Best Personal Loan Rates in Lopez, Pennsylvania (PA) - May 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Lopez, Pennsylvania include: P&G Mehoopany Employees Federal Credit UnionP&G Mehoopany Employees Federal Credit UnionA+5.0 ★Texas Ratio: 0.87% offering Fuel Loan at 4.00% APR, USXUSXA+5.0 ★Texas Ratio: 1.67% offering Second Lien Position Loans to $49,999 at 4.00% APR, MERCK SHARP and DOHMEMERCK SHARP and DOHMEA+5.0 ★Texas Ratio: 2.36% offering Undergraduate Loans at 4.24% APR, North East Welch Federal Credit UnionNorth East Welch Federal Credit UnionA+5.0 ★Texas Ratio: 2.64% offering New (2024-2026) Loan at 4.49% APR, and Altoona Area Employees Federal Credit UnionAltoona Area Employees Federal Credit UnionA+5.0 ★Texas Ratio: 0.09% offering Loan Special at 4.99% APR. Personal loan rates as of May 22, 2026 according to verified data from MonitorBankRates.
Lopez borrowers have access to 66 lenders serving the Pennsylvania area, with personal loan rates as low as 4.00% APR from P&G Mehoopany Employees Federal Credit Union. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Lopez, Pennsylvania.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Lopez, Pennsylvania. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: May 22, 2026
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$10,000
$50,000
$10,000
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$50,000
$10,000
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$10,000
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If you refinanced your auto loan that is financed somewhere else. Note: $108.00 PA Department of Motor Vehicles titling fee applies this loan.
Intro rate expires: 6 months; Regular APR: 11.65%
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As Low As; Bright Auto Loans
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As Low As; Maximum Loan $5,000
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As Low As; Your rate will be determined by your credit score at the time of application. Available 5/1/2026-9/1/2026.
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As Low As; Bright Auto Loans
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up to $2,500.00; As Low As
As Low As; $2,000 maximum. New loan only - no refinance
As Low As; Additional amounts available. Amount, rate & term based on approved credit.
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Maximum $49,999.99 Available to: Parishes of the PNCC and non-profit associations and organizations associated with the Polish National Alliance
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As Low As; *Annual Percentage Rate (APR) is current as of publication date. Terms and conditions may vary based on qualifications and collateral. This offer may be modified or discontinued without prior notice.
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up to $75,000
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As Low As; With terms up to 84 Months Max amount financed is 80% *This rate includes the .25% discount.
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up to $5,000.00 for 48 months; Maximum of one (1) per member
Up to 75 % approved stocks
As Low As; for up to 60 months
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As Low As; Special fixed up to 15 months!
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Minimum $200.00 Maximum $1000.00 Ages 16-17 with co-signer
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Maximum $49,999.99 Available to: Parishes of the PNCC and non-profit associations and organizations associated with the Polish National Alliance
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8.00% CASH (Eligible with up to 4 impediments)
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Special Rate for First-time Borrowers
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Up to $4,000
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As Low As; *all annual percentage rates are subject to change
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As Low As; w/ Auto Pay Discount
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60 month
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FIXED APR WITH AUTO PAY
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Maximum $49,999.99 Available to: Parishes of the PNCC and non-profit associations and organizations associated with the Polish National Alliance; 15 year minimum is $20,000.00
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As Low As; Fixed up to 36 months
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Maximum $30,000.00
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Min. $1,000.00 / Max. $10,000.00
9.95% CASH (Eligible with up to 4 impediments
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FICO Score 750+
750+
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Requires Automatic repayment (ACH, Payroll, Checking, Savings); Loan amounts of $500- $1000
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Intro rate expires: 6 months; Regular APR: 11.65%
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up to $75,000
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As Low As; Special fixed up to 15 months!
up to $5,000.00 for 48 months; Maximum of one (1) per member
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Special Rate for First-time Borrowers
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Up to $4,000
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As Low As; w/ Auto Pay Discount
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60 month
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FIXED APR WITH AUTO PAY
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As Low As; Fixed up to 36 months
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750+
FICO Score 750+
As Low As; For Qualified Buyer
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As Low As; Additional amounts available. Amount, rate & term based on approved credit.
up to $2,500.00; As Low As
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Maximum $49,999.99 Available to: Parishes of the PNCC and non-profit associations and organizations associated with the Polish National Alliance
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As Low As; for up to 60 months
Maximum $49,999.99 Available to: Parishes of the PNCC and non-profit associations and organizations associated with the Polish National Alliance
As Low As; *all annual percentage rates are subject to change
No additional details available.
Maximum $49,999.99 Available to: Parishes of the PNCC and non-profit associations and organizations associated with the Polish National Alliance; 15 year minimum is $20,000.00
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Lopez, PA Personal Loan Rate Trends
Compare local Lopez, PA personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Pennsylvania personal loan rates rose 0.167 points over the past 7 days to 10.433% APR.
Pennsylvania signature loan rates fell 0.718 points over the past 7 days to 10.510% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Lopez, Pennsylvania personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Lopez, Pennsylvania directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Lopez, Pennsylvania. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in PA.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Pennsylvania?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Pennsylvania?
Are credit unions or banks better for personal loans in Lopez, Pennsylvania?
What are the best personal loan rates in Lopez, Pennsylvania?
- P&G Mehoopany Employees Federal Credit Union: 4.00% (Fuel Loan)
- USX: 4.00% (Second Lien Position Loans to $49,999)
- MERCK SHARP and DOHME: 4.24% (Undergraduate Loans)
- North East Welch Federal Credit Union: 4.49% (New (2024-2026) Loan)
- Altoona Area Employees Federal Credit Union: 4.99% (Loan Special)
Personal Loan Calculators
