00%
▼
APR6.00%
Last UpdatedApril 13, 2026
Details
No additional details available.
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.69%
10 Year Equity Loan-to-Value up to 80%
6.14%
▼
APR6.14%
Last UpdatedApril 13, 2026
Details
As Low As
Washington Area Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
Equity Term Loan 80% Loan-to-Value
6.20%
▼
APR6.20%
Last UpdatedApril 13, 2026
Details
As Low As
Spojnia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.48%
Organization Signature Loan
6.24%
▼
APR6.24%
Last UpdatedApril 13, 2026
Details
Maximum $49,999.99; Available to: Parishes of the PNCC and non-profit associations and organizations associated with the Polish National Alliance
APR6.24%
Last UpdatedApril 13, 2026
Details
As Low As
APR6.24%
Last UpdatedApril 13, 2026
Details
As Low As
APR6.24%
Last UpdatedApril 13, 2026
Details
As Low As
Discovery Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
LIFESTYLE Loan
6.25%
▼
APR6.25%
Last UpdatedApril 13, 2026
Details
As Low As
Mountain Laurel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
Tax Time Loan
6.25%
▼
APR6.25%
Last UpdatedApril 13, 2026
Details
As Low As; Funds must be payable to Tax Collector, State, or Federal.
Washington Area Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
Equity Term Loan 90% Loan-to-Value
6.35%
▼
APR6.35%
Last UpdatedApril 13, 2026
Details
As Low As
PPG and Associates Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
Signature
6.39%
▼
APR6.39%
Last UpdatedApril 13, 2026
Details
As Low As
APR6.39%
Last UpdatedApril 13, 2026
Details
As Low As; w/ Auto Pay Discount
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.69%
5 Year Equity Loan-to-Value greater than 80% to 90%
6.44%
▼
APR6.44%
Last UpdatedApril 13, 2026
Details
As Low As
APR6.49%
Last UpdatedApril 13, 2026
Details
As Low As; *Annual Percentage Rate (APR) is current as of publication date. Terms and conditions may vary based on qualifications and collateral. This offer may be modified or discontinued without prior notice.
APR6.49%
Last UpdatedApril 13, 2026
Details
As Low As; Personal Loan Rates
Wabellco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
Loan Special
6.49%
▼
APR6.49%
Last UpdatedApril 13, 2026
Details
As Low As
Ingersoll Rand Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.14%
Solar Loan
6.49%
▼
APR6.49%
Last UpdatedApril 13, 2026
Details
As Low As
APR6.49%
Last UpdatedApril 13, 2026
Details
As Low As; Offer ends April 20, 2026.
MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
Personal Loan Specials
6.49%
▼
APR6.49%
Last UpdatedApril 13, 2026
Details
up to $75,000
APR6.49%
Last UpdatedApril 13, 2026
Details
As Low As
Erie Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
EZ Personal Loan (Unsecured Loan)
6.49%
▼
APR6.49%
Last UpdatedApril 13, 2026
Details
No additional details available.
COLFAX POWER PLANT EMPLOYEES
Institution Rating:
B4.5 ★Texas Ratio: 21.22%
Promotional Personal Loan
6.50%
▼
APR6.50%
Last UpdatedApril 13, 2026
Details
up to $5,000.00
APR6.50%
Last UpdatedApril 13, 2026
Details
for well qualified borrowers
York Educational Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
Personal Loans
6.50%
▼
APR6.50%
Last UpdatedApril 13, 2026
Details
As Low As
APR6.50%
Last UpdatedApril 13, 2026
Details
Up to 75 % approved stocks
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
Personal Loan
6.50%
▼
APR6.50%
Last UpdatedApril 13, 2026
Details
As Low As; Special fixed up to 15 months!
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.69%
10 Year Equity Loan-to-Value greater than 80% to 90%
6.64%
▼
APR6.64%
Last UpdatedApril 13, 2026
Details
As Low As
Washington Area Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
Equity Term Loan 90% Loan-to-Value
6.65%
▼
APR6.65%
Last UpdatedApril 13, 2026
Details
As Low As
Spojnia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.48%
Youth Credit Builder Loan
6.70%
▼
APR6.70%
Last UpdatedApril 13, 2026
Details
Minimum $200.00 Maximum $1000.00 Ages 16-17 with co-signer
FirstEnergy Choice Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
90% Loan to Value
6.74%
▼
APR6.74%
Last UpdatedApril 13, 2026
Details
90% of home value less encumbrances/liens
Spojnia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.48%
Organization Signature Loan
6.85%
▼
APR6.85%
Last UpdatedApril 13, 2026
Details
Maximum $49,999.99; Available to: Parishes of the PNCC and non-profit associations and organizations associated with the Polish National Alliance
APR6.90%
Last UpdatedApril 13, 2026
Details
No additional details available.
APR6.90%
Last UpdatedApril 13, 2026
Details
No additional details available.
Tri State Rail Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
Signature Loan
6.90%
▼
APR6.90%
Last UpdatedApril 13, 2026
Details
As Low As
ACBA Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.58%
Multi-year loan listing for members in good paying standing
6.95%
▼
APR6.95%
Last UpdatedApril 13, 2026
Details
PRD/ACH 8.00% CASH (Eligible with up to 4 impediments)
ACBA Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.58%
Multi-Year Loan Limits for New Members
6.95%
▼
APR6.95%
Last UpdatedApril 13, 2026
Details
8.00% CASH (Eligible with up to 4 impediments)
Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedApril 13, 2026
Details
As Low As
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.15%
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedApril 13, 2026
Details
Up to $4,000
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.15%
Personal Loans
6.99%
▼
APR6.99%
Last UpdatedApril 13, 2026
Details
As Low As
North East Welch Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
Personal Loan
7.00%
▼
APR7.00%
Last UpdatedApril 13, 2026
Details
No additional details available.
Hempfield Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
12 Month Term Unsecured Loan
7.00%
▼
APR7.00%
Last UpdatedApril 13, 2026
Details
No additional details available.
Latrobe Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
Signature Loan
7.00%
▼
APR7.00%
Last UpdatedApril 13, 2026
Details
As Low As
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
Move Me Loan Rate
7.00%
▼
APR7.00%
Last UpdatedApril 13, 2026
Details
No additional details available.
APR7.10%
Last UpdatedApril 13, 2026
Details
No additional details available.
Top Tier Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.44%
Recreational Loans
7.24%
▼
APR7.24%
Last UpdatedApril 13, 2026
Details
As Low As
APR7.24%
Last UpdatedApril 13, 2026
Details
As Low As
APR7.24%
Last UpdatedApril 13, 2026
Details
As Low As
Widget Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
Personal Loan
7.24%
▼
APR7.24%
Last UpdatedApril 13, 2026
Details
As Low As; Rates based on credit worthiness, term and other conditions. APR shown includes relationship discount when you have e-statements and automatic payments from your account here.
OMEGA
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
Vacation/Holiday Loans Up to 12 Months
7.24%
▼
APR7.24%
Last UpdatedApril 13, 2026
Details
As Low As
Discovery Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
LIFESTYLE Loan
7.25%
▼
APR7.25%
Last UpdatedApril 13, 2026
Details
As Low As
APR7.39%
Last UpdatedApril 13, 2026
Details
As Low As; w/ Auto Pay Discount
MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
Personal Loan Specials
7.49%
▼
APR7.49%
Last UpdatedApril 13, 2026
Details
60 month
APR7.49%
Last UpdatedApril 13, 2026
Details
As Low As
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
Professional Musician Instrument Loans 1-5 Year Fixed
7.49%
▼
APR7.49%
Last UpdatedApril 13, 2026
Details
As Low As
Erie Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
EZ Personal Loan (Unsecured Loan)
7.49%
▼
APR7.49%
Last UpdatedApril 13, 2026
Details
No additional details available.
Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
Personal Loans 2 Years
7.50%
▼
APR7.50%
Last UpdatedApril 13, 2026
Details
As Low As
IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
Personal Loans
7.50%
▼
APR7.50%
Last UpdatedApril 13, 2026
Details
No additional details available.
APR7.60%
Last UpdatedApril 13, 2026
Details
No additional details available.
Spojnia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.48%
Organization Signature Loan
7.60%
▼
APR7.60%
Last UpdatedApril 13, 2026
Details
Maximum $49,999.99; 15 year minimum is $20,000.00; Available to: Parishes of the PNCC and non-profit associations and organizations associated with the Polish National Alliance
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedApril 13, 2026
Details
As Low As; Fixed up to 36 months
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
Professional Musician Instrument Loans 6-10 Year Fixed
7.74%
▼
APR7.74%
Last UpdatedApril 13, 2026
Details
As Low As
APR7.74%
Last UpdatedApril 13, 2026
Details
As Low As
APR7.74%
Last UpdatedApril 13, 2026
Details
As Low As
Widget Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedApril 13, 2026
Details
As Low As; Rates based on credit worthiness, term and other conditions. APR shown includes relationship discount when you have e-statements and automatic payments from your account here.
Highway Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
Signature Loan
7.75%
▼
APR7.75%
Last UpdatedApril 13, 2026
Details
No additional details available.
APR7.75%
Last UpdatedApril 13, 2026
Details
As Low As
Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
Personal Loans 3 Years
7.75%
▼
APR7.75%
Last UpdatedApril 13, 2026
Details
As Low As
Saint Vincent Erie Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.72%
Personal Loan
7.75%
▼
APR7.75%
Last UpdatedApril 13, 2026
Details
Max Amount: $12,500
North East Welch Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
Personal Loan
7.75%
▼
APR7.75%
Last UpdatedApril 13, 2026
Details
No additional details available.
APR7.76%
Last UpdatedApril 13, 2026
Details
Maximum $30,000.00
APR7.89%
Last UpdatedApril 13, 2026
Details
FIXED APR WITH AUTO PAY
APR7.90%
Last UpdatedApril 13, 2026
Details
As Low As
APR7.90%
Last UpdatedApril 13, 2026
Details
As Low As
P&G Mehoopany Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
Signature Loan
7.90%
▼
APR7.90%
Last UpdatedApril 13, 2026
Details
No additional details available.
ACBA Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.58%
Multi-year loan listing for members in good paying standing
7.95%
▼
APR7.95%
Last UpdatedApril 13, 2026
Details
PRD/ACH 9.95% CASH (Eligible with up to 4 impediments)
Lehigh County Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Personal Unsecured
7.95%
▼
APR7.95%
Last UpdatedApril 13, 2026
Details
Min. $1,000.00 / Max. $10,000.00
APR7.95%
Last UpdatedApril 13, 2026
Details
As Low As
ACBA Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.58%
Multi-Year Loan Limits for New Members
7.96%
▼
APR7.96%
Last UpdatedApril 13, 2026
Details
9.95% CASH (Eligible with up to 4 impediments
APR7.99%
Last UpdatedApril 13, 2026
Details
As Low As
York Educational Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
Holiday Promotional Loan
7.99%
▼
APR7.99%
Last UpdatedApril 13, 2026
Details
No additional details available.
Frick Financial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.57%
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedApril 13, 2026
Details
As Low As
Ingersoll Rand Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.14%
Solar Loan
7.99%
▼
APR7.99%
Last UpdatedApril 13, 2026
Details
As Low As
APR7.99%
Last UpdatedApril 13, 2026
Details
No additional details available.
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
Professional Musician Instrument Loans 11-12 Year Fixed
7.99%
▼
APR7.99%
Last UpdatedApril 13, 2026
Details
As Low As
Grove City Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.35%
Vacation Loan
7.99%
▼
APR7.99%
Last UpdatedApril 13, 2026
Details
As Low As
West Aircomm Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.44%
Personal Loan Special
7.99%
▼
APR7.99%
Last UpdatedApril 13, 2026
Details
No additional details available.
APR7.99%
Last UpdatedApril 13, 2026
Details
As Low As
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 13, 2026
Details
As Low As
APR8.00%
Last UpdatedApril 13, 2026
Details
No additional details available.
Steel Strong Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
Personal Loan
8.00%
▼
APR8.00%
Last UpdatedApril 13, 2026
Details
As Low As
APR8.00%
Last UpdatedApril 13, 2026
Details
As Low As
Greater Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.06%
Unsecured Signature Loan
8.00%
▼
APR8.00%
Last UpdatedApril 13, 2026
Details
As Low As
Saint Vincent Erie Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.72%
Personal Loan
8.00%
▼
APR8.00%
Last UpdatedApril 13, 2026
Details
Max Amount: $12,500
Lebanon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.81%
Credit Builder Loan
8.00%
▼
APR8.00%
Last UpdatedApril 13, 2026
Details
Requires Automatic repayment (ACH, Payroll, Checking, Savings); Loan amounts of $500- $1000
Altoona Area Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.09%
Signature Loan
8.00%
▼
APR8.00%
Last UpdatedApril 13, 2026
Details
No additional details available.
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.64%
Unsecured Personal Loan
8.00%
▼
APR8.00%
Last UpdatedApril 13, 2026
Details
750+
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.64%
Unsecured Personal Loans
8.00%
▼
APR8.00%
Last UpdatedApril 13, 2026
Details
FICO Score 750+
ACBA Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.58%
Multi-year loan listing for members in good paying standing
8.00%
▼
APR8.00%
Last UpdatedApril 13, 2026
Details
CASH (Eligible with up to 4 impediments)
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
InFirst Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.81%
1420 Scalp Ave, Johnstown, PA, 15904
3 Year Personal Loan
6.89%
▼
APR6.89%
Last UpdatedApril 13, 2026
Details
No additional details available.
InFirst Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.81%
1420 Scalp Ave, Johnstown, PA, 15904
4 Year Personal Loan
7.11%
▼
APR7.11%
Last UpdatedApril 13, 2026
Details
No additional details available.
InFirst Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.81%
1420 Scalp Ave, Johnstown, PA, 15904
5 Year Personal Loan
7.34%
▼
APR7.34%
Last UpdatedApril 13, 2026
Details
No additional details available.
Healthcare First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
1152 Franklin St, Johnstown, PA, 15905 4310
Personal Loans Open End Signature
9.00%
▼
APR9.00%
Last UpdatedApril 13, 2026
Details
No additional details available.
Healthcare First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
1152 Franklin St, Johnstown, PA, 15905 4310
Personal Loans Up To 5 Years
9.50%
▼
APR9.50%
Last UpdatedApril 13, 2026
Details
As Low As
Franklin Johnstown Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.06%
310 Bloomfield St, Johnstown, PA, 15904 3202
Signature / Personal Loans Grade "A" (680 Credit
9.75%
▼
APR9.75%
Last UpdatedApril 13, 2026
Details
As Low As
Franklin Johnstown Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.06%
310 Bloomfield St, Johnstown, PA, 15904 3202
Signature / Personal Loans Grade "B" (640-679) Credit
10.75%
▼
APR10.75%
Last UpdatedApril 13, 2026
Details
As Low As
Franklin Johnstown Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.06%
310 Bloomfield St, Johnstown, PA, 15904 3202
Signature / Personal Loans Grade "C" (600-639) Credit
11.90%
▼
APR11.90%
Last UpdatedApril 13, 2026
Details
As Low As
InFirst Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.81%
1420 Scalp Ave, Johnstown, PA, 15904
5 Year Personal Loan
12.09%
▼
APR12.09%
Last UpdatedApril 13, 2026
Details
No additional details available.
InFirst Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.81%
1420 Scalp Ave, Johnstown, PA, 15904
4 Year Personal Loan
12.11%
▼
APR12.11%
Last UpdatedApril 13, 2026
Details
No additional details available.
InFirst Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.81%
1420 Scalp Ave, Johnstown, PA, 15904
3 Year Personal Loan
13.14%
▼
APR13.14%
Last UpdatedApril 13, 2026
Details
No additional details available.
InFirst Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.81%
1420 Scalp Ave, Johnstown, PA, 15904
2 Year Personal Loan
13.20%
▼
APR13.20%
Last UpdatedApril 13, 2026
Details
No additional details available.
Franklin Johnstown Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.06%
310 Bloomfield St, Johnstown, PA, 15904 3202
Signature / Personal Loans Grade "D" (550-599) Credit
14.90%
▼
APR14.90%
Last UpdatedApril 13, 2026
Details
As Low As
Franklin Johnstown Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.06%
310 Bloomfield St, Johnstown, PA, 15904 3202
Signature / Personal Loans Grade "E" (-549) Credit
18.00%
▼
APR18.00%
Last UpdatedApril 13, 2026
Details
As Low As
APR3.99%
Last UpdatedApril 13, 2026
Details
As Low As
Riegel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.50%
Shares Pledged Personal Loan
4.00%
▼
APR4.00%
Last UpdatedApril 13, 2026
Details
As Low As
APR6.24%
Last UpdatedApril 13, 2026
Details
As Low As
APR6.24%
Last UpdatedApril 13, 2026
Details
As Low As
APR6.39%
Last UpdatedApril 13, 2026
Details
As Low As; w/ Auto Pay Discount
Erie Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
EZ Personal Loan (Unsecured Loan)
6.49%
▼
APR6.49%
Last UpdatedApril 13, 2026
Details
No additional details available.
APR6.49%
Last UpdatedApril 13, 2026
Details
As Low As; Personal Loan Rates
MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
Personal Loan Specials
6.49%
▼
APR6.49%
Last UpdatedApril 13, 2026
Details
up to $75,000
APR6.49%
Last UpdatedApril 13, 2026
Details
As Low As
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
Personal Loan
6.50%
▼
APR6.50%
Last UpdatedApril 13, 2026
Details
As Low As; Special fixed up to 15 months!
York Educational Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
Personal Loans
6.50%
▼
APR6.50%
Last UpdatedApril 13, 2026
Details
As Low As
COLFAX POWER PLANT EMPLOYEES
Institution Rating:
B4.5 ★Texas Ratio: 21.22%
Promotional Personal Loan
6.50%
▼
APR6.50%
Last UpdatedApril 13, 2026
Details
up to $5,000.00
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.15%
Personal Loans
6.99%
▼
APR6.99%
Last UpdatedApril 13, 2026
Details
As Low As
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.15%
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedApril 13, 2026
Details
Up to $4,000
Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedApril 13, 2026
Details
As Low As
North East Welch Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
Personal Loan
7.00%
▼
APR7.00%
Last UpdatedApril 13, 2026
Details
No additional details available.
APR7.24%
Last UpdatedApril 13, 2026
Details
As Low As
APR7.24%
Last UpdatedApril 13, 2026
Details
As Low As
Widget Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
Personal Loan
7.24%
▼
APR7.24%
Last UpdatedApril 13, 2026
Details
As Low As; Rates based on credit worthiness, term and other conditions. APR shown includes relationship discount when you have e-statements and automatic payments from your account here.
APR7.39%
Last UpdatedApril 13, 2026
Details
As Low As; w/ Auto Pay Discount
Erie Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
EZ Personal Loan (Unsecured Loan)
7.49%
▼
APR7.49%
Last UpdatedApril 13, 2026
Details
No additional details available.
MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
Personal Loan Specials
7.49%
▼
APR7.49%
Last UpdatedApril 13, 2026
Details
60 month
APR7.49%
Last UpdatedApril 13, 2026
Details
As Low As
Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
Personal Loans 2 Years
7.50%
▼
APR7.50%
Last UpdatedApril 13, 2026
Details
As Low As
IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
Personal Loans
7.50%
▼
APR7.50%
Last UpdatedApril 13, 2026
Details
No additional details available.
Widget Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedApril 13, 2026
Details
As Low As; Rates based on credit worthiness, term and other conditions. APR shown includes relationship discount when you have e-statements and automatic payments from your account here.
APR7.74%
Last UpdatedApril 13, 2026
Details
As Low As
APR7.74%
Last UpdatedApril 13, 2026
Details
As Low As
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedApril 13, 2026
Details
As Low As; Fixed up to 36 months
Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
Personal Loans 3 Years
7.75%
▼
APR7.75%
Last UpdatedApril 13, 2026
Details
As Low As
North East Welch Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
Personal Loan
7.75%
▼
APR7.75%
Last UpdatedApril 13, 2026
Details
No additional details available.
Saint Vincent Erie Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.72%
Personal Loan
7.75%
▼
APR7.75%
Last UpdatedApril 13, 2026
Details
Max Amount: $12,500
APR7.75%
Last UpdatedApril 13, 2026
Details
As Low As
APR7.89%
Last UpdatedApril 13, 2026
Details
FIXED APR WITH AUTO PAY
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 13, 2026
Details
As Low As
West Aircomm Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.44%
Personal Loan Special
7.99%
▼
APR7.99%
Last UpdatedApril 13, 2026
Details
No additional details available.
Frick Financial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.57%
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedApril 13, 2026
Details
As Low As
Steel Strong Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
Personal Loan
8.00%
▼
APR8.00%
Last UpdatedApril 13, 2026
Details
As Low As
Saint Vincent Erie Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.72%
Personal Loan
8.00%
▼
APR8.00%
Last UpdatedApril 13, 2026
Details
Max Amount: $12,500
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.64%
Unsecured Personal Loan
8.00%
▼
APR8.00%
Last UpdatedApril 13, 2026
Details
750+
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.64%
Unsecured Personal Loans
8.00%
▼
APR8.00%
Last UpdatedApril 13, 2026
Details
FICO Score 750+
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Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Mountain Laurel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
Debt Consolidation Loan
5.75%
▼
APR5.75%
Last UpdatedApril 13, 2026
Details
As Low As; Consolidate up to $25,000 for as low as 5.75% APR with a Co-maker
Mountain Laurel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
Debt Consolidation Loan
5.95%
▼
APR5.95%
Last UpdatedApril 13, 2026
Details
As Low As; Debt Consolidation Loan rates start as low as 5.95% APR and will only be offered for a limited time
UFCW Local 1776 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.30%
Debt Consolidation
12.49%
▼
APR12.49%
Last UpdatedApril 13, 2026
Details
As Low As; * For Qualified Buyer
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Debt Consolidation Loan
14.49%
▼
APR14.49%
Last UpdatedApril 13, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Debt Consolidation Loans
14.49%
▼
APR14.49%
Last UpdatedApril 13, 2026
Details
As Low As
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Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
PRR South Fork Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.56%
307 State St, Johnstown, PA, 15905
Signature Loan
8.99%
▼
APR8.99%
Last UpdatedApril 13, 2026
Details
No additional details available.
Johnstown School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
738 Viewmont Ave, Johnstown, PA, 15905
Signature Loans
9.00%
▼
APR9.00%
Last UpdatedApril 13, 2026
Details
No additional details available.
Healthcare First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
1152 Franklin St, Johnstown, PA, 15905 4310
Personal Loans Open End Signature
9.00%
▼
APR9.00%
Last UpdatedApril 13, 2026
Details
No additional details available.
Franklin Johnstown Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.06%
310 Bloomfield St, Johnstown, PA, 15904 3202
Signature / Personal Loans Grade "A" (680 Credit
9.75%
▼
APR9.75%
Last UpdatedApril 13, 2026
Details
As Low As
Johnstown School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
738 Viewmont Ave, Johnstown, PA, 15905
Signature Loans
10.00%
▼
APR10.00%
Last UpdatedApril 13, 2026
Details
No additional details available.
USSCO JOHNSTOWN
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
522 Central Ave, Johnstown, PA, 15902
Signature
10.00%
▼
APR10.00%
Last UpdatedApril 13, 2026
Details
As Low As; Rates based on credit worthiness
Franklin Johnstown Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.06%
310 Bloomfield St, Johnstown, PA, 15904 3202
Signature / Personal Loans Grade "B" (640-679) Credit
10.75%
▼
APR10.75%
Last UpdatedApril 13, 2026
Details
As Low As
Johnstown School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
738 Viewmont Ave, Johnstown, PA, 15905
Signature Loans
11.00%
▼
APR11.00%
Last UpdatedApril 13, 2026
Details
No additional details available.
Franklin Johnstown Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.06%
310 Bloomfield St, Johnstown, PA, 15904 3202
Signature / Personal Loans Grade "C" (600-639) Credit
11.90%
▼
APR11.90%
Last UpdatedApril 13, 2026
Details
As Low As
Franklin Johnstown Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.06%
310 Bloomfield St, Johnstown, PA, 15904 3202
Signature / Personal Loans Grade "D" (550-599) Credit
14.90%
▼
APR14.90%
Last UpdatedApril 13, 2026
Details
As Low As
Franklin Johnstown Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.06%
310 Bloomfield St, Johnstown, PA, 15904 3202
Signature / Personal Loans Grade "E" (-549) Credit
18.00%
▼
APR18.00%
Last UpdatedApril 13, 2026
Details
As Low As
APR5.99%
Last UpdatedApril 13, 2026
Details
up to $2,500.00; As Low As
Locomotive And Control Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
Spring/Summer Signature Loan special
6.00%
▼
APR6.00%
Last UpdatedApril 13, 2026
Details
No additional details available.
Spojnia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.48%
Organization Signature Loan
6.24%
▼
APR6.24%
Last UpdatedApril 13, 2026
Details
Maximum $49,999.99; Available to: Parishes of the PNCC and non-profit associations and organizations associated with the Polish National Alliance
PPG and Associates Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
Signature
6.39%
▼
APR6.39%
Last UpdatedApril 13, 2026
Details
As Low As
APR6.49%
Last UpdatedApril 13, 2026
Details
As Low As; Offer ends April 20, 2026.
Spojnia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.48%
Organization Signature Loan
6.85%
▼
APR6.85%
Last UpdatedApril 13, 2026
Details
Maximum $49,999.99; Available to: Parishes of the PNCC and non-profit associations and organizations associated with the Polish National Alliance
Tri State Rail Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
Signature Loan
6.90%
▼
APR6.90%
Last UpdatedApril 13, 2026
Details
As Low As
Latrobe Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
Signature Loan
7.00%
▼
APR7.00%
Last UpdatedApril 13, 2026
Details
As Low As
Spojnia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.48%
Organization Signature Loan
7.60%
▼
APR7.60%
Last UpdatedApril 13, 2026
Details
Maximum $49,999.99; 15 year minimum is $20,000.00; Available to: Parishes of the PNCC and non-profit associations and organizations associated with the Polish National Alliance
Highway Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
Signature Loan
7.75%
▼
APR7.75%
Last UpdatedApril 13, 2026
Details
No additional details available.
P&G Mehoopany Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
Signature Loan
7.90%
▼
APR7.90%
Last UpdatedApril 13, 2026
Details
No additional details available.
APR7.99%
Last UpdatedApril 13, 2026
Details
As Low As
Greater Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.06%
Unsecured Signature Loan
8.00%
▼
APR8.00%
Last UpdatedApril 13, 2026
Details
As Low As
Altoona Area Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.09%
Signature Loan
8.00%
▼
APR8.00%
Last UpdatedApril 13, 2026
Details
No additional details available.
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No home improvement personal loan rates found in Johnstown, PA currently.
Johnstown, PA Personal Loan Rate Trends
Compare local Johnstown, PA personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Personal Loan — PA Avg
10.509%
Unchanged vs 7 days ago
Pennsylvania personal loan rates currently average 10.509% APR.
Signature Loan — PA Avg
11.189%
Unchanged vs 7 days ago
Pennsylvania signature loan rates currently average 11.189% APR.
As of Apr 13, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions
What credit score do I need for a personal loan in Pennsylvania?
Most lenders in Johnstown, Pennsylvania require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Pennsylvania often have more flexible requirements than traditional banks.
What is the difference between secured and unsecured personal loans?
Unsecured personal loans in Johnstown, Pennsylvania require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.
Can I use a personal loan for debt consolidation in Pennsylvania?
Yes. Debt consolidation is one of the most common uses of personal loans in Johnstown, Pennsylvania. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.
Are credit unions or banks better for personal loans in Johnstown, Pennsylvania?
Credit unions in Johnstown, Pennsylvania often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.
What are the best personal loan rates in Johnstown, Pennsylvania?
- MERHO Federal Credit Union: 5.50% (Seasonal loans)
- G.A.P. Federal Credit Union: 5.90% (Sewer Project Loan Special)
- InFirst Bank: 6.76% (5 Year Land Loan)
- PRR South Fork Federal Credit Union: 8.99% (Signature Loan)
- Johnstown School Employees Federal Credit Union: 9.00% (Signature Loans)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Johnstown, Pennsylvania. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 11, 2026.
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