Best Personal Loan Rates in Lancaster, Pennsylvania (PA) - April 2026
Content reviewed by
Brian McKay
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Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Pennsylvania borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
Current personal loan options available to borrowers in Lancaster, Pennsylvania include: Pennsylvania State Employees Credit UnionPennsylvania State Employees Credit Union750 E King St, Lancaster, PA, 17602A+5.0 ★Texas Ratio: 5.69% offering 5 Year Equity Loan-to-Value up to 80% at 5.94% APR, Penlanco Federal Credit UnionPenlanco Federal Credit Union630 Delp Rd Ste C, LANCASTER, PA, 17601 3077A+5.0 ★Texas Ratio: 0.69% offering Personal at 7.95% APR, Lancaster Red Rose Credit UnionLancaster Red Rose Credit Union50 N Duke St, Lancaster, PA, 17602 2805A+5.0 ★Texas Ratio: 2.64% offering Unsecured Personal Loan at 8.00% APR, Fulton BankFulton Bank1 Penn Sq, Lancaster, PA, 17602A+5.0 ★Texas Ratio: 4.98% offering Unsecured Optionline Tier 1 at 8.00% APR, and Eagle One Federal Credit UnionEagle One Federal Credit Union1400 Harrisburg Pike, Lancaster, PA, 17604 1000A5.0 ★Texas Ratio: 13.26% offering Holiday Loans at 8.90% APR. Personal loan rates as of April 27, 2026 according to verified data from MonitorBankRates.
Lancaster has 10 local institutions in our database, with personal loan rates as low as 5.94% APR from Pennsylvania State Employees Credit Union at 750 E King St, Lancaster, PA, 17602. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Lancaster, Pennsylvania.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Lancaster, Pennsylvania. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 27, 2026
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.69%
750 E King St, Lancaster, PA, 17602
5 Year Equity Loan-to-Value up to 80%
5.94%
▼
APR5.94%
Last UpdatedApril 29, 2026
Details
As Low As
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.69%
750 E King St, Lancaster, PA, 17602
10 Year Equity Loan-to-Value up to 80%
6.14%
▼
APR6.14%
Last UpdatedApril 29, 2026
Details
As Low As
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.69%
750 E King St, Lancaster, PA, 17602
5 Year Equity Loan-to-Value greater than 80% to 90%
6.44%
▼
APR6.44%
Last UpdatedApril 29, 2026
Details
As Low As
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.69%
750 E King St, Lancaster, PA, 17602
10 Year Equity Loan-to-Value greater than 80% to 90%
6.64%
▼
APR6.64%
Last UpdatedApril 29, 2026
Details
As Low As
Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.69%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Personal
7.95%
▼
APR7.95%
Last UpdatedApril 29, 2026
Details
As Low As
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
Unsecured Personal Loan
8.00%
▼
APR8.00%
Last UpdatedApril 29, 2026
Details
750+
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
Unsecured Personal Loans
8.00%
▼
APR8.00%
Last UpdatedApril 29, 2026
Details
FICO Score 750+
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
1 Penn Sq, Lancaster, PA, 17602
Unsecured Optionline Tier 1
8.00%
▼
APR8.00%
Last UpdatedApril 29, 2026
Details
Learn More
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
Unsecured Personal Loan
8.50%
▼
APR8.50%
Last UpdatedApril 29, 2026
Details
750+
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
Unsecured Personal Loans
8.50%
▼
APR8.50%
Last UpdatedApril 29, 2026
Details
FICO Score 750+
Eagle One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.26%
1400 Harrisburg Pike, Lancaster, PA, 17604 1000
Holiday Loans
8.90%
▼
APR8.90%
Last UpdatedApril 29, 2026
Details
As Low As; We offer a seasonal Holiday Loan October 1st - January 31st. Borrow $500-$4,000 and you'll have 12 to 24 months to pay off the loan. You can also apply to refinance holiday credit card debt to reduce your rate and save!
Eagle One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.26%
1400 Harrisburg Pike, Lancaster, PA, 17604 1000
Holiday Loan
8.90%
▼
APR8.90%
Last UpdatedApril 29, 2026
Details
No additional details available.
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
Unsecured Personal Loan
9.00%
▼
APR9.00%
Last UpdatedApril 29, 2026
Details
750+
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
Unsecured Personal Loans
9.00%
▼
APR9.00%
Last UpdatedApril 29, 2026
Details
FICO Score 750+
Lanco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.16%
349 W Roseville Rd, Lancaster, PA, 17601
Personal Loan
9.24%
▼
APR9.24%
Last UpdatedApril 29, 2026
Details
No additional details available.
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
Unsecured Personal Loan
9.50%
▼
APR9.50%
Last UpdatedApril 29, 2026
Details
750+
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
Unsecured Personal Loans
9.50%
▼
APR9.50%
Last UpdatedApril 29, 2026
Details
FICO Score 750+
Wheatland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
611 Centerville RD, Lancaster, PA, 17601
Personal Lines of Credit
9.74%
▼
APR9.74%
Last UpdatedApril 29, 2026
Details
As Low As; Rate is determined by your credit score and term selected. Highest rate is 17.74%. Maximum loan amount $15,000.
Wheatland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
611 Centerville RD, Lancaster, PA, 17601
Personal
9.99%
▼
APR9.99%
Last UpdatedApril 29, 2026
Details
As Low As; Rate, amount and term determined by credit score. Highest rate is 18.00%. Maximum loan amount is $25,000.
Citadel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.89%
100 Granite Run Dr, Lancaster, PA, 17601 6802
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 29, 2026
Details
As Low As; Personal Loan Rates
Team First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.11%
111 Centerville Rd, Lancaster, PA, 17603
PERSONAL
9.99%
▼
APR9.99%
Last UpdatedApril 29, 2026
Details
As Low As; Rate based on creditworthiness and term of loan. Rates are subject to change at any time and are not guaranteed.
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
Unsecured Personal Loan
10.00%
▼
APR10.00%
Last UpdatedApril 29, 2026
Details
750+
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
Unsecured Personal Loans
10.00%
▼
APR10.00%
Last UpdatedApril 29, 2026
Details
FICO Score 750+
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 5.20%
1605 Lititz Pike, Lancaster, PA, 17601
Personal Loan
10.39%
▼
APR10.39%
Last UpdatedApril 29, 2026
Details
Rates As Low As
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
Unsecured Personal Loan
10.50%
▼
APR10.50%
Last UpdatedApril 29, 2026
Details
700 - 749
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
Unsecured Personal Loans
10.50%
▼
APR10.50%
Last UpdatedApril 29, 2026
Details
FICO Score 700 - 749
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
1 Penn Sq, Lancaster, PA, 17602
Unsecured Optionline Tier 2
10.50%
▼
APR10.50%
Last UpdatedApril 29, 2026
Details
Learn More
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 5.20%
1605 Lititz Pike, Lancaster, PA, 17601
Personal Loan
10.74%
▼
APR10.74%
Last UpdatedApril 29, 2026
Details
Rates As Low As
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 5.20%
1605 Lititz Pike, Lancaster, PA, 17601
Personal Loan
10.99%
▼
APR10.99%
Last UpdatedApril 29, 2026
Details
Rates As Low As
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
Unsecured Personal Loan
11.00%
▼
APR11.00%
Last UpdatedApril 29, 2026
Details
700 - 749
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
Unsecured Personal Loans
11.00%
▼
APR11.00%
Last UpdatedApril 29, 2026
Details
FICO Score 700 - 749
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
Unsecured Personal Loan
11.50%
▼
APR11.50%
Last UpdatedApril 29, 2026
Details
650 - 699
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
Unsecured Personal Loans
11.50%
▼
APR11.50%
Last UpdatedApril 29, 2026
Details
FICO Score 650 - 699
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
1 Penn Sq, Lancaster, PA, 17602
Personal Loan
11.74%
▼
APR11.74%
Last UpdatedApril 29, 2026
Details
Learn More
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
Unsecured Personal Loans
12.00%
▼
APR12.00%
Last UpdatedApril 29, 2026
Details
FICO Score 650 - 699
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
Unsecured Personal Loan
12.00%
▼
APR12.00%
Last UpdatedApril 29, 2026
Details
650 - 699
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
Unsecured Personal Loan
12.50%
▼
APR12.50%
Last UpdatedApril 29, 2026
Details
650 - 699
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
Unsecured Personal Loans
12.50%
▼
APR12.50%
Last UpdatedApril 29, 2026
Details
FICO Score 650 - 699
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 5.20%
1605 Lititz Pike, Lancaster, PA, 17601
Personal Loan
12.99%
▼
APR12.99%
Last UpdatedApril 29, 2026
Details
Rates As Low As
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
Unsecured Personal Loan
13.00%
▼
APR13.00%
Last UpdatedApril 29, 2026
Details
650 - 699
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
Unsecured Personal Loans
13.00%
▼
APR13.00%
Last UpdatedApril 29, 2026
Details
FICO Score 650 - 699
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
Unsecured Personal Loan
13.50%
▼
APR13.50%
Last UpdatedApril 29, 2026
Details
600 - 649
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
Unsecured Personal Loans
13.50%
▼
APR13.50%
Last UpdatedApril 29, 2026
Details
FICO Score 600 - 649
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
Unsecured Personal Loan
14.00%
▼
APR14.00%
Last UpdatedApril 29, 2026
Details
600 - 649
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
Unsecured Personal Loans
14.00%
▼
APR14.00%
Last UpdatedApril 29, 2026
Details
FICO Score 600 - 649
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
Unsecured Personal Loan
14.50%
▼
APR14.50%
Last UpdatedApril 29, 2026
Details
600 - 649
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
Unsecured Personal Loans
14.50%
▼
APR14.50%
Last UpdatedApril 29, 2026
Details
FICO Score 600 - 649
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
Unsecured Personal Loan
15.00%
▼
APR15.00%
Last UpdatedApril 29, 2026
Details
600 - 649
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
Unsecured Personal Loans
15.00%
▼
APR15.00%
Last UpdatedApril 29, 2026
Details
FICO Score 600 - 649
Eagle One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.26%
1400 Harrisburg Pike, Lancaster, PA, 17604 1000
Payday Alternative Loan (PAL II) - Option 2
28.00%
▼
APR28.00%
Last UpdatedApril 29, 2026
Details
Application Fee - $20.00
Eagle One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.26%
1400 Harrisburg Pike, Lancaster, PA, 17604 1000
Payday Alternative Loan (PAL) - Option 1
28.00%
▼
APR28.00%
Last UpdatedApril 29, 2026
Details
Application Fee- $20.00
APR3.99%
Last UpdatedApril 29, 2026
Details
As Low As
P&G Mehoopany Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
Fuel Loan
4.00%
▼
APR4.00%
Last UpdatedApril 29, 2026
Details
No additional details available.
USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
Second Lien Position Loans to $49,999
4.00%
▼
APR4.00%
Last UpdatedApril 29, 2026
Details
$10,000
Allentown Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.11%
Shares Pledged Loans
4.00%
▼
APR4.00%
Last UpdatedApril 29, 2026
Details
up to $10,000.00
USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
Second Lien Position Loans to $300,000
4.10%
▼
APR4.10%
Last UpdatedApril 29, 2026
Details
$50,000
USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
Second Lien Position Loans to $49,999
4.20%
▼
APR4.20%
Last UpdatedApril 29, 2026
Details
$10,000
MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
Undergraduate Loans
4.24%
▼
APR4.24%
Last UpdatedApril 29, 2026
Details
No additional details available.
Reliance Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.80%
Certificate of Deposit Loans
4.30%
▼
APR4.30%
Last UpdatedApril 29, 2026
Details
3% over CD APR
USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
Second Lien Position Loans to $300,000
4.30%
▼
APR4.30%
Last UpdatedApril 29, 2026
Details
$50,000
USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
Second Lien Position Loans to $49,999
4.40%
▼
APR4.40%
Last UpdatedApril 29, 2026
Details
$10,000
Reading Berks School Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.87%
Pledged Share Loan
4.50%
▼
APR4.50%
Last UpdatedApril 29, 2026
Details
UP TO 72 MONTHS
Allentown Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.11%
Shares Pledged Loans
4.50%
▼
APR4.50%
Last UpdatedApril 29, 2026
Details
up to $10,000.00
USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
Second Lien Position Loans to $49,999
4.60%
▼
APR4.60%
Last UpdatedApril 29, 2026
Details
$10,000
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
Pledge Loan
4.99%
▼
APR4.99%
Last UpdatedApril 29, 2026
Details
No additional details available.
Allentown Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.11%
Shares Pledged Loans
4.99%
▼
APR4.99%
Last UpdatedApril 29, 2026
Details
up to $10,000.00
APR4.99%
Last UpdatedApril 29, 2026
Details
As Low As; Borrow $500 - $2,500
Altoona Area Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.09%
Loan Special
4.99%
▼
APR4.99%
Last UpdatedApril 29, 2026
Details
No additional details available.
USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
Second Lien Position Loan to $300,000
5.24%
▼
APR5.24%
Last UpdatedApril 29, 2026
Details
$50,000
Tri County Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.58%
61 to 72 Months (Minimum Loan Amount
5.24%
▼
APR5.24%
Last UpdatedApril 29, 2026
Details
$15,000; As Low As
Armstrong County Building and Loan Association
Institution Rating:
A+5.0 ★Texas Ratio: 5.51%
10 Year Loan
5.28%
▼
APR5.28%
Last UpdatedApril 29, 2026
Details
No additional details available.
Ingersoll Rand Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.14%
Solar Loan
5.49%
▼
APR5.49%
Last UpdatedApril 29, 2026
Details
Rates as low as
MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
Collateralized Loan
5.49%
▼
APR5.49%
Last UpdatedApril 29, 2026
Details
Auto title to a 'free and clear' vehicle, seven years old or newer
APR5.49%
Last UpdatedApril 29, 2026
Details
As Low As
APR5.49%
Last UpdatedApril 29, 2026
Details
No additional details available.
Upper Darby Bell Telco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.65%
Vacation Loan
5.50%
▼
APR5.50%
Last UpdatedApril 29, 2026
Details
up to 12 months
MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
Undergraduate Loans
5.50%
▼
APR5.50%
Last UpdatedApril 29, 2026
Details
No additional details available.
Visionary Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.88%
Loan Special
5.50%
▼
APR5.50%
Last UpdatedApril 29, 2026
Details
Maximum Loan $5,000
APR5.54%
Last UpdatedApril 29, 2026
Details
$10,000
USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
Second Lien Position Loan to $300,000
5.64%
▼
APR5.64%
Last UpdatedApril 29, 2026
Details
$50,000
APR5.74%
Last UpdatedApril 29, 2026
Details
As Low As; Proof of Income is required.
APR5.87%
Last UpdatedApril 29, 2026
Details
No additional details available.
G.A.P. Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
Sewer Project Loan Special
5.90%
▼
APR5.90%
Last UpdatedApril 29, 2026
Details
No additional details available.
APR5.94%
Last UpdatedApril 29, 2026
Details
$10,000
APR5.99%
Last UpdatedApril 29, 2026
Details
up to $2,500.00; As Low As
FirstEnergy Choice Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
90% Loan to Value
5.99%
▼
APR5.99%
Last UpdatedApril 29, 2026
Details
90% of home value less encumbrances/liens
APR5.99%
Last UpdatedApril 29, 2026
Details
As Low As; Additional amounts available. Amount, rate & term based on approved credit.
Frick Financial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.57%
Fast Cash Loan Special
5.99%
▼
APR5.99%
Last UpdatedApril 29, 2026
Details
As Low As; $2,000 maximum. New loan only - no refinance
Bethlehem 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
Loans for Computers, Smart Phones
6.00%
▼
APR6.00%
Last UpdatedApril 29, 2026
Details
As Low As
Locomotive And Control Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
Spring/Summer Signature Loan special
6.00%
▼
APR6.00%
Last UpdatedApril 29, 2026
Details
No additional details available.
Spojnia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.48%
Organization Signature Loan
6.24%
▼
APR6.24%
Last UpdatedApril 29, 2026
Details
Maximum $49,999.99 Available to: Parishes of the PNCC and non-profit associations and organizations associated with the Polish National Alliance
APR6.24%
Last UpdatedApril 29, 2026
Details
As Low As
APR6.24%
Last UpdatedApril 29, 2026
Details
As Low As
APR6.24%
Last UpdatedApril 29, 2026
Details
As Low As
Tri County Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.58%
73 to 84 Months (Minimum Loan Amount
6.24%
▼
APR6.24%
Last UpdatedApril 29, 2026
Details
$25,000; As Low As
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
First Credit Loan
6.25%
▼
APR6.25%
Last UpdatedApril 29, 2026
Details
As Low As
PPG and Associates Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
Signature
6.39%
▼
APR6.39%
Last UpdatedApril 29, 2026
Details
As Low As
APR6.39%
Last UpdatedApril 29, 2026
Details
As Low As; w/ Auto Pay Discount
Erie Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
EZ Personal Loan (Unsecured Loan)
6.49%
▼
APR6.49%
Last UpdatedApril 29, 2026
Details
No additional details available.
APR6.49%
Last UpdatedApril 29, 2026
Details
As Low As; Offer ends April 20, 2026.
MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
Personal Loan Specials
6.49%
▼
APR6.49%
Last UpdatedApril 29, 2026
Details
up to $75,000
APR6.49%
Last UpdatedApril 29, 2026
Details
As Low As; w/ Auto Pay Discount: as low as 6.39%
Ingersoll Rand Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.14%
Solar Loan
6.49%
▼
APR6.49%
Last UpdatedApril 29, 2026
Details
Rates as low as
APR6.49%
Last UpdatedApril 29, 2026
Details
As Low As
COLFAX POWER PLANT EMPLOYEES
Institution Rating:
B4.5 ★Texas Ratio: 21.22%
Promotional Personal Loan
6.50%
▼
APR6.50%
Last UpdatedApril 29, 2026
Details
$5,000.00 for 48 months.
APR6.50%
Last UpdatedApril 29, 2026
Details
for well qualified borrowers
APR6.50%
Last UpdatedApril 29, 2026
Details
Up to 75 % approved stocks
York Educational Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
Personal Loans
6.50%
▼
APR6.50%
Last UpdatedApril 29, 2026
Details
As Low As
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
Personal Loan
6.50%
▼
APR6.50%
Last UpdatedApril 29, 2026
Details
As Low As; Special fixed up to 15 months!
APR6.63%
Last UpdatedApril 29, 2026
Details
No additional details available.
Spojnia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.48%
Youth Credit Builder Loan
6.70%
▼
APR6.70%
Last UpdatedApril 29, 2026
Details
Minimum $200.00 Maximum $1000.00 Ages 16-17 with co-signer
FirstEnergy Choice Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
90% Loan to Value
6.74%
▼
APR6.74%
Last UpdatedApril 29, 2026
Details
90% of home value less encumbrances/liens
APR6.76%
Last UpdatedApril 29, 2026
Details
No additional details available.
Spojnia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.48%
Organization Signature Loan
6.85%
▼
APR6.85%
Last UpdatedApril 29, 2026
Details
Maximum $49,999.99 Available to: Parishes of the PNCC and non-profit associations and organizations associated with the Polish National Alliance
APR6.89%
Last UpdatedApril 29, 2026
Details
No additional details available.
APR6.89%
Last UpdatedApril 29, 2026
Details
No additional details available.
APR6.90%
Last UpdatedApril 29, 2026
Details
No additional details available.
APR6.90%
Last UpdatedApril 29, 2026
Details
No additional details available.
ACBA Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.58%
Multi-Year Loan Limits for New Members
6.95%
▼
APR6.95%
Last UpdatedApril 29, 2026
Details
8.00% CASH (Eligible with up to 4 impediments)
Ingersoll Rand Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.14%
Watersports Loan
6.99%
▼
APR6.99%
Last UpdatedApril 29, 2026
Details
Rates as low as:
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.15%
Personal Loans
6.99%
▼
APR6.99%
Last UpdatedApril 29, 2026
Details
As Low As; APR = Annual Percentage Rate
APR6.99%
Last UpdatedApril 29, 2026
Details
Special Rate for First-time Borrowers
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
Move Me Loan Rate
7.00%
▼
APR7.00%
Last UpdatedApril 29, 2026
Details
No additional details available.
Latrobe Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
Signature Loan
7.00%
▼
APR7.00%
Last UpdatedApril 29, 2026
Details
As Low As
North East Welch Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
Personal Loans
7.00%
▼
APR7.00%
Last UpdatedApril 29, 2026
Details
No additional details available.
APR7.11%
Last UpdatedApril 29, 2026
Details
No additional details available.
Top Tier Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.44%
Recreational Loans
7.24%
▼
APR7.24%
Last UpdatedApril 29, 2026
Details
As Low As
APR7.24%
Last UpdatedApril 29, 2026
Details
As Low As
APR7.24%
Last UpdatedApril 29, 2026
Details
As Low As
OMEGA
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
Vacation/Holiday Loans Up to 12 Months
7.24%
▼
APR7.24%
Last UpdatedApril 29, 2026
Details
As Low As
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.11%
Land Loans* 10 years
7.25%
▼
APR7.25%
Last UpdatedApril 29, 2026
Details
No additional details available.
APR7.34%
Last UpdatedApril 29, 2026
Details
No additional details available.
APR7.39%
Last UpdatedApril 29, 2026
Details
As Low As; w/ Auto Pay Discount
Erie Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
EZ Personal Loan (Unsecured Loan)
7.49%
▼
APR7.49%
Last UpdatedApril 29, 2026
Details
No additional details available.
Choice One Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.55%
Loans
7.49%
▼
APR7.49%
Last UpdatedApril 29, 2026
Details
As Low As; With terms up to 84 Months Max amount financed is 80% *This rate includes the .25% discount.
MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
Personal Loan Specials
7.49%
▼
APR7.49%
Last UpdatedApril 29, 2026
Details
60 month
APR7.49%
Last UpdatedApril 29, 2026
Details
As Low As; w/ Auto Pay Discount: as low as 7.39%
Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
Personal Loans 2 Years
7.50%
▼
APR7.50%
Last UpdatedApril 29, 2026
Details
As Low As
IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
Personal Loans
7.50%
▼
APR7.50%
Last UpdatedApril 29, 2026
Details
No additional details available.
Spojnia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.48%
Organization Signature Loan
7.60%
▼
APR7.60%
Last UpdatedApril 29, 2026
Details
Maximum $49,999.99 Available to: Parishes of the PNCC and non-profit associations and organizations associated with the Polish National Alliance; 15 year minimum is $20,000.00
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedApril 29, 2026
Details
As Low As; Fixed up to 36 months
APR7.74%
Last UpdatedApril 29, 2026
Details
As Low As
APR7.74%
Last UpdatedApril 29, 2026
Details
As Low As
North East Welch Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
Personal Loans
7.75%
▼
APR7.75%
Last UpdatedApril 29, 2026
Details
No additional details available.
Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
Personal Loans 3 Years
7.75%
▼
APR7.75%
Last UpdatedApril 29, 2026
Details
As Low As
Highway Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
Signature Loan
7.75%
▼
APR7.75%
Last UpdatedApril 29, 2026
Details
Scores: 750-Above
APR7.76%
Last UpdatedApril 29, 2026
Details
Maximum $30,000.00
APR7.89%
Last UpdatedApril 29, 2026
Details
FIXED APR WITH AUTO PAY
APR7.90%
Last UpdatedApril 29, 2026
Details
As Low As
APR7.90%
Last UpdatedApril 29, 2026
Details
As Low As
P&G Mehoopany Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
Signature Loan
7.90%
▼
APR7.90%
Last UpdatedApril 29, 2026
Details
As Low As
Lehigh County Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Personal Unsecured
7.95%
▼
APR7.95%
Last UpdatedApril 29, 2026
Details
Min. $1,000.00 / Max. $10,000.00
ACBA Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.58%
Multi-Year Loan Limits for New Members
7.96%
▼
APR7.96%
Last UpdatedApril 29, 2026
Details
9.95% CASH (Eligible with up to 4 impediments
West Aircomm Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.44%
Personal Loan Special
7.99%
▼
APR7.99%
Last UpdatedApril 29, 2026
Details
As Low As; $24.85
Ingersoll Rand Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.14%
Tractor Loan
7.99%
▼
APR7.99%
Last UpdatedApril 29, 2026
Details
Rates as low as:
Ingersoll Rand Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.14%
Solar Loan
7.99%
▼
APR7.99%
Last UpdatedApril 29, 2026
Details
Rates as low as
APR7.99%
Last UpdatedApril 29, 2026
Details
As Low As
York Educational Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
Holiday Promotional Loan
7.99%
▼
APR7.99%
Last UpdatedApril 29, 2026
Details
No additional details available.
APR7.99%
Last UpdatedApril 29, 2026
Details
No additional details available.
Frick Financial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.57%
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedApril 29, 2026
Details
As Low As
APR7.99%
Last UpdatedApril 29, 2026
Details
As Low As
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 29, 2026
Details
As Low As
G.A.P. Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
You Own It Loan
8.00%
▼
APR8.00%
Last UpdatedApril 29, 2026
Details
No additional details available.
Steel Strong Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
Personal Loan
8.00%
▼
APR8.00%
Last UpdatedApril 29, 2026
Details
As Low As
APR8.00%
Last UpdatedApril 29, 2026
Details
As Low As
Lebanon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.81%
Credit Builder Loan
8.00%
▼
APR8.00%
Last UpdatedApril 29, 2026
Details
Requires Automatic repayment (ACH, Payroll, Checking, Savings); Loan amounts of $500- $1000
Greater Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.06%
Unsecured Signature Loan
8.00%
▼
APR8.00%
Last UpdatedApril 29, 2026
Details
As Low As; APR*
Altoona Area Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.09%
Signature Loan
8.00%
▼
APR8.00%
Last UpdatedApril 29, 2026
Details
No additional details available.
Upper Darby Bell Telco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.65%
Consolidation Loan
8.20%
▼
APR8.20%
Last UpdatedApril 29, 2026
Details
up to 60 months
APR8.24%
Last UpdatedApril 29, 2026
Details
As Low As
APR8.24%
Last UpdatedApril 29, 2026
Details
As Low As
OMEGA
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
Vacation/Holiday Loans Up to 24 Months
8.24%
▼
APR8.24%
Last UpdatedApril 29, 2026
Details
As Low As
West Branch Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
Personal Loans
8.24%
▼
APR8.24%
Last UpdatedApril 29, 2026
Details
As Low As; Personal Loans
West Branch Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
Personal Loans max**
8.24%
▼
APR8.24%
Last UpdatedApril 29, 2026
Details
$20,000
Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
Personal Loans 4 Years
8.25%
▼
APR8.25%
Last UpdatedApril 29, 2026
Details
As Low As
Highway Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
Signature Loan
8.25%
▼
APR8.25%
Last UpdatedApril 29, 2026
Details
Scores: 750-Above
APR8.39%
Last UpdatedApril 29, 2026
Details
As Low As; w/ Auto Pay Discount
Arize Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.83%
Unsecured Personal Loans
8.49%
▼
APR8.49%
Last UpdatedApril 29, 2026
Details
No additional details available.
Central Susquehanna Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Personal Up to 60 Months
8.49%
▼
APR8.49%
Last UpdatedApril 29, 2026
Details
up to $12,000
Central Susquehanna Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Personal Loan
8.49%
▼
APR8.49%
Last UpdatedApril 29, 2026
Details
As Low As; Annual Percentage Rate
APR8.49%
Last UpdatedApril 29, 2026
Details
As Low As; w/ Auto Pay Discount: as low as 8.39%
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
Stock Loans to 75% of Value
8.49%
▼
APR8.49%
Last UpdatedApril 29, 2026
Details
As Low As
Erie Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
EZ Personal Loan (Unsecured Loan)
8.49%
▼
APR8.49%
Last UpdatedApril 29, 2026
Details
No additional details available.
G.A.P. Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
You Own It Loan
8.50%
▼
APR8.50%
Last UpdatedApril 29, 2026
Details
established direct deposit
Steel Strong Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
Personal Loan
8.50%
▼
APR8.50%
Last UpdatedApril 29, 2026
Details
As Low As
Cross Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
Personal Loan
8.50%
▼
APR8.50%
Last UpdatedApril 29, 2026
Details
No additional details available.
Fayette County School Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Signature Loans
8.50%
▼
APR8.50%
Last UpdatedApril 29, 2026
Details
up to $10,000
APR8.50%
Last UpdatedApril 29, 2026
Details
No additional details available.
Norwin Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
More Fantastic Than Plastic Loan
8.50%
▼
APR8.50%
Last UpdatedApril 29, 2026
Details
Payment example per $1,000.00 borrowed at 8.5% APR* for 48 months is $24.67
Pocono Medical Center Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
Signature Loans
8.50%
▼
APR8.50%
Last UpdatedApril 29, 2026
Details
No additional details available.
Fayette County School Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Signature Loans
8.74%
▼
APR8.74%
Last UpdatedApril 29, 2026
Details
up to $10,000
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
Unsecured Personal Loan
8.00%
▼
APR8.00%
Last UpdatedApril 29, 2026
Details
750+
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
Unsecured Personal Loans
8.00%
▼
APR8.00%
Last UpdatedApril 29, 2026
Details
FICO Score 750+
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
Unsecured Personal Loan
8.50%
▼
APR8.50%
Last UpdatedApril 29, 2026
Details
750+
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
Unsecured Personal Loans
8.50%
▼
APR8.50%
Last UpdatedApril 29, 2026
Details
FICO Score 750+
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
Unsecured Personal Loan
9.00%
▼
APR9.00%
Last UpdatedApril 29, 2026
Details
750+
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
Unsecured Personal Loans
9.00%
▼
APR9.00%
Last UpdatedApril 29, 2026
Details
FICO Score 750+
Lanco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.16%
349 W Roseville Rd, Lancaster, PA, 17601
Personal Loan
9.24%
▼
APR9.24%
Last UpdatedApril 29, 2026
Details
No additional details available.
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
Unsecured Personal Loan
9.50%
▼
APR9.50%
Last UpdatedApril 29, 2026
Details
750+
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
Unsecured Personal Loans
9.50%
▼
APR9.50%
Last UpdatedApril 29, 2026
Details
FICO Score 750+
Citadel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.89%
100 Granite Run Dr, Lancaster, PA, 17601 6802
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 29, 2026
Details
As Low As; Personal Loan Rates
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
Unsecured Personal Loan
10.00%
▼
APR10.00%
Last UpdatedApril 29, 2026
Details
750+
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
Unsecured Personal Loans
10.00%
▼
APR10.00%
Last UpdatedApril 29, 2026
Details
FICO Score 750+
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 5.20%
1605 Lititz Pike, Lancaster, PA, 17601
Personal Loan
10.39%
▼
APR10.39%
Last UpdatedApril 29, 2026
Details
Rates As Low As
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
Unsecured Personal Loan
10.50%
▼
APR10.50%
Last UpdatedApril 29, 2026
Details
700 - 749
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
Unsecured Personal Loans
10.50%
▼
APR10.50%
Last UpdatedApril 29, 2026
Details
FICO Score 700 - 749
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 5.20%
1605 Lititz Pike, Lancaster, PA, 17601
Personal Loan
10.74%
▼
APR10.74%
Last UpdatedApril 29, 2026
Details
Rates As Low As
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 5.20%
1605 Lititz Pike, Lancaster, PA, 17601
Personal Loan
10.99%
▼
APR10.99%
Last UpdatedApril 29, 2026
Details
Rates As Low As
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
Unsecured Personal Loan
11.00%
▼
APR11.00%
Last UpdatedApril 29, 2026
Details
700 - 749
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
Unsecured Personal Loans
11.00%
▼
APR11.00%
Last UpdatedApril 29, 2026
Details
FICO Score 700 - 749
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
Unsecured Personal Loan
11.50%
▼
APR11.50%
Last UpdatedApril 29, 2026
Details
650 - 699
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
Unsecured Personal Loans
11.50%
▼
APR11.50%
Last UpdatedApril 29, 2026
Details
FICO Score 650 - 699
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
1 Penn Sq, Lancaster, PA, 17602
Personal Loan
11.74%
▼
APR11.74%
Last UpdatedApril 29, 2026
Details
Learn More
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
Unsecured Personal Loan
12.00%
▼
APR12.00%
Last UpdatedApril 29, 2026
Details
650 - 699
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
Unsecured Personal Loans
12.00%
▼
APR12.00%
Last UpdatedApril 29, 2026
Details
FICO Score 650 - 699
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
Unsecured Personal Loan
12.50%
▼
APR12.50%
Last UpdatedApril 29, 2026
Details
650 - 699
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
Unsecured Personal Loans
12.50%
▼
APR12.50%
Last UpdatedApril 29, 2026
Details
FICO Score 650 - 699
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 5.20%
1605 Lititz Pike, Lancaster, PA, 17601
Personal Loan
12.99%
▼
APR12.99%
Last UpdatedApril 29, 2026
Details
Rates As Low As
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
Unsecured Personal Loan
13.00%
▼
APR13.00%
Last UpdatedApril 29, 2026
Details
650 - 699
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
Unsecured Personal Loans
13.00%
▼
APR13.00%
Last UpdatedApril 29, 2026
Details
FICO Score 650 - 699
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
Unsecured Personal Loan
13.50%
▼
APR13.50%
Last UpdatedApril 29, 2026
Details
600 - 649
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
Unsecured Personal Loans
13.50%
▼
APR13.50%
Last UpdatedApril 29, 2026
Details
FICO Score 600 - 649
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
Unsecured Personal Loans
14.00%
▼
APR14.00%
Last UpdatedApril 29, 2026
Details
FICO Score 600 - 649
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
Unsecured Personal Loan
14.00%
▼
APR14.00%
Last UpdatedApril 29, 2026
Details
600 - 649
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
Unsecured Personal Loan
14.50%
▼
APR14.50%
Last UpdatedApril 29, 2026
Details
600 - 649
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
Unsecured Personal Loans
14.50%
▼
APR14.50%
Last UpdatedApril 29, 2026
Details
FICO Score 600 - 649
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
Unsecured Personal Loan
15.00%
▼
APR15.00%
Last UpdatedApril 29, 2026
Details
600 - 649
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
Unsecured Personal Loans
15.00%
▼
APR15.00%
Last UpdatedApril 29, 2026
Details
FICO Score 600 - 649
APR3.99%
Last UpdatedApril 29, 2026
Details
As Low As
APR6.24%
Last UpdatedApril 29, 2026
Details
As Low As
APR6.24%
Last UpdatedApril 29, 2026
Details
As Low As
APR6.39%
Last UpdatedApril 29, 2026
Details
As Low As; w/ Auto Pay Discount
APR6.49%
Last UpdatedApril 29, 2026
Details
As Low As; w/ Auto Pay Discount: as low as 6.39%
APR6.49%
Last UpdatedApril 29, 2026
Details
As Low As
MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
Personal Loan Specials
6.49%
▼
APR6.49%
Last UpdatedApril 29, 2026
Details
up to $75,000
Erie Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
EZ Personal Loan (Unsecured Loan)
6.49%
▼
APR6.49%
Last UpdatedApril 29, 2026
Details
No additional details available.
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
Personal Loan
6.50%
▼
APR6.50%
Last UpdatedApril 29, 2026
Details
As Low As; Special fixed up to 15 months!
York Educational Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
Personal Loans
6.50%
▼
APR6.50%
Last UpdatedApril 29, 2026
Details
As Low As
COLFAX POWER PLANT EMPLOYEES
Institution Rating:
B4.5 ★Texas Ratio: 21.22%
Promotional Personal Loan
6.50%
▼
APR6.50%
Last UpdatedApril 29, 2026
Details
$5,000.00 for 48 months.
APR6.89%
Last UpdatedApril 29, 2026
Details
No additional details available.
APR6.99%
Last UpdatedApril 29, 2026
Details
Special Rate for First-time Borrowers
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.15%
Personal Loans
6.99%
▼
APR6.99%
Last UpdatedApril 29, 2026
Details
As Low As; APR = Annual Percentage Rate
North East Welch Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
Personal Loans
7.00%
▼
APR7.00%
Last UpdatedApril 29, 2026
Details
No additional details available.
APR7.11%
Last UpdatedApril 29, 2026
Details
No additional details available.
APR7.24%
Last UpdatedApril 29, 2026
Details
As Low As
APR7.24%
Last UpdatedApril 29, 2026
Details
As Low As
APR7.34%
Last UpdatedApril 29, 2026
Details
No additional details available.
APR7.39%
Last UpdatedApril 29, 2026
Details
As Low As; w/ Auto Pay Discount
Erie Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
EZ Personal Loan (Unsecured Loan)
7.49%
▼
APR7.49%
Last UpdatedApril 29, 2026
Details
No additional details available.
MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
Personal Loan Specials
7.49%
▼
APR7.49%
Last UpdatedApril 29, 2026
Details
60 month
APR7.49%
Last UpdatedApril 29, 2026
Details
As Low As; w/ Auto Pay Discount: as low as 7.39%
Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
Personal Loans 2 Years
7.50%
▼
APR7.50%
Last UpdatedApril 29, 2026
Details
As Low As
IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
Personal Loans
7.50%
▼
APR7.50%
Last UpdatedApril 29, 2026
Details
No additional details available.
APR7.74%
Last UpdatedApril 29, 2026
Details
As Low As
APR7.74%
Last UpdatedApril 29, 2026
Details
As Low As
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedApril 29, 2026
Details
As Low As; Fixed up to 36 months
Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
Personal Loans 3 Years
7.75%
▼
APR7.75%
Last UpdatedApril 29, 2026
Details
As Low As
North East Welch Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
Personal Loans
7.75%
▼
APR7.75%
Last UpdatedApril 29, 2026
Details
No additional details available.
APR7.89%
Last UpdatedApril 29, 2026
Details
FIXED APR WITH AUTO PAY
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 29, 2026
Details
As Low As
Frick Financial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.57%
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedApril 29, 2026
Details
As Low As
West Aircomm Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.44%
Personal Loan Special
7.99%
▼
APR7.99%
Last UpdatedApril 29, 2026
Details
As Low As; $24.85
Steel Strong Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
Personal Loan
8.00%
▼
APR8.00%
Last UpdatedApril 29, 2026
Details
As Low As
West Branch Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
Personal Loans max**
8.24%
▼
APR8.24%
Last UpdatedApril 29, 2026
Details
$20,000
West Branch Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
Personal Loans
8.24%
▼
APR8.24%
Last UpdatedApril 29, 2026
Details
As Low As; Personal Loans
APR8.24%
Last UpdatedApril 29, 2026
Details
As Low As
APR8.24%
Last UpdatedApril 29, 2026
Details
As Low As
Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
Personal Loans 4 Years
8.25%
▼
APR8.25%
Last UpdatedApril 29, 2026
Details
As Low As
APR8.39%
Last UpdatedApril 29, 2026
Details
As Low As; w/ Auto Pay Discount
Erie Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
EZ Personal Loan (Unsecured Loan)
8.49%
▼
APR8.49%
Last UpdatedApril 29, 2026
Details
No additional details available.
APR8.49%
Last UpdatedApril 29, 2026
Details
As Low As; w/ Auto Pay Discount: as low as 8.39%
Central Susquehanna Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Personal Loan
8.49%
▼
APR8.49%
Last UpdatedApril 29, 2026
Details
As Low As; Annual Percentage Rate
Arize Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.83%
Unsecured Personal Loans
8.49%
▼
APR8.49%
Last UpdatedApril 29, 2026
Details
No additional details available.
Steel Strong Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
Personal Loan
8.50%
▼
APR8.50%
Last UpdatedApril 29, 2026
Details
As Low As
Cross Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
Personal Loan
8.50%
▼
APR8.50%
Last UpdatedApril 29, 2026
Details
No additional details available.
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Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
UFCW Local 1776 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.30%
Debt Consolidation
12.49%
▼
APR12.49%
Last UpdatedApril 29, 2026
Details
As Low As; * For Qualified Buyer
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Debt Consolidation Loan
14.49%
▼
APR14.49%
Last UpdatedApril 29, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Debt Consolidation Loans
14.49%
▼
APR14.49%
Last UpdatedApril 29, 2026
Details
As Low As
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Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
APR5.99%
Last UpdatedApril 29, 2026
Details
As Low As; Additional amounts available. Amount, rate & term based on approved credit.
APR5.99%
Last UpdatedApril 29, 2026
Details
up to $2,500.00; As Low As
Locomotive And Control Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
Spring/Summer Signature Loan special
6.00%
▼
APR6.00%
Last UpdatedApril 29, 2026
Details
No additional details available.
Spojnia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.48%
Organization Signature Loan
6.24%
▼
APR6.24%
Last UpdatedApril 29, 2026
Details
Maximum $49,999.99 Available to: Parishes of the PNCC and non-profit associations and organizations associated with the Polish National Alliance
PPG and Associates Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
Signature
6.39%
▼
APR6.39%
Last UpdatedApril 29, 2026
Details
As Low As
APR6.49%
Last UpdatedApril 29, 2026
Details
As Low As; Offer ends April 20, 2026.
Spojnia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.48%
Organization Signature Loan
6.85%
▼
APR6.85%
Last UpdatedApril 29, 2026
Details
Maximum $49,999.99 Available to: Parishes of the PNCC and non-profit associations and organizations associated with the Polish National Alliance
Latrobe Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
Signature Loan
7.00%
▼
APR7.00%
Last UpdatedApril 29, 2026
Details
As Low As
Spojnia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.48%
Organization Signature Loan
7.60%
▼
APR7.60%
Last UpdatedApril 29, 2026
Details
Maximum $49,999.99 Available to: Parishes of the PNCC and non-profit associations and organizations associated with the Polish National Alliance; 15 year minimum is $20,000.00
Highway Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
Signature Loan
7.75%
▼
APR7.75%
Last UpdatedApril 29, 2026
Details
Scores: 750-Above
P&G Mehoopany Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
Signature Loan
7.90%
▼
APR7.90%
Last UpdatedApril 29, 2026
Details
As Low As
APR7.99%
Last UpdatedApril 29, 2026
Details
As Low As
Greater Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.06%
Unsecured Signature Loan
8.00%
▼
APR8.00%
Last UpdatedApril 29, 2026
Details
As Low As; APR*
Altoona Area Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.09%
Signature Loan
8.00%
▼
APR8.00%
Last UpdatedApril 29, 2026
Details
No additional details available.
Highway Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
Signature Loan
8.25%
▼
APR8.25%
Last UpdatedApril 29, 2026
Details
Scores: 750-Above
Fayette County School Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Signature Loans
8.50%
▼
APR8.50%
Last UpdatedApril 29, 2026
Details
up to $10,000
APR8.50%
Last UpdatedApril 29, 2026
Details
No additional details available.
Pocono Medical Center Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
Signature Loans
8.50%
▼
APR8.50%
Last UpdatedApril 29, 2026
Details
No additional details available.
Fayette County School Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Signature Loans
8.74%
▼
APR8.74%
Last UpdatedApril 29, 2026
Details
up to $10,000
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No home improvement personal loan rates found in Lancaster, PA currently.
Lancaster, PA Personal Loan Rate Trends
Compare local Lancaster, PA personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Personal Loan — PA Avg
10.238%
▼ 0.038 vs 7 days ago
Pennsylvania personal loan rates fell 0.038 points over the past 7 days to 10.238% APR.
Signature Loan — PA Avg
11.263%
▲ 0.023 vs 7 days ago
Pennsylvania signature loan rates rose 0.023 points over the past 7 days to 11.263% APR.
As of Apr 29, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions
What credit score do I need for a personal loan in Pennsylvania?
Most lenders in Lancaster, Pennsylvania require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Pennsylvania often have more flexible requirements than traditional banks.
What is the difference between secured and unsecured personal loans?
Unsecured personal loans in Lancaster, Pennsylvania require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.
Can I use a personal loan for debt consolidation in Pennsylvania?
Yes. Debt consolidation is one of the most common uses of personal loans in Lancaster, Pennsylvania. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.
Are credit unions or banks better for personal loans in Lancaster, Pennsylvania?
Credit unions in Lancaster, Pennsylvania often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.
What are the best personal loan rates in Lancaster, Pennsylvania?
- Pennsylvania State Employees Credit Union: 5.94% (5 Year Equity Loan-to-Value up to 80%)
- Penlanco Federal Credit Union: 7.95% (Personal)
- Lancaster Red Rose Credit Union: 8.00% (Unsecured Personal Loan)
- Fulton Bank: 8.00% (Unsecured Optionline Tier 1)
- Eagle One Federal Credit Union: 8.90% (Holiday Loans)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Lancaster, Pennsylvania. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 27, 2026.
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